CollegeTuitionData — College Data in Plain English

Rust College

Holly Springs, MS — Private Nonprofit

Value Score: 20/100

Tuition (In-State): $13,265 | Out-of-State: $13,265

Acceptance Rate: 48.7% | Graduation Rate: 17.3%

Median Earnings (10yr): $32,275 | Median Debt: $26,159

Student Body Size: 467

Rust College offers affordability but struggles with low graduation rates and a negative return on investment.

Report Card: Overall Grade D

Rust College receives an overall grade of D based on six dimensions:

College Analysis

Rust College, a small private nonprofit institution in Holly Springs, MS, presents a mixed picture regarding its academic offerings and student outcomes. While it serves a predominantly Black student population, its graduation rate stands at a concerning 17.3%, significantly below national averages. The affordability score is relatively high at 75, suggesting that the sticker price may be manageable for some students, potentially due to institutional aid or lower living costs in the region. However, the median earnings 10 years after entry are $32,275, which, when compared to the median debt of $26,159, indicates a challenging return on investment. The ROI score of -39 further underscores this concern, suggesting that graduates, on average, do not recoup their educational investment within a reasonable timeframe.

The student experience at Rust College is shaped by its small size and its role as an HBCU. This can foster a strong sense of community and belonging for its students. However, the low graduation rate raises questions about academic support systems and student retention. The institution's selectivity, with an admission rate of 48.7%, suggests it is accessible to a broad range of students. While affordability is a positive factor, the long-term financial outcomes for graduates warrant careful consideration by prospective students.

The Verdict: Is Rust College Worth It?

Rust College presents a complex value proposition. With an in-state and out-of-state tuition of $13,265 and median 10-year earnings of $32,275, the immediate financial return on investment appears challenging. The median debt of $26,159, when compared to the median earnings, suggests a debt-to-income ratio that requires careful financial management post-graduation. The ROI score of -39 further underscores this concern, indicating that, on average, graduates do not recoup their educational investment quickly. The graduation rate of 17.3% is also a significant factor, suggesting that a substantial portion of students may not complete their degrees, impacting the overall value for those who do not finish. While the cost of attendance is relatively modest compared to many private institutions, the low median earnings and high debt levels raise questions about the financial viability of a Rust College degree. It is not a clear-cut 'good deal' and could be considered overpriced given the reported outcomes. However, for students seeking a specific, perhaps niche, educational experience or those who can secure significant financial aid, the value might be perceived differently. For the average student, the financial return is questionable, and a direct recommendation is difficult without further data on specific program outcomes and individual financial aid packages. It is crucial for prospective students to thoroughly investigate program-specific career paths and earnings potential.

Return on Investment

With median 10-year earnings of $32,275 and median debt of $26,159, Rust College shows a negative ROI score of -39, indicating that the degree is likely not worth the cost based on typical graduate earnings versus debt.

Debt Reality Check

Median student debt at Rust College: $26,159. Monthly payment on a standard 10-year plan: $297/month. Total repaid: $35,640 ($9,481 in interest).

Breakeven vs high school diploma: 11.5 years. Debt burden: Moderate. Salary needed for comfortable repayment: $35,640.

Strengths

Weaknesses

Academic Profile

Rust College, a private liberal arts institution, offers a focused academic environment with a commitment to undergraduate education. While specific program strengths are not detailed in broad data, institutions of this type and size often excel in foundational disciplines such as English, History, Business Administration, and Education. Given its history, programs related to African American Studies or Social Justice may also be areas of particular focus and faculty expertise. Research opportunities for undergraduates might be more faculty-mentored and project-based rather than large-scale, independent labs, offering a hands-on learning experience. The faculty, though specific salary data is unavailable, are likely dedicated to teaching and student mentorship, a hallmark of smaller colleges. The student-faculty ratio, while not explicitly provided, can be inferred to be relatively low given the student population, suggesting ample opportunity for personalized attention. Rust College may offer an Honors Program designed to challenge high-achieving students with enriched coursework and dedicated faculty guidance. Study abroad opportunities, while perhaps less extensive than at larger universities, are often available through partnerships or specific faculty-led programs, providing valuable global perspectives. Academic support resources are crucial at smaller institutions; expect to find tutoring services, writing centers, and academic advising readily accessible to help students navigate their coursework and develop essential academic skills. Students seeking a supportive, faculty-engaged learning environment will find Rust College a conducive place to pursue their undergraduate degrees.

Financial Aid Guide for Rust College

Navigating financial aid at Rust College requires understanding its commitment to affordability, especially for students from diverse economic backgrounds. As a private institution, Rust College likely offers a combination of federal, state, institutional grants, and scholarships. While specific merit aid availability isn't detailed, it's common for colleges of this nature to offer scholarships based on academic achievement (GPA, high school coursework) and sometimes specific talents (e.g., arts, athletics, leadership). Need-based aid will be a significant component, determined by the FAFSA and institutional forms, aiming to bridge the gap between the cost of attendance and what families can afford. Work-study opportunities are often available, providing part-time employment on campus for students who qualify, helping them earn money to cover educational expenses. Typical aid packages can vary widely, but for students with demonstrated financial need, grants and scholarships could cover a substantial portion of the $13,265 tuition. For families with lower incomes, the goal is often to make attendance feasible through a combination of grants, federal loans, and potentially work-study. It's crucial to complete the FAFSA early, as many aid programs are first-come, first-served. Scholarship tips include actively seeking out institutional scholarships beyond general admissions, applying for external scholarships from community organizations, religious groups, or specific foundations, and highlighting any unique achievements or experiences in applications. Negotiating aid at Rust College might be less common or impactful compared to larger, more selective institutions, as their aid philosophy is often geared towards meeting demonstrated need within their established budget. However, if a student has a significant competing offer from a similar institution, a polite inquiry to the financial aid office might be considered, though success is not guaranteed.

Hidden Costs at Rust College

Alumni Outcomes & Career Paths

Rust College, a private nonprofit institution in Holly Springs, Mississippi, serves a student body of approximately 467. While specific data on major employers actively recruiting from Rust College is not readily available, the institution's focus on liberal arts and professional programs suggests alumni may find opportunities in sectors such as education, social services, healthcare support, and business administration. Given its location, regional employers like Baptist Memorial Hospital-DeSoto, local school districts (e.g., Holly Springs School District), and smaller businesses in the Memphis metropolitan area are potential destinations for graduates. Industries where alumni might cluster include K-12 education, non-profit organizations, and entry-level roles in administrative or support functions within larger corporations. Graduate school placement rates are not publicly detailed, but students pursuing advanced degrees would likely target programs in education, counseling, or business. Notable alumni are not widely publicized, making it challenging to identify specific career trajectories. Career services at smaller institutions like Rust College often provide personalized attention, focusing on resume building, interview skills, and connecting students with local and regional internship opportunities. Internship pipelines may be strongest within the immediate Mississippi and Tennessee regions, potentially involving partnerships with local healthcare providers, educational institutions, or community organizations. Geographic hiring patterns for Rust College graduates tend to be concentrated in Mississippi and the greater Memphis, Tennessee area, reflecting the school's regional focus and the economic landscape of North Mississippi.

Campus Life & Culture at Rust College

Rust College attracts a student body primarily from Mississippi and surrounding Southern states, creating a strong regional cohort. The institution's identity as an HBCU means it is a welcoming environment for African American students, fostering a diverse and culturally rich community. Students who thrive here are often those who appreciate a supportive, family-like atmosphere, value community engagement, and seek a focused academic experience rooted in tradition.

Rust College in Holly Springs, MS, offers a close-knit campus experience, characteristic of its small size (around 467 students). The vibe here is deeply rooted in its history as a historically Black college and university (HBCU), fostering a strong sense of community, pride, and shared purpose. Social life often revolves around campus events, student organizations, and the vibrant cultural traditions that are central to the HBCU experience. Expect a focus on spiritual life, with regular chapel services and a strong presence of religious organizations. While Greek life exists, it's often integrated into the broader campus social fabric rather than being a dominant force. Athletics, particularly basketball, can be a significant draw, uniting students and the wider community. Housing is typically dormitory-style, encouraging interaction among residents, and dining services provide a central hub for meals and socializing. The student body is largely drawn from Mississippi and surrounding Southern states, creating a familiar regional atmosphere. Students who thrive at Rust often appreciate a supportive, family-like environment where faculty and staff are accessible and invested in their success. The campus itself, located in Holly Springs, offers a quieter, more focused setting, allowing students to immerse themselves in their academic and extracurricular pursuits without the distractions of a large urban environment. Traditions likely include homecoming celebrations, Founders' Day events, and various cultural showcases that highlight the rich heritage of the institution and its students.

Campus Highlights

Location & Regional Advantages

Rust College's location in Holly Springs, Mississippi, offers a unique regional context for its students. Holly Springs is a small city situated in Marshall County, approximately 45 miles southeast of Memphis, Tennessee. This proximity to a major metropolitan area like Memphis is a significant geographic advantage, providing access to a larger job market and a more diverse range of industries, including healthcare, logistics, entertainment, and advanced manufacturing. The cost of living in Holly Springs and the surrounding North Mississippi region is considerably lower than in major urban centers, which can make post-graduation financial stability more attainable. Quality of life in Holly Springs is characteristic of a small Southern town, offering a slower pace and a strong sense of community. While the immediate local job market may be limited, the connection to Memphis opens up career opportunities. Weather is typical of the Mid-South, with warm summers and mild winters. Safety is generally comparable to other small towns, though like any area, it has its own considerations. The primary career opportunity advantage stemming from this location is the ability to leverage the lower cost of living while accessing the broader economic opportunities of the Memphis region for internships and initial employment, potentially allowing graduates to build a career foundation before considering relocation.

How to Get Into Rust College

Applying to Rust College, with an admission rate around 48.7%, suggests a moderately selective process where a well-rounded application is key. While Early Decision (ED) and Early Action (EA) options might exist, their specific advantages at Rust College are likely less pronounced than at highly competitive schools; however, applying early is always recommended to ensure full consideration for admission and financial aid. The admissions committee will likely value a strong academic record, demonstrated commitment to community, and alignment with the college's mission and values, particularly its heritage as an HBCU. While SAT/ACT scores are not provided, a solid GPA reflecting consistent effort and challenging coursework will be crucial. Essays are an important opportunity to showcase personality, aspirations, and how you would contribute to the Rust College community. Focus on topics that highlight resilience, leadership, community involvement, or personal growth. Demonstrated interest can be shown through campus visits (if possible), attending virtual information sessions, and engaging with admissions counselors. The timeline should involve preparing application materials (transcripts, recommendations, essays) well in advance of deadlines, typically in the fall for the following academic year, with financial aid applications often due shortly thereafter.

How Rust College Compares to Similar Schools

Similar schools: Tougaloo College, Alcorn State University, Mississippi Valley State University, Jackson State University

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about Rust College

Is Rust College worth the investment given its low graduation rate and negative ROI?

Based on the provided data, Rust College has a significantly low graduation rate (17.3%) and a negative ROI score (-39), suggesting that the financial return on investment is not favorable for the average graduate compared to their debt burden.

What are the primary career outcomes for Rust College graduates?

The median earnings 10 years after entry are $32,275, which is relatively low and contributes to the negative ROI. Specific career paths are not detailed in the provided data.

How does Rust College support student retention and academic success?

The data indicates a very low graduation rate of 17.3%, raising concerns about the effectiveness of current student support and retention strategies at Rust College.

Is Rust College a good option for students seeking strong financial aid?

While Rust College has a high affordability score (75), this may reflect institutional aid or lower cost of living rather than extensive federal or private aid. Prospective students should investigate specific aid packages.

What is the typical student experience like at Rust College?

As a small institution (467 students) and an HBCU, Rust College likely offers a close-knit community. However, the low graduation rate suggests potential challenges in academic support or student engagement.

What is the acceptance rate at Rust College and how hard is it to get in?

Rust College has an admission rate of 48.7%, indicating that it is a selective institution. This means that while a significant portion of applicants are accepted, the college still evaluates candidates based on academic qualifications and other criteria. To increase your chances of admission, focus on maintaining a strong academic record throughout high school, including challenging coursework and good grades. Standardized test scores, if required, should be prepared for, and strong essays or personal statements can help differentiate your application. Extracurricular activities, volunteer work, and letters of recommendation can also play a role in demonstrating your potential and commitment to higher education. Prospective students should carefully review Rust College's specific admission requirements and deadlines on their official website and consider reaching out to the admissions office for personalized guidance. Demonstrating genuine interest in the college's mission and programs can also be beneficial during the application process.

Is Rust College worth the money?

Evaluating whether Rust College is 'worth the money' requires a close look at its financial metrics. The median 10-year earnings for graduates are $32,275, while the median debt is $26,159. This presents a debt-to-income ratio that necessitates careful financial planning. The ROI score of -39 suggests that, on average, graduates do not see a rapid financial return on their educational investment. The tuition is $13,265 per year. If a student graduates with the median debt and earns the median salary, it would take approximately 8 years of dedicating their entire salary to debt repayment, without accounting for interest or living expenses. The low graduation rate of 17.3% also impacts the perceived value, as it suggests a challenging path to degree completion for many. While the cost of attendance is lower than many private institutions, the low earnings potential and significant debt raise concerns about the overall financial return. It is not a straightforward 'good deal' and may be considered overpriced for many students unless substantial financial aid is secured or specific high-earning career paths are pursued.

What are the best majors at Rust College?

Identifying the 'best' majors at Rust College depends on individual career aspirations and market demand. Given its liberal arts foundation, programs in Education, Business Administration, and Social Work are often strong choices at institutions like Rust College, as they tend to lead to stable employment in regional sectors. For instance, a degree in Education can prepare students for teaching roles in local school districts, a consistent need in many communities. Business Administration graduates can pursue entry-level roles in management, finance, or marketing, particularly within the greater Memphis area. Social Work degrees often lead to positions in non-profit organizations or government agencies focused on community welfare. While specific data on high-earning majors at Rust College is limited, prospective students should research program outcomes, faculty expertise, and internship opportunities. Exploring majors that align with regional economic strengths, such as healthcare support or education, could offer more direct career pathways. It is advisable to consult with Rust College's academic advisors and career services to understand which programs have the strongest track records for graduate success and job placement.

What is student life like at Rust College?

Student life at Rust College is shaped by its identity as a small, private, historically Black liberal arts college. With an enrollment of around 467 students, the campus environment is likely to be intimate and community-focused. Students can expect smaller class sizes, fostering closer relationships with faculty and peers. Campus culture often emphasizes academic rigor, personal development, and a strong sense of community and belonging. Extracurricular activities may include student government, various clubs and organizations catering to academic interests, cultural appreciation, and social engagement, as well as athletic programs. As an HBCU, Rust College likely has a rich tradition of celebrating Black culture, history, and achievement, which permeates campus events and activities. The social scene is characteristic of a small college, with events organized on campus and opportunities to engage with the local Holly Springs community. The proximity to Memphis also offers students access to a larger city's cultural attractions, entertainment, and dining options for weekend excursions. Overall, student life at Rust College is geared towards a supportive, engaging, and culturally rich experience within a close-knit academic setting.

How much financial aid does Rust College give?

Rust College provides financial aid to assist students in meeting the cost of attendance. The primary forms of aid include federal and state grants, institutional scholarships, and student loans. While specific aggregate data on the percentage of students receiving aid or the average aid package is not detailed in the provided statistics, it is typical for private institutions like Rust College to offer a range of scholarships based on academic merit, financial need, and specific talents or affiliations. Federal aid programs such as Pell Grants and federal student loans are accessible to eligible students. Institutional aid is crucial for many students attending private colleges, and Rust College likely has its own scholarship programs designed to attract and support its student body. Prospective students are strongly encouraged to complete the Free Application for Federal Student Aid (FAFSA) and any additional institutional aid applications promptly. It is advisable to contact Rust College's Financial Aid Office directly to inquire about the types of scholarships available, eligibility requirements, and the average financial aid package awarded to students, as this information can significantly impact the net cost of attendance and the overall financial value of the degree.

What salary can I expect after graduating from Rust College?

The median 10-year earnings for Rust College graduates are reported as $32,275. This figure represents the average earnings of alumni a decade after graduation and serves as a benchmark for salary expectations. It's important to note that this is a median, meaning half of graduates earn more, and half earn less. Actual salaries can vary significantly based on the chosen major, individual performance, internship experiences, and the specific industry and geographic location of employment. For example, graduates entering fields with higher demand or requiring specialized skills might command higher salaries. Conversely, those entering lower-paying sectors or starting in entry-level positions may earn less initially. Given the college's location and typical program offerings, graduates might find initial employment in fields such as education, social services, or administrative roles, which often have moderate starting salaries. To gain a more precise understanding, prospective students should research salary data for specific majors offered at Rust College and explore career services resources that track alumni employment and earnings by field.

What are the dorms like at Rust College?

Information regarding the specific details of dormitories at Rust College is not extensively publicized in general statistics. However, as a residential college with a relatively small student population, it is likely that Rust College provides on-campus housing options for its students. Dormitories at small private colleges typically aim to foster a close-knit community, often featuring traditional residence hall setups with shared rooms and common areas. These spaces are designed to support student life, academic pursuits, and social interaction. Students can expect basic furnishings in their rooms, such as a bed, desk, and closet space. Common facilities usually include lounges for studying and socializing, laundry rooms, and potentially kitchens or dining areas. The residential experience is often a significant part of student life, with resident advisors (RAs) providing support and organizing activities. Prospective students interested in the specifics of dormitories, including room configurations, amenities, and housing policies, should consult the Rust College Student Affairs or Residential Life section of the college's official website or contact the relevant office directly for the most accurate and up-to-date information.

Is Rust College a good school for research?

Rust College, as a liberal arts institution, likely offers research opportunities for its students, particularly within specific academic departments. While it may not have the extensive research infrastructure of a large R1 university, undergraduate research is a common component of a liberal arts education, allowing students to engage deeply with their chosen fields. Students may have opportunities to work closely with faculty mentors on research projects, potentially leading to presentations at academic conferences or contributions to scholarly work. The emphasis is often on developing critical thinking, analytical skills, and research methodologies. Departments such as the sciences, social sciences, and humanities are prime areas where research engagement can occur. Students interested in research should actively seek out faculty members whose work aligns with their interests and inquire about available research assistant positions or independent study opportunities. Participation in research can significantly enhance a student's academic profile, especially if they plan to pursue graduate studies.

How does Rust College compare to similar schools?

Rust College is a private, historically Black liberal arts college with a small enrollment (467 students) and a selective admission rate (48.7%). When comparing it to similar schools, one might look at other private, smaller HBCUs or regional liberal arts colleges in the South. Realistic peers include institutions like Tougaloo College, Alcorn State University (though larger and public), Mississippi Valley State University (public), and potentially other small private colleges with similar missions. Advantages Rust College might hold over some peers include its smaller size, potentially leading to more personalized attention and a tighter-knit community. Its specific location in North Mississippi might also offer unique regional connections. However, Rust College faces disadvantages, notably its significantly lower median earnings ($32,275) compared to many peer institutions, and a very low graduation rate (17.3%), which is a critical concern. Many comparable HBCUs, even those with similar enrollment sizes, may have stronger national recognition, more robust alumni networks, and better career placement outcomes, making Rust College's value proposition a key differentiator.

What do employers think of a degree from Rust College?

The perception of a degree from Rust College among employers is likely influenced by its status as a smaller, private, historically Black liberal arts institution. Employers who actively recruit from Rust College, particularly in the North Mississippi and greater Memphis region, likely value the foundational liberal arts education and the specific skills developed by graduates. These employers may include local school districts, regional healthcare providers, non-profit organizations, and smaller businesses that appreciate the personalized attention and community focus often associated with graduates from smaller colleges. However, for larger corporations or those seeking candidates from institutions with broader name recognition or more extensive alumni networks, a degree from Rust College might require graduates to more actively demonstrate their qualifications and potential. The relatively low median earnings reported for alumni suggest that employers may not consistently offer higher starting salaries compared to graduates from larger or more research-intensive universities. Ultimately, employer perception is often shaped by the individual graduate's preparedness, skills, and the specific reputation of Rust College within its primary recruiting regions.

Explore More

Colleges in Mississippi

Browse all colleges in Mississippi

Similar Schools

College Rankings

Research Tools

H-1B Visa Salary Data

Visit Rust College official website

View on College Scorecard (Dept. of Education)

AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.