Saint Ambrose University
Davenport, IA 52803-2898 — Private Nonprofit
Value Score: 70/100 | ROI Score: -59 | Affordability Score: 55/100
Tuition (In-State): $36,658 | Out-of-State: $36,658
Acceptance Rate: 77.3% | Graduation Rate: 62.0% | Retention Rate: 75.8%
Median Earnings (10yr): $59,531 | Median Debt: $25,000
SAT Average: 1093 | ACT Midpoint: 24
Student Body Size: 1,916 (small)
Pell Grant Recipients: 31.6% | Federal Loan Rate: 64.4%
Average Faculty Salary: $7,663/month
Tuition & Affordability Analysis
In-state tuition at Saint Ambrose University is $36,658 per year, which is 7% below the national average for private institutions.
Out-of-state students pay $36,658/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $146,632 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Saint Ambrose University:
- Families earning $0–$30,000: $22,037/year
- Families earning $30,001–$48,000: $21,729/year
- Families earning $48,001–$75,000: $22,408/year
- Families earning $75,001–$110,000: $24,776/year
- Families earning $110,000+: $27,807/year
Low-income families receive an average discount of $14,621/year, paying just 60% of the sticker price.
Admissions Snapshot
Saint Ambrose University has an acceptance rate of 77.3%, placing it in the Less Selective (70–85%) category. This means roughly 619 students apply each year.
The average SAT score of admitted students is 1093, 3% above the national average. This is within the mid-range nationally.
The ACT midpoint is 24, 14% above the national average.
Graduate Outcomes & Return on Investment
62.0% of students at Saint Ambrose University complete their degree, near the national average. This is a solid graduation rate.
First-year retention rate: 75.8% (6% below the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Saint Ambrose University earn a median salary of $59,531 ten years after enrollment, 46% above the national average. This represents a $24,531/year earnings premium over the average high school diploma holder, or $735,930 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $25,000, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,520 in interest).
Debt-to-Earnings Ratio: 0.42x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Saint Ambrose University pays for itself in approximately 6 years. This is a reasonable investment timeline.
Financial Aid Profile
31.6% of students at Saint Ambrose University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 4% below the national average. This is near the national average, reflecting a typical economic diversity among the student body.
64.4% of students take federal loans, 37% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $7,663/month, 12% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Saint Ambrose University enrolls 1,916 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 55/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 66%, Hispanic 11%, Black 8%, Asian 2%.
Saint Ambrose University: Small Private Institution with Strong Graduation and Earnings Potential
- Saint Ambrose University: A Midwestern Launchpad with Regional Roots
- Navigating Your Career Path: Understanding Saint Ambrose University's Post-Graduation Landscape
- Value Check: Is Saint Ambrose University a Smart Investment for Your Future?
Report Card: Overall Grade C-
Saint Ambrose University receives an overall grade of C- based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: B
- Affordability: B
College Analysis
Saint Ambrose University is a Private Nonprofit institution in Davenport, IA with approximately 1,916 students. Saint Ambrose University has a strong graduation rate of 61.97%. The university offers competitive earnings potential with a median 10-year earnings of $59,531. The tuition cost is relatively high at $36,658 per year, both in-state and out-of-state.
The Verdict: Is Saint Ambrose University Worth It?
Saint Ambrose University presents a complex value proposition. With an in-state and out-of-state tuition of $36,658 and median 10-year earnings of $59,531, the earnings are only moderately higher than the tuition cost. The median debt of $25,000, while not exorbitant, adds to the financial picture. The ROI score of -59 is a significant red flag, indicating that, on average, graduates do not recoup their investment quickly or significantly over a decade compared to their debt burden and the cost of attendance. The payback period for the median debt alone, assuming 10% of median earnings go towards debt repayment, would be around 4-5 years, but this doesn't account for the full cost of tuition and living expenses. Given the modest median earnings relative to the tuition, Saint Ambrose appears to be an overpriced option for many students, especially when compared to public university alternatives. It is not a clear hidden gem, and the negative ROI score suggests caution. A recommendation would be to thoroughly explore all financial aid options and compare this investment against more cost-effective institutions, particularly for programs where the university doesn't have a distinct national reputation.
Return on Investment
While the degree is valuable, the high tuition cost may not provide a strong return on investment.
Debt Reality Check
Median student debt at Saint Ambrose University: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.
Strengths
- Strong graduation and earnings potential
- Small size category offering personalized education
Weaknesses
- High tuition cost
- Limited extracurricular activities due to small size
Academic Profile
SAT Average: 1093. ACT Midpoint: 24. Retention Rate: 75.8%.
Saint Ambrose University prides itself on providing a personalized academic experience, evident in its relatively low student-faculty ratio, which, while not explicitly provided, can be inferred to be favorable given the university's size and focus on undergraduate education. The faculty are generally accessible and dedicated to student success, often engaging students in research and providing mentorship that extends beyond the classroom. Notable academic strengths lie within its College of Health and Human Services, particularly programs like Physical Therapy (DPT), Occupational Therapy (OTD), and Physician Assistant Studies, which are highly regarded and attract students from across the region. The College of Business offers solid programs in areas such as Accounting and Marketing, preparing students for professional careers. The College of Arts and Sciences provides a broad foundation with popular majors like Psychology, English, and Biology. Ambrose offers an Honors Program for academically gifted students, providing enriched coursework, research opportunities, and a close cohort experience. Study abroad opportunities are available through various partnerships, allowing students to gain global perspectives. Academic support is a priority, with resources like the Academic Success Center offering tutoring, writing support, and academic advising to ensure students have the tools they need to thrive.
Financial Aid Guide for Saint Ambrose University
Pell Grant recipients: 31.6%. Students taking federal loans: 64.4%.
Navigating financial aid at Saint Ambrose University involves understanding both merit-based and need-based opportunities. Given the sticker price of $36,658 for tuition, most students will rely on some form of financial assistance. Merit scholarships are a significant component, awarded based on academic achievement (GPA and, if submitted, test scores). While specific ranges aren't published, students with strong academic profiles can expect to receive substantial merit aid. Need-based aid, determined by the FAFSA, is also crucial. For families with an Expected Family Contribution (EFC) below $10,000, federal Pell Grants and state grants (if applicable) will likely form a base, supplemented by federal loans and potentially university grants. For middle-income families, a combination of merit scholarships, university grants, and federal loans will be common. Work-study opportunities are available, offering students part-time employment on campus to help offset living expenses. Typical aid packages can range widely, but it's not uncommon for students to receive anywhere from $15,000 to $30,000+ in combined scholarships, grants, and loans, significantly reducing the net cost. Scholarship tips include applying early, exploring external scholarships, and highlighting unique talents or experiences in any required essays. Negotiating aid is generally possible, especially if you have competing offers from similar institutions or a documented change in financial circumstances, though Ambrose is known for being relatively firm on its established aid policies.
Hidden Costs at Saint Ambrose University
- Room and board costs can add an estimated $10,000-$14,000 per academic year, depending on the chosen meal plan and housing type.
- Textbooks and course materials can range from $800 to $1,200 annually, with some specialized courses requiring more expensive resources.
- Student activity fees, technology fees, and other miscellaneous campus fees can total approximately $500-$1,000 per year.
- Transportation costs, including gas, car maintenance, or public transit fares, can vary significantly but budget at least $500-$1,500 annually.
- Parking permits for students who bring vehicles to campus can cost between $100-$300 per academic year.
- Personal expenses such as toiletries, laundry, entertainment, and snacks can easily add up to $1,500-$2,500 per year.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
Saint Ambrose University graduates find their footing in a variety of sectors, with a notable concentration in healthcare, education, and business services. Major employers that frequently recruit from or hire Ambrose alumni include UnityPoint Health, Genesis Health System, and Modern Woodmen of America. These organizations, deeply rooted in the Quad Cities region, offer numerous opportunities in nursing, allied health professions, finance, and administrative roles. The university also sees alumni placed in K-12 school districts across Iowa and Illinois, particularly in teaching and administrative positions. While specific graduate school placement rates are not readily available, the university's strong performance in health sciences suggests a solid pathway for students pursuing advanced degrees in fields like physical therapy, occupational therapy, and physician assistant studies. Career services at Saint Ambrose are generally well-regarded, focusing on personalized guidance, resume building, and interview preparation. The university emphasizes internship pipelines, with many students securing valuable experience at local hospitals, financial institutions, and non-profits, which often translates into post-graduation employment. Geographic hiring patterns show a strong tendency for graduates to remain in the Midwest, particularly within the Iowa-Illinois Quad Cities area, though some alumni also find opportunities in larger Midwestern hubs like Chicago and Minneapolis, especially in fields like marketing and technology.
Campus Life & Culture at Saint Ambrose University
Saint Ambrose University attracts a student body primarily from Iowa and surrounding Midwestern states, fostering a strong regional connection. The university values diversity and aims to create an inclusive environment where students from various backgrounds can thrive, particularly those who are motivated, community-oriented, and seeking a supportive, personalized educational experience.
Saint Ambrose University, nestled in the vibrant Quad Cities on the Iowa-Illinois border, offers a close-knit campus community with a distinct Midwestern charm. With an undergraduate population of just under 2,000, students often find themselves in smaller class sizes and have ample opportunities to connect with faculty and peers. The 'vibe' at Ambrose is often described as friendly, supportive, and engaged, with a strong emphasis on community service and personal growth. Student organizations are a cornerstone of campus life, ranging from academic clubs like the Pre-Med Society and the Accounting Club to interest-based groups such as the Gaming Club and the Environmental Action Club. The university boasts a robust intramural sports program, offering a fun and accessible way for students to stay active and socialize, alongside its NCAA Division II athletic teams, the Fighting Bees, who generate considerable campus spirit, especially during homecoming. While Greek life exists, it's not the dominant social force, allowing for a broader range of social activities and friendships. Housing options include traditional residence halls on campus, with options for themed floors and upper-division living, as well as off-campus apartments that many upperclassmen seek out in the surrounding Davenport neighborhoods. Dining services are centered around the main dining hall, offering a variety of stations and meal plan options to suit different needs. A notable tradition is the annual 'St. Ambrose Day' celebration, a campus-wide event that fosters a sense of unity and pride. The campus itself is picturesque, with a blend of historic and modern architecture, creating an inviting atmosphere for learning and socializing.
Campus Highlights
- Strong emphasis on Health Sciences programs, including highly-ranked Physical Therapy and Occupational Therapy.
- Close-knit community feel due to its smaller student population.
- Commitment to service learning and community engagement integrated into the curriculum.
- Vibrant NCAA Division II athletics program, the Fighting Bees, fostering school spirit.
- Beautiful campus blending historic architecture with modern facilities.
- Location in the Quad Cities offers urban amenities and internship opportunities.
- Supportive faculty dedicated to undergraduate student success and mentorship.
Location & Regional Advantages
Saint Ambrose University's location in Davenport, Iowa, places it within the Quad Cities metropolitan area, a region offering a stable, albeit not booming, job market. The local economy is anchored by a diverse mix of industries, including advanced manufacturing (e.g., John Deere), healthcare (UnityPoint Health, Genesis Health System), and financial services (e.g., Modern Woodmen of America). This provides a solid foundation for graduates in related fields. The cost of living in Davenport is significantly lower than the national average, making the overall financial burden of attending Saint Ambrose more manageable, especially when considering living expenses post-graduation. While not a major coastal hub, the Quad Cities offers proximity to larger Midwestern cities like Chicago (about a 3-hour drive), which can serve as a gateway for career advancement or specialized opportunities. The quality of life in the region is characterized by a friendly, Midwestern atmosphere, with access to arts, culture, and outdoor recreation along the Mississippi River. Safety is generally good, typical of mid-sized Midwestern cities. The geographic advantage lies in its strong ties to established regional employers and a lower cost of living, which can accelerate debt repayment and financial stability for graduates choosing to stay local.
How to Get Into Saint Ambrose University
Saint Ambrose University employs a moderately selective admissions process, with an acceptance rate of 77.3%, indicating that a strong academic record is important but not the sole determinant for admission. The admissions committee looks for well-rounded individuals who demonstrate potential for success both academically and within the campus community. While specific GPA ranges aren't heavily emphasized publicly, a GPA of 3.0 or higher on a 4.0 scale is generally a good target, coupled with a solid performance in college preparatory coursework. Since SAT/ACT scores are not provided, it's likely the university is test-optional or places less emphasis on standardized testing, focusing more on the holistic application. Your application essay is a key opportunity to showcase your personality, values, and aspirations; focus on topics that reveal your character, resilience, or unique experiences. Demonstrated interest can be shown by visiting campus, attending virtual information sessions, and engaging with admissions counselors. Applying Early Action (EA) can be advantageous, allowing you to receive an admission decision sooner and potentially secure financial aid earlier, though it is non-binding. The ideal timeline involves having your application submitted by the priority deadline, typically in late winter or early spring, to maximize scholarship consideration.
How Saint Ambrose University Compares to Similar Schools
Similar schools: Augustana College (Rock Island, IL), Clarke University (Dubuque, IA), Wartburg College (Waverly, IA), University of Dubuque (Dubuque, IA)
Advantages
- Stronger regional employer connections within the Quad Cities for specific fields like healthcare and business.
- Potentially more personalized attention due to smaller class sizes and a more focused campus environment.
- Location within a more established metropolitan area (Quad Cities) compared to some smaller Iowa towns.
Disadvantages
- Higher tuition cost compared to some regional public universities.
- Lower overall median earnings and a less favorable ROI score compared to national averages and some peer institutions.
- Limited national brand recognition, which can impact job opportunities outside the immediate Midwest region.
Best For
- Students looking for a more affordable option may want to consider other institutions.
- Those seeking a larger campus with more diverse extracurricular activities might find other options more suitable.
Avoid If
- Students with financial constraints should be cautious of the high tuition cost.
- Those prioritizing a large campus with extensive resources might find other institutions more appealing.
Frequently Asked Questions about Saint Ambrose University
How much does it cost to attend Saint Ambrose University?
In-state tuition at Saint Ambrose University is $36,658 per year, and out-of-state tuition is $36,658 per year. The median student debt at graduation is $25,000.
What is the acceptance rate at Saint Ambrose University?
Saint Ambrose University has an acceptance rate of 77.3%.
What is the graduation rate at Saint Ambrose University?
Saint Ambrose University has a graduation rate of 62.0%.
How much do Saint Ambrose University graduates earn?
The median earnings for Saint Ambrose University graduates 10 years after enrollment is $59,531. With median debt of $25,000, graduates earn roughly 2.4x their debt level annually.
How big is Saint Ambrose University?
Saint Ambrose University has approximately 1,916 students and is classified as a small institution. It is located in Davenport, IA and is a Private Nonprofit institution.
Is Saint Ambrose University worth the cost?
Saint Ambrose University has an ROI score of -59 out of 100. With in-state tuition of $36,658 per year and median post-graduation earnings of $59,531, the data suggests the return on investment may be below average.
Where is Saint Ambrose University located?
Saint Ambrose University is located in Davenport, IA. It is a Private Nonprofit institution with approximately 1,916 students.
How much student debt do Saint Ambrose University graduates have?
The median student debt for Saint Ambrose University graduates is $25,000. With median earnings of $59,531 ten years after enrollment, graduates can expect a debt-to-income ratio of 42%.
Is Saint Ambrose University a good college?
Saint Ambrose University has a graduation rate of 62.0% and median post-graduation earnings of $59,531. Graduation rate is above the national average for private institutions.
How does Saint Ambrose University compare to similar colleges?
Hispanic students make up a significant portion of the student body. Compared to peer institutions, Saint Ambrose University offers strong graduation and earnings potential but at a higher tuition cost.
What career prospects do Saint Ambrose University graduates have?
Graduates of Saint Ambrose University are well-positioned for careers in various fields, given the strong earnings potential and graduation rate.
What should prospective students know about Saint Ambrose University?
Saint Ambrose University is well-suited for students seeking a private, small institution with strong academic outcomes and career prospects.
What makes Saint Ambrose University stand out?
The university has a small size category, which may offer more personalized education.
What are the pros and cons of attending Saint Ambrose University?
The median debt upon graduation is below the national average.
Explore More
Colleges in Iowa
Similar Schools
- Augustana College (Rock Island, IL)
- Clarke University (Dubuque, IA)
- Wartburg College (Waverly, IA)
- University of Dubuque (Dubuque, IA)
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Visit Saint Ambrose University official website
View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.