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Murray State College

Tishomingo, OK 73460 — Public

Value Score: 70/100 | ROI Score: 26 | Affordability Score: 90/100

Tuition (In-State): $7,230 | Out-of-State: $11,430

Graduation Rate: 27.1%

Median Earnings (10yr): $36,545 | Median Debt: $13,387

Student Body Size: 1,786 (small)

Pell Grant Recipients: 28.7% | Federal Loan Rate: 39.5%

Average Faculty Salary: $5,150/month

Tuition & Affordability Analysis

In-state tuition at Murray State College is $7,230 per year, which is 34% below the national average for public institutions.

Out-of-state students pay $11,430/year — a premium of $4,200 over in-state rates. Over four years, out-of-state students pay approximately $16,800 more than their in-state peers.

Estimated four-year tuition cost: $28,920 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Murray State College:

  • Families earning $0–$30,000: $13,223/year
  • Families earning $30,001–$48,000: $12,481/year
  • Families earning $48,001–$75,000: $13,190/year
  • Families earning $75,001–$110,000: $13,257/year
  • Families earning $110,000+: $12,111/year

Graduate Outcomes & Return on Investment

27.1% of students at Murray State College complete their degree, 56% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

Graduates of Murray State College earn a median salary of $36,545 ten years after enrollment, 11% below the national average. This represents a $1,545/year earnings premium over the average high school diploma holder, or $46,350 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $13,387, 38% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $145/month, with a total repayment of $17,400 (including $4,013 in interest).

Debt-to-Earnings Ratio: 0.37x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Murray State College pays for itself in approximately 19 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

28.7% of students at Murray State College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 13% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

39.5% of students take federal loans, 16% below the national average. This is a moderate borrowing rate.

Average faculty salary: $5,150/month, 41% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Murray State College enrolls 1,786 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 76/100 (higher = more diverse). Murray State College has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 48%, Hispanic 10%, Black 3%, Asian 0%.

Murray State College: Small Public Institution with High Affordability and Low Graduation Rates

Report Card: Overall Grade C

Murray State College receives an overall grade of C based on six dimensions:

  • Academics: D
  • Value: C
  • Outcomes: C
  • Affordability: B+

College Analysis

Murray State College is a Public institution in Tishomingo, OK with approximately 1,786 students. Academics: Small class sizes and a public institution offering a range of programs. Value: High affordability with a strong return on investment despite low graduation rates. Outcomes: Median earnings after 10 years are below the national average, indicating potential career challenges.

The Verdict: Is Murray State College Worth It?

Murray State College presents a compelling value proposition for students prioritizing affordability and foundational education, particularly those from in-state. With an in-state tuition of $7,230 and a median debt of $13,387, the financial burden is significantly lower than at many four-year institutions. The median earnings of $36,545 after 10 years suggest a modest but steady return on investment. For an in-state student, the total cost of attendance for two years (assuming roughly $14,460 in tuition) is less than the annual median earnings, indicating a relatively quick debt payoff timeline, likely within 2-3 years post-graduation, assuming diligent financial management. The ROI score of 26, while not exceptionally high, reflects a solid, albeit not spectacular, financial outcome. Compared to the national average student debt, Murray State College's median debt is considerably lower. This school is a good deal for students seeking an affordable entry into higher education, vocational training, or a stepping stone to a bachelor's degree, especially if they plan to work within Oklahoma. It's not a place for those seeking elite career placement in highly competitive national markets or expecting rapid, high-salary career acceleration immediately after graduation. Recommendation: For Oklahomans seeking an affordable start to their post-secondary education or career training, Murray State College is a financially sound choice.

Return on Investment

While the degree is worth the cost due to affordability, the low graduation rate and below-average earnings may impact long-term career prospects.

Debt Reality Check

Median student debt at Murray State College: $13,387. Monthly payment on a standard 10-year plan: $152/month. Total repaid: $18,240 ($4,853 in interest).

Breakeven vs high school diploma: 2 years. Debt burden: Low. Salary needed for comfortable repayment: $18,240.

Strengths

  • High affordability
  • Small class sizes
  • Strong support for in-state students

Weaknesses

  • Low graduation rate
  • Below-average earnings
  • Limited diversity

Academic Profile

Murray State College, as a public community college, focuses on providing accessible and foundational academic programs. While specific departmental strengths are not detailed in broad data, institutions of this nature typically excel in offering robust associate degree pathways and certificate programs designed for direct entry into the workforce or seamless transfer to four-year institutions. Given its public status and location, expect strong programs in areas relevant to the regional economy, such as agriculture, business, technology, and healthcare support. Research opportunities for undergraduates may be limited compared to larger universities, but faculty-led projects and independent study are often available for motivated students. Faculty quality can be inferred from the commitment to teaching at the community college level; instructors are generally dedicated to student success and often possess practical experience in their fields. Academic support resources are crucial at a school like Murray State College. Students can typically expect access to tutoring services, academic advising to help navigate course selection and transfer pathways, and potentially writing centers. Honors programs, if available, would offer enriched academic experiences for high-achieving students. Study abroad opportunities are less common at community colleges but may exist through partnerships or specific program initiatives. The emphasis is on providing a solid academic grounding and clear pathways for students to achieve their educational and career goals.

Financial Aid Guide for Murray State College

Pell Grant recipients: 28.7%. Students taking federal loans: 39.5%.

Navigating financial aid at Murray State College is a practical endeavor, primarily focused on making education affordable for Oklahomans. As a public institution, the in-state tuition of $7,230 is significantly lower than the out-of-state rate of $11,430, making it a prime choice for local students. While specific data on merit aid is not readily available, community colleges often prioritize need-based aid. This means that students demonstrating financial need through the FAFSA are likely to receive the bulk of available assistance. Federal Pell Grants, which do not need to be repaid, are a cornerstone of aid for lower-income students. Federal student loans are also a common component of aid packages, allowing students to borrow for educational expenses, though these do accrue interest. Work-study programs, offering part-time employment opportunities to students with financial need, are likely available and can help offset living expenses. Typical aid packages for students from families with incomes below $30,000 might cover a substantial portion of tuition and fees, potentially supplemented by grants and loans. For students with higher incomes, aid might be more focused on federal loans and any available institutional scholarships. Scholarship opportunities, both from the college and external sources, are crucial. Students should actively seek out scholarships based on academic merit, specific program enrollment, or community involvement. Negotiating financial aid at a community college like Murray State is generally less common and less impactful than at private universities. The focus is on standardized aid packages based on federal and state guidelines, with limited institutional funds for negotiation. It's essential to complete the FAFSA early to maximize eligibility for all types of aid.

Hidden Costs at Murray State College

  • On-campus housing can range from $4,000 to $6,000 per academic year, depending on the room type and occupancy.
  • Meal plans typically cost between $2,500 and $3,500 per academic year, offering various dining options.
  • Textbooks and course materials can add $800 to $1,200 per year, with costs varying significantly by program.
  • Student fees, including technology and activity fees, can total $500 to $800 annually.
  • Transportation costs, such as gas and vehicle maintenance if commuting or traveling home, could be $500-$1,000+ per year.
  • Parking permits, if applicable for students with vehicles, might cost $50 to $150 per semester.
  • Personal expenses, including toiletries, entertainment, and miscellaneous items, can easily add $1,000 to $2,000 per year.

Alumni Outcomes & Career Paths

Murray State College, a public institution in Tishomingo, Oklahoma, offers a pathway to various career fields, though specific employer recruitment data and detailed alumni clustering are not readily available in public datasets. However, given its location and program offerings, graduates likely find opportunities within regional sectors such as agriculture, manufacturing, healthcare, and education. Institutions of this size and type often see alumni engaging with local and state-level employers. For instance, graduates in healthcare might find roles at Mercy Hospital Ardmore or Chickasaw Nation Community Health Services. Those in education could be employed by the Tishomingo Public School District or other nearby school systems. Manufacturing and industrial roles might lead to positions at companies like Michelin in Ardmore or various smaller, regional manufacturers. While specific graduate school placement rates are not published, many students pursuing associate degrees may transfer to four-year institutions like Southeastern Oklahoma State University or East Central University to complete bachelor's degrees, particularly in fields like nursing, business, or education. Notable alumni are not widely publicized, which is common for smaller community colleges. Career services at Murray State College likely focus on resume building, interview preparation, and connecting students with local internship and job opportunities. Internship pipelines are probably strongest within the immediate geographic area, potentially involving partnerships with local businesses and healthcare facilities. Geographic hiring patterns for Murray State College graduates tend to be concentrated within Oklahoma, particularly in the southern and southeastern regions, with some graduates potentially moving to neighboring states like Texas for employment.

Campus Life & Culture at Murray State College

Murray State College serves a predominantly local student body, with a significant percentage of Oklahomans seeking accessible higher education. The student population is diverse in terms of age and background, reflecting its role as a community resource. Students who thrive here are often self-motivated individuals looking for a supportive environment to gain job skills, complete foundational coursework, or prepare for transfer to a larger university.

Murray State College, nestled in the heart of Tishomingo, Oklahoma, offers a close-knit community experience that's a hallmark of many rural public institutions. With an enrollment of under 1,800 students, the campus vibe is decidedly personal, fostering strong relationships between students and faculty. Social life often revolves around campus events, local community activities, and student organizations. The school boasts a variety of clubs and groups, from academic societies to recreational interests, providing ample opportunities for students to connect and find their niche. While Greek life isn't a dominant force here, the sense of camaraderie is palpable through these student-led initiatives. Athletics play a significant role, with Racer teams competing in the NJCAA, generating school spirit and providing a focal point for student engagement. Housing is primarily on-campus, with residence halls designed to foster a sense of community. Dining services offer convenient meal plans, catering to the needs of students living on campus. The surrounding area of Tishomingo, with its historic charm and natural beauty, also contributes to the student experience, offering a quieter, more focused environment away from the hustle and bustle of a large city. Students who thrive here often appreciate a supportive, family-like atmosphere where they can build lasting friendships and receive personalized attention.

Campus Highlights

  • Historic Tishomingo location offering a charming small-town atmosphere.
  • Strong focus on workforce development and career-ready programs.
  • Affordable tuition, especially for Oklahoma residents.
  • Close-knit campus community with personalized student support.
  • NJCAA athletic programs fostering school spirit and engagement.
  • Pathway to transfer to four-year universities with established articulation agreements.
  • Access to natural beauty and outdoor recreational opportunities in the surrounding area.

Location & Regional Advantages

Murray State College's location in Tishomingo, Oklahoma, offers a unique set of regional advantages and challenges. Tishomingo is situated in south-central Oklahoma, providing a relatively low cost of living, which can make the overall educational investment more accessible. The local job market is primarily driven by agriculture, small-scale manufacturing, healthcare services, and government. Proximity to larger towns like Ardmore (about 30 miles away) offers access to more diverse employment opportunities and a slightly larger healthcare infrastructure, including Mercy Hospital Ardmore. While not directly adjacent to major industry hubs, the region is within a few hours' drive of the Dallas-Fort Worth metroplex, a significant economic engine in Texas, which can open up broader career prospects for graduates willing to relocate. Quality of life in Tishomingo is characterized by a small-town atmosphere, with access to outdoor recreation, including nearby Lake Texoma, a popular destination for fishing and boating. Safety is generally high, typical of rural communities. The weather is continental, with hot summers and mild to cold winters. This location's primary impact on career opportunities post-graduation is its tendency to foster local employment or necessitate relocation for more specialized or higher-paying roles. Graduates seeking immediate employment in their field may find it within the immediate region, while those aiming for larger corporate environments or specialized industries might need to leverage their education and career services to facilitate a move to a more metropolitan area.

How to Get Into Murray State College

Applying to Murray State College is a straightforward process, designed to be accessible to a wide range of students. As a public community college, the admission rate is generally high, meaning the focus is less on selectivity and more on ensuring students meet basic requirements for enrollment. The primary goal of the admissions office is to provide educational opportunities to the community. Therefore, a strong emphasis is placed on completing the application accurately and submitting all required documentation. While specific GPA or test score ranges aren't typically a barrier for admission to the college itself, they become important for placement into specific courses and programs. Students should aim to have a solid high school record, demonstrating they are prepared for college-level coursework. Essays are generally not a significant factor in the admissions decision for the college as a whole, though they might be required for specific scholarships or competitive programs. Demonstrated interest is not a major consideration; the college is eager to enroll qualified students. The timeline is crucial: complete the FAFSA as early as possible, ideally by March 1st, to maximize eligibility for financial aid. The application itself should be submitted well before the start of the semester to allow ample time for placement testing and course registration. Focus on meeting the minimum requirements and preparing for placement assessments to ensure a smooth entry into your chosen program.

How Murray State College Compares to Similar Schools

Similar schools: Eastern Oklahoma State College, Red River Technology Center, Carl Albert State College

Advantages

  • Lower out-of-state tuition compared to some regional peers
  • Stronger focus on specific vocational and technical programs relevant to the local economy
  • More affordable cost of living in Tishomingo compared to larger college towns

Disadvantages

  • Limited program breadth compared to larger community colleges or technical centers
  • Fewer established internship and direct employer pipelines
  • Lower median earnings compared to institutions with more robust four-year transfer pathways

Best For

  • Students prioritizing high earning potential and rapid career advancement may want to consider other options.
  • Students looking for a diverse campus environment might find the low Asian representation limiting.

Avoid If

  • Students seeking a highly specialized or research-intensive program might find the offerings limited.
  • Students with significant financial constraints might find the college too expensive despite its affordability score.

Frequently Asked Questions about Murray State College

How much does it cost to attend Murray State College?

In-state tuition at Murray State College is $7,230 per year, and out-of-state tuition is $11,430 per year. The median student debt at graduation is $13,387.

What is the graduation rate at Murray State College?

Murray State College has a graduation rate of 27.1%.

How much do Murray State College graduates earn?

The median earnings for Murray State College graduates 10 years after enrollment is $36,545. With median debt of $13,387, graduates earn roughly 2.7x their debt level annually.

How big is Murray State College?

Murray State College has approximately 1,786 students and is classified as a small institution. It is located in Tishomingo, OK and is a Public institution.

Is Murray State College worth the cost?

Murray State College has an ROI score of 26 out of 100. With in-state tuition of $7,230 per year and median post-graduation earnings of $36,545, the data suggests the return on investment may be below average.

Where is Murray State College located?

Murray State College is located in Tishomingo, OK. It is a Public institution with approximately 1,786 students.

How much student debt do Murray State College graduates have?

The median student debt for Murray State College graduates is $13,387. With median earnings of $36,545 ten years after enrollment, graduates can expect a debt-to-income ratio of 37%.

Is Murray State College a good college?

Murray State College has a graduation rate of 27.1% and median post-graduation earnings of $36,545. High student-to-faculty ratio, indicating personalized attention.

How does Murray State College compare to similar colleges?

Low Asian representation, suggesting a less diverse student body. Compared to peer institutions, Murray State College offers a more affordable education but struggles with low graduation rates and below-average earnings.

What career prospects do Murray State College graduates have?

Graduates may face career challenges due to low earnings and high student debt.

What should prospective students know about Murray State College?

Murray State College is well-positioned in the market for students seeking affordable education with small class sizes.

What makes Murray State College stand out?

High tuition affordability, making it a cost-effective choice.

What are the pros and cons of attending Murray State College?

Graduation rate below the national average, affecting long-term career prospects.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.