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Saint Michael's College

Colchester, VT 05439 — Private Nonprofit

Value Score: 70/100 | ROI Score: -70 | Affordability Score: 35/100

Tuition (In-State): $51,450 | Out-of-State: $51,450

Acceptance Rate: 84.5% | Graduation Rate: 70.9% | Retention Rate: 79.9%

Median Earnings (10yr): $61,317 | Median Debt: $26,922

SAT Average: 1245

Student Body Size: 1,092 (small)

Pell Grant Recipients: 23.7% | Federal Loan Rate: 57.6%

Average Faculty Salary: $9,332/month

Tuition & Affordability Analysis

In-state tuition at Saint Michael's College is $51,450 per year, which is 31% above the national average for private institutions.

Out-of-state students pay $51,450/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $205,800 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Michael's College:

  • Families earning $0–$30,000: $12,825/year
  • Families earning $30,001–$48,000: $9,940/year
  • Families earning $48,001–$75,000: $18,384/year
  • Families earning $75,001–$110,000: $26,586/year
  • Families earning $110,000+: $34,539/year

Low-income families receive an average discount of $38,625/year, paying just 25% of the sticker price.

Admissions Snapshot

Saint Michael's College has an acceptance rate of 84.5%, placing it in the Less Selective (70–85%) category. This means roughly 323 students apply each year.

Saint Michael's College accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1245, 17% above the national average. This reflects a strong academic student body.

Graduate Outcomes & Return on Investment

70.9% of students at Saint Michael's College complete their degree, 14% above the national average. This is a solid graduation rate.

First-year retention rate: 79.9% (near the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Saint Michael's College earn a median salary of $61,317 ten years after enrollment, 50% above the national average. This represents a $26,317/year earnings premium over the average high school diploma holder, or $789,510 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $26,922, 25% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $292/month, with a total repayment of $35,040 (including $8,118 in interest).

Debt-to-Earnings Ratio: 0.44x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Michael's College pays for itself in approximately 8 years. This is a reasonable investment timeline.

Financial Aid Profile

23.7% of students at Saint Michael's College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 28% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

57.6% of students take federal loans, 22% above the national average. This is a moderate borrowing rate.

Average faculty salary: $9,332/month, 7% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Saint Michael's College enrolls 1,092 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 40/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 77%, Hispanic 6%, Black 4%, Asian 2%.

Saint Michael's College: Strong Graduation and Earnings, High Tuition

Report Card: Overall Grade D+

Saint Michael's College receives an overall grade of D+ based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: B
  • Affordability: C-

College Analysis

Saint Michael's College is a Private Nonprofit institution in Colchester, VT with approximately 1,092 students. Saint Michael's College has a strong graduation rate of 70.91%. The median earnings 10 years after graduation are $61,317, indicating a good return on investment. The college has a high admission rate of 84.51%, suggesting a selective admissions process. The tuition is high at $51,450 per year, both in-state and out-of-state.

The Verdict: Is Saint Michael's College Worth It?

Saint Michael's College presents a complex value proposition. With a median 10-year earnings of $61,317 against an annual tuition of $51,450, the immediate return on investment appears modest, especially when factoring in median debt of $26,922. The ROI score of -70 further underscores this concern, suggesting that, on average, graduates may not recoup their investment quickly through salary alone. A direct comparison shows that it would take approximately 10-12 years to pay off the median debt solely from the difference between median earnings and the cost of tuition, without accounting for living expenses or interest. While the college offers a strong liberal arts education and a supportive community, the financial metrics suggest it is an expensive option. It is not a clear 'good deal' nor a 'hidden gem' based purely on financial outcomes. Students considering Saint Michael's should prioritize majors with historically higher earning potential and actively leverage career services for internships and job placement to maximize their return. A clear recommendation is to approach with caution, thoroughly explore financial aid options, and have a concrete post-graduation plan.

Return on Investment

While the degree from Saint Michael's College is valuable with strong earnings potential, the high tuition costs may not provide a good return on investment for all students.

Debt Reality Check

Median student debt at Saint Michael's College: $26,922. Monthly payment on a standard 10-year plan: $306/month. Total repaid: $36,720 ($9,798 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,720.

Strengths

  • Strong graduation and earnings rates
  • Highly selective admissions
  • Diverse student body

Weaknesses

  • High tuition costs
  • Low affordability score
  • Limited financial aid options

Academic Profile

SAT Average: 1245. Retention Rate: 79.9%.

Saint Michael's College provides a strong liberal arts education with a particular emphasis on developing critical thinking, communication skills, and a commitment to service. While the college offers a broad range of majors, some departments consistently shine. The Business Administration program is highly regarded, preparing students for diverse career paths. Similarly, the Psychology and Biology departments are popular choices, offering solid foundations for graduate studies or entry-level positions. The English and History departments foster strong analytical and writing abilities. Research opportunities are available, particularly for students in the sciences, allowing them to work closely with faculty mentors. The student-faculty ratio is approximately 10:1, indicating small class sizes and ample opportunity for personalized attention from professors. Faculty are generally accessible and dedicated to undergraduate teaching. The Honors Program offers a more rigorous academic experience for high-achieving students, with smaller seminar-style classes and opportunities for independent study. Saint Michael's also has a strong commitment to study abroad, with numerous programs available worldwide, encouraging students to broaden their perspectives. Academic support is readily available through the Center for Academic Success, offering tutoring, writing support, and academic advising to ensure students can thrive.

Financial Aid Guide for Saint Michael's College

Pell Grant recipients: 23.7%. Students taking federal loans: 57.6%.

Saint Michael's College is committed to making its education accessible through a combination of merit-based and need-based financial aid. For the incoming class, approximately 98% of students receive some form of financial aid, with the average grant and scholarship package being around $35,000. Merit scholarships are awarded automatically based on academic achievement (GPA and course rigor), with no separate application required for most. These can range from a few thousand dollars to a significant portion of tuition. Need-based aid is determined by the FAFSA and the CSS Profile, and the college strives to meet a substantial portion of demonstrated need. Work-study opportunities are also available, offering students the chance to earn money through on-campus employment. For families with an annual income below $75,000, the college aims to provide aid that covers at least 75% of tuition, room, and board. For those with higher incomes, aid packages will vary based on demonstrated need and academic merit. While Saint Michael's is generally not known for aggressive aid negotiation, presenting a strong case with updated financial information or competing offers from similarly ranked institutions might yield some positive results, though it's not guaranteed. It's crucial to submit all financial aid forms by the deadlines to maximize your aid eligibility.

Hidden Costs at Saint Michael's College

  • Room and board costs are not included in tuition and typically add around $16,000-$18,000 per academic year.
  • Textbooks and course materials can easily cost $1,000-$1,500 annually.
  • The comprehensive fee, covering various campus services and activities, is approximately $1,500 per year.
  • Personal expenses, including laundry, snacks, and entertainment, can add another $1,000-$2,000 per year.
  • Transportation to and from campus, especially for out-of-state students, can range from $200-$1,000+ depending on distance and travel method.
  • Optional health insurance, if not covered by a parent's plan, is around $2,500-$3,000 annually.
  • Parking permits for students with cars are typically around $100-$200 per year.

Alumni Outcomes & Career Paths

Saint Michael's College graduates find opportunities across a range of sectors, with a notable presence in education, healthcare, and business services. While specific major employer recruitment data is not publicly detailed, alumni networks often point to organizations like Fletcher Allen Health Care (now The University of Vermont Medical Center) in Burlington, the Chittenden County School District, and various financial institutions in the greater Burlington area as common starting points. Industries where alumni cluster include non-profit management, social work, education (K-12 and higher ed), and healthcare administration. Graduate school placement rates are generally strong, with many students pursuing advanced degrees in fields like law, psychology, and public administration. Notable alumni include figures like former Vermont Governor Howard Dean, who attended Saint Michael's, and numerous leaders in regional business and education. The college emphasizes career services, offering resume workshops, interview practice, and networking events. Internship pipelines are often facilitated through faculty connections and the college's strong ties to the Vermont business community, with opportunities often found in local government, environmental organizations, and tech startups in the Burlington area. Geographic hiring patterns show a significant concentration of alumni remaining in Vermont and the broader New England region, particularly in Massachusetts and New York, though some graduates do move to larger metropolitan areas for broader career opportunities.

Campus Life & Culture at Saint Michael's College

Saint Michael's College attracts a student body that is largely from the Northeast, with a significant portion hailing from Vermont and surrounding states. The student population is predominantly white, though efforts are being made to increase diversity. Students who thrive here are typically engaged, community-minded individuals who value a liberal arts education with a strong ethical component and appreciate the natural beauty and outdoor lifestyle of Vermont.

Saint Michael's College, nestled in Colchester, Vermont, offers a close-knit, community-focused campus experience that truly embodies the spirit of a small liberal arts college. With just over 1,000 students, the vibe here is decidedly personal and engaged. The campus itself is beautiful, with a classic New England aesthetic, and the surrounding natural beauty of Vermont is a constant backdrop, encouraging outdoor activities. Social life often revolves around campus events, student organizations, and the residence halls. While there's no Greek life, the absence is filled by a robust array of clubs and activities, from the Environmental Action Club and the Student Government Association to intramural sports and the popular Campus Ministry programs. Many students are involved in at least one extracurricular, fostering a sense of shared purpose. Housing is guaranteed for all four years, which is a significant plus, with options ranging from traditional dorms to apartment-style living in the newer residence halls. The meal plan is a central part of campus life, with the Dion Dining Hall being the main hub. Students often describe the community as friendly, supportive, and academically focused, with a strong emphasis on service and social justice, reflecting the Edmundite tradition of the college. Weekends might involve exploring Burlington, catching a movie on campus, attending a sporting event, or simply enjoying the company of friends. The relatively small size means you'll likely know a good portion of the student body, creating a familiar and welcoming atmosphere.

Campus Highlights

  • The stunning natural beauty of Vermont, providing ample opportunities for outdoor recreation like hiking, skiing, and exploring Lake Champlain.
  • A strong emphasis on community service and social justice, deeply ingrained in the college's Edmundite heritage.
  • Guaranteed housing for all four years, offering students stability and a consistent campus living experience.
  • The vibrant city of Burlington, VT, just a short drive away, offering cultural events, dining, and a lively downtown scene.
  • A close-knit campus community where students often form lifelong friendships due to the small size and shared experiences.
  • The 'Purple Knights' athletic teams, fostering school spirit and providing opportunities for student-athletes.
  • The Edmundite tradition, which influences the college's values and encourages ethical leadership and global awareness.

Location & Regional Advantages

Saint Michael's College's location in Colchester, Vermont, offers a unique blend of small-town charm and proximity to a vibrant regional hub. Burlington, just a short drive away, provides a dynamic job market with a growing emphasis on technology, healthcare, and outdoor recreation industries. The cost of living in Vermont is generally moderate compared to major East Coast cities, though housing can be a significant expense in desirable areas like Burlington. The state boasts a high quality of life, known for its natural beauty, outdoor activities (skiing, hiking, biking), and a strong sense of community. Safety is a significant advantage, with Vermont consistently ranking as one of the safest states in the U.S. Proximity to Montreal (about a 2-hour drive) and Boston (about a 4-hour drive) offers access to larger industry hubs and diverse career opportunities, though most graduates tend to stay within New England. The scenic environment and strong community ethos can be particularly appealing to students seeking a balanced lifestyle, which can translate into a more stable and fulfilling career path post-graduation, especially within Vermont's established sectors.

How to Get Into Saint Michael's College

Saint Michael's College is a moderately selective institution, with an admission rate of 84.5%. While not highly competitive, a thoughtful application is still key. The college offers Early Decision (ED) and Early Action (EA) options, which can demonstrate a strong commitment to Saint Michael's and may provide a slight advantage, particularly ED. The admissions committee looks for well-rounded students who demonstrate academic potential, a commitment to community service, and a good fit with the college's values. Strong grades in a challenging curriculum are important, though specific GPA or test score ranges are not heavily emphasized given the absence of SAT/ACT data. Essays are a crucial component; focus on showcasing your personality, your engagement in extracurriculars, and how you align with Saint Michael's mission of 'developing thoughtful, free, just, and compassionate persons.' Demonstrated interest is valued, so engage with the college through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors. The application deadline for regular decision is typically around February 1st, with decisions released in March. Applying by the ED/EA deadlines (usually November 1st) can be beneficial.

How Saint Michael's College Compares to Similar Schools

Similar schools: Champlain College, University of Vermont, Middlebury College, Colby College

Advantages

  • Strong emphasis on community and a close-knit campus environment.
  • Location in Vermont offers a unique quality of life and access to outdoor recreation.
  • Dedicated career services with strong regional networking opportunities.

Disadvantages

  • Higher tuition cost compared to some public university peers.
  • Median earnings are lower than some more selective liberal arts colleges.
  • Geographic isolation can limit immediate access to larger, diverse job markets compared to schools closer to major metropolitan areas.

Best For

  • Prospective students should consider the high tuition costs and whether the financial aid available aligns with their budget.
  • Students seeking a larger campus or more diverse student body may want to explore other options.

Avoid If

  • Students looking for a small, private, and selective college experience may want to consider other institutions with similar characteristics but lower tuition costs.
  • Students with a preference for larger institutions or those seeking more financial aid options may want to look elsewhere.

Frequently Asked Questions about Saint Michael's College

How much does it cost to attend Saint Michael's College?

In-state tuition at Saint Michael's College is $51,450 per year, and out-of-state tuition is $51,450 per year. The median student debt at graduation is $26,922.

What is the acceptance rate at Saint Michael's College?

Saint Michael's College has an acceptance rate of 84.5%.

What is the graduation rate at Saint Michael's College?

Saint Michael's College has a graduation rate of 70.9%.

How much do Saint Michael's College graduates earn?

The median earnings for Saint Michael's College graduates 10 years after enrollment is $61,317. With median debt of $26,922, graduates earn roughly 2.3x their debt level annually.

How big is Saint Michael's College?

Saint Michael's College has approximately 1,092 students and is classified as a small institution. It is located in Colchester, VT and is a Private Nonprofit institution.

Is Saint Michael's College worth the cost?

Saint Michael's College has an ROI score of -70 out of 100. With in-state tuition of $51,450 per year and median post-graduation earnings of $61,317, the data suggests the return on investment may be below average.

Where is Saint Michael's College located?

Saint Michael's College is located in Colchester, VT. It is a Private Nonprofit institution with approximately 1,092 students.

How much student debt do Saint Michael's College graduates have?

The median student debt for Saint Michael's College graduates is $26,922. With median earnings of $61,317 ten years after enrollment, graduates can expect a debt-to-income ratio of 44%.

Is Saint Michael's College a good college?

Saint Michael's College has a graduation rate of 70.9% and median post-graduation earnings of $61,317. Highly selective admissions with an 84.51% acceptance rate.

How does Saint Michael's College compare to similar colleges?

Graduation rate of 70.91% with median earnings of $61,317 after 10 years. Compared to peer institutions, Saint Michael's College offers a strong return on investment with high earnings but at a high tuition cost.

What career prospects do Saint Michael's College graduates have?

Graduates of Saint Michael's College are well-positioned for careers in a variety of fields, with a strong earning potential.

What should prospective students know about Saint Michael's College?

Saint Michael's College is well-regarded in the northeast for its academic programs and career outcomes, making it a competitive choice for students.

What makes Saint Michael's College stand out?

High tuition costs with no in-state discount.

What are the pros and cons of attending Saint Michael's College?

A diverse student body with 77.29% white students, 3.66% black, 6.14% Hispanic, and 1.56% Asian.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.