Saint Peter's University
Jersey City, NJ 07306-5997 — Private Nonprofit
Value Score: 65/100 | ROI Score: -66 | Affordability Score: 55/100
Tuition (In-State): $42,552 | Out-of-State: $42,552
Acceptance Rate: 90.3% | Graduation Rate: 60.9% | Retention Rate: 71.8%
Median Earnings (10yr): $57,815 | Median Debt: $20,500
ACT Midpoint: 23
Student Body Size: 2,135 (medium)
Pell Grant Recipients: 52.0% | Federal Loan Rate: 28.6%
Average Faculty Salary: $9,476/month
Tuition & Affordability Analysis
In-state tuition at Saint Peter's University is $42,552 per year, which is 8% above the national average for private institutions.
Out-of-state students pay $42,552/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $170,208 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Peter's University:
- Families earning $0–$30,000: $10,783/year
- Families earning $30,001–$48,000: $10,643/year
- Families earning $48,001–$75,000: $9,952/year
- Families earning $75,001–$110,000: $13,569/year
- Families earning $110,000+: $21,829/year
Low-income families receive an average discount of $31,769/year, paying just 25% of the sticker price.
Admissions Snapshot
Saint Peter's University has an acceptance rate of 90.3%, placing it in the Open Admission (85%+) category. This means roughly 591 students apply each year.
Saint Peter's University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The ACT midpoint is 23, 10% above the national average.
Graduate Outcomes & Return on Investment
60.9% of students at Saint Peter's University complete their degree, near the national average. This is a solid graduation rate.
First-year retention rate: 71.8% (11% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Saint Peter's University earn a median salary of $57,815 ten years after enrollment, 41% above the national average. This represents a $22,815/year earnings premium over the average high school diploma holder, or $684,450 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $20,500, 5% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $222/month, with a total repayment of $26,640 (including $6,140 in interest).
Debt-to-Earnings Ratio: 0.35x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Peter's University pays for itself in approximately 8 years. This is a reasonable investment timeline.
Financial Aid Profile
52.0% of students at Saint Peter's University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 58% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
28.6% of students take federal loans, 39% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $9,476/month, 9% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Saint Peter's University enrolls 2,135 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 76/100 (higher = more diverse). Saint Peter's University has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 16%, Hispanic 43%, Black 18%, Asian 7%.
Saint Peter's University: High Admission Rate and Decent Career Outcomes
- Saint Peter's University: A Jesuit Education with a Metro NYC Career Advantage
- Navigating Your Future: Saint Peter's University's Path to Post-Graduation Success
- Value or Venture? Understanding the Financial ROI of a Saint Peter's Degree
Report Card: Overall Grade C-
Saint Peter's University receives an overall grade of C- based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: B
- Affordability: C+
College Analysis
Saint Peter's University is a Private Nonprofit institution in Jersey City, NJ with approximately 2,135 students. Saint Peter's University has a high admission rate, indicating strong selectivity. The university offers a medium-sized campus, providing a balanced environment for students. Graduates have a median earning of $57,815 after 10 years, suggesting a decent career outcome.
The Verdict: Is Saint Peter's University Worth It?
Saint Peter's University presents a challenging value proposition. With an out-of-state tuition of $42,552 and a median 10-year earnings of $57,815, the immediate return on investment appears modest, especially when considering the median debt of $20,500. The ROI score of -66 underscores this concern, suggesting that, on average, graduates do not recoup their educational investment significantly beyond the initial costs within a decade. The earnings are only about $15,000 higher than the tuition cost, meaning it would take several years of post-graduation earnings just to cover the initial tuition, let alone living expenses and loan repayment. While the university's Jesuit mission and focus on service are valuable, the financial outcomes suggest that students should carefully consider their major and career path. For those pursuing high-earning fields or leveraging the strong New York metropolitan job market effectively, the investment might be justifiable. However, based purely on the provided financial metrics, Saint Peter's University appears overpriced for the average graduate's earning potential. It is not a clear 'good deal,' nor is it necessarily a 'hidden gem' without further investigation into specific program outcomes. Recommendation: Proceed with caution, thoroughly research program-specific career outcomes, and explore all available financial aid options.
Return on Investment
While the degree is worth the cost for students in healthcare and education fields, the high tuition and debt may not be justifiable for other majors.
Debt Reality Check
Median student debt at Saint Peter's University: $20,500. Monthly payment on a standard 10-year plan: $233/month. Total repaid: $27,960 ($7,460 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $27,960.
Strengths
- Strong focus on healthcare and education fields.
- High admission rate indicating strong selectivity.
Weaknesses
- Higher tuition and student debt.
- Graduation rate below the national average.
Academic Profile
ACT Midpoint: 23. Retention Rate: 71.8%.
Saint Peter's University, a Jesuit institution, emphasizes a liberal arts education grounded in critical thinking and ethical development. While specific faculty salary data isn't readily available, the university's commitment to personalized attention suggests a faculty dedicated to undergraduate teaching. The relatively small student body size (2,135) likely translates to a favorable student-faculty ratio, fostering opportunities for meaningful interaction and mentorship. Notable academic strengths often lie within its business, nursing, and health sciences programs, reflecting the demands of the surrounding healthcare and economic landscape. The School of Business offers specialized tracks, and the College of Nursing is highly regarded. Research opportunities are available for undergraduates, particularly within the science departments, allowing students to engage in faculty-led projects. The Honors Program provides a challenging academic path for high-achieving students, offering enriched coursework and opportunities for independent study. Saint Peter's also encourages global perspectives through study abroad programs, allowing students to immerse themselves in different cultures and academic environments. Academic support is robust, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to ensure students have the tools they need to succeed.
Financial Aid Guide for Saint Peter's University
Pell Grant recipients: 52.0%. Students taking federal loans: 28.6%.
Navigating financial aid at Saint Peter's University involves understanding both merit-based and need-based aid. Given the sticker price of $42,552 for both in-state and out-of-state students, financial aid is crucial for most families. Saint Peter's offers a range of scholarships, including academic scholarships that reward strong GPAs and test scores (though SAT/ACT are not currently required, strong academic performance is key). These merit scholarships can significantly reduce the cost of attendance. Need-based aid, determined by the FAFSA, is also a critical component. Families can expect a combination of grants (which do not need to be repaid), federal loans, and potentially work-study opportunities. For families with an Expected Family Contribution (EFC) of, say, $15,000, a typical aid package might include a combination of institutional grants and federal aid totaling $25,000-$30,000, leaving a remaining balance. For lower-income families with an EFC of $0-$5,000, aid packages could potentially cover a larger portion, perhaps $35,000-$40,000. Work-study offers part-time employment on campus, providing valuable experience and income. While Saint Peter's is generally receptive to aid negotiations, especially if a student has competing offers from similar institutions or if there's been a significant change in family circumstances, it's essential to present a well-documented case. Scholarship tips include applying early, highlighting extracurricular achievements, and writing compelling essays that showcase alignment with the university's Jesuit mission.
Hidden Costs at Saint Peter's University
- Room and board costs can range from $14,000 to $17,000 annually, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
- Student activity fees, technology fees, and other miscellaneous fees can total around $500 to $800 per semester.
- Transportation costs, especially for students commuting from further distances or frequently visiting NYC, could be $500-$1,000+ annually.
- Personal expenses, including toiletries, laundry, entertainment, and snacks, can easily amount to $1,500-$2,500 per year.
- Parking permits for students with cars can cost upwards of $300-$500 per academic year.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
Saint Peter's University, situated in Jersey City, NJ, offers graduates a launchpad into the vibrant New York/New Jersey metropolitan job market. While specific major employer recruitment data is not publicly detailed, the university's location suggests strong connections to industries prevalent in the region. Alumni are likely to find opportunities in finance and banking, with institutions like JPMorgan Chase, Citigroup, and Wells Fargo, all with significant presences in nearby Manhattan and Jersey City. The healthcare sector is another probable cluster, given the proximity to major hospital systems such as RWJBarnabas Health and Hackensack Meridian Health. Technology firms, particularly those in fintech and software development, also represent a growing area of employment. For business and accounting graduates, firms like Deloitte, EY, and PwC, with offices in the metropolitan area, are potential employers. Saint Peter's also has a notable presence in education and public service, reflecting its Jesuit mission. Graduate school placement rates are not explicitly published, but the university's strong liberal arts foundation and professional programs likely support pathways into law schools, business programs, and health sciences graduate programs. Notable alumni include former New Jersey Governor Richard Codey and former NBA player and coach Bob McAdoo, indicating a diverse range of career paths. The university's career services are likely to focus on leveraging its location for internship pipelines, with potential partnerships with local businesses and non-profits. Geographic hiring patterns strongly favor the New York metropolitan area, including Northern New Jersey and Manhattan, though opportunities may extend to other major East Coast cities.
Campus Life & Culture at Saint Peter's University
Saint Peter's University attracts a diverse student body, with a significant portion of students coming from the local New Jersey area, including a strong representation from Hudson County. The university actively fosters diversity and inclusion, reflecting its urban setting and Jesuit values. Students who thrive here are often self-motivated, community-oriented, and appreciate a close-knit campus environment with access to big-city opportunities.
Saint Peter's University, nestled in the vibrant urban landscape of Jersey City, offers a distinct campus experience that blends Jesuit tradition with the energy of its metropolitan surroundings. The student body, while not overwhelmingly large at just over 2,100, fosters a close-knit community where personal connections are paramount. The campus itself is a mix of historic architecture and modern facilities, with iconic landmarks like the historic St. Aedan's Church and the modern Victor R. Yanitelli, S.J. Recreational Life Center. Social life often revolves around campus events, clubs, and athletics, rather than a sprawling Greek system, which is minimal here. Students can find their niche in over 50 clubs and organizations, ranging from academic societies and cultural groups to service-oriented initiatives that reflect the university's Jesuit mission of service to others. The 'Peacock Players' theater group and the various cultural clubs offer vibrant outlets for creative expression. Athletics are a significant part of the identity, with the Peacocks competing in the MAAC conference, drawing enthusiastic crowds to basketball games in the Yanitelli Center. Weekend life might involve exploring Jersey City's burgeoning restaurant scene, catching a ferry to Manhattan for a day trip, or participating in campus-organized events. The university's location provides unparalleled access to internships and cultural experiences in New York City, making the 'vibe' one of engaged learning and urban exploration. Housing is available on campus, with options like the Integrated Science and Engineering Center (ISEC) Residence Hall and McDermott Residence Hall, offering a traditional college living experience. Dining services provide a range of options to fuel busy student lives.
Campus Highlights
- Jesuit Tradition: A strong emphasis on ethical development, service, and cura personalis (care for the whole person).
- Urban Immersion: Direct access to the cultural, professional, and entertainment opportunities of Jersey City and nearby New York City.
- The Victor R. Yanitelli, S.J. Recreational Life Center: A hub for athletics and student wellness.
- Historic Campus Architecture: Blending older, traditional buildings with modern facilities.
- Strong Nursing and Business Programs: Highly regarded programs that align with regional workforce needs.
- Commitment to Service Learning: Numerous opportunities for students to engage in community service and social justice initiatives.
- The 'Peacock' Mascot and Spirit: A unifying symbol for athletic events and campus pride.
Location & Regional Advantages
Saint Peter's University's location in Jersey City, NJ, is a significant strategic asset. The local job market is robust, benefiting immensely from its proximity to New York City, a global hub for finance, media, arts, and technology. This adjacency provides students with unparalleled access to internships and entry-level positions across a vast spectrum of industries. While Jersey City itself has a growing economy with sectors like finance, healthcare, and logistics, the true advantage lies in the short commute to Manhattan. The cost of living in Jersey City is more affordable than in Manhattan, offering a financial advantage to students and recent graduates. Quality of life in Jersey City is dynamic, with a developing waterfront, diverse cultural offerings, and a growing culinary scene. The weather is typical of the Mid-Atlantic region, with four distinct seasons. Safety has been a focus for Jersey City, with ongoing efforts to improve public spaces. This location directly impacts career opportunities by placing students within a short transit ride of thousands of potential employers, facilitating networking, and making it easier for companies to recruit from the university. The ease of access to major transportation networks, including PATH trains and ferries, further enhances the career prospects for Saint Peter's graduates seeking employment in the broader metropolitan area.
How to Get Into Saint Peter's University
Saint Peter's University, with its 90.3% admission rate, is an accessible institution, meaning the admissions committee looks for students who are a good fit for its Jesuit mission and academic environment rather than solely focusing on hyper-selectivity. While Early Decision (ED) and Early Action (EA) aren't heavily emphasized as strategic advantages due to the high acceptance rate, applying earlier is always beneficial to ensure all application components are reviewed thoroughly and to secure potential scholarship funds. The admissions office values a holistic review, looking beyond just GPA and test scores (which are not currently required). They seek students who demonstrate a commitment to service, intellectual curiosity, and a desire to contribute to the campus community. Strong essays that articulate personal growth, resilience, or a clear connection to Saint Peter's values are highly impactful. Extracurricular involvement, leadership roles, and work experience are also considered. For admitted students, the average GPA is likely in the B/B+ range, with a strong emphasis on course rigor. Demonstrating interest can be shown through attending virtual or in-person information sessions, visiting campus if possible, and engaging with admissions counselors. A recommended timeline involves preparing application materials in the fall of your senior year, submitting by early winter, and completing financial aid forms concurrently.
How Saint Peter's University Compares to Similar Schools
Similar schools: Seton Hall University, Fairleigh Dickinson University, Rider University, Monmouth University
Advantages
- Proximity to Jersey City's growing economic hub and direct PATH train access to Manhattan.
- Stronger emphasis on a Jesuit liberal arts education, potentially appealing to students seeking a specific philosophical approach.
- Smaller class sizes compared to some larger state universities, allowing for more personalized attention.
Disadvantages
- Lower median earnings compared to some peers, indicating a potentially weaker immediate post-graduation financial return.
- Lower graduation rate suggests potential challenges with student retention or academic success for a portion of the student body.
- Less diverse range of highly specialized or cutting-edge programs compared to larger or more research-intensive institutions.
Best For
- Best for students interested in healthcare and education fields.
- Best for students who value a strong sense of community and small class sizes.
Avoid If
- Avoid if you are looking for a lower tuition cost.
- Avoid if you are concerned about high student debt.
Frequently Asked Questions about Saint Peter's University
How much does it cost to attend Saint Peter's University?
In-state tuition at Saint Peter's University is $42,552 per year, and out-of-state tuition is $42,552 per year. The median student debt at graduation is $20,500.
What is the acceptance rate at Saint Peter's University?
Saint Peter's University has an acceptance rate of 90.3%.
What is the graduation rate at Saint Peter's University?
Saint Peter's University has a graduation rate of 60.9%.
How much do Saint Peter's University graduates earn?
The median earnings for Saint Peter's University graduates 10 years after enrollment is $57,815. With median debt of $20,500, graduates earn roughly 2.8x their debt level annually.
How big is Saint Peter's University?
Saint Peter's University has approximately 2,135 students and is classified as a medium institution. It is located in Jersey City, NJ and is a Private Nonprofit institution.
Is Saint Peter's University worth the cost?
Saint Peter's University has an ROI score of -66 out of 100. With in-state tuition of $42,552 per year and median post-graduation earnings of $57,815, the data suggests the return on investment may be below average.
Where is Saint Peter's University located?
Saint Peter's University is located in Jersey City, NJ. It is a Private Nonprofit institution with approximately 2,135 students.
How much student debt do Saint Peter's University graduates have?
The median student debt for Saint Peter's University graduates is $20,500. With median earnings of $57,815 ten years after enrollment, graduates can expect a debt-to-income ratio of 35%.
Is Saint Peter's University a good college?
Saint Peter's University has a graduation rate of 60.9% and median post-graduation earnings of $57,815. High admission rate of 90.3%.
How does Saint Peter's University compare to similar colleges?
Medium-sized campus with 2,135 students. Compared to peer institutions, Saint Peter's University offers a high admission rate and decent career outcomes, but with higher tuition and student debt.
What career prospects do Saint Peter's University graduates have?
Graduates are well-positioned for careers in healthcare and education, given the university's focus on these fields.
What should prospective students know about Saint Peter's University?
Saint Peter's University is well-placed in the market for private, medium-sized institutions in New Jersey, offering a mix of academic rigor and career prospects.
What makes Saint Peter's University stand out?
Graduation rate of 60.87%.
What are the pros and cons of attending Saint Peter's University?
Median student debt of $20,500.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.