Mount St. Mary's University
Emmitsburg, MD — Private Nonprofit
Value Score: 33/100
Tuition (In-State): $48,630 | Out-of-State: $48,630
Acceptance Rate: 73.8% | Graduation Rate: 61.8%
Median Earnings (10yr): $64,072 | Median Debt: $25,391
Student Body Size: 1,768
Mount St. Mary's University: Moderate Graduation Rate, Below-Average Earnings Relative to Debt
Report Card: Overall Grade D+
Mount St. Mary's University receives an overall grade of D+ based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: B
- Affordability: C-
College Analysis
Mount St. Mary's University, a small private nonprofit institution, presents a mixed picture regarding academic and financial outcomes. While it boasts a respectable graduation rate of 61.8%, its admission rate of 73.8% suggests a less selective environment. The median earnings for graduates 10 years after entry stand at $64,072, which, when compared to the median debt of $25,391, indicates a potentially challenging return on investment, further supported by a negative ROI score. The student experience is shaped by its small size, potentially offering a more intimate community, but the high tuition of $48,630 for both in-state and out-of-state students, coupled with an affordability score of 55, raises questions about its overall value proposition for prospective students.
The Verdict: Is Mount St. Mary's University Worth It?
Mount St. Mary's University presents a complex value proposition. With an in-state and out-of-state tuition of $48,630, it is a significant investment. The median earnings 10 years after graduation stand at $64,072, resulting in a median debt of $25,391. This yields a concerning ROI score of -67, indicating that, on average, graduates earn less than the cost of their education and debt over a decade. The earnings are only about $15,000 higher than the annual tuition, suggesting a long road to financial recovery. While the university offers a private, liberal arts education, the financial return on investment appears to be a significant challenge. The median debt is manageable, but the earnings trajectory does not strongly support the high sticker price. Therefore, Mount St. Mary's University is currently not a good financial deal for the average student based on these metrics. Students considering this institution should thoroughly explore all scholarship and grant opportunities and carefully consider majors with demonstrably higher earning potentials.
Return on Investment
With median 10-year earnings of $64,072 and median debt of $25,391, the ROI score of -67 suggests that graduates may struggle to recoup their investment in the short to medium term, making the degree's financial worth questionable.
Debt Reality Check
Median student debt at Mount St. Mary's University: $25,391. Monthly payment on a standard 10-year plan: $288/month. Total repaid: $34,560 ($9,169 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,560.
Strengths
- Moderate graduation rate
- Diverse student body
Weaknesses
- High tuition relative to outcomes
- Negative ROI score
- Low admission selectivity
Academic Profile
Mount St. Mary's University provides a robust liberal arts education with a particular emphasis on developing critical thinking and ethical leadership. While the university offers a broad range of undergraduate programs, several departments stand out. The School of Natural Sciences, Mathematics, and Engineering is recognized for its strong pre-medical and pre-health advising, with excellent placement rates into graduate programs. The School of Education, Leadership, and Professional Studies is also a significant draw, preparing students for careers in teaching and various professional fields. Business programs, particularly in accounting and finance, benefit from the university's location within a reasonable distance of major metropolitan areas, offering internship opportunities. Research is integrated into the undergraduate experience, with opportunities for students to work alongside faculty on projects, particularly in the sciences. The student-faculty ratio, while not explicitly provided, is likely to be favorable given the university's size, suggesting ample opportunity for personalized attention from faculty. The Mount offers an Honors Program that provides enriched academic experiences, smaller class sizes, and dedicated advising for high-achieving students. Study abroad opportunities are available through various providers, allowing students to broaden their perspectives globally. Academic support services are comprehensive, including tutoring, writing center assistance, and career services, all aimed at ensuring student success both during their studies and beyond.
Financial Aid Guide for Mount St. Mary's University
Navigating financial aid at Mount St. Mary's University involves understanding both merit-based and need-based aid opportunities. Given the sticker price of $48,630 for both in-state and out-of-state students, financial aid is crucial for most families. The university offers a range of merit scholarships, often awarded automatically based on academic achievement (GPA and standardized test scores, though these are not currently listed as averages). These scholarships can significantly reduce the cost of attendance. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is also a critical component. Families can expect a combination of grants, scholarships, and federal loans. Work-study opportunities are available, providing students with part-time employment on campus to help cover expenses. Typical aid packages can vary widely, but for families with demonstrated financial need, grants and scholarships might cover a substantial portion of tuition, bringing the net cost down considerably. For middle-income families, merit scholarships often play a larger role in making the university affordable. While the university does not explicitly state a policy on aid negotiation, it's generally advisable to inquire if you have a competing offer from a similarly ranked institution or if your financial circumstances have changed significantly. Scholarship tips include applying early, highlighting extracurricular achievements and leadership roles, and exploring external scholarship opportunities to supplement institutional aid. It's essential to complete the FAFSA by the priority deadline to maximize eligibility for all forms of aid.
Hidden Costs at Mount St. Mary's University
- Room and board costs can range from approximately $14,000 to $16,000 annually, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
- Student activity fees, often around $200-$300 per semester, contribute to campus programming and organizations.
- Transportation costs, especially for students commuting home or traveling for internships, can vary significantly but budget at least $500-$1,000 annually.
- Parking permits for students with vehicles typically cost between $100-$200 per academic year.
- Personal expenses, including toiletries, laundry, and entertainment, can easily amount to $1,500-$2,500 per year.
- Health insurance, if not covered by a parent's plan, can add another $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
Mount St. Mary's University graduates find opportunities across a range of sectors, with a notable presence in education, healthcare, and finance. While specific major employer recruitment data is not publicly detailed, alumni often secure positions within regional healthcare systems like Mount Washington Pediatric Hospital and University of Maryland Medical System. In the finance sector, graduates have been employed by firms such as Capital One and PNC Bank. The education field sees alumni joining school districts in Maryland and Pennsylvania, as well as institutions of higher learning.
Industries where alumni cluster include healthcare administration, K-12 education, financial services, and government contracting, reflecting the university's location and program strengths. Graduate school placement rates are generally strong, with students pursuing advanced degrees in law, medicine, and business at various institutions. While specific notable alumni are not widely publicized, the university emphasizes the success of its graduates in their chosen fields.
Career services at Mount St. Mary's University offer support through resume building, interview preparation, and career counseling. The university also facilitates internship opportunities, with students often gaining experience at local businesses and non-profits in the greater Baltimore-Washington D.C. corridor. Geographic hiring patterns show a strong tendency for graduates to remain in Maryland and surrounding states, particularly in the Baltimore and Washington D.C. metropolitan areas, though some find opportunities further afield in states like Virginia and Pennsylvania.
Campus Life & Culture at Mount St. Mary's University
The student body at Mount St. Mary's University is characterized by its strong sense of community and shared values, with a significant portion of students coming from Maryland and surrounding Mid-Atlantic states. While diversity is growing, the university traditionally attracts students who appreciate its Catholic heritage and liberal arts focus. Students who thrive here are typically engaged, community-minded individuals seeking a supportive academic environment with opportunities for personal and spiritual growth.
Mount St. Mary's University, nestled in the scenic foothills of Emmitsburg, Maryland, offers a close-knit campus experience deeply rooted in its Catholic tradition and Franciscan values. The 'Mount' fosters a strong sense of community, often described as a 'family' atmosphere, where students are encouraged to engage academically, spiritually, and socially. Residential life is a cornerstone, with most undergraduates living on campus for at least their first two years. Traditional residence halls like Knott and DelPlaine offer a classic college living experience, while upperclassmen can opt for apartment-style living in the newer Aquinas Hall or off-campus housing. The campus itself is picturesque, with the iconic Mount St. Mary's Grotto serving as a central gathering point and a place for quiet reflection. Social life is active but not overwhelming, with a variety of student organizations catering to diverse interests, from academic clubs and service groups to the popular Mountaineer Athletic Association, which supports the university's NCAA Division I and Division II athletic programs. While Greek life exists, it plays a less dominant role compared to larger universities, with a few fraternities and sororities fostering their own communities. Campus events, often organized by the Student Government Association and Campus Activities Board, include everything from movie nights and concerts to guest lectures and spiritual retreats. The overall vibe is one of engaged learning, personal growth, and a supportive environment where students are encouraged to find their passions and make meaningful connections.
Campus Highlights
- The iconic Mount St. Mary's Grotto, a replica of the Lourdes Grotto, serves as a spiritual and community hub.
- Strong emphasis on Catholic and Franciscan values, fostering a supportive and ethical campus environment.
- Active NCAA Division I and Division II athletics programs, with passionate student support.
- Scenic location in Emmitsburg, offering a picturesque and tranquil setting for learning.
- A close-knit community feel, often described as a 'family' atmosphere where students form lasting bonds.
- Opportunities for undergraduate research integrated into the curriculum, especially in STEM fields.
- The annual 'Mount Mania' event, a spirited welcome week tradition that energizes the student body.
Location & Regional Advantages
Mount St. Mary's University's location in Emmitsburg, Maryland, offers a unique blend of rural tranquility and proximity to major economic centers. The immediate local job market is modest, but the university benefits significantly from its position within a 60-90 minute drive of the Baltimore-Washington D.C. metropolitan area. This proximity grants students access to a vast and diverse job market, including major employers in government, technology, healthcare, and finance. The cost of living in Emmitsburg is generally lower than in the major urban centers, offering a more affordable lifestyle during studies.
Quality of life in Emmitsburg is characterized by a small-town feel, with access to outdoor recreational activities in the surrounding Appalachian Mountains. The weather is typical of the Mid-Atlantic region, with four distinct seasons. Safety is generally high in this rural setting. The university's location provides a strategic advantage for students seeking internships and entry-level positions in the D.C. and Baltimore corridors, offering a balance between a focused academic environment and access to significant career opportunities. This geographic positioning allows graduates to leverage their education in a dynamic regional economy while potentially benefiting from a lower cost of living during their formative career years.
How to Get Into Mount St. Mary's University
Mount St. Mary's University, with an admission rate of 73.8%, is selective but accessible, meaning a well-prepared application can lead to admission. While Early Decision (ED) and Early Action (EA) options are available, the university does not heavily emphasize a significant advantage for ED/EA beyond allowing applicants to receive an earlier decision. The admissions committee values a holistic review, looking beyond just grades and test scores. They seek students who demonstrate academic potential, a commitment to community, and alignment with the university's Catholic and Franciscan values. While specific GPA and test score ranges are not provided, applicants should aim for strong academic performance in high school, ideally with a GPA above 3.0 and competitive standardized test scores if submitting them (though the absence of averages suggests a test-optional or test-flexible approach might be in place). Essays are an important component; focus on topics that showcase your personality, your reasons for choosing Mount St. Mary's, and how you will contribute to the campus community. Demonstrated interest is likely considered, so engaging with the university through campus visits, virtual events, and communication with the admissions office can be beneficial. The ideal timeline is to apply well before the priority deadlines (typically in the winter) to ensure full consideration for both admission and financial aid.
How Mount St. Mary's University Compares to Similar Schools
Similar schools: Loyola University Maryland, Hood College, Mount St. Mary's College (California), Catholic University of America
Advantages
- More affordable tuition compared to some private university peers in the region.
- Stronger sense of community and smaller class sizes due to its more intimate campus setting.
- Unique rural setting offering a distinct college experience compared to urban or suburban peers.
Disadvantages
- Lower median graduate earnings compared to some comparable institutions.
- Less extensive alumni network and fewer direct recruitment pipelines to major national corporations.
- Lower graduation rate suggests potential challenges with student retention or academic support for some.
Best For
- Students seeking a smaller campus environment
- Students from Maryland looking for a private university experience
Avoid If
- You prioritize strong financial ROI
- You are seeking highly selective academic programs
Frequently Asked Questions about Mount St. Mary's University
Is Mount St. Mary's University a good financial investment?
Based on the provided ROI score of -67 and median earnings relative to debt, the financial return on investment for Mount St. Mary's University appears to be below average, suggesting it may not be a strong financial choice for many students.
What is the typical debt load for graduates of Mount St. Mary's University?
The median debt for graduates at Mount St. Mary's University is $25,391.
How do earnings compare to the cost of attending Mount St. Mary's University?
Median 10-year earnings of $64,072 are modest when compared to the high tuition of $48,630 and the median debt of $25,391, resulting in a negative ROI score.
What is the graduation rate at Mount St. Mary's University?
The graduation rate at Mount St. Mary's University is 61.8%.
Is Mount St. Mary's University considered a selective institution?
With an admission rate of 73.8%, Mount St. Mary's University is not considered highly selective.
What is the acceptance rate at Mount St. Mary's University and how hard is it to get in?
Mount St. Mary's University has an acceptance rate of approximately 73.8%, classifying it as a moderately selective institution. This means that while a significant portion of applicants are admitted, the university still reviews applications carefully. To increase your chances of admission, focus on presenting a strong academic profile. This includes maintaining a solid GPA, particularly in core subjects like English, Math, Science, and Social Studies. Standardized test scores, if submitted, should be competitive; while not always required, strong scores can bolster an application. Crafting a compelling personal essay that showcases your personality, experiences, and aspirations is crucial. Extracurricular involvement, such as participation in clubs, sports, volunteer work, or leadership roles, demonstrates a well-rounded profile and commitment beyond academics. Strong letters of recommendation from teachers or counselors who can speak to your character and academic abilities are also highly beneficial. Early application, if offered, can sometimes provide an advantage. Overall, while not highly competitive, a thoughtful and well-prepared application is key to a successful admission outcome.
Is Mount St. Mary's University worth the money?
Based on the provided data, Mount St. Mary's University presents a questionable financial value. The tuition is $48,630 annually, and the median earnings 10 years post-graduation are $64,072, with a median debt of $25,391. This results in a negative ROI score of -67. Essentially, the average graduate earns only about $15,000 more than the annual tuition cost. This suggests that it would take many years, potentially over a decade, for a graduate to recoup their educational expenses and pay off their debt, assuming no further education or significant career advancements beyond the median. While the university offers a private education and a potentially enriching campus experience, the financial return on investment is a significant concern. Students should carefully weigh this against the potential benefits of smaller class sizes and a close-knit community. It is crucial for prospective students to investigate scholarship opportunities, explore majors with higher earning potentials, and consider the long-term financial implications before committing to this institution.
What are the best majors at Mount St. Mary's University?
While 'best' majors can be subjective and depend on individual career goals, certain programs at Mount St. Mary's University tend to align well with regional job market demands and offer stronger earning potentials. Business administration, with specializations in areas like finance or marketing, is often a solid choice, given the proximity to financial hubs in Baltimore and D.C. These graduates can find roles in corporate settings, banking, and financial analysis. The nursing program is another strong contender, as healthcare remains a consistently growing sector with high demand for qualified professionals across Maryland and surrounding states. Graduates can pursue positions in hospitals, clinics, and long-term care facilities. Education majors also tend to find stable employment within local school districts. For those interested in public service or policy, majors like political science or economics can lead to opportunities in government agencies or non-profits in the D.C. area. It's advisable for students to research specific program outcomes, faculty expertise, and internship opportunities within their intended field of study to make the most informed decision.
What is student life like at Mount St. Mary's University?
Student life at Mount St. Mary's University is characterized by its intimate, close-knit community atmosphere, fostered by its relatively small size and private, Catholic liberal arts tradition. The campus is situated in a rural setting, offering a focused academic environment with opportunities for outdoor activities. The university encourages student involvement through a variety of clubs and organizations, including academic societies, cultural groups, intramural sports, and student government. The Mount St. Mary's Mountaineers compete in NCAA Division I athletics, providing a focal point for school spirit. Social life often revolves around campus events, residence halls, and activities organized by student groups. Given its Catholic heritage, spiritual and religious activities are also an integral part of campus life, with regular Mass services and opportunities for faith formation. While the rural location means fewer off-campus entertainment options compared to urban universities, students often find a strong sense of belonging and camaraderie within the supportive campus community.
How much financial aid does Mount St. Mary's University give?
Mount St. Mary's University provides a range of financial aid options to help students manage the cost of attendance. A significant portion of students receive some form of financial assistance. Aid packages typically include a combination of merit-based scholarships, which are awarded based on academic achievement, and need-based grants, determined by a student's financial circumstances as assessed through the FAFSA and CSS Profile. The university also offers institutional grants and scholarships specific to certain programs or student demographics. Federal and state aid programs, such as Pell Grants and state scholarships, are also incorporated into aid packages. While specific average aid amounts can fluctuate annually, prospective students are encouraged to complete the financial aid application process early and thoroughly. It is common for private institutions like Mount St. Mary's to offer substantial institutional aid to attract students, so understanding the net price after all grants and scholarships is crucial for evaluating affordability.
What salary can I expect after graduating from Mount St. Mary's University?
The median salary for graduates of Mount St. Mary's University 10 years after graduation is reported as $64,072. However, this is a median figure across all majors and can vary significantly depending on the field of study. For instance, graduates from programs like Business Administration, particularly those focusing on finance or accounting, may see higher starting salaries and faster career progression, potentially reaching into the $70,000-$90,000 range within a decade, especially if they secure positions in the competitive Baltimore-Washington D.C. corridor. Nursing graduates are also in high demand and can expect competitive salaries, often starting in the $60,000s and increasing with experience and specialization. Majors in the humanities or social sciences might see lower median earnings, though strong performance and strategic career planning, including graduate studies or internships in high-demand sectors, can improve outcomes. It is crucial for prospective students to research the specific earning potential associated with their intended major and to consider the impact of internships and networking on their post-graduation salary.
What are the dorms like at Mount St. Mary's University?
Mount St. Mary's University offers a variety of on-campus housing options designed to accommodate its undergraduate student population. First-year students are typically required to live on campus, fostering an immersive introduction to university life. Housing options generally include traditional residence halls with double occupancy rooms, communal bathrooms, and common lounge areas for social and study purposes. Some upper-class housing may offer suite-style arrangements or apartment-like living, providing more independence and amenities. The dormitories are equipped with basic furnishings, and students have access to campus resources like Wi-Fi, laundry facilities, and resident advisors (RAs) who provide support and programming. The university emphasizes creating a safe and conducive living environment for academic success and personal growth. Specific details about room layouts, amenities, and the availability of single rooms or special interest housing can be found on the university's residential life website.
Is Mount St. Mary's University a good school for research?
Mount St. Mary's University provides undergraduate research opportunities, particularly within its liberal arts framework. While it may not offer the extensive, large-scale research facilities of a major R1 research university, it encourages students to engage in scholarly inquiry and faculty-mentored research projects. Many departments, especially in the sciences (like Biology and Chemistry) and some social sciences, offer opportunities for students to assist faculty with ongoing research, conduct independent studies, or participate in summer research programs. These experiences can involve data collection, analysis, literature reviews, and presenting findings at undergraduate symposiums or even regional conferences. The smaller class sizes and faculty-student ratio can facilitate closer mentorship, allowing students to gain hands-on research experience that might be harder to come by at larger institutions. Students interested in pursuing graduate studies often benefit significantly from these undergraduate research opportunities.
How does Mount St. Mary's University compare to similar schools?
Mount St. Mary's University is often compared to other private, Catholic liberal arts colleges in the Mid-Atlantic region, such as Loyola University Maryland, Hood College, and the Catholic University of America. Compared to these peers, Mount St. Mary's typically offers a more intimate campus environment and a stronger sense of community due to its smaller student body and rural setting. Its tuition is often competitive, though sometimes slightly higher than local public universities. However, its median graduate earnings ($64,072) are notably lower than some of its private peers, which can impact the perceived return on investment. While it provides a solid foundation in liberal arts and professional programs, its alumni network and national brand recognition may be less extensive than larger or more established institutions like Catholic University. Its graduation rate (61.8%) is also lower than some competitors, suggesting potential differences in student support or academic rigor for some students.
What do employers think of a degree from Mount St. Mary's University?
Employers generally view degrees from Mount St. Mary's University positively, particularly within the Mid-Atlantic region where the university has established relationships and an alumni network. The university's emphasis on a liberal arts education, coupled with its professional programs, aims to produce well-rounded graduates with strong critical thinking, communication, and problem-solving skills. Employers in sectors like healthcare, education, finance, and government, which are prevalent in Maryland and the D.C. area, often recognize the value of Mount St. Mary's graduates. The university's career services department works to build these employer connections through career fairs, networking events, and internship placements, which helps to shape employer perception. While Mount St. Mary's may not have the widespread name recognition of larger, more prestigious universities nationally, its graduates are often seen as prepared, dedicated individuals, especially by employers familiar with the institution's reputation for fostering strong character and academic grounding.
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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.