Southwestern Christian College
Terrell, TX 75160-4812 — Private Nonprofit
Value Score: 65/100 | ROI Score: -44 | Affordability Score: 75/100
Tuition (In-State): $14,638 | Out-of-State: $14,638
Graduation Rate: 33.3% | Retention Rate: 100.0%
Median Earnings (10yr): $32,672
Student Body Size: 110 (small)
Pell Grant Recipients: 65.6% | Federal Loan Rate: 52.3%
Average Faculty Salary: $2,916/month
Tuition & Affordability Analysis
In-state tuition at Southwestern Christian College is $14,638 per year, which is 63% below the national average for private institutions.
Out-of-state students pay $14,638/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $58,552 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Southwestern Christian College:
- Families earning $0–$30,000: $13,140/year
- Families earning $30,001–$48,000: $17,760/year
- Families earning $48,001–$75,000: $21,219/year
- Families earning $75,001–$110,000: $20,568/year
- Families earning $110,000+: $19,039/year
Low-income families receive an average discount of $1,498/year, paying just 90% of the sticker price.
Graduate Outcomes & Return on Investment
33.3% of students at Southwestern Christian College complete their degree, 46% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
First-year retention rate: 100.0% (23% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.
Graduates of Southwestern Christian College earn a median salary of $32,672 ten years after enrollment, 20% below the national average.
Financial Aid Profile
65.6% of students at Southwestern Christian College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 99% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
52.3% of students take federal loans, 11% above the national average. This is a moderate borrowing rate.
Average faculty salary: $2,916/month, 67% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Southwestern Christian College enrolls 110 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 44/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 5%, Hispanic 8%, Black 75%, Asian 0%.
Southwestern Christian College: A Small, Faith-Based Institution with Mixed Academic and Economic Outcomes
- Southwestern Christian College: A Mission-Driven Education with Questionable Financial Returns
- Beyond the Classroom: Understanding Graduate Outcomes at Southwestern Christian College
- Is Southwestern Christian College the Right Fit for Your Future Career and Financial Goals?
Report Card: Overall Grade C-
Southwestern Christian College receives an overall grade of C- based on six dimensions:
- Academics: D
- Value: F
- Outcomes: D
- Affordability: A+
College Analysis
Southwestern Christian College is a Private Nonprofit institution in Terrell, TX with approximately 110 students. Academics: Offers a small, close-knit learning environment with a strong focus on Christian values. Value: Moderate affordability with a decent affordability score, but lower than peers. Outcomes: Graduation rate is below average, and median earnings 10 years post-graduation are lower than peers.
The Verdict: Is Southwestern Christian College Worth It?
Southwestern Christian College presents a challenging value proposition, primarily due to its low median earnings and a graduation rate that suggests significant student attrition. With median 10-year earnings reported at $32,672, this figure is considerably lower than the national average for college graduates and even many associate degree holders. The absence of median debt data is concerning, as it prevents a full picture of the financial burden on graduates. However, even without debt, the earnings potential appears insufficient to justify the cost of attendance, which is $14,638 annually for both in-state and out-of-state students. Over a typical four-year program, this could amount to over $58,000 in tuition alone, without factoring in living expenses. The reported ROI score of -44 strongly indicates a negative return on investment, meaning graduates are likely earning less than they would have without the degree, or at least not enough to recoup the educational costs within a reasonable timeframe. Given these metrics, Southwestern Christian College appears to be an overpriced option for students prioritizing strong financial returns on their education. While it may serve a specific mission within the Churches of Christ, prospective students focused on career advancement and financial stability should exercise extreme caution.
Return on Investment
While the degree is worth the cost for students seeking a faith-based education and ethical foundation, the lower earnings potential may not justify the investment for all students.
Strengths
- Strong Christian values and faith-based curriculum.
- Small, close-knit learning environment.
- Moderate tuition rates.
- Focus on ministry and education careers.
Weaknesses
- Below-average graduation rate.
- Lower median earnings 10 years post-graduation.
- Limited diversity in the student body.
Academic Profile
Retention Rate: 100.0%.
Southwestern Christian College (SCC) provides a focused academic environment with a strong emphasis on foundational liberal arts and pre-professional studies, all within a Christian framework. While specific departmental strengths are less about broad research and more about dedicated teaching, programs like Biblical Studies, Business Administration, and General Studies are core to its mission. The college is designed to prepare students for transfer to four-year institutions or for entry-level positions, with a curriculum that balances general education with specialized coursework. Faculty quality, while not directly measurable by salary data (N/A), is characterized by a commitment to student success and mentorship, typical of smaller, faith-based institutions. The student-faculty ratio is inherently low given the small student population, allowing for personalized attention and direct interaction with instructors. SCC does not typically offer extensive research opportunities in the traditional sense; instead, the focus is on in-depth learning through coursework and faculty guidance. Honors programs are not a prominent feature, but students seeking academic challenge can often engage in advanced coursework or independent study with faculty approval. Study abroad opportunities are limited, with the college's primary mission being accessible Christian higher education. Academic support is robust, with tutoring services and dedicated advisors available to help students navigate their academic path and prepare for future endeavors.
Financial Aid Guide for Southwestern Christian College
Pell Grant recipients: 65.6%. Students taking federal loans: 52.3%.
Navigating financial aid at Southwestern Christian College (SCC) is a process centered on making its Christian education accessible. As a private institution, SCC relies on a combination of federal aid, institutional aid, and student contributions. For the 2023-2024 academic year, the total cost of attendance (tuition, fees, room, and board) is approximately $26,000-$28,000. Merit aid is not explicitly detailed, but strong academic performance can certainly strengthen a student's application for any available institutional scholarships. Need-based aid is a significant component, with Pell Grant eligibility being a key factor for many students. While the Pell Grant Rate is not provided, it's reasonable to assume a substantial portion of the student body qualifies. Federal student loans are also available, though the Federal Loan Rate is not specified. SCC likely offers institutional scholarships and grants, often tied to academic achievement, church affiliation, or specific programs. Work-study opportunities may be available, providing students with on-campus employment to help cover educational expenses. Typical aid packages can vary widely, but for students with demonstrated financial need, aid could potentially cover a significant portion of the tuition and living costs, bringing the out-of-pocket expense down considerably. For example, a student receiving a Pell Grant (up to $7,395 for 2023-2024) and institutional aid could see their costs reduced substantially. Scholarship tips include applying early, highlighting church involvement, and inquiring directly with the admissions and financial aid offices about specific SCC scholarships. Negotiating aid is generally less common at smaller institutions like SCC compared to larger universities, but open communication with the financial aid office about extenuating circumstances is always advisable.
Hidden Costs at Southwestern Christian College
- Student Activity Fee: Approximately $200-$300 per semester, supporting campus events and organizations.
- Textbooks and Supplies: Budget around $800-$1,200 per academic year for required course materials.
- Personal Expenses: Allow $500-$1,000 per semester for toiletries, laundry, snacks, and other personal items.
- Transportation: Costs will vary based on whether students need to commute or travel home, potentially $200-$500 per semester for local travel or occasional trips.
- Health Insurance: If not covered by a parent's plan, students may need to purchase a student health insurance plan, estimated at $1,500-$2,500 annually.
- Technology Fee: A small fee, likely around $50-$100 per semester, to support campus IT infrastructure.
Alumni Outcomes & Career Paths
Southwestern Christian College (SCC), a small private institution in Terrell, Texas, presents a unique profile for graduate outcomes. Given its size and focus, specific data on major employers actively recruiting from SCC is limited. However, alumni often find roles within the Churches of Christ, the denomination with which the college is affiliated. This includes positions in ministry, church administration, education within church-related schools, and social services organizations supported by the denomination. Industries where alumni tend to cluster are primarily education, religious organizations, and community services. Due to its specialized nature, direct placement into large corporate sectors or highly technical fields is less common. Graduate school placement rates are not prominently published, but it's reasonable to assume that students pursuing further theological or ministry-related education would be the primary group to continue their academic careers. Notable alumni are often recognized within the Churches of Christ for their contributions to ministry and education, though public profiles may be less extensive than those from larger universities. Career services at SCC likely focus on connecting students with opportunities within their denominational network and providing guidance for entry-level positions in related fields. Internship pipelines are probably developed through partnerships with local congregations and affiliated organizations, offering practical experience in ministry and church operations. Geographic hiring patterns for SCC graduates tend to be concentrated in Texas and surrounding states with significant populations of Churches of Christ, though some may relocate nationally or internationally for ministry opportunities.
Campus Life & Culture at Southwestern Christian College
The student body at Southwestern Christian College is predominantly composed of individuals seeking a focused, faith-based education within a supportive community. Students often come from Texas and surrounding states, with a mix of recent high school graduates and adult learners. The type of student who thrives here is one who values Christian principles, desires personal mentorship, and appreciates a smaller, more intimate learning environment.
Southwestern Christian College (SCC) in Terrell, TX, offers a distinctively close-knit and faith-centered campus experience, characteristic of its affiliation with the Churches of Christ. With a student body of around 110, the 'vibe' is undeniably personal and community-oriented. Forget sprawling quads and bustling student unions; SCC's campus is intimate, fostering strong relationships among students, faculty, and staff. Social life revolves heavily around campus events, spiritual activities, and shared academic pursuits. Expect regular chapel services, Bible studies, and opportunities for spiritual growth, which are central to the SCC experience. Student organizations are fewer in number but deeply engaged, often focusing on service, worship, or specific academic interests. Given the small size, there's no Greek life. Athletics are present but operate on a smaller scale, often with a focus on intramural or club-level participation, emphasizing sportsmanship and camaraderie. Housing is typically dormitory-style, designed to encourage community living and mutual support. Dining is communal, providing a central gathering place for students to connect over meals. The overall atmosphere is one of shared purpose and mutual encouragement, where students are known by name and supported in their academic and spiritual journeys. It's a place for those seeking a focused, supportive environment rooted in Christian values.
Campus Highlights
- Strong emphasis on Christian faith and values integrated into daily life.
- Intimate campus size fostering a close-knit community and personal relationships.
- Dedicated faculty committed to mentorship and student success.
- Affordable tuition compared to many private institutions.
- Focus on preparing students for transfer to four-year colleges or for entry-level careers.
- Supportive environment for students seeking spiritual growth alongside academic pursuits.
Location & Regional Advantages
Southwestern Christian College's location in Terrell, Texas, offers a specific set of regional advantages and challenges for its students. Terrell itself is a smaller city east of Dallas, providing a relatively low cost of living compared to major metropolitan areas. This can make tuition and living expenses more manageable for students. The proximity to the Dallas-Fort Worth (DFW) metroplex is a significant asset, offering access to a vast and diverse job market. Major industries in the DFW area include finance, technology, healthcare, transportation, and defense, providing a broad spectrum of potential career paths for graduates, even if SCC's direct pipeline to these sectors is limited. The quality of life in Terrell is that of a suburban/small-town environment, which can appeal to students seeking a quieter atmosphere, though it may lack the vibrant cultural and entertainment options of a large city. Weather in North Texas is characterized by hot summers and mild winters, with occasional severe weather events like thunderstorms and hail. Safety in Terrell is generally comparable to other towns of its size. The primary career advantage of this location is the ability for students to leverage the DFW metroplex for internships and post-graduation employment, particularly in fields that align with the college's mission or in sectors where a strong work ethic and community focus are valued. However, the immediate job market in Terrell itself is more limited, requiring graduates to look towards the larger surrounding region for broader opportunities.
How to Get Into Southwestern Christian College
Applying to Southwestern Christian College (SCC) is a straightforward process, geared towards students seeking a faith-based educational experience. Given its size and mission, SCC is not highly selective in the traditional sense, meaning the admissions office primarily looks for students who align with the college's values and are academically prepared to succeed. There are no Early Decision or Early Action advantages as these are not typically offered by institutions of this nature. The admissions office values a student's commitment to Christian principles, their desire for a close-knit community, and their readiness for college-level work. While specific GPA or test score ranges are not published, a solid high school record with a GPA of 2.5 or higher and a demonstrated ability to handle coursework is generally expected. The essay is a crucial component; focus on your personal faith journey, your reasons for choosing a Christian college, and how you envision contributing to the SCC community. Demonstrated interest is important – attend virtual or in-person information sessions, connect with admissions counselors, and ask thoughtful questions. The application timeline is generally flexible, but submitting your application and all supporting documents (high school transcripts, references, and essay) at least 2-3 months before the desired enrollment term is recommended to ensure timely processing and financial aid consideration.
How Southwestern Christian College Compares to Similar Schools
Similar schools: Abilene Christian University, Harding University, Oklahoma Christian University
Advantages
- Lower tuition compared to some private Christian universities.
- Stronger focus on specific vocational or ministry training within its denomination.
- Smaller class sizes and more personalized attention due to very small student body.
Disadvantages
- Significantly lower median earnings and ROI.
- Lower graduation rate, indicating potential challenges with student retention and success.
- Limited national recognition and employer network compared to larger, more established institutions.
Best For
- Prospective students interested in high-earning careers may want to consider other institutions.
- Students seeking a diverse student body may find the high Hispanic concentration limiting.
Avoid If
- Students looking for a high-earning career path may want to explore other options.
- Students seeking a larger campus with more diverse extracurricular activities might find Southwestern Christian College less appealing.
Frequently Asked Questions about Southwestern Christian College
How much does it cost to attend Southwestern Christian College?
In-state tuition at Southwestern Christian College is $14,638 per year, and out-of-state tuition is $14,638 per year.
What is the graduation rate at Southwestern Christian College?
Southwestern Christian College has a graduation rate of 33.3%.
How much do Southwestern Christian College graduates earn?
The median earnings for Southwestern Christian College graduates 10 years after enrollment is $32,672.
How big is Southwestern Christian College?
Southwestern Christian College has approximately 110 students and is classified as a small institution. It is located in Terrell, TX and is a Private Nonprofit institution.
Is Southwestern Christian College worth the cost?
Southwestern Christian College has an ROI score of -44 out of 100. With in-state tuition of $14,638 per year and median post-graduation earnings of $32,672, the data suggests the return on investment may be below average.
Where is Southwestern Christian College located?
Southwestern Christian College is located in Terrell, TX. It is a Private Nonprofit institution with approximately 110 students.
Is Southwestern Christian College a good college?
Southwestern Christian College has a graduation rate of 33.3% and median post-graduation earnings of $32,672. Highly concentrated student body with a large Hispanic population.
How does Southwestern Christian College compare to similar colleges?
Strong Christian values integrated into the curriculum and campus life. Compared to peer institutions, Southwestern Christian College offers a more affordable education with a strong Christian focus, but graduates earn less than their counterparts.
What career prospects do Southwestern Christian College graduates have?
Graduates of Southwestern Christian College are well-prepared for careers in ministry, education, and other fields with a strong ethical and moral foundation.
What should prospective students know about Southwestern Christian College?
Southwestern Christian College is positioned in a niche market for students seeking a faith-based education with moderate tuition costs.
What makes Southwestern Christian College stand out?
Moderate tuition rates, but lower than the national average for private institutions.
What are the pros and cons of attending Southwestern Christian College?
Graduates face lower median earnings compared to peers.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.