CollegeTuitionData — College Data in Plain English

Ramapo College of New Jersey

Mahwah, NJ 07430-1680 — Public

Value Score: 85/100 | ROI Score: 1 | Affordability Score: 90/100

Tuition (In-State): $16,777 | Out-of-State: $27,708

Acceptance Rate: 70.6% | Graduation Rate: 70.8% | Retention Rate: 83.6%

Median Earnings (10yr): $67,541 | Median Debt: $21,000

SAT Average: 1211 | ACT Midpoint: 26

Student Body Size: 4,898 (medium)

Pell Grant Recipients: 28.2% | Federal Loan Rate: 37.6%

Average Faculty Salary: $12,502/month

Tuition & Affordability Analysis

In-state tuition at Ramapo College of New Jersey is $16,777 per year, which is 53% above the national average for public institutions.

Out-of-state students pay $27,708/year — a premium of $10,931 over in-state rates. Over four years, out-of-state students pay approximately $43,724 more than their in-state peers.

Estimated four-year tuition cost: $67,108 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Ramapo College of New Jersey:

  • Families earning $0–$30,000: $9,008/year
  • Families earning $30,001–$48,000: $10,708/year
  • Families earning $48,001–$75,000: $18,074/year
  • Families earning $75,001–$110,000: $22,949/year
  • Families earning $110,000+: $26,008/year

Low-income families receive an average discount of $7,769/year, paying just 54% of the sticker price.

Admissions Snapshot

Ramapo College of New Jersey has an acceptance rate of 70.6%, placing it in the Less Selective (70–85%) category. This means roughly 1,733 students apply each year.

The average SAT score of admitted students is 1211, 14% above the national average. This reflects a strong academic student body.

The ACT midpoint is 26, 24% above the national average.

Graduate Outcomes & Return on Investment

70.8% of students at Ramapo College of New Jersey complete their degree, 14% above the national average. This is a solid graduation rate.

First-year retention rate: 83.6% (3% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Ramapo College of New Jersey earn a median salary of $67,541 ten years after enrollment, 65% above the national average. This represents a $32,541/year earnings premium over the average high school diploma holder, or $976,230 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $21,000, near the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $228/month, with a total repayment of $27,360 (including $6,360 in interest).

Debt-to-Earnings Ratio: 0.31x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Ramapo College of New Jersey pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

28.2% of students at Ramapo College of New Jersey receive Pell Grants (federal need-based aid for families earning under ~$60,000), 14% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

37.6% of students take federal loans, 20% below the national average. This is a moderate borrowing rate.

Average faculty salary: $12,502/month, 43% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Ramapo College of New Jersey enrolls 4,898 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 65/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 51%, Hispanic 27%, Black 6%, Asian 10%.

Ramapo College of New Jersey: Medium-Sized Public Institution with Strong Graduation and Earnings Potential

Report Card: Overall Grade C

Ramapo College of New Jersey receives an overall grade of C based on six dimensions:

  • Academics: C
  • Value: C-
  • Outcomes: B+
  • Affordability: D

College Analysis

Ramapo College of New Jersey is a Public institution in Mahwah, NJ with approximately 4,898 students. Ramapo College has a strong graduation rate and decent earnings potential for graduates. The college offers a good value with a high affordability score. The median earnings for graduates after 10 years are above the national average.

The Verdict: Is Ramapo College of New Jersey Worth It?

Ramapo College of New Jersey presents a compelling value proposition, especially for in-state students. With an in-state tuition of $16,777 and a median 10-year earning potential of $67,541, the return on investment is strong. The median debt of $21,000 is manageable, suggesting a relatively quick payoff period. If we consider the total cost for four years (approximately $67,108 in tuition alone for in-state students), the median earnings are more than double the initial investment within a decade. This indicates that Ramapo is a good deal, offering solid career outcomes without the burden of excessive student debt. For out-of-state students, the value proposition diminishes due to the higher tuition, but the median earnings remain competitive. Overall, Ramapo College of New Jersey is a hidden gem for New Jersey residents seeking a quality education with strong career prospects at a reasonable cost.

Return on Investment

While the degree is worth the cost given the strong graduation rate and earnings potential, students should consider the admission rate and limited specialized programs.

Debt Reality Check

Median student debt at Ramapo College of New Jersey: $21,000. Monthly payment on a standard 10-year plan: $238/month. Total repaid: $28,560 ($7,560 in interest).

Breakeven vs high school diploma: 0.6 years. Debt burden: Low. Salary needed for comfortable repayment: $28,560.

Strengths

  • Strong graduation rate and earnings potential
  • Good value with high affordability score

Weaknesses

  • Moderately competitive admission process
  • Limited specialized programs compared to larger institutions

Academic Profile

SAT Average: 1211. ACT Midpoint: 26. Retention Rate: 83.6%.

Ramapo College of New Jersey prides itself on providing a high-quality, liberal arts-based education within a public university setting. With an admission rate of 70.6%, Ramapo is accessible yet selective, attracting students who are ready for a challenging academic journey. The college is particularly recognized for its strong programs in the Anisfield School of Business, which offers sought-after majors like Accounting, Finance, and Marketing, often leading to strong post-graduation employment outcomes. The School of Humanities and Global Studies is another area of strength, with popular majors such as Literature, Political Science, and International Studies, fostering critical thinking and global awareness.

Research opportunities are readily available for undergraduates, allowing students to work closely with faculty mentors. This hands-on experience is invaluable for developing research skills and preparing for graduate studies or competitive job markets. While specific faculty salary data isn't provided, the public nature of Ramapo suggests a commitment to attracting qualified educators. The student-faculty ratio, though not explicitly stated, is generally manageable at public institutions of this size, facilitating personalized attention.

Ramapo offers a robust Honors Program for academically gifted students, providing enriched coursework, research opportunities, and a close-knit cohort experience. Study abroad programs are also a significant draw, with opportunities to explore international perspectives through semester-long exchanges or short-term faculty-led trips, often integrated into specific academic disciplines. Academic support is comprehensive, with resources like the Center for Academic Success offering tutoring, writing support, and academic advising to ensure students have the tools they need to thrive. Programs like the EOF (Educational Opportunity Fund) program provide crucial support for eligible students, further enhancing academic accessibility and success.

Financial Aid Guide for Ramapo College of New Jersey

Pell Grant recipients: 28.2%. Students taking federal loans: 37.6%.

Navigating financial aid at Ramapo College of New Jersey involves understanding both merit-based and need-based opportunities. As a public institution, Ramapo offers competitive tuition rates, especially for New Jersey residents ($16,777 in-state, $27,708 out-of-state). Merit scholarships are a significant component of aid, awarded based on academic achievement (GPA, course rigor) and sometimes standardized test scores, though these are not currently a primary focus for admission. These scholarships can range from a few thousand dollars to covering a substantial portion of tuition, making strong academic performance a key factor in reducing costs.

Need-based aid is awarded through federal and state programs, as well as institutional grants, determined by the FAFSA (Free Application for Federal Student Aid). Students demonstrating financial need may receive Pell Grants, New Jersey Tuition Assistance Program (TAP) grants, and Ramapo-specific grants. Work-study opportunities are also available, providing students with part-time employment on campus to help cover living expenses. Typical aid packages for students from lower-income families might combine federal grants, state grants, and institutional aid, potentially covering a significant portion of tuition and fees. For middle-income families, merit scholarships often play a larger role in offsetting costs.

Scholarship tips for Ramapo applicants include applying early for admission, as many scholarships are awarded on a rolling basis or have earlier deadlines. Highlighting extracurricular involvement, leadership roles, and community service in applications can also strengthen scholarship eligibility. While Ramapo is generally committed to meeting demonstrated need, negotiating aid packages is typically more challenging at public institutions compared to private ones. However, if you have received a significantly better offer from a comparable public institution, presenting that offer to the Ramapo financial aid office might open a dialogue, though success is not guaranteed. It's crucial to submit the FAFSA and any required institutional forms by the priority deadlines to maximize aid eligibility.

Hidden Costs at Ramapo College of New Jersey

  • Room and board costs can add an estimated $13,000 - $15,000 per academic year, depending on the chosen meal plan and housing type.
  • Textbooks and course materials can range from $800 to $1,200 annually, with some specialized courses requiring more expensive resources.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total approximately $1,000 - $1,500 per year.
  • Transportation costs, including gas, car maintenance, or public transit passes, can add $500 - $2,000 annually depending on commuting distance and habits.
  • Parking permits for students living off-campus or commuting can cost between $150 - $300 per academic year.
  • Personal expenses, such as toiletries, laundry, entertainment, and snacks, can easily amount to $1,500 - $2,500 per year.
  • Health insurance, if not covered under a parent's plan, can cost upwards of $2,000 - $3,000 annually.

Alumni Outcomes & Career Paths

Ramapo College of New Jersey graduates are well-positioned for careers, particularly within the New York metropolitan area and the broader Northeast region. Major employers that actively recruit from Ramapo include financial institutions like JP Morgan Chase and Morgan Stanley, healthcare providers such as Hackensack Meridian Health and RWJBarnabas Health, and technology firms like ADP and Cognizant. Alumni tend to cluster in industries such as finance, healthcare, technology, education, and marketing. The college also boasts a strong placement rate for graduate studies, with alumni pursuing advanced degrees at institutions like Rutgers University, Seton Hall University, and even more selective programs nationally. While specific notable alumni are not widely publicized, the success of its graduates in securing positions at reputable companies speaks to the quality of education and career preparation. Ramapo's Career Services department is a key asset, offering robust internship pipelines and career counseling. Many students secure internships with companies like EY, Deloitte, and local government agencies, which often serve as direct entry points into full-time employment. Geographic hiring patterns show a strong concentration of alumni in New Jersey, followed by New York City and surrounding suburban areas, with a growing presence in other major East Coast cities.

Campus Life & Culture at Ramapo College of New Jersey

Ramapo College of New Jersey serves a predominantly New Jersey-based student body, with a growing number of students from out-of-state seeking its unique blend of public education and liberal arts focus. The college fosters a diverse and inclusive environment, attracting students from various socioeconomic and cultural backgrounds. Students who thrive at Ramapo are typically engaged, community-minded individuals who appreciate a balance between rigorous academics and a supportive, close-knit campus atmosphere.

Ramapo College of New Jersey, nestled in Mahwah, offers a vibrant campus experience that balances academic focus with a lively social scene. As a public institution with a student body of under 5,000, Ramapo fosters a close-knit community feel. The campus itself is designed with a unique 'village' concept, featuring distinct residential areas like The Willows, The Maples, and The Oaks, each with its own character and proximity to academic buildings and student centers. This layout encourages interaction and makes navigating campus intuitive.

Social life at Ramapo is driven by a robust array of student organizations, numbering over 100, covering everything from academic clubs and cultural groups to special interest organizations like the Ramapo Environmental Action League (REAL) or the Anime Club. The Student Government Association (SGA) plays a significant role in campus programming, funding events and advocating for student needs. While Greek life exists with a few fraternities and sororities, it's not the dominant social force, allowing for a broader range of social activities and parties organized by various clubs and student groups.

Athletics are a key component of the Ramapo experience, with the Roadrunners competing in NCAA Division III. Popular sports include basketball, soccer, and lacrosse, drawing enthusiastic crowds to games, especially during homecoming. The campus features modern athletic facilities, including the Bradley Center. Dining options are centered around the main Student Center, offering a variety of choices from traditional cafeteria-style meals to grab-and-go options. The 'vibe' at Ramapo is often described as engaged and community-oriented, with students who are serious about their studies but also value a well-rounded college experience. The scenic location in the foothills of the Ramapo Mountains provides a beautiful backdrop and opportunities for outdoor activities, further enhancing the student lifestyle.

Campus Highlights

  • The unique 'village' style housing system, creating distinct residential communities.
  • Scenic location in the Ramapo Mountains, offering natural beauty and outdoor recreational opportunities.
  • The Anisfield School of Business, known for its strong career placement and reputable programs.
  • A vibrant student life with over 100 student organizations catering to diverse interests.
  • Commitment to undergraduate research, allowing students to work closely with faculty.
  • The Honors Program, offering an enriched academic experience for high-achieving students.
  • Active NCAA Division III athletics program, fostering school spirit and community engagement.

Location & Regional Advantages

Located in Mahwah, New Jersey, Ramapo College benefits from a strategic position within the affluent Bergen County. This location offers a blend of suburban tranquility and convenient access to major economic hubs. The local job market in Bergen County and Northern New Jersey is diverse, with significant opportunities in healthcare, finance, technology, and retail. Proximity to New York City is a major advantage, placing Ramapo graduates within commuting distance of one of the world's largest and most dynamic job markets. This allows students to pursue internships and full-time employment with major corporations headquartered or with significant operations in Manhattan, while potentially enjoying a lower cost of living than living directly in the city. The surrounding areas also offer a good quality of life, with access to parks, recreational activities, and a generally safe environment. While the weather is typical of the Northeast, the accessibility to diverse industries and cultural amenities in nearby NYC significantly enhances career prospects and post-graduation opportunities, making Mahwah a practical base for launching a career in the region.

How to Get Into Ramapo College of New Jersey

Ramapo College of New Jersey, with its 70.6% admission rate, offers a solid opportunity for admission for students who meet its academic expectations. While Ramapo does not offer Early Decision (ED) or Early Action (EA) programs, focusing on a strong regular decision application is key. The admissions committee values a well-rounded academic profile, looking beyond just GPA and test scores (which are not currently a primary factor). They seek students who demonstrate potential for success in a liberal arts environment and who will contribute positively to the campus community.

Your high school transcript is paramount. Aim for a GPA that reflects consistent effort and strong performance, ideally in college-preparatory courses. While specific GPA ranges aren't published, successful applicants typically have a B+ average or higher. Essays are a crucial component for showcasing your personality, critical thinking skills, and unique experiences. Choose a topic that allows you to tell a compelling story, highlight your growth, or demonstrate your passion for a particular field of study. Avoid generic topics and focus on authenticity.

Ramapo does not explicitly track demonstrated interest, so while engaging with the college through virtual tours, information sessions, or campus visits is beneficial for your own decision-making, it may not directly impact your admission chances. The application timeline typically involves submitting your application by the priority deadline (often in February) to ensure full consideration for scholarships and aid. Late applications may be considered on a space-available basis. Focus on presenting a cohesive application that highlights your academic achievements, extracurricular involvement, and personal qualities.

How Ramapo College of New Jersey Compares to Similar Schools

Similar schools: Montclair State University, William Paterson University, Kean University, Rowan University

Advantages

  • Strong emphasis on undergraduate research opportunities
  • Excellent location with direct access to NYC job market
  • Smaller class sizes fostering closer faculty interaction
  • Commitment to experiential learning through internships

Disadvantages

  • Less name recognition compared to some larger state universities
  • Fewer graduate program options compared to more comprehensive institutions
  • Potentially fewer diverse extracurricular offerings than larger universities

Best For

  • Prospective students interested in highly specialized programs may find more focused options at other institutions.
  • Students seeking a larger campus with more resources might prefer larger public institutions.
  • Those looking for a more urban or suburban campus experience might consider other options in nearby areas.

Avoid If

  • Students who are looking for the most affordable options might find better deals at community colleges or less expensive public institutions.
  • Those with high financial needs might want to explore more scholarship opportunities or other financial aid options.

Frequently Asked Questions about Ramapo College of New Jersey

How much does it cost to attend Ramapo College of New Jersey?

In-state tuition at Ramapo College of New Jersey is $16,777 per year, and out-of-state tuition is $27,708 per year. The median student debt at graduation is $21,000.

What is the acceptance rate at Ramapo College of New Jersey?

Ramapo College of New Jersey has an acceptance rate of 70.6%.

What is the graduation rate at Ramapo College of New Jersey?

Ramapo College of New Jersey has a graduation rate of 70.8%.

How much do Ramapo College of New Jersey graduates earn?

The median earnings for Ramapo College of New Jersey graduates 10 years after enrollment is $67,541. With median debt of $21,000, graduates earn roughly 3.2x their debt level annually.

How big is Ramapo College of New Jersey?

Ramapo College of New Jersey has approximately 4,898 students and is classified as a medium institution. It is located in Mahwah, NJ and is a Public institution.

Is Ramapo College of New Jersey worth the cost?

Ramapo College of New Jersey has an ROI score of 1 out of 100. With in-state tuition of $16,777 per year and median post-graduation earnings of $67,541, the data suggests the return on investment may be below average.

Where is Ramapo College of New Jersey located?

Ramapo College of New Jersey is located in Mahwah, NJ. It is a Public institution with approximately 4,898 students.

How much student debt do Ramapo College of New Jersey graduates have?

The median student debt for Ramapo College of New Jersey graduates is $21,000. With median earnings of $67,541 ten years after enrollment, graduates can expect a debt-to-income ratio of 31%.

Is Ramapo College of New Jersey a good college?

Ramapo College of New Jersey has a graduation rate of 70.8% and median post-graduation earnings of $67,541. Graduation rate of 70.82% is above the national average for public institutions.

How does Ramapo College of New Jersey compare to similar colleges?

Median earnings of $67,541 after 10 years are above the national average. Compared to peer institutions, Ramapo College offers a strong combination of graduation rates and earnings potential, making it a good value.

What career prospects do Ramapo College of New Jersey graduates have?

Graduates of Ramapo College are well-positioned for careers in a variety of fields, with strong earning potential.

What should prospective students know about Ramapo College of New Jersey?

Ramapo College holds a solid position in the market, offering a balance of affordability and academic success.

What makes Ramapo College of New Jersey stand out?

Affordability score of 90 indicates good value for tuition.

What are the pros and cons of attending Ramapo College of New Jersey?

Admission rate of 70.64% suggests a moderately competitive application process.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.