CollegeTuitionData — College Data in Plain English

Saint Mary's College

Notre Dame, IN 46556 — Private Nonprofit

Value Score: 75/100 | ROI Score: -72 | Affordability Score: 35/100

Tuition (In-State): $53,230 | Out-of-State: $53,230

Acceptance Rate: 76.0% | Graduation Rate: 72.7% | Retention Rate: 88.1%

Median Earnings (10yr): $59,354 | Median Debt: $27,000

SAT Average: 1246 | ACT Midpoint: 26

Student Body Size: 1,458 (small)

Pell Grant Recipients: 23.9% | Federal Loan Rate: 56.0%

Average Faculty Salary: $7,935/month

Tuition & Affordability Analysis

In-state tuition at Saint Mary's College is $53,230 per year, which is 35% above the national average for private institutions.

Out-of-state students pay $53,230/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $212,920 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Mary's College:

  • Families earning $0–$30,000: $16,760/year
  • Families earning $30,001–$48,000: $18,152/year
  • Families earning $48,001–$75,000: $21,014/year
  • Families earning $75,001–$110,000: $23,680/year
  • Families earning $110,000+: $30,443/year

Low-income families receive an average discount of $36,470/year, paying just 31% of the sticker price.

Admissions Snapshot

Saint Mary's College has an acceptance rate of 76.0%, placing it in the Less Selective (70–85%) category. This means roughly 480 students apply each year.

The average SAT score of admitted students is 1246, 18% above the national average. This reflects a strong academic student body.

The ACT midpoint is 26, 24% above the national average.

Graduate Outcomes & Return on Investment

72.7% of students at Saint Mary's College complete their degree, 17% above the national average. This is a solid graduation rate.

First-year retention rate: 88.1% (9% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Saint Mary's College earn a median salary of $59,354 ten years after enrollment, 45% above the national average. This represents a $24,354/year earnings premium over the average high school diploma holder, or $730,620 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.45x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Mary's College pays for itself in approximately 9 years. This is a reasonable investment timeline.

Financial Aid Profile

23.9% of students at Saint Mary's College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 28% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

56.0% of students take federal loans, 19% above the national average. This is a moderate borrowing rate.

Average faculty salary: $7,935/month, 9% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Saint Mary's College enrolls 1,458 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 42/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 74%, Hispanic 16%, Black 2%, Asian 2%.

Saint Mary's College: Strong Academic Outcomes and High Earnings Potential

Report Card: Overall Grade D+

Saint Mary's College receives an overall grade of D+ based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: B
  • Affordability: C-

College Analysis

Saint Mary's College is a Private Nonprofit institution in Notre Dame, IN with approximately 1,458 students. Saint Mary's College has a strong graduation rate and high median earnings, indicating good academic and career outcomes. The college's tuition is high, but the median earnings after 10 years are significantly above the national average, suggesting a good ROI. The college has a diverse student body, with a significant percentage of Hispanic students, reflecting its commitment to inclusivity. The admission rate is relatively high, making it accessible to a broader range of students compared to many private institutions.

The Verdict: Is Saint Mary's College Worth It?

Saint Mary's College presents a complex value proposition. With an in-state and out-of-state tuition of $53,230 and a median 10-year earnings of $59,354, the immediate return on investment appears modest, with earnings only slightly exceeding the annual cost of attendance. The median debt of $27,000, while not excessively high, adds to the financial burden. The ROI score of -72 strongly suggests that, based on median earnings alone, the financial return does not immediately justify the cost. The debt payoff timeline, assuming a standard repayment plan and considering the median earnings, could extend to 5-7 years, potentially longer when factoring in interest and living expenses. While the liberal arts education offers intangible benefits like critical thinking and adaptability, the direct financial outcome is not as robust as some other institutions. It's not a 'bad' deal, but it's certainly not a clear financial win based on these metrics alone. The value is likely found more in the specific career paths chosen by graduates and their ability to leverage their education into higher-paying roles or advanced degrees, which are not fully captured by median earnings.

Return on Investment

While the degree is worth the cost for many students, the high tuition may not be suitable for those with limited financial resources.

Debt Reality Check

Median student debt at Saint Mary's College: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.

Strengths

  • Strong academic outcomes and high median earnings
  • Diverse student body
  • High graduation rate

Weaknesses

  • High tuition cost
  • Limited extracurricular activities due to small size
  • Less diverse in terms of student demographics compared to larger institutions

Academic Profile

SAT Average: 1246. ACT Midpoint: 26. Retention Rate: 88.1%.

Saint Mary's College prides itself on a rigorous liberal arts education designed to empower women. The academic profile is strong, with a particular emphasis on fostering critical thinking, communication skills, and a commitment to service. Notable departments include English, Psychology, and the Natural Sciences, with programs like Nursing and Business Administration also drawing significant interest. The College encourages undergraduate research, providing students with opportunities to work closely with faculty on meaningful projects. While specific faculty salary data is not publicly available, the student-faculty ratio, though not provided, is generally low at institutions of this size and type, suggesting ample opportunity for personalized attention. The Honors Program offers a challenging curriculum for high-achieving students, featuring smaller class sizes and advanced coursework. Study abroad is highly encouraged, with a variety of programs available that align with the College's mission and academic offerings, allowing students to broaden their perspectives globally. Academic support resources are robust, including the College's Learning Resource Center, which offers tutoring, writing support, and academic advising to ensure students have the tools they need to succeed. The emphasis is on a holistic education that prepares graduates not just for careers, but for lives of purpose and leadership.

Financial Aid Guide for Saint Mary's College

Pell Grant recipients: 23.9%. Students taking federal loans: 56.0%.

Navigating financial aid at Saint Mary's College involves understanding both merit-based and need-based aid opportunities. Given the sticker price of $53,230, financial aid is crucial for most students. Saint Mary's offers a range of scholarships, including academic scholarships, departmental scholarships, and specific scholarships for students demonstrating leadership or service. These merit-based awards can significantly reduce the cost of attendance. Need-based aid is also a significant component, determined by the FAFSA and the CSS Profile. For families with an Expected Family Contribution (EFC) below a certain threshold, Saint Mary's aims to meet a substantial portion of demonstrated need through grants and scholarships. Work-study opportunities are available, providing students with on-campus employment to help cover living expenses. Typical aid packages can vary widely, but for families with incomes in the $50,000-$75,000 range, a significant portion of tuition might be covered by grants and scholarships, potentially bringing the net cost down considerably. For higher income brackets, merit scholarships become more critical. While Saint Mary's is generally not known for aggressive aid negotiation, presenting a strong case with competing offers or significant changes in financial circumstances might warrant a conversation with the financial aid office. It's essential to apply for aid early and submit all required documentation promptly to maximize eligibility for all available funds.

Hidden Costs at Saint Mary's College

  • Room and board costs can range from $15,000 to $17,000 annually, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $800 per year.
  • Personal expenses, including toiletries, laundry, and entertainment, can easily amount to $1,500 to $2,500 annually.
  • Transportation costs, especially for students traveling home or exploring the South Bend/Chicago area, can vary significantly but budget at least $500-$1,000 per year.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually.

Alumni Outcomes & Career Paths

Saint Mary's College, a women's liberal arts institution, positions its graduates for success through a strong emphasis on critical thinking, communication, and leadership. While specific employer recruitment data for Saint Mary's is not publicly detailed, its liberal arts foundation suggests alumni are well-prepared for a variety of professional paths. Graduates often find roles in sectors such as education, healthcare, non-profit management, marketing, and finance. Given its location near the University of Notre Dame, there's a potential for cross-pollination of opportunities and recruitment networks. Major employers in the broader Michiana region, including healthcare systems like Beacon Health System and education institutions, are likely avenues for employment. Alumni may also be drawn to larger metropolitan areas like Chicago, which is a few hours away, offering broader opportunities in finance (e.g., firms in the Loop), technology, and consulting. Graduate school placement is a common trajectory for Saint Mary's graduates, with many pursuing advanced degrees in fields like law, medicine, psychology, and education. The college's career services likely focus on developing strong resume-building skills, interview preparation, and networking strategies. Internship pipelines are crucial, and students often leverage the college's network and location to secure placements in fields relevant to their majors. Geographic hiring patterns tend to favor the Midwest, particularly Indiana and Illinois, but the liberal arts education provides a transferable skill set that allows graduates to pursue opportunities nationwide.

Campus Life & Culture at Saint Mary's College

Saint Mary's College attracts a diverse student body, with a significant percentage coming from out-of-state, drawn to its unique educational mission. Students who thrive here are typically independent, intellectually curious, and value a supportive, community-oriented environment. The all-women's setting cultivates leaders who are confident and prepared to make a difference in the world.

Saint Mary's College offers a vibrant, close-knit campus experience deeply rooted in its Catholic heritage and liberal arts tradition. As an all-women's institution, the social scene is characterized by strong sisterhood and a focus on shared experiences. The College is situated adjacent to the University of Notre Dame, which significantly influences the social landscape. While Saint Mary's students have access to many Notre Dame events and social activities, the core of campus life revolves around the Saint Mary's campus itself. Residential living is a cornerstone, with students typically living on campus for all four years. The residence halls, often referred to as 'houses,' foster a strong sense of community and tradition, with each house developing its own unique spirit and events. Popular traditions include the 'Mistletoe Ball,' the 'Senior Serenade,' and the 'Blue-Gold' football game rivalry, which is shared with Notre Dame. Student organizations are plentiful, covering a wide range of interests from academic clubs and cultural groups to service organizations and the arts. The student government plays an active role in shaping campus life. While Greek life is not a prominent feature, the absence is filled by the strong bonds formed within the residence halls and through campus-wide events. Dining services are integrated into the residential experience, with meal plans required for on-campus students. The campus itself is picturesque, with the iconic Spes Unica Tower serving as a central landmark. The 'vibe' is one of intellectual curiosity, personal growth, and a supportive environment where students are encouraged to lead and make a difference.

Campus Highlights

  • The unique all-women's learning environment fostering leadership and sisterhood.
  • Proximity and strong ties to the University of Notre Dame, offering expanded social and academic opportunities.
  • The picturesque campus with iconic landmarks like the Spes Unica Tower.
  • A strong emphasis on Catholic values and liberal arts education.
  • The close-knit residential community within the 'houses,' fostering deep bonds.
  • A commitment to service and social justice integrated into the curriculum and campus life.

Location & Regional Advantages

Saint Mary's College benefits from its unique location adjacent to the University of Notre Dame in Notre Dame, Indiana. This proximity offers a rich academic and cultural environment, fostering a sense of community and shared resources, even while maintaining its distinct identity as a women's college. The local job market in the Michiana region (comprised of North Central Indiana and Southwest Michigan) is diverse, with strengths in healthcare (e.g., Beacon Health System, Memorial Hospital of South Bend), education (including the University of Notre Dame and local school districts), manufacturing, and growing technology sectors. While not a major metropolitan hub, South Bend offers a reasonable cost of living compared to larger cities, making it an attractive place to start a career. The proximity to Chicago, approximately a 90-mile drive, is a significant geographic advantage, providing access to a vast job market in finance, technology, consulting, and more, without the higher cost of living associated with living directly in the city. This allows graduates to gain experience locally and then transition to larger markets, or to commute for opportunities. The quality of life in the area is generally good, with access to parks, cultural events, and a relatively safe environment. The weather is typical of the Midwest, with four distinct seasons, including cold winters and warm summers. This location provides a balance of a close-knit college town feel with access to major economic centers.

How to Get Into Saint Mary's College

Saint Mary's College employs a holistic review process for admissions, meaning they consider a wide range of factors beyond just grades and test scores. While the admission rate of 76.0% suggests it's not hyper-selective, a strong academic record is still paramount. The admissions committee looks for students who demonstrate intellectual curiosity, leadership potential, and a commitment to the College's mission. Strong performance in a challenging high school curriculum, including AP or IB courses if available, is highly valued. Essays are a critical component; students should use this space to showcase their personality, articulate their goals, and explain why Saint Mary's is the right fit for them. Essays that reflect on personal growth, community involvement, or a passion for learning tend to resonate. Demonstrated interest is often considered, so engaging with the College through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can be beneficial. While Saint Mary's does not offer Early Decision or Early Action, submitting your application by the Regular Decision deadline (typically in January) is recommended to ensure full consideration for both admission and financial aid. Focus on presenting a well-rounded profile that highlights your academic achievements and your potential to contribute to the Saint Mary's community.

How Saint Mary's College Compares to Similar Schools

Similar schools: Saint Mary's College of California, College of the Holy Cross, Trinity Washington University, Rosemont College

Advantages

  • Strong affiliation and proximity to the University of Notre Dame, offering potential for shared resources and networking.
  • Established reputation as a women's liberal arts college, fostering a unique and supportive community.
  • Location in the Midwest provides access to a lower cost of living compared to coastal liberal arts colleges.

Disadvantages

  • Lower median earnings compared to some national liberal arts peers.
  • Smaller alumni network size compared to larger or more established institutions.
  • Geographic isolation from major economic hubs compared to schools located in or near large metropolitan areas.

Best For

  • Prospective students should consider the high tuition cost and whether it aligns with their financial situation.
  • Students interested in lower-cost options may find more affordable alternatives with similar outcomes.

Avoid If

  • Students looking for a more affordable education with comparable outcomes may want to explore other options.
  • Those seeking a larger student body or more diverse extracurricular activities might find better fits elsewhere.

Frequently Asked Questions about Saint Mary's College

How much does it cost to attend Saint Mary's College?

In-state tuition at Saint Mary's College is $53,230 per year, and out-of-state tuition is $53,230 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at Saint Mary's College?

Saint Mary's College has an acceptance rate of 76.0%.

What is the graduation rate at Saint Mary's College?

Saint Mary's College has a graduation rate of 72.7%.

How much do Saint Mary's College graduates earn?

The median earnings for Saint Mary's College graduates 10 years after enrollment is $59,354. With median debt of $27,000, graduates earn roughly 2.2x their debt level annually.

How big is Saint Mary's College?

Saint Mary's College has approximately 1,458 students and is classified as a small institution. It is located in Notre Dame, IN and is a Private Nonprofit institution.

Is Saint Mary's College worth the cost?

Saint Mary's College has an ROI score of -72 out of 100. With in-state tuition of $53,230 per year and median post-graduation earnings of $59,354, the data suggests the return on investment may be below average.

Where is Saint Mary's College located?

Saint Mary's College is located in Notre Dame, IN. It is a Private Nonprofit institution with approximately 1,458 students.

How much student debt do Saint Mary's College graduates have?

The median student debt for Saint Mary's College graduates is $27,000. With median earnings of $59,354 ten years after enrollment, graduates can expect a debt-to-income ratio of 45%.

Is Saint Mary's College a good college?

Saint Mary's College has a graduation rate of 72.7% and median post-graduation earnings of $59,354. High median earnings of $59,354 after 10 years

How does Saint Mary's College compare to similar colleges?

Graduation rate of 72.74% Compared to peer institutions, Saint Mary's College offers a strong academic experience and high earnings potential, but at a high tuition cost.

What career prospects do Saint Mary's College graduates have?

Graduates from Saint Mary's College are well-positioned for careers in finance, technology, and other high-paying fields.

What should prospective students know about Saint Mary's College?

Saint Mary's College is well-placed in the market for private, small, and diverse institutions, offering a unique blend of academic rigor and career prospects.

What makes Saint Mary's College stand out?

Diverse student body with 16.39% Hispanic students

What are the pros and cons of attending Saint Mary's College?

High tuition of $53,230 per year

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.