CollegeTuitionData — College Data in Plain English

Panola College

Carthage, TX 75633-2397 — Public

Value Score: 70/100 | ROI Score: 283 | Affordability Score: 90/100

Tuition (In-State): $2,352 | Out-of-State: $5,232

Graduation Rate: 42.2%

Median Earnings (10yr): $36,072 | Median Debt: $10,500

Student Body Size: 1,388 (small)

Pell Grant Recipients: 30.8% | Federal Loan Rate: 7.3%

Average Faculty Salary: $6,629/month

Tuition & Affordability Analysis

In-state tuition at Panola College is $2,352 per year, which is 79% below the national average for public institutions.

Out-of-state students pay $5,232/year — a premium of $2,880 over in-state rates. Over four years, out-of-state students pay approximately $11,520 more than their in-state peers.

Estimated four-year tuition cost: $9,408 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Panola College:

  • Families earning $0–$30,000: $4,916/year
  • Families earning $30,001–$48,000: $4,838/year
  • Families earning $48,001–$75,000: $6,855/year
  • Families earning $75,001–$110,000: $6,519/year

Graduate Outcomes & Return on Investment

42.2% of students at Panola College complete their degree, 32% below the national average. This is below average — prospective students should investigate support services and retention programs.

Graduates of Panola College earn a median salary of $36,072 ten years after enrollment, 12% below the national average. This represents a $1,072/year earnings premium over the average high school diploma holder, or $32,160 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $10,500, 51% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $114/month, with a total repayment of $13,680 (including $3,180 in interest).

Debt-to-Earnings Ratio: 0.29x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Panola College pays for itself in approximately 9 years. This is a reasonable investment timeline.

Financial Aid Profile

30.8% of students at Panola College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 7% below the national average. This is near the national average, reflecting a typical economic diversity among the student body.

7.3% of students take federal loans, 84% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $6,629/month, 24% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Panola College enrolls 1,388 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 65/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 51%, Hispanic 19%, Black 23%, Asian 1%.

Panola College: Small Public Community College with Strong Affordability

Report Card: Overall Grade B

Panola College receives an overall grade of B based on six dimensions:

  • Academics: D
  • Value: A+
  • Outcomes: C
  • Affordability: A+

College Analysis

Panola College is a Public institution in Carthage, TX with approximately 1,388 students. Panola College has a graduation rate of 42.2%, slightly below the national average for community colleges. Median earnings 10 years after graduation are $36,072, which is below the national average for similar institutions. The college has a strong affordability score, making it a good value for in-state students.

The Verdict: Is Panola College Worth It?

Panola College presents a compelling value proposition, particularly for students prioritizing affordability and direct entry into the regional workforce. With a median debt of $10,500 and in-state tuition at a mere $2,352 annually, the financial barrier to entry is remarkably low. The median 10-year earnings of $36,072, while modest, are achievable within a reasonable timeframe given the low cost of education. A student graduating with $10,500 in debt could potentially pay off their loans within 1-2 years based on their starting salary, assuming diligent financial management. The ROI score of 283, while needing context against national benchmarks, suggests a positive return on investment when considering the low debt and tuition. Compared to the escalating costs of higher education nationwide, Panola College offers a financially sound pathway to a career, especially for those pursuing vocational or technical fields where local demand is strong. It's not a school that promises sky-high salaries immediately upon graduation, but it delivers on providing an affordable education that equips students for stable employment in East Texas. Therefore, Panola College is a hidden gem for students seeking practical skills and a cost-effective route to economic independence.

Return on Investment

While the degree from Panola College is affordable, the lower-than-average graduation rate and limited academic programs may impact the return on investment.

Debt Reality Check

Median student debt at Panola College: $10,500. Monthly payment on a standard 10-year plan: $119/month. Total repaid: $14,280 ($3,780 in interest).

Breakeven vs high school diploma: 1.7 years. Debt burden: Low. Salary needed for comfortable repayment: $14,280.

Strengths

  • Strong affordability and low median debt
  • Good career placement and earnings potential

Weaknesses

  • Lower-than-average graduation rate
  • Limited academic programs compared to larger institutions

Academic Profile

Panola College excels in providing accessible pathways to higher education and workforce development, particularly strong in its career and technical education (CTE) programs. Departments like Process Operations Technology, Welding, and Nursing are highly regarded, equipping students with in-demand skills for immediate employment in the East Texas region. The college also offers robust Associate of Arts (AA) and Associate of Science (AS) degrees, designed for seamless transfer to four-year universities across Texas. Faculty at Panola College are dedicated instructors, often with significant industry experience, especially in the CTE fields. While specific faculty salary data isn't readily available, the community college model typically emphasizes teaching over research, meaning students benefit from direct access to professors who are focused on their academic success. The student-faculty ratio is likely favorable, given the college's size, allowing for more personalized attention. Academic support is a key strength, with resources like the Learning Commons offering tutoring, writing assistance, and study skills workshops. These services are crucial for students transitioning from high school or those looking to bolster their academic performance. Panola College also participates in articulation agreements with various universities, streamlining the transfer process and ensuring credits are accepted. While formal research opportunities might be limited compared to large research universities, the focus here is on applied learning and foundational academic knowledge, preparing students effectively for their next steps, whether that's entering the workforce or transferring to a bachelor's degree program.

Financial Aid Guide for Panola College

Pell Grant recipients: 30.8%. Students taking federal loans: 7.3%.

Navigating financial aid at Panola College is designed to be straightforward, focusing on making education affordable for its primarily local student body. As a public community college, Panola College is committed to providing cost-effective education, with in-state tuition at a very accessible $2,352 per academic year and out-of-state tuition at $5,232. Merit-based aid is less common here; the primary focus is on need-based aid. The Free Application for Federal Student Aid (FAFSA) is the gateway to most financial assistance. Students can expect federal grants like the Pell Grant (for students with exceptional financial need) and state grants, which can significantly reduce the out-of-pocket cost of tuition and fees. For the 2021-2022 academic year, the average financial aid package for students receiving aid was substantial, with many students covering a significant portion, if not all, of their tuition and fees through grants and scholarships. Work-study opportunities are available, offering part-time jobs on campus for students who qualify, providing valuable work experience alongside their studies. Panola College also offers institutional scholarships, often based on academic merit, specific program enrollment, or community involvement. These scholarships can range from a few hundred dollars to covering full tuition. For students from lower-income households (e.g., under $30,000 annual income), it's highly probable that grants and scholarships could cover the majority of tuition and fees, making attendance nearly free. For middle-income families, a combination of federal/state grants, institutional scholarships, and potentially federal loans would likely cover a substantial portion of the costs. Negotiating aid is generally not a standard practice at community colleges like Panola; aid packages are typically determined by established formulas based on financial need and available institutional resources. The best strategy is to complete the FAFSA early and apply for all available scholarships.

Hidden Costs at Panola College

  • Student Activity Fee: A mandatory fee of approximately $10-$20 per semester supports student organizations and campus events.
  • Technology Fee: A fee of around $50-$100 per semester helps fund campus technology infrastructure and resources.
  • Books and Supplies: Expect to spend $800 - $1,200 per academic year on textbooks, notebooks, and other course materials.
  • Transportation: If you don't live within walking distance, factor in gas and vehicle maintenance costs, potentially $500 - $1,500 annually depending on commute distance.
  • Parking Permit: A yearly parking permit can cost between $25 - $50 for students parking on campus.
  • Meal Plan (Optional): While not mandatory, a typical meal plan can range from $1,500 - $2,500 per academic year if chosen.
  • Program-Specific Supplies: Certain technical programs may require specialized tools or uniforms costing $100 - $500 upfront.

Alumni Outcomes & Career Paths

Panola College graduates enter a diverse job market, with many finding opportunities within the East Texas region. While specific data on major employers recruiting directly from Panola is limited, the college's strong vocational and technical programs often lead alumni into skilled trades and healthcare. Industries where alumni tend to cluster include manufacturing, oil and gas support services, healthcare providers, and education. For instance, graduates from nursing and allied health programs are likely to find employment at local hospitals and clinics such as CHRISTUS Good Shepherd Medical Center in Marshall or Nacogdoches Memorial Hospital. Those with technical certifications may be sought after by companies like Pilgrim's Pride in Nacogdoches or various oilfield service companies operating in the broader East Texas basin.

Information regarding graduate school placement rates is not readily available, suggesting that the primary focus for many Panola graduates is direct entry into the workforce. The college's career services likely focus on job placement assistance within the local and regional economy, offering resume workshops, interview preparation, and connections to area employers. Internship pipelines are probably strongest in fields with immediate local demand, such as healthcare rotations at regional facilities and apprenticeships with local manufacturing or trade businesses. Geographic hiring patterns strongly favor East Texas, with graduates often staying within a 50-100 mile radius of Carthage due to established networks and the cost-effectiveness of living in the area. While notable alumni are not widely publicized, the success of graduates in securing stable employment within their chosen fields represents the college's primary outcome.

Campus Life & Culture at Panola College

Panola College serves a predominantly local student body from Carthage and surrounding East Texas communities, fostering a strong sense of regional connection. The student population is diverse in terms of age and background, with many students seeking workforce training or a cost-effective path to a bachelor's degree. Students who thrive here are often self-motivated individuals looking for practical skills, a supportive learning environment, and a clear pathway to their next educational or career goal.

Panola College, nestled in Carthage, Texas, offers a close-knit community atmosphere that's a hallmark of many Texas community colleges. With an enrollment of just under 1,400 students, the campus buzzes with a friendly, approachable energy. The student body is largely local, creating a strong sense of shared experience and community pride. Social life often revolves around campus events, student organizations, and local Carthage activities. The Panola College Student Government Association (SGA) is a central hub for student activities, organizing everything from movie nights and dances to community service projects. There are numerous clubs catering to diverse interests, from academic societies like the Phi Theta Kappa honor society to vocational clubs aligned with the college's strong technical programs. While Panola College doesn't have traditional on-campus housing, many students live in Carthage or surrounding towns, forming informal study groups and social circles. Dining options are centered around the campus cafeteria, offering convenient and affordable meals for students between classes. Athletics play a significant role, with the Panola College Fillies (women's basketball) and Ponies (men's basketball) drawing considerable support from students and the local community. Game days are a lively affair, fostering a sense of unity. The 'vibe' at Panola is one of practical education, community connection, and a supportive environment where students can gain skills and transfer credits without the overwhelming scale of a large university. It’s a place where you’re likely to know your professors and classmates by name, fostering a personalized educational journey.

Campus Highlights

  • Strong Career and Technical Education Programs: Highly regarded programs like Process Operations Technology and Nursing prepare students for immediate, well-paying jobs.
  • Affordable Tuition: Significantly lower tuition rates compared to four-year universities make Panola an excellent value.
  • Transfer Pathways: Established agreements with Texas universities facilitate a smooth transition for students pursuing a bachelor's degree.
  • Community-Focused Environment: A small student body fosters a close-knit atmosphere where students and faculty often build strong relationships.
  • Athletic Pride: The Fillies and Ponies basketball teams are a source of school spirit and community engagement.
  • Supportive Learning Commons: Comprehensive academic support services, including tutoring and writing assistance, are readily available.
  • Location in East Texas: Offers a taste of small-town Texas life with access to natural beauty and local culture.

Location & Regional Advantages

Panola College's location in Carthage, Texas, offers a distinct set of advantages and challenges for its students. The local job market is primarily driven by agriculture, oil and gas, manufacturing, and healthcare. Carthage itself provides a stable, albeit smaller, employment base, with opportunities in sectors like food processing (e.g., Pilgrim's Pride) and local healthcare facilities. The cost of living in Carthage and the surrounding East Texas region is significantly lower than in major metropolitan areas, making it an attractive place to start a career without the burden of high housing costs or daily expenses. This affordability is a key benefit for graduates managing student debt.

While not directly adjacent to major industry hubs, Panola College is within a reasonable driving distance of larger East Texas cities like Longview (approx. 45 miles) and Shreveport, Louisiana (approx. 70 miles). These cities offer more diverse employment opportunities in sectors such as advanced manufacturing, logistics, and healthcare. Proximity to these regional centers allows graduates to access a broader job market without necessarily relocating far from home. The quality of life in East Texas is characterized by a slower pace, a strong sense of community, and access to outdoor recreational activities. Weather is generally warm with mild winters. Safety is typically good in smaller towns like Carthage. The geographic advantage lies in its affordability and access to a growing regional economy, providing a solid foundation for graduates seeking stable employment without the high cost of living associated with larger urban centers.

How to Get Into Panola College

Applying to Panola College is a straightforward process, reflecting its mission to provide accessible education. As a community college with an open-door policy for many programs, the admissions process is less about selectivity and more about ensuring students meet basic requirements for enrollment and program placement. The primary focus is on ensuring students are ready for college-level coursework. GPA and test scores are generally not used as strict cutoffs for admission to the college itself, though they may influence placement into specific courses or eligibility for certain scholarships. For most programs, a high school diploma or GED is the main academic requirement. The admissions office values a student's intent to learn and succeed. Essays are typically not a required part of the general application, but may be requested for specific competitive scholarships or programs. Demonstrated interest isn't a formal factor, but engaging with the college through campus tours, information sessions, or contacting the admissions office can help familiarize yourself with the resources and ensure a smooth application process. The timeline is flexible; it's recommended to apply at least a few months before the intended start date to allow ample time for financial aid processing and course registration. For fall enrollment, aiming to complete your application by July 1st is a good target. Focus on completing the application accurately and submitting any required placement testing or prerequisite documentation promptly.

How Panola College Compares to Similar Schools

Similar schools: Kilgore College, Tyler Junior College, Nacogdoches High School (dual enrollment focus, but represents local pathway), Angelina College

Advantages

  • Lower out-of-state tuition compared to some regional peers.
  • Stronger focus on specific vocational programs relevant to East Texas industries.
  • Potentially more personalized attention due to smaller student body size.

Disadvantages

  • Lower median earnings compared to some larger community colleges or universities.
  • Limited national brand recognition, potentially impacting job opportunities outside the immediate region.
  • Fewer resources and program offerings compared to larger institutions.

Best For

  • Students looking for a high-earning potential 10 years after graduation may want to consider other options.
  • Prospective students should be aware that the graduation rate is below the national average for community colleges.

Avoid If

  • Students who are looking for a more comprehensive educational experience with a higher graduation rate might want to consider larger institutions.
  • Those seeking a more diverse range of academic programs may want to explore other community colleges or four-year institutions.

Frequently Asked Questions about Panola College

How much does it cost to attend Panola College?

In-state tuition at Panola College is $2,352 per year, and out-of-state tuition is $5,232 per year. The median student debt at graduation is $10,500.

What is the graduation rate at Panola College?

Panola College has a graduation rate of 42.2%.

How much do Panola College graduates earn?

The median earnings for Panola College graduates 10 years after enrollment is $36,072. With median debt of $10,500, graduates earn roughly 3.4x their debt level annually.

How big is Panola College?

Panola College has approximately 1,388 students and is classified as a small institution. It is located in Carthage, TX and is a Public institution.

Is Panola College worth the cost?

Panola College has an ROI score of 283 out of 100. With in-state tuition of $2,352 per year and median post-graduation earnings of $36,072, the data suggests a positive return on investment.

Where is Panola College located?

Panola College is located in Carthage, TX. It is a Public institution with approximately 1,388 students.

How much student debt do Panola College graduates have?

The median student debt for Panola College graduates is $10,500. With median earnings of $36,072 ten years after enrollment, graduates can expect a debt-to-income ratio of 29%.

Is Panola College a good college?

Panola College has a graduation rate of 42.2% and median post-graduation earnings of $36,072. Panola College has a diverse student body with a significant white population and a notable Hispanic presence.

How does Panola College compare to similar colleges?

The college offers a tuition rate of $2,352 for in-state students, making it one of the more affordable options in Texas. Compared to peer institutions, Panola College offers a more affordable education with strong affordability and low median debt, but its graduation rate is lower.

What career prospects do Panola College graduates have?

Graduates of Panola College are well-positioned for entry-level jobs in the local job market, particularly in industries such as healthcare and manufacturing.

What should prospective students know about Panola College?

Panola College is well-suited for students seeking a cost-effective education with a focus on practical skills and career readiness.

What makes Panola College stand out?

Panola College has a median debt of $10,500, which is relatively low compared to other institutions.

What are the pros and cons of attending Panola College?

The college's graduation rate is 42.2%, which is below the national average for community colleges.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.