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Point Loma Nazarene University

San Diego, CA 92106-2899 — Private Nonprofit

Value Score: 65/100 | ROI Score: -65 | Affordability Score: 55/100

Tuition (In-State): $46,250 | Out-of-State: $46,250

Acceptance Rate: 83.7% | Graduation Rate: 75.5% | Retention Rate: 85.5%

Median Earnings (10yr): $63,998 | Median Debt: $22,990

SAT Average: 1287 | ACT Midpoint: 26

Student Body Size: 3,188 (medium)

Pell Grant Recipients: 21.4% | Federal Loan Rate: 49.9%

Average Faculty Salary: $11,862/month

Tuition & Affordability Analysis

In-state tuition at Point Loma Nazarene University is $46,250 per year, which is 17% above the national average for private institutions.

Out-of-state students pay $46,250/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $185,000 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Point Loma Nazarene University:

  • Families earning $0–$30,000: $30,999/year
  • Families earning $30,001–$48,000: $32,117/year
  • Families earning $48,001–$75,000: $32,888/year
  • Families earning $75,001–$110,000: $33,003/year
  • Families earning $110,000+: $41,680/year

Low-income families receive an average discount of $15,251/year, paying just 67% of the sticker price.

Admissions Snapshot

Point Loma Nazarene University has an acceptance rate of 83.7%, placing it in the Less Selective (70–85%) category. This means roughly 952 students apply each year.

Point Loma Nazarene University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 1287, 21% above the national average. This reflects a strong academic student body.

The ACT midpoint is 26, 24% above the national average.

Graduate Outcomes & Return on Investment

75.5% of students at Point Loma Nazarene University complete their degree, 22% above the national average. This is a solid graduation rate.

First-year retention rate: 85.5% (6% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Point Loma Nazarene University earn a median salary of $63,998 ten years after enrollment, 56% above the national average. This represents a $28,998/year earnings premium over the average high school diploma holder, or $869,940 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $22,990, 7% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $250/month, with a total repayment of $30,000 (including $7,010 in interest).

Debt-to-Earnings Ratio: 0.36x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Point Loma Nazarene University pays for itself in approximately 7 years. This is a reasonable investment timeline.

Financial Aid Profile

21.4% of students at Point Loma Nazarene University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 35% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

49.9% of students take federal loans, 6% above the national average. This is a moderate borrowing rate.

Average faculty salary: $11,862/month, 36% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Point Loma Nazarene University enrolls 3,188 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 66/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 52%, Hispanic 27%, Black 2%, Asian 7%.

Point Loma Nazarene University: Medium-sized Private Nonprofit with Strong Graduation Rates and High Earnings Potential

Report Card: Overall Grade D+

Point Loma Nazarene University receives an overall grade of D+ based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: B
  • Affordability: C-

College Analysis

Point Loma Nazarene University is a Private Nonprofit institution in San Diego, CA with approximately 3,188 students. Academics: Strong graduation rate of 75.53%. Value: Median earnings 10 years post-graduation are $63,998, but high median debt of $22,990. Outcomes: High admission rate of 83.68% suggests strong selectivity.

The Verdict: Is Point Loma Nazarene University Worth It?

Point Loma Nazarene University presents a complex value proposition. With an out-of-state tuition of $46,250 and a 10-year median earning of $63,998, the initial financial outlook appears challenging. The median debt of $22,990 is moderate, but the ROI score of -65 suggests that, on average, graduates do not recoup their investment quickly compared to national benchmarks. The payback period for the median debt, assuming a significant portion of the median salary is allocated to repayment, could extend beyond 5-7 years, especially when factoring in living expenses and potential interest. While the university offers a strong Christian liberal arts education and a supportive community, the financial return on investment is a significant concern. For students who can secure substantial scholarships or grants, or who are entering high-earning fields where PLNU has a strong reputation (like certain healthcare professions), the value proposition improves. However, for the average student, the cost of attendance relative to median earnings makes it a potentially overpriced option. A clear recommendation is difficult without knowing individual financial aid packages, but prospective students must carefully weigh the cost against potential career earnings and consider if the unique PLNU experience justifies a potentially longer financial recovery period.

Return on Investment

While the university offers strong academic performance and high earnings potential, the significant student debt may offset the value, making it a less favorable option for ROI.

Debt Reality Check

Median student debt at Point Loma Nazarene University: $22,990. Monthly payment on a standard 10-year plan: $261/month. Total repaid: $31,320 ($8,330 in interest).

Breakeven vs high school diploma: 0.7 years. Debt burden: Low. Salary needed for comfortable repayment: $31,320.

Strengths

  • Strong academic performance and high graduation rates.
  • High earnings potential after graduation.

Weaknesses

  • High median debt of $22,990.
  • Moderate ROI score of -65.

Academic Profile

SAT Average: 1287. ACT Midpoint: 26. Retention Rate: 85.5%.

PLNU's academic environment is characterized by a commitment to integrating faith with learning, fostering a strong sense of purpose alongside intellectual development. The university boasts several strong departments, with particular acclaim for its programs in the College of Natural and Social Sciences, including Biology, Psychology, and Nursing, which benefit from hands-on experience in the thriving San Diego healthcare and research ecosystem. The School of Business and the School of Education also attract a significant number of students, offering practical, career-oriented degrees. Research opportunities are available for undergraduates, often facilitated through faculty mentorship and dedicated research programs, allowing students to engage in meaningful inquiry. While specific faculty salary data isn't readily available, the university emphasizes a low student-faculty ratio (around 15:1), suggesting ample opportunity for personalized attention and mentorship from dedicated professors who are often accessible outside of class. The Honors Program provides a challenging academic path for high-achieving students, offering enriched coursework and intellectual community. PLNU also strongly encourages study abroad experiences, with numerous programs designed to broaden students' perspectives and deepen their understanding of global issues, often with a service-learning component. Academic support is robust, with resources like the Learning Resource Center offering tutoring, writing support, and academic coaching to ensure students can succeed.

Financial Aid Guide for Point Loma Nazarene University

Pell Grant recipients: 21.4%. Students taking federal loans: 49.9%.

Navigating financial aid at Point Loma Nazarene University involves understanding both merit-based and need-based aid, alongside institutional scholarships. PLNU offers a range of scholarships, many of which are merit-based, awarded automatically upon admission based on academic achievement (GPA, course rigor). For the 2023-2024 academic year, institutional aid, including grants and scholarships, averaged around $25,000 per student, with a significant portion of this being merit-based. Need-based aid is also a crucial component, determined by the FAFSA and CSS Profile. Students from lower-income backgrounds can expect a combination of grants, institutional aid, and federal programs like Pell Grants (though specific Pell Grant rates for PLNU are not published). Federal student loans are a common source of funding, with the average debt upon graduation being around $22,990. Work-study opportunities are available for eligible students, providing part-time employment on campus to help offset costs. Typical aid packages can vary widely; for instance, a student with strong academic credentials might receive $20,000-$30,000 in institutional merit aid, while a student with demonstrated financial need could receive a package totaling $30,000-$40,000 including grants, federal aid, and potentially work-study. Scholarship tips include applying early, highlighting leadership and service experiences, and exploring departmental scholarships. Negotiating aid at PLNU is generally less common than at larger public institutions, as their aid structure is often formulaic, but appealing for additional aid based on significant changes in financial circumstances can sometimes be successful.

Hidden Costs at Point Loma Nazarene University

  • Room and Board: On-campus housing and meal plans can range from $15,000 to $18,000 annually, depending on the chosen plan and room type.
  • Textbooks and Supplies: Budget approximately $1,000 to $1,500 per academic year for required course materials.
  • Student Activity Fee: A mandatory fee of around $200-$300 per semester supports student organizations, events, and campus programming.
  • Transportation: While San Diego is accessible, personal transportation costs (gas, insurance, parking permits) can add $500-$1,000+ annually if you have a car on campus.
  • Parking Permits: If you plan to bring a car, expect to pay $200-$400 per academic year for a parking permit.
  • Health Insurance: Students are automatically enrolled in the university's health insurance plan unless they provide proof of comparable coverage, costing around $2,000-$3,000 annually.
  • Personal Expenses: Allow for $1,000-$2,000 per year for personal items, entertainment, and miscellaneous spending.

Alumni Outcomes & Career Paths

Point Loma Nazarene University (PLNU) graduates are positioned within a diverse range of industries, with a notable concentration in healthcare, education, and business services, largely influenced by the San Diego region's economic landscape. Major employers that actively recruit PLNU alumni include Scripps Health, Sharp HealthCare, Rady Children's Hospital, and various school districts across San Diego County for those in nursing and education. In the business sector, companies like Jack in the Box, Viasat, and local financial institutions often seek PLNU graduates for roles in marketing, finance, and human resources. The university also has a strong pipeline into graduate programs, with many alumni pursuing advanced degrees in fields such as physical therapy, physician assistant studies, and counseling, often at institutions like the University of Southern California, Loma Linda University, and PLNU itself. While specific graduate school placement rates by major are not always publicly detailed, the consistent enrollment of alumni in competitive graduate programs speaks to the academic preparation provided. Career Services at PLNU offers robust support, including resume workshops, career fairs, and individual counseling, aiming to connect students with internship opportunities that often serve as direct pathways to employment. Notable alumni include former NFL player and coach Ron Mix and various leaders in Christian ministry and education. Geographic hiring patterns show a strong tendency for graduates to remain in Southern California, particularly the greater San Diego area, though opportunities in other major California cities and select national markets are also pursued.

Campus Life & Culture at Point Loma Nazarene University

The student body at Point Loma Nazarene University is predominantly undergraduate, with a strong representation from California, though students from across the U.S. and internationally attend. The university fosters a community that values a shared Christian faith, with students often seeking an education that integrates spiritual development with academic rigor. Students who thrive here are typically engaged, community-minded individuals who appreciate a supportive, faith-based environment and are eager to explore both their academic and personal potential.

Point Loma Nazarene University (PLNU) offers a vibrant campus life deeply intertwined with its Christian mission and stunning San Diego location. The 'vibe' is often described as community-focused, academically rigorous, and spiritually enriching. Most undergraduates live on campus for at least their first two years, with a variety of housing options ranging from traditional dorms in areas like Ryan Commons and Nease Hall to apartment-style living in the upper-division residence halls. The close proximity to the Pacific Ocean means beach days are a common and cherished pastime, with students frequently gathering at nearby Sunset Cliffs or La Jolla Shores. Social life often revolves around campus events, small group ministries, and exploring the diverse offerings of San Diego. While there isn't a traditional Greek life system, numerous student organizations cater to a wide array of interests, from academic clubs and intramural sports to service-oriented groups and cultural associations. The Associated Student Body (ASB) plays a significant role in organizing events, concerts, and traditions like the annual "Homecoming" festivities and "Christmas on the Campus." Athletics are a significant part of the PLNU experience, with the Sea Lions competing in the NCAA Division II Pacific West Conference, fostering a strong sense of school spirit at games and events. Dining services are centralized, offering a variety of options within the campus dining halls and cafes, designed to fuel students for both academic and extracurricular pursuits.

Campus Highlights

  • Stunning oceanfront location with easy access to San Diego's beaches and attractions.
  • Strong Christian community and integration of faith into academic and campus life.
  • Emphasis on service-learning and global engagement through study abroad programs.
  • Vibrant student life with numerous clubs, organizations, and NCAA Division II athletics.
  • Close-knit campus community fostered by on-campus living requirements and a supportive environment.
  • Proximity to a major metropolitan city offering internships, cultural experiences, and entertainment.

Location & Regional Advantages

PLNU's San Diego location offers significant geographic advantages for its students. The local job market is robust, particularly in sectors like biotechnology (Illumina, Thermo Fisher Scientific), healthcare (Scripps, Sharp), defense (General Atomics, SAIC), and tourism/hospitality. This proximity provides a rich environment for internships and entry-level positions, allowing students to build professional networks within their desired fields before graduation. The cost of living in San Diego is higher than the national average, which is a factor to consider against the median earnings. However, the quality of life is a major draw, with its renowned climate, extensive beaches, and vibrant cultural scene. Proximity to industry hubs, while not as concentrated as Los Angeles, is strong in biotech and defense. The university's location on the Point Loma peninsula offers a unique, picturesque campus environment, contributing to a positive student experience. While San Diego is generally considered a safe city, like any major metropolitan area, vigilance is advised. The strong presence of healthcare and defense industries, coupled with a growing tech and biotech sector, means that PLNU graduates are well-positioned to find relevant employment opportunities within a reasonable commuting distance, fostering a strong likelihood of post-graduation career success in the region.

How to Get Into Point Loma Nazarene University

Applying to Point Loma Nazarene University involves presenting a well-rounded profile that aligns with their Christian mission and academic standards. Given an admission rate of 83.7%, PLNU is selective but not highly competitive, meaning a strong academic record and a genuine interest in the university's values are key. While SAT/ACT scores are not a primary focus (indicated by N/A data), strong GPAs and challenging coursework (AP, IB, honors classes) are highly valued. Admissions counselors look for students who demonstrate academic potential and a commitment to personal and spiritual growth. The essay is a crucial component; focus on how your experiences have shaped your values and how you envision contributing to the PLNU community, perhaps touching on your faith journey or desire for a faith-integrated education. Demonstrated interest is important; engage with the university through campus visits (highly recommended for experiencing the 'vibe'), virtual information sessions, and connecting with admissions counselors. Early Action is available, which can be beneficial for students who have PLNU as a top choice, allowing for an earlier decision. The typical timeline involves applying by the priority deadline (often in November or December) for scholarship consideration and the regular deadline in February. Aim for a GPA well above a 3.0, with a preference for students who have taken rigorous courses.

How Point Loma Nazarene University Compares to Similar Schools

Similar schools: Azusa Pacific University, Biola University, Seattle Pacific University, Gordon College

Advantages

  • Prime Southern California coastal location offering unique lifestyle and internship opportunities.
  • Stronger presence in the San Diego job market, particularly in healthcare and defense sectors.
  • More diverse student body and broader range of academic programs compared to some smaller Christian institutions.

Disadvantages

  • Higher tuition cost compared to some peer institutions.
  • Lower median earnings and ROI score compared to national averages and some competitors.
  • Less national brand recognition outside of specific religious or regional circles.

Best For

  • Students seeking a less expensive education may find better value at other institutions.
  • Students looking for a more diverse campus environment might consider larger, public institutions.

Avoid If

  • Students who prioritize high earnings and strong academic performance may want to explore other options.
  • Students with a preference for lower debt levels might consider more affordable institutions.

Frequently Asked Questions about Point Loma Nazarene University

How much does it cost to attend Point Loma Nazarene University?

In-state tuition at Point Loma Nazarene University is $46,250 per year, and out-of-state tuition is $46,250 per year. The median student debt at graduation is $22,990.

What is the acceptance rate at Point Loma Nazarene University?

Point Loma Nazarene University has an acceptance rate of 83.7%.

What is the graduation rate at Point Loma Nazarene University?

Point Loma Nazarene University has a graduation rate of 75.5%.

How much do Point Loma Nazarene University graduates earn?

The median earnings for Point Loma Nazarene University graduates 10 years after enrollment is $63,998. With median debt of $22,990, graduates earn roughly 2.8x their debt level annually.

How big is Point Loma Nazarene University?

Point Loma Nazarene University has approximately 3,188 students and is classified as a medium institution. It is located in San Diego, CA and is a Private Nonprofit institution.

Is Point Loma Nazarene University worth the cost?

Point Loma Nazarene University has an ROI score of -65 out of 100. With in-state tuition of $46,250 per year and median post-graduation earnings of $63,998, the data suggests the return on investment may be below average.

Where is Point Loma Nazarene University located?

Point Loma Nazarene University is located in San Diego, CA. It is a Private Nonprofit institution with approximately 3,188 students.

How much student debt do Point Loma Nazarene University graduates have?

The median student debt for Point Loma Nazarene University graduates is $22,990. With median earnings of $63,998 ten years after enrollment, graduates can expect a debt-to-income ratio of 36%.

Is Point Loma Nazarene University a good college?

Point Loma Nazarene University has a graduation rate of 75.5% and median post-graduation earnings of $63,998. Highly selective with an 83.68% admission rate.

How does Point Loma Nazarene University compare to similar colleges?

Diverse student body with 51.57% white, 26.98% Hispanic, and 6.71% Asian students. Compared to peer institutions, Point Loma Nazarene University offers strong academic performance and high earnings potential, but with significant student debt.

What career prospects do Point Loma Nazarene University graduates have?

Graduates are well-positioned for careers in ministry, education, and non-profit sectors due to the university's religious affiliation and strong academic programs.

What should prospective students know about Point Loma Nazarene University?

The university is well-suited for students seeking a private, faith-based education in a medium-sized setting with strong academic outcomes.

What makes Point Loma Nazarene University stand out?

Strong academic performance with a 75.53% graduation rate.

What are the pros and cons of attending Point Loma Nazarene University?

High median earnings of $63,998 after 10 years, but also high median debt of $22,990.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.