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Philander Smith University

Little Rock, AR 72202-3799 — Private Nonprofit

Value Score: 50/100 | ROI Score: -26 | Affordability Score: 75/100

Tuition (In-State): $13,014 | Out-of-State: $13,014

Graduation Rate: 31.4% | Retention Rate: 65.7%

Median Earnings (10yr): $38,427 | Median Debt: $24,736

Student Body Size: 751 (small)

Pell Grant Recipients: 67.8% | Federal Loan Rate: 57.6%

Average Faculty Salary: $7,335/month

Tuition & Affordability Analysis

In-state tuition at Philander Smith University is $13,014 per year, which is 67% below the national average for private institutions.

Out-of-state students pay $13,014/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $52,056 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Philander Smith University:

  • Families earning $0–$30,000: $13,393/year
  • Families earning $30,001–$48,000: $14,606/year
  • Families earning $48,001–$75,000: $16,686/year
  • Families earning $75,001–$110,000: $12,847/year
  • Families earning $110,000+: $15,800/year

Graduate Outcomes & Return on Investment

31.4% of students at Philander Smith University complete their degree, 49% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

First-year retention rate: 65.7% (19% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Philander Smith University earn a median salary of $38,427 ten years after enrollment, 6% below the national average. This represents a $3,427/year earnings premium over the average high school diploma holder, or $102,810 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $24,736, 15% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $268/month, with a total repayment of $32,160 (including $7,424 in interest).

Debt-to-Earnings Ratio: 0.64x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Philander Smith University pays for itself in approximately 16 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

67.8% of students at Philander Smith University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 105% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.

57.6% of students take federal loans, 22% above the national average. This is a moderate borrowing rate.

Average faculty salary: $7,335/month, 16% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Philander Smith University enrolls 751 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 38/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 7%, Hispanic 3%, Black 79%, Asian 0%.

Report Card: Overall Grade D+

Philander Smith University receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C
  • Affordability: A+

College Analysis

Philander Smith University is a Private Nonprofit institution in Little Rock, AR with approximately 751 students. Academics: Small class sizes and a strong focus on liberal arts education. Value: Above-average affordability with a moderate tuition rate. Outcomes: Low graduation rate and below-average median earnings after 10 years. i: ["Highly diverse student body with a majority of African American students.", "Strong emphasis on community service and leadership development.", "Limited international student population.", "High median debt for graduates compared to tuition costs."] v: Compared to peer institutions, Philander Smith University offers a more affordable education but struggles with low graduation rates and below-average earnings.

The Verdict: Is Philander Smith University Worth It?

Philander Smith University presents a complex value proposition. With a median 10-year earnings of $38,427 and median debt of $24,736, the return on investment (ROI) score of -26 indicates a significant financial challenge for graduates. The cost of tuition, $13,014 annually, while lower than many private institutions, still requires careful financial planning. To pay off the median debt of $24,736 at a typical 6% interest rate over 10 years, a graduate would need to allocate approximately $260 per month. Given the median earnings, this debt repayment consumes a substantial portion of a graduate's income, especially in the early years. While the university's mission and the value of an HBCU education are undeniable, the raw financial data suggests that graduates may struggle to see a rapid financial return on their investment. The lower median earnings compared to the national average for college graduates, coupled with the debt burden, make this a less financially advantageous choice compared to institutions with higher earning potential. However, for students who prioritize the unique educational experience, community, and specific career pathways offered by Philander Smith, and who may have access to significant financial aid or scholarships, it could still be a worthwhile pursuit. For the average student focused solely on financial ROI, it appears to be an overpriced investment based on current data.

Return on Investment

With in-state tuition of $13,014 per year ($52,056 over four years) and median earnings of $38,427 ten years after enrollment, Philander Smith University offers a below-average return on investment. The median graduate debt of $24,736 is well within a manageable range relative to earnings.

Debt Reality Check

Median student debt at Philander Smith University: $24,736. Monthly payment on a standard 10-year plan: $281/month. Total repaid: $33,720 ($8,984 in interest).

Breakeven vs high school diploma: 2.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $33,720.

Academic Profile

Retention Rate: 65.7%.

Philander Smith University's academic offerings are designed to provide a strong foundation in the liberal arts and sciences, with a particular emphasis on preparing students for careers in service and leadership. While specific departmental strengths can evolve, programs like Business Administration, Criminal Justice, and the various Education tracks are often popular choices, reflecting the university's mission to serve the community. Research opportunities, while perhaps not as extensive as at larger research institutions, are available, particularly through faculty-led projects and departmental initiatives. Students are encouraged to engage with faculty, and the relatively small student body (around 751 students) suggests a potentially favorable student-faculty ratio, allowing for more personalized attention. Faculty quality is a key component, and while specific salary data isn't provided, the university's commitment to its mission implies dedicated educators. Philander Smith offers an Honors Program designed for academically gifted students, providing enriched coursework and opportunities for leadership development. Study abroad programs, though potentially limited in scope, are often available through partnerships, offering students a chance to broaden their global perspectives. Academic support resources are crucial for student success, and the university likely provides services such as tutoring, writing centers, and academic advising to help students navigate their coursework and achieve their academic goals.

Financial Aid Guide for Philander Smith University

Pell Grant recipients: 67.8%. Students taking federal loans: 57.6%.

Navigating financial aid at Philander Smith University is a critical step for most students, given the tuition costs. The university is committed to making education accessible, and a significant portion of its student body receives some form of financial assistance. Need-based aid is a primary focus, with federal programs like Pell Grants playing a substantial role for eligible students. Merit-based scholarships are also available, though often competitive, and are typically awarded based on academic achievement, leadership, and sometimes specific talents. Work-study opportunities are a common component of aid packages, providing students with on-campus employment to help offset educational expenses. Typical aid packages can vary widely based on individual financial circumstances, but for students with demonstrated financial need, grants and scholarships can significantly reduce the out-of-pocket cost. For example, a student with a family income below $30,000 might receive a substantial package combining federal grants, state aid, institutional scholarships, and potentially work-study, bringing the net cost down considerably from the sticker price of $13,014. Scholarship tips include applying early, researching external scholarships from community organizations and foundations, and highlighting leadership and community service experiences on applications. While Philander Smith is generally supportive of students seeking aid, negotiating aid packages is typically less common or effective than at larger, more research-intensive universities, as their aid philosophy is often tied to established need-based and merit criteria.

Hidden Costs at Philander Smith University

  • Room and board costs can range from $8,000 to $12,000 annually, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can easily add $1,000 to $1,500 per academic year.
  • Student activity fees, often around $200-$300 per semester, fund campus events and organizations.
  • Transportation costs, including potential travel home or local transit, can vary but budget at least $500-$1,000 annually.
  • Personal expenses such as toiletries, laundry, and entertainment could amount to $1,500-$2,500 per year.
  • Parking permits for students with vehicles can cost $100-$200 per semester.
  • Health insurance, if not covered by a parent's plan, can add $2,000-$3,000 annually.

Alumni Outcomes & Career Paths

Philander Smith University, a historically Black college and university (HBCU) in Little Rock, AR, focuses on preparing graduates for impactful careers, particularly within the South and Midwest. While specific data on major employers actively recruiting on campus is not publicly detailed, graduates often find opportunities within sectors prevalent in Arkansas and surrounding states. These include healthcare, education, social services, and government. For instance, major healthcare systems like Baptist Health and CHI St. Vincent, both prominent in Little Rock, frequently hire individuals with degrees in nursing, health sciences, and psychology. The education sector sees alumni placed in roles within the Little Rock School District and other regional school systems. Social work and human services roles are common, with organizations like United Way of Central Arkansas and various state agencies being potential employers.

While Philander Smith University's graduation rate is 31.4%, indicating a significant portion of students may not complete their degrees within the traditional timeframe, those who do often pursue further education. Graduate school placement rates are not explicitly published, but common pathways include pursuing advanced degrees in education, social work, and public administration at institutions like the University of Arkansas at Little Rock or other regional universities.

Career services at Philander Smith University aim to connect students with internship and job opportunities. While specific internship pipelines are not detailed, common placements are likely within local businesses and non-profits in Little Rock, offering hands-on experience. Geographic hiring patterns show a strong tendency for alumni to remain in Arkansas or move to nearby states such as Texas, Oklahoma, and Tennessee, where similar industries offer employment. Notable alumni, though not extensively publicized, often contribute to their communities and professions within these regions, reinforcing the university's mission of service and leadership.

Campus Life & Culture at Philander Smith University

Philander Smith University attracts a diverse student body, with a significant percentage of students from Arkansas and surrounding Southern states, reflecting its role as a key educational institution in the region. The university is dedicated to serving a broad range of students, including many who are first-generation college attendees and recipients of Pell Grants. Students who thrive here are typically motivated, community-oriented individuals who value academic rigor, personal growth, and a supportive, familial environment.

Philander Smith University, nestled in the heart of Little Rock, Arkansas, offers a vibrant and close-knit campus experience deeply rooted in its Methodist heritage and commitment to social justice. As a historically Black college and university (HBCU), Philander Smith fosters a unique sense of community and pride, often described as a 'family' atmosphere. The campus itself is compact and walkable, making it easy for students to navigate between classes, the library, and student activity centers. Residential life is a cornerstone of the Philander Smith experience, with several on-campus housing options available for freshmen and upperclassmen, fostering a strong sense of camaraderie. While specific neighborhood vibes aren't a major feature due to the campus size, the surrounding area of Little Rock provides students with access to urban amenities and cultural experiences. Social life often revolves around campus events, including homecoming, Founders' Day celebrations, and various cultural festivals that highlight the rich heritage of the university and its students. Student organizations are plentiful, covering a wide range of interests from academic clubs and service organizations to cultural and religious groups. The Student Government Association plays a key role in shaping student life and advocating for student needs. Athletics, particularly basketball and track and field, are a source of school spirit and pride, with passionate fan bases cheering on the Smith-Patties. The overall vibe is one of academic rigor balanced with a strong emphasis on personal growth, community engagement, and preparing students to be leaders and change agents in the world.

Campus Highlights

  • Strong HBCU identity and rich historical legacy.
  • Commitment to social justice and community engagement.
  • Close-knit, family-like campus atmosphere.
  • Vibrant student life with numerous organizations and events.
  • Athletic programs that foster school spirit.
  • Location in the capital city of Little Rock, offering urban opportunities.
  • Emphasis on developing leaders and change agents.

Location & Regional Advantages

Philander Smith University's location in Little Rock, Arkansas, offers a unique set of advantages and challenges for its students. Little Rock itself is the state capital and a significant economic hub for Arkansas, providing a solid local job market, particularly in government, healthcare, and manufacturing. The cost of living in Little Rock is notably lower than the national average, making it an affordable place to live and reducing the financial pressure on recent graduates as they begin their careers. This affordability is a significant benefit when considering the median debt of $24,736 for graduates.

While Little Rock is not directly adjacent to major national industry hubs like Dallas or Houston, it is strategically positioned within the South. Proximity to Memphis, TN (approx. 2 hours) and Dallas, TX (approx. 5.5 hours) offers potential access to larger markets and diverse industries, though these are not immediate advantages for entry-level positions. The quality of life in Little Rock is characterized by a friendly atmosphere, access to outdoor recreation along the Arkansas River, and a growing cultural scene. Safety is comparable to other mid-sized cities, with varying neighborhood safety levels. The weather is temperate, with four distinct seasons, including hot summers and mild winters.

For Philander Smith University graduates, the Little Rock location fosters strong connections within the state's established industries. This can translate into robust local networking opportunities and a higher likelihood of securing positions within Arkansas-based companies and organizations. The university's role as an HBCU also means it has strong ties within the African American professional community in Arkansas and the broader South, which can be a valuable asset in career development.

How to Get Into Philander Smith University

Gaining admission to Philander Smith University involves demonstrating a strong commitment to academic success and alignment with the university's mission. While specific admission rates and SAT/ACT data are not provided, Philander Smith is generally considered a selective institution, particularly within the HBCU landscape. The admissions committee will likely look for a solid academic record, including a strong GPA, and evidence of leadership potential and community involvement. Essays are a crucial component, offering applicants the chance to showcase their personality, aspirations, and how they will contribute to the Philander Smith community. Topics that highlight resilience, a passion for social justice, or a clear vision for their future impact are often well-received. Demonstrated interest can be shown through attending virtual or in-person information sessions, engaging with admissions counselors, and visiting the campus if possible. Early Action or Early Decision options may offer a slight advantage by signaling strong commitment, though Philander Smith's selectivity level suggests that a well-rounded application is paramount. The typical application timeline involves submitting materials in the fall of the senior year, with deadlines often in November for Early Action/Decision and January/February for regular decision. Focus on crafting a compelling narrative that connects your experiences and goals to the unique opportunities and values of Philander Smith University.

How Philander Smith University Compares to Similar Schools

Similar schools: Tougaloo College, Morehouse College, Spelman College, Arkansas Baptist College

Advantages

  • Stronger ties to Arkansas-based employers and state government.
  • As an HBCU, offers a unique cultural and community experience that may not be replicated by other regional institutions.
  • Lower cost of living in Little Rock compared to major metropolitan areas where some peer institutions are located.

Disadvantages

  • Lower median graduate earnings compared to many peer HBCUs.
  • Lower graduation rate suggests potential challenges in student retention and completion.
  • Limited national brand recognition compared to more established HBCUs.

Frequently Asked Questions about Philander Smith University

How much does it cost to attend Philander Smith University?

In-state tuition at Philander Smith University is $13,014 per year, and out-of-state tuition is $13,014 per year. The median student debt at graduation is $24,736.

What is the graduation rate at Philander Smith University?

Philander Smith University has a graduation rate of 31.4%.

How much do Philander Smith University graduates earn?

The median earnings for Philander Smith University graduates 10 years after enrollment is $38,427. With median debt of $24,736, graduates earn roughly 1.6x their debt level annually.

How big is Philander Smith University?

Philander Smith University has approximately 751 students and is classified as a small institution. It is located in Little Rock, AR and is a Private Nonprofit institution.

Is Philander Smith University worth the cost?

Philander Smith University has an ROI score of -26 out of 100. With in-state tuition of $13,014 per year and median post-graduation earnings of $38,427, the data suggests the return on investment may be below average.

Where is Philander Smith University located?

Philander Smith University is located in Little Rock, AR. It is a Private Nonprofit institution with approximately 751 students.

How much student debt do Philander Smith University graduates have?

The median student debt for Philander Smith University graduates is $24,736. With median earnings of $38,427 ten years after enrollment, graduates can expect a debt-to-income ratio of 64%.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.