St Catherine University
Saint Paul, MN 55105 — Private Nonprofit
Value Score: 65/100 | ROI Score: -71 | Affordability Score: 35/100
Tuition (In-State): $51,454 | Out-of-State: $51,454
Acceptance Rate: 91.8% | Graduation Rate: 63.2% | Retention Rate: 80.3%
Median Earnings (10yr): $59,282 | Median Debt: $24,181
SAT Average: 1147 | ACT Midpoint: 23
Student Body Size: 2,473 (medium)
Pell Grant Recipients: 40.1% | Federal Loan Rate: 58.9%
Average Faculty Salary: $7,616/month
Tuition & Affordability Analysis
In-state tuition at St Catherine University is $51,454 per year, which is 31% above the national average for private institutions.
Out-of-state students pay $51,454/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $205,816 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at St Catherine University:
- Families earning $0–$30,000: $17,890/year
- Families earning $30,001–$48,000: $15,190/year
- Families earning $48,001–$75,000: $15,451/year
- Families earning $75,001–$110,000: $19,376/year
- Families earning $110,000+: $27,021/year
Low-income families receive an average discount of $33,564/year, paying just 35% of the sticker price.
Admissions Snapshot
St Catherine University has an acceptance rate of 91.8%, placing it in the Open Admission (85%+) category. This means roughly 673 students apply each year.
St Catherine University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1147, 8% above the national average. This is within the mid-range nationally.
The ACT midpoint is 23, 10% above the national average.
Graduate Outcomes & Return on Investment
63.2% of students at St Catherine University complete their degree, near the national average. This is a solid graduation rate.
First-year retention rate: 80.3% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of St Catherine University earn a median salary of $59,282 ten years after enrollment, 45% above the national average. This represents a $24,282/year earnings premium over the average high school diploma holder, or $728,460 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $24,181, 12% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $262/month, with a total repayment of $31,440 (including $7,259 in interest).
Debt-to-Earnings Ratio: 0.41x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from St Catherine University pays for itself in approximately 9 years. This is a reasonable investment timeline.
Financial Aid Profile
40.1% of students at St Catherine University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 21% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
58.9% of students take federal loans, 25% above the national average. This is a moderate borrowing rate.
Average faculty salary: $7,616/month, 13% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
St Catherine University enrolls 2,473 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 71/100 (higher = more diverse). St Catherine University has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 47%, Hispanic 14%, Black 18%, Asian 12%.
St Catherine University: Accessible Admission with Mixed Academic Outcomes
- St. Catherine University: A Strategic Launchpad for Healthcare Careers in the Midwest
- Beyond the Classroom: Unpacking the Real-World Outcomes of a St. Catherine's Degree
- Value or Venture? Assessing the Financial Return of St. Catherine University
Report Card: Overall Grade D+
St Catherine University receives an overall grade of D+ based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: B
- Affordability: C-
College Analysis
St Catherine University is a Private Nonprofit institution in Saint Paul, MN with approximately 2,473 students. St Catherine University has a high admission rate, indicating it may be more accessible to a broader range of students. The university's graduation rate is below the national average, which could be a concern for prospective students. Median earnings 10 years after graduation are above the national average, suggesting a good return on investment.
The Verdict: Is St Catherine University Worth It?
St. Catherine University presents a complex value proposition. With an out-of-state tuition of $51,454 and a median 10-year earnings of $59,282, the immediate return on investment appears modest, especially when factoring in median debt of $24,181. The ROI score of -71 suggests that, on average, graduates are not recouping their investment significantly above the national average within the first decade. However, this quantitative view doesn't capture the full picture. St. Catherine's strength lies in specific programs, particularly in nursing and health sciences, where graduates often command higher starting salaries and experience strong job placement. If a student is pursuing one of these high-demand fields, the value proposition improves considerably. The debt-to-earnings ratio is manageable, with the median debt being less than half of the median annual earnings, suggesting a reasonable payoff timeline of roughly 3-5 years if earnings align with the median. Ultimately, St. Catherine University is a decent deal for students committed to its core strengths, especially in healthcare, who can leverage the university's strong regional network. For those outside these fields or seeking a broader, more general education with a higher immediate financial return, it might be overpriced. Recommendation: A good investment for specific career paths, particularly in healthcare, but requires careful consideration of program choice and post-graduation earning potential.
Return on Investment
While the earnings potential is strong, the high tuition and below-average graduation rate may make the degree less worth the cost for some students.
Debt Reality Check
Median student debt at St Catherine University: $24,181. Monthly payment on a standard 10-year plan: $275/month. Total repaid: $33,000 ($8,819 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $33,000.
Strengths
- Strong earning potential for graduates
- Accessible admission rate
Weaknesses
- Below-average graduation rate
- Moderately high tuition costs
Academic Profile
SAT Average: 1147. ACT Midpoint: 23. Retention Rate: 80.3%.
St. Catherine University boasts a strong academic reputation, particularly in health sciences and education, reflecting its mission to prepare women for leadership and service. The College of St. Catherine is renowned for its nursing program, consistently ranked among the best in the nation, and other highly regarded health-related fields such as occupational therapy, physical therapy, and public health. The School of Education also offers robust programs preparing future educators. With a student-faculty ratio that is generally favorable (though specific data isn't provided, private institutions of this size typically offer close faculty interaction), students can expect personalized attention and mentorship. Faculty are dedicated to teaching and often engage students in research opportunities, particularly within the sciences and social sciences. The university offers a strong Honors Program for academically gifted students, providing enriched coursework and opportunities for independent study. Study abroad programs are encouraged, allowing students to broaden their perspectives and gain global experience. Academic support is a cornerstone of the St. Kate's experience, with resources like the Tutoring Center, the Writing Center, and academic advising services readily available to help students succeed. Specific programs like the Master's Entry Program in Nursing (MEPN) and the Physician Assistant program are highly competitive and attract students nationwide.
Financial Aid Guide for St Catherine University
Pell Grant recipients: 40.1%. Students taking federal loans: 58.9%.
Navigating financial aid at St. Catherine University involves understanding both merit-based and need-based aid opportunities. Given the private, nonprofit status and the tuition of $51,454, financial aid is crucial for most students. St. Kate's offers a range of scholarships, including academic scholarships for incoming freshmen and transfer students, which are often awarded automatically based on your application and academic profile. These merit scholarships can significantly reduce the net cost of attendance. Beyond merit aid, the university is committed to providing need-based aid through grants and institutional aid, determined by your FAFSA (Free Application for Federal Student Aid) and any additional financial aid forms required by the university. Work-study opportunities are also available, allowing students to earn money through on-campus jobs. For families with an annual income below $75,000, it's common to see aid packages that cover a substantial portion of tuition and fees, potentially ranging from $30,000 to $45,000 or more in grants and scholarships, bringing the net cost down considerably. Families with higher incomes may still receive some need-based aid, but merit scholarships become even more critical. While St. Kate's doesn't explicitly state a policy on aid negotiation, presenting a strong case with external scholarship offers or significant changes in financial circumstances might lead to a review of your aid package. It's always advisable to contact the Financial Aid Office directly to discuss your specific situation and explore all available options.
Hidden Costs at St Catherine University
- Room and board costs can add an estimated $13,000 to $16,000 per academic year, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can range from $1,000 to $1,500 annually, with some specialized science or nursing texts being more expensive.
- Mandatory student fees, often not fully covered by aid, can total around $1,000 per year for activities, technology, and health services.
- Transportation costs, including local transit passes or occasional gas and parking if you bring a car, could add $500 to $1,000 annually.
- Personal expenses, such as toiletries, laundry, entertainment, and incidental shopping, can easily amount to $2,000 to $3,000 per year.
- Health insurance, if you are not covered under a parent's plan, can cost upwards of $3,000 annually through the university's plan.
Alumni Outcomes & Career Paths
Graduates from St. Catherine University, often referred to as 'The U,' are well-positioned for careers in the Twin Cities metropolitan area and beyond, particularly within healthcare, education, and business sectors. Major employers that actively recruit St. Kate's graduates include prominent healthcare systems like Allina Health, Fairview Health Services, and Children's Minnesota, reflecting the university's strong nursing and health sciences programs. In education, alumni find opportunities in districts such as Minneapolis Public Schools and St. Paul Public Schools, as well as in various non-profit educational organizations. The business and technology sectors also draw St. Kate's graduates, with companies like 3M, Target, and UnitedHealth Group often appearing on alumni career paths.
Industries where alumni cluster heavily are healthcare (nursing, therapy, public health), education (teaching, administration), social services, and business administration. While specific graduate school placement rates are not always publicly detailed, St. Catherine's robust academic advising and career services are designed to support students pursuing advanced degrees in fields like medicine, law, and specialized master's programs. Notable alumni include individuals who have made significant contributions in their respective fields, though specific widely recognized names might be more prevalent within regional circles rather than national spotlights.
The university's career services are generally well-regarded for their personalized approach, offering individual coaching, resume workshops, and networking events. Internship pipelines are particularly strong in the healthcare sector, with many students securing clinical placements at leading hospitals and clinics in the St. Paul and Minneapolis area. Geographic hiring patterns show a strong concentration of alumni within Minnesota, especially in the Twin Cities, but also significant numbers in neighboring states like Wisconsin and Iowa, and a scattering across the U.S. in areas where their chosen industries have a strong presence.
Campus Life & Culture at St Catherine University
St. Catherine University attracts a diverse student body, with a significant percentage of students identifying as women of color, reflecting its commitment to inclusivity. The university draws students from across Minnesota, the Midwest, and nationally, creating a rich geographic mix. Students who thrive here are typically motivated, community-oriented individuals who are eager to embrace leadership opportunities and contribute positively to society.
St. Catherine University, often called 'The U' by students, cultivates a vibrant and supportive campus community deeply rooted in its Catholic heritage and commitment to empowering women. The university's main campus in Saint Paul is a beautiful, walkable space, with the historic Our Lady of Victory Chapel and the modern Coeur de Catherine Student Center serving as central hubs. Student life is active, with over 70 student organizations catering to a wide range of interests, from academic clubs like the Biology Club and the Nursing Students Association to cultural groups and service-oriented organizations. While St. Kate's doesn't have traditional Greek life, its strong emphasis on community means students build deep connections through shared experiences and campus events. Residence halls offer a range of living options, from traditional double rooms to apartment-style living, fostering a sense of home for many students, particularly those coming from out of state. The dining halls provide diverse options, with a focus on healthy and sustainable choices, and students often gather in the student union for meals and socializing. Athletics are a significant part of the St. Kate's experience, with the Wildcats competing in the MIAC (Minnesota Intercollegiate Athletic Conference) in sports like basketball, volleyball, and soccer. The overall vibe is one of intellectual curiosity, mutual respect, and a shared drive to make a difference in the world. Students often describe the atmosphere as welcoming, collaborative, and empowering, with a strong sense of sisterhood and shared purpose.
Campus Highlights
- The historic Our Lady of Victory Chapel, a stunning architectural gem and spiritual center.
- The strong emphasis on women's leadership and empowerment, woven into the fabric of academics and campus life.
- Renowned nursing and health sciences programs with excellent clinical placement opportunities.
- A commitment to service and social justice, reflected in numerous student organizations and volunteer initiatives.
- The beautiful and walkable campus in Saint Paul, offering a blend of historic and modern facilities.
- The vibrant student community fostered through diverse clubs, organizations, and a supportive residential life.
Location & Regional Advantages
St. Catherine University's location in Saint Paul, Minnesota, offers a compelling blend of urban advantages and Midwestern charm. The Twin Cities metropolitan area is a robust economic hub, boasting a diverse job market with a strong presence in healthcare, technology, finance, and retail. This proximity provides St. Kate's students with direct access to a wide array of internship and post-graduation employment opportunities. Major employers like Allina Health, Fairview Health Services, 3M, and Target are headquartered or have significant operations in the region, creating a fertile ground for graduates.
The cost of living in the Twin Cities is generally considered moderate compared to coastal cities, making the investment in a St. Kate's degree more manageable. Saint Paul itself offers a rich cultural scene with numerous theaters, museums, and a vibrant arts community, contributing to a high quality of life. While Minnesota experiences cold winters, the region is known for its extensive park systems, lakes, and outdoor recreational activities, appealing to those who enjoy an active lifestyle year-round. Safety in the immediate university area and the broader Twin Cities is comparable to other mid-sized metropolitan areas, with standard precautions advised.
This strategic location directly impacts career opportunities by placing students within a network of established companies and emerging industries. The strong emphasis on healthcare in the region, in particular, aligns perfectly with St. Catherine's renowned programs, creating a natural pathway for graduates into sought-after careers. The university's integration within the local community and its established relationships with regional employers further enhance the career prospects for its students.
How to Get Into St Catherine University
St. Catherine University employs a holistic review process, meaning they consider a range of factors beyond just GPA and test scores (which are not required for admission). With an admission rate of 91.8%, St. Kate's is accessible to a broad range of qualified students. The admissions committee will look for strong academic performance in high school, demonstrated through your coursework and GPA. Essays are a crucial component, offering you the chance to showcase your personality, values, and aspirations. Focus on essays that highlight your leadership potential, commitment to service, and how you align with St. Kate's mission of empowering women. Extracurricular activities, volunteer work, and any leadership roles you've held will also be important. Since St. Kate's does not have Early Decision or Early Action, the primary focus is on submitting a complete and compelling application by the regular decision deadline, typically in February. Demonstrating interest isn't formally tracked, but engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can certainly strengthen your application. Highlight any experiences that show your readiness for a rigorous academic environment and your desire to contribute to a community focused on women's leadership and service.
How St Catherine University Compares to Similar Schools
Similar schools: University of St. Thomas (St. Paul, MN), Hamline University (St. Paul, MN), Augsburg University (Minneapolis, MN), Concordia College (Moorhead, MN)
Advantages
- Stronger focus and reputation in specific health sciences and nursing programs compared to some peers.
- Emphasis on women's leadership and education, offering a unique developmental path.
- Deeply embedded relationships within the Twin Cities healthcare and social service sectors.
Disadvantages
- Lower overall graduation rate compared to some more selective private institutions.
- Median earnings are lower than some comparable private universities in the region.
- Less diverse range of highly sought-after STEM or business programs compared to larger comprehensive universities.
Best For
- Prospective students who prioritize high graduation rates may want to consider other institutions.
- Students looking for the lowest tuition costs may find more affordable options.
- Those seeking a high graduation rate might prefer institutions with rates above 70%
Avoid If
- Students who are not interested in the arts or sciences may find the academic offerings less appealing.
- Prospective students with a strong preference for online learning may find the on-campus focus less suitable.
Frequently Asked Questions about St Catherine University
How much does it cost to attend St Catherine University?
In-state tuition at St Catherine University is $51,454 per year, and out-of-state tuition is $51,454 per year. The median student debt at graduation is $24,181.
What is the acceptance rate at St Catherine University?
St Catherine University has an acceptance rate of 91.8%.
What is the graduation rate at St Catherine University?
St Catherine University has a graduation rate of 63.2%.
How much do St Catherine University graduates earn?
The median earnings for St Catherine University graduates 10 years after enrollment is $59,282. With median debt of $24,181, graduates earn roughly 2.5x their debt level annually.
How big is St Catherine University?
St Catherine University has approximately 2,473 students and is classified as a medium institution. It is located in Saint Paul, MN and is a Private Nonprofit institution.
Is St Catherine University worth the cost?
St Catherine University has an ROI score of -71 out of 100. With in-state tuition of $51,454 per year and median post-graduation earnings of $59,282, the data suggests the return on investment may be below average.
Where is St Catherine University located?
St Catherine University is located in Saint Paul, MN. It is a Private Nonprofit institution with approximately 2,473 students.
How much student debt do St Catherine University graduates have?
The median student debt for St Catherine University graduates is $24,181. With median earnings of $59,282 ten years after enrollment, graduates can expect a debt-to-income ratio of 41%.
Is St Catherine University a good college?
St Catherine University has a graduation rate of 63.2% and median post-graduation earnings of $59,282. High admission rate of 91.85% compared to the national average of 68.2%
How does St Catherine University compare to similar colleges?
Graduation rate of 63.17% is below the national average of 62.5% St Catherine University offers accessible admission and above-average earnings, but its graduation rate is below average.
What career prospects do St Catherine University graduates have?
Graduates from St Catherine University can expect to enter the workforce with above-average earnings, making it a good choice for those prioritizing financial stability.
What should prospective students know about St Catherine University?
St Catherine University is positioned in the market as a moderately priced, accessible private institution with strong earning potential.
What makes St Catherine University stand out?
Median earnings 10 years after graduation are $59,282, above the national average of $57,000
What are the pros and cons of attending St Catherine University?
Tuition is $51,454, which is above the national average for private institutions
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- University of St. Thomas (St. Paul, MN)
- Hamline University (St. Paul, MN)
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- Concordia College (Moorhead, MN)
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.