Saint Mary's University of Minnesota
Winona, MN 55987-1399 — Private Nonprofit
Value Score: 65/100 | ROI Score: -68 | Affordability Score: 55/100
Tuition (In-State): $45,080 | Out-of-State: $45,080
Acceptance Rate: 92.8% | Graduation Rate: 66.8% | Retention Rate: 74.6%
Median Earnings (10yr): $58,170 | Median Debt: $21,500
Student Body Size: 1,073 (small)
Pell Grant Recipients: 24.5% | Federal Loan Rate: 45.9%
Average Faculty Salary: $7,511/month
Tuition & Affordability Analysis
In-state tuition at Saint Mary's University of Minnesota is $45,080 per year, which is 14% above the national average for private institutions.
Out-of-state students pay $45,080/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $180,320 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Mary's University of Minnesota:
- Families earning $0–$30,000: $16,182/year
- Families earning $30,001–$48,000: $15,175/year
- Families earning $48,001–$75,000: $15,030/year
- Families earning $75,001–$110,000: $14,771/year
- Families earning $110,000+: $6,135/year
Low-income families receive an average discount of $28,898/year, paying just 36% of the sticker price.
Admissions Snapshot
Saint Mary's University of Minnesota has an acceptance rate of 92.8%, placing it in the Open Admission (85%+) category. This means roughly 289 students apply each year.
Saint Mary's University of Minnesota accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
Graduate Outcomes & Return on Investment
66.8% of students at Saint Mary's University of Minnesota complete their degree, 8% above the national average. This is a solid graduation rate.
First-year retention rate: 74.6% (8% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Saint Mary's University of Minnesota earn a median salary of $58,170 ten years after enrollment, 42% above the national average. This represents a $23,170/year earnings premium over the average high school diploma holder, or $695,100 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $21,500, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $233/month, with a total repayment of $27,960 (including $6,460 in interest).
Debt-to-Earnings Ratio: 0.37x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Mary's University of Minnesota pays for itself in approximately 8 years. This is a reasonable investment timeline.
Financial Aid Profile
24.5% of students at Saint Mary's University of Minnesota receive Pell Grants (federal need-based aid for families earning under ~$60,000), 26% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
45.9% of students take federal loans, near the national average. This is a moderate borrowing rate.
Average faculty salary: $7,511/month, 14% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Saint Mary's University of Minnesota enrolls 1,073 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 65/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 58%, Hispanic 9%, Black 9%, Asian 3%.
Saint Mary's University of Minnesota: Small Private Institution with Strong Academic Support and High Tuition
- Saint Mary's University of Minnesota: A Midwestern Gem with a Price Tag to Match
- Beyond the Classroom: Charting the Career Trajectories of Saint Mary's University of Minnesota Graduates
- Winona Living, Twin Cities Opportunities: The Saint Mary's University of Minnesota Experience
Report Card: Overall Grade C-
Saint Mary's University of Minnesota receives an overall grade of C- based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: B
- Affordability: C+
College Analysis
Saint Mary's University of Minnesota is a Private Nonprofit institution in Winona, MN with approximately 1,073 students. Academics: Strong retention rates and graduation rates indicate a supportive learning environment. Value: High tuition with moderate earnings, suggesting potential financial strain on graduates. Outcomes: Graduates earn above-average salaries but face significant debt.
The Verdict: Is Saint Mary's University of Minnesota Worth It?
Saint Mary's University of Minnesota presents a challenging value proposition, primarily due to its high tuition cost relative to median graduate earnings. With an in-state and out-of-state tuition of $45,080 and a 10-year median earning of $58,170, the earnings are only slightly higher than the annual tuition. This results in a significantly negative ROI score of -68, indicating that, on average, graduates do not recoup their investment quickly. The median debt of $21,500 is moderate, but when combined with the high sticker price, it creates a substantial financial burden. To illustrate, it would take approximately 4-5 years of saving half of the median graduate's annual salary ($29,085) to pay off the median debt, without accounting for interest or living expenses. While the university offers strong programs in certain fields like nursing and education, and its location provides access to larger job markets, the financial return on investment is a major concern. For students who can secure substantial scholarships or grants, or who are entering high-demand, high-paying fields where SMUMN has a particularly strong placement record (potentially exceeding the median earnings), the value may increase. However, based purely on the provided financial metrics, Saint Mary's University of Minnesota appears to be an overpriced option for the average student, suggesting it is not a straightforwardly good deal.
Return on Investment
While the degree offers above-average earnings, the high tuition and significant debt may not make it a cost-effective choice.
Debt Reality Check
Median student debt at Saint Mary's University of Minnesota: $21,500. Monthly payment on a standard 10-year plan: $244/month. Total repaid: $29,280 ($7,780 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Low. Salary needed for comfortable repayment: $29,280.
Strengths
- Strong academic support and retention rates.
- Supportive learning environment.
Weaknesses
- High tuition and significant student debt.
- Moderate earnings compared to tuition costs.
Academic Profile
Retention Rate: 74.6%.
Saint Mary's University of Minnesota provides a robust academic experience, particularly strong in its liberal arts foundation, complemented by a range of professional programs. While specific faculty salary data is unavailable, the relatively small student population of 1,073 suggests a potentially favorable student-faculty ratio, allowing for more personalized attention from instructors. The university emphasizes undergraduate research, offering students opportunities to collaborate with faculty on meaningful projects across various disciplines. Notable departments include Business, Education, and Health Sciences, which often see high student engagement. The School of Graduate and Professional Programs also offers advanced degrees that can enrich the undergraduate experience through interdisciplinary connections. The Honors Program provides a challenging academic path for high-achieving students, offering smaller class sizes, advanced coursework, and opportunities for independent study. Saint Mary's also strongly encourages study abroad experiences, with programs designed to broaden students' global perspectives and enhance their academic pursuits. Academic support is readily available through resources like the Tutoring Center, Writing Center, and dedicated academic advisors who work closely with students to navigate their academic journey and ensure they are on track for graduation and beyond. The university's commitment to a liberal arts education ensures that students develop critical thinking, communication, and problem-solving skills, preparing them for a wide array of career paths.
Financial Aid Guide for Saint Mary's University of Minnesota
Pell Grant recipients: 24.5%. Students taking federal loans: 45.9%.
Navigating financial aid at Saint Mary's University of Minnesota involves understanding both merit-based and need-based aid opportunities. Given the private nature of the institution and a published tuition of $45,080, financial aid packages are crucial for most students. Saint Mary's offers a range of scholarships, including academic scholarships for incoming freshmen based on GPA and standardized test scores (though these are not explicitly provided in the data, high achievers should inquire). Merit scholarships can significantly reduce the net cost of attendance. Need-based aid, determined by the FAFSA, is also a critical component. For families with an Expected Family Contribution (EFC) of, say, $10,000, a substantial portion of the remaining tuition and fees could be covered by a combination of grants, scholarships, and potentially federal or university-specific loans. Work-study opportunities are often available, providing students with part-time employment on campus to help offset living expenses. Typical aid packages can vary widely, but for students from middle-income families (e.g., $75,000-$120,000 annual income), it's not uncommon to see aid packages ranging from $20,000 to $35,000, significantly lowering the out-of-pocket cost. Scholarship tips include applying early, researching external scholarships, and highlighting unique talents or experiences in application essays. Negotiating aid at Saint Mary's is possible, especially if you have competing offers from similarly ranked institutions, but it's generally more effective if you can demonstrate a significant change in financial circumstances or a strong academic profile that might warrant additional institutional support. Always connect with the Financial Aid Office to understand your specific package and explore all available options.
Hidden Costs at Saint Mary's University of Minnesota
- Room and board costs can add an estimated $12,000 - $15,000 per academic year, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can range from $800 to $1,200 annually, with some specialized courses requiring more expensive resources.
- Student activity fees, often around $100-$200 per semester, contribute to campus events, clubs, and organizations.
- Transportation costs, especially for students commuting or traveling home during breaks, can vary significantly but budget at least $500-$1,000 annually.
- Personal expenses, including toiletries, laundry, entertainment, and snacks, can easily add up to $1,500 - $2,500 per year.
- Parking permits for students with vehicles on campus can cost between $100-$300 per academic year.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000 - $3,000 annually.
Alumni Outcomes & Career Paths
Saint Mary's University of Minnesota (SMUMN) graduates enter a diverse job market, with alumni finding roles across various sectors. While specific major employer lists are not publicly detailed, common industries attracting SMUMN graduates include healthcare, education, business, and technology. Many alumni pursue careers in nursing and other health sciences, given the university's strong programs in these areas, leading to employment at regional healthcare systems like Mayo Clinic (Rochester, MN), Gundersen Health System (La Crosse, WI), and Winona Health (Winona, MN). The education department places graduates in K-12 school districts throughout Minnesota and Wisconsin, as well as in higher education institutions. Business graduates often find positions in finance, marketing, and management roles within companies such as Target, 3M, and various regional banks.
Graduate school placement is a significant pathway for SMUMN alumni. The university reports strong placement rates for students entering medical school, law school, and other graduate programs. While specific graduate school destinations aren't always publicized, common paths include the University of Minnesota Medical School, Mitchell Hamline School of Law, and various Master's and Ph.D. programs across the country.
Career Services at SMUMN aims to support students through resume building, interview preparation, and networking events. The university emphasizes experiential learning, with internship pipelines feeding into local and regional businesses. Students often secure internships at companies like Fastenal (Winona, MN), and within the aforementioned healthcare systems and school districts. Geographic hiring patterns show a strong concentration of alumni in the Midwest, particularly in Minnesota and Wisconsin, but also extending to larger metropolitan areas like Minneapolis-St. Paul, Chicago, and sometimes further afield for specialized roles. Notable alumni include individuals in leadership positions within their respective fields, though specific widely recognized public figures are less common for a university of this size and focus.
Campus Life & Culture at Saint Mary's University of Minnesota
Saint Mary's University of Minnesota attracts a student body that values a close-knit community and a supportive academic environment. The majority of students come from Minnesota and surrounding Midwestern states, though there is a growing geographic diversity. Students who thrive here are often those seeking a personalized educational experience within a nurturing, faith-informed setting, and who are eager to engage in campus life beyond the classroom.
Saint Mary's University of Minnesota in Winona offers a close-knit campus experience, deeply rooted in its Catholic, Lasallian tradition. With a student body of just over 1,000, the university fosters a strong sense of community, often described as friendly and supportive. The campus itself is picturesque, nestled on a bluff overlooking the Mississippi River, providing stunning views and a serene environment conducive to learning and personal growth. Student life is vibrant, though perhaps less boisterous than at larger institutions. Residence halls are the primary housing option for undergraduates, with options ranging from traditional dorms to apartment-style living, encouraging students to build connections within their living communities. The Dining Hall, often referred to as 'The Grove,' is a central hub for meals and socializing, offering a variety of options to cater to different tastes and dietary needs. Beyond academics, students can engage in over 50 clubs and organizations, covering a wide spectrum of interests from academic clubs and cultural groups to service organizations and recreational pursuits. The university also boasts a strong intramural sports program, offering a fun and accessible way for students to stay active and connect with peers. While Saint Mary's doesn't have a traditional Greek life system, the sense of belonging is cultivated through these diverse student organizations and campus-wide events. A notable tradition is the annual 'Founder's Day' celebration, honoring the university's heritage. The overall vibe is one of academic seriousness balanced with a genuine care for student well-being and personal development, creating an environment where students can truly find their niche and thrive.
Campus Highlights
- Stunning bluff-top location overlooking the Mississippi River, offering breathtaking natural beauty and a serene academic environment.
- Strong emphasis on the Lasallian Catholic tradition, fostering a supportive and values-centered community.
- Active student life with over 50 clubs and organizations, providing ample opportunities for involvement and leadership.
- Commitment to undergraduate research, allowing students to engage in meaningful scholarly work alongside faculty.
- Vibrant arts and culture scene, including theater productions, musical performances, and art exhibitions.
- Dedicated career services that provide personalized guidance and support for internships and post-graduation success.
- A close-knit campus community where students often form lasting friendships and strong bonds with faculty.
Location & Regional Advantages
Saint Mary's University of Minnesota's location in Winona, MN, offers a unique blend of small-town charm and strategic access to larger economic centers. Winona itself provides a lower cost of living compared to major metropolitan areas, making student life and post-graduation expenses more manageable. The city is situated along the Mississippi River, offering a scenic environment with opportunities for outdoor recreation, contributing to a good quality of life. While Winona has its own local economy, with employers like Fastenal and Winona Health, the true geographic advantage lies in its proximity to larger hubs. The Twin Cities metropolitan area (Minneapolis-St. Paul) is approximately a 2.5-hour drive away, providing access to a vast job market with major corporations such as Target, 3M, and UnitedHealth Group, as well as numerous startups and a thriving healthcare sector. Rochester, MN, home to the world-renowned Mayo Clinic, is about an hour's drive, offering significant opportunities in healthcare and biomedical research. La Crosse, WI, is also nearby, with its own growing economic base. This proximity allows SMUMN students to pursue internships and job opportunities in these larger cities while potentially benefiting from the more affordable living and closer-knit community of Winona. The weather is typical of the Upper Midwest, with distinct seasons including cold, snowy winters and warm summers. Safety in Winona is generally good, characteristic of a smaller Midwestern city. The location thus provides a balance: a supportive, less distracting environment for study, with accessible pathways to diverse and robust career opportunities in nearby urban centers.
How to Get Into Saint Mary's University of Minnesota
Saint Mary's University of Minnesota, with its 92.8% admission rate, is an accessible institution for a wide range of students. The admissions office likely values a holistic review, looking beyond just grades and test scores to understand the applicant's character, potential contributions to the campus community, and alignment with the university's Lasallian Catholic mission. While specific GPA and test score ranges aren't provided, aiming for a GPA of 3.0 or higher and strong ACT scores (if submitted) would be beneficial. The essay is a key opportunity to showcase personality, resilience, and unique perspectives; topics that explore personal growth, community involvement, or how you align with Saint Mary's values would likely resonate. Demonstrated interest is often a factor, so engaging with the university through campus visits (virtual or in-person), attending information sessions, and thoughtful communication with admissions counselors can positively impact your application. Given the selectivity, applying Early Action (EA) or Regular Decision (RD) are the primary options; there isn't a binding Early Decision (ED). For Regular Decision, aim to have your application submitted by the typical deadline, usually in late January or early February, to ensure full consideration for both admission and scholarships. Focus on presenting a well-rounded profile that highlights your academic curiosity and commitment to personal development.
How Saint Mary's University of Minnesota Compares to Similar Schools
Similar schools: University of St. Thomas (St. Paul, MN), Marquette University (Milwaukee, WI), Creighton University (Omaha, NE), Drake University (Des Moines, IA)
Advantages
- More affordable tuition and potentially lower student debt compared to some private peers.
- Stronger sense of community and smaller class sizes often found in smaller, more intimate university settings.
- Unique Lasallian Catholic tradition and focus on service learning.
Disadvantages
- Lower median graduate earnings compared to many comparable private universities.
- Less robust alumni network and potentially fewer high-profile corporate recruiting relationships.
- More limited range of highly specialized or cutting-edge academic programs compared to larger institutions.
Best For
- Prospective students seeking a large campus with extensive extracurricular activities.
- Students looking for the lowest possible tuition costs.
- Individuals prioritizing high networking opportunities and city life.
Avoid If
- Students seeking a smaller, more intimate learning environment.
- Individuals who value a supportive academic community and strong retention rates.
Frequently Asked Questions about Saint Mary's University of Minnesota
How much does it cost to attend Saint Mary's University of Minnesota?
In-state tuition at Saint Mary's University of Minnesota is $45,080 per year, and out-of-state tuition is $45,080 per year. The median student debt at graduation is $21,500.
What is the acceptance rate at Saint Mary's University of Minnesota?
Saint Mary's University of Minnesota has an acceptance rate of 92.8%.
What is the graduation rate at Saint Mary's University of Minnesota?
Saint Mary's University of Minnesota has a graduation rate of 66.8%.
How much do Saint Mary's University of Minnesota graduates earn?
The median earnings for Saint Mary's University of Minnesota graduates 10 years after enrollment is $58,170. With median debt of $21,500, graduates earn roughly 2.7x their debt level annually.
How big is Saint Mary's University of Minnesota?
Saint Mary's University of Minnesota has approximately 1,073 students and is classified as a small institution. It is located in Winona, MN and is a Private Nonprofit institution.
Is Saint Mary's University of Minnesota worth the cost?
Saint Mary's University of Minnesota has an ROI score of -68 out of 100. With in-state tuition of $45,080 per year and median post-graduation earnings of $58,170, the data suggests the return on investment may be below average.
Where is Saint Mary's University of Minnesota located?
Saint Mary's University of Minnesota is located in Winona, MN. It is a Private Nonprofit institution with approximately 1,073 students.
How much student debt do Saint Mary's University of Minnesota graduates have?
The median student debt for Saint Mary's University of Minnesota graduates is $21,500. With median earnings of $58,170 ten years after enrollment, graduates can expect a debt-to-income ratio of 37%.
Is Saint Mary's University of Minnesota a good college?
Saint Mary's University of Minnesota has a graduation rate of 66.8% and median post-graduation earnings of $58,170. High admission rate with strong retention and graduation rates.
How does Saint Mary's University of Minnesota compare to similar colleges?
Moderate earnings but high median debt for graduates. Compared to peer institutions, Saint Mary's University offers a supportive academic environment but graduates face significant debt despite earning above-average salaries.
What career prospects do Saint Mary's University of Minnesota graduates have?
Graduates are well-positioned for careers in various fields but may need to consider the high debt load.
What should prospective students know about Saint Mary's University of Minnesota?
Located in a small town, it may not offer the same networking opportunities as larger institutions in major cities.
What makes Saint Mary's University of Minnesota stand out?
Small student body with a diverse demographic.
What are the pros and cons of attending Saint Mary's University of Minnesota?
Private institution with high tuition rates.
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- University of St. Thomas (St. Paul, MN)
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.