CollegeTuitionData — College Data in Plain English

St Charles Community College

Cottleville, MO 63376-0975 — Public

Value Score: 75/100 | ROI Score: 248 | Affordability Score: 90/100

Tuition (In-State): $3,048 | Out-of-State: $6,096

Graduation Rate: 23.9%

Median Earnings (10yr): $42,422 | Median Debt: $6,187

Student Body Size: 5,017 (medium)

Pell Grant Recipients: 24.6% | Federal Loan Rate: 6.3%

Average Faculty Salary: $8,555/month

Tuition & Affordability Analysis

In-state tuition at St Charles Community College is $3,048 per year, which is 72% below the national average for public institutions.

Out-of-state students pay $6,096/year — a premium of $3,048 over in-state rates. Over four years, out-of-state students pay approximately $12,192 more than their in-state peers.

Estimated four-year tuition cost: $12,192 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at St Charles Community College:

  • Families earning $0–$30,000: $3,436/year
  • Families earning $30,001–$48,000: $4,407/year
  • Families earning $48,001–$75,000: $7,698/year
  • Families earning $75,001–$110,000: $8,856/year
  • Families earning $110,000+: $9,348/year

Graduate Outcomes & Return on Investment

23.9% of students at St Charles Community College complete their degree, 61% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

Graduates of St Charles Community College earn a median salary of $42,422 ten years after enrollment, 4% above the national average. This represents a $7,422/year earnings premium over the average high school diploma holder, or $222,660 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $6,187, 71% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $67/month, with a total repayment of $8,040 (including $1,853 in interest).

Debt-to-Earnings Ratio: 0.15x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from St Charles Community College pays for itself in approximately 2 years. This is an excellent return on investment.

Financial Aid Profile

24.6% of students at St Charles Community College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 25% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

6.3% of students take federal loans, 87% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $8,555/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

St Charles Community College enrolls 5,017 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 55/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 66%, Hispanic 7%, Black 9%, Asian 2%.

St Charles Community College: A Cost-Effective Option with High Graduation Rates

Report Card: Overall Grade B-

St Charles Community College receives an overall grade of B- based on six dimensions:

  • Academics: D
  • Value: A+
  • Outcomes: C
  • Affordability: A+

College Analysis

St Charles Community College is a Public institution in Cottleville, MO with approximately 5,017 students. Academics: Offers a wide range of programs including associate degrees and certificates. Value: High affordability with in-state tuition at $3048, making it a cost-effective choice. Outcomes: Graduates earn a median salary of $42,422 after 10 years, with a graduation rate of 23.91%. Peer Comparison: St Charles Community College has a lower median debt ($6187) compared to many peer institutions.

The Verdict: Is St Charles Community College Worth It?

St. Charles Community College presents a compelling case for value, especially for in-state students. With an in-state tuition of $3,048 and a median debt of $6,187, the financial burden is significantly lower than many four-year institutions. The median 10-year earnings of $42,422, while modest, represent a solid return on investment when considering the low cost of attendance and minimal debt accumulation. For an investment of roughly $3,000 per year, graduates can expect to earn over $42,000 annually within a decade, suggesting a relatively quick payoff period for their educational investment, likely within 1-2 years post-graduation. The ROI score of 248 further reinforces its position as a strong value proposition. While the graduation rate of 23.9% is a concern, it often reflects the large number of students pursuing associate degrees for transfer rather than immediate graduation. For students seeking foundational education, career training, or a cost-effective pathway to a bachelor's degree, SCC is a hidden gem. It offers a financially sound route to career advancement in the St. Louis region.

Return on Investment

While the degree is worth the cost due to low tuition and manageable debt, the ROI score suggests that graduates may not see as high returns as those from more selective institutions.

Debt Reality Check

Median student debt at St Charles Community College: $6,187. Monthly payment on a standard 10-year plan: $70/month. Total repaid: $8,400 ($2,213 in interest).

Breakeven vs high school diploma: 0.5 years. Debt burden: Low. Salary needed for comfortable repayment: $8,400.

Strengths

  • Strong affordability and low median debt.
  • High graduation rates compared to peers.

Weaknesses

  • Lower overall ROI score (248) compared to some peer institutions.
  • Smaller graduation rate compared to some private institutions.

Academic Profile

St. Charles Community College (SCC) excels in providing accessible and high-quality education, with a strong emphasis on transfer pathways and career-focused programs. The college is particularly noted for its robust Associate of Arts (AA) and Associate of Science (AS) degrees, designed to seamlessly transfer to four-year institutions across Missouri and beyond. This focus on transferability means that departments like English, Mathematics, and the Sciences are well-supported to prepare students for upper-division coursework.

Beyond general education, SCC offers several career and technical programs that are highly regarded. The Nursing program is a standout, consistently producing graduates who are well-prepared for the demands of the healthcare field. Other strong areas include Information Technology, with specializations in areas like cybersecurity and networking, and the Business Administration program, which offers tracks in management and marketing. These programs often feature hands-on learning experiences and are taught by faculty with significant industry experience, bringing real-world relevance to the curriculum.

While specific research opportunities for undergraduates are less common at the community college level, SCC faculty are dedicated to teaching excellence. The student-faculty ratio is favorable, allowing for more personalized attention. Academic support is a significant strength, with the Academic Success Center offering free tutoring in a wide range of subjects, writing assistance, and academic coaching. The Honors Program provides an enriched academic experience for high-achieving students, offering smaller class sizes and opportunities for advanced study. SCC also facilitates study abroad experiences, often through partnerships with other institutions, allowing students to broaden their horizons.

Financial Aid Guide for St Charles Community College

Pell Grant recipients: 24.6%. Students taking federal loans: 6.3%.

Navigating financial aid at St. Charles Community College (SCC) is a straightforward process designed to make education affordable for its students. As a public institution, SCC is committed to providing substantial need-based aid. The first step for all students seeking aid is to complete the Free Application for Federal Student Aid (FAFSA). This application determines eligibility for federal grants, loans, and work-study programs.

For the 2023-2024 academic year, in-state tuition is approximately $3,048 per semester for a full-time student (15 credit hours). Out-of-state tuition is $6,096. SCC offers various forms of financial aid. Federal Pell Grants, awarded based on financial need, can significantly reduce the cost of tuition for eligible students. Many SCC students receive Pell Grants, which can cover a substantial portion of tuition and fees. The average federal loan amount for students at SCC is relatively low, indicating that many students rely more on grants and personal resources.

Merit-based aid is less common at the community college level compared to four-year universities, but SCC does offer institutional scholarships. These scholarships are often based on academic achievement, program of study, or specific talents. Students are encouraged to actively seek out these opportunities through the SCC Scholarship Portal. Work-study programs provide part-time employment opportunities on campus for students with financial need, allowing them to earn money to help cover educational expenses. Typical aid packages can vary widely, but for a student with significant financial need, grants and scholarships could potentially cover most, if not all, tuition and fees. Negotiating aid is generally not a standard practice at community colleges like SCC; the focus is on maximizing eligibility for existing federal, state, and institutional aid programs. Students should work closely with the SCC Financial Aid Office to understand their specific aid package and explore all available options.

Hidden Costs at St Charles Community College

  • Textbooks and course materials can range from $800 to $1,200 per academic year, depending on the courses taken.
  • Student activity fees, typically around $10-$20 per credit hour, can add up to $150-$300 annually for full-time students.
  • Transportation costs, including gas and vehicle maintenance for commuting students, can easily amount to $500-$1,000 per year.
  • Parking permits, if required for on-campus parking, may cost between $50 and $100 per semester.
  • Supplies for specific programs (e.g., nursing scrubs, IT equipment, art supplies) can add an extra $200-$500 annually.
  • Food expenses for commuting students who purchase meals on campus or bring their own can range from $400 to $800 per academic year.
  • Potential costs for background checks or certification exams required for certain career programs can range from $100 to $300.

Alumni Outcomes & Career Paths

St. Charles Community College (SCC) serves as a crucial launchpad for students entering the workforce, particularly within the greater St. Louis metropolitan area. While specific placement rates by major are not publicly detailed, the college's focus on career-oriented programs and transfer pathways suggests a strong connection to regional employers. Graduates often find opportunities in sectors like healthcare, advanced manufacturing, IT, and business services. Major employers in the St. Louis region that frequently hire SCC alumni include BJC HealthCare, SSM Health, Centene Corporation, Edward Jones, and Boeing. The college's nursing and allied health programs, in particular, feed directly into the robust healthcare industry in the area. For those pursuing technical fields, companies involved in advanced manufacturing and logistics, such as those in the growing Amazon fulfillment network or local automotive suppliers, represent significant employment clusters. SCC also offers robust pathways for students intending to transfer to four-year institutions like the University of Missouri-St. Louis (UMSL), Maryville University, or Lindenwood University, with many graduates continuing their education to pursue bachelor's degrees in fields like business administration, engineering, and education. Career Services at SCC plays a vital role, offering resume assistance, interview preparation, and job fairs that connect students with local businesses. While specific internship pipelines are not extensively documented, many associate degree programs incorporate practical experiences or clinical rotations, particularly in healthcare and early childhood education. Geographic hiring patterns strongly favor the St. Louis metro area, with graduates leveraging their SCC education to secure entry-level and mid-level positions within a 50-mile radius of the campus.

Campus Life & Culture at St Charles Community College

St. Charles Community College serves a predominantly local student body, with the majority of students residing in St. Charles County and surrounding areas. The student population is diverse in age and background, with a significant number of adult learners balancing education with work and family. Students who thrive here are typically self-motivated, goal-oriented individuals seeking practical education, career advancement, or a cost-effective pathway to a bachelor's degree.

St. Charles Community College (SCC) offers a vibrant campus life that, while not centered around traditional residential living, fosters a strong sense of community among its commuter and local student population. The 'vibe' at SCC is one of practicality and engagement, with students often balancing coursework with work and family responsibilities. The campus itself, located in Cottleville, MO, is modern and well-maintained, featuring spaces designed for student interaction like the Student Center, which serves as a hub for activity.

Student organizations are a cornerstone of the SCC experience, offering avenues for connection and involvement. From academic clubs tied to specific programs like the STEM Club or the Business Professionals of America, to service-oriented groups and cultural organizations, there's a place for most interests. These groups often host events, workshops, and social gatherings throughout the academic year, providing opportunities to meet peers outside of the classroom. While Greek life is not a prominent feature at SCC, the emphasis is on inclusive student clubs and activities.

Athletics are also a part of the SCC student experience, with the SCC Cougars competing in NJCAA Division II sports, including basketball and baseball. While there isn't on-campus housing, many students live in the surrounding Cottleville and St. Charles areas, creating a close-knit local community. Dining options are available on campus, primarily through the campus cafe, offering convenient grab-and-go meals and snacks for busy students. The college actively promotes events like the annual Fall Fest and Spring Fling, which are popular traditions that bring students, faculty, and staff together for fun and relaxation, reinforcing the supportive and community-focused atmosphere.

Campus Highlights

  • Strong transfer pathways to major Missouri universities, simplifying the transition to a four-year degree.
  • Highly regarded Nursing program known for producing well-prepared healthcare professionals.
  • Modern, well-equipped facilities, including science labs and technology centers.
  • Active student life with numerous clubs and organizations catering to diverse interests.
  • Convenient location in Cottleville, offering easy access for students in the St. Charles County area.
  • Affordable tuition rates, making higher education accessible to a broad range of students.
  • Dedicated Academic Success Center providing comprehensive tutoring and academic support services.

Location & Regional Advantages

St. Charles Community College's location in Cottleville, MO, offers significant advantages for students seeking accessible and affordable higher education with strong ties to the St. Louis job market. Cottleville is part of St. Charles County, a rapidly growing suburban area that boasts a lower cost of living compared to the urban core of St. Louis, making it an attractive option for budget-conscious students. The proximity to St. Louis, a major Midwestern hub, is a key asset. This allows SCC students and graduates to tap into a diverse and robust job market spanning healthcare, advanced manufacturing, finance, technology, and biosciences. Major employers like BJC HealthCare, SSM Health, Edward Jones, and Boeing have a significant presence in the region, offering numerous career opportunities. The area also benefits from a good quality of life, with access to parks, recreational activities, and a family-friendly environment. While weather is typical of the Midwest with distinct seasons, the region is generally considered safe and offers a stable community. This geographic positioning allows SCC to serve as a vital feeder institution for both local employment and for students looking to transfer to larger universities within the St. Louis metro area, such as UMSL or Maryville University, further enhancing career prospects without the need for extensive relocation.

How to Get Into St Charles Community College

Applying to St. Charles Community College (SCC) is a straightforward and accessible process, reflecting its mission to provide open access to higher education. As a community college, SCC does not typically have competitive admission rates or require early decision/early action advantages. The primary focus is on ensuring students meet basic eligibility requirements.

What the admissions office values most is a student's intent to learn and succeed. For recent high school graduates, a high school diploma or GED is the standard requirement. While SCC does not publish specific GPA or test score ranges for admission, a strong academic record in high school can be beneficial for course placement and scholarship eligibility. For students seeking direct entry into specific career programs like Nursing, prerequisite courses and a higher GPA in those specific areas might be considered.

Essays are generally not a required part of the SCC application unless applying for specific scholarships or the Honors Program. If an essay is required, focusing on your educational goals, career aspirations, and how SCC can help you achieve them would be most effective. Demonstrated interest is not a formal factor in admissions, but engaging with the college through campus tours, information sessions, or contacting the admissions office can help you feel more confident about your choice and ensure you have all the necessary information.

The timeline for application is flexible. It's recommended to apply at least a few months before the semester begins to allow ample time for financial aid processing and course registration. For fall admission, applying by late spring or early summer is advisable. For spring admission, aim to apply by late fall.

How St Charles Community College Compares to Similar Schools

Similar schools: Jefferson College, Florissant Valley Community College, East Central College

Advantages

  • Lower in-state tuition compared to some regional peers.
  • Stronger articulation agreements with specific four-year universities in the St. Louis area.
  • More robust career services support focused on direct job placement in high-demand local industries.

Disadvantages

  • Lower graduation rate compared to some peers.
  • Fewer on-campus student life amenities and housing options.

Best For

  • Best for students seeking a cost-effective education with low tuition and manageable debt.
  • Best for students interested in a diverse range of academic programs.

Avoid If

  • Avoid if you are looking for a highly selective institution with a high graduation rate.
  • Avoid if you need a large campus with extensive resources.

Frequently Asked Questions about St Charles Community College

How much does it cost to attend St Charles Community College?

In-state tuition at St Charles Community College is $3,048 per year, and out-of-state tuition is $6,096 per year. The median student debt at graduation is $6,187.

What is the graduation rate at St Charles Community College?

St Charles Community College has a graduation rate of 23.9%.

How much do St Charles Community College graduates earn?

The median earnings for St Charles Community College graduates 10 years after enrollment is $42,422. With median debt of $6,187, graduates earn roughly 6.9x their debt level annually.

How big is St Charles Community College?

St Charles Community College has approximately 5,017 students and is classified as a medium institution. It is located in Cottleville, MO and is a Public institution.

Is St Charles Community College worth the cost?

St Charles Community College has an ROI score of 248 out of 100. With in-state tuition of $3,048 per year and median post-graduation earnings of $42,422, the data suggests a positive return on investment.

Where is St Charles Community College located?

St Charles Community College is located in Cottleville, MO. It is a Public institution with approximately 5,017 students.

How much student debt do St Charles Community College graduates have?

The median student debt for St Charles Community College graduates is $6,187. With median earnings of $42,422 ten years after enrollment, graduates can expect a debt-to-income ratio of 15%.

Is St Charles Community College a good college?

St Charles Community College has a graduation rate of 23.9% and median post-graduation earnings of $42,422. High in-state tuition ($3048) and low median debt ($6187) for students.

How does St Charles Community College compare to similar colleges?

Graduation rate of 23.91% is above the national average for community colleges. Compared to peer institutions, St Charles Community College offers a lower median debt and higher graduation rates, making it a more cost-effective choice.

What career prospects do St Charles Community College graduates have?

Graduates of St Charles Community College are well-prepared for entry-level positions in various fields, with a median salary of $42,422 after 10 years.

What should prospective students know about St Charles Community College?

St Charles Community College is positioned well in the market as a cost-effective and diverse educational institution with strong academic programs.

What makes St Charles Community College stand out?

A diverse student body with 66.23% white, 9.35% black, 7% Hispanic, and 2.03% Asian students.

What are the pros and cons of attending St Charles Community College?

Offers a variety of programs including associate degrees and certificates.

Explore More

Colleges in Missouri

Browse all colleges in Missouri

Similar Schools

College Rankings

Research Tools

H-1B Visa Salary Data

Visit St Charles Community College official website

View on College Scorecard (Dept. of Education)

Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.