Somerset Community College
Somerset, KY 42501-2973 — Public
Value Score: 70/100 | ROI Score: 63 | Affordability Score: 90/100
Tuition (In-State): $4,728 | Out-of-State: $6,432
Graduation Rate: 41.6%
Median Earnings (10yr): $30,787 | Median Debt: $12,215
Student Body Size: 4,166 (medium)
Pell Grant Recipients: 48.8% | Federal Loan Rate: 20.4%
Average Faculty Salary: $5,726/month
Tuition & Affordability Analysis
In-state tuition at Somerset Community College is $4,728 per year, which is 57% below the national average for public institutions.
Out-of-state students pay $6,432/year — a premium of $1,704 over in-state rates. Over four years, out-of-state students pay approximately $6,816 more than their in-state peers.
Estimated four-year tuition cost: $18,912 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Somerset Community College:
- Families earning $0–$30,000: $3,671/year
- Families earning $30,001–$48,000: $3,524/year
- Families earning $48,001–$75,000: $5,103/year
- Families earning $75,001–$110,000: $7,596/year
- Families earning $110,000+: $9,860/year
Low-income families receive an average discount of $1,057/year, paying just 78% of the sticker price.
Graduate Outcomes & Return on Investment
41.6% of students at Somerset Community College complete their degree, 33% below the national average. This is below average — prospective students should investigate support services and retention programs.
Graduates of Somerset Community College earn a median salary of $30,787 ten years after enrollment, 25% below the national average.
The median student debt at graduation is $12,215, 43% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $133/month, with a total repayment of $15,960 (including $3,745 in interest).
Debt-to-Earnings Ratio: 0.40x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Financial Aid Profile
48.8% of students at Somerset Community College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 48% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
20.4% of students take federal loans, 56% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $5,726/month, 34% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Somerset Community College enrolls 4,166 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 19/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 90%, Hispanic 4%, Black 1%, Asian 1%.
Somerset Community College: Medium-Sized Public Institution with High Affordability
- Somerset Community College: Your Affordable Launchpad to a Skilled Career in Southeastern Kentucky
- Unlock Your Earning Potential: How Somerset Community College Delivers Solid Job Outcomes on a Budget
- Beyond the Classroom: Experience Community and Career Growth at Somerset Community College
Report Card: Overall Grade C+
Somerset Community College receives an overall grade of C+ based on six dimensions:
- Academics: D
- Value: B-
- Outcomes: D
- Affordability: A+
College Analysis
Somerset Community College is a Public institution in Somerset, KY with approximately 4,166 students. Somerset Community College has a relatively low graduation rate, indicating potential challenges in academic success. The median earnings 10 years after graduation are below the national average, suggesting limited career advancement opportunities. The college has a high affordability score, making it a cost-effective option for students. The majority of students are white, with a small percentage of minorities, which may limit diversity in the student body.
The Verdict: Is Somerset Community College Worth It?
Somerset Community College presents a compelling case for value, particularly for students prioritizing affordability and direct entry into the regional workforce. With an in-state tuition of $4,728 and a median debt of $12,215, SCC is one of the most accessible higher education options. The median 10-year earnings of $30,787, while modest, are achievable within a relatively short period post-graduation, especially considering the low cost of living in the Somerset area. A rough calculation suggests that if a graduate dedicates 10-15% of their income towards debt repayment, the $12,215 median debt could be paid off within 3-5 years, assuming a stable job in a field aligned with their SCC program. The ROI score of 63 indicates a solid return on investment, suggesting that the earnings potential, when weighed against the cost and debt, is favorable. Compared to the national average for student debt and the significantly higher tuition of four-year institutions, SCC offers a financially prudent pathway to a credential that can lead to stable employment. While the median earnings are not indicative of high-paying careers, they represent a realistic outcome for many of the associate degrees and certificates offered, particularly in trades and healthcare support roles. For students in the Somerset region seeking to upskill or gain foundational knowledge for local employment without incurring substantial debt, SCC is a good deal. It's a hidden gem for those who understand its mission: to serve the local economy and provide an affordable, practical education.
Return on Investment
While the degree is worth the cost due to high affordability, the low graduation rate and lower median earnings after 10 years may impact long-term career prospects.
Debt Reality Check
Median student debt at Somerset Community College: $12,215. Monthly payment on a standard 10-year plan: $139/month. Total repaid: $16,680 ($4,465 in interest).
Breakeven vs high school diploma: 15.5 years. Debt burden: Manageable. Salary needed for comfortable repayment: $16,680.
Strengths
- High affordability score
- Moderate tuition for in-state students
Weaknesses
- Low graduation rate
- Limited diversity in the student body
Academic Profile
Somerset Community College (SCC) excels in providing accessible, career-focused education with a strong emphasis on foundational skills and workforce development. While specific research opportunities for undergraduates are limited given its community college mission, SCC offers robust academic support and pathways to transfer to four-year institutions. Notable departments and programs that are particularly strong include the Nursing program, which is highly regarded for its rigorous curriculum and excellent graduate placement rates, preparing students for high-demand healthcare careers. The Business and Technology divisions also offer practical, hands-on training in areas like information technology, advanced manufacturing, and business administration, directly aligning with regional economic needs. Faculty quality, while not directly measurable by salary data, is characterized by a commitment to teaching and student success. Instructors often bring real-world experience into the classroom, providing students with practical insights. The student-faculty ratio is likely favorable, allowing for more personalized attention, a hallmark of effective community college instruction. SCC also offers an Honors Program, providing high-achieving students with enriched academic experiences and opportunities for leadership and scholarship. Academic support is a cornerstone of the SCC experience, with resources like tutoring services, academic advising, and career counseling readily available to help students navigate their academic journey and plan for future careers or transfers. The college's focus is on delivering quality education that is both affordable and directly applicable to the job market or further academic pursuits.
Financial Aid Guide for Somerset Community College
Pell Grant recipients: 48.8%. Students taking federal loans: 20.4%.
Navigating financial aid at Somerset Community College (SCC) is designed to be straightforward, focusing on making education accessible. As a public community college, SCC's primary goal is to provide affordable pathways to degrees and certifications. For the academic year, in-state tuition is approximately $4,728 and out-of-state tuition is $6,432. The majority of aid at SCC is need-based, with the Pell Grant being a significant source of funding for eligible students. Many students receive substantial Pell Grant awards, which can cover a large portion, if not all, of tuition and fees for lower-income families. Federal Student Loans are also available, with typical loan amounts varying based on financial need and enrollment status. Work-study opportunities are often available, providing students with part-time jobs on campus or with approved off-campus employers, allowing them to earn money to help with educational expenses. While SCC does not typically offer extensive merit-based scholarships in the same way a large university might, there are often institutional scholarships available through the SCC Foundation, which may be based on academic achievement, program of study, or community involvement. These scholarships can range from a few hundred dollars to a few thousand dollars annually. For students with a family income below $30,000, it's highly probable that federal and state grants, along with potential work-study, could cover most, if not all, of their tuition and fees. For families with incomes between $30,000 and $75,000, a combination of grants, loans, and possibly some institutional scholarships would likely be awarded. Negotiating financial aid at SCC is generally not a common practice, as aid packages are typically determined by established federal and state formulas and institutional policies. The focus is on maximizing grant aid and providing access to affordable loans.
Hidden Costs at Somerset Community College
- Student Activity Fee: A mandatory fee of approximately $5 per credit hour, totaling around $150-$200 per semester for a full-time student, supports campus events and student services.
- Technology Fee: A fee of roughly $5 per credit hour, amounting to approximately $150-$200 per semester for full-time students, contributes to maintaining and upgrading campus technology infrastructure.
- Textbooks and Supplies: Depending on the program, textbook costs can range from $500 to $1,000 per academic year, with additional costs for lab supplies or specific software.
- Transportation: For commuting students, fuel and vehicle maintenance costs can add up to $50-$150 per month, depending on distance and vehicle efficiency.
- Parking Permit: A yearly parking permit costs approximately $30-$50, allowing students to park in designated campus lots.
- Program-Specific Fees: Certain programs, like Nursing or Welding, may have additional lab fees or material costs that can range from $100 to $300 per semester.
- Health Insurance: While not mandatory for all students, those without coverage may opt for student health insurance plans, which can cost upwards of $2,000-$3,000 per academic year.
Alumni Outcomes & Career Paths
Somerset Community College (SCC) graduates are primarily positioned for entry-level roles within the southeastern Kentucky region, reflecting the local economic landscape. While specific data on major employers actively recruiting on campus is limited, graduates often find employment in sectors that are prominent in the Somerset area. These include healthcare, advanced manufacturing, and public service. For instance, regional healthcare systems like Somerset's own Lake Cumberland Regional Hospital and other smaller clinics are significant employers of SCC's nursing and allied health graduates. In manufacturing, companies such as Valvoline (which has a presence in the region) and other local industrial firms often hire SCC alumni for technical and operational roles. Public sector employment, including local government and education, also absorbs a portion of the graduate pool.
Information on graduate school placement rates is not readily available, suggesting that the majority of SCC students pursue immediate employment rather than advanced degrees. The college's focus is largely on workforce development and providing pathways to skilled trades and associate degrees that lead directly to employment. Career services at SCC likely focus on resume building, interview preparation, and connecting students with local job openings. Internship pipelines are probably strongest in the healthcare and manufacturing sectors, where local businesses may partner with the college to offer practical experience. Geographic hiring patterns are heavily concentrated within a 50-mile radius of Somerset, with graduates finding opportunities in nearby counties and towns. Notable alumni are not widely publicized, which is common for community colleges whose primary mission is local economic impact rather than producing widely recognized public figures. The industries where alumni cluster are predominantly those that support the regional economy: healthcare services, manufacturing operations, retail, and public administration.
Campus Life & Culture at Somerset Community College
Somerset Community College serves a predominantly local student body, with many students commuting from Somerset and surrounding rural counties in South Central Kentucky. The student population is diverse in age and background, often including recent high school graduates, working adults seeking career advancement, and individuals pursuing new career paths. Students who thrive at SCC are typically self-motivated, practical, and goal-oriented, seeking tangible skills and credentials to improve their economic standing or advance in their chosen fields.
Somerset Community College (SCC) offers a community-focused campus experience in the heart of South Central Kentucky. With a student body of just over 4,000, SCC fosters a close-knit environment where students often know each other and their instructors. The campus itself is modern and well-maintained, featuring dedicated spaces for student activities and learning. While SCC doesn't have traditional on-campus housing or a sprawling residential life like a four-year university, many students commute from Somerset and surrounding counties, creating a vibrant commuter culture. This means social life often revolves around campus events, clubs, and academic pursuits rather than late-night dorm gatherings. Student organizations are a key avenue for engagement, ranging from academic clubs tied to specific programs like nursing or business, to service-oriented groups and cultural associations. These clubs provide opportunities for leadership, networking, and building friendships. SCC also has a strong presence in athletics, particularly in basketball, where the SCC Dragons compete, drawing significant campus and community support. The 'vibe' at SCC is one of practicality and purpose. Students are often balancing coursework with work and family responsibilities, leading to a mature and driven student body. The campus is a hub for learning and skill development, with a friendly and accessible faculty and staff. Social events, often held in the student center or common areas, are designed to be inclusive and accessible for all students, whether they are on campus for a full day or just a few classes. Expect a supportive atmosphere where academic success and personal growth are prioritized, with opportunities to connect through shared interests and campus activities.
Campus Highlights
- Career-Focused Programs: SCC offers a wide array of programs directly aligned with high-demand jobs in the region, such as advanced manufacturing, healthcare, and information technology.
- Affordable Tuition: With in-state tuition at $4,728 per year, SCC provides an exceptionally cost-effective pathway to higher education and career advancement.
- Student Support Services: Comprehensive academic advising, tutoring, and career counseling are readily available to ensure student success.
- Community Hub: The campus serves as a vital educational and cultural center for Somerset and the surrounding South Central Kentucky communities.
- Transfer Pathways: SCC has established articulation agreements with numerous four-year universities, facilitating a smooth transition for students pursuing bachelor's degrees.
- Dedicated Faculty: Instructors often bring practical, real-world experience into the classroom, offering students valuable insights.
- Accessible Location: Situated in Somerset, KY, the campus is easily accessible for commuting students from a wide geographic area.
Location & Regional Advantages
Somerset, Kentucky, offers a unique regional advantage for SCC students, primarily centered around its position within a developing economic corridor in southeastern Kentucky. The local job market is characterized by a strong presence in healthcare, manufacturing, and logistics, driven by regional employers and the growing demand for skilled labor. Proximity to larger industrial centers like Lexington (approximately 1.5 hours away) provides a secondary market for graduates seeking broader opportunities, though most SCC alumni tend to remain within the immediate region due to cost of living and established networks. The cost of living in Somerset is significantly lower than in major metropolitan areas, making the median debt of $12,215 more manageable and allowing for a quicker payoff of educational expenses. This affordability extends to housing, utilities, and daily expenses, enhancing the overall financial well-being of graduates.
Quality of life in Somerset is typical of a mid-sized rural town, offering a slower pace, access to outdoor recreation (like nearby Lake Cumberland), and a strong sense of community. While it may lack the cultural amenities of a large city, it provides a stable and safe environment for raising families. Weather is temperate, with four distinct seasons. Safety is generally good, with lower crime rates compared to urban centers. The geographic advantage for SCC graduates lies in its ability to provide affordable education and direct access to a local job market that values the skills SCC imparts, particularly in healthcare and skilled trades. This focus on regional workforce needs means graduates are often well-prepared for available positions without the intense competition found in larger, more saturated markets.
How to Get Into Somerset Community College
Gaining admission to Somerset Community College (SCC) is generally a straightforward process, as it is an open-enrollment institution designed to provide accessible education. The primary focus is on ensuring students have the foundational skills to succeed. While there isn't a highly selective admissions process with GPA or test score cutoffs in the traditional sense, demonstrating a commitment to education is key. SCC does not typically have Early Decision (ED) or Early Action (EA) options with associated advantages due to its open-enrollment policy. The admissions office values a student's intent to learn and complete their chosen program. For students who may not have recent high school transcripts or standardized test scores, SCC often utilizes placement testing (like the Accuplacer) to determine appropriate course placement and identify any need for developmental education. The application itself is usually a simple online form. Essays are not typically a required component for general admission, but they might be requested for specific competitive scholarships or programs. Demonstrated interest is not a significant factor in admission. The timeline is flexible; students can apply throughout the year, but it's highly recommended to apply at least 60-90 days before the start of the semester to allow ample time for financial aid processing and course registration. Focus on completing the application accurately and submitting any required placement tests or previous academic records promptly.
How Somerset Community College Compares to Similar Schools
Similar schools: Bluegrass Community and Technical College (Lexington, KY), Southcentral Kentucky Community and Technical College (Bowling Green, KY), Eastern Kentucky University (Richmond, KY - for specific 4-year pathways)
Advantages
- Lower in-state tuition compared to some regional community colleges.
- Strong focus on specific vocational and technical programs tailored to southeastern Kentucky's industrial needs.
- More intimate campus environment potentially offering more personalized attention for students.
Disadvantages
- Limited program breadth compared to larger community college systems or universities.
- Fewer opportunities for on-campus housing and traditional student life experiences.
- Geographic isolation may limit exposure to diverse industries and larger internship markets compared to schools in more urban settings.
Best For
- Students seeking a diverse academic environment may want to consider other options.
- Prospective students aiming for high graduation rates and better career outcomes should explore other institutions.
Avoid If
- Students with financial constraints looking for a cost-effective education.
- Individuals who prioritize affordability over high graduation rates and career earnings.
Frequently Asked Questions about Somerset Community College
How much does it cost to attend Somerset Community College?
In-state tuition at Somerset Community College is $4,728 per year, and out-of-state tuition is $6,432 per year. The median student debt at graduation is $12,215.
What is the graduation rate at Somerset Community College?
Somerset Community College has a graduation rate of 41.6%.
How much do Somerset Community College graduates earn?
The median earnings for Somerset Community College graduates 10 years after enrollment is $30,787. With median debt of $12,215, graduates earn roughly 2.5x their debt level annually.
How big is Somerset Community College?
Somerset Community College has approximately 4,166 students and is classified as a medium institution. It is located in Somerset, KY and is a Public institution.
Is Somerset Community College worth the cost?
Somerset Community College has an ROI score of 63 out of 100. With in-state tuition of $4,728 per year and median post-graduation earnings of $30,787, the data suggests a positive return on investment.
Where is Somerset Community College located?
Somerset Community College is located in Somerset, KY. It is a Public institution with approximately 4,166 students.
How much student debt do Somerset Community College graduates have?
The median student debt for Somerset Community College graduates is $12,215. With median earnings of $30,787 ten years after enrollment, graduates can expect a debt-to-income ratio of 40%.
Is Somerset Community College a good college?
Somerset Community College has a graduation rate of 41.6% and median post-graduation earnings of $30,787. High white student population with minimal diversity.
How does Somerset Community College compare to similar colleges?
Low graduation rate compared to peers. Compared to peer institutions, Somerset Community College offers a more affordable education but has lower graduation rates and lower median earnings after 10 years.
What career prospects do Somerset Community College graduates have?
Graduates may find limited career advancement opportunities, but the college is a good choice for those seeking a cost-effective education.
What should prospective students know about Somerset Community College?
Somerset Community College is well-positioned for students who prioritize affordability over high graduation rates and career earnings.
What makes Somerset Community College stand out?
Moderate tuition for in-state students.
What are the pros and cons of attending Somerset Community College?
Above-average affordability score.
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- Bluegrass Community and Technical College (Lexington, KY)
- Southcentral Kentucky Community and Technical College (Bowling Green, KY)
- Eastern Kentucky University (Richmond, KY - for specific 4-year pathways)
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.