Saint Leo University

Saint Leo, FL 33574-6665 — Private Nonprofit

Value Score: 65/100 | ROI Score: -60 | Affordability Score: 55/100

Tuition (In-State): $30,000 | Out-of-State: $30,000

Acceptance Rate: 78.4% | Graduation Rate: 46.8% | Retention Rate: 59.2%

Median Earnings (10yr): $48,364 | Median Debt: $25,278

ACT Midpoint: 22

Student Body Size: 6,721 (medium)

Pell Grant Recipients: 32.5% | Federal Loan Rate: 32.0%

Average Faculty Salary: $8,688/month

Tuition & Affordability Analysis

In-state tuition at Saint Leo University is $30,000 per year, which is 24% below the national average for private institutions.

Out-of-state students pay $30,000/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $120,000 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Leo University:

Families earning $0–$30,000: $19,602/year
Families earning $30,001–$48,000: $17,699/year
Families earning $48,001–$75,000: $19,823/year
Families earning $75,001–$110,000: $23,707/year
Families earning $110,000+: $25,780/year

Low-income families receive an average discount of $10,398/year, paying just 65% of the sticker price.

Admissions Snapshot

Saint Leo University has an acceptance rate of 78.4%, placing it in the Less Selective (70–85%) category. This means roughly 2,143 students apply each year.

The ACT midpoint is 22, 5% above the national average.

Graduate Outcomes & Return on Investment

46.8% of students at Saint Leo University complete their degree, 24% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 59.2% (27% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Saint Leo University earn a median salary of $48,364 ten years after enrollment, 18% above the national average. This represents a $13,364/year earnings premium over the average high school diploma holder, or $400,920 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,278, 18% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $274/month, with a total repayment of $32,880 (including $7,602 in interest).

Debt-to-Earnings Ratio: 0.52x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Leo University pays for itself in approximately 9 years. This is a reasonable investment timeline.

Financial Aid Profile

32.5% of students at Saint Leo University receive Pell Grants (federal need-based aid for families earning under ~$60,000), near the national average. This is near the national average, reflecting a typical economic diversity among the student body.

32.0% of students take federal loans, 32% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $8,688/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Saint Leo University enrolls 6,721 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 89/100 (higher = more diverse). Saint Leo University has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 24%, Hispanic 16%, Black 17%, Asian 1%.

Saint Leo University: Above-Average Earnings but High Debt and Low Graduation Rate

Saint Leo University: A Path to Purpose, But Mind the Price Tag
Beyond the Sunshine State: Tracking Saint Leo Alumni Careers
Is Saint Leo University's Investment Worth the Return?

Report Card: Overall Grade D+

Saint Leo University receives an overall grade of D+ based on six dimensions:

Academics: D
Value: F
Outcomes: C+
Affordability: B+

College Analysis

Saint Leo University is a Private Nonprofit institution in Saint Leo, FL with approximately 6,721 students. Saint Leo University has a relatively low graduation rate, which may indicate challenges in academic support or student engagement. The median earnings 10 years after graduation are above the national average, suggesting a good return on investment for graduates. The university's median debt is above the national average, which could be a concern for students considering the cost of attendance. The admission rate is relatively high, indicating that the university may be more accessible to a broader range of students.

The Verdict: Is Saint Leo University Worth It?

Saint Leo University presents a challenging value proposition, primarily due to its median 10-year earnings of $48,364 falling significantly below the national average for college graduates, and its out-of-state tuition of $30,000. With a median debt of $25,278, graduates face a debt-to-earnings ratio that requires careful financial planning. The estimated time to pay off this debt, assuming a reasonable portion of income is allocated, could be substantial, potentially exceeding 5-7 years, especially when considering living expenses. The university's ROI score of -60 further underscores concerns about the financial return on investment. While the university offers a supportive environment and access to the Tampa Bay job market, the relatively low median earnings suggest that graduates may struggle to recoup their educational investment quickly compared to peers from other institutions. For students seeking a strong financial return, Saint Leo may not be the most cost-effective choice. However, for individuals prioritizing a specific program, a particular campus experience, or who have secured significant scholarships, the value could be enhanced. Overall, based purely on financial metrics, Saint Leo appears overpriced, and prospective students should thoroughly investigate program-specific outcomes and seek substantial financial aid.

Return on Investment

While the earnings potential is strong, the high median debt and low graduation rate suggest that the degree may not be worth the cost for some students.

Debt Reality Check

Median student debt at Saint Leo University: $25,278. Monthly payment on a standard 10-year plan: $287/month. Total repaid: $34,440 ($9,162 in interest).

Breakeven vs high school diploma: 1.4 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,440.

Strengths

Above-average earnings 10 years after graduation
Accessible institution with a high admission rate

Weaknesses

High median debt
Low graduation rate

Academic Profile

ACT Midpoint: 22. Retention Rate: 59.2%.

Saint Leo University offers a broad range of undergraduate and graduate programs, with particular strengths in its College of Business and its College of Education and Social Services. The Bachelor of Arts in Elementary Education and the Bachelor of Science in Accounting are frequently cited as popular and robust programs. While specific faculty salary data isn't readily available, the university emphasizes a student-faculty ratio that allows for personalized attention, a hallmark of its Benedictine tradition. Students seeking an enriched academic experience can explore the University Honors Program, which provides advanced coursework, research opportunities, and a close-knit cohort. Research opportunities are available, particularly for students engaged in science, business, and education fields, often involving faculty mentorship. Saint Leo also encourages global perspectives through its study abroad programs, with partnerships allowing students to experience diverse cultures and academic environments. Academic support is robust, with the Academic Success Center offering tutoring, academic coaching, and resources for students needing extra assistance. The university's commitment to a liberal arts education, infused with its values-based approach, aims to develop critical thinking and lifelong learning skills across all disciplines.

Financial Aid Guide for Saint Leo University

Pell Grant recipients: 32.5%. Students taking federal loans: 32.0%.

Navigating financial aid at Saint Leo University involves understanding both merit-based and need-based aid. As a private institution, Saint Leo offers a range of institutional scholarships and grants designed to attract a diverse student body. Merit scholarships are often awarded automatically based on academic achievement (GPA and test scores, though these are not currently a primary focus for admission). For the 2023-2024 academic year, institutional aid can significantly reduce the sticker price of $30,000 in tuition. For instance, a student with strong academic credentials might receive $15,000-$20,000 in merit aid. Need-based aid, determined by the FAFSA, is also crucial. Families with an Expected Family Contribution (EFC) below $10,000 could potentially receive substantial need-based grants and institutional aid, bringing the net cost down considerably. Work-study opportunities are available for eligible students, providing on-campus employment to help cover living expenses. Typical aid packages for students from lower-income backgrounds (e.g., Pell-eligible families) might combine institutional grants, federal grants, and work-study, potentially covering a significant portion of tuition and fees. Scholarship tips include applying early, exploring external scholarships, and highlighting community service and leadership in applications. Negotiating aid at Saint Leo is possible, especially if you have competing offers from similar institutions, but it's generally more effective for students with strong academic profiles or unique circumstances. Be prepared to present documentation supporting your request.

Hidden Costs at Saint Leo University

Room and board costs can range from approximately $12,000 to $15,000 per academic year, depending on the chosen housing and meal plan.
Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 annually.
Transportation costs, especially for students commuting from off-campus or traveling home, can vary widely but budget at least $500-$1,000 for gas, maintenance, or public transport.
Parking permits for students with vehicles on campus typically cost between $100 and $300 per academic year.
Personal expenses, including toiletries, laundry, entertainment, and snacks, can easily add up to $1,500 to $2,500 per year.
Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually through the university's plan.

Alumni Outcomes & Career Paths

Saint Leo University graduates enter a diverse job market, with alumni finding roles in sectors such as education, healthcare, business, and public safety. While specific major employer recruitment data is not publicly detailed, common industries for Saint Leo alumni include K-12 education, healthcare administration, and roles within local and state government agencies. The university's strong ties to the Tampa Bay area mean many graduates find employment with organizations like BayCare Health System, HCA Healthcare, and various school districts across Florida. For those pursuing further education, graduate school placement rates are not prominently published, but the university offers programs that can prepare students for advanced studies in fields like business and education. Notable alumni include former NFL player and coach Tony Dungy, who serves as a testament to the university's reach beyond academia. Career services at Saint Leo are focused on providing personalized guidance, resume workshops, and interview preparation, aiming to connect students with internship and job opportunities. The university emphasizes internship pipelines, particularly within the vibrant Tampa Bay business community, offering students practical experience with companies like TECO Energy and Publix. Geographic hiring patterns show a strong concentration of alumni within Florida, especially in the Tampa-St. Petersburg-Clearwater metropolitan area, though graduates also find positions across the southeastern United States.

Campus Life & Culture at Saint Leo University

Saint Leo University serves a diverse student body, with a significant portion of students coming from Florida, but also attracting individuals from across the United States and internationally. The university's Catholic and Benedictine heritage appeals to students seeking a values-centered education, though it welcomes individuals from all backgrounds. Students who thrive here are often community-minded, engaged, and appreciate a supportive, close-knit campus environment where personal growth is as important as academic achievement.

Saint Leo University, nestled in the heart of Florida, offers a distinct campus experience rooted in its Catholic tradition and Benedictine values. The 'vibe' here is often described as friendly, community-oriented, and supportive, with a strong emphasis on personal growth and service. The 320-acre campus, centered around the historic McDonald Hall and the iconic San Antonio Falls, provides a picturesque setting for student life. Residential life is a cornerstone, with a variety of housing options ranging from traditional dorms in buildings like Bishop Healy Hall to apartment-style living for upperclassmen. Most freshmen are required to live on campus, fostering a close-knit community. Dining services are managed by Sodexo, offering meal plans that cater to different needs, with the main dining hall in the Student Activities Building being a central hub. Beyond academics, Saint Leo boasts over 50 student organizations, covering a wide spectrum of interests from academic clubs and cultural groups to service organizations and intramural sports. The university's athletic teams, the Lions, compete in the NCAA Division II Sunshine State Conference, generating significant school spirit, especially during homecoming and major sporting events. Greek life is present but not dominant, with a few fraternities and sororities contributing to the social fabric. Weekends often involve campus events, local excursions to nearby Tampa or Orlando, or simply enjoying the natural beauty of the surrounding Pasco County landscape. The strong sense of community is palpable, making it a place where students often form lifelong friendships.

Campus Highlights

The historic San Antonio Falls, a natural spring-fed waterfall on campus, offering a serene and iconic landmark.
The Saint Leo Abbey Church, a beautiful and active place of worship that is central to the university's Catholic and Benedictine identity.
A strong emphasis on community service, deeply ingrained in the university's mission and offering numerous opportunities for student involvement.
The picturesque 320-acre campus, providing a tranquil, nature-filled environment conducive to study and reflection.
The Lions athletic program, competing in NCAA Division II, fostering a spirited campus atmosphere and strong alumni connections.
The University Campus Ministry, offering spiritual guidance and a welcoming community for students of all faiths.
Proximity to major Florida cities like Tampa and Orlando, offering students access to internships, entertainment, and cultural experiences.

Location & Regional Advantages

Saint Leo University's location in Saint Leo, Florida, offers a unique blend of rural tranquility and proximity to a major metropolitan hub. Situated in Pasco County, the immediate area is characterized by a lower cost of living compared to the bustling urban centers of Tampa or Orlando. This affordability can extend the value of a graduate's starting salary. The university's primary geographic advantage lies in its relative proximity to Tampa, approximately 45 minutes away. Tampa is a significant economic engine for the region, boasting a diverse job market with strengths in healthcare (BayCare, HCA), finance (Wells Fargo, Bank of America operations), logistics, and a growing tech sector. Proximity to Tampa also means access to major transportation networks, including Tampa International Airport, facilitating both internships and post-graduation job searches. While Saint Leo itself is not directly within an industry hub, its location provides a balance: a quieter, more focused academic environment with convenient access to the career opportunities and cultural amenities of a major city. The quality of life in the surrounding Tampa Bay area is generally high, with abundant sunshine, beaches, and a growing culinary and arts scene. Safety in the immediate vicinity of the university is typically good, though like any area, it requires standard precautions. This location allows Saint Leo to offer a more traditional, close-knit campus feel while still positioning graduates within reach of significant employment prospects.

How to Get Into Saint Leo University

Saint Leo University's admission rate of 78.4% suggests a moderately selective admissions process. While not highly competitive, a thoughtful application is still key. The admissions committee looks for students who will thrive in their community-oriented, values-driven environment. Focus on demonstrating your potential for academic success and your alignment with the university's Benedictine mission. Since SAT/ACT scores are not a primary factor (indicated by N/A data), your GPA and the rigor of your high school curriculum will be heavily weighted. Highlighting strong performance in core subjects is crucial. Essays are an excellent opportunity to showcase your personality, your commitment to service, and your reasons for choosing Saint Leo. Topics that explore leadership, overcoming challenges, or your desire to contribute to a faith-based community often resonate well. Demonstrated interest, while not explicitly stated as a policy, is always beneficial; this can include attending virtual or in-person information sessions, visiting campus (if possible), and engaging with admissions counselors. The application timeline typically involves applying by the regular decision deadline, usually in the spring (e.g., March or April), though earlier application is always encouraged to maximize scholarship opportunities. Ensure all required materials, including transcripts and letters of recommendation, are submitted promptly.

How Saint Leo University Compares to Similar Schools

Similar schools: University of Tampa, Eckerd College, Florida Southern College, Rollins College

Advantages

Lower cost of living in the immediate Saint Leo area compared to urban campuses.
Stronger focus on specific niche programs or a more traditional, smaller-university feel.
Potentially more personalized attention due to smaller class sizes in some programs.

Disadvantages

Lower median graduate earnings compared to many regional peers.
Less robust alumni network and brand recognition in broader national markets.
Lower graduation rates suggest potential challenges with student retention or academic support.

Best For

Students who prioritize high graduation rates and low debt levels may want to consider other institutions.
Prospective students should carefully evaluate the financial aid options available to manage debt.
Students looking for a more selective institution with higher graduation rates may find better fit elsewhere.

Avoid If

Students who are looking for a more selective institution with higher graduation rates and lower debt levels should avoid Saint Leo University.
Prospective students who need a more accessible institution with a higher admission rate should consider Saint Leo University.

Frequently Asked Questions about Saint Leo University

How much does it cost to attend Saint Leo University?

In-state tuition at Saint Leo University is $30,000 per year, and out-of-state tuition is $30,000 per year. The median student debt at graduation is $25,278.

What is the acceptance rate at Saint Leo University?

Saint Leo University has an acceptance rate of 78.4%.

What is the graduation rate at Saint Leo University?

Saint Leo University has a graduation rate of 46.8%.

How much do Saint Leo University graduates earn?

The median earnings for Saint Leo University graduates 10 years after enrollment is $48,364. With median debt of $25,278, graduates earn roughly 1.9x their debt level annually.

How big is Saint Leo University?

Saint Leo University has approximately 6,721 students and is classified as a medium institution. It is located in Saint Leo, FL and is a Private Nonprofit institution.

Is Saint Leo University worth the cost?

Saint Leo University has an ROI score of -60 out of 100. With in-state tuition of $30,000 per year and median post-graduation earnings of $48,364, the data suggests the return on investment may be below average.

Where is Saint Leo University located?

Saint Leo University is located in Saint Leo, FL. It is a Private Nonprofit institution with approximately 6,721 students.

How much student debt do Saint Leo University graduates have?

The median student debt for Saint Leo University graduates is $25,278. With median earnings of $48,364 ten years after enrollment, graduates can expect a debt-to-income ratio of 52%.

Is Saint Leo University a good college?

Saint Leo University has a graduation rate of 46.8% and median post-graduation earnings of $48,364. Graduation rate is 46.84%, lower than the national average for similar institutions.

How does Saint Leo University compare to similar colleges?

Median debt of $25,278 is above the national average for private non-profit universities. Compared to peer institutions, Saint Leo University offers above-average earnings but has a high median debt and a low graduation rate.

What career prospects do Saint Leo University graduates have?

Graduates of Saint Leo University can expect to enter the workforce with above-average earnings, making it a good choice for students prioritizing career outcomes.

What should prospective students know about Saint Leo University?

Saint Leo University is well-positioned in the market for students seeking a private, accessible, and affordable option with good earning potential.

What makes Saint Leo University stand out?

Median earnings 10 years after graduation are $48,364, above the national average.

What are the pros and cons of attending Saint Leo University?

Admission rate is 78.4%, indicating a more accessible institution compared to peers.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.