CollegeTuitionData — College Data in Plain English

Saint Elizabeth University

Morristown, NJ 07960 — Private Nonprofit

Value Score: 65/100 | ROI Score: -64 | Affordability Score: 55/100

Tuition (In-State): $36,741 | Out-of-State: $36,741

Acceptance Rate: 71.0% | Graduation Rate: 46.0% | Retention Rate: 64.7%

Median Earnings (10yr): $53,038 | Median Debt: $24,934

Student Body Size: 557 (small)

Pell Grant Recipients: 57.9% | Federal Loan Rate: 65.7%

Average Faculty Salary: $7,875/month

Tuition & Affordability Analysis

In-state tuition at Saint Elizabeth University is $36,741 per year, which is 7% below the national average for private institutions.

Out-of-state students pay $36,741/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $146,964 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Elizabeth University:

  • Families earning $0–$30,000: $20,379/year
  • Families earning $30,001–$48,000: $18,441/year
  • Families earning $48,001–$75,000: $21,866/year
  • Families earning $75,001–$110,000: $31,937/year
  • Families earning $110,000+: $30,559/year

Low-income families receive an average discount of $16,362/year, paying just 55% of the sticker price.

Admissions Snapshot

Saint Elizabeth University has an acceptance rate of 71.0%, placing it in the Less Selective (70–85%) category. This means roughly 196 students apply each year.

Graduate Outcomes & Return on Investment

46.0% of students at Saint Elizabeth University complete their degree, 26% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 64.7% (20% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Saint Elizabeth University earn a median salary of $53,038 ten years after enrollment, 30% above the national average. This represents a $18,038/year earnings premium over the average high school diploma holder, or $541,140 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $24,934, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,586 in interest).

Debt-to-Earnings Ratio: 0.47x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Elizabeth University pays for itself in approximately 9 years. This is a reasonable investment timeline.

Financial Aid Profile

57.9% of students at Saint Elizabeth University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 75% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.

65.7% of students take federal loans, 40% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $7,875/month, 10% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Saint Elizabeth University enrolls 557 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 77/100 (higher = more diverse). Saint Elizabeth University has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 20%, Hispanic 28%, Black 34%, Asian 2%.

Saint Elizabeth University: Small Private Institution with Moderate Value and Strong Academic Focus

Report Card: Overall Grade D+

Saint Elizabeth University receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C+
  • Affordability: B

College Analysis

Saint Elizabeth University is a Private Nonprofit institution in Morristown, NJ with approximately 557 students. Academics: Small class sizes and a strong focus on liberal arts and sciences. Value: Moderate tuition with a relatively low median debt, but a below-average graduation rate. Outcomes: Graduates earn above-average salaries but have a below-average graduation rate.

The Verdict: Is Saint Elizabeth University Worth It?

Based on the data, Saint Elizabeth University presents a challenging value proposition, and for many, it is likely **overpriced**. With an annual tuition of $36,741, a 46% graduation rate, and a median 10-year earnings of $53,038, the return on investment (ROI) score of -64 is a stark indicator. Students graduate with a median debt of $24,934. While a median salary of $53,038 is respectable, dedicating a significant portion of that to repay nearly $25,000 in debt, plus interest, means a substantial financial burden. If a graduate dedicates 10% of their gross median earnings ($5,303.80 annually) to debt repayment, it would take approximately 4.7 years just to pay off the principal, not accounting for interest or living expenses. This timeline is extended by the fact that nearly half of students don't even complete their degree, incurring debt without the full benefit of a diploma. For students with significant financial aid or those pursuing high-earning fields like nursing where the regional demand is strong, the equation might shift slightly. However, for the average student, the high tuition relative to the median earnings and the low graduation rate suggests a poor financial return. It is not a hidden gem; rather, it's a school where prospective students must carefully weigh the cost against their specific career goals and potential financial aid package. **Recommendation: Proceed with extreme caution. Only consider if you receive substantial scholarships or are committed to a high-demand program with clear career pathways, and have a strong plan for timely graduation.**

Return on Investment

While the degree is worth the cost for those who complete their studies, the high median debt and low graduation rate may deter some students.

Debt Reality Check

Median student debt at Saint Elizabeth University: $24,934. Monthly payment on a standard 10-year plan: $283/month. Total repaid: $33,960 ($9,026 in interest).

Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $33,960.

Strengths

  • Strong focus on liberal arts and sciences.
  • Diverse student body.

Weaknesses

  • Below-average graduation rate.
  • Moderate tuition with above-average median debt.

Academic Profile

Retention Rate: 64.7%.

Saint Elizabeth University's academic profile is characterized by its personalized approach and strong professional programs, particularly in fields aligned with its historical mission. With a small student body of 557, students benefit immensely from an exceptionally low student-faculty ratio, ensuring direct access to professors and individualized mentorship. This fosters a learning environment where faculty members are not just instructors but also mentors and advisors. SEU is particularly renowned for its Bachelor of Science in Nursing (BSN) program, which boasts strong clinical placements and prepares graduates for high-demand healthcare careers. The Education department is another cornerstone, offering programs from early childhood to secondary education, often with integrated field experiences. The Social Work (BSW and MSW) programs are highly respected, emphasizing hands-on learning and community engagement, reflecting the university's service-oriented ethos. Other notable areas include Psychology, Biology, and Business Administration, which often incorporate practical, real-world projects. Research opportunities for undergraduates are primarily faculty-mentored projects, capstone experiences, and independent studies, allowing students to delve deeply into their areas of interest with direct guidance. While specific honors programs are not detailed, high-achieving students are typically encouraged to pursue advanced coursework or independent research. Study abroad opportunities are available, often through consortia or direct exchange programs, allowing students to gain global perspectives. Academic support is robust, including a dedicated Writing Center, peer tutoring services, disability support, and comprehensive career services that assist with internships, resume building, and job placement. The emphasis on small class sizes and accessible faculty means students receive the attention needed to thrive academically and professionally.

Financial Aid Guide for Saint Elizabeth University

Pell Grant recipients: 57.9%. Students taking federal loans: 65.7%.

Navigating financial aid at Saint Elizabeth University is crucial, especially with a tuition of $36,741. SEU is committed to making education accessible, and institutional aid plays a significant role in reducing the net cost for many students. Merit-based scholarships are widely available and are a primary tool for attracting strong applicants. These are typically awarded based on academic achievement (GPA, rigor of high school curriculum) and do not require a separate application beyond your admissions application. For example, a student with a strong 'B' average or higher might qualify for an institutional grant or scholarship ranging from $8,000 to $15,000 annually, such as a 'Presidential Scholarship' or 'Dean's Scholarship.' Need-based aid is also a cornerstone, determined by the Free Application for Federal Student Aid (FAFSA). While the Pell Grant rate is N/A, many students with demonstrated financial need will qualify for federal and state grants, in addition to SEU's own need-based grants. A typical aid package for a student with significant need might combine federal Pell Grants (up to ~$7,395), state grants (if applicable, e.g., NJ TAG), SEU institutional grants (potentially $10,000-$20,000), and federal student loans. For a family with an income of $60,000-$80,000, the net cost after grants could realistically fall into the $15,000-$25,000 range before loans. Federal Work-Study is also an option, allowing students to earn money for educational expenses through part-time campus jobs. To maximize your aid, apply early, complete the FAFSA as soon as it opens (October 1st), and submit all requested documents promptly. Scholarship tips include highlighting any leadership, service, or unique talents in your application. While not guaranteed, negotiating aid can be realistic, especially if you have a strong academic profile and competing offers from similar institutions. If your financial circumstances change or you receive a more generous offer elsewhere, contact the financial aid office to discuss your options; they are often willing to work with students to bridge the gap.

Hidden Costs at Saint Elizabeth University

  • On-campus housing (room only) can add an estimated $8,000 - $10,000 per year, depending on room type and amenities.
  • A mandatory meal plan typically costs around $5,000 - $6,000 annually for resident students, covering most meals.
  • Textbooks and course materials are an often-underestimated expense, averaging $1,200 - $1,500 per year.
  • University fees, beyond tuition, can include technology fees, activity fees, and health service fees, totaling approximately $1,000 - $1,500 annually.
  • Personal expenses for laundry, toiletries, entertainment, and incidentals should be budgeted at $1,500 - $2,000 per year.
  • Transportation costs, whether for commuting, weekend trips home, or off-campus activities, can range from $500 - $1,500 depending on distance and frequency.
  • Health insurance is required; if not covered by a family plan, the university's student health insurance plan could add $2,000 - $3,000 annually.

Alumni Outcomes & Career Paths

Graduates of Saint Elizabeth University primarily find their footing in the robust job market of Northern New Jersey and the broader New York metropolitan area, leveraging the institution's strong regional connections. Given its historical roots and program strengths, alumni frequently cluster in the healthcare, education, and social services sectors. Major employers that actively recruit from SEU or where alumni are prominently found include leading healthcare systems such as Atlantic Health System (especially Morristown Medical Center), RWJBarnabas Health, and Hackensack Meridian Health. Many graduates also enter the public education system, securing positions in local school districts like the Morris School District, Parsippany-Troy Hills School District, and West Orange Public Schools, often as teachers, counselors, or administrators. The non-profit sector is another significant destination, with alumni working for organizations like the United Way of Northern New Jersey, various community service agencies, and local religious institutions.

While specific graduate school placement rates are not publicly detailed, students often pursue advanced degrees in fields like nursing (MSN, DNP), education (M.Ed., Ed.D.), social work (MSW), and business (MBA) at regional universities such such as Rutgers University, Seton Hall University, Montclair State University, and Fairleigh Dickinson University. The university's Career Services office plays a crucial role in connecting students with these opportunities, offering personalized resume and interview coaching, hosting career fairs, and facilitating networking events with local employers. They actively cultivate internship pipelines, particularly in healthcare settings, local schools, and non-profit organizations, providing students with invaluable hands-on experience before graduation. Geographically, the vast majority of graduates remain within a 50-mile radius of Morristown, NJ, capitalizing on the strong local economy and commuter access to New York City. While notable alumni with national recognition may be less common for a school of this size, many graduates become impactful leaders and professionals within their local communities, contributing significantly to the regional workforce.

Campus Life & Culture at Saint Elizabeth University

The student body at Saint Elizabeth University is a diverse mix, primarily drawing from New Jersey and the surrounding tri-state area, with a growing representation of students from various cultural and socioeconomic backgrounds. Given its history as a women's college, there's a strong legacy of empowering women, though it is now fully co-educational. The kind of student who thrives here is one who values a close-knit community, seeks personalized attention from professors, and is eager to engage in service, leadership, and a values-based education.

Life at Saint Elizabeth University (SEU) is defined by its intimate, supportive community, a direct result of its small size and Catholic heritage. The 'vibe' is distinctly close-knit, where students often know their professors and peers by name, fostering a strong sense of belonging. Social life isn't about massive parties but rather a blend of campus-sponsored events, student organization activities, and leveraging the vibrant Morristown area. On-campus housing is primarily traditional dorm-style, emphasizing community living, especially for first-year students. Expect shared rooms and common areas that become hubs for studying and socializing. The dining experience centers around the main dining hall, offering a variety of options, though choices are more limited than at larger universities. There's also typically a campus café for quick bites and coffee. Student organizations are active, ranging from academic clubs like the Nursing Student Association and Education Association to cultural groups, faith-based ministries, and service-oriented clubs. Given SEU's mission, community service and engagement are significant aspects of student life. Greek life, in the traditional sense of fraternities and sororities, is not a prominent feature here; the focus is on inclusive campus-wide organizations. Athletics play a vital role, with SEU competing in NCAA Division III. Sports like basketball, soccer, lacrosse, and volleyball foster strong team bonds and provide a spirited outlet for both athletes and fans. A beloved tradition is 'Founders' Day of Service,' where the entire campus community dedicates a day to giving back to local Morristown charities and organizations, embodying the university's commitment to service. The campus itself, nestled in a beautiful suburban setting, offers green spaces for relaxation and study, with historic buildings like Santa Rita Hall providing a picturesque backdrop. Students often venture into downtown Morristown, just a short drive or shuttle ride away, for dining, shopping, and entertainment, offering a perfect balance of campus tranquility and local vibrancy.

Campus Highlights

  • Intimate, supportive community where personalized attention from faculty is the norm.
  • Strong professional programs, especially Nursing, Education, and Social Work, with excellent career outcomes.
  • Rich Catholic heritage emphasizing service, ethics, and values-based education.
  • Beautiful, historic campus setting in suburban Morristown, NJ, offering both tranquility and access to local amenities.
  • NCAA Division III athletics fostering teamwork and a vibrant student-athlete experience.
  • Robust opportunities for community engagement and service learning, including the 'Founders' Day of Service' tradition.
  • A diverse and inclusive environment that welcomes students from various backgrounds seeking a close-knit college experience.

Location & Regional Advantages

Saint Elizabeth University's location in Morristown, NJ, offers a compelling blend of suburban tranquility and urban accessibility, providing significant geographic advantages for its students. Morristown itself is a vibrant county seat, known for its historic charm, diverse dining, and a strong local economy. The local job market is particularly robust in healthcare, with Morristown Medical Center (part of Atlantic Health System) being a major employer and a hub for medical innovation. Additionally, the area boasts numerous corporate offices, pharmaceutical companies, and a strong education sector, offering a variety of internship and post-graduation opportunities.

The cost of living in Morristown and surrounding Northern New Jersey can be higher than the national average, particularly for housing, which is a factor students and graduates must consider. However, this is often offset by higher average salaries in the region and unparalleled access to economic powerhouses. The university's proximity to industry hubs is a major asset; Morristown is well-connected by NJ Transit rail, providing direct access to Newark and New York City, a global center for finance, technology, media, and arts. This opens up a vast array of career possibilities that extend far beyond the immediate local market.

Quality of life in Morristown is high, characterized by well-maintained parks, cultural attractions, and a strong sense of community. The region experiences four distinct seasons, offering varied recreational activities. Safety is generally excellent, contributing to a comfortable living and learning environment. Post-graduation, this location directly translates into enhanced career opportunities. Graduates benefit from a dense network of employers, a competitive salary landscape, and the ability to commute to one of the world's largest job markets, making the geographic positioning a significant advantage for career development.

How to Get Into Saint Elizabeth University

Gaining admission to Saint Elizabeth University, with its 71% admission rate, is achievable for many, but a thoughtful application strategy is key to demonstrating fit and securing potential merit aid. The admissions office values students who show a genuine interest in SEU's mission, particularly its commitment to service, community, and academic excellence. While specific SAT/ACT scores are not provided, SEU likely practices a holistic review, meaning your GPA and the rigor of your high school curriculum are paramount. Aim for a 'B' average or higher in college preparatory courses. If you have strong test scores, submitting them can bolster your application, but if not, don't fret; many schools of this type are test-optional. Demonstrated interest is highly valued here. Visiting campus, attending virtual information sessions, or engaging with an admissions counselor can significantly boost your chances. This shows you're serious about SEU. Your essay is a critical opportunity to shine. Focus on topics that reveal your character, your aspirations, and how you envision contributing to a close-knit community. Essays that connect to SEU's values, such as service, leadership, or personal growth, tend to resonate well. Strong letters of recommendation from teachers who know you well and can speak to your academic abilities and personal qualities are also important. For timeline recommendations, applying Early Action (if available) can be advantageous, often resulting in earlier admission decisions and potentially better consideration for merit scholarships. Otherwise, aim to submit your application well before the regular decision deadline, ideally by late fall or early winter, to ensure ample time for review and financial aid processing. Remember, SEU is looking for students who will thrive in a supportive, community-focused environment.

How Saint Elizabeth University Compares to Similar Schools

Similar schools: Caldwell University, Felician University, Georgian Court University, Centenary University

Advantages

  • Strategic location in Morristown, NJ, offering direct access to a strong local job market and commuter access to NYC.
  • Potentially more personalized attention and a close-knit community due to its smaller student body size (557 students).
  • Strong regional connections, particularly in healthcare and education sectors in Northern New Jersey.
  • Historic campus setting in a vibrant county seat with good quality of life.

Disadvantages

  • Lower graduation rate (46%) compared to many peers, indicating potential challenges in student retention and completion.
  • Negative ROI score (-64), suggesting a less favorable financial return on investment compared to many alternatives.
  • Smaller alumni network and potentially fewer program offerings than larger regional universities.

Best For

  • Prospective students interested in a strong liberal arts education with a focus on small class sizes.
  • Students seeking a diverse academic experience with a focus on personal development.

Avoid If

  • Students looking for a high graduation rate and quick job placement should consider other options.
  • Prospective students with a high tolerance for debt should be cautious.

Frequently Asked Questions about Saint Elizabeth University

How much does it cost to attend Saint Elizabeth University?

In-state tuition at Saint Elizabeth University is $36,741 per year, and out-of-state tuition is $36,741 per year. The median student debt at graduation is $24,934.

What is the acceptance rate at Saint Elizabeth University?

Saint Elizabeth University has an acceptance rate of 71.0%.

What is the graduation rate at Saint Elizabeth University?

Saint Elizabeth University has a graduation rate of 46.0%.

How much do Saint Elizabeth University graduates earn?

The median earnings for Saint Elizabeth University graduates 10 years after enrollment is $53,038. With median debt of $24,934, graduates earn roughly 2.1x their debt level annually.

How big is Saint Elizabeth University?

Saint Elizabeth University has approximately 557 students and is classified as a small institution. It is located in Morristown, NJ and is a Private Nonprofit institution.

Is Saint Elizabeth University worth the cost?

Saint Elizabeth University has an ROI score of -64 out of 100. With in-state tuition of $36,741 per year and median post-graduation earnings of $53,038, the data suggests the return on investment may be below average.

Where is Saint Elizabeth University located?

Saint Elizabeth University is located in Morristown, NJ. It is a Private Nonprofit institution with approximately 557 students.

How much student debt do Saint Elizabeth University graduates have?

The median student debt for Saint Elizabeth University graduates is $24,934. With median earnings of $53,038 ten years after enrollment, graduates can expect a debt-to-income ratio of 47%.

Is Saint Elizabeth University a good college?

Saint Elizabeth University has a graduation rate of 46.0% and median post-graduation earnings of $53,038. High admission rate with a diverse student body.

How does Saint Elizabeth University compare to similar colleges?

Strong focus on liberal arts and sciences. Compared to peer institutions, Saint Elizabeth University offers a strong academic experience but struggles with a below-average graduation rate.

What career prospects do Saint Elizabeth University graduates have?

Graduates from Saint Elizabeth University are well-prepared for careers in various fields, particularly in the liberal arts and sciences.

What should prospective students know about Saint Elizabeth University?

Saint Elizabeth University is positioned in a competitive market, offering a strong academic experience but with challenges in graduation rates and affordability.

What makes Saint Elizabeth University stand out?

Moderate tuition but above-average median debt.

What are the pros and cons of attending Saint Elizabeth University?

Below-average graduation rate compared to peers.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.