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Saint Mary-of-the-Woods College

Saint Mary of the Woods, IN 47876-1099 — Private Nonprofit

Value Score: 55/100 | ROI Score: -69 | Affordability Score: 35/100

Tuition (In-State): $35,270 | Out-of-State: $35,270

Acceptance Rate: 72.4% | Graduation Rate: 49.1% | Retention Rate: 61.8%

Median Earnings (10yr): $43,845 | Median Debt: $19,512

ACT Midpoint: 20

Student Body Size: 853 (small)

Pell Grant Recipients: 49.9% | Federal Loan Rate: 48.3%

Average Faculty Salary: $5,652/month

Tuition & Affordability Analysis

In-state tuition at Saint Mary-of-the-Woods College is $35,270 per year, which is 10% below the national average for private institutions.

Out-of-state students pay $35,270/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $141,080 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Mary-of-the-Woods College:

  • Families earning $0–$30,000: $33,513/year
  • Families earning $30,001–$48,000: $36,071/year
  • Families earning $48,001–$75,000: $31,036/year
  • Families earning $75,001–$110,000: $32,724/year
  • Families earning $110,000+: $26,604/year

Low-income families receive an average discount of $1,757/year, paying just 95% of the sticker price.

Admissions Snapshot

Saint Mary-of-the-Woods College has an acceptance rate of 72.4%, placing it in the Less Selective (70–85%) category. This means roughly 295 students apply each year.

The ACT midpoint is 20, 5% below the national average.

Graduate Outcomes & Return on Investment

49.1% of students at Saint Mary-of-the-Woods College complete their degree, 21% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 61.8% (24% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Saint Mary-of-the-Woods College earn a median salary of $43,845 ten years after enrollment, 7% above the national average. This represents a $8,845/year earnings premium over the average high school diploma holder, or $265,350 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $19,512, 9% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $212/month, with a total repayment of $25,440 (including $5,928 in interest).

Debt-to-Earnings Ratio: 0.45x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Mary-of-the-Woods College pays for itself in approximately 16 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

49.9% of students at Saint Mary-of-the-Woods College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 51% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

48.3% of students take federal loans, near the national average. This is a moderate borrowing rate.

Average faculty salary: $5,652/month, 35% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Saint Mary-of-the-Woods College enrolls 853 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 35/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 80%, Hispanic 4%, Black 11%, Asian 1%.

Saint Mary-of-the-Woods College: Small Private Institution with Mixed Academic and Financial Outcomes

Report Card: Overall Grade D

Saint Mary-of-the-Woods College receives an overall grade of D based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C
  • Affordability: B

College Analysis

Saint Mary-of-the-Woods College is a Private Nonprofit institution in Saint Mary of the Woods, IN with approximately 853 students. Academics: Offers a variety of majors including education, business, and communication studies. Value: High tuition with moderate debt and earnings, indicating potential financial strain on graduates. Outcomes: Graduation rate is below the national average, with lower earnings compared to peers.

The Verdict: Is Saint Mary-of-the-Woods College Worth It?

Saint Mary-of-the-Woods College presents a challenging value proposition. With an in-state and out-of-state tuition of $35,270 and a median 10-year earnings of $43,845, the immediate financial return is modest. The median debt of $19,512 is relatively low, which is a positive. However, the ROI score of -69, derived from the significant gap between earnings and cost, indicates that, on average, graduates do not recoup their investment quickly. The earnings are only about $8,500 higher than the tuition cost annually, meaning it would take roughly 4-5 years of post-graduation earnings just to cover the tuition, not including living expenses or interest on debt. Given the median earnings, this school appears overpriced for the financial outcomes it typically delivers. It is not a hidden gem in terms of financial return, nor is it a straightforward good deal. The recommendation is to approach with caution, carefully evaluating specific program outcomes and potential career paths that might lead to higher earning potential than the median suggests, or to prioritize institutions with stronger financial ROI.

Return on Investment

Given the high tuition and moderate earnings, the degree may not be worth the cost for many students.

Debt Reality Check

Median student debt at Saint Mary-of-the-Woods College: $19,512. Monthly payment on a standard 10-year plan: $222/month. Total repaid: $26,640 ($7,128 in interest).

Breakeven vs high school diploma: 1.4 years. Debt burden: Manageable. Salary needed for comfortable repayment: $26,640.

Strengths

  • Strong focus on education, business, and communication studies.
  • Diverse student body with a significant white population.

Weaknesses

  • High tuition with moderate earnings and debt, indicating potential financial strain on graduates.
  • Graduation rate is below the national average, suggesting potential challenges in completing a degree.

Academic Profile

ACT Midpoint: 20. Retention Rate: 61.8%.

Saint Mary-of-the-Woods College distinguishes itself with a strong emphasis on personalized education, particularly evident in its robust offerings in nursing, education, and its unique equine studies program. The nursing program, a flagship at SMWC, is highly regarded for its hands-on clinical experiences and strong graduate placement rates, preparing students for critical roles in healthcare. Similarly, the education department cultivates skilled and compassionate teachers, with many graduates finding positions in local and regional school districts. The equine program is a standout, offering specialized tracks in areas like equine business management and therapeutic horsemanship, leveraging the college's extensive equestrian facilities. With a student-faculty ratio that is likely quite low given the small student population (though specific data is unavailable), students can expect individualized attention from faculty who are often deeply engaged in their fields and dedicated to mentorship. Research opportunities, while perhaps not as extensive as at large research universities, are available, particularly for students in science and health-related fields, often involving faculty-led projects. The college likely offers academic support services such as tutoring, writing centers, and advising to ensure students have the resources to succeed. While specific honors programs are not detailed, it's reasonable to assume that high-achieving students would find opportunities for enriched academic experiences. Study abroad options, though potentially less varied than at larger institutions, would likely focus on programs that align with the college's mission and student interests.

Financial Aid Guide for Saint Mary-of-the-Woods College

Pell Grant recipients: 49.9%. Students taking federal loans: 48.3%.

Navigating financial aid at Saint Mary-of-the-Woods College involves understanding both merit-based and need-based opportunities. Given its private status and the tuition figure of $35,270, financial aid is crucial for most students. SMWC likely offers a range of merit scholarships based on academic achievement (GPA, high school coursework), which can significantly reduce the sticker price. These scholarships can range from a few thousand dollars to a substantial portion of tuition, depending on the student's profile. Need-based aid, determined by the FAFSA, will include federal grants like the Pell Grant (though specific rates are unavailable) and state grants, as well as institutional grants and loans. Work-study opportunities are also a common component of aid packages, providing students with on-campus employment to help cover living expenses. For families with an annual income below $50,000, it's plausible that a significant portion of tuition and fees could be covered by a combination of grants, scholarships, and federal loans. For families with higher incomes, merit scholarships will play a more critical role in affordability. While SMWC aims to make education accessible, negotiating aid packages might be challenging compared to larger institutions; however, presenting a strong case with external scholarship offers or significant changes in financial circumstances could be considered. It's essential for prospective students to complete the FAFSA early and explore any specific scholarships offered directly by the college, often detailed on their financial aid website.

Hidden Costs at Saint Mary-of-the-Woods College

  • Room and board costs can add approximately $10,000 - $15,000 per academic year, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can easily cost between $800 - $1,200 annually, with some specialized courses requiring more expensive resources.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 - $1,000 per year.
  • Transportation costs, including travel home for breaks and local travel, can vary widely but budget at least $500 - $1,500 annually.
  • Personal expenses such as toiletries, laundry, entertainment, and snacks can add $1,000 - $2,000 per year.
  • Health insurance, if not covered by a parent's plan, can be an additional cost, potentially ranging from $2,000 - $4,000 annually.
  • Parking permits for students who bring vehicles to campus may cost $100 - $300 per year.

Alumni Outcomes & Career Paths

Saint Mary-of-the-Woods College (SMWC) graduates often find opportunities within the healthcare sector, a strong focus for the institution, particularly in nursing and health sciences. Major employers in the Terre Haute area and surrounding regions that frequently recruit SMWC alumni include Union Health, Terre Haute Regional Hospital, and various long-term care facilities. Beyond healthcare, graduates in business and education programs may find roles in local school districts like Vigo County School Corporation, or in regional businesses. While specific data on major employer recruitment pipelines is limited, the college emphasizes hands-on experience through internships. These are often secured at local healthcare providers, non-profits, and educational institutions. Geographic hiring patterns tend to favor Indiana, especially the western part of the state, and to a lesser extent, Illinois. Graduate school placement rates are not prominently published, but programs like nursing often see graduates pursue advanced degrees or certifications to specialize. Notable alumni are not widely publicized in a way that directly reflects current job market trends, but the college's history suggests a strong network within Catholic education and healthcare. Career services at SMWC are designed to support students in finding internships and post-graduation employment, though their reach and effectiveness in placing graduates in high-paying roles nationally is not extensively documented. The alumni network, while potentially strong within Indiana, may have less national penetration compared to larger institutions.

Campus Life & Culture at Saint Mary-of-the-Woods College

The student body at Saint Mary-of-the-Woods College is characterized by its relatively small size and a strong sense of community, likely drawing a significant portion of its students from Indiana and surrounding Midwestern states. The college's mission and Catholic heritage suggest that students who thrive here are often seeking a supportive, values-driven educational environment where personal growth and leadership development are emphasized alongside academics.

Saint Mary-of-the-Woods College (SMWC), nestled in the serene landscape of Saint Mary of the Woods, Indiana, offers a distinctively intimate and community-focused campus experience. With a student body of around 850, the vibe here is less about sprawling parties and more about deep connections and shared purpose. The college's strong Catholic heritage, rooted in the legacy of the Sisters of Providence, permeates campus life, fostering a sense of spiritual and personal growth alongside academic pursuits. Student organizations are a vibrant part of life, ranging from academic clubs tied to specific majors like nursing and education to interest-based groups such as the Art Club and the Equine Program's student association. While Greek life isn't a feature, the strong sense of community often fills that social niche, with students forming close-knit friend groups and participating in campus-wide events. Housing is primarily on-campus, with traditional residence halls providing a communal living experience. The dining hall is the central hub for meals, offering a chance to connect with peers and faculty. Athletics, particularly equestrian sports, are a significant draw and a source of pride, with dedicated facilities and a passionate following. The overall atmosphere is one of support, respect, and a shared commitment to the college's mission of empowering women and men to lead with conscience and compassion. Expect a campus where traditions like the annual Christmas Festival and the Senior Ring Ceremony are cherished, and where the natural beauty of the surroundings encourages reflection and outdoor activities.

Campus Highlights

  • The historic Church of the Immaculate Conception, a stunning architectural centerpiece on campus.
  • The renowned Equine Program with extensive facilities, including stables, arenas, and riding trails.
  • The strong legacy and presence of the Sisters of Providence, influencing the college's mission and values.
  • The beautiful, expansive natural setting offering a peaceful and inspiring environment for study.
  • A close-knit community feel where students often form lifelong friendships and strong support networks.
  • The emphasis on service and social justice, encouraging students to make a positive impact.
  • The intimate class sizes fostering personalized attention from faculty.

Location & Regional Advantages

Saint Mary-of-the-Woods College is situated in Saint Mary of the Woods, Indiana, a semi-rural setting just outside Terre Haute. This location offers a quiet, focused academic environment, which can be appealing for students seeking an escape from urban distractions. The local job market in Terre Haute is primarily driven by healthcare, education, and some manufacturing. Proximity to Indianapolis, Indiana's largest city and economic hub, is about a 1.5-hour drive, offering access to a broader range of industries including life sciences, technology, and logistics. However, the immediate area around SMWC is not a major industry hub. The cost of living in Terre Haute is significantly lower than the national average, making student expenses more manageable. Quality of life is characterized by a slower pace, with access to outdoor recreational activities. Weather is typical of the Midwest, with distinct seasons including cold winters and warm summers. Safety is generally good in the immediate college vicinity and Terre Haute. The geographic location's primary impact on career opportunities post-graduation is a tendency for alumni to remain in Indiana or the Midwest, particularly in sectors where the college has strong program ties, like healthcare and education. While not close to major metropolitan job markets, the lower cost of living can make starting a career here more financially feasible.

How to Get Into Saint Mary-of-the-Woods College

Saint Mary-of-the-Woods College, with an admission rate of 72.4%, is considered moderately selective. The admissions office likely values a holistic review, looking beyond just grades and test scores (which are not provided, suggesting they may not be a primary focus or are optional). Strong high school coursework, a clear demonstration of interest in SMWC's mission and programs, and a well-written essay are likely key components. Focus your essay on how your values align with the college's Catholic heritage and its commitment to empowering women and men, or highlight experiences that showcase leadership, service, or resilience. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. There's no mention of Early Decision (ED) or Early Action (EA) advantages, suggesting these may not be offered or do not provide a significant boost in admission. The ideal applicant likely has a GPA that reflects solid academic performance in high school, perhaps in the B+ to A- range, and a genuine enthusiasm for the unique educational environment SMWC provides. The application timeline should aim for submission well before any stated deadlines, ideally by late fall or early winter of your senior year, to allow ample time for review and financial aid processing.

How Saint Mary-of-the-Woods College Compares to Similar Schools

Similar schools: Saint Mary's College (Notre Dame, IN), Trine University (Angola, IN), Marian University (Indianapolis, IN), Rose-Hulman Institute of Technology (Terre Haute, IN)

Advantages

  • Lower cost of living in the immediate Terre Haute area compared to more urban peer locations.
  • Strong historical ties to Catholic traditions and a focus on women's leadership, which may appeal to a specific student demographic.
  • Smaller class sizes and a more intimate campus environment compared to larger universities.

Disadvantages

  • Significantly lower median earnings post-graduation compared to peers like Rose-Hulman or even Marian University.
  • Lower graduation rate (49.1%) compared to most comparable institutions, suggesting potential retention or completion challenges.
  • Less national recognition and a more localized alumni network compared to more established or specialized institutions.

Best For

  • Prospective students interested in a small, close-knit community with a strong focus on education and communication studies.
  • Students seeking a diverse range of majors with a balanced approach to academics and career preparation.

Avoid If

  • Students looking for a high-earning potential or low-debt outcomes may want to consider other options.
  • Those seeking a larger campus with more resources and extracurricular activities might find other institutions more suitable.

Frequently Asked Questions about Saint Mary-of-the-Woods College

How much does it cost to attend Saint Mary-of-the-Woods College?

In-state tuition at Saint Mary-of-the-Woods College is $35,270 per year, and out-of-state tuition is $35,270 per year. The median student debt at graduation is $19,512.

What is the acceptance rate at Saint Mary-of-the-Woods College?

Saint Mary-of-the-Woods College has an acceptance rate of 72.4%.

What is the graduation rate at Saint Mary-of-the-Woods College?

Saint Mary-of-the-Woods College has a graduation rate of 49.1%.

How much do Saint Mary-of-the-Woods College graduates earn?

The median earnings for Saint Mary-of-the-Woods College graduates 10 years after enrollment is $43,845. With median debt of $19,512, graduates earn roughly 2.2x their debt level annually.

How big is Saint Mary-of-the-Woods College?

Saint Mary-of-the-Woods College has approximately 853 students and is classified as a small institution. It is located in Saint Mary of the Woods, IN and is a Private Nonprofit institution.

Is Saint Mary-of-the-Woods College worth the cost?

Saint Mary-of-the-Woods College has an ROI score of -69 out of 100. With in-state tuition of $35,270 per year and median post-graduation earnings of $43,845, the data suggests the return on investment may be below average.

Where is Saint Mary-of-the-Woods College located?

Saint Mary-of-the-Woods College is located in Saint Mary of the Woods, IN. It is a Private Nonprofit institution with approximately 853 students.

How much student debt do Saint Mary-of-the-Woods College graduates have?

The median student debt for Saint Mary-of-the-Woods College graduates is $19,512. With median earnings of $43,845 ten years after enrollment, graduates can expect a debt-to-income ratio of 45%.

Is Saint Mary-of-the-Woods College a good college?

Saint Mary-of-the-Woods College has a graduation rate of 49.1% and median post-graduation earnings of $43,845. High tuition with moderate earnings and debt, suggesting a need for careful financial planning.

How does Saint Mary-of-the-Woods College compare to similar colleges?

Graduation rate is below the national average, indicating potential challenges in completing a degree. Compared to peer institutions, Saint Mary-of-the-Woods College has higher tuition and moderate earnings, making it less financially attractive.

What career prospects do Saint Mary-of-the-Woods College graduates have?

Graduates are well-prepared for entry-level positions in education, business, and communication fields.

What should prospective students know about Saint Mary-of-the-Woods College?

Located in a small town, it may not offer the same networking opportunities as larger institutions in major cities.

What makes Saint Mary-of-the-Woods College stand out?

Diverse student body with a significant white population and a small number of Asian students.

What are the pros and cons of attending Saint Mary-of-the-Woods College?

Offers a range of majors but lacks specific data on program quality or student satisfaction.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.