Passaic County Community College
Paterson, NJ 07505-1179 — Public
Value Score: 75/100 | ROI Score: 47 | Affordability Score: 90/100
Tuition (In-State): $6,300 | Out-of-State: $10,560
Graduation Rate: 17.4%
Median Earnings (10yr): $36,972 | Median Debt: $7,536
Student Body Size: 4,260 (medium)
Pell Grant Recipients: 61.1% | Federal Loan Rate: 10.7%
Average Faculty Salary: $8,769/month
Tuition & Affordability Analysis
In-state tuition at Passaic County Community College is $6,300 per year, which is 42% below the national average for public institutions.
Out-of-state students pay $10,560/year — a premium of $4,260 over in-state rates. Over four years, out-of-state students pay approximately $17,040 more than their in-state peers.
Estimated four-year tuition cost: $25,200 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Passaic County Community College:
- Families earning $0–$30,000: $7,686/year
- Families earning $30,001–$48,000: $6,088/year
- Families earning $48,001–$75,000: $7,694/year
- Families earning $75,001–$110,000: $10,237/year
- Families earning $110,000+: $12,816/year
Graduate Outcomes & Return on Investment
17.4% of students at Passaic County Community College complete their degree, 72% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.
Graduates of Passaic County Community College earn a median salary of $36,972 ten years after enrollment, 10% below the national average. This represents a $1,972/year earnings premium over the average high school diploma holder, or $59,160 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $7,536, 65% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $82/month, with a total repayment of $9,840 (including $2,304 in interest).
Debt-to-Earnings Ratio: 0.20x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Passaic County Community College pays for itself in approximately 13 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
61.1% of students at Passaic County Community College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 85% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
10.7% of students take federal loans, 77% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $8,769/month, near the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Passaic County Community College enrolls 4,260 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 54/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 13%, Hispanic 65%, Black 11%, Asian 5%.
Passaic County Community College: Affordable with High Earnings Potential but Low Graduation Rates
- Unlock Your Future Affordably: Passaic County Community College's Value Proposition
- From Paterson to Professional: PCCC's Career Launchpad
- More Than a Degree: Experience and Opportunity at Passaic County Community College
Report Card: Overall Grade C+
Passaic County Community College receives an overall grade of C+ based on six dimensions:
- Academics: D
- Value: B-
- Outcomes: C
- Affordability: A
College Analysis
Passaic County Community College is a Public institution in Paterson, NJ with approximately 4,260 students. Academics: Offers a wide range of programs including transfer and career-focused courses. Value: High affordability with a strong focus on reducing student debt. Outcomes: Graduates have a median earnings of $36,972 after 10 years, but a low graduation rate of 17.4%. Peer Comparison: Compared to similar community colleges, PCCC has a lower graduation rate but higher median earnings.
The Verdict: Is Passaic County Community College Worth It?
Passaic County Community College presents a compelling case for value, especially for in-state students. With an in-state tuition of $6,300 and median debt at graduation of $7,536, the financial burden is considerably lower than at many four-year institutions. The median earnings of $36,972 after 10 years, while modest, suggest a positive return on investment when weighed against the low cost and debt. The ROI score of 47 indicates a solid, though not exceptional, financial outcome. For students who utilize PCCC as a transfer point to a bachelor's degree, the value proposition is even stronger, as the associate degree significantly reduces the overall cost of higher education. For those entering the workforce directly, the debt payoff timeline is likely quite short, potentially within 2-3 years, given the low debt and reasonable starting salaries in local industries. Compared to the national average for community colleges, PCCC offers a competitive price point. While the median earnings are not high, the low entry cost and debt make it a financially sound decision for many, particularly those seeking foundational skills or a pathway to further education. It's a good deal for students prioritizing affordability and accessibility.
Return on Investment
Despite the high earnings potential, the low graduation rate may impact the return on investment for some students.
Debt Reality Check
Median student debt at Passaic County Community College: $7,536. Monthly payment on a standard 10-year plan: $86/month. Total repaid: $10,320 ($2,784 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Low. Salary needed for comfortable repayment: $10,320.
Strengths
- Affordable tuition and high earning potential.
- Strong focus on reducing student debt.
Weaknesses
- Low graduation rate, which may affect long-term career prospects.
- Limited resources compared to larger institutions.
Academic Profile
Passaic County Community College (PCCC) excels in providing accessible pathways to higher education and career advancement, with a strong emphasis on foundational learning and transfer preparation. Notable departments include Business, Health Sciences, and STEM fields, offering programs designed to meet the demands of the regional workforce and prepare students for seamless transfer to four-year institutions. The Nursing program, for instance, is highly regarded and a popular choice for aspiring healthcare professionals. PCCC also offers robust career-focused programs in areas like Information Technology and Culinary Arts. While specific research opportunities for undergraduates might be less extensive than at large research universities, faculty are dedicated to teaching and student success, often bringing real-world experience into the classroom. The student-faculty ratio, though not explicitly provided, is generally kept manageable in community college settings to ensure personalized attention. Academic support is a cornerstone of the PCCC experience, with comprehensive resources like the Tutoring Center, the Academic Success Center, and dedicated advisors who assist with course selection, career planning, and transfer guidance. The Honors Program offers a more challenging academic experience for high-achieving students, providing enriched coursework and opportunities for leadership. PCCC's commitment to student success is evident in its focus on developing strong academic skills and providing clear pathways for students to achieve their educational and career goals, whether through associate degrees, certificates, or direct transfer.
Financial Aid Guide for Passaic County Community College
Pell Grant recipients: 61.1%. Students taking federal loans: 10.7%.
Navigating financial aid at Passaic County Community College (PCCC) is designed to make education accessible, especially for its diverse student population. As a public community college, PCCC prioritizes need-based aid. The primary source of financial assistance will be federal and state grants, such as the Pell Grant for students with significant financial need and the New Jersey Tuition Assistance Grant (TAG) for eligible New Jersey residents. For the 2023-2024 academic year, in-state tuition is approximately $6,300 annually. A typical aid package for a Pell-eligible student might cover a substantial portion of tuition and fees, potentially reaching $5,000-$6,000 in grants alone, leaving a manageable balance. Merit-based scholarships are available, though often less abundant than need-based aid. PCCC offers institutional scholarships, and students are strongly encouraged to explore external scholarships from local organizations and national foundations. Work-study opportunities are also available, providing on-campus employment for students who qualify, allowing them to earn money to help cover educational expenses. For students with higher incomes, financial aid might consist more of federal loans, which should be carefully considered. Negotiating aid at a community college like PCCC is generally not a standard practice, as aid packages are typically determined by established formulas based on financial need and available state/federal funding. The best strategy is to complete the FAFSA accurately and on time, and to actively seek out all available scholarships.
Hidden Costs at Passaic County Community College
- Textbooks and course materials can range from $800 to $1,200 per academic year, depending on the program and required readings.
- Transportation costs, whether for public transit passes or personal vehicle expenses (gas, insurance, maintenance), can add $500 to $1,500 annually for commuters.
- Student activity fees, typically around $50-$100 per semester, contribute to campus events and student organizations.
- Parking permits, if you plan to drive to campus, can cost between $75 and $150 per semester.
- Personal supplies and technology needs (laptops, software) might require an additional $300 to $800 upfront or annually.
- Potential costs for background checks, immunizations, or specific program equipment (e.g., nursing scrubs, culinary tools) can range from $100 to $500 depending on the major.
Alumni Outcomes & Career Paths
Passaic County Community College (PCCC) serves as a crucial stepping stone for many students entering the workforce, particularly within the vibrant economic landscape of Northern New Jersey. While specific data on major employers actively recruiting PCCC graduates is not publicly detailed, the college's location in Paterson places alumni in proximity to a diverse range of industries. Graduates often find opportunities in healthcare, education, business services, and manufacturing, reflecting the regional economic strengths. Major healthcare systems like St. Joseph's Health and Hackensack Meridian Health, located nearby, are significant employers for PCCC alumni, especially those with degrees in nursing and allied health professions. The education sector also absorbs many graduates, with opportunities in local school districts such as Paterson Public Schools. For those pursuing business and technology roles, companies in the surrounding counties, including those in finance and logistics in nearby Wayne and Clifton, represent potential career paths. While PCCC is primarily a transfer institution, meaning a significant portion of its graduates continue to four-year universities, those entering the job market directly often leverage their associate degrees for entry-level positions. The college's career services department likely focuses on resume building, interview preparation, and connecting students with local internship opportunities. Internship pipelines are often developed through partnerships with local businesses and hospitals, providing practical experience. Geographic hiring patterns strongly favor the immediate Paterson area and the broader Northern New Jersey corridor, extending into parts of New York City's metropolitan area for those willing to commute. Specific graduate school placement rates are not readily available, but the college's strong articulation agreements with numerous four-year institutions facilitate seamless transitions for students aiming for bachelor's degrees.
Campus Life & Culture at Passaic County Community College
PCCC serves a highly diverse student body, with a significant percentage of minority students and a large proportion of first-generation college students. The student population is predominantly local, with many students balancing their education with work and family responsibilities. Students who thrive here are motivated, self-directed individuals seeking an affordable and accessible path to career advancement or transfer to a four-year institution.
Passaic County Community College (PCCC) offers a vibrant, commuter-focused campus experience primarily centered in Paterson, with additional locations in Wanaque, Passaic, and Wayne. The 'vibe' here is one of accessibility and community integration, reflecting its role as a vital educational hub for the diverse populations of Passaic County. While traditional residential life is limited, the Paterson campus buzzes with activity. Students often connect through a wide array of student organizations, ranging from academic clubs like the STEM Club and the Business Society to cultural groups and service-oriented chapters. The Student Government Association plays a key role in shaping campus life, advocating for student needs and organizing events. PCCC doesn't have Greek life, which contributes to a more inclusive and less hierarchical social scene. Athletics are present, with the PCCC Panthers competing in NJCAA Division III in sports like basketball and soccer, providing a source of school spirit and camaraderie. Dining options are practical and convenient, with cafes and eateries on campus to fuel students between classes. The surrounding Paterson area offers a rich cultural tapestry and numerous local eateries, allowing students to extend their social experiences beyond campus. Campus events, workshops, and cultural celebrations are frequent, fostering a sense of belonging and shared experience among a student body that is largely composed of local residents pursuing degrees, certifications, or transfer pathways. The emphasis is on practical education and community engagement, making it a dynamic environment for students balancing academics with work and family responsibilities.
Campus Highlights
- Multiple convenient campus locations across Passaic County (Paterson, Wanaque, Passaic, Wayne).
- Strong emphasis on career-ready programs and direct pathways to employment.
- Robust transfer agreements with numerous four-year colleges and universities.
- Diverse student body reflecting the rich cultural tapestry of Northern New Jersey.
- Affordable tuition making higher education accessible to a wide range of students.
- Active student life with numerous clubs, organizations, and athletic teams (PCCC Panthers).
- Comprehensive student support services, including tutoring and academic advising.
Location & Regional Advantages
Passaic County Community College's location in Paterson, New Jersey, offers a strategic advantage for students seeking accessible education and local career opportunities. Paterson, situated in the heart of Passaic County, provides a diverse and dynamic urban environment. The local job market is robust, with a strong presence in healthcare, education, manufacturing, and retail. Proximity to major transportation routes, including Route 3, Route 80, and the Garden State Parkway, allows for relatively easy commutes to larger employment hubs. This includes the bustling commercial centers of Clifton and Wayne, as well as the global financial and media industries of New York City, just a short train or bus ride away. This accessibility is a significant benefit for PCCC students seeking internships and post-graduation employment in a wider range of sectors. The cost of living in Paterson is generally more affordable than in many surrounding suburban areas or New York City itself, making it an attractive option for students managing budgets. While the immediate urban setting offers convenience, it also presents typical urban quality-of-life considerations. The region experiences four distinct seasons, with warm summers and cold winters characteristic of the Northeast. Safety can be a concern in some urban areas, but PCCC itself is a contained campus environment. The primary advantage of this location is its balance: offering a more affordable cost of living and a diverse local job market while maintaining excellent connectivity to major economic powerhouses, thereby broadening career prospects significantly.
How to Get Into Passaic County Community College
Applying to Passaic County Community College (PCCC) is a straightforward process designed for accessibility. As a public community college, PCCC has an open-door admissions policy, meaning it generally accepts all high school graduates or GED holders, making the 'admission rate' effectively 100%. The focus is less on selectivity and more on ensuring students meet basic requirements for placement and success. There are no Early Decision or Early Action advantages as the application window is typically open and rolling. The admissions office primarily values a student's intent to learn and their readiness for college-level coursework. While GPA and test scores aren't used for strict admission cutoffs, they are crucial for placement into appropriate courses. Students are encouraged to submit high school transcripts and any standardized test scores (SAT/ACT, though not required for admission itself) to help determine the best starting point. Essays are generally not a required component of the application for standard admission. Demonstrated interest isn't a factor; the college is eager to enroll qualified students. The timeline recommendation is to apply as early as possible before the semester begins to allow ample time for financial aid processing and course registration. Focus on completing the application accurately and attending any required placement testing or orientation sessions.
How Passaic County Community College Compares to Similar Schools
Similar schools: Bergen Community College, Essex County College, Union County College, Hudson County Community College
Advantages
- Lower in-state tuition compared to some regional peers.
- Stronger articulation agreements with specific four-year institutions in New Jersey.
- Central location within Passaic County, offering unique local industry connections.
Disadvantages
- Lower median earnings compared to some other community colleges in the region.
- Lower graduation rate suggests potential challenges with student retention or program completion.
Best For
- Students looking for a higher graduation rate and more structured academic path.
- Prospective students seeking a more comprehensive career development program.
Avoid If
- Students who need a more rigorous academic environment with better support services.
- Individuals who prefer a larger, more diverse campus with more resources.
Frequently Asked Questions about Passaic County Community College
How much does it cost to attend Passaic County Community College?
In-state tuition at Passaic County Community College is $6,300 per year, and out-of-state tuition is $10,560 per year. The median student debt at graduation is $7,536.
What is the graduation rate at Passaic County Community College?
Passaic County Community College has a graduation rate of 17.4%.
How much do Passaic County Community College graduates earn?
The median earnings for Passaic County Community College graduates 10 years after enrollment is $36,972. With median debt of $7,536, graduates earn roughly 4.9x their debt level annually.
How big is Passaic County Community College?
Passaic County Community College has approximately 4,260 students and is classified as a medium institution. It is located in Paterson, NJ and is a Public institution.
Is Passaic County Community College worth the cost?
Passaic County Community College has an ROI score of 47 out of 100. With in-state tuition of $6,300 per year and median post-graduation earnings of $36,972, the return on investment is moderate.
Where is Passaic County Community College located?
Passaic County Community College is located in Paterson, NJ. It is a Public institution with approximately 4,260 students.
How much student debt do Passaic County Community College graduates have?
The median student debt for Passaic County Community College graduates is $7,536. With median earnings of $36,972 ten years after enrollment, graduates can expect a debt-to-income ratio of 20%.
Is Passaic County Community College a good college?
Passaic County Community College has a graduation rate of 17.4% and median post-graduation earnings of $36,972. High student diversity with a large Hispanic population.
How does Passaic County Community College compare to similar colleges?
Low tuition rates, making it more affordable than many peer institutions. While Passaic County Community College offers high earning potential, its low graduation rate compared to peers may be a concern.
What career prospects do Passaic County Community College graduates have?
Graduates are well-positioned for entry-level jobs in various fields, but may need additional training or education for higher-paying positions.
What should prospective students know about Passaic County Community College?
Passaic County Community College is well-suited for students seeking affordable education and immediate job prospects, but may not be the best fit for those prioritizing a higher graduation rate.
What makes Passaic County Community College stand out?
Graduates earn above the national average for community college graduates.
What are the pros and cons of attending Passaic County Community College?
A significant portion of students are from low-income backgrounds.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.