Mount Saint Mary College
Newburgh, NY 12550 — Private Nonprofit
Value Score: 70/100 | ROI Score: -61 | Affordability Score: 55/100
Tuition (In-State): $43,450 | Out-of-State: $43,450
Acceptance Rate: 88.9% | Graduation Rate: 65.6% | Retention Rate: 73.6%
Median Earnings (10yr): $67,705 | Median Debt: $26,007
SAT Average: 1150 | ACT Midpoint: 22
Student Body Size: 1,148 (small)
Pell Grant Recipients: 22.3% | Federal Loan Rate: 44.7%
Average Faculty Salary: $9,710/month
Tuition & Affordability Analysis
In-state tuition at Mount Saint Mary College is $43,450 per year, which is 10% above the national average for private institutions.
Out-of-state students pay $43,450/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $173,800 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Mount Saint Mary College:
- Families earning $0–$30,000: $18,747/year
- Families earning $30,001–$48,000: $16,025/year
- Families earning $48,001–$75,000: $21,647/year
- Families earning $75,001–$110,000: $28,722/year
- Families earning $110,000+: $31,316/year
Low-income families receive an average discount of $24,703/year, paying just 43% of the sticker price.
Admissions Snapshot
Mount Saint Mary College has an acceptance rate of 88.9%, placing it in the Open Admission (85%+) category. This means roughly 323 students apply each year.
Mount Saint Mary College accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1150, 8% above the national average. This is within the mid-range nationally.
The ACT midpoint is 22, 5% above the national average.
Graduate Outcomes & Return on Investment
65.6% of students at Mount Saint Mary College complete their degree, 6% above the national average. This is a solid graduation rate.
First-year retention rate: 73.6% (9% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Mount Saint Mary College earn a median salary of $67,705 ten years after enrollment, 66% above the national average. This represents a $32,705/year earnings premium over the average high school diploma holder, or $981,150 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $26,007, 21% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $282/month, with a total repayment of $33,840 (including $7,833 in interest).
Debt-to-Earnings Ratio: 0.38x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Mount Saint Mary College pays for itself in approximately 6 years. This is a reasonable investment timeline.
Financial Aid Profile
22.3% of students at Mount Saint Mary College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 33% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
44.7% of students take federal loans, 5% below the national average. This is a moderate borrowing rate.
Average faculty salary: $9,710/month, 11% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Mount Saint Mary College enrolls 1,148 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 66/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 50%, Hispanic 28%, Black 9%, Asian 2%.
Mount Saint Mary College: Small Private Institution with Good Earnings Potential
- Mount Saint Mary College: A Questionable Investment with Modest Returns
- Beyond the Classroom: Analyzing Career Paths and Outcomes for Mount Saint Mary College Graduates
- Hudson Valley Charm Meets Educational Ambition: The Mount Saint Mary College Experience
Report Card: Overall Grade C-
Mount Saint Mary College receives an overall grade of C- based on six dimensions:
- Academics: D+
- Value: F
- Outcomes: B+
- Affordability: C+
College Analysis
Mount Saint Mary College is a Private Nonprofit institution in Newburgh, NY with approximately 1,148 students. Academics: Offers a range of programs including business, education, and health sciences. Value: Moderate tuition with a relatively high median earnings 10 years post-graduation. Outcomes: Graduates have a decent job placement rate and median earnings, but room for improvement in graduation rates.
The Verdict: Is Mount Saint Mary College Worth It?
Mount Saint Mary College presents a challenging value proposition. With an in-state and out-of-state tuition of $43,450 and median 10-year earnings of $67,705, the earnings are only about 1.5 times the annual tuition. The median debt of $26,007, while not excessively high, adds to the financial burden. The ROI score of -61 strongly suggests that, on average, graduates do not recoup their investment within a reasonable timeframe, and may struggle to out-earn their debt and tuition costs compared to other institutions. The cost of attendance significantly outweighs the median earnings, indicating that this is likely not a financially sound investment for many students without substantial financial aid or scholarships. While the college offers valuable educational experiences and career preparation, the financial return is a significant concern. It is not a hidden gem and appears to be overpriced relative to its median alumni earnings. Recommendation: Students should carefully consider the total cost of attendance, explore all available financial aid options, and thoroughly research specific program outcomes before committing. For many, this may not be the most financially prudent choice.
Return on Investment
While the median earnings are strong, the high tuition and lower graduation rates make the ROI less favorable compared to some peer institutions.
Debt Reality Check
Median student debt at Mount Saint Mary College: $26,007. Monthly payment on a standard 10-year plan: $295/month. Total repaid: $35,400 ($9,393 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Manageable. Salary needed for comfortable repayment: $35,400.
Strengths
- Strong job placement and earnings potential.
- Diverse student body and accessible enrollment.
Weaknesses
- Lower graduation rates compared to some peers.
- Moderate tuition costs.
Academic Profile
SAT Average: 1150. ACT Midpoint: 22. Retention Rate: 73.6%.
Mount Saint Mary College prides itself on providing a personalized and engaging academic experience, a hallmark of its liberal arts tradition rooted in its Dominican values. With a relatively small student body of around 1,148, the college maintains a low student-faculty ratio, fostering close relationships between students and professors. While specific faculty salary data isn't provided, the emphasis on faculty accessibility suggests a dedicated teaching staff. Notable departments include Nursing, which is consistently a strong program, alongside Business, Education, and Psychology, all of which attract a significant number of students. The School of Nursing, in particular, benefits from strong clinical partnerships in the Hudson Valley region, offering students invaluable hands-on experience. Research opportunities are available, particularly for upperclassmen, allowing them to delve deeper into their chosen fields under faculty mentorship. The Honors Program offers a challenging curriculum for academically gifted students, providing enriched coursework and opportunities for independent study. MSMC also encourages global perspectives through its study abroad programs, allowing students to broaden their horizons academically and culturally. Academic support is readily available through the Center for Academic Excellence, which offers tutoring, writing support, and academic advising, ensuring students have the resources they need to succeed. The college's commitment to a liberal arts education means students receive a well-rounded foundation, preparing them for diverse career paths and graduate studies.
Financial Aid Guide for Mount Saint Mary College
Pell Grant recipients: 22.3%. Students taking federal loans: 44.7%.
Navigating financial aid at Mount Saint Mary College involves understanding both merit-based and need-based awards. Given its private institution status, tuition is uniform for in-state and out-of-state students at $43,450. MSMC offers a range of scholarships, including academic scholarships for high-achieving students, which can significantly reduce the net cost of attendance. These merit awards are often automatically considered upon admission, but it's crucial to check specific scholarship application deadlines and requirements. Need-based aid, determined by the FAFSA and potentially the CSS Profile, is also a critical component. Families can expect a combination of grants (which do not need to be repaid), federal loans, and potentially state aid. While specific average aid packages for different income levels are not publicly detailed, it's reasonable to infer that students from lower-income backgrounds will receive a greater proportion of grant aid. Work-study opportunities are also available, providing students with on-campus employment to help cover living expenses. To maximize aid, prospective students should complete the FAFSA as early as possible, ideally by the priority deadline, which is typically in the spring. Scholarship applications, especially for departmental or external scholarships, should be pursued diligently. While MSMC is generally supportive of financial aid, negotiating aid packages is less common and typically reserved for situations with significant competing offers or documented changes in financial circumstances. Families should engage with the Financial Aid Office early and often to understand their specific aid eligibility and explore all available options to make the $43,450 tuition more manageable.
Hidden Costs at Mount Saint Mary College
- Room and board costs can range from approximately $14,000 to $16,000 annually, depending on the chosen meal plan and housing assignment.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per academic year.
- Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 per year.
- Transportation costs, especially for students commuting from home or traveling during breaks, can vary widely but budget at least $500-$1,000 annually.
- Personal expenses, including toiletries, entertainment, and incidental purchases, are estimated at $1,500 to $2,500 per year.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually.
- Parking permits for students with vehicles on campus can range from $100 to $300 per academic year.
Alumni Outcomes & Career Paths
Mount Saint Mary College (MSMC) graduates enter a diverse job market, with alumni finding opportunities in various sectors. While specific major employer data is not publicly detailed, institutions of this size and type often see graduates placed in regional healthcare systems, educational institutions, and local businesses. Given its location in Newburgh, NY, proximity to the Hudson Valley and the greater New York City metropolitan area, graduates are likely to find roles in healthcare, education, social services, and business administration. For instance, within healthcare, alumni might be recruited by institutions like Montefiore St. Luke's Cornwall Hospital or Vassar Brothers Medical Center. In education, local school districts and private schools are common employers. The college emphasizes practical experience, suggesting strong internship pipelines. While specific internship partners aren't always listed, common placements for business and nursing students would likely include local banks, non-profits, and healthcare facilities. Graduate school placement is a significant pathway for many MSMC students, particularly in fields like nursing (MSN programs), education (Master's in Education), and psychology (Master's in Clinical Mental Health Counseling). Notable alumni are often found in leadership positions within their respective fields, though specific high-profile examples are not widely publicized. Career services at MSMC likely focus on resume building, interview preparation, and connecting students with local and regional job fairs. Geographic hiring patterns show a strong tendency for graduates to remain within the Hudson Valley region, though some will venture into the competitive New York City job market, particularly those in business and finance-related fields.
Campus Life & Culture at Mount Saint Mary College
The student body at Mount Saint Mary College is primarily composed of undergraduate students from New York State, with a growing number of students from out-of-state and international backgrounds. The college fosters a diverse and inclusive environment, attracting students who value a supportive, community-oriented atmosphere and a strong liberal arts education with a focus on service. Students who thrive here are often engaged, community-minded individuals who appreciate personalized attention from faculty and a sense of belonging.
Mount Saint Mary College, nestled in Newburgh, NY, offers a close-knit campus community with a strong emphasis on its Catholic and Dominican heritage. The 'vibe' here is often described as friendly, supportive, and academically focused, with students appreciating the personal attention they receive. Residential life is a significant part of the experience, with most freshmen and sophomores living on campus in residence halls like Guzman Hall, Madonna Hall, and the newly renovated Aquinas Hall. These halls foster a sense of community through floor events and RA programming. As students progress, many move into off-campus apartments in the vibrant city of Newburgh, which offers a growing arts scene, diverse dining options, and a more independent living experience. The college boasts a robust array of student organizations, from academic clubs like the Biology Club and the Business Association to interest-based groups such as the Art Club and the Environmental Club. The Student Government Association plays a key role in student life, advocating for student needs and organizing campus-wide events. While Greek life isn't a dominant force, the college does have a few active fraternities and sororities that contribute to the social fabric. Athletics are a spirited part of MSMC, with the Knights competing in NCAA Division III, offering opportunities for student-athletes across various sports like basketball, soccer, and swimming. Campus traditions include the annual 'Knights' Night Out' and the Senior Send-off, events that underscore the strong sense of camaraderie. The campus itself, with its scenic views of the Hudson River, provides a beautiful backdrop for student life.
Campus Highlights
- Stunning views of the Hudson River from its elevated campus location.
- A strong emphasis on community service and social justice, reflecting its Dominican heritage.
- The highly regarded School of Nursing with robust clinical partnerships.
- A close-knit campus environment fostering strong student-faculty relationships.
- The historic Fontainbleau estate, a significant architectural landmark on campus.
- Proximity to Newburgh's revitalized downtown, offering cultural and dining experiences.
Location & Regional Advantages
Mount Saint Mary College's location in Newburgh, NY, offers a mixed bag of regional advantages. The immediate Newburgh area provides a more affordable cost of living compared to the bustling New York City metro area, making it attractive for recent graduates managing student debt. The Hudson Valley itself is a growing region with a developing job market, particularly in healthcare, education, and tourism. Proximity to major industry hubs is a key factor; MSMC is roughly a 60-90 minute drive from New York City, offering access to a vast array of career opportunities in finance, media, technology, and more, without the daily grind of city living. This allows students to leverage the resources of a major metropolitan area for internships and job searches while enjoying a more suburban or small-city lifestyle. The quality of life in the Hudson Valley is generally high, with access to outdoor recreation, arts, and culture. Weather is typical of the Northeast, with four distinct seasons. Safety in Newburgh has seen improvements, but like any city, it requires awareness. The geographic advantage lies in MSMC's position as a regional hub, serving the immediate Hudson Valley community while offering a gateway to the larger opportunities in the greater NYC area. This balance can be beneficial for students seeking a strong regional network or those aiming for a career in the city.
How to Get Into Mount Saint Mary College
Mount Saint Mary College employs a holistic review process, meaning they consider a range of factors beyond just GPA and test scores (which are not a primary focus, as indicated by the absence of average SAT/ACT data). With an admission rate of 88.9%, MSMC is accessible to a broad range of students, but a strong academic record is still valued. Prospective students should focus on presenting a well-rounded application that highlights their academic achievements, extracurricular involvement, and personal qualities. Demonstrating interest is beneficial; this can be shown through attending virtual or in-person information sessions, visiting campus, and engaging with admissions counselors. The essay is a crucial component for showcasing personality, critical thinking, and writing ability. Topics that explore personal growth, overcoming challenges, or demonstrating a commitment to service and community often resonate well. While Mount Saint Mary College does not appear to have Early Decision or Early Action programs that offer significant advantages, applying by the priority deadlines (typically in late winter/early spring) ensures full consideration for both admission and scholarships. For students with a GPA in the B+ to A- range and a solid record of engagement, MSMC offers a welcoming path to higher education.
How Mount Saint Mary College Compares to Similar Schools
Similar schools: Marist College, Pace University, Saint Thomas Aquinas College, Dominican University New York
Advantages
- Potentially smaller class sizes and more personalized attention due to its smaller student body.
- Stronger focus on specific niche programs, particularly in nursing and education, which may offer specialized career pathways.
- More affordable cost of living in the immediate Newburgh area compared to more urban campuses of peer institutions.
Disadvantages
- Lower median alumni earnings compared to some peers, suggesting a potentially weaker return on investment.
- Less brand recognition and a smaller alumni network compared to larger or more established institutions in the region.
- Fewer internship and co-op opportunities directly on or near campus compared to schools located closer to major metropolitan centers.
Best For
- Prospective students interested in highly specialized programs may find more options at larger institutions.
- Students seeking a higher graduation rate might consider other institutions.
- Those with a preference for larger campus environments may not find Mount Saint Mary College appealing.
Avoid If
- Students looking for a more affordable option with lower tuition costs might want to explore other institutions.
- Those prioritizing a higher graduation rate might consider more selective institutions.
Frequently Asked Questions about Mount Saint Mary College
How much does it cost to attend Mount Saint Mary College?
In-state tuition at Mount Saint Mary College is $43,450 per year, and out-of-state tuition is $43,450 per year. The median student debt at graduation is $26,007.
What is the acceptance rate at Mount Saint Mary College?
Mount Saint Mary College has an acceptance rate of 88.9%.
What is the graduation rate at Mount Saint Mary College?
Mount Saint Mary College has a graduation rate of 65.6%.
How much do Mount Saint Mary College graduates earn?
The median earnings for Mount Saint Mary College graduates 10 years after enrollment is $67,705. With median debt of $26,007, graduates earn roughly 2.6x their debt level annually.
How big is Mount Saint Mary College?
Mount Saint Mary College has approximately 1,148 students and is classified as a small institution. It is located in Newburgh, NY and is a Private Nonprofit institution.
Is Mount Saint Mary College worth the cost?
Mount Saint Mary College has an ROI score of -61 out of 100. With in-state tuition of $43,450 per year and median post-graduation earnings of $67,705, the data suggests the return on investment may be below average.
Where is Mount Saint Mary College located?
Mount Saint Mary College is located in Newburgh, NY. It is a Private Nonprofit institution with approximately 1,148 students.
How much student debt do Mount Saint Mary College graduates have?
The median student debt for Mount Saint Mary College graduates is $26,007. With median earnings of $67,705 ten years after enrollment, graduates can expect a debt-to-income ratio of 38%.
Is Mount Saint Mary College a good college?
Mount Saint Mary College has a graduation rate of 65.6% and median post-graduation earnings of $67,705. High admission rate suggests accessible enrollment.
How does Mount Saint Mary College compare to similar colleges?
Diverse student body with a significant Hispanic population. Compared to peer institutions, Mount Saint Mary College offers a balanced academic and career-oriented education with good earning potential but lower graduation rates.
What career prospects do Mount Saint Mary College graduates have?
Graduates are well-positioned for careers in business, education, and healthcare, with strong earning potential.
What should prospective students know about Mount Saint Mary College?
Mount Saint Mary College holds a moderate position in the market, offering a niche in small, private institutions with a focus on specific career-oriented programs.
What makes Mount Saint Mary College stand out?
Moderate debt levels for graduates.
What are the pros and cons of attending Mount Saint Mary College?
Strong job market with median earnings above the national average.
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View on College Scorecard (Dept. of Education)
Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.