Simpson University
Redding, CA 96003-8606 — Private Nonprofit
Value Score: 55/100 | ROI Score: -66 | Affordability Score: 55/100
Tuition (In-State): $39,708 | Out-of-State: $39,708
Acceptance Rate: 86.0% | Graduation Rate: 45.1% | Retention Rate: 60.4%
Median Earnings (10yr): $54,340 | Median Debt: $18,750
Student Body Size: 809 (small)
Pell Grant Recipients: 44.1% | Federal Loan Rate: 62.6%
Average Faculty Salary: $7,504/month
Tuition & Affordability Analysis
In-state tuition at Simpson University is $39,708 per year, which is near the national average for private institutions.
Out-of-state students pay $39,708/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $158,832 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Simpson University:
- Families earning $0–$30,000: $25,511/year
- Families earning $30,001–$48,000: $22,738/year
- Families earning $48,001–$75,000: $28,479/year
- Families earning $75,001–$110,000: $29,656/year
- Families earning $110,000+: $30,163/year
Low-income families receive an average discount of $14,197/year, paying just 64% of the sticker price.
Admissions Snapshot
Simpson University has an acceptance rate of 86.0%, placing it in the Open Admission (85%+) category. This means roughly 235 students apply each year.
Simpson University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
Graduate Outcomes & Return on Investment
45.1% of students at Simpson University complete their degree, 27% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 60.4% (25% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Simpson University earn a median salary of $54,340 ten years after enrollment, 33% above the national average. This represents a $19,340/year earnings premium over the average high school diploma holder, or $580,200 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $18,750, 13% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $203/month, with a total repayment of $24,360 (including $5,610 in interest).
Debt-to-Earnings Ratio: 0.35x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Simpson University pays for itself in approximately 9 years. This is a reasonable investment timeline.
Financial Aid Profile
44.1% of students at Simpson University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 34% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
62.6% of students take federal loans, 33% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $7,504/month, 14% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Simpson University enrolls 809 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 71/100 (higher = more diverse). Simpson University has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 45%, Hispanic 29%, Black 4%, Asian 5%.
Simpson University: Small Private Institution with Mixed Academic and Economic Outcomes
- Simpson University: Is the Faith-Based Education Worth the Price Tag?
- Beyond Redding: Where Do Simpson University Graduates Go?
- Small Campus, Big Heart: The Simpson University Experience in Northern California
Report Card: Overall Grade D+
Simpson University receives an overall grade of D+ based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C+
- Affordability: C+
College Analysis
Simpson University is a Private Nonprofit institution in Redding, CA with approximately 809 students. Academics: Simpson University has a relatively low graduation rate, which may indicate challenges in academic rigor or support systems. Value: The university's median debt is relatively low, but the ROI score is negative, suggesting that the cost of attendance may not be justified by earnings potential. Outcomes: Graduates have a median earning potential of $54,340 after 10 years, which is below the national average for similar institutions.
The Verdict: Is Simpson University Worth It?
Based on the data, Simpson University presents a challenging value proposition for the average student. With an in-state tuition of $39,708 (which is also the out-of-state tuition), a median 10-year earnings of $54,340, and a median debt of $18,750, the financial return on investment (ROI) score of -66 is a stark indicator. This score suggests that, for many, the cost of attendance may outweigh the long-term financial benefits. To put it in perspective, a student graduating with the median debt of $18,750 and earning the median salary of $54,340 would face a significant portion of their early career income dedicated to loan repayment. Assuming a standard 10-year repayment plan at a typical interest rate, monthly payments could be substantial, making it difficult to build wealth or achieve other financial goals. The high tuition, coupled with a relatively modest median earning potential compared to the national average for bachelor's degree holders, makes Simpson University an overpriced option for many. While the university offers a faith-based education and a close-knit community, prospective students must weigh these intangible benefits against the tangible financial costs. Unless a student receives substantial financial aid that drastically reduces the sticker price, or has a very specific career path in mind that aligns perfectly with the local job market and their personal values, Simpson University is not a good financial deal. It is not a hidden gem; rather, it appears to be an institution where the financial investment may not yield a commensurate monetary return for a significant portion of its graduates. A clear recommendation is to proceed with extreme caution and only if significant scholarships or grants are secured.
Return on Investment
Given the negative ROI score and high tuition, the degree may not be worth the cost for most students.
Debt Reality Check
Median student debt at Simpson University: $18,750. Monthly payment on a standard 10-year plan: $213/month. Total repaid: $25,560 ($6,810 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Low. Salary needed for comfortable repayment: $25,560.
Strengths
- Small private institution with a close-knit community.
- Located in the scenic Redding area with potential for outdoor activities.
Weaknesses
- Low graduation rate and negative ROI score.
- High tuition and median debt.
Academic Profile
Retention Rate: 60.4%.
Simpson University offers a distinctive academic experience rooted in its Christian mission, emphasizing both intellectual rigor and spiritual formation. With a student body of just over 800, the university boasts an intimate learning environment where small class sizes are the norm, fostering strong relationships between students and faculty. This close interaction is a significant academic strength, allowing for personalized mentorship and deeper engagement with course material. While specific faculty salary data isn't available, the dedication of professors at a mission-driven institution like Simpson often translates into high-quality instruction and genuine care for student success. The university is particularly known for its strong professional programs. The School of Nursing is highly regarded, preparing students for critical roles in healthcare with a curriculum that integrates compassionate care and ethical practice. Similarly, the School of Education is a cornerstone, training future teachers and administrators with a focus on impactful, values-based instruction. The Business Administration program is also popular, offering concentrations that equip students with practical skills for various industries, often with an emphasis on ethical leadership. For those seeking theological depth, the A.W. Tozer Theological Seminary offers graduate programs, but its presence enriches the undergraduate experience through faculty expertise and resources. Research opportunities for undergraduates, while not as extensive as at large research universities, are available through faculty-mentored projects, particularly in the sciences and social sciences, allowing students to engage in meaningful inquiry. Simpson also offers an Honors Program for high-achieving students, providing an enriched curriculum, specialized seminars, and opportunities for independent study and capstone projects. Study abroad options are available, often through consortiums or mission-focused trips that align with the university's global outlook. Academic support is robust, including a dedicated Academic Support Center offering tutoring, writing assistance, and disability services, ensuring all students have the resources to thrive. The university's commitment to a liberal arts foundation means that even students in professional programs receive a broad education, encouraging critical thinking, communication, and a holistic understanding of the world.
Financial Aid Guide for Simpson University
Pell Grant recipients: 44.1%. Students taking federal loans: 62.6%.
Navigating financial aid at Simpson University is a crucial step, especially with a tuition of $39,708. The good news is that Simpson, like many private universities, is committed to making education accessible and offers a robust financial aid program. Given its 86.0% admission rate, Simpson actively uses merit-based scholarships to attract qualified students. These scholarships are typically awarded based on academic achievement (GPA, high school rigor), leadership experience, and community involvement, often ranging from $5,000 to $15,000 per year for strong applicants. It's not uncommon for students with a solid B average or higher to receive a significant merit award. Beyond merit, need-based aid is a cornerstone of Simpson's financial support. Students must complete the Free Application for Federal Student Aid (FAFSA) to be considered for federal grants (like the Pell Grant, though specific rates are N/A for Simpson, many students qualify), state grants (for California residents), and federal loans. A typical aid package for a student with demonstrated financial need might include a combination of institutional grants, federal grants, and federal student loans. For example, a student from a middle-income family might receive $10,000 in institutional grants, $5,000 in federal grants, and $5,500 in federal direct subsidized/unsubsidized loans, significantly reducing the out-of-pocket cost. The median debt for Simpson graduates is $18,750, which is relatively manageable compared to the median earnings of $54,340 ten years after graduation, indicating a good return on investment. Work-study opportunities are also available, allowing students to earn money for educational expenses through part-time jobs on campus. To maximize your aid, apply early for admission and complete your FAFSA as soon as possible after October 1st. Be sure to highlight any leadership roles, community service, or unique talents in your application, as these can bolster your scholarship eligibility. While Simpson aims to provide competitive packages, negotiating aid is realistic, especially if you have received more generous offers from comparable institutions. A polite, well-reasoned appeal, backed by other offers or changes in financial circumstances, can sometimes lead to an adjustment in your aid package.
Hidden Costs at Simpson University
- On-campus housing can add an estimated $7,000-$9,000 annually, depending on the dorm and room type, which is separate from tuition.
- A standard meal plan typically runs $4,500-$5,500 per year, covering most on-campus dining needs but not all snacks or off-campus meals.
- Textbooks and course supplies often cost $1,000-$1,200 per academic year, varying by major and specific courses.
- Mandatory university fees, including technology, student activity, and health service fees, can add an additional $800-$1,200 annually.
- Personal expenses for laundry, entertainment, toiletries, and incidentals should be budgeted at $1,500-$2,000 per year.
- Transportation costs, including gas, car maintenance, or a parking permit (around $150-$250 per year), can be significant for students with vehicles.
- Health insurance, if not covered by a parent's plan, can be an unexpected cost, potentially adding $2,000-$3,000 annually for a student plan.
Alumni Outcomes & Career Paths
Simpson University graduates primarily find opportunities within Northern California, particularly in the Redding area and surrounding Shasta County. Given its strong programs in fields like Education, Nursing, Business, and Christian Ministries, alumni often cluster in sectors that serve the community. Major employers that frequently recruit Simpson graduates include local healthcare providers such as Mercy Medical Center Redding and Shasta Regional Medical Center, where nursing and health science graduates are highly sought after. In the education sector, alumni are commonly found in public school districts like the Shasta Union High School District, Redding School District, and Enterprise Elementary School District, as well as various private schools, often as teachers, administrators, or counselors.
For business graduates, opportunities typically arise within local small to medium-sized enterprises, non-profit organizations, and financial institutions in Redding. While specific large corporate names are less common, graduates often fill vital roles in local government agencies, social services, and faith-based organizations. The university's career services office focuses on connecting students with these regional employers through job fairs, resume workshops, and networking events tailored to the local market.
Internship pipelines are robust within the Redding community, especially in education, healthcare, and non-profit sectors, providing students with practical experience before graduation. While specific graduate school placement rates are not widely publicized, students pursuing advanced degrees often opt for master's programs in education, counseling, or divinity, frequently at regional institutions. Notable alumni tend to be leaders within their local communities, making impacts in education, ministry, and public service rather than achieving national celebrity. The geographic hiring patterns are heavily concentrated in Northern California, with a significant portion of graduates choosing to remain in the Redding area, leveraging their local connections and community-focused education.
Campus Life & Culture at Simpson University
Simpson University attracts a diverse student body, primarily from California, but also drawing students from across the U.S. and internationally, all united by a desire for a faith-integrated education. Students who thrive here are typically those seeking a close-knit, supportive community, value spiritual growth alongside academic pursuits, and appreciate the outdoor lifestyle offered by Northern California. It's a place for individuals who want to be known by their professors and peers, and who are eager to engage in service and leadership within a Christian framework.
Life at Simpson University is defined by its close-knit, faith-centered community and its unique Northern California setting. With just over 800 students, the campus truly feels like a family, where it’s easy to know your professors and peers. The general 'vibe' is one of supportive camaraderie, spiritual growth, and active engagement, both on campus and in the surrounding Redding area. Most freshmen and many sophomores live on campus, fostering a vibrant residential experience. Dorms are more than just places to sleep; they're hubs for impromptu study groups, late-night conversations, and spiritual fellowship. While there isn't traditional Greek life at Simpson, student organizations fill that social void, offering a wide array of interests from academic clubs and service groups to worship teams and outdoor adventure clubs. Given Redding's proximity to natural wonders like Shasta Lake, Lassen Volcanic National Park, and the Sacramento River, outdoor activities are incredibly popular. Students often organize hiking, kayaking, and camping trips, making the most of the beautiful environment. Dining on campus is centered around the G.W. Johnson Dining Center, offering standard meal plans and a variety of options, often serving as a central gathering spot. Athletics play a significant role in campus spirit, with the Simpson Redhawks competing in the NAIA California Pacific Conference. Basketball, soccer, and volleyball games are well-attended, and students rally around their teams, creating a lively atmosphere. Beyond sports, campus traditions include events like 'Welcome Week' activities, spiritual emphasis weeks, and various community service projects that reflect the university's mission. The campus itself is compact and walkable, with modern facilities blended into a scenic landscape. Students here often describe a strong sense of belonging and purpose, finding their social life deeply intertwined with their academic and spiritual journeys. It’s a place where personal connections are paramount, and the community actively supports each other's growth.
Campus Highlights
- A deeply integrated Christian mission that shapes academics, campus life, and community service.
- Small class sizes and a low student-faculty ratio, fostering personalized attention and strong mentorship.
- Exceptional professional programs, particularly in Nursing and Education, known for their quality and ethical focus.
- Located in Redding, CA, offering unparalleled access to outdoor recreation like Shasta Lake, Lassen Volcanic National Park, and the Sacramento River.
- A close-knit, family-like campus community where students often form lifelong friendships and support networks.
- The 'Redhawk' athletic spirit, with NAIA teams providing a vibrant campus atmosphere and opportunities for student-athletes.
- Opportunities for global engagement through mission trips and study abroad programs that align with the university's service-oriented values.
Location & Regional Advantages
Simpson University's location in Redding, California, offers a unique blend of advantages and limitations for students considering their post-graduation career paths. Redding is a mid-sized city nestled in the scenic Shasta Cascade region, known for its natural beauty and outdoor recreational opportunities, including proximity to Shasta Lake and Lassen Volcanic National Park. This contributes to a high quality of life for those who appreciate a slower pace and access to nature. The weather features hot, dry summers and mild, wet winters, typical of California's interior valley. Safety in Redding is generally good, though like any city, it has specific areas with higher crime rates.
From a career perspective, Redding's local job market is primarily driven by healthcare, education, retail, and government services. Major employers include the aforementioned hospitals and school districts, offering stable, community-focused roles. However, it is not a major industry hub for tech, finance, or large corporate headquarters. This means students seeking careers in those high-growth sectors may find limited opportunities locally and would likely need to relocate after graduation. The closest major metropolitan areas and industry hubs are Sacramento (about 2.5 hours south) and the San Francisco Bay Area (about 4 hours south), which can feel somewhat isolated for those looking for broader professional networks.
The cost of living in Redding is significantly lower than in California's major coastal cities, making it a more affordable place to live post-graduation, especially for those starting their careers. This can help stretch entry-level salaries further. However, the trade-off is a less diverse and competitive job market compared to larger urban centers. For Simpson University graduates, the location strongly favors careers in local community service, education, and healthcare, where the university's regional reputation and connections are most valuable. Students aspiring to national or global careers should be prepared for relocation.
How to Get Into Simpson University
Gaining admission to Simpson University, with its 86.0% acceptance rate, is less about being an 'academic superstar' and more about demonstrating a genuine fit with the university's mission and community. The admissions office values students who are not only academically prepared but also show a commitment to personal growth, service, and a faith-integrated education. While specific SAT/ACT scores are not provided, a solid high school GPA, typically in the 2.8-3.2 range or higher, will make you a competitive applicant. Simpson employs a holistic review process, meaning they look beyond just grades and test scores. Your essay is a critical component; successful essays often reflect on personal values, experiences of service, leadership, or how you envision contributing to a faith-based community. Topics that showcase your character, resilience, and alignment with Simpson's Christian identity tend to resonate well. Demonstrated interest is highly valued here. Visiting campus, attending virtual information sessions, or engaging with an admissions counselor can significantly boost your application. It shows you're serious about Simpson and have taken the time to understand its unique environment. While Simpson may not have formal Early Decision (ED) or Early Action (EA) programs, applying early in the fall can still be advantageous, as it often puts you in a better position for scholarship consideration and ensures you meet housing deadlines. Aim to submit your application by November or December for priority consideration. Ensure your application package is complete, including letters of recommendation that speak to your character and potential contributions to a university community. For students who may not meet all academic benchmarks, a strong essay and compelling recommendations can often tip the scales in their favor, as Simpson is looking for well-rounded individuals who will thrive in their supportive environment.
How Simpson University Compares to Similar Schools
Similar schools: William Jessup University (Rocklin, CA), Pacific Union College (Angwin, CA), University of La Verne (La Verne, CA)
Advantages
- Strong sense of close-knit, faith-based community and personalized attention due to its small size.
- Strategic location in Redding offers unique access to Northern California's natural beauty and a lower cost of living compared to major metro areas.
- Established local connections and internship pipelines within Redding's healthcare, education, and non-profit sectors.
- Potentially more accessible admissions process with an 86% acceptance rate, offering an opportunity for a private university education.
Disadvantages
- Significantly higher tuition relative to median graduate earnings and a negative ROI score, indicating a less favorable financial outcome for many.
- Limited program diversity and less national recognition compared to larger or more specialized private universities.
- Geographic isolation from major industry hubs and competitive job markets, potentially limiting career options outside of Northern California.
Best For
- Students seeking a high-earning career path may want to consider other institutions with better ROI scores.
- Students looking for a supportive academic environment with a higher graduation rate might find better options.
Avoid If
- Students who are willing to take on debt and are not concerned about the ROI may find value in the lower tuition and median debt.
- Students who prioritize high earning potential and a strong ROI may want to explore other options.
Frequently Asked Questions about Simpson University
How much does it cost to attend Simpson University?
In-state tuition at Simpson University is $39,708 per year, and out-of-state tuition is $39,708 per year. The median student debt at graduation is $18,750.
What is the acceptance rate at Simpson University?
Simpson University has an acceptance rate of 86.0%.
What is the graduation rate at Simpson University?
Simpson University has a graduation rate of 45.1%.
How much do Simpson University graduates earn?
The median earnings for Simpson University graduates 10 years after enrollment is $54,340. With median debt of $18,750, graduates earn roughly 2.9x their debt level annually.
How big is Simpson University?
Simpson University has approximately 809 students and is classified as a small institution. It is located in Redding, CA and is a Private Nonprofit institution.
Is Simpson University worth the cost?
Simpson University has an ROI score of -66 out of 100. With in-state tuition of $39,708 per year and median post-graduation earnings of $54,340, the data suggests the return on investment may be below average.
Where is Simpson University located?
Simpson University is located in Redding, CA. It is a Private Nonprofit institution with approximately 809 students.
How much student debt do Simpson University graduates have?
The median student debt for Simpson University graduates is $18,750. With median earnings of $54,340 ten years after enrollment, graduates can expect a debt-to-income ratio of 35%.
Is Simpson University a good college?
Simpson University has a graduation rate of 45.1% and median post-graduation earnings of $54,340. Low graduation rate of 45.06% compared to national average for similar institutions.
How does Simpson University compare to similar colleges?
High tuition of $39,708 for both in-state and out-of-state students. Compared to peer institutions, Simpson University has a lower graduation rate and negative ROI, which may not be the best value for students.
What career prospects do Simpson University graduates have?
Graduates of Simpson University may find career opportunities in the local Redding area, but may face challenges in securing high-paying jobs.
What should prospective students know about Simpson University?
Simpson University is positioned in a competitive market for small private institutions, but its low graduation rate and negative ROI may put it at a disadvantage.
What makes Simpson University stand out?
Median student debt of $18,750, which is relatively low but still a concern.
What are the pros and cons of attending Simpson University?
Negative ROI score of -66, indicating potential financial loss for graduates.
Explore More
Colleges in California
Browse all colleges in California
Similar Schools
- William Jessup University (Rocklin, CA)
- Pacific Union College (Angwin, CA)
- University of La Verne (La Verne, CA)
College Rankings
Research Tools
H-1B Visa Salary Data
- H-1B Salaries in California — Visa sponsorship salary data for California
- Top H-1B Sponsors — Companies sponsoring work visas
- H-1B Salary Calculator
Visit Simpson University official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.