Ripon College
Ripon, WI 54971-0248 — Private Nonprofit
Value Score: 65/100 | ROI Score: -74 | Affordability Score: 35/100
Tuition (In-State): $51,900 | Out-of-State: $51,900
Acceptance Rate: 79.8% | Graduation Rate: 61.7% | Retention Rate: 72.3%
Median Earnings (10yr): $54,902 | Median Debt: $27,000
SAT Average: 1176 | ACT Midpoint: 24
Student Body Size: 688 (small)
Pell Grant Recipients: 33.8% | Federal Loan Rate: 70.3%
Average Faculty Salary: $8,249/month
Tuition & Affordability Analysis
In-state tuition at Ripon College is $51,900 per year, which is 32% above the national average for private institutions.
Out-of-state students pay $51,900/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $207,600 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Ripon College:
- Families earning $0–$30,000: $15,712/year
- Families earning $30,001–$48,000: $14,267/year
- Families earning $48,001–$75,000: $16,971/year
- Families earning $75,001–$110,000: $19,124/year
- Families earning $110,000+: $25,280/year
Low-income families receive an average discount of $36,188/year, paying just 30% of the sticker price.
Admissions Snapshot
Ripon College has an acceptance rate of 79.8%, placing it in the Less Selective (70–85%) category. This means roughly 215 students apply each year.
The average SAT score of admitted students is 1176, 11% above the national average. This is within the mid-range nationally.
The ACT midpoint is 24, 14% above the national average.
Graduate Outcomes & Return on Investment
61.7% of students at Ripon College complete their degree, near the national average. This is a solid graduation rate.
First-year retention rate: 72.3% (11% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Ripon College earn a median salary of $54,902 ten years after enrollment, 34% above the national average. This represents a $19,902/year earnings premium over the average high school diploma holder, or $597,060 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).
Debt-to-Earnings Ratio: 0.49x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Ripon College pays for itself in approximately 11 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
33.8% of students at Ripon College receive Pell Grants (federal need-based aid for families earning under ~$60,000), near the national average. This is near the national average, reflecting a typical economic diversity among the student body.
70.3% of students take federal loans, 50% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $8,249/month, 5% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Ripon College enrolls 688 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 36/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 79%, Hispanic 11%, Black 3%, Asian 1%.
Ripon College: A Small Private Institution with Strong Liberal Arts Focus
- Ripon College: A Modest Investment with Long-Term Potential?
- Beyond the Classroom: Understanding Ripon College's Career Trajectory
- The Ripon Experience: Small Town Charm Meets Liberal Arts Education
Report Card: Overall Grade D
Ripon College receives an overall grade of D based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: C+
- Affordability: C-
College Analysis
Ripon College is a Private Nonprofit institution in Ripon, WI with approximately 688 students. Academics: Strong focus on liberal arts with a high graduation rate. Value: High tuition with moderate earnings and debt, making it less affordable. Outcomes: Graduates have above-average earnings but face significant debt.
The Verdict: Is Ripon College Worth It?
Ripon College presents a complex value proposition. With an in-state and out-of-state tuition of $51,900 and a median 10-year earnings of $54,902, the immediate return on investment appears modest, with earnings only slightly exceeding the annual tuition cost. The median debt of $27,000, while not excessively high, adds to the financial consideration. The ROI score of -74 strongly suggests that, based on median earnings alone, the financial return is not robust. A direct comparison shows that it would take approximately 10 years of post-graduation earnings, assuming all income went towards tuition and debt repayment, to recoup the initial investment, without accounting for living expenses or interest. This indicates that Ripon College is likely overpriced when viewed purely through a financial lens. However, the value of a liberal arts education often extends beyond immediate financial metrics, encompassing critical thinking, communication skills, and personal development, which are harder to quantify. For students who prioritize these aspects and can secure higher-than-median salaries or pursue graduate studies, the value proposition might improve. Given the data, Ripon College is not a clear financial bargain and appears to be a significant investment with a potentially slow financial payoff. It is recommended that prospective students thoroughly explore financial aid options and potential career paths that lead to significantly higher earnings than the median.
Return on Investment
Despite the high cost, Ripon College's strong liberal arts education and above-average earnings make it a worthwhile investment for students committed to this type of education.
Debt Reality Check
Median student debt at Ripon College: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.
Strengths
- Strong focus on liberal arts education
- High graduation rate
- Above-average earnings 10 years post-graduation
Weaknesses
- High tuition and significant debt
- Moderate affordability score
- Slightly below average graduation rate
Academic Profile
SAT Average: 1176. ACT Midpoint: 24. Retention Rate: 72.3%.
Ripon College prides itself on a liberal arts education that emphasizes critical thinking, communication, and a broad intellectual foundation. While specific departmental rankings aren't readily available, the college has historically strong programs in areas like English, History, Psychology, and Business Administration. The Biology and Chemistry departments are also well-regarded, often serving as springboards for students pursuing pre-health professions or graduate studies. Research opportunities are a significant component of the Ripon experience. Undergraduates are encouraged to engage in faculty-mentored research, often presenting their findings at the annual Student Research Symposium. The Ripon College Honors Program offers a challenging academic path for high-achieving students, providing smaller class sizes and enriched coursework. Study abroad is strongly encouraged, with numerous partnerships allowing students to explore global perspectives. Academic support is robust, with the Center for Teaching and Learning providing tutoring, writing assistance, and academic advising to ensure students have the resources to succeed. The relatively low student-faculty ratio, though not explicitly provided, is a hallmark of liberal arts colleges like Ripon, suggesting ample opportunities for personalized attention from dedicated faculty.
Financial Aid Guide for Ripon College
Pell Grant recipients: 33.8%. Students taking federal loans: 70.3%.
Ripon College is committed to making its private liberal arts education accessible through a combination of merit-based and need-based financial aid. For the incoming class, a significant portion of students receive some form of financial assistance. Merit scholarships are awarded automatically based on academic achievement, such as GPA and standardized test scores (though these are currently optional). These can range from a few thousand dollars to covering a substantial portion of tuition. Need-based aid, determined by the FAFSA and the CSS Profile, is also crucial. Families with an Expected Family Contribution (EFC) below $10,000 might expect aid packages that significantly reduce the net cost of attendance. For example, a family with an EFC of $5,000 might receive a package combining grants, scholarships, and potentially federal loans, bringing the out-of-pocket cost down considerably from the sticker price of $51,900. Work-study opportunities are available, offering students the chance to earn money through on-campus employment. While Ripon is generally considered generous with aid, especially for academically strong students, negotiating aid packages is possible, particularly if you have competing offers from similar institutions. It's advisable to submit all financial aid forms early to maximize your eligibility for all available funds.
Hidden Costs at Ripon College
- Room and board costs can add approximately $12,000 - $15,000 per academic year, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can easily cost between $1,000 - $1,500 annually.
- Student activity fees, often around $200 - $300 per semester, fund campus events and organizations.
- Personal expenses, including toiletries, laundry, entertainment, and travel, can range from $1,500 - $3,000 per year.
- Transportation costs for travel home during breaks or for personal trips can vary widely but budget at least $500 - $1,000 annually.
- Optional health insurance, if not covered by a parent's plan, can add another $2,000 - $3,000 per year.
Alumni Outcomes & Career Paths
Ripon College, a small liberal arts institution in Wisconsin, positions its graduates for a diverse range of career paths, though specific employer recruitment data is not widely publicized. Alumni tend to cluster in sectors that value a broad-based education, including education, healthcare, finance, and various professional services. While direct recruitment by major corporations might be less prevalent than at larger universities, Ripon's career services department focuses on building relationships with regional employers and facilitating internship opportunities. Graduates often find roles in Wisconsin-based companies such as Northwestern Mutual, Associated Bank, and various healthcare systems like Ascension Wisconsin. The college also sees alumni entering the education sector, working for school districts across the state. Graduate school placement is a significant outcome for many Ripon students, with a notable percentage pursuing advanced degrees in fields like law, medicine, and specialized master's programs. The quality of career services is often cited as a strength, with personalized guidance and a strong emphasis on internship placement. Ripon's internship pipeline is supported by its alumni network and dedicated career staff, helping students secure experiences at organizations like the Milwaukee Brewers, local non-profits, and government agencies. Geographic hiring patterns show a strong tendency for graduates to remain in Wisconsin, particularly in the Milwaukee and Madison metropolitan areas, though some alumni do find opportunities in other Midwestern states and beyond, depending on their field of study and career aspirations.
Campus Life & Culture at Ripon College
Ripon College attracts a student body primarily from Wisconsin and surrounding Midwestern states, though a growing number of students come from across the country. The college fosters an environment where students who are intellectually curious, community-minded, and eager to explore diverse interests tend to thrive. While not a large, diverse institution, Ripon values the contributions of students from various backgrounds and encourages an inclusive campus culture.
Ripon College cultivates a close-knit, engaged campus community where students often describe the atmosphere as friendly and supportive. With a student body of under 700, it's easy to build meaningful connections with peers and faculty. The heart of campus life revolves around the Commons, a central hub for dining, socializing, and student organization meetings. Residential life is a cornerstone, with most students living on campus throughout their four years. Options range from traditional residence halls like Scott Hall and Stewart Hall, offering a classic dorm experience, to apartment-style living in Brockington Center for students seeking more independence. The college emphasizes a vibrant student organization scene, with over 40 clubs and groups catering to diverse interests, from the Ripon College Student Government Association (RCSGA) to the Ripon College Environmental Club and various academic honor societies. While Greek life exists with a few fraternities and sororities, it's not the dominant social force, allowing for a broader range of social activities. The Ripon College Players and the Ripon College Band provide creative outlets, while intramural sports and NCAA Division III athletics, particularly in basketball, football, and soccer, offer competitive and recreational opportunities. The 'vibe' is one of genuine community, where students are encouraged to get involved, explore new interests, and forge lasting relationships in a picturesque, small-town Wisconsin setting.
Campus Highlights
- The historic Commons building, serving as the central hub for dining and student life.
- The picturesque campus setting in Ripon, Wisconsin, offering a quintessential small-town college feel.
- Strong emphasis on undergraduate research opportunities with faculty mentorship.
- The Ripon College Honors Program for academically driven students.
- A vibrant student organization scene with over 40 clubs and groups.
- Commitment to a liberal arts education fostering critical thinking and broad intellectual development.
Location & Regional Advantages
Ripon, Wisconsin, offers a unique regional context for Ripon College graduates. The local job market is modest, with opportunities primarily in small businesses, local government, and education. However, Ripon's strategic location within Wisconsin provides access to larger economic centers. It's situated roughly equidistant from Milwaukee (about 1.5 hours) and Madison (about 1 hour), two of the state's largest cities and economic hubs. This proximity allows students to tap into internship and job markets in finance, healthcare, technology, and manufacturing. The cost of living in Ripon itself is significantly lower than in these major cities, offering a financial advantage for students and recent graduates who choose to remain in the immediate area. Quality of life in Ripon is characterized by a small-town feel, with access to natural recreational areas. While the weather is typical of the Midwest with cold winters and warm summers, the safety and community atmosphere are often highlighted as positives. The college's location, while not directly adjacent to a major industry hub, fosters a close-knit campus community and encourages students to leverage the broader Wisconsin economy for their career development, particularly through internships and networking facilitated by the college.
How to Get Into Ripon College
Ripon College employs a holistic review process, meaning they consider a wide range of factors beyond just grades and test scores. With an admission rate around 80%, Ripon is accessible to many capable students. While SAT/ACT scores are optional, submitting strong scores can certainly bolster an application. For those who submit, aiming for scores within the typical range of admitted students (if available) is beneficial. A strong GPA, particularly in challenging coursework like AP or IB classes, is highly valued. The admissions committee looks for students who demonstrate academic curiosity and a willingness to engage with the liberal arts curriculum. The essay is a critical component; focus on showcasing your personality, intellectual interests, and how you might contribute to the Ripon community. Demonstrating interest is important; this can be shown through campus visits (virtual or in-person), attending information sessions, and thoughtful communication with the admissions office. Ripon offers Early Action (EA) and Regular Decision (RD) options. Applying EA can signal strong interest and provide an earlier notification of admission, though it is non-binding. The typical timeline involves applying by November 1st for EA and January 15th for RD, with decisions released in December and March, respectively.
How Ripon College Compares to Similar Schools
Similar schools: Lawrence University, Beloit College, Carleton College, Grinnell College
Advantages
- Potentially lower sticker price or more generous financial aid compared to some highly selective peers.
- Stronger sense of community and personalized attention due to smaller size.
- Location in a lower cost-of-living area compared to urban-based liberal arts colleges.
Disadvantages
- Lower median graduate earnings compared to more established or selective liberal arts colleges.
- Less extensive alumni network and fewer direct recruitment pipelines to major national employers.
- Lower graduation rate may indicate challenges for some students in completing their degrees within the typical timeframe.
Best For
- Prospective students should consider the high cost of attendance and potential debt.
- Students seeking a more diverse student body may find other options more suitable.
- Those looking for a larger institution with more resources and extracurricular activities might prefer other options.
Avoid If
- Students who are committed to a small, close-knit community and a strong liberal arts education should consider other options.
- Students with a preference for larger institutions with more diverse extracurricular activities and resources might find other colleges more appealing.
Frequently Asked Questions about Ripon College
How much does it cost to attend Ripon College?
In-state tuition at Ripon College is $51,900 per year, and out-of-state tuition is $51,900 per year. The median student debt at graduation is $27,000.
What is the acceptance rate at Ripon College?
Ripon College has an acceptance rate of 79.8%.
What is the graduation rate at Ripon College?
Ripon College has a graduation rate of 61.7%.
How much do Ripon College graduates earn?
The median earnings for Ripon College graduates 10 years after enrollment is $54,902. With median debt of $27,000, graduates earn roughly 2.0x their debt level annually.
How big is Ripon College?
Ripon College has approximately 688 students and is classified as a small institution. It is located in Ripon, WI and is a Private Nonprofit institution.
Is Ripon College worth the cost?
Ripon College has an ROI score of -74 out of 100. With in-state tuition of $51,900 per year and median post-graduation earnings of $54,902, the data suggests the return on investment may be below average.
Where is Ripon College located?
Ripon College is located in Ripon, WI. It is a Private Nonprofit institution with approximately 688 students.
How much student debt do Ripon College graduates have?
The median student debt for Ripon College graduates is $27,000. With median earnings of $54,902 ten years after enrollment, graduates can expect a debt-to-income ratio of 49%.
Is Ripon College a good college?
Ripon College has a graduation rate of 61.7% and median post-graduation earnings of $54,902. Highly selective admissions with a 79.84% acceptance rate.
How does Ripon College compare to similar colleges?
78.92% of students are white, with a small Asian population. While Ripon College offers a strong liberal arts education and above-average earnings, the high tuition and significant debt make it less affordable compared to peer institutions.
What career prospects do Ripon College graduates have?
Graduates from Ripon College are well-prepared for careers in various fields, particularly those requiring strong analytical and communication skills.
What should prospective students know about Ripon College?
Ripon College holds a niche position in the market, catering to students who value a small, private liberal arts education and are willing to invest in it.
What makes Ripon College stand out?
Median earnings 10 years post-graduation are above the national average.
What are the pros and cons of attending Ripon College?
Graduation rate is 61.72%, slightly below the national average.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.