Saint Xavier University
Chicago, IL 60655 — Private Nonprofit
Value Score: 65/100 | ROI Score: -61 | Affordability Score: 55/100
Tuition (In-State): $37,940 | Out-of-State: $37,940
Acceptance Rate: 84.3% | Graduation Rate: 57.7% | Retention Rate: 75.7%
Median Earnings (10yr): $58,656 | Median Debt: $22,223
Student Body Size: 3,096 (medium)
Pell Grant Recipients: 58.9% | Federal Loan Rate: 86.5%
Average Faculty Salary: $8,124/month
Tuition & Affordability Analysis
In-state tuition at Saint Xavier University is $37,940 per year, which is 4% below the national average for private institutions.
Out-of-state students pay $37,940/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $151,760 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Xavier University:
- Families earning $0–$30,000: $7,572/year
- Families earning $30,001–$48,000: $7,702/year
- Families earning $48,001–$75,000: $9,715/year
- Families earning $75,001–$110,000: $15,132/year
- Families earning $110,000+: $17,864/year
Low-income families receive an average discount of $30,368/year, paying just 20% of the sticker price.
Admissions Snapshot
Saint Xavier University has an acceptance rate of 84.3%, placing it in the Less Selective (70–85%) category. This means roughly 918 students apply each year.
Saint Xavier University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
Graduate Outcomes & Return on Investment
57.7% of students at Saint Xavier University complete their degree, 7% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 75.7% (7% below the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Saint Xavier University earn a median salary of $58,656 ten years after enrollment, 43% above the national average. This represents a $23,656/year earnings premium over the average high school diploma holder, or $709,680 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $22,223, 3% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $241/month, with a total repayment of $28,920 (including $6,697 in interest).
Debt-to-Earnings Ratio: 0.38x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Xavier University pays for itself in approximately 7 years. This is a reasonable investment timeline.
Financial Aid Profile
58.9% of students at Saint Xavier University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 78% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
86.5% of students take federal loans, 84% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $8,124/month, 7% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Saint Xavier University enrolls 3,096 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 63/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 29%, Hispanic 53%, Black 12%, Asian 2%.
Saint Xavier University: Accessible Private Institution with Strong Hispanic Student Focus
- Saint Xavier University: A Chicago Education with a Questionable Financial Return
- Beyond the Diploma: Analyzing Career Paths and Outcomes for Saint Xavier University Graduates
- Discover Your Future in Chicago: The Saint Xavier University Experience
Report Card: Overall Grade C-
Saint Xavier University receives an overall grade of C- based on six dimensions:
- Academics: D
- Value: F
- Outcomes: B
- Affordability: B
College Analysis
Saint Xavier University is a Private Nonprofit institution in Chicago, IL with approximately 3,096 students. Saint Xavier University has a high admission rate, indicating it may be more accessible compared to some peer institutions. The university has a strong focus on Hispanic students, which could be beneficial for those interested in serving diverse communities. Graduates have a median earnings of $58,656 after 10 years, suggesting a decent return on investment. The university's graduation rate of 57.71% is below the national average, which could be a concern for prospective students.
The Verdict: Is Saint Xavier University Worth It?
Saint Xavier University presents a complex value proposition. With an out-of-state tuition of $37,940 and a median 10-year earnings of $58,656, the initial financial outlook appears challenging. The median debt of $22,223 is moderate, but the ROI score of -61 suggests that, on average, graduates do not recoup their investment quickly or significantly beyond what they might have earned without the degree, at least in the first decade. The earnings figure is also notably lower than the cost of attendance, indicating a potential struggle for rapid debt repayment. While the Chicago location offers strong career opportunities, the median earnings suggest that many graduates may be entering fields or roles that do not command the highest salaries, or that the university's brand recognition and network may not be as strong in driving top-tier compensation compared to other institutions. The graduation rate of 57.7% also raises concerns about student success and retention. Verdict: Saint Xavier University appears to be overpriced for the average graduate's financial return within the first decade. It is not a clear 'good deal' nor a 'hidden gem' based on the provided financial metrics. Students considering SXU should carefully evaluate their chosen major's earning potential and explore all available financial aid options. A direct recommendation is difficult without more granular data, but prospective students should be cautious and conduct thorough research into specific program outcomes.
Return on Investment
While the degree from Saint Xavier University offers good earning potential, the high tuition and lower-than-average graduation rate may make it less cost-effective compared to other institutions.
Debt Reality Check
Median student debt at Saint Xavier University: $22,223. Monthly payment on a standard 10-year plan: $252/month. Total repaid: $30,240 ($8,017 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $30,240.
Strengths
- Strong focus on Hispanic students
- Moderate tuition costs
- Good earnings potential for graduates
Weaknesses
- Lower-than-average graduation rate
- High median debt for graduates
- Moderate ROI score
Academic Profile
Retention Rate: 75.7%.
Saint Xavier University's academic profile is characterized by a strong commitment to undergraduate education, with a particular emphasis on health sciences and professional programs. The School of Nursing is a flagship program, consistently recognized for its quality and producing graduates highly sought after in the competitive Chicago healthcare market. Other notable departments include Education, Business, and the Liberal Arts, which provide a solid foundation for a wide range of careers. With a student-faculty ratio that is likely favorable given the university's size and private nature (though specific data is unavailable), students can expect personalized attention from faculty. While faculty salaries are not publicly detailed, the private, nonprofit status suggests a commitment to attracting and retaining qualified educators. Research opportunities, while perhaps not as extensive as at large research universities, are available, particularly for undergraduates looking to engage in faculty-led projects, especially within the sciences. The university offers an Honors Program for academically gifted students, providing enriched coursework and a more challenging academic experience. Study abroad opportunities are available, allowing students to broaden their horizons and gain a global perspective. Academic support is a cornerstone, with resources like the Academic Success Center offering tutoring, writing assistance, and academic advising to ensure students have the tools they need to succeed.
Financial Aid Guide for Saint Xavier University
Pell Grant recipients: 58.9%. Students taking federal loans: 86.5%.
Navigating financial aid at Saint Xavier University involves understanding both merit-based and need-based aid opportunities. As a private institution, SXU offers a range of scholarships, many of which are merit-based, awarded upon admission based on academic achievement (GPA, high school coursework). For the 2023-2024 academic year, in-state and out-of-state tuition stands at $37,940. Beyond tuition, students should anticipate costs for housing, meal plans, books, and fees. Need-based aid, determined by the FAFSA, plays a crucial role in making SXU accessible. Federal Pell Grants, state grants (like the MAP grant for Illinois residents), and institutional grants are common components of aid packages for lower-income families. Work-study opportunities are also available, providing students with part-time employment on campus to help offset educational expenses. Typical aid packages can vary significantly. For instance, a student from a family with an annual income of $40,000 might receive a substantial package combining grants, scholarships, and potentially federal loans, potentially covering a significant portion of tuition and living costs. Conversely, students from higher income brackets might receive more merit-based scholarships and fewer need-based grants. Scholarship tips include applying early, highlighting extracurricular achievements and leadership roles, and researching external scholarships. Negotiating financial aid at SXU is possible, especially if you have a competing offer from a similarly ranked institution or if there's been a significant change in your family's financial circumstances. Be prepared to present documentation to support your request.
Hidden Costs at Saint Xavier University
- Room and board costs can range from approximately $13,000 to $15,000 annually, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
- Mandatory student fees, covering services like technology and campus activities, typically amount to around $1,000 per year.
- Transportation costs, especially for students commuting from further distances or frequently visiting downtown Chicago, can range from $500 to $2,000 annually.
- Parking permits for students living on or commuting to campus can cost between $200 and $500 per year.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 annually.
Alumni Outcomes & Career Paths
Saint Xavier University (SXU) graduates enter a diverse job market, with many finding opportunities within the greater Chicago metropolitan area. While specific recruitment data for SXU is not publicly detailed, institutions of its size and type in Chicago often see alumni placed in sectors like healthcare, education, business, and social services. Major healthcare systems in the region, such as Advocate Health, Northwestern Medicine, and University of Chicago Medicine, are significant employers for SXU graduates, particularly those from nursing and health sciences programs. The education sector also absorbs many alumni, with placements in Chicago Public Schools and surrounding suburban districts. Business-oriented roles can be found in various companies across Chicago, from financial services firms to marketing agencies.
Industries where SXU alumni tend to cluster include healthcare, which is a dominant force in the Chicago economy, followed by education and social work. The university's strong nursing program, in particular, feeds directly into the high demand for healthcare professionals in the region. Graduate school placement rates are not explicitly published by SXU, but many students pursue advanced degrees in fields like law, medicine, and specialized health professions. Notable alumni include former Illinois Lieutenant Governor Pat Quinn and former Chicago Mayor Eugene Sawyer, indicating a history of graduates achieving significant public service roles.
SXU's Career Services department offers resources such as resume building, interview preparation, and career counseling. While specific internship pipeline data is not readily available, the university's location in Chicago provides access to a vast network of potential internship sites across numerous industries. Geographic hiring patterns strongly favor the Chicago metropolitan area, with a significant portion of graduates remaining in Illinois to begin their careers. Some alumni may also find opportunities in nearby states like Wisconsin and Indiana, depending on their field of study and career aspirations.
Campus Life & Culture at Saint Xavier University
Saint Xavier University attracts a diverse student body, with a significant portion of students from the Chicagoland area, reflecting its strong regional ties. The university's Catholic mission and commitment to service appeal to students seeking a values-oriented education. Students who thrive here are often community-minded, academically engaged, and appreciate a supportive, close-knit campus environment.
Saint Xavier University, nestled in Chicago's Beverly neighborhood, offers a distinctively suburban feel within the vibrant city. The campus culture is deeply rooted in its Catholic, Mercy heritage, fostering a strong sense of community and service. This translates into a friendly, engaged student body where personal connections are highly valued. With a student population of just over 3,000, SXU avoids feeling overwhelming, allowing for more intimate class sizes and easier access to faculty and staff. Social life isn't dominated by a massive Greek system; instead, it revolves around student organizations, campus events, and exploring Chicago. There are over 50 student clubs and organizations, ranging from academic and cultural groups to service-oriented and recreational clubs, ensuring there's a niche for everyone. The Cougar Athletic Association fields NCAA Division II teams, providing opportunities for both athletes and enthusiastic fans to rally around school spirit. Residence halls, such as Warde Hall and Morris Hall, offer a traditional college living experience, with options for single, double, and suite-style rooms. The dining hall, located in the main academic building, provides a central hub for meals and socializing. Weekends often involve students heading into the city for entertainment, cultural events, or internships, while also enjoying on-campus activities like movie nights, guest speakers, and intramural sports. The 'vibe' is one of supportive community, academic focus, and a genuine desire to make a difference, influenced by the university's mission.
Campus Highlights
- Strong Catholic, Mercy heritage fostering a values-driven community.
- Prime location in Chicago's South Side Beverly neighborhood, offering a suburban feel with city access.
- Renowned Nursing program, a leader in preparing healthcare professionals.
- Commitment to service-learning and community engagement integrated into the curriculum.
- Active student life with numerous clubs, organizations, and NCAA Division II athletics.
- Beautiful, traditional campus architecture providing a classic university setting.
Location & Regional Advantages
Saint Xavier University's location in Chicago, Illinois, offers a significant geographic advantage for its students. The city boasts a robust and diversified economy, providing a vast landscape of potential employers across numerous sectors. Chicago is a major hub for finance, technology, healthcare, manufacturing, and transportation, offering a wide array of internship and post-graduation employment opportunities. Proximity to major industry players like those in the financial district (e.g., CME Group, BMO Harris Bank) and the burgeoning tech scene provides direct access to career pathways. The healthcare industry, a particular strength for SXU, is exceptionally strong in Chicago, with numerous hospitals and research institutions actively recruiting.
The cost of living in Chicago can be high, especially in desirable neighborhoods, but it is often offset by the higher earning potential and the sheer volume of job opportunities compared to smaller cities. The quality of life in Chicago is generally high, with world-class museums, diverse culinary scenes, extensive park systems, and vibrant cultural events. While weather can be a deterrent for some, with cold winters, the city offers year-round activities. Safety can vary by neighborhood, as with any large city, but many areas popular with young professionals and students are well-regarded. The presence of a major international airport (O'Hare) and extensive public transportation network makes travel and commuting convenient. This urban setting provides students with unparalleled networking opportunities and exposure to a dynamic professional environment, significantly enhancing their career prospects post-graduation.
How to Get Into Saint Xavier University
Saint Xavier University's admission rate of 84.3% indicates a moderately selective admissions process. While not highly competitive, a thoughtful application is still crucial. SXU does not appear to offer Early Decision or Early Action, so focus on submitting a strong application by the regular decision deadline, typically in the spring. The admissions committee likely values a holistic review, considering not just academic metrics but also extracurricular involvement, essays, and letters of recommendation. While specific GPA and test score ranges are not provided, aim for a GPA above 3.0 and strong performance in core academic subjects. Since SAT/ACT scores are not a focus, your essay and recommendations become even more important. Craft an essay that showcases your personality, your commitment to service (aligning with SXU's mission), and your academic aspirations. Demonstrate interest by attending virtual or in-person information sessions, visiting campus if possible, and engaging with admissions counselors. Building a relationship with your admissions counselor can be beneficial. Ensure your application is complete and submitted well before the deadline to allow ample time for review.
How Saint Xavier University Compares to Similar Schools
Similar schools: DePaul University, Loyola University Chicago, North Park University, Lewis University
Advantages
- More intimate class sizes compared to larger urban universities like DePaul or Loyola.
- Stronger focus on specific health sciences programs, particularly nursing, which is a high-demand field in Chicago.
- Potentially more personalized student support due to its smaller size and private, faith-based heritage.
Disadvantages
- Lower national and regional recognition compared to larger, more established universities like Loyola or DePaul.
- Fewer extensive internship and co-op partnerships across a broad range of industries compared to larger institutions with more robust career services.
- Potentially less diverse alumni network and fewer high-profile alumni in leadership positions across various sectors.
Best For
- Prospective students interested in a more selective institution with higher graduation rates may want to consider other options.
- Students seeking a lower-cost alternative might find more affordable options with similar academic quality.
Avoid If
- Students looking for a more selective institution with higher graduation rates should avoid Saint Xavier University.
- Prospective students on a tight budget may want to explore more affordable options with similar academic programs.
Frequently Asked Questions about Saint Xavier University
How much does it cost to attend Saint Xavier University?
In-state tuition at Saint Xavier University is $37,940 per year, and out-of-state tuition is $37,940 per year. The median student debt at graduation is $22,223.
What is the acceptance rate at Saint Xavier University?
Saint Xavier University has an acceptance rate of 84.3%.
What is the graduation rate at Saint Xavier University?
Saint Xavier University has a graduation rate of 57.7%.
How much do Saint Xavier University graduates earn?
The median earnings for Saint Xavier University graduates 10 years after enrollment is $58,656. With median debt of $22,223, graduates earn roughly 2.6x their debt level annually.
How big is Saint Xavier University?
Saint Xavier University has approximately 3,096 students and is classified as a medium institution. It is located in Chicago, IL and is a Private Nonprofit institution.
Is Saint Xavier University worth the cost?
Saint Xavier University has an ROI score of -61 out of 100. With in-state tuition of $37,940 per year and median post-graduation earnings of $58,656, the data suggests the return on investment may be below average.
Where is Saint Xavier University located?
Saint Xavier University is located in Chicago, IL. It is a Private Nonprofit institution with approximately 3,096 students.
How much student debt do Saint Xavier University graduates have?
The median student debt for Saint Xavier University graduates is $22,223. With median earnings of $58,656 ten years after enrollment, graduates can expect a debt-to-income ratio of 38%.
Is Saint Xavier University a good college?
Saint Xavier University has a graduation rate of 57.7% and median post-graduation earnings of $58,656. High admission rate of 84.3%
How does Saint Xavier University compare to similar colleges?
Strong Hispanic student population (52.58%) Compared to peer institutions, Saint Xavier University offers a more accessible path to higher education with a strong focus on Hispanic students, but its graduation rate lags behind.
What career prospects do Saint Xavier University graduates have?
Graduates of Saint Xavier University are well-positioned for careers in education, social services, and community development, given the university's emphasis on serving diverse communities.
What should prospective students know about Saint Xavier University?
Saint Xavier University holds a moderate position in the market, offering a balance between accessibility and academic rigor, but its relatively high tuition and lower-than-average graduation rate may be a concern.
What makes Saint Xavier University stand out?
Medium-sized institution with 3,096 students
What are the pros and cons of attending Saint Xavier University?
Graduates earn a median salary of $58,656 after 10 years
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.