Oakland City University
Oakland City, IN 47660-1099 — Private Nonprofit
Value Score: 55/100 | ROI Score: -61 | Affordability Score: 55/100
Tuition (In-State): $27,900 | Out-of-State: $27,900
Acceptance Rate: 82.5% | Graduation Rate: 67.6% | Retention Rate: 77.7%
Median Earnings (10yr): $43,283 | Median Debt: $16,758
ACT Midpoint: 19
Student Body Size: 499 (small)
Pell Grant Recipients: 40.7% | Federal Loan Rate: 42.4%
Average Faculty Salary: $6,073/month
Tuition & Affordability Analysis
In-state tuition at Oakland City University is $27,900 per year, which is 29% below the national average for private institutions.
Out-of-state students pay $27,900/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $111,600 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Oakland City University:
- Families earning $0–$30,000: $13,980/year
- Families earning $30,001–$48,000: $15,781/year
- Families earning $48,001–$75,000: $13,637/year
- Families earning $75,001–$110,000: $16,005/year
- Families earning $110,000+: $18,550/year
Low-income families receive an average discount of $13,920/year, paying just 50% of the sticker price.
Admissions Snapshot
Oakland City University has an acceptance rate of 82.5%, placing it in the Less Selective (70–85%) category. This means roughly 151 students apply each year.
Oakland City University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The ACT midpoint is 19, 10% below the national average.
Graduate Outcomes & Return on Investment
67.6% of students at Oakland City University complete their degree, 9% above the national average. This is a solid graduation rate.
First-year retention rate: 77.7% (4% below the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Oakland City University earn a median salary of $43,283 ten years after enrollment, 6% above the national average. This represents a $8,283/year earnings premium over the average high school diploma holder, or $248,490 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $16,758, 22% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $182/month, with a total repayment of $21,840 (including $5,082 in interest).
Debt-to-Earnings Ratio: 0.39x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Oakland City University pays for itself in approximately 14 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
40.7% of students at Oakland City University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 23% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
42.4% of students take federal loans, 10% below the national average. This is a moderate borrowing rate.
Average faculty salary: $6,073/month, 30% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Oakland City University enrolls 499 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 72/100 (higher = more diverse). Oakland City University has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 50%, Hispanic 6%, Black 15%, Asian 1%.
Oakland City University: Moderate Academic Success with Low Debt and Average Earnings
- Oakland City University: A Modest Investment with Regional Roots
- Beyond the Classroom: Charting Your Career Path from Oakland City University
- Is Oakland City University the Right Fit for Your Future?
Report Card: Overall Grade C-
Oakland City University receives an overall grade of C- based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: C
- Affordability: B+
College Analysis
Oakland City University is a Private Nonprofit institution in Oakland City, IN with approximately 499 students. Academics: Oakland City University has a graduation rate of 67.59%, indicating moderate success in student completion. Value: The median debt of $16,758 is relatively low compared to tuition, suggesting a potentially better value proposition. Outcomes: Graduates earn a median salary of $43,283 after 10 years, which is average for small private institutions.
The Verdict: Is Oakland City University Worth It?
Oakland City University presents a challenging value proposition. With a median 10-year earning potential of $43,283 and a tuition of $27,900 per year, the financial return on investment appears weak, reflected in its ROI score of -61. A student graduating and earning the median salary would take approximately 1.5 years to pay off the median debt of $16,758, assuming a significant portion of their income goes towards debt repayment. However, this doesn't account for the total cost of attendance over four years, which would likely exceed $110,000. The low median earnings suggest that graduates are not entering high-paying fields or that the regional job market limits earning potential. Compared to the total cost of education, the projected earnings are modest. While the cost of living in the area is low, which can help offset some financial burdens, the core issue remains the relatively low earning potential post-graduation. This school is not a clear 'good deal' and carries a significant financial risk for many students. It might be a 'hidden gem' only for students who are certain they want to pursue specific, locally in-demand careers (e.g., in education or healthcare within southwestern Indiana) and can secure employment immediately upon graduation in those fields. For most, it appears overpriced given the likely career outcomes. Recommendation: Proceed with extreme caution and thoroughly investigate specific program outcomes and local job prospects before committing.
Return on Investment
While the median debt is low, the ROI score is negative, suggesting that the degree may not be worth the cost for many students.
Debt Reality Check
Median student debt at Oakland City University: $16,758. Monthly payment on a standard 10-year plan: $190/month. Total repaid: $22,800 ($6,042 in interest).
Breakeven vs high school diploma: 1.3 years. Debt burden: Manageable. Salary needed for comfortable repayment: $22,800.
Strengths
- Moderate graduation rate
- Low median debt
- Average earnings after 10 years
Weaknesses
- Relatively low admission rate
- Limited job market in the local area
- Small student body size
Academic Profile
ACT Midpoint: 19. Retention Rate: 77.7%.
Oakland City University's academic profile is characterized by a strong emphasis on personalized attention, a direct benefit of its small student-to-faculty ratio, which, while not explicitly provided, is typically low at institutions of this size. The university offers a range of undergraduate programs designed to provide a solid foundation in liberal arts and professional fields. Notable departments often include Business Administration, Education, and various fields within the Humanities and Sciences. Given its Christian affiliation, programs in Religion and Ministry are also likely to be strengths.
While OCU may not have extensive research facilities typical of larger universities, opportunities for undergraduate research can often be found through faculty mentorship. Students interested in these avenues should proactively connect with professors in their areas of interest. The faculty, while specific salary data is unavailable, are generally dedicated to teaching and student success, often serving as mentors beyond the classroom. Honors programs, if available, would offer a more challenging academic path for high-achieving students, likely involving specialized coursework and a capstone project.
Study abroad opportunities, while perhaps not as extensive as at larger institutions, are often facilitated through partnerships or specific faculty-led trips, providing students with global perspectives. Academic support resources are crucial at a school like OCU. Expect to find services such as tutoring, writing centers, and academic advising readily available to help students navigate their coursework and succeed. The university's commitment to student development means that academic support is integrated into the overall student experience, ensuring that students have the resources they need to thrive academically.
Financial Aid Guide for Oakland City University
Pell Grant recipients: 40.7%. Students taking federal loans: 42.4%.
Navigating financial aid at Oakland City University (OCU) involves understanding the blend of merit-based and need-based aid available. As a private institution with a stated tuition of $27,900, OCU likely offers a range of scholarships and grants to make attendance more accessible. Merit scholarships are often awarded automatically based on academic achievements like GPA and standardized test scores (though these are not provided here, strong academic records are generally rewarded). It's crucial to check OCU's specific criteria for these awards, which might range from a few thousand dollars to a significant portion of tuition.
Need-based aid, determined by the Free Application for Federal Student Aid (FAFSA), is also a cornerstone of OCU's financial aid strategy. This includes federal grants like the Pell Grant (though the rate is not provided, it's a key indicator of need-based aid utilization), state grants, and institutional grants. OCU likely aims to provide aid packages that bridge the gap between the cost of attendance and what families can reasonably afford. For families with an Expected Family Contribution (EFC) of, say, $10,000, a typical aid package might combine federal loans, institutional grants, and potentially work-study to cover a substantial portion of the remaining costs.
Work-study opportunities are often available, providing students with part-time jobs on campus to help fund their education. These positions are typically awarded based on financial need. Scholarship tips for OCU applicants include applying early, highlighting leadership and community service, and seeking out external scholarships. Given OCU's size and mission, there might be specific scholarships tied to religious affiliation, academic programs, or community involvement. Negotiating financial aid at a smaller private institution like OCU can be possible, especially if you have competing offers from similar schools or if there's a significant change in your family's financial circumstances. However, it's generally more effective when based on demonstrable need or strong merit rather than simply asking for more money. Always communicate directly with the financial aid office to explore all available options and understand the specifics of your aid package.
Hidden Costs at Oakland City University
- Room and board: On-campus housing and meal plans can range from $8,000 to $12,000 per academic year.
- Textbooks and supplies: Budget approximately $1,000 to $1,500 annually for course materials.
- Student activity fees: Expect fees around $200-$500 per semester to support campus organizations and events.
- Transportation: Costs for travel home, local transportation, or a personal vehicle can add $500-$2,000+ per year.
- Personal expenses: Allow $1,000-$2,000 for toiletries, laundry, entertainment, and other personal needs.
- Health insurance: If not covered by a parent's plan, OCU may require or offer a student health insurance plan costing $1,500-$3,000 annually.
- Technology fees: Some institutions charge a technology fee, potentially $100-$300 per semester, for access to campus IT resources.
Alumni Outcomes & Career Paths
Oakland City University (OCU) graduates enter a job market where median earnings after 10 years hover around $43,283. While specific data on major employers actively recruiting from OCU is limited, alumni tend to find roles within regional industries. Given its location in Indiana, common sectors include manufacturing, healthcare, education, and some agribusiness. Graduates in business and education fields are likely to find employment with local school districts such as the Warrick County School Corporation or within healthcare systems like Deaconess Hospital in nearby Evansville. For those pursuing business degrees, regional banks and smaller manufacturing firms in southwestern Indiana may be common employers.
Information on graduate school placement rates is not readily available, suggesting that a significant portion of OCU graduates enter the workforce directly. The university's career services are likely focused on connecting students with local and regional opportunities. Internship pipelines would primarily be established with businesses in the Evansville metropolitan area, which is the closest significant economic hub. This could include internships at companies like Berry Global or Alcoa, depending on the student's major. Geographic hiring patterns show a strong tendency for OCU alumni to remain in Indiana, particularly in the southwestern part of the state, or to move to nearby Illinois and Kentucky, following the economic opportunities in these adjacent regions. Notable alumni are not widely publicized, indicating a focus on practical, regional career placement rather than national prominence.
Campus Life & Culture at Oakland City University
Oakland City University attracts students seeking a supportive, faith-based educational environment. The student body is likely composed of individuals from Indiana and surrounding Midwestern states, with a strong representation of those who value a smaller, more intimate campus community. Students who thrive here are typically engaged, community-minded, and appreciate a nurturing atmosphere that prioritizes personal and spiritual development.
Oakland City University (OCU) offers a close-knit campus community, a hallmark of its private, nonprofit status and small student body of under 500. The 'vibe' here is often described as friendly, supportive, and faith-centered, reflecting its Christian heritage. Social life tends to revolve around campus events, small group activities, and student organizations rather than a sprawling urban scene. With a focus on personal connection, students often find it easy to get involved and make friends.
Student organizations are a key part of the OCU experience, offering avenues for involvement in areas like academics, service, spiritual life, and recreation. While specific club names might change, expect groups aligned with the university's mission, such as student government, various Christian ministries, and academic honor societies. Greek life is not a significant presence at OCU, which contributes to the more unified social fabric.
Housing is primarily on-campus, with traditional residence halls providing a central hub for student life and community building. This fosters a sense of belonging and makes it easy to participate in campus activities. Dining services are integrated into campus life, offering convenient meal plans for students living in residence halls. The focus is on providing a comfortable and communal dining experience.
Athletics play a role in campus spirit, with OCU competing in the NAIA. Sports like basketball, baseball, and volleyball often draw student support and provide opportunities for both participation and spectating. The smaller size means that athletic events can feel more personal and engaging. Overall, OCU provides a nurturing environment where students can focus on their studies and personal growth within a supportive community.
Campus Highlights
- Close-knit, faith-centered community fostering strong student-faculty relationships.
- Emphasis on personal development and spiritual growth alongside academics.
- Active student organizations providing diverse avenues for involvement.
- NAIA athletics offering opportunities for student-athletes and spirited competition.
- Small class sizes ensuring personalized attention and interaction.
- Nurturing environment conducive to academic success and personal well-being.
- Location in Oakland City, Indiana, offering a focused, community-oriented campus experience.
Location & Regional Advantages
Oakland City, Indiana, offers a distinctly rural and small-town environment, which presents both advantages and challenges for OCU students. The local job market is modest, with opportunities concentrated in agriculture, small-scale manufacturing, and essential services. The primary economic driver and job market for graduates is the nearby city of Evansville, approximately 30-40 minutes away. Evansville provides a more diverse range of employment, particularly in healthcare (Deaconess, St. Vincent), manufacturing (Berry Global, Toyota Motor Manufacturing Indiana), and logistics. The cost of living in Oakland City and the surrounding rural areas is significantly lower than in major metropolitan hubs, making student loan repayment potentially more manageable.
Proximity to industry hubs is limited; Evansville is the closest, but it's not a major national industry center. Indianapolis, a larger hub, is about a 3-hour drive. This geographic isolation means students may need to actively seek out internships and job opportunities further afield or rely heavily on the Evansville market. Quality of life in the region is characterized by a slower pace, community-oriented living, and access to outdoor recreation. Weather is typical Midwestern, with distinct seasons including hot summers and cold winters. Safety is generally good in these smaller communities. The location's primary impact on career opportunities is its emphasis on regional employment, particularly within Indiana and the tri-state area (Illinois, Kentucky). Graduates seeking careers in highly specialized or rapidly growing tech sectors might find fewer opportunities locally compared to those in larger cities.
How to Get Into Oakland City University
Oakland City University (OCU), with an admission rate of 82.5%, is a moderately selective institution. This means that while they are looking for qualified students, there is a good chance of admission for applicants who meet their academic expectations. The admissions office likely values a holistic review, considering not just grades and scores but also the student's character, potential contributions to the campus community, and alignment with OCU's mission. Since SAT/ACT scores are not provided, focus on presenting a strong academic record through your GPA and course rigor.
For OCU, demonstrating interest can be beneficial. This includes visiting campus (if possible), attending virtual information sessions, engaging with admissions counselors, and writing a thoughtful essay. The essay is a key opportunity to showcase your personality, values, and why OCU is the right fit for you. Consider topics that reflect your personal growth, your faith journey (if applicable and comfortable), or your aspirations and how OCU can help you achieve them. Avoid generic topics and strive for authenticity.
Given the selectivity, there isn't a significant advantage to Early Decision (ED) or Early Action (EA) in terms of increasing your chances of admission beyond demonstrating strong interest. However, applying early ensures you are considered for all available scholarships and financial aid. A recommended timeline would be to finalize your college list by early fall of your senior year, begin the application process in September/October, and aim to submit your application, including all supporting documents (transcripts, letters of recommendation, essay), by the priority deadline, often in December or January, to maximize scholarship and aid opportunities. Ensure your application clearly articulates your goals and how OCU's specific programs and community can support them.
How Oakland City University Compares to Similar Schools
Similar schools: University of Southern Indiana, Vincennes University, Trine University, Indiana Wesleyan University
Advantages
- Lower student-faculty ratio potentially offering more personalized attention
- Stronger focus on specific niche programs (e.g., aviation, specific health sciences if applicable)
- Lower median student debt compared to some national averages
Disadvantages
- Significantly smaller alumni network
- Limited national brand recognition
- Fewer resources and less diverse program offerings compared to larger regional competitors
Best For
- Students looking for a highly specialized or research-intensive environment may find Oakland City University less suitable.
- Those seeking a larger campus with more diverse extracurricular activities might prefer larger institutions.
Avoid If
- Students who prioritize high earning potential and extensive networking opportunities may want to consider other institutions.
- Those with significant financial constraints might find the tuition and median debt too high for their budget.
Frequently Asked Questions about Oakland City University
How much does it cost to attend Oakland City University?
In-state tuition at Oakland City University is $27,900 per year, and out-of-state tuition is $27,900 per year. The median student debt at graduation is $16,758.
What is the acceptance rate at Oakland City University?
Oakland City University has an acceptance rate of 82.5%.
What is the graduation rate at Oakland City University?
Oakland City University has a graduation rate of 67.6%.
How much do Oakland City University graduates earn?
The median earnings for Oakland City University graduates 10 years after enrollment is $43,283. With median debt of $16,758, graduates earn roughly 2.6x their debt level annually.
How big is Oakland City University?
Oakland City University has approximately 499 students and is classified as a small institution. It is located in Oakland City, IN and is a Private Nonprofit institution.
Is Oakland City University worth the cost?
Oakland City University has an ROI score of -61 out of 100. With in-state tuition of $27,900 per year and median post-graduation earnings of $43,283, the data suggests the return on investment may be below average.
Where is Oakland City University located?
Oakland City University is located in Oakland City, IN. It is a Private Nonprofit institution with approximately 499 students.
How much student debt do Oakland City University graduates have?
The median student debt for Oakland City University graduates is $16,758. With median earnings of $43,283 ten years after enrollment, graduates can expect a debt-to-income ratio of 39%.
Is Oakland City University a good college?
Oakland City University has a graduation rate of 67.6% and median post-graduation earnings of $43,283. 50.3% of students are white, with a small percentage of Asian students (0.8%).
How does Oakland City University compare to similar colleges?
The admission rate is 82.51%, indicating a relatively open admissions process. Compared to peer institutions, Oakland City University offers a lower median debt and average earnings, making it a potentially better value proposition.
What career prospects do Oakland City University graduates have?
Graduates of Oakland City University are well-positioned for careers in fields that value a bachelor's degree but may require further specialization.
What should prospective students know about Oakland City University?
Oakland City University is well-suited for students seeking a smaller, more personalized educational experience in a private institution.
What makes Oakland City University stand out?
The university is located in a small city, which may offer a close-knit community but limited job market.
What are the pros and cons of attending Oakland City University?
The tuition is the same for in-state and out-of-state students, which could be a benefit for out-of-state students.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.