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Pasco-Hernando State College

New Port Richey, FL 34654-5199 — Public

Value Score: 75/100 | ROI Score: 216 | Affordability Score: 90/100

Tuition (In-State): $3,155 | Out-of-State: $12,032

Graduation Rate: 41.9%

Median Earnings (10yr): $39,903 | Median Debt: $9,535

Student Body Size: 6,900 (medium)

Pell Grant Recipients: 29.4% | Federal Loan Rate: 7.4%

Average Faculty Salary: $4,014/month

Tuition & Affordability Analysis

In-state tuition at Pasco-Hernando State College is $3,155 per year, which is 71% below the national average for public institutions.

Out-of-state students pay $12,032/year — a premium of $8,877 over in-state rates. Over four years, out-of-state students pay approximately $35,508 more than their in-state peers.

Estimated four-year tuition cost: $12,620 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Pasco-Hernando State College:

  • Families earning $0–$30,000: $3,533/year
  • Families earning $30,001–$48,000: $4,265/year
  • Families earning $48,001–$75,000: $5,860/year
  • Families earning $75,001–$110,000: $8,878/year
  • Families earning $110,000+: $10,754/year

Graduate Outcomes & Return on Investment

41.9% of students at Pasco-Hernando State College complete their degree, 32% below the national average. This is below average — prospective students should investigate support services and retention programs.

Graduates of Pasco-Hernando State College earn a median salary of $39,903 ten years after enrollment, near the national average. This represents a $4,903/year earnings premium over the average high school diploma holder, or $147,090 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $9,535, 56% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $103/month, with a total repayment of $12,360 (including $2,825 in interest).

Debt-to-Earnings Ratio: 0.24x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Pasco-Hernando State College pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

29.4% of students at Pasco-Hernando State College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 11% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

7.4% of students take federal loans, 84% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $4,014/month, 54% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Pasco-Hernando State College enrolls 6,900 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 66/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 52%, Hispanic 26%, Black 7%, Asian 3%.

Pasco-Hernando State College: A Cost-Effective Public College with Good Career Outcomes

Report Card: Overall Grade B

Pasco-Hernando State College receives an overall grade of B based on six dimensions:

  • Academics: D
  • Value: A+
  • Outcomes: C
  • Affordability: A+

College Analysis

Pasco-Hernando State College is a Public institution in New Port Richey, FL with approximately 6,900 students. Academics: Offers a wide range of programs including associate degrees and certificates. Value: High affordability with in-state tuition at $3,155, making it a cost-effective choice. Outcomes: Graduates earn a median salary of $39,903 after 10 years, indicating decent career prospects.

The Verdict: Is Pasco-Hernando State College Worth It?

Pasco-Hernando State College presents a compelling case for value, particularly for Florida residents. With an in-state tuition of $3,155 and median debt of $9,535, the financial barrier to entry is significantly lower than at four-year universities. The median earnings of $39,903 after 10 years, while modest, represent a solid return on investment when weighed against the low cost and debt. The ROI score of 216 further supports its financial viability. For a student investing around $10,000 in tuition (assuming two years) and graduating with less than $10,000 in debt, the earnings potential, even at the median, allows for a debt payoff within approximately 2-3 years of consistent saving. This is a strong financial outcome, especially for associate degrees that lead directly to employment. Compared to the national average for bachelor's degrees, which often come with significantly higher debt and tuition costs, PHSC offers a more accessible and financially prudent path. It's a hidden gem for students prioritizing affordability and direct entry into the regional workforce. The recommendation is clear: for residents seeking practical, career-focused education without crippling debt, Pasco-Hernando State College is a very good deal.

Return on Investment

While the degree is worth the cost due to affordability and good career outcomes, the graduation rate is a concern.

Debt Reality Check

Median student debt at Pasco-Hernando State College: $9,535. Monthly payment on a standard 10-year plan: $108/month. Total repaid: $12,960 ($3,425 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Low. Salary needed for comfortable repayment: $12,960.

Strengths

  • Affordable tuition and high affordability score
  • Good career outcomes with median earnings of $39,903
  • Strong local job market

Weaknesses

  • Below-average graduation rate
  • Higher out-of-state tuition
  • Limited specialized programs

Academic Profile

Pasco-Hernando State College (PHSC) excels in providing accessible pathways to associate degrees and certificates, serving as a crucial stepping stone for students aiming to transfer to four-year institutions or enter the workforce. The college offers a robust selection of Associate in Arts (AA) and Associate in Science (AS) degrees, with particular strengths in programs designed to meet regional workforce demands. Notable departments include Business Administration, Health Sciences (with programs like Nursing and Medical Assisting), and STEM fields such as Engineering Technology and Computer Science. PHSC also offers specialized career and technical certificates that can be completed in a shorter timeframe. Research opportunities for undergraduates are limited compared to large research universities, but faculty often engage students in applied learning projects, particularly within vocational and technical programs. The faculty, while not characterized by high salaries (monthly average likely in the $4,000-$5,000 range based on public college norms), are dedicated to teaching and student success, often bringing practical industry experience to the classroom. Student-faculty ratios are generally favorable, allowing for personalized attention. PHSC offers an Honors Program that provides enriched academic experiences and transfer advantages for high-achieving students. Study abroad opportunities are not a primary feature, aligning with the college's focus on local accessibility. Academic support is a cornerstone, with comprehensive resources like tutoring centers, writing labs, and academic advising available across all campuses to help students navigate their coursework and plan their academic pathways.

Financial Aid Guide for Pasco-Hernando State College

Pell Grant recipients: 29.4%. Students taking federal loans: 7.4%.

Navigating financial aid at Pasco-Hernando State College (PHSC) is a practical process designed to make education affordable for its diverse student body. As a public community college, PHSC is committed to maximizing federal and state aid. The primary source of financial assistance will be federal aid, including Pell Grants for students demonstrating significant financial need. Based on typical community college aid packages, students with an Expected Family Contribution (EFC) of $0 could receive upwards of $6,000-$7,000 annually in Pell Grants alone, which can cover a substantial portion of the in-state tuition ($3,155 per year). State aid, such as the Florida Student Assistance Grant (FSAG), can further supplement these awards. PHSC also offers institutional scholarships, often merit-based or program-specific, though these amounts can vary widely and may range from a few hundred to a couple of thousand dollars per academic year. Work-study opportunities are available for eligible students, providing part-time employment on or near campus, typically paying at least minimum wage, which can help cover living expenses. For students with higher incomes, federal loans (Direct Subsidized and Unsubsidized) are available, though PHSC encourages students to exhaust grant and scholarship options first. Typical aid packages for lower-income students often cover tuition and fees entirely, with remaining funds available for books and living expenses. For middle-income students, aid might cover a significant portion of tuition. Negotiating aid is generally not a standard practice at community colleges like PHSC; the focus is on awarding aid based on established federal, state, and institutional criteria. Prospective students should diligently complete the FAFSA by the Florida deadline (typically June 30th, but earlier is always better) and explore the PHSC Foundation scholarships for additional funding opportunities.

Hidden Costs at Pasco-Hernando State College

  • Transportation costs for commuting to campus can range from $500 to $1,500 annually depending on vehicle type, fuel efficiency, and distance traveled.
  • Textbooks and course materials can add an estimated $800 to $1,200 per academic year, with costs varying significantly by program.
  • Student activity fees, technology fees, and other miscellaneous campus fees can total approximately $200 to $400 per semester.
  • Parking permits, if required and available at the chosen campus, may cost between $50 and $150 per year.
  • Personal living expenses, including food, housing (off-campus), and daily necessities, can range from $1,000 to $2,500 per month for students living independently.
  • Supplies for specific programs, such as nursing scrubs, lab coats, or art materials, can incur additional costs of $100 to $500 per year.

Alumni Outcomes & Career Paths

Pasco-Hernando State College (PHSC) graduates are primarily positioned for entry-level roles within the vibrant Tampa Bay region's economy. While specific data on major employers actively recruiting from PHSC is not publicly detailed, the college's focus on associate degrees and career-oriented programs suggests alumni often find employment in sectors prevalent in the local area. These include healthcare, hospitality, retail, and skilled trades. For instance, graduates with nursing or allied health associate degrees are likely candidates for positions at major regional healthcare providers such as AdventHealth Wesley Chapel, BayCare Health System facilities (e.g., Morton Plant Hospital), and HCA Florida hospitals. The hospitality sector, driven by Florida's tourism, sees PHSC alumni entering roles in hotels, restaurants, and event management, potentially with companies like Busch Gardens Tampa Bay or local resort groups. Retail giants like Publix and Walmart also represent significant employment avenues. For those pursuing technical fields, local manufacturing and construction firms may recruit PHSC graduates. Information on graduate school placement rates is not readily available, indicating that the primary pathway for PHSC alumni is direct entry into the workforce. Notable alumni are not widely publicized, which is common for community colleges and state colleges focused on workforce development. PHSC's career services likely offer resume building, interview preparation, and job fairs, connecting students with local businesses. Internship pipelines are probably strongest in healthcare and business administration, facilitated through partnerships with regional employers. Geographic hiring patterns are overwhelmingly concentrated within Pasco County and the broader Tampa Bay metropolitan area, including Hillsborough and Pinellas counties, due to the nature of associate degrees and the local job market's demand.

Campus Life & Culture at Pasco-Hernando State College

The student body at Pasco-Hernando State College is diverse, primarily composed of local residents from Pasco and Hernando Counties, with a significant portion being first-generation college students. The average age is higher than at a traditional four-year university, reflecting a large number of adult learners balancing education with work and family responsibilities. Students who thrive here are typically self-motivated, goal-oriented individuals seeking practical education, career advancement, or a cost-effective pathway to a bachelor's degree.

Pasco-Hernando State College (PHSC) offers a commuter-centric campus experience, with its multiple locations serving the diverse communities of Pasco and Hernando Counties. The 'vibe' is practical and focused, catering to students balancing education with work, family, and other life commitments. While not a traditional residential campus, PHSC fosters a sense of community through its various student activities and organizations. The West Campus in New Port Richey, the largest, features a central courtyard and student union that serve as informal gathering spots. Student life revolves around clubs and organizations that cater to a wide range of interests, from academic clubs like the STEM Club to cultural groups and service organizations. These clubs are the primary drivers of social interaction and campus events, often hosting guest speakers, workshops, and community service projects. Athletics are not a major focus at PHSC, as it primarily competes at the NJCAA Division II level in sports like men's and women's basketball and softball, offering opportunities for student-athletes but not defining the overall campus culture. Greek life is absent, which contributes to a more inclusive and less exclusive social environment. Dining options are typically limited to campus cafes or vending machines, reflecting the commuter nature of the student body, encouraging students to bring their own meals. Housing is not provided on campus, meaning most students live in the surrounding communities of New Port Richey, Spring Hill, or Dade City, commuting to their chosen campus. This necessitates a strong reliance on personal transportation. The overall atmosphere is one of accessibility and opportunity, designed to support students in achieving their educational and career goals within their existing life structures.

Campus Highlights

  • Multiple convenient campus locations across Pasco and Hernando Counties, offering flexibility for commuters.
  • Strong emphasis on transfer pathways to Florida's state universities, with dedicated articulation agreements.
  • Comprehensive career and technical education programs designed to meet local workforce needs.
  • Affordable tuition rates, making higher education accessible to a broad range of students.
  • Robust student support services, including extensive tutoring, academic advising, and career counseling.
  • Active student life through a variety of clubs and organizations, fostering community among commuter students.

Location & Regional Advantages

Pasco-Hernando State College's location in New Port Richey, Florida, offers a unique blend of suburban tranquility and proximity to a major metropolitan hub. The local job market in Pasco County is growing, with increasing demand in healthcare, retail, and construction. However, the true advantage lies in its strategic position within the Tampa Bay region. This area boasts a diverse and expanding economy, with significant opportunities in healthcare (AdventHealth, BayCare), finance (Raymond James Financial), technology, and tourism (Busch Gardens, Clearwater Marine Aquarium). Proximity to Tampa (approximately 30-45 minutes drive) and St. Petersburg (approximately 45-60 minutes drive) provides PHSC students and graduates with access to a much larger and more varied job market than what might be available solely within Pasco County. The cost of living in Pasco County is generally lower than in the core urban centers of Tampa and St. Petersburg, making it an attractive option for students seeking affordability. This can translate to a faster debt payoff timeline post-graduation. Quality of life in the region is high, characterized by warm weather year-round, numerous beaches along the Gulf Coast, and a growing cultural scene in Tampa and St. Petersburg. Safety is generally good in the suburban areas surrounding the college, though like any region, specific crime rates vary. The location directly impacts career opportunities by providing a foundation in a growing local economy while offering a gateway to the extensive professional networks and diverse industries present in the larger Tampa Bay area, particularly for those pursuing associate degrees that align with regional workforce needs.

How to Get Into Pasco-Hernando State College

Applying to Pasco-Hernando State College (PHSC) is a straightforward process, reflecting its mission to provide accessible education. As a public community college, PHSC has an open-door admissions policy for most associate degree programs, meaning there are no highly competitive GPA or test score cutoffs for general admission. The primary requirement is a high school diploma or GED. For specific, limited-enrollment programs like Nursing or certain technical fields, there will be separate, more competitive application processes with prerequisite coursework and higher GPA expectations. Demonstrated interest is not a significant factor in general admissions; the focus is on meeting the basic eligibility criteria. The admissions office values a student's commitment to completing their chosen program and their understanding of the academic expectations. Essays are typically not required for general admission but may be part of applications for specific competitive programs or scholarships. The timeline is flexible, with rolling admissions for many programs, but it's advisable to apply at least 2-3 months before the intended start of the semester (e.g., by April for Fall, by October for Spring) to allow ample time for financial aid processing and course registration. For competitive programs, check their specific deadlines, which are often earlier in the spring.

How Pasco-Hernando State College Compares to Similar Schools

Similar schools: St. Petersburg College, Hillsborough Community College, Valencia College (Orlando area), Indian River State College

Advantages

  • Lower in-state tuition compared to some larger state colleges.
  • Stronger focus on specific technical and healthcare programs tailored to Pasco County's needs.
  • Smaller class sizes potentially offering more personalized attention than larger community college systems.

Disadvantages

  • Less name recognition and broader alumni network compared to larger institutions like Valencia College.
  • Fewer on-campus resources and student life amenities compared to comprehensive state universities or larger community colleges.
  • Limited direct transfer pathways to top-tier four-year universities compared to institutions with more established articulation agreements.

Best For

  • Students seeking highly specialized programs or those from out-of-state may find the college less competitive and more expensive.
  • Prospective students with lower academic preparedness may face challenges in degree completion.
  • Students aiming for high-paying jobs in tech or finance may find the college's offerings less aligned with their career goals.

Avoid If

  • Students looking for a more comprehensive range of programs or a larger campus community may want to consider larger public institutions.
  • Those seeking a more urban or diverse environment might prefer colleges in larger cities.

Frequently Asked Questions about Pasco-Hernando State College

How much does it cost to attend Pasco-Hernando State College?

In-state tuition at Pasco-Hernando State College is $3,155 per year, and out-of-state tuition is $12,032 per year. The median student debt at graduation is $9,535.

What is the graduation rate at Pasco-Hernando State College?

Pasco-Hernando State College has a graduation rate of 41.9%.

How much do Pasco-Hernando State College graduates earn?

The median earnings for Pasco-Hernando State College graduates 10 years after enrollment is $39,903. With median debt of $9,535, graduates earn roughly 4.2x their debt level annually.

How big is Pasco-Hernando State College?

Pasco-Hernando State College has approximately 6,900 students and is classified as a medium institution. It is located in New Port Richey, FL and is a Public institution.

Is Pasco-Hernando State College worth the cost?

Pasco-Hernando State College has an ROI score of 216 out of 100. With in-state tuition of $3,155 per year and median post-graduation earnings of $39,903, the data suggests a positive return on investment.

Where is Pasco-Hernando State College located?

Pasco-Hernando State College is located in New Port Richey, FL. It is a Public institution with approximately 6,900 students.

How much student debt do Pasco-Hernando State College graduates have?

The median student debt for Pasco-Hernando State College graduates is $9,535. With median earnings of $39,903 ten years after enrollment, graduates can expect a debt-to-income ratio of 24%.

Is Pasco-Hernando State College a good college?

Pasco-Hernando State College has a graduation rate of 41.9% and median post-graduation earnings of $39,903. High in-state tuition ($3,155) compared to out-of-state ($12,032), making it more accessible to local students.

How does Pasco-Hernando State College compare to similar colleges?

Graduation rate of 41.94% is below the national average, suggesting potential challenges in degree completion. Compared to peer institutions, Pasco-Hernando State College offers a more affordable education with good career outcomes, though its graduation rate lags behind.

What career prospects do Pasco-Hernando State College graduates have?

Graduates are well-positioned for entry-level positions in various fields, particularly in the local job market.

What should prospective students know about Pasco-Hernando State College?

Located in a medium-sized city, Pasco-Hernando State College serves as a gateway to a diverse job market in Florida.

What makes Pasco-Hernando State College stand out?

Median student debt of $9,535 is relatively low, indicating manageable financial burden.

What are the pros and cons of attending Pasco-Hernando State College?

Strong local economy in New Port Richey supports student employment opportunities.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.