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Shippensburg University of Pennsylvania

Shippensburg, PA 17257-2299 — Public

Value Score: 85/100 | ROI Score: 3 | Affordability Score: 90/100

Tuition (In-State): $13,720 | Out-of-State: $15,974

Acceptance Rate: 86.5% | Graduation Rate: 53.8% | Retention Rate: 76.8%

Median Earnings (10yr): $56,351 | Median Debt: $25,000

SAT Average: 1120

Student Body Size: 4,086 (medium)

Pell Grant Recipients: 29.8% | Federal Loan Rate: 58.1%

Average Faculty Salary: $12,033/month

Tuition & Affordability Analysis

In-state tuition at Shippensburg University of Pennsylvania is $13,720 per year, which is 25% above the national average for public institutions.

Out-of-state students pay $15,974/year — a premium of $2,254 over in-state rates. Over four years, out-of-state students pay approximately $9,016 more than their in-state peers.

Estimated four-year tuition cost: $54,880 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Shippensburg University of Pennsylvania:

  • Families earning $0–$30,000: $18,709/year
  • Families earning $30,001–$48,000: $18,515/year
  • Families earning $48,001–$75,000: $21,386/year
  • Families earning $75,001–$110,000: $25,469/year
  • Families earning $110,000+: $28,387/year

Admissions Snapshot

Shippensburg University of Pennsylvania has an acceptance rate of 86.5%, placing it in the Open Admission (85%+) category. This means roughly 1,181 students apply each year.

Shippensburg University of Pennsylvania accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1120, 6% above the national average. This is within the mid-range nationally.

Graduate Outcomes & Return on Investment

53.8% of students at Shippensburg University of Pennsylvania complete their degree, 13% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 76.8% (5% below the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Shippensburg University of Pennsylvania earn a median salary of $56,351 ten years after enrollment, 38% above the national average. This represents a $21,351/year earnings premium over the average high school diploma holder, or $640,530 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,000, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,520 in interest).

Debt-to-Earnings Ratio: 0.44x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Shippensburg University of Pennsylvania pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

29.8% of students at Shippensburg University of Pennsylvania receive Pell Grants (federal need-based aid for families earning under ~$60,000), 10% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

58.1% of students take federal loans, 24% above the national average. This is a moderate borrowing rate.

Average faculty salary: $12,033/month, 38% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Shippensburg University of Pennsylvania enrolls 4,086 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 42/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 75%, Hispanic 8%, Black 10%, Asian 1%.

Shippensburg University provides a balanced academic and financial package.

Report Card: Overall Grade C-

Shippensburg University of Pennsylvania receives an overall grade of C- based on six dimensions:

  • Academics: D
  • Value: D
  • Outcomes: B
  • Affordability: C-

College Analysis

Shippensburg University of Pennsylvania is a Public institution in Shippensburg, PA with approximately 4,086 students. Academics: Strong in STEM fields with a high graduation rate. Value: High affordability with a good ROI, especially for in-state students. Outcomes: Graduates earn above the national average within 10 years. Headline: Shippensburg University offers a balanced academic and financial package.

The Verdict: Is Shippensburg University of Pennsylvania Worth It?

Shippensburg University of Pennsylvania presents a compelling case for value, particularly for in-state students. With an in-state tuition of $13,720 and a median 10-year earning potential of $56,351, the return on investment is quite favorable. The median debt of $25,000 is manageable, and graduates can realistically expect to pay off their loans within 3-5 years based on the median earnings, especially when factoring in potential salary growth and responsible financial management. The ROI score of 3, while not exceptionally high, reflects a solid, dependable outcome for the cost. For out-of-state students, the value proposition diminishes slightly due to higher tuition, but the median earnings remain the same, making it a less immediate financial win. Compared to private institutions or universities in higher cost-of-living areas, Shippensburg offers a significantly more affordable pathway to a degree with respectable career outcomes. It's not a 'hidden gem' that will make you rich overnight, but it is a sound financial decision for many, offering a good deal on a quality education that leads to stable employment and a reasonable debt burden. The recommendation is clear: for Pennsylvania residents, Shippensburg University is a good deal and a worthwhile investment.

Return on Investment

The degree is worth the cost, especially for in-state students, given the strong academic programs and good affordability.

Debt Reality Check

Median student debt at Shippensburg University of Pennsylvania: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.

Strengths

  • Strong academic programs in STEM fields.
  • High graduation rate.
  • Good affordability for in-state students.

Weaknesses

  • Higher median debt compared to some peer institutions.
  • Lower admission rate compared to some public universities.

Academic Profile

SAT Average: 1120. Retention Rate: 76.8%.

Shippensburg University's academic profile is characterized by a commitment to providing accessible, quality education within the Pennsylvania State System of Higher Education (PASSHE). While the university offers a broad range of undergraduate programs, certain departments stand out. The College of Business, accredited by the AACSB, is a strong performer, particularly its accounting, finance, and management programs. The College of Education and Human Services is also highly regarded, preparing educators for roles in K-12 settings. For students interested in STEM, the Biology and Chemistry departments offer solid foundations, with opportunities for undergraduate research, often involving faculty mentorship. While specific research funding figures aren't readily available, the university encourages student involvement in faculty-led projects, particularly during the summer months. The student-faculty ratio, while not explicitly provided, is generally manageable within PASSHE institutions, suggesting opportunities for personalized attention. Shippensburg also offers an Honors Program for academically gifted students, providing enriched coursework and a more intensive academic experience. Study abroad opportunities are available through various partnerships, allowing students to gain global perspectives. Academic support is robust, with the Academic Success Center offering tutoring, academic coaching, and workshops to help students navigate their coursework and develop effective study habits.

Financial Aid Guide for Shippensburg University of Pennsylvania

Pell Grant recipients: 29.8%. Students taking federal loans: 58.1%.

Shippensburg University offers a range of financial aid options to make its education more accessible. For incoming freshmen, the university provides both merit-based scholarships and need-based aid. Merit scholarships are typically awarded based on academic achievement, such as GPA and standardized test scores (though these are not currently a primary factor for admission). Need-based aid, determined by the Free Application for Federal Student Aid (FAFSA), includes federal grants like the Pell Grant (for students with exceptional financial need), state grants (like the Pennsylvania State Grant Program), and institutional grants. Work-study opportunities are also available, allowing students to earn money through part-time campus jobs. Typical aid packages can vary significantly based on a student's financial situation. For instance, a student from a lower-income household might receive a substantial package combining grants, state aid, and potentially federal loans, significantly reducing the out-of-pocket cost from the stated tuition of $13,720 (in-state) or $15,974 (out-of-state). Students with higher incomes may receive less need-based aid but could still qualify for merit scholarships. Scholarship tips include applying early for both federal and institutional aid, exploring external scholarships from community organizations and professional associations, and highlighting any unique talents or experiences in scholarship applications. Negotiating financial aid at Shippensburg, like at many public universities, is generally not as common or as fruitful as at private institutions. However, if a student has a significant change in financial circumstances or a competing offer from a similarly ranked institution, a polite and well-documented appeal to the financial aid office might be considered.

Hidden Costs at Shippensburg University of Pennsylvania

  • Room and board costs can add an estimated $10,000 - $13,000 per academic year, depending on the chosen meal plan and housing type.
  • Textbooks and course materials can range from $800 to $1,200 annually, with costs varying by major and specific course requirements.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total approximately $500 - $800 per year.
  • Transportation costs, including gas, car maintenance, or public transit fares, can add $500 - $1,500 annually, especially for students commuting or frequently traveling home.
  • Parking permits for students with vehicles on campus can cost between $100 and $300 per academic year.
  • Personal expenses, such as toiletries, laundry, entertainment, and snacks, can easily amount to $1,000 - $2,000 per year.
  • Health insurance, if not covered by a parent's plan, can add an estimated $2,000 - $3,000 annually for the university's student health insurance plan.

Alumni Outcomes & Career Paths

Shippensburg University of Pennsylvania (SU) graduates enter a diverse job market, with alumni often finding roles in key sectors that leverage the university's strong programs. Major employers that frequently recruit from Shippensburg include UPMC, Highmark Health, and various regional healthcare systems, reflecting a strong pipeline into healthcare and life sciences. In the business and finance sectors, companies like Parente Randolph, PWC, and various credit unions and regional banks actively seek SU graduates, particularly those with degrees in accounting, finance, and business administration. The technology and manufacturing industries also represent significant clusters, with companies such as The Bon-Ton Stores (historically), and various manufacturing firms in the greater Harrisburg and Chambersburg areas hiring alumni. For those pursuing public service, state government agencies in Harrisburg, including the Department of Transportation and Department of Revenue, are significant employers. Graduate school placement rates are solid, with students matriculating into programs at institutions like Penn State, Temple University, and Drexel University for advanced studies in fields such as law, business, and specialized sciences. While specific notable alumni are diverse, many have achieved success in regional leadership roles within their respective industries. Shippensburg's Career Services department is generally well-regarded for its proactive approach, offering resume workshops, career fairs, and one-on-one counseling. The university emphasizes internship pipelines, with many students securing valuable experience through partnerships with local businesses and state agencies, often leading to post-graduation employment. Geographic hiring patterns show a strong concentration of alumni in the Cumberland Valley region, extending to Harrisburg, York, and Chambersburg, with a notable presence also in Philadelphia and Baltimore metropolitan areas.

Campus Life & Culture at Shippensburg University of Pennsylvania

Shippensburg University serves a predominantly undergraduate student body with a strong representation from Pennsylvania and surrounding Mid-Atlantic states. The student population tends to be driven and community-oriented, thriving in an environment that values engagement both inside and outside the classroom. Students who are seeking a supportive, mid-sized university experience with a focus on practical career preparation often find Shippensburg to be an excellent fit.

Shippensburg University, often called 'Shippensburg' or 'SU' by its students, cultivates a close-knit, community-focused campus environment. Nestled in a charming college town, the 'vibe' here is generally relaxed and friendly, with a strong emphasis on student involvement. The university boasts over 150 student organizations, ranging from academic clubs like the Accounting Society and the Pre-Med Society to a vibrant array of intramural sports, cultural groups, and special interest clubs such as the Shippensburg University Gaming Association. Greek life is present, with several fraternities and sororities contributing to the social scene, though it's not the dominant force on campus. Athletics are a significant part of the SU experience, with the Raiders competing in the Pennsylvania State Athletic Conference (PSAC). Homecoming is a major annual tradition, bringing alumni back to campus for spirited events and football games. Student housing is primarily on-campus for freshmen, with options like the traditional residence halls (e.g., Mowrey, Thorne) and suite-style living. As students progress, many move into off-campus apartments in the borough of Shippensburg, which offers a more independent living experience. Dining services are managed by Aramark, offering various dining halls and retail locations across campus, with meal plans designed to accommodate different student needs. The campus itself is a mix of historic and modern architecture, with the iconic Ezra Lehman Library and the student union, CUB, serving as central hubs for activity and study.

Campus Highlights

  • The strong emphasis on undergraduate research opportunities, particularly within the College of Business and STEM fields.
  • The vibrant Homecoming tradition, a cornerstone of SU's community spirit and alumni engagement.
  • The well-regarded AACSB-accredited College of Business, offering robust programs in accounting and finance.
  • The picturesque campus setting in a classic college town, offering a blend of rural charm and accessibility.
  • The active student life, with over 150 organizations providing diverse avenues for involvement and leadership.
  • The Raiders athletic program, fostering school pride and a sense of community through spirited competition.

Location & Regional Advantages

Shippensburg, Pennsylvania, offers a unique geographic advantage for students seeking a balance between a focused academic environment and access to broader economic opportunities. The local job market, while not as robust as a major metropolis, benefits from its position within the Cumberland Valley, a region experiencing steady growth in sectors like healthcare, advanced manufacturing, and logistics. Proximity to Harrisburg, the state capital, is a significant plus, providing direct access to numerous state government jobs and related professional services, as well as a vibrant business community. Major industry hubs like Philadelphia and Baltimore are within a two-hour drive, offering students and recent graduates expanded internship and employment prospects without the high cost of living associated with those cities. The cost of living in Shippensburg and the surrounding Cumberland Valley is notably lower than in major East Coast urban centers, allowing graduates to manage student loan debt more effectively and achieve financial stability sooner. Quality of life in the region is characterized by a strong sense of community, access to outdoor recreational activities (Appalachian Trail, Michaux State Forest), and a generally safe environment. While the weather is typical of the Mid-Atlantic, with four distinct seasons, the region avoids the extreme conditions of other parts of the country. This location provides a grounded, community-focused experience with strategic access to larger economic engines, making it an attractive base for career development.

How to Get Into Shippensburg University of Pennsylvania

Shippensburg University, with an 86.5% admission rate, is a moderately selective public institution. The admissions office values a strong academic record and a demonstrated interest in attending SU. While Early Decision (ED) and Early Action (EA) are not explicitly highlighted as having significant advantages, applying by the priority deadlines for scholarships and general admission is always recommended. The university looks for students who have challenged themselves academically within their high school curriculum. While specific GPA ranges aren't published, successful applicants typically have a B average or higher. Since SAT/ACT scores are not provided, the focus shifts heavily to the high school transcript. Essays are important for providing context to your academic record and showcasing your personality and writing ability; focus on topics that highlight your growth, resilience, or unique experiences. Demonstrated interest can be shown by visiting campus (if possible), attending virtual information sessions, and engaging with admissions counselors. A recommended timeline involves submitting your application in the fall of your senior year, ideally by November or December, to ensure timely consideration for both admission and scholarships.

How Shippensburg University of Pennsylvania Compares to Similar Schools

Similar schools: West Chester University of Pennsylvania, Bloomsburg University of Pennsylvania, Millersville University of Pennsylvania, Kutztown University of Pennsylvania

Advantages

  • Lower out-of-state tuition compared to some regional peers.
  • Stronger historical placement in state government and public sector roles due to proximity to Harrisburg.
  • More affordable cost of living in Shippensburg compared to more densely populated university towns.
  • Specific program strengths in areas like education and business that may be more niche than larger state schools.

Disadvantages

  • Lower overall national recognition and alumni network reach compared to larger state system universities.
  • Fewer direct internship pipelines to major Fortune 500 companies headquartered nearby compared to schools closer to Philadelphia.
  • Lower graduation rate suggests potential challenges with student retention or program completion for some demographics.

Best For

  • Best for students interested in STEM fields and seeking a strong academic program.
  • Best for in-state students due to lower tuition costs.

Avoid If

  • Avoid if you are looking for a highly selective institution with a very low admission rate.
  • Avoid if you prioritize high debt levels, as median debt is above the national average.

Frequently Asked Questions about Shippensburg University of Pennsylvania

How much does it cost to attend Shippensburg University of Pennsylvania?

In-state tuition at Shippensburg University of Pennsylvania is $13,720 per year, and out-of-state tuition is $15,974 per year. The median student debt at graduation is $25,000.

What is the acceptance rate at Shippensburg University of Pennsylvania?

Shippensburg University of Pennsylvania has an acceptance rate of 86.5%.

What is the graduation rate at Shippensburg University of Pennsylvania?

Shippensburg University of Pennsylvania has a graduation rate of 53.8%.

How much do Shippensburg University of Pennsylvania graduates earn?

The median earnings for Shippensburg University of Pennsylvania graduates 10 years after enrollment is $56,351. With median debt of $25,000, graduates earn roughly 2.3x their debt level annually.

How big is Shippensburg University of Pennsylvania?

Shippensburg University of Pennsylvania has approximately 4,086 students and is classified as a medium institution. It is located in Shippensburg, PA and is a Public institution.

Is Shippensburg University of Pennsylvania worth the cost?

Shippensburg University of Pennsylvania has an ROI score of 3 out of 100. With in-state tuition of $13,720 per year and median post-graduation earnings of $56,351, the data suggests the return on investment may be below average.

Where is Shippensburg University of Pennsylvania located?

Shippensburg University of Pennsylvania is located in Shippensburg, PA. It is a Public institution with approximately 4,086 students.

How much student debt do Shippensburg University of Pennsylvania graduates have?

The median student debt for Shippensburg University of Pennsylvania graduates is $25,000. With median earnings of $56,351 ten years after enrollment, graduates can expect a debt-to-income ratio of 44%.

Is Shippensburg University of Pennsylvania a good college?

Shippensburg University of Pennsylvania has a graduation rate of 53.8% and median post-graduation earnings of $56,351. High in-state tuition but affordable for out-of-state students.

How does Shippensburg University of Pennsylvania compare to similar colleges?

Strong in STEM fields with a 53.77% graduation rate. Compared to peer institutions, Shippensburg University offers a strong academic program with a good balance of affordability and earnings potential.

What career prospects do Shippensburg University of Pennsylvania graduates have?

Graduates from Shippensburg University are well-positioned for careers in STEM fields with competitive salaries.

What should prospective students know about Shippensburg University of Pennsylvania?

Shippensburg University is well-placed in the market for students seeking a balanced academic and financial education.

What makes Shippensburg University of Pennsylvania stand out?

Median earnings 10 years post-graduation are above the national average.

What are the pros and cons of attending Shippensburg University of Pennsylvania?

Good affordability with an 90 out of 100 affordability score.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.