CollegeTuitionData — College Data in Plain English

Southwestern University

Georgetown, TX 78626 — Private Nonprofit

Value Score: 65/100 | ROI Score: -74 | Affordability Score: 35/100

Tuition (In-State): $53,813 | Out-of-State: $53,813

Acceptance Rate: 43.0% | Graduation Rate: 71.2% | Retention Rate: 80.6%

Median Earnings (10yr): $56,878 | Median Debt: $25,000

SAT Average: 1241 | ACT Midpoint: 28

Student Body Size: 1,440 (small)

Pell Grant Recipients: 25.3% | Federal Loan Rate: 45.6%

Average Faculty Salary: $8,920/month

Tuition & Affordability Analysis

In-state tuition at Southwestern University is $53,813 per year, which is 37% above the national average for private institutions.

Out-of-state students pay $53,813/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $215,252 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Southwestern University:

  • Families earning $0–$30,000: $22,478/year
  • Families earning $30,001–$48,000: $19,096/year
  • Families earning $48,001–$75,000: $28,175/year
  • Families earning $75,001–$110,000: $30,387/year
  • Families earning $110,000+: $36,332/year

Low-income families receive an average discount of $31,335/year, paying just 42% of the sticker price.

Admissions Snapshot

Southwestern University has an acceptance rate of 43.0%, placing it in the Selective (35–50%) category. This means roughly 836 students apply each year.

The average SAT score of admitted students is 1241, 17% above the national average. This reflects a strong academic student body.

The ACT midpoint is 28, 33% above the national average.

Graduate Outcomes & Return on Investment

71.2% of students at Southwestern University complete their degree, 15% above the national average. This is a solid graduation rate.

First-year retention rate: 80.6% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Southwestern University earn a median salary of $56,878 ten years after enrollment, 39% above the national average. This represents a $21,878/year earnings premium over the average high school diploma holder, or $656,340 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,000, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,520 in interest).

Debt-to-Earnings Ratio: 0.44x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Southwestern University pays for itself in approximately 10 years. This is a reasonable investment timeline.

Financial Aid Profile

25.3% of students at Southwestern University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 23% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

45.6% of students take federal loans, 3% below the national average. This is a moderate borrowing rate.

Average faculty salary: $8,920/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Southwestern University enrolls 1,440 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 64/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 51%, Hispanic 30%, Black 6%, Asian 3%.

Southwestern University: Small, Private Institution with Strong Graduation and Earnings Potential

Report Card: Overall Grade C-

Southwestern University receives an overall grade of C- based on six dimensions:

  • Academics: B
  • Value: F
  • Outcomes: B
  • Affordability: C-

College Analysis

Southwestern University is a Private Nonprofit institution in Georgetown, TX with approximately 1,440 students. Southwestern University has a strong graduation rate and decent earnings potential for graduates. The university offers a small, close-knit academic environment, which can be beneficial for students. The tuition cost is high, but the earnings potential after graduation is relatively good. The university has a diverse student body, with a significant Hispanic population.

The Verdict: Is Southwestern University Worth It?

Southwestern University presents a challenging value proposition. With an out-of-state tuition of $53,813 and a median 10-year earning potential of $56,878, the immediate return on investment appears modest, with earnings only slightly exceeding the annual tuition cost. The median debt of $25,000 is relatively low, which is a positive factor, suggesting that while the sticker price is high, students are not graduating with crippling debt. However, the ROI score of -74 is a significant red flag, indicating that, on average, graduates are not recouping their investment within a typical timeframe compared to national benchmarks. The debt payoff timeline, assuming a standard 10-year repayment plan and using the median debt and median earnings, would be tight, potentially taking over 5 years of earnings just to cover the principal and interest on the debt, without accounting for living expenses. While Southwestern offers a quality liberal arts education and a strong sense of community, the financial return does not immediately justify the high cost of attendance. It is not a 'good deal' in the traditional sense, nor is it necessarily 'overpriced' given the potential for high-earning careers in specific fields or graduate studies, but it is certainly not a 'hidden gem' from a purely financial ROI perspective. Students considering Southwestern should prioritize majors known for higher earning potential or plan for graduate studies to maximize their return.

Return on Investment

While the earnings potential is good, the high tuition cost may not make the degree worth the investment for all students.

Debt Reality Check

Median student debt at Southwestern University: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.

Strengths

  • Strong graduation rate and earnings potential.
  • Diverse student body.
  • Close-knit academic environment.

Weaknesses

  • High tuition cost.
  • Limited extracurricular activities due to small size.

Academic Profile

SAT Average: 1241. ACT Midpoint: 28. Retention Rate: 80.6%.

Southwestern University prides itself on a rigorous liberal arts education, emphasizing critical thinking, interdisciplinary study, and undergraduate research. The university boasts strong programs across the humanities, social sciences, and natural sciences, with particular strengths often cited in areas like Biology, Psychology, English, and Political Science. The student-faculty ratio, though not explicitly provided, is typically low at institutions of this size and type, suggesting ample opportunity for personalized attention from faculty. While specific faculty salaries are not available, the commitment to attracting and retaining high-quality educators is a hallmark of liberal arts colleges like SU. Undergraduate research is a significant component of the academic experience, with numerous opportunities for students to collaborate with faculty on projects, present findings at conferences, and even publish their work. The Paideia program, SU's unique approach to interdisciplinary learning, encourages students to explore connections between different fields of study, fostering a holistic intellectual development. Study abroad is highly encouraged, with a dedicated office to help students navigate options for international experiences that complement their academic goals. Academic support is robust, including tutoring services, writing centers, and academic advising, ensuring students have the resources to succeed in their challenging coursework. The honors program offers a more intensive academic path for high-achieving students, providing advanced seminars and research opportunities.

Financial Aid Guide for Southwestern University

Pell Grant recipients: 25.3%. Students taking federal loans: 45.6%.

Southwestern University is committed to making its distinctive liberal arts education accessible through a combination of merit-based and need-based financial aid. For the incoming class, the university typically awards a significant portion of its aid as merit scholarships, recognizing academic achievement and potential. These scholarships can range from a few thousand dollars to covering a substantial portion of tuition, often awarded automatically upon admission based on the strength of the application. Need-based aid, determined by the Free Application for Federal Student Aid (FAFSA) and the CSS Profile, is also a critical component. Southwestern aims to meet a significant portion of demonstrated financial need for its students. Work-study opportunities are available for eligible students, providing on-campus employment to help offset living expenses. For families with an annual income below $60,000, Southwestern has historically offered programs that cover tuition, fees, and room and board, making it tuition-free for many low-income students. For families with higher incomes, aid packages will vary based on individual circumstances, but students with strong academic profiles are often competitive for merit awards. Scholarship tips include applying early, ensuring all required financial aid documents are submitted by the deadlines, and exploring external scholarship opportunities. Negotiating financial aid at Southwestern is generally not as common or as successful as at larger, more research-intensive universities, as the institution has a defined philosophy on aid distribution. However, if there are significant changes in a family's financial circumstances after the initial award, appealing the decision with supporting documentation is the recommended approach.

Hidden Costs at Southwestern University

  • Room and board costs can range from approximately $15,000 to $18,000 per academic year, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 annually.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 per year.
  • Personal expenses, including toiletries, entertainment, and incidental purchases, can easily amount to $1,500 to $2,500 per year.
  • Transportation costs, especially for students traveling home or exploring the wider Austin area, can vary significantly but budget at least $500 to $1,000 annually.
  • Parking permits for students who bring cars to campus can cost between $100 and $300 per year.
  • Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 annually.

Alumni Outcomes & Career Paths

Southwestern University graduates enter a diverse job market, with many finding opportunities within Texas and surrounding states. While specific major employer recruitment data is not publicly detailed, common pathways for liberal arts graduates often lead to roles in education, non-profits, and various business sectors. Alumni frequently cluster in fields such as marketing, finance, consulting, and healthcare administration. For instance, graduates might find positions at companies like Deloitte, EY, or PwC in their consulting or audit divisions, or within the healthcare systems prevalent in the Austin-Round Rock metropolitan area, such as Ascension Texas or Baylor Scott & White Health. Tech roles in the burgeoning Austin tech scene are also a possibility, though perhaps less direct than at more STEM-focused institutions. Graduate school placement is a significant outcome for many Southwestern alumni, with students pursuing advanced degrees in law, medicine, business, and various humanities and sciences. The university likely has established pipelines to graduate programs at institutions like The University of Texas at Austin, Texas A&M University, and Southern Methodist University. Career services at Southwestern University are crucial for facilitating these outcomes. They likely offer robust internship support, resume workshops, and networking events, aiming to connect students with opportunities. Internship pipelines are often built through alumni connections and regional partnerships, potentially placing students at organizations like the Texas State Capitol, local museums, or smaller businesses in Georgetown and Austin. Geographic hiring patterns show a strong tendency for graduates to remain in Texas, particularly in the Austin-Round Rock corridor, but also in major hubs like Dallas and Houston. Some may venture further afield, but the immediate regional job market is a primary draw.

Campus Life & Culture at Southwestern University

Southwestern University attracts a diverse student body, with a significant portion hailing from Texas but also drawing students from across the United States and internationally. The university cultivates an environment where intellectually curious, engaged, and community-minded students tend to thrive, appreciating the close faculty-student relationships and the emphasis on holistic development.

Southwestern University, nestled in the charming historic district of Georgetown, Texas, offers a vibrant campus life that mirrors its intimate, liberal arts setting. With a student body of around 1,440, SU fosters a close-knit community where students often know each other across different majors and years. The 'Pirate' spirit is palpable, especially during campus events and athletic competitions. Social life often revolves around the residential commons, campus-wide events organized by the Student Activities Council (SAC), and the downtown Georgetown square, a popular off-campus hangout with unique shops and restaurants. While Greek life exists, it's not the dominant force it can be at larger universities, with about 20-30% of students participating in fraternities and sororities, offering a more balanced social scene. Residential life is a cornerstone, with most students living on campus for all four years. The university offers a variety of housing options, from traditional residence halls in areas like Moody and Armstrong Commons to apartment-style living for upperclassmen. Dining services, primarily located in the Red & White Commons, provide a range of options to fuel student life. Student organizations are abundant, covering everything from academic clubs and cultural groups to outdoor adventure and community service. The proximity to Austin, just a 30-minute drive away, provides students with access to a larger city's entertainment, internship, and cultural opportunities, striking a perfect balance between a focused college town experience and big-city access. The overall vibe is one of engaged learning, community involvement, and a friendly, Southern-Texas hospitality.

Campus Highlights

  • The historic Georgetown Square, just a short walk from campus, offers a charming and vibrant off-campus experience.
  • The Paideia Program, a unique interdisciplinary curriculum that encourages students to explore connections across different fields.
  • Southwestern's commitment to undergraduate research, with numerous opportunities for students to work alongside faculty.
  • The strong sense of community fostered by the residential commons system, encouraging student interaction and support.
  • The 'Pirate' mascot and spirited campus traditions that unite the student body.
  • Proximity to Austin, providing access to a major metropolitan area for internships, entertainment, and cultural events.
  • The beautiful, tree-lined campus that blends historic architecture with modern facilities.

Location & Regional Advantages

Southwestern University's location in Georgetown, Texas, offers a unique blend of small-town charm and strategic proximity to a major metropolitan hub. Georgetown itself boasts a high quality of life, often cited for its historic town square, safety, and community feel, with a cost of living that is generally lower than the nearby Austin, though it has been rising. The primary geographic advantage is its proximity to Austin, often dubbed the 'Live Music Capital of the World' and a rapidly growing tech and business center. This allows students to access the vast internship and job opportunities of the Austin-Round Rock metropolitan area while enjoying a more focused, less overwhelming campus environment. Major industries in the Austin area include technology (Dell, Oracle, Apple, Google), healthcare (Ascension Texas, Baylor Scott & White), and government, providing diverse career paths for graduates. The weather is characteristically Central Texas: hot summers and mild winters, which is appealing to many. Safety in Georgetown is generally high, contributing to a secure environment for students. This location provides a balanced experience, offering the resources of a major city within reach without the intense competition or high cost of living found directly in Austin. Post-graduation, this proximity facilitates easier transitions into the regional job market, leveraging both the university's network and the economic dynamism of Austin.

How to Get Into Southwestern University

Southwestern University, with an admission rate around 43%, is selective, meaning a well-crafted application is crucial. While Southwestern does not offer Early Decision or Early Action, demonstrating strong academic achievement and a genuine interest in the university's liberal arts mission is paramount. The admissions committee looks for students who will thrive in a close-knit, intellectually curious environment. A strong GPA, particularly in challenging coursework like AP or IB classes, is a key indicator. While SAT/ACT scores are not provided, for institutions of this selectivity, competitive applicants typically fall within the upper range of admitted students if scores were submitted. The essay is a vital opportunity to showcase personality, critical thinking, and how you align with Southwestern's values. Consider essays that reflect on intellectual curiosity, community engagement, or personal growth. Demonstrated interest can be shown through attending virtual or in-person information sessions, visiting campus if possible, and engaging with admissions representatives. The timeline recommendation is to begin the application process in the fall of your senior year, with most application deadlines falling in January. Ensure all supplemental materials, including letters of recommendation and transcripts, are submitted promptly to give the admissions committee a complete picture of your candidacy.

How Southwestern University Compares to Similar Schools

Similar schools: Trinity University (San Antonio, TX), Austin College (Sherman, TX), Furman University (Greenville, SC), Rhodes College (Memphis, TN)

Advantages

  • Proximity to the rapidly growing Austin job market, particularly in tech and business.
  • Smaller class sizes and a more intimate liberal arts learning environment compared to larger universities.
  • Strong emphasis on undergraduate research and faculty mentorship.

Disadvantages

  • Higher sticker price compared to some public university alternatives in Texas.
  • Median earnings are not significantly higher than many other liberal arts colleges, making the high tuition harder to justify purely on financial return.
  • Less national brand recognition compared to some more established liberal arts institutions.

Best For

  • Students seeking a more affordable education may want to consider other options.
  • Students looking for a larger campus with more diverse extracurricular activities might find Southwestern University less appealing.

Avoid If

  • Students who are not interested in the high tuition cost and are looking for more affordable options should avoid Southwestern University.
  • Students who are not looking for a close-knit academic environment with a small student body might want to explore other colleges.

Frequently Asked Questions about Southwestern University

How much does it cost to attend Southwestern University?

In-state tuition at Southwestern University is $53,813 per year, and out-of-state tuition is $53,813 per year. The median student debt at graduation is $25,000.

What is the acceptance rate at Southwestern University?

Southwestern University has an acceptance rate of 43.0%.

What is the graduation rate at Southwestern University?

Southwestern University has a graduation rate of 71.2%.

How much do Southwestern University graduates earn?

The median earnings for Southwestern University graduates 10 years after enrollment is $56,878. With median debt of $25,000, graduates earn roughly 2.3x their debt level annually.

How big is Southwestern University?

Southwestern University has approximately 1,440 students and is classified as a small institution. It is located in Georgetown, TX and is a Private Nonprofit institution.

Is Southwestern University worth the cost?

Southwestern University has an ROI score of -74 out of 100. With in-state tuition of $53,813 per year and median post-graduation earnings of $56,878, the data suggests the return on investment may be below average.

Where is Southwestern University located?

Southwestern University is located in Georgetown, TX. It is a Private Nonprofit institution with approximately 1,440 students.

How much student debt do Southwestern University graduates have?

The median student debt for Southwestern University graduates is $25,000. With median earnings of $56,878 ten years after enrollment, graduates can expect a debt-to-income ratio of 44%.

Is Southwestern University a good college?

Southwestern University has a graduation rate of 71.2% and median post-graduation earnings of $56,878. High tuition cost but decent earnings potential after graduation.

How does Southwestern University compare to similar colleges?

Strong graduation rate of 71.23%. Compared to peer institutions, Southwestern University offers a strong academic environment and decent earnings potential, but the high tuition cost is a significant drawback.

What career prospects do Southwestern University graduates have?

Graduates of Southwestern University are well-positioned for careers in various fields, particularly in Texas, given the high earnings potential and strong local job market.

What should prospective students know about Southwestern University?

Southwestern University is well-suited for students who value a small, private college experience and are willing to invest in a high-quality education.

What makes Southwestern University stand out?

Diverse student body with a significant Hispanic population.

What are the pros and cons of attending Southwestern University?

Close-knit academic environment with a small student body.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.