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Saint Joseph's University - Philadelphia

Philadelphia, PA 19131-1395 — Private Nonprofit

Value Score: 65/100 | ROI Score: -59 | Affordability Score: 55/100

Tuition (In-State): $53,260 | Out-of-State: $53,260

Acceptance Rate: 88.8% | Graduation Rate: 79.3% | Retention Rate: 88.7%

Median Earnings (10yr): $86,881 | Median Debt: $25,500

SAT Average: 1258 | ACT Midpoint: 28

Student Body Size: 4,948 (medium)

Pell Grant Recipients: 19.8% | Federal Loan Rate: 56.2%

Average Faculty Salary: $11,284/month

Tuition & Affordability Analysis

In-state tuition at Saint Joseph's University - Philadelphia is $53,260 per year, which is 35% above the national average for private institutions.

Out-of-state students pay $53,260/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $213,040 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Joseph's University - Philadelphia:

  • Families earning $0–$30,000: $22,570/year
  • Families earning $30,001–$48,000: $23,022/year
  • Families earning $48,001–$75,000: $24,297/year
  • Families earning $75,001–$110,000: $28,772/year
  • Families earning $110,000+: $33,222/year

Low-income families receive an average discount of $30,690/year, paying just 42% of the sticker price.

Admissions Snapshot

Saint Joseph's University - Philadelphia has an acceptance rate of 88.8%, placing it in the Open Admission (85%+) category. This means roughly 1,393 students apply each year.

Saint Joseph's University - Philadelphia accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1258, 19% above the national average. This reflects a strong academic student body.

The ACT midpoint is 28, 33% above the national average.

Graduate Outcomes & Return on Investment

79.3% of students at Saint Joseph's University - Philadelphia complete their degree, 28% above the national average. This is a solid graduation rate.

First-year retention rate: 88.7% (9% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Saint Joseph's University - Philadelphia earn a median salary of $86,881 ten years after enrollment, 112% above the national average. This represents a $51,881/year earnings premium over the average high school diploma holder, or $1,556,430 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,500, 19% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $277/month, with a total repayment of $33,240 (including $7,740 in interest).

Debt-to-Earnings Ratio: 0.29x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Joseph's University - Philadelphia pays for itself in approximately 5 years. This is an excellent return on investment.

Financial Aid Profile

19.8% of students at Saint Joseph's University - Philadelphia receive Pell Grants (federal need-based aid for families earning under ~$60,000), 40% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

56.2% of students take federal loans, 20% above the national average. This is a moderate borrowing rate.

Average faculty salary: $11,284/month, 29% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Saint Joseph's University - Philadelphia enrolls 4,948 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 51/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 68%, Hispanic 9%, Black 7%, Asian 9%.

Saint Joseph's University - Philadelphia: Medium-sized Private Nonprofit with Strong Academic Outcomes and High Tuition

Report Card: Overall Grade C-

Saint Joseph's University - Philadelphia receives an overall grade of C- based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: A
  • Affordability: C-

College Analysis

Saint Joseph's University - Philadelphia is a Private Nonprofit institution in Philadelphia, PA with approximately 4,948 students. Academics: Strong with a high graduation rate and above-average earnings. Value: Below average in terms of affordability and ROI. Outcomes: Good job placement and earnings potential, but high student debt.

The Verdict: Is Saint Joseph's University - Philadelphia Worth It?

Based on the data, Saint Joseph's University presents a challenging value proposition, leaning towards being **overpriced** for many students, especially those without substantial financial aid. With an annual tuition of $53,260 for both in-state and out-of-state students, it's a significant investment. While the median earnings 10 years after graduation are a respectable $86,881, the median debt of $25,500, combined with a concerning ROI Score of -59, suggests that the financial return on investment is not strong for a considerable portion of graduates. To put this into perspective, a student graduating with the median debt of $25,500 would need to dedicate a substantial portion of their early career earnings to loan repayment. Assuming a standard 10-year repayment plan at a typical interest rate (e.g., 5%), monthly payments could be around $270. While the $86,881 median salary is good, the high tuition means that the initial cost burden can outweigh the long-term earning potential for many, particularly if they don't land in the highest-paying fields or receive minimal aid. For a school with an 88.8% admission rate, this price point is particularly steep. **Recommendation:** Saint Joseph's University is a strong regional institution with a good reputation, particularly in business and health sciences, and a valuable alumni network. However, prospective students must be extremely diligent in securing significant scholarships or grants to make the investment financially viable. Without substantial aid, it is difficult to justify the high sticker price given the negative ROI score. It is not a hidden gem in terms of value; rather, it's a quality institution that demands careful financial planning to avoid becoming an overpriced endeavor.

Return on Investment

While the degree from Saint Joseph's University can lead to good job prospects and earnings, the high cost and student debt may not make it a cost-effective choice.

Debt Reality Check

Median student debt at Saint Joseph's University - Philadelphia: $25,500. Monthly payment on a standard 10-year plan: $290/month. Total repaid: $34,800 ($9,300 in interest).

Breakeven vs high school diploma: 0.4 years. Debt burden: Low. Salary needed for comfortable repayment: $34,800.

Strengths

  • Strong academic programs and good job placement.
  • Above-average earnings 10 years post-graduation.

Weaknesses

  • High tuition and student debt.
  • Below-average affordability score.

Academic Profile

SAT Average: 1258. ACT Midpoint: 28. Retention Rate: 88.7%.

Saint Joseph's University prides itself on a rigorous academic environment rooted in the Jesuit liberal arts tradition, emphasizing critical thinking, ethical leadership, and a commitment to social justice. The Haub School of Business is a major draw, renowned for its specialized programs like Food Marketing, Pharmaceutical & Healthcare Marketing, and Risk Management & Insurance, which boast strong industry connections and internship opportunities. Beyond business, SJU excels in the Health Sciences, offering highly competitive direct-entry programs in Physical Therapy (DPT) and Occupational Therapy (OTD), as well as strong undergraduate tracks in Nursing, Public Health, and Exercise Physiology. The College of Arts and Sciences provides a robust foundation across disciplines, with notable programs in Criminal Justice, Psychology, Biology, and Actuarial Science. Undergraduate research is highly encouraged and accessible, with many students collaborating directly with faculty on projects, often presenting at conferences or co-authoring papers. The University Honors Program offers an enriched curriculum and unique opportunities for high-achieving students. Faculty members, while not having publicly available salary data, are known for their dedication to teaching and mentorship, often fostering close relationships with students due to a favorable student-faculty ratio. Academic support is comprehensive, including a robust Writing Center, peer tutoring services, and dedicated academic advisors who guide students through their four years. Study abroad is a popular option, with SJU leveraging its extensive Jesuit network to offer programs in numerous countries, encouraging global perspectives and immersive cultural experiences. The core curriculum ensures all students receive a broad education, integrating humanities, sciences, and social sciences with a strong ethical component.

Financial Aid Guide for Saint Joseph's University - Philadelphia

Pell Grant recipients: 19.8%. Students taking federal loans: 56.2%.

Navigating financial aid at Saint Joseph's University involves a combination of merit-based scholarships and need-based assistance. SJU is known for offering generous merit scholarships to academically strong applicants, with awards typically ranging from $15,000 to over $30,000 annually. These are primarily based on GPA, rigor of high school curriculum, and sometimes test scores (even with a test-optional policy, strong scores can enhance an application). To be considered for need-based aid, families must complete the FAFSA and, for some institutional grants, the CSS Profile. SJU aims to meet a significant portion of demonstrated financial need, often through a combination of institutional grants (SJU Grant), federal and state grants (like the Pell Grant for eligible students), federal student loans, and work-study opportunities. A typical aid package for a student from a family with an income around $75,000 might include a $20,000 merit scholarship, a $5,000 SJU Grant, a $6,000 Pell Grant, and $5,500 in federal student loans, significantly reducing the $53,260 tuition. For families with higher incomes, say $150,000, aid might lean more heavily on merit scholarships and federal loans. Work-study positions are available, allowing students to earn approximately $2,000-$3,000 per academic year to help cover personal expenses. Scholarship tips include applying early, maintaining a strong academic record, and crafting a compelling essay that highlights your unique contributions. While SJU's median debt is $25,500, proactive scholarship searching can help minimize this. Negotiating aid is realistic here, especially if you have a strong academic profile and competing offers from comparable institutions. It's advisable to present these offers to the financial aid office and respectfully inquire about potential adjustments.

Hidden Costs at Saint Joseph's University - Philadelphia

  • Beyond tuition, students should budget approximately $1,200 - $1,500 annually for textbooks and course materials, which can vary significantly by major.
  • Personal expenses, including toiletries, laundry, entertainment, and incidentals, typically range from $1,500 - $2,500 per year.
  • Transportation costs, whether for SEPTA passes to explore Philadelphia or travel home, can add $500 - $1,000 annually.
  • If not covered by a family plan, the university's health insurance plan can cost around $2,500 - $3,500 per year.
  • Students bringing a car to campus should anticipate a parking permit fee of approximately $500 - $800 per academic year.
  • Various university fees, often bundled as 'activity' or 'technology' fees, can add an additional $500 - $1,000 to the annual cost.
  • For upperclassmen living off-campus, rent in areas like Manayunk or Bala Cynwyd can range from $600 - $1,000 per person per month, plus utilities.

Alumni Outcomes & Career Paths

Saint Joseph's University (SJU) positions its graduates primarily within the robust Mid-Atlantic job market, with a strong emphasis on the Philadelphia metropolitan area. The university's Jesuit tradition fosters a commitment to service and ethical leadership, qualities highly valued by employers. SJU's Haub School of Business is a significant driver of career outcomes, placing graduates into competitive roles in finance, marketing, and pharmaceutical sales. Major employers actively recruiting SJU alumni include regional powerhouses like Vanguard, Deloitte, PwC, EY, and KPMG for accounting and consulting roles. In the healthcare and pharmaceutical sectors, graduates find opportunities at companies such as Merck, GlaxoSmithKline (GSK), Johnson & Johnson, and major hospital systems like Penn Medicine and Jefferson Health. The university also has strong ties to the education sector, with alumni working in school districts and higher education institutions across the region.

Industries where SJU alumni cluster include financial services, healthcare, pharmaceuticals, marketing and advertising, and education. The university's location in Philadelphia provides direct access to these sectors, facilitating internships and post-graduate employment. SJU's Career Development Center is highly regarded, offering personalized advising, resume workshops, interview preparation, and extensive networking events. They leverage a strong alumni network, often referred to as 'The Hawk Hill Mafia,' which is particularly active in the Philadelphia business community, providing mentorship and job leads. Internship pipelines are robust, with many students completing multiple internships at companies like Comcast, Aramark, Urban Outfitters, and various non-profits, often leading to full-time offers.

While specific graduate school placement rates vary by program, SJU graduates frequently pursue advanced degrees in law, medicine, business (MBA), and specialized health sciences. Institutions like Temple University, Villanova University, and the University of Pennsylvania are common destinations for SJU alumni seeking further education. Geographically, the vast majority of SJU graduates remain in the Greater Philadelphia area, followed by other major East Coast cities like New York City, Washington D.C., and Baltimore. Notable alumni include Robert B. Haas (former CEO of Levi Strauss & Co.), John J. McDevitt Jr. (former CEO of The Philadelphia Inquirer), and numerous leaders in regional businesses and public service, underscoring the university's impact on the local and national landscape.

Campus Life & Culture at Saint Joseph's University - Philadelphia

Saint Joseph's University attracts a diverse student body, with a significant representation from Pennsylvania, New Jersey, and the broader Mid-Atlantic region, alongside a growing number of students from across the U.S. and internationally. Students who thrive here are typically community-minded, academically engaged, and possess a genuine interest in service and ethical leadership. They appreciate a campus that balances spirited social life and D1 athletics with rigorous academics and a strong sense of purpose.

Life on Hawk Hill at Saint Joseph's University is defined by a vibrant blend of Jesuit tradition, spirited athletics, and easy access to the cultural hub of Philadelphia. The 'Hawk Will Never Die' isn't just a cheer; it's a mantra reflecting the unwavering spirit and community pride, especially around our Division I Big 5 basketball. Students often describe the campus as having a close-knit, welcoming feel, fostering strong bonds through shared experiences and a commitment to service, a core tenet of Jesuit education. The social scene balances on-campus events, like concerts, comedy shows, and club activities, with off-campus exploration. Many upperclassmen live in the lively Manayunk neighborhood, just a short shuttle ride away, offering a bustling main street with restaurants, shops, and nightlife. For freshmen, housing is primarily on 'The Lawn' in traditional dorms like Villiger and LaFarge, fostering immediate community. Sophomores often transition to apartment-style living on campus, such as in the Rashford and Lannon buildings. Dining options are centered around Campion Dining Hall, offering various stations, alongside grab-and-go spots and cafes like The Perch. Student organizations are incredibly active, ranging from academic and cultural clubs to service groups and intramural sports. While Greek life exists, it's not the dominant social force, allowing for a diverse array of social outlets. Athletics are a huge part of the SJU identity, with students passionately supporting the Hawks across all sports. The campus itself, perched on the edge of Philadelphia and Bala Cynwyd, offers beautiful green spaces like the iconic Hawk Hill, providing stunning city views, while also being just a SEPTA ride away from Center City's museums, restaurants, and entertainment. The overall vibe is one of engaged learning, spirited community, and a strong sense of purpose, preparing students not just for careers, but for lives of meaning.

Campus Highlights

  • The 'Hawk Will Never Die' tradition, where the SJU mascot, The Hawk, continuously flaps its wings at every basketball game, symbolizing unwavering spirit.
  • A strong Jesuit identity emphasizing service, social justice, and a holistic education that develops the whole person.
  • The Haub School of Business, renowned for its specialized programs and strong industry connections, particularly in Food Marketing and Pharmaceutical & Healthcare Marketing.
  • Hawk Hill, the iconic campus landmark offering panoramic views of the Philadelphia skyline, a popular spot for reflection and photos.
  • Exceptional direct-entry Health Sciences programs, including Physical Therapy (DPT) and Occupational Therapy (OTD), providing clear career pathways.
  • Being a proud member of the Big 5, fostering intense local rivalries and a passionate athletic culture, especially in men's basketball.
  • The unique blend of a traditional, green campus feel with easy and frequent access to the vibrant cultural and professional opportunities of Center City Philadelphia.

Location & Regional Advantages

Saint Joseph's University's location in Philadelphia, PA, offers significant geographic advantages that profoundly impact career opportunities. Philadelphia is a dynamic urban center, serving as a major hub for healthcare, pharmaceuticals, education, and financial services. This proximity means SJU students have unparalleled access to internships and entry-level positions at leading companies and institutions. For instance, the city is home to numerous Fortune 500 companies, world-class hospitals (e.g., Penn Medicine, Jefferson Health), and a thriving startup ecosystem, particularly in biotech and fintech. This rich local job market provides diverse opportunities across various disciplines, from business and health sciences to communications and technology.

The cost of living in Philadelphia is generally more affordable than in other major East Coast cities like New York or Boston, though it is higher than the national average. This balance allows graduates to establish themselves without the immediate financial strain found in more expensive markets. The city's quality of life is high, boasting a vibrant arts and culture scene, diverse culinary options, numerous parks, and a rich historical heritage. Philadelphia experiences four distinct seasons, from warm summers to snowy winters, offering a varied climate. While safety is a consideration in any large city, SJU's campus is situated in a relatively safe, residential area on the city's western edge, with robust campus security measures in place.

Proximity to industry hubs is a critical advantage. SJU's campus is well-connected to Center City via public transportation, putting students within easy reach of corporate headquarters, research institutions, and government offices. This accessibility facilitates networking, informational interviews, and part-time work during studies. Post-graduation, the strong regional economy and SJU's established alumni network mean that graduates often find their first jobs within the Philadelphia area, leveraging connections made during their academic careers. The city's continuous growth in key sectors ensures a steady demand for skilled professionals, making SJU's location a powerful asset for career development.

How to Get Into Saint Joseph's University - Philadelphia

With an admission rate of 88.8%, Saint Joseph's University is accessible but still seeks students who are a good fit for its academic and community-oriented environment. Applying Early Action (EA) or Early Decision (ED) can be advantageous; ED demonstrates the highest level of commitment and can slightly boost your chances, while EA offers an early decision without the binding commitment. The admissions office conducts a holistic review, valuing not just strong academic performance but also extracurricular involvement, leadership, community service, and an authentic connection to SJU's mission. While specific SAT/ACT averages aren't provided, successful applicants typically have a B+ average or higher (a 3.0+ unweighted GPA) in a rigorous high school curriculum, including AP or IB courses. SJU is test-optional, so students can choose whether to submit scores, but strong scores can certainly strengthen an application. Your essay is a crucial opportunity to showcase your personality, values, and why SJU is the right place for you; topics that highlight personal growth, a commitment to service, or how you embody Jesuit values often resonate well. Demonstrated interest is important; visiting campus, attending virtual information sessions, or engaging with an admissions counselor can signal your enthusiasm. Aim to submit your application by the Early Action deadline in early November for priority consideration and an earlier decision, or by the Regular Decision deadline in January. A well-rounded application that clearly articulates your academic aspirations and alignment with SJU's community will position you strongly for admission.

How Saint Joseph's University - Philadelphia Compares to Similar Schools

Similar schools: Villanova University, Drexel University, Loyola University Maryland, Seton Hall University

Advantages

  • Strong regional alumni network, particularly in the Philadelphia business community.
  • Jesuit educational tradition emphasizing ethics and service, appealing to specific student values.
  • Excellent location in Philadelphia, offering direct access to diverse internship and job markets.
  • Renowned Haub School of Business with specialized programs like Pharmaceutical Marketing.

Disadvantages

  • High tuition cost relative to its national ranking and admission rate, leading to a negative ROI score.
  • Less diverse student body compared to some urban peers like Drexel or Temple University.
  • Lower national brand recognition compared to a peer like Villanova University.

Best For

  • Prospective students interested in a strong academic experience and good job prospects.
  • Students who can afford the high tuition and are willing to take on significant student debt.

Avoid If

  • Students seeking a more affordable option with similar academic outcomes.
  • Those looking for a lower-cost alternative with comparable earnings potential.

Frequently Asked Questions about Saint Joseph's University - Philadelphia

How much does it cost to attend Saint Joseph's University - Philadelphia?

In-state tuition at Saint Joseph's University - Philadelphia is $53,260 per year, and out-of-state tuition is $53,260 per year. The median student debt at graduation is $25,500.

What is the acceptance rate at Saint Joseph's University - Philadelphia?

Saint Joseph's University - Philadelphia has an acceptance rate of 88.8%.

What is the graduation rate at Saint Joseph's University - Philadelphia?

Saint Joseph's University - Philadelphia has a graduation rate of 79.3%.

How much do Saint Joseph's University - Philadelphia graduates earn?

The median earnings for Saint Joseph's University - Philadelphia graduates 10 years after enrollment is $86,881. With median debt of $25,500, graduates earn roughly 3.4x their debt level annually.

How big is Saint Joseph's University - Philadelphia?

Saint Joseph's University - Philadelphia has approximately 4,948 students and is classified as a medium institution. It is located in Philadelphia, PA and is a Private Nonprofit institution.

Is Saint Joseph's University - Philadelphia worth the cost?

Saint Joseph's University - Philadelphia has an ROI score of -59 out of 100. With in-state tuition of $53,260 per year and median post-graduation earnings of $86,881, the data suggests the return on investment may be below average.

Where is Saint Joseph's University - Philadelphia located?

Saint Joseph's University - Philadelphia is located in Philadelphia, PA. It is a Private Nonprofit institution with approximately 4,948 students.

How much student debt do Saint Joseph's University - Philadelphia graduates have?

The median student debt for Saint Joseph's University - Philadelphia graduates is $25,500. With median earnings of $86,881 ten years after enrollment, graduates can expect a debt-to-income ratio of 29%.

Is Saint Joseph's University - Philadelphia a good college?

Saint Joseph's University - Philadelphia has a graduation rate of 79.3% and median post-graduation earnings of $86,881. High tuition rates with below-average affordability score.

How does Saint Joseph's University - Philadelphia compare to similar colleges?

Graduation rate is above the national average for private universities. Compared to peer institutions, Saint Joseph's University offers strong academic outcomes and good job placement, but the high tuition and student debt make it less affordable.

What career prospects do Saint Joseph's University - Philadelphia graduates have?

Graduates are well-positioned for careers in various fields, but should be aware of the high student debt.

What should prospective students know about Saint Joseph's University - Philadelphia?

Located in a competitive market, Saint Joseph's University faces stiff competition from other private institutions in the Philadelphia area.

What makes Saint Joseph's University - Philadelphia stand out?

Median earnings 10 years post-graduation are above the national average.

What are the pros and cons of attending Saint Joseph's University - Philadelphia?

Student debt is relatively high compared to other institutions.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.