CollegeTuitionData — College Data in Plain English

Rust College

Holly Springs, MS 38635 — Private Nonprofit

Value Score: 55/100 | ROI Score: -39 | Affordability Score: 75/100

Tuition (In-State): $13,265 | Out-of-State: $13,265

Acceptance Rate: 48.7% | Graduation Rate: 17.3% | Retention Rate: 84.4%

Median Earnings (10yr): $32,275 | Median Debt: $26,159

Student Body Size: 467 (small)

Pell Grant Recipients: 71.5% | Federal Loan Rate: 69.6%

Average Faculty Salary: $5,096/month

Tuition & Affordability Analysis

In-state tuition at Rust College is $13,265 per year, which is 66% below the national average for private institutions.

Out-of-state students pay $13,265/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $53,060 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Rust College:

  • Families earning $0–$30,000: $12,546/year
  • Families earning $30,001–$48,000: $9,481/year
  • Families earning $48,001–$75,000: $13,878/year
  • Families earning $75,001–$110,000: $8,797/year
  • Families earning $110,000+: $18,356/year

Low-income families receive an average discount of $719/year, paying just 95% of the sticker price.

Admissions Snapshot

Rust College has an acceptance rate of 48.7%, placing it in the Selective (35–50%) category. This means roughly 240 students apply each year.

Graduate Outcomes & Return on Investment

17.3% of students at Rust College complete their degree, 72% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

First-year retention rate: 84.4% (4% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Rust College earn a median salary of $32,275 ten years after enrollment, 21% below the national average.

The median student debt at graduation is $26,159, 22% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $284/month, with a total repayment of $34,080 (including $7,921 in interest).

Debt-to-Earnings Ratio: 0.81x. This ratio is approaching the caution zone. Graduates may face significant loan payments relative to income.

Financial Aid Profile

71.5% of students at Rust College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 117% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.

69.6% of students take federal loans, 48% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $5,096/month, 42% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Rust College enrolls 467 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 16/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 1%, Hispanic 2%, Black 92%, Asian 0%.

Rust College: Small Private Institution with Mixed Academic and Career Outcomes

Report Card: Overall Grade D

Rust College receives an overall grade of D based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: D
  • Affordability: A+

College Analysis

Rust College is a Private Nonprofit institution in Holly Springs, MS with approximately 467 students. Rust College has a low graduation rate, which may indicate challenges in academic support or student engagement. The median earnings 10 years after graduation are below the national average, suggesting potential career outcomes may not be as strong as peers. The college has a high admission rate, which could mean it is more accessible but may also indicate lower academic rigor or competition.

The Verdict: Is Rust College Worth It?

Rust College presents a complex value proposition. With an in-state and out-of-state tuition of $13,265 and median 10-year earnings of $32,275, the immediate financial return on investment appears challenging. The median debt of $26,159, when compared to the median earnings, suggests a debt-to-income ratio that requires careful financial management post-graduation. The ROI score of -39 further underscores this concern, indicating that, on average, graduates do not recoup their educational investment quickly. The graduation rate of 17.3% is also a significant factor, suggesting that a substantial portion of students may not complete their degrees, impacting the overall value for those who do not finish. While the cost of attendance is relatively modest compared to many private institutions, the low median earnings and high debt levels raise questions about the financial viability of a Rust College degree. It is not a clear-cut 'good deal' and could be considered overpriced given the reported outcomes. However, for students seeking a specific, perhaps niche, educational experience or those who can secure significant financial aid, the value might be perceived differently. For the average student, the financial return is questionable, and a direct recommendation is difficult without further data on specific program outcomes and individual financial aid packages. It is crucial for prospective students to thoroughly investigate program-specific career paths and earnings potential.

Return on Investment

Given the low graduation rate and below-average earnings, the degree may not be worth the cost for many students.

Debt Reality Check

Median student debt at Rust College: $26,159. Monthly payment on a standard 10-year plan: $297/month. Total repaid: $35,640 ($9,481 in interest).

Breakeven vs high school diploma: 11.5 years. Debt burden: Moderate. Salary needed for comfortable repayment: $35,640.

Strengths

  • Affordable tuition rates for in-state and out-of-state students.
  • Highly diverse student body.

Weaknesses

  • Low graduation rate.
  • Below-average median earnings 10 years post-graduation.

Academic Profile

Retention Rate: 84.4%.

Rust College, a private liberal arts institution, offers a focused academic environment with a commitment to undergraduate education. While specific program strengths are not detailed in broad data, institutions of this type and size often excel in foundational disciplines such as English, History, Business Administration, and Education. Given its history, programs related to African American Studies or Social Justice may also be areas of particular focus and faculty expertise. Research opportunities for undergraduates might be more faculty-mentored and project-based rather than large-scale, independent labs, offering a hands-on learning experience. The faculty, though specific salary data is unavailable, are likely dedicated to teaching and student mentorship, a hallmark of smaller colleges. The student-faculty ratio, while not explicitly provided, can be inferred to be relatively low given the student population, suggesting ample opportunity for personalized attention. Rust College may offer an Honors Program designed to challenge high-achieving students with enriched coursework and dedicated faculty guidance. Study abroad opportunities, while perhaps less extensive than at larger universities, are often available through partnerships or specific faculty-led programs, providing valuable global perspectives. Academic support resources are crucial at smaller institutions; expect to find tutoring services, writing centers, and academic advising readily accessible to help students navigate their coursework and develop essential academic skills. Students seeking a supportive, faculty-engaged learning environment will find Rust College a conducive place to pursue their undergraduate degrees.

Financial Aid Guide for Rust College

Pell Grant recipients: 71.5%. Students taking federal loans: 69.6%.

Navigating financial aid at Rust College requires understanding its commitment to affordability, especially for students from diverse economic backgrounds. As a private institution, Rust College likely offers a combination of federal, state, institutional grants, and scholarships. While specific merit aid availability isn't detailed, it's common for colleges of this nature to offer scholarships based on academic achievement (GPA, high school coursework) and sometimes specific talents (e.g., arts, athletics, leadership). Need-based aid will be a significant component, determined by the FAFSA and institutional forms, aiming to bridge the gap between the cost of attendance and what families can afford. Work-study opportunities are often available, providing part-time employment on campus for students who qualify, helping them earn money to cover educational expenses. Typical aid packages can vary widely, but for students with demonstrated financial need, grants and scholarships could cover a substantial portion of the $13,265 tuition. For families with lower incomes, the goal is often to make attendance feasible through a combination of grants, federal loans, and potentially work-study. It's crucial to complete the FAFSA early, as many aid programs are first-come, first-served. Scholarship tips include actively seeking out institutional scholarships beyond general admissions, applying for external scholarships from community organizations, religious groups, or specific foundations, and highlighting any unique achievements or experiences in applications. Negotiating aid at Rust College might be less common or impactful compared to larger, more selective institutions, as their aid philosophy is often geared towards meeting demonstrated need within their established budget. However, if a student has a significant competing offer from a similar institution, a polite inquiry to the financial aid office might be considered, though success is not guaranteed.

Hidden Costs at Rust College

  • Room and Board: On-campus housing and meal plans can range from $7,000 to $10,000 annually, depending on the chosen plan and room type.
  • Textbooks and Supplies: Budget approximately $1,000 to $1,500 per academic year for required course materials.
  • Student Fees: Expect various fees for services like technology, student activities, and registration, potentially totaling $500 to $1,000 per year.
  • Transportation: Costs for travel to and from campus, as well as local transportation, can vary significantly but budget at least $500-$1,000 annually.
  • Personal Expenses: Allow for spending on toiletries, laundry, entertainment, and other miscellaneous personal items, likely $1,000-$2,000 per year.
  • Health Insurance: If not covered by a parent's plan, the college may offer a student health insurance plan, which could add $1,000-$3,000 annually.

Alumni Outcomes & Career Paths

Rust College, a private nonprofit institution in Holly Springs, Mississippi, serves a student body of approximately 467. While specific data on major employers actively recruiting from Rust College is not readily available, the institution's focus on liberal arts and professional programs suggests alumni may find opportunities in sectors such as education, social services, healthcare support, and business administration. Given its location, regional employers like Baptist Memorial Hospital-DeSoto, local school districts (e.g., Holly Springs School District), and smaller businesses in the Memphis metropolitan area are potential destinations for graduates. Industries where alumni might cluster include K-12 education, non-profit organizations, and entry-level roles in administrative or support functions within larger corporations. Graduate school placement rates are not publicly detailed, but students pursuing advanced degrees would likely target programs in education, counseling, or business. Notable alumni are not widely publicized, making it challenging to identify specific career trajectories. Career services at smaller institutions like Rust College often provide personalized attention, focusing on resume building, interview skills, and connecting students with local and regional internship opportunities. Internship pipelines may be strongest within the immediate Mississippi and Tennessee regions, potentially involving partnerships with local healthcare providers, educational institutions, or community organizations. Geographic hiring patterns for Rust College graduates tend to be concentrated in Mississippi and the greater Memphis, Tennessee area, reflecting the school's regional focus and the economic landscape of North Mississippi.

Campus Life & Culture at Rust College

Rust College attracts a student body primarily from Mississippi and surrounding Southern states, creating a strong regional cohort. The institution's identity as an HBCU means it is a welcoming environment for African American students, fostering a diverse and culturally rich community. Students who thrive here are often those who appreciate a supportive, family-like atmosphere, value community engagement, and seek a focused academic experience rooted in tradition.

Rust College in Holly Springs, MS, offers a close-knit campus experience, characteristic of its small size (around 467 students). The vibe here is deeply rooted in its history as a historically Black college and university (HBCU), fostering a strong sense of community, pride, and shared purpose. Social life often revolves around campus events, student organizations, and the vibrant cultural traditions that are central to the HBCU experience. Expect a focus on spiritual life, with regular chapel services and a strong presence of religious organizations. While Greek life exists, it's often integrated into the broader campus social fabric rather than being a dominant force. Athletics, particularly basketball, can be a significant draw, uniting students and the wider community. Housing is typically dormitory-style, encouraging interaction among residents, and dining services provide a central hub for meals and socializing. The student body is largely drawn from Mississippi and surrounding Southern states, creating a familiar regional atmosphere. Students who thrive at Rust often appreciate a supportive, family-like environment where faculty and staff are accessible and invested in their success. The campus itself, located in Holly Springs, offers a quieter, more focused setting, allowing students to immerse themselves in their academic and extracurricular pursuits without the distractions of a large urban environment. Traditions likely include homecoming celebrations, Founders' Day events, and various cultural showcases that highlight the rich heritage of the institution and its students.

Campus Highlights

  • Rich HBCU Heritage: A deep connection to African American history and culture, fostering a unique sense of pride and community.
  • Close-Knit Community: Small student body size encourages strong relationships among students, faculty, and staff.
  • Holly Springs Location: A quieter, focused environment conducive to academic pursuits, with access to local Southern culture.
  • Spiritual Foundation: A strong emphasis on spiritual development and a vibrant religious life on campus.
  • Student Engagement: Numerous student organizations and activities provide ample opportunities for involvement and leadership.
  • Affordability Focus: A commitment to providing accessible education, particularly for students from the region.

Location & Regional Advantages

Rust College's location in Holly Springs, Mississippi, offers a unique regional context for its students. Holly Springs is a small city situated in Marshall County, approximately 45 miles southeast of Memphis, Tennessee. This proximity to a major metropolitan area like Memphis is a significant geographic advantage, providing access to a larger job market and a more diverse range of industries, including healthcare, logistics, entertainment, and advanced manufacturing. The cost of living in Holly Springs and the surrounding North Mississippi region is considerably lower than in major urban centers, which can make post-graduation financial stability more attainable. Quality of life in Holly Springs is characteristic of a small Southern town, offering a slower pace and a strong sense of community. While the immediate local job market may be limited, the connection to Memphis opens up career opportunities. Weather is typical of the Mid-South, with warm summers and mild winters. Safety is generally comparable to other small towns, though like any area, it has its own considerations. The primary career opportunity advantage stemming from this location is the ability to leverage the lower cost of living while accessing the broader economic opportunities of the Memphis region for internships and initial employment, potentially allowing graduates to build a career foundation before considering relocation.

How to Get Into Rust College

Applying to Rust College, with an admission rate around 48.7%, suggests a moderately selective process where a well-rounded application is key. While Early Decision (ED) and Early Action (EA) options might exist, their specific advantages at Rust College are likely less pronounced than at highly competitive schools; however, applying early is always recommended to ensure full consideration for admission and financial aid. The admissions committee will likely value a strong academic record, demonstrated commitment to community, and alignment with the college's mission and values, particularly its heritage as an HBCU. While SAT/ACT scores are not provided, a solid GPA reflecting consistent effort and challenging coursework will be crucial. Essays are an important opportunity to showcase personality, aspirations, and how you would contribute to the Rust College community. Focus on topics that highlight resilience, leadership, community involvement, or personal growth. Demonstrated interest can be shown through campus visits (if possible), attending virtual information sessions, and engaging with admissions counselors. The timeline should involve preparing application materials (transcripts, recommendations, essays) well in advance of deadlines, typically in the fall for the following academic year, with financial aid applications often due shortly thereafter.

How Rust College Compares to Similar Schools

Similar schools: Tougaloo College, Alcorn State University, Mississippi Valley State University, Jackson State University

Advantages

  • Smaller class sizes and more personalized attention due to lower student enrollment.
  • Potentially stronger sense of community and alumni network within its specific regional focus.
  • Lower tuition compared to some larger state universities in Mississippi.

Disadvantages

  • Significantly lower median earnings compared to most peer institutions.
  • Lower graduation rates compared to many comparable HBCUs.
  • Less extensive career services infrastructure and fewer established employer partnerships.

Best For

  • Prospective students interested in high academic rigor and strong career outcomes may want to consider other options.
  • Students seeking a more competitive academic environment might find better opportunities elsewhere.

Avoid If

  • Students looking for a highly selective institution with higher graduation rates and better career outcomes should avoid Rust College.
  • Those seeking a more affordable education with a diverse student body may find Rust College a good fit.

Frequently Asked Questions about Rust College

How much does it cost to attend Rust College?

In-state tuition at Rust College is $13,265 per year, and out-of-state tuition is $13,265 per year. The median student debt at graduation is $26,159.

What is the acceptance rate at Rust College?

Rust College has an acceptance rate of 48.7%.

What is the graduation rate at Rust College?

Rust College has a graduation rate of 17.3%.

How much do Rust College graduates earn?

The median earnings for Rust College graduates 10 years after enrollment is $32,275. With median debt of $26,159, graduates earn roughly 1.2x their debt level annually.

How big is Rust College?

Rust College has approximately 467 students and is classified as a small institution. It is located in Holly Springs, MS and is a Private Nonprofit institution.

Is Rust College worth the cost?

Rust College has an ROI score of -39 out of 100. With in-state tuition of $13,265 per year and median post-graduation earnings of $32,275, the data suggests the return on investment may be below average.

Where is Rust College located?

Rust College is located in Holly Springs, MS. It is a Private Nonprofit institution with approximately 467 students.

How much student debt do Rust College graduates have?

The median student debt for Rust College graduates is $26,159. With median earnings of $32,275 ten years after enrollment, graduates can expect a debt-to-income ratio of 81%.

Is Rust College a good college?

Rust College has a graduation rate of 17.3% and median post-graduation earnings of $32,275. Highly diverse student body with a majority being Black.

How does Rust College compare to similar colleges?

Low tuition rates for in-state and out-of-state students. Compared to peer institutions, Rust College has lower graduation rates and median earnings, but offers more affordable tuition.

What career prospects do Rust College graduates have?

Graduates may find limited career opportunities, but the college's affordability can be a significant advantage.

What should prospective students know about Rust College?

Rust College is positioned in a niche market, offering affordable education to a predominantly Black student body.

What makes Rust College stand out?

Graduation rate is significantly lower than the national average.

What are the pros and cons of attending Rust College?

Median earnings 10 years post-graduation are below the national average.

Explore More

Colleges in Mississippi

Browse all colleges in Mississippi

Similar Schools

College Rankings

Research Tools

H-1B Visa Salary Data

Visit Rust College official website

View on College Scorecard (Dept. of Education)

Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.