North Central College
Naperville, IL 60540 — Private Nonprofit
Value Score: 70/100 | ROI Score: -67 | Affordability Score: 55/100
Tuition (In-State): $45,726 | Out-of-State: $45,726
Acceptance Rate: 77.3% | Graduation Rate: 67.7% | Retention Rate: 77.1%
Median Earnings (10yr): $60,123 | Median Debt: $24,500
SAT Average: 1213 | ACT Midpoint: 25
Student Body Size: 2,428 (medium)
Pell Grant Recipients: 23.9% | Federal Loan Rate: 48.0%
Average Faculty Salary: $9,075/month
Tuition & Affordability Analysis
In-state tuition at North Central College is $45,726 per year, which is 16% above the national average for private institutions.
Out-of-state students pay $45,726/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $182,904 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at North Central College:
- Families earning $0–$30,000: $12,507/year
- Families earning $30,001–$48,000: $13,486/year
- Families earning $48,001–$75,000: $16,362/year
- Families earning $75,001–$110,000: $20,590/year
- Families earning $110,000+: $26,961/year
Low-income families receive an average discount of $33,219/year, paying just 27% of the sticker price.
Admissions Snapshot
North Central College has an acceptance rate of 77.3%, placing it in the Less Selective (70–85%) category. This means roughly 785 students apply each year.
The average SAT score of admitted students is 1213, 14% above the national average. This reflects a strong academic student body.
The ACT midpoint is 25, 19% above the national average.
Graduate Outcomes & Return on Investment
67.7% of students at North Central College complete their degree, 9% above the national average. This is a solid graduation rate.
First-year retention rate: 77.1% (5% below the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of North Central College earn a median salary of $60,123 ten years after enrollment, 47% above the national average. This represents a $25,123/year earnings premium over the average high school diploma holder, or $753,690 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $24,500, 14% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $266/month, with a total repayment of $31,920 (including $7,420 in interest).
Debt-to-Earnings Ratio: 0.41x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from North Central College pays for itself in approximately 8 years. This is a reasonable investment timeline.
Financial Aid Profile
23.9% of students at North Central College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 27% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
48.0% of students take federal loans, near the national average. This is a moderate borrowing rate.
Average faculty salary: $9,075/month, 4% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
North Central College enrolls 2,428 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 61/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 59%, Hispanic 19%, Black 7%, Asian 4%.
North Central College: Medium-Sized Private Institution with Strong Graduation and Earnings Outcomes
- North Central College: Your Gateway to Chicagoland's Top Careers
- Is North Central College's Naperville Advantage Worth the Investment?
- Experience Excellence: The Personalized Path to Success at North Central College
Report Card: Overall Grade D+
North Central College receives an overall grade of D+ based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: B
- Affordability: C-
College Analysis
North Central College is a Private Nonprofit institution in Naperville, IL with approximately 2,428 students. North Central College has a strong graduation rate of 67.73%, indicating a good academic environment. The median earnings 10 years after graduation are $60,123, suggesting a decent return on investment. The college has a relatively low tuition cost of $45,726, making it more affordable compared to some peers.
The Verdict: Is North Central College Worth It?
Based on the data, North Central College, with its $45,726 annual tuition, $24,500 median debt, and a median 10-year earnings of $60,123, presents a challenging value proposition. The ROI Score of -67 definitively indicates that for the average student, this school is **overpriced**. A student graduating with the median debt would need to dedicate a significant portion of their initial post-graduation earnings to debt repayment. For instance, if a graduate allocates 10% of their median earnings ($6,012 annually) to debt, it would take over four years just to pay off the principal, not accounting for interest or living expenses. Compared to the high sticker price, the median earnings, while respectable, do not provide a strong enough financial return to justify the cost for many. While the personalized experience and strong regional connections are valuable, the financial burden is substantial. This school is not a good deal for the average student seeking a strong financial return on investment. It's a hidden gem only for those who secure substantial scholarships, pursue high-earning majors, and aggressively leverage the career services and internship opportunities to outperform the median earnings. For most, it's a significant financial commitment that requires careful consideration. **Recommendation: Proceed with caution, prioritize scholarships, and have a clear career plan to maximize your financial outcome.**
Return on Investment
While the tuition is relatively low, the ROI score is negative, suggesting that the cost might not fully justify the benefits for some students.
Debt Reality Check
Median student debt at North Central College: $24,500. Monthly payment on a standard 10-year plan: $278/month. Total repaid: $33,360 ($8,860 in interest).
Breakeven vs high school diploma: 0.8 years. Debt burden: Manageable. Salary needed for comfortable repayment: $33,360.
Strengths
- Strong graduation and earnings rates
- Moderately low tuition cost
- Diverse student body
Weaknesses
- Moderate admission rate
- Lower ROI score
- Less specialized programs compared to some peers
Academic Profile
SAT Average: 1213. ACT Midpoint: 25. Retention Rate: 77.1%.
North Central College prides itself on a robust liberal arts foundation, seamlessly integrating a broad education with strong professional preparation. While the college offers a comprehensive array of majors, several areas stand out as particular strengths. The Dr. Myron Wentz Center for Health Sciences houses popular and rigorous programs like Exercise Science, Athletic Training, and various pre-professional tracks (Pre-Med, Pre-PT, Pre-PA), benefiting from state-of-the-art facilities and strong clinical partnerships in the Chicago suburbs. Business programs, including Accounting, Finance, and Marketing, are highly regarded, leveraging the 'Naperville Advantage' for internships and career opportunities in a thriving corporate environment. The School of Education also maintains a strong reputation, preparing future teachers with extensive field experience. Additionally, the Fine Arts, particularly Music and Theatre, benefit from the impressive Wentz Concert Hall and the Fine Arts Center, offering exceptional performance and learning spaces.
Undergraduate research is a cornerstone of the NCC academic experience. The Richter Grant program, for instance, provides significant funding for students to conduct independent research projects alongside faculty mentors, often leading to presentations at national conferences or publications. This emphasis on experiential learning extends to internships, study abroad, and service-learning opportunities, ensuring students gain practical skills and global perspectives. The unique Shimer Great Books School at North Central offers an intensive, discussion-based curriculum focused on foundational texts, appealing to intellectually curious students seeking a distinctive academic challenge.
While specific faculty salary data is unavailable, the college's private, residential nature and commitment to undergraduate education suggest a strong emphasis on teaching quality and student-faculty interaction. Students consistently report accessible professors who are dedicated mentors. Academic support is robust, with a comprehensive Tutoring Center, Writing Center, and Disability Services. The Career Development office is highly active, providing resume assistance, interview coaching, and networking events to help students translate their education into successful careers. The Honors Program offers an enriched curriculum, advanced seminars, and opportunities for thesis work for high-achieving students, further deepening their academic engagement.
Financial Aid Guide for North Central College
Pell Grant recipients: 23.9%. Students taking federal loans: 48.0%.
Navigating financial aid at North Central College, with its $45,726 tuition, is crucial, as the sticker price rarely reflects the actual cost for most students. As a private institution, NCC is committed to making education accessible through a combination of institutional aid, federal, and state programs.
Merit-based scholarships are a significant component of aid packages here. Students with strong academic profiles (GPA, rigor of coursework, extracurricular involvement) can expect to be considered for a range of scholarships, often awarded automatically upon admission. For example, a student with a strong GPA might receive a Presidential Scholarship or a Dean's Scholarship, which can range from $15,000 to $25,000 annually. These awards are renewable, provided students maintain a specified GPA.
Need-based aid is determined primarily through the Free Application for Federal Student Aid (FAFSA). While the Pell Grant rate is not provided, students demonstrating significant financial need will typically receive a package that combines federal grants (like the Pell Grant), state grants (for Illinois residents), institutional grants, federal student loans (Stafford Loans), and Federal Work-Study. For a student with high financial need, a comprehensive package could bring the net cost down to $10,000-$20,000 per year, covering a substantial portion of tuition and living expenses.
Work-study opportunities are available and allow students to earn money to help cover educational expenses while gaining valuable work experience on campus. Typical work-study awards might be around $2,000-$3,000 per year.
To maximize your aid, apply early for admission and complete your FAFSA as soon as possible after October 1st. Strong academic performance in high school is the best way to secure merit aid. While North Central College aims to provide competitive packages, negotiating aid is a realistic possibility, especially if you have received more generous offers from comparable institutions. Don't hesitate to contact the financial aid office with competing offers; they are often willing to review your package to ensure NCC remains an affordable option.
Hidden Costs at North Central College
- Textbooks and course materials can easily add $1,000-$1,500 per year, varying by major and whether you buy new or used.
- A parking permit for on-campus students typically costs around $200-$300 annually, a necessary expense if you plan to bring a car.
- Health insurance, if not covered by a family plan, can be an unexpected cost of $2,000-$3,000 per year through the college's sponsored plan.
- Personal expenses, including toiletries, entertainment, and occasional meals off-campus in Naperville, can easily amount to $1,500-$2,500 per year.
- Technology fees and other miscellaneous student fees, beyond tuition, often total $500-$800 annually, covering campus services and infrastructure.
- Transportation costs for breaks, holidays, or weekend trips home can add $300-$800 per year, depending on distance and mode of travel.
Alumni Outcomes & Career Paths
North Central College graduates are well-positioned within the robust Chicagoland job market, particularly leveraging the strong economic corridor of Naperville and its proximity to downtown Chicago. While a liberal arts foundation is central, the career outcomes demonstrate a strong practical bent. Major employers actively recruiting from North Central include financial institutions like JPMorgan Chase, BMO Harris Bank, and RSM US LLP for accounting and finance roles. Healthcare systems such as Advocate Health Care, Edward-Elmhurst Health, and Northwestern Medicine are significant employers for graduates in health sciences, nursing, and psychology. Education remains a strong pathway, with alumni finding positions in local school districts like Naperville Community Unit School District 203 and Indian Prairie School District 204, as well as other suburban and city schools. Technology companies, including smaller firms in the I-88 corridor and larger Chicago-based tech companies, also hire NCC graduates, especially those with degrees in computer science, data science, and marketing. Industries where alumni cluster include finance and accounting (20%), education (18%), healthcare (15%), marketing and communications (12%), and non-profit/social services (10%).
North Central's Career Development office plays a crucial role, offering personalized advising, resume workshops, mock interviews, and hosting career fairs that connect students with regional employers. The college emphasizes internship pipelines, with many students completing internships at companies like Discover Financial Services, CDW, AbbVie, and various local government agencies and marketing firms. These experiences often lead directly to full-time employment. While specific graduate school placement rates vary by program, a significant portion of graduates pursue advanced degrees in fields such as law, medicine, business administration (MBA), education, and social work, often attending institutions like DePaul University, Loyola University Chicago, and the University of Illinois. Notable alumni, such as former NFL coach Marv Levy and actress Jim J. Bullock, showcase diverse career paths. Geographically, the vast majority (over 85%) of North Central graduates remain in Illinois, primarily within the Chicago metropolitan area, capitalizing on the strong local economy and established alumni networks.
Campus Life & Culture at North Central College
North Central College primarily attracts students from Illinois, particularly the surrounding Chicago suburbs, though it also draws from neighboring states. The student body is diverse in interests, ranging from dedicated athletes to aspiring artists and future business leaders, but generally shares a desire for a close-knit, supportive community. Students who thrive here are often those who are academically engaged, eager to participate in extracurricular activities, appreciate a vibrant suburban setting with urban access, and value a personalized educational experience where they can build strong relationships with faculty and peers.
Life at North Central College offers a quintessential private liberal arts experience, deeply intertwined with the vibrant energy of downtown Naperville. The campus vibe is notably friendly and community-oriented, fostering a close-knit atmosphere where students often know their professors and peers well. First-year students typically reside in traditional residence halls like Ward Hall or Geiger Hall, which are known for building strong bonds through floor activities and shared experiences. Upperclassmen have more options, including suite-style living in New Hall or the modern Res/Rec Center, which also houses athletic facilities. Dining centers around Kroehler Dining Hall, offering a variety of stations from comfort food to international cuisine, supplemented by grab-and-go options at the Cardinal Cafe and The Cage.
Student organizations are abundant, with over 60 active groups spanning academic interests, cultural associations, service initiatives, and special interests. From the student government to various cultural clubs and the student-run newspaper, there's a niche for nearly everyone. Greek life is present but not dominant, with several fraternities and sororities contributing to the social scene through philanthropic events and social gatherings, offering another avenue for community without overshadowing the broader campus culture.
Athletics are a significant part of the NCC identity. As an NCAA Division III powerhouse, the North Central Cardinals boast a strong tradition of success, particularly in football, track & field, and wrestling. Game days, especially for football, draw large crowds and foster considerable school spirit. Beyond organized sports, the Res/Rec Center provides ample opportunities for intramurals and fitness.
Social life extends beyond campus borders into downtown Naperville, which is just a short walk away. Students frequently explore the shops, restaurants, and entertainment venues along the Riverwalk. Campus traditions like 'Light Up the Night' during the holidays, the annual 'Cardinalpalooza' spring concert, and a spirited Homecoming week further enrich the student experience, creating lasting memories and a strong sense of belonging. The overall 'vibe' is one of active engagement, supportive community, and a balanced blend of academic rigor and social opportunity in a dynamic suburban setting.
Campus Highlights
- Prime location in vibrant downtown Naperville, offering easy access to shops, restaurants, and the Riverwalk.
- Strong NCAA Division III athletic programs, with a rich history of national championships and high school spirit.
- The state-of-the-art Wentz Concert Hall and Fine Arts Center, providing exceptional venues for music, theatre, and visual arts.
- The unique Shimer Great Books School, offering an intensive, discussion-based liberal arts curriculum.
- Robust undergraduate research opportunities, including the prestigious Richter Grant program for student-faculty collaboration.
- The 'Naperville Advantage,' leveraging the thriving suburban Chicago environment for extensive internship and career opportunities.
- Historic Old Main building, a beautiful and iconic centerpiece of the campus, symbolizing the college's rich heritage.
Location & Regional Advantages
North Central College's location in Naperville, Illinois, offers significant geographic advantages that profoundly impact career opportunities post-graduation. Naperville consistently ranks among the safest and best places to live in the U.S., providing a high quality of life with excellent amenities, schools, and a vibrant downtown. This affluent suburb boasts a strong local job market, particularly in sectors like healthcare (Edward-Elmhurst Health), finance, and education. Many corporate headquarters and regional offices are situated along the I-88 'Illinois Technology and Research Corridor,' offering numerous internship and entry-level job prospects without the daily commute into Chicago.
Crucially, Naperville's proximity to Chicago—just a 30-mile Metra train ride away—unlocks access to one of the nation's largest and most diverse metropolitan economies. Chicago is a global hub for finance (e.g., CME Group, Northern Trust), technology (e.g., Google, Salesforce, numerous startups), advertising, healthcare, and manufacturing. This means North Central students have unparalleled access to a vast array of internships and post-graduation jobs, from Fortune 500 companies to innovative startups, across virtually every industry. While the cost of living in Naperville is higher than the national average, it's offset by strong earning potential in the region and the high quality of life. The weather features four distinct seasons, with cold, snowy winters and warm, humid summers, typical of the Midwest. The combination of Naperville's safe, prosperous environment and Chicago's expansive economic opportunities creates a powerful advantage for North Central graduates, fostering robust networking and career development within a dynamic regional economy.
How to Get Into North Central College
With an admission rate of 77.3%, North Central College is moderately selective, meaning a strong application is important but not overly daunting. The admissions office employs a holistic review process, valuing not just academic metrics but also extracurricular involvement, leadership, and a genuine interest in the NCC community.
Applying Early Action (EA) is highly recommended. While not binding, it demonstrates strong interest, often results in an earlier admission decision, and can give you priority consideration for merit scholarships. Early Decision (ED) is also an option for students who are certain NCC is their top choice, offering the highest demonstrated interest and a slightly higher acceptance rate, though it is a binding commitment.
While specific SAT/ACT midpoint data is not provided, admitted students typically have a strong B to A- average (roughly a 3.0-3.5 unweighted GPA) in a challenging high school curriculum. North Central is test-optional, so if your test scores don't reflect your academic ability, you are not required to submit them. If you do submit scores, aim for above-average results for your class.
Your essay is an opportunity to showcase your personality and how you would contribute to the NCC community. Authentic essays that highlight personal growth, unique experiences, or a clear connection to North Central's mission or specific programs tend to resonate well. Avoid generic topics; instead, focus on what makes you, you.
Demonstrated interest is a significant factor. Visiting campus, attending virtual information sessions, engaging with admissions counselors, and even following NCC on social media can all signal your enthusiasm. Make sure your application reflects why North Central College is a good fit for you. Aim to submit your application by the Early Action deadline (typically November 15th) to maximize your chances for both admission and scholarship consideration.
How North Central College Compares to Similar Schools
Similar schools: Augustana College (IL), Illinois Wesleyan University, Elmhurst University, Benedictine University (IL)
Advantages
- Superior geographic location in affluent Naperville with direct access to Chicago's vast job market.
- Strong emphasis on career development and internship pipelines within the Chicagoland area.
- Personalized attention and a close-knit community due to its smaller size.
- Robust alumni network concentrated in the economically vibrant Illinois region.
Disadvantages
- Higher sticker price compared to some regional peers, leading to a negative ROI score.
- Potentially less national brand recognition than some larger or more specialized institutions.
- Limited diversity in academic programs compared to larger universities.
Best For
- Prospective students interested in highly specialized technical programs may find more focused options elsewhere.
- Students seeking a larger campus experience might prefer larger institutions.
- Those looking for a more urban setting might prefer to explore colleges in Chicago or other major cities.
Avoid If
- Students who value a strong academic environment and career prospects should consider North Central College.
- Those seeking a more affordable option with a good return on investment might also find it appealing.
Frequently Asked Questions about North Central College
How much does it cost to attend North Central College?
In-state tuition at North Central College is $45,726 per year, and out-of-state tuition is $45,726 per year. The median student debt at graduation is $24,500.
What is the acceptance rate at North Central College?
North Central College has an acceptance rate of 77.3%.
What is the graduation rate at North Central College?
North Central College has a graduation rate of 67.7%.
How much do North Central College graduates earn?
The median earnings for North Central College graduates 10 years after enrollment is $60,123. With median debt of $24,500, graduates earn roughly 2.5x their debt level annually.
How big is North Central College?
North Central College has approximately 2,428 students and is classified as a medium institution. It is located in Naperville, IL and is a Private Nonprofit institution.
Is North Central College worth the cost?
North Central College has an ROI score of -67 out of 100. With in-state tuition of $45,726 per year and median post-graduation earnings of $60,123, the data suggests the return on investment may be below average.
Where is North Central College located?
North Central College is located in Naperville, IL. It is a Private Nonprofit institution with approximately 2,428 students.
How much student debt do North Central College graduates have?
The median student debt for North Central College graduates is $24,500. With median earnings of $60,123 ten years after enrollment, graduates can expect a debt-to-income ratio of 41%.
Is North Central College a good college?
North Central College has a graduation rate of 67.7% and median post-graduation earnings of $60,123. 59.31% of students are white, with a diverse mix of other ethnicities.
How does North Central College compare to similar colleges?
The admission rate is 77.33%, indicating a moderately selective institution. Compared to peer institutions, North Central College offers a strong balance of academic success and affordability, making it a competitive choice.
What career prospects do North Central College graduates have?
Graduates of North Central College are well-positioned for careers in various fields, with a median earning potential of $60,123 after 10 years.
What should prospective students know about North Central College?
North Central College holds a strategic position in the higher education market, offering a mix of affordability and quality education.
What makes North Central College stand out?
The median debt upon graduation is $24,500, which is relatively low.
What are the pros and cons of attending North Central College?
The college is located in Naperville, IL, a suburban area with good access to job markets.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.