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Springfield College

Springfield, MA 01109-3739 — Private Nonprofit

Value Score: 75/100 | ROI Score: -73 | Affordability Score: 35/100

Tuition (In-State): $45,174 | Out-of-State: $45,174

Acceptance Rate: 71.9% | Graduation Rate: 70.6% | Retention Rate: 80.7%

Median Earnings (10yr): $48,036 | Median Debt: $26,250

SAT Average: 1275 | ACT Midpoint: 27

Student Body Size: 1,751 (small)

Pell Grant Recipients: 22.4% | Federal Loan Rate: 72.1%

Average Faculty Salary: $8,245/month

Tuition & Affordability Analysis

In-state tuition at Springfield College is $45,174 per year, which is 15% above the national average for private institutions.

Out-of-state students pay $45,174/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $180,696 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Springfield College:

  • Families earning $0–$30,000: $22,519/year
  • Families earning $30,001–$48,000: $22,295/year
  • Families earning $48,001–$75,000: $23,364/year
  • Families earning $75,001–$110,000: $27,470/year
  • Families earning $110,000+: $34,461/year

Low-income families receive an average discount of $22,655/year, paying just 50% of the sticker price.

Admissions Snapshot

Springfield College has an acceptance rate of 71.9%, placing it in the Less Selective (70–85%) category. This means roughly 609 students apply each year.

The average SAT score of admitted students is 1275, 20% above the national average. This reflects a strong academic student body.

The ACT midpoint is 27, 29% above the national average.

Graduate Outcomes & Return on Investment

70.6% of students at Springfield College complete their degree, 14% above the national average. This is a solid graduation rate.

First-year retention rate: 80.7% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Springfield College earn a median salary of $48,036 ten years after enrollment, 17% above the national average. This represents a $13,036/year earnings premium over the average high school diploma holder, or $391,080 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $26,250, 22% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $285/month, with a total repayment of $34,200 (including $7,950 in interest).

Debt-to-Earnings Ratio: 0.55x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Springfield College pays for itself in approximately 14 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

22.4% of students at Springfield College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 32% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

72.1% of students take federal loans, 53% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $8,245/month, 6% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Springfield College enrolls 1,751 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 47/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 72%, Hispanic 11%, Black 7%, Asian 3%.

Springfield College: Small Private Institution with Strong Graduation and Earnings Potential

Report Card: Overall Grade D+

Springfield College receives an overall grade of D+ based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: C+
  • Affordability: C+

College Analysis

Springfield College is a Private Nonprofit institution in Springfield, MA with approximately 1,751 students. Springfield College has a strong graduation rate and decent earnings potential for graduates. The college offers a small, private, and non-profit environment, which can provide a personalized educational experience. The median debt for graduates is relatively low, which is a positive factor for students considering financial burden.

The Verdict: Is Springfield College Worth It?

When evaluating Springfield College's financial proposition, a definitive verdict leans towards it being **overpriced** for many students, especially those without substantial financial aid. With an annual in-state and out-of-state tuition of $45,174, and a median 10-year earnings of $48,036, the return on investment (ROI) score of -73 is a stark indicator. This means that, on average, graduates struggle to recoup their educational costs within a decade, particularly when factoring in the median debt of $26,250. To put this in perspective, a graduate earning the median salary would need to dedicate a significant portion of their income to debt repayment. Assuming a standard 10-year repayment plan at a typical interest rate, the monthly payments would be substantial, making it challenging to build financial stability early in their career. While specific programs like Physical Therapy or Physician Assistant studies might lead to higher earnings that could justify the cost, the overall median suggests a difficult financial path for many. Unless a student receives significant scholarships or grants that drastically reduce the sticker price, Springfield College represents a considerable financial burden with a questionable return on investment. It is not a hidden gem; rather, it's a school where the cost-benefit analysis requires careful scrutiny. For most, it's a financial stretch that may not pay off.

Return on Investment

While the degree is worth the cost given the strong graduation rate and earnings potential, the high tuition and low affordability score suggest a careful financial plan is necessary.

Debt Reality Check

Median student debt at Springfield College: $26,250. Monthly payment on a standard 10-year plan: $298/month. Total repaid: $35,760 ($9,510 in interest).

Breakeven vs high school diploma: 1.5 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,760.

Strengths

  • Strong graduation rate and earnings potential
  • Low median debt for graduates
  • Diverse student body with a focus on health and wellness

Weaknesses

  • Moderate admission rate
  • Small size may limit resources and opportunities
  • Lower affordability score compared to some peers

Academic Profile

SAT Average: 1275. ACT Midpoint: 27. Retention Rate: 80.7%.

Springfield College's academic profile is distinguished by its unwavering commitment to the 'Humanics' philosophy, translating into a strong emphasis on applied learning, community engagement, and preparing students for careers that serve others. The college is particularly renowned for its exceptional programs in the health sciences, human services, and education, which consistently attract students passionate about making a tangible difference. Flagship programs include the Doctor of Physical Therapy (DPT), Occupational Therapy Doctorate (OTD), and Physician Assistant (PA) programs, which are highly competitive and boast impressive licensure exam pass rates. The Exercise Science, Athletic Training, and Sport Management programs are also nationally recognized, leveraging the college's rich history in physical education and its robust athletic facilities.

Undergraduate students benefit from a curriculum that integrates hands-on experience from day one. Research opportunities are plentiful, often involving faculty-mentored projects, capstone experiences, and presentations at regional and national conferences. Given the college's size, students find faculty members highly accessible and dedicated to mentorship, often bringing real-world professional experience into the classroom. While specific faculty salary data isn't available, the institution's focus on practical, career-oriented education suggests a faculty deeply invested in student success and professional development.

For high-achieving students, the Honors Program offers enriched coursework, interdisciplinary seminars, and opportunities for independent research, culminating in an honors thesis. Study abroad programs are available through various partnerships, allowing students to gain global perspectives, often with options tailored to health and human service fields. Academic support is robust, including a comprehensive Academic Success Center offering peer tutoring, writing assistance, and disability services, ensuring all students have the resources to thrive. The career services office is also highly integrated, providing extensive support for internships, job placement, and graduate school applications, reflecting the college's strong vocational focus.

Financial Aid Guide for Springfield College

Pell Grant recipients: 22.4%. Students taking federal loans: 72.1%.

Navigating financial aid at Springfield College, a private institution with a tuition of $45,174, requires a strategic approach, but significant institutional aid is available. Given its 71.9% admission rate, Springfield actively uses merit-based scholarships to attract qualified students. These scholarships are awarded based on academic achievement (GPA, rigor of coursework), leadership, and extracurricular involvement, and typically range from $10,000 to $25,000 per year. Strong applicants with a B+ average or higher can expect to be considered for these awards without a separate application.

Need-based aid is also a critical component of financial packages. To be considered for federal and institutional need-based grants, students must complete the FAFSA. While specific Pell Grant rates are unavailable, eligible students will receive federal Pell Grants, and Springfield College also offers its own institutional grants to bridge the gap between federal aid and the cost of attendance. A typical aid package for a student from a family with an income between $60,000-$90,000 might include a $15,000 merit scholarship, a $6,000 institutional grant, a $6,500 federal direct loan, and a $3,000 Federal Work-Study award, bringing the net cost down significantly.

For families with higher incomes (e.g., $120,000-$150,000), aid packages might lean more heavily on merit scholarships (e.g., $18,000-$22,000) and federal loans, with less institutional grant aid. Work-study opportunities are available for eligible students, allowing them to earn money for educational expenses through part-time campus jobs. When applying for scholarships, ensure your application essay highlights your commitment to service and the 'Humanics' philosophy, as this resonates strongly with the college's mission. While not guaranteed, negotiating aid is realistic here, especially if you have a strong academic profile and competing offers from similar institutions. A polite, well-reasoned appeal, outlining any changes in financial circumstances or higher offers, can sometimes result in an additional $1,000-$3,000 in institutional aid.

Hidden Costs at Springfield College

  • Students should budget approximately $1,200-$1,500 annually for textbooks and course materials, which can vary significantly by major and specific courses.
  • Personal expenses, including toiletries, laundry, entertainment, and incidentals, typically add another $1,500-$2,000 per year to the overall cost.
  • Transportation costs, such as travel home during breaks or local excursions, can range from $500-$1,000 annually, depending on distance and frequency.
  • If not covered by a family plan, the college's student health insurance plan can cost an additional $2,000-$3,000 per year.
  • Students bringing a car to campus should anticipate a parking permit fee of around $200-$400 per academic year.
  • Certain programs, especially in the health sciences, may have specific lab fees or equipment costs that can add $100-$500 per year.
  • A graduation fee, typically around $100-$200, is often charged in the final semester for cap and gown, diploma, and commencement ceremony expenses.

Alumni Outcomes & Career Paths

Springfield College graduates are well-positioned, particularly within the health sciences, education, and human services sectors, largely due to the institution's strong programmatic focus and practical, hands-on learning approach. Major employers that actively recruit from Springfield College include prominent healthcare systems like Baystate Health in Western Massachusetts, Mass General Brigham in Boston, and Hartford HealthCare in Connecticut, seeking graduates for roles in physical therapy, occupational therapy, physician assistant studies, and nursing. Within education, alumni frequently find positions in public and private school districts across New England, such as Springfield Public Schools, Boston Public Schools, and various suburban districts, often as teachers, school psychologists, or athletic directors. The college's "Humanics" philosophy also makes graduates attractive to non-profit organizations like the YMCA, Boys & Girls Clubs, and various community service agencies, where they excel in youth development, social work, and community health roles.

Industries where alumni cluster include allied health (physical therapy, occupational therapy, athletic training), K-12 education, social work, sports management, and exercise science. While specific graduate school placement rates vary by program, many health sciences graduates pursue advanced degrees immediately, with strong pipelines into DPT, OTD, and PA programs, often at institutions like Northeastern University, Boston University, or the University of Connecticut. The career services office at Springfield College offers robust support, including resume and cover letter workshops, interview preparation, career fairs connecting students with regional employers, and a strong Handshake platform for job and internship postings. They also facilitate internship pipelines with local and regional partners, ensuring students gain real-world experience before graduation. For instance, sports management students often intern with professional sports teams (e.g., Boston Red Sox, New England Patriots), collegiate athletic departments, or sports marketing firms. Geographically, the vast majority of graduates initially secure employment within New England, particularly Massachusetts and Connecticut, leveraging the college's strong regional network. However, specialized fields like sports management or certain health professions can see graduates accepting positions nationally, especially in major metropolitan areas with robust industry presence.

Campus Life & Culture at Springfield College

Springfield College primarily draws students from New England, though its geographic diversity is steadily increasing. The student body is characterized by individuals who are often driven, community-minded, and passionate about careers in health, education, and human services. Students who thrive here are typically those who value a supportive, hands-on learning environment, enjoy being active, and are eager to embody the 'Humanics' philosophy through service and personal growth.

Life at Springfield College is deeply rooted in its unique 'Humanics' philosophy, which emphasizes the development of the whole person—in spirit, mind, and body—for leadership in service to humanity. This isn't just a motto; it's woven into the fabric of daily campus life, fostering a strong sense of community and purpose. The social scene is vibrant but not dominated by a single activity; instead, it's a blend of athletic events, student organization activities, and opportunities for service. With over 60 student clubs and organizations, from academic societies to cultural groups and special interest clubs, there's truly something for everyone. Greek life is present, with several fraternities and sororities, but it plays a supportive rather than central role in the overall social landscape, contributing to philanthropy and social events without overshadowing other campus activities.

Athletics are a cornerstone of the Springfield College experience. As a Division III powerhouse, particularly in sports like men's gymnastics, men's volleyball, and football, the Pride generates significant campus spirit. Game days are a big deal, drawing enthusiastic crowds, and the state-of-the-art facilities, including the Wellness Center and multiple athletic fields, are constantly buzzing with activity, from varsity practices to intramural leagues and recreational fitness. Even if you're not a varsity athlete, staying active is easy and encouraged.

Housing for first-year students typically involves traditional residence halls like Gulick and Abbey Hall, fostering a close-knit community feel. Upperclassmen have options ranging from suite-style living to apartment complexes, offering more independence while still being part of the campus environment. Dining is primarily centered around the Cheney Hall Dining Center, offering a variety of stations and meal plan options designed to accommodate diverse tastes and dietary needs. There are also grab-and-go options and cafes for quick bites. Campus traditions are cherished, including Homecoming festivities, various 'Humanics in Action' service events throughout the year, and the annual lighting of the Christmas tree. The campus itself is beautiful, nestled alongside Lake Massasoit, providing scenic views and recreational opportunities like kayaking and paddleboarding, making it a truly distinctive and engaging place to live and learn.

Campus Highlights

  • The 'Humanics' philosophy, integrating mind, body, and spirit for leadership in service, is central to every aspect of campus life.
  • A Division III athletic powerhouse, particularly in men's gymnastics, men's volleyball, and football, fostering immense campus pride.
  • Nationally recognized programs in health sciences (PT, OT, PA), exercise science, and education, offering hands-on learning.
  • The beautiful campus setting on the shores of Lake Massasoit, providing scenic views and recreational opportunities.
  • A strong sense of close-knit community and a supportive environment, emphasized by accessible faculty and numerous student organizations.
  • The state-of-the-art Wellness Center, offering extensive fitness, recreation, and health resources for the entire campus community.
  • Extensive opportunities for hands-on learning, internships, and community service, preparing students for impactful careers.

Location & Regional Advantages

Springfield College benefits from its location in Springfield, Massachusetts, a city with a distinct regional economy and strategic advantages. The local job market is primarily driven by healthcare, education, and government sectors. Baystate Health, one of the largest employers in Western Massachusetts, offers significant opportunities for Springfield College's strong health sciences programs, providing internships and entry-level positions for nurses, physical therapists, and occupational therapists. Other major employers include MassMutual (financial services) and various state and local government agencies. While Springfield itself is an urban environment, the cost of living is generally more affordable than major East Coast cities like Boston or New York, making it an attractive option for graduates starting their careers. A one-bedroom apartment in Springfield typically costs significantly less than in Boston, allowing for greater financial flexibility post-graduation.

The college's proximity to industry hubs is a mixed bag. While Springfield has its own economic drivers, it's also within a reasonable driving distance to Hartford, CT (a hub for insurance and finance, about 30 minutes away), and Boston, MA (a major center for biotech, finance, and tech, about 1.5-2 hours away). This allows students to access a broader range of internship and career opportunities without being directly in a high-cost metropolitan area. The quality of life in Western Massachusetts offers a blend of urban amenities and access to natural beauty, with the Berkshires providing outdoor recreation opportunities. The weather features four distinct seasons, including cold, snowy winters and warm, humid summers. While parts of Springfield face urban challenges, the campus itself is generally safe and self-contained. For career opportunities post-graduation, the location strongly favors those in healthcare, education, and human services who wish to remain in New England, as the college has deep-seated connections within these regional networks. Graduates in other fields might find themselves commuting to Hartford or Boston, or needing to relocate for broader opportunities.

How to Get Into Springfield College

Gaining admission to Springfield College, with its 71.9% admission rate, is achievable for students who demonstrate a strong academic foundation and a genuine alignment with the college's 'Humanics' philosophy. While not highly selective, a thoughtful application can significantly enhance your chances, especially for merit scholarship consideration. Applying Early Action (EA) is highly recommended, as it signals strong demonstrated interest and often provides an advantage for scholarship review without the binding commitment of Early Decision.

The admissions office values applicants who show a clear interest in the college's distinctive programs, particularly in health sciences, education, and human services. They look for students who are not only academically prepared but also possess qualities like leadership, community involvement, and a commitment to service. Your high school GPA is crucial; a B average or higher is generally competitive. While SAT/ACT scores are not provided, Springfield College is likely test-optional, meaning strong grades and a compelling application can compensate if you choose not to submit scores.

Your application essay is an excellent opportunity to showcase your personality and fit. Successful essays often connect personal experiences to the 'Humanics' philosophy, detailing how you've developed in mind, body, and spirit, or how you aspire to serve others. Specific topics that work well include reflections on service experiences, leadership roles, athletic achievements, or personal growth through challenges. Demonstrated interest is important; visiting campus (virtually or in person), attending information sessions, and engaging with admissions counselors can positively impact your application. Aim to submit your application by early November for Early Action consideration to maximize your chances for both admission and institutional scholarships.

How Springfield College Compares to Similar Schools

Similar schools: Merrimack College (North Andover, MA), Western New England University (Springfield, MA), Assumption University (Worcester, MA), Sacred Heart University (Fairfield, CT)

Advantages

  • Exceptional reputation and specialized programs in Physical Therapy, Occupational Therapy, and Physician Assistant studies, often considered among the best in the region.
  • Strong emphasis on the 'Humanics' philosophy, fostering a unique campus culture focused on service, leadership, and holistic development.
  • Deep-rooted connections and internship pipelines within the New England healthcare, education, and human services sectors.
  • Historic legacy in sports, particularly as the birthplace of basketball, offering a unique environment for sports-related majors.

Disadvantages

  • Higher tuition cost relative to the median post-graduation earnings, leading to a negative ROI for many graduates.
  • Less national brand recognition compared to some peers, potentially limiting opportunities outside of New England.
  • Urban setting in Springfield, which may not appeal to all students seeking a more traditional, secluded campus experience.

Best For

  • Students interested in large-scale or research-intensive environments may find Springfield College less suitable.
  • Those seeking a more diverse student body might prefer larger institutions with higher proportions of minority students.

Avoid If

  • Students looking for a lower tuition cost might find more affordable options in the region.
  • Those prioritizing high debt levels might want to consider other colleges with higher median debt.

Frequently Asked Questions about Springfield College

How much does it cost to attend Springfield College?

In-state tuition at Springfield College is $45,174 per year, and out-of-state tuition is $45,174 per year. The median student debt at graduation is $26,250.

What is the acceptance rate at Springfield College?

Springfield College has an acceptance rate of 71.9%.

What is the graduation rate at Springfield College?

Springfield College has a graduation rate of 70.6%.

How much do Springfield College graduates earn?

The median earnings for Springfield College graduates 10 years after enrollment is $48,036. With median debt of $26,250, graduates earn roughly 1.8x their debt level annually.

How big is Springfield College?

Springfield College has approximately 1,751 students and is classified as a small institution. It is located in Springfield, MA and is a Private Nonprofit institution.

Is Springfield College worth the cost?

Springfield College has an ROI score of -73 out of 100. With in-state tuition of $45,174 per year and median post-graduation earnings of $48,036, the data suggests the return on investment may be below average.

Where is Springfield College located?

Springfield College is located in Springfield, MA. It is a Private Nonprofit institution with approximately 1,751 students.

How much student debt do Springfield College graduates have?

The median student debt for Springfield College graduates is $26,250. With median earnings of $48,036 ten years after enrollment, graduates can expect a debt-to-income ratio of 55%.

Is Springfield College a good college?

Springfield College has a graduation rate of 70.6% and median post-graduation earnings of $48,036. Graduation rate of 70.56% is above the national average for private institutions.

How does Springfield College compare to similar colleges?

Median earnings 10 years after graduation are $48,036, indicating a good return on investment. Compared to peer institutions, Springfield College offers a strong balance between academic success and financial outcomes, making it a competitive choice.

What career prospects do Springfield College graduates have?

Graduates of Springfield College are well-positioned for careers in health and wellness fields, given the college's focus and reputation.

What should prospective students know about Springfield College?

Springfield College is well-suited for students seeking a small, private college experience with a focus on health and wellness fields.

What makes Springfield College stand out?

The college has a low median debt of $26,250, which is beneficial for students.

What are the pros and cons of attending Springfield College?

Springfield College has a diverse student body with a significant white population and smaller proportions of other ethnic groups.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.