CollegeTuitionData — College Data in Plain English

Morgan State University

Baltimore, MD 21251-0001 — Public

Value Score: 85/100 | ROI Score: 54 | Affordability Score: 90/100

Tuition (In-State): $8,229 | Out-of-State: $19,124

Acceptance Rate: 82.2% | Graduation Rate: 41.2% | Retention Rate: 73.3%

Median Earnings (10yr): $50,698 | Median Debt: $27,250

SAT Average: 971 | ACT Midpoint: 18

Student Body Size: 9,019 (medium)

Pell Grant Recipients: 56.5% | Federal Loan Rate: 65.4%

Average Faculty Salary: $11,634/month

Tuition & Affordability Analysis

In-state tuition at Morgan State University is $8,229 per year, which is 25% below the national average for public institutions.

Out-of-state students pay $19,124/year — a premium of $10,895 over in-state rates. Over four years, out-of-state students pay approximately $43,580 more than their in-state peers.

Estimated four-year tuition cost: $32,916 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Morgan State University:

  • Families earning $0–$30,000: $9,585/year
  • Families earning $30,001–$48,000: $13,420/year
  • Families earning $48,001–$75,000: $16,147/year
  • Families earning $75,001–$110,000: $19,981/year
  • Families earning $110,000+: $21,323/year

Admissions Snapshot

Morgan State University has an acceptance rate of 82.2%, placing it in the Less Selective (70–85%) category. This means roughly 2,742 students apply each year.

Morgan State University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.

The average SAT score of admitted students is 971, 8% below the national average. Test scores are one factor among many in the admissions process.

The ACT midpoint is 18, 14% below the national average.

Graduate Outcomes & Return on Investment

41.2% of students at Morgan State University complete their degree, 34% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 73.3% (9% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Morgan State University earn a median salary of $50,698 ten years after enrollment, 24% above the national average. This represents a $15,698/year earnings premium over the average high school diploma holder, or $470,940 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,250, 27% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $296/month, with a total repayment of $35,520 (including $8,270 in interest).

Debt-to-Earnings Ratio: 0.54x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Morgan State University pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

56.5% of students at Morgan State University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 71% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.

65.4% of students take federal loans, 39% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $11,634/month, 33% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Morgan State University enrolls 9,019 undergraduate students. As a large institution, students have access to a wide range of programs, research opportunities, and campus activities.

Diversity Index: 41/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 1%, Hispanic 6%, Black 76%, Asian 0%.

Morgan State University: A Public Institution with Strong Academic Focus and High Affordability

Report Card: Overall Grade C

Morgan State University receives an overall grade of C based on six dimensions:

  • Academics: D
  • Value: C
  • Outcomes: C+
  • Affordability: B+

College Analysis

Morgan State University is a Public institution in Baltimore, MD with approximately 9,019 students. Academics: Strong focus on STEM and social sciences with a high graduation rate. Value: High affordability with a strong return on investment, especially for in-state students. Outcomes: Graduates have a median earning potential of $50,698 after 10 years.

The Verdict: Is Morgan State University Worth It?

Morgan State University presents a mixed value proposition. With a median 10-year earning potential of $50,698 and a median debt of $27,250, the return on investment (ROI) score of 54 suggests a moderate financial outcome. The cost of attendance, particularly for out-of-state students ($19,124 annually), can lead to significant debt accumulation. For in-state students, the tuition is more manageable at $8,229. A direct comparison shows that the median earnings are roughly 1.86 times the median debt, which is a reasonable ratio, but the 10-year earnings are not exceptionally high compared to some other institutions. The payoff timeline for the median debt, assuming a portion of the median salary goes towards repayment, could range from 5 to 10 years, depending on lifestyle and other financial obligations. Given the ROI score and earning potential, Morgan State is not a 'hidden gem' offering exceptionally high returns, nor is it definitively 'overpriced' for all students, especially in-state residents. It's a solid, albeit moderate, investment, particularly for those pursuing in-demand fields like engineering and cybersecurity where starting salaries can exceed the median. The recommendation is to consider it a worthwhile investment for in-state students or those receiving substantial aid, and for out-of-state students who are confident in securing high-paying roles post-graduation.

Return on Investment

Despite the higher debt for out-of-state students, the strong return on investment and affordability make the degree worth the cost for in-state students.

Debt Reality Check

Median student debt at Morgan State University: $27,250. Monthly payment on a standard 10-year plan: $309/month. Total repaid: $37,080 ($9,830 in interest).

Breakeven vs high school diploma: 1.3 years. Debt burden: Manageable. Salary needed for comfortable repayment: $37,080.

Strengths

  • Strong focus on STEM and social sciences.
  • Highly affordable tuition rates for in-state students.
  • Strong return on investment.

Weaknesses

  • Below-average graduation rate.
  • Higher debt for out-of-state students.
  • Limited diversity in academic programs.

Academic Profile

SAT Average: 971. ACT Midpoint: 18. Retention Rate: 73.3%.

Morgan State University boasts a strong academic foundation, particularly recognized for its robust engineering, architecture, and business programs. The School of Engineering, for instance, is a flagship institution, offering accredited programs in fields like Electrical Engineering, Mechanical Engineering, and Civil Engineering, often attracting students interested in research and hands-on application. The School of Architecture and Planning is another standout, providing comprehensive education in urban planning and design. Research opportunities are actively encouraged, with faculty often seeking undergraduate involvement in projects, especially within STEM fields. While specific faculty salary data isn't provided, the university's commitment to academic excellence is evident in its program offerings and faculty expertise. The Earl Graves School of Business and Management is also a popular choice, preparing students for careers in finance, marketing, and management. Morgan State offers an Honors College for academically gifted students, providing enriched coursework, personalized advising, and opportunities for leadership development. Study abroad programs are available, allowing students to gain international perspectives and broaden their horizons. Academic support is a priority, with resources like the Center for Academic Success offering tutoring, academic coaching, and workshops designed to enhance student learning and retention across all disciplines.

Financial Aid Guide for Morgan State University

Pell Grant recipients: 56.5%. Students taking federal loans: 65.4%.

Navigating financial aid at Morgan State University involves understanding both need-based and merit-based opportunities. As a public institution, Morgan State is committed to making education accessible, particularly for Maryland residents. For the 2023-2024 academic year, in-state tuition and fees were approximately $8,229, while out-of-state students faced $19,124. Federal Pell Grants are a significant source of aid for students with demonstrated financial need, and Morgan State actively assists students in applying for these funds. The university also offers institutional grants and scholarships, some of which are merit-based, rewarding academic achievement. Specific scholarship amounts vary widely, but students are encouraged to explore departmental scholarships, the Honors College scholarships, and general university scholarships. Work-study opportunities are available, providing students with part-time employment on campus to help offset educational costs. Typical aid packages can vary significantly based on income level and academic merit. For instance, a student from a lower-income household might receive a substantial package combining Pell Grants, state aid, and institutional grants, potentially covering a large portion of tuition and fees. Students with higher incomes might receive less need-based aid but could qualify for merit scholarships. Negotiating financial aid at Morgan State is generally less common than at highly selective private institutions, as aid packages are often determined by established formulas and available funding. However, students experiencing significant changes in financial circumstances should contact the financial aid office to discuss their situation.

Hidden Costs at Morgan State University

  • On-campus housing can range from approximately $7,000 to $10,000 per academic year, depending on the dormitory and room type.
  • Meal plans typically cost between $4,000 and $5,500 per academic year, with various options available.
  • Textbooks and course materials can easily add $1,000 to $1,500 per year, depending on the courses taken.
  • Mandatory student fees, including technology, student activity, and health services fees, can total around $1,500 to $2,000 annually.
  • Transportation costs, especially for students commuting or traveling home, can range from $500 to $2,000 per year.
  • Parking permits for students with vehicles can cost between $200 and $500 per academic year.
  • Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 annually.

Alumni Outcomes & Career Paths

Morgan State University graduates enter a diverse job market, with alumni finding opportunities across various sectors. Major employers that actively recruit from Morgan State include government agencies like the Department of Defense, NASA, and the FBI, reflecting strong placement in public service and defense contracting. In the private sector, companies such as Northrop Grumman, BGE (an Exelon Company), and T. Rowe Price frequently hire Morgan graduates, particularly in engineering, cybersecurity, business, and finance roles. Industries where alumni cluster heavily are STEM fields, with a significant presence in aerospace, information technology, and engineering. The healthcare sector also absorbs a notable number of graduates, especially from programs like nursing and health sciences. While specific graduate school placement rates are not readily available, Morgan State encourages advanced studies, and many alumni pursue master's and doctoral degrees in fields like law, public health, and engineering at institutions nationwide. Notable alumni include Dr. Freeman Hrabowski III, former president of UMBC, and Kweisi Mfume, former Congressman and NAACP president, showcasing leadership in academia and public service. The university's Career Services department works to build internship pipelines with companies like IBM, Deloitte, and various local Baltimore businesses, providing students with crucial early career experience. Geographic hiring patterns show a strong concentration of alumni in the Mid-Atlantic region, particularly in Maryland, Virginia, and Washington D.C., though graduates also secure positions in major tech and finance hubs across the country.

Campus Life & Culture at Morgan State University

Morgan State University serves a diverse student body, with a significant portion of students hailing from Maryland, alongside representation from across the nation and internationally. As a prominent HBCU, it attracts students who value a strong sense of community, cultural heritage, and academic excellence. Students who thrive here are often engaged, community-oriented, and eager to contribute to a spirited campus environment.

Morgan State University, nestled in Baltimore's Northeast neighborhood, offers a vibrant campus life deeply rooted in its rich history as a Historically Black College and University (HBCU). The 'Morgan Family' atmosphere is palpable, fostering a strong sense of community and belonging. Students often describe the vibe as spirited, engaged, and proud. The campus itself is a hub of activity, with the Calvin & Tina Tyler Theater and the Carl J. Murphy Fine Arts Center serving as cultural anchors. Student organizations are plentiful, covering a wide spectrum from academic clubs like the National Society of Black Engineers to cultural groups and service organizations. The Student Government Association plays a significant role in shaping student life and advocating for student needs. Greek life is a prominent feature, with Divine Nine organizations hosting numerous social events, step shows, and community service initiatives throughout the year, adding a dynamic layer to the social scene. Athletics are a major point of pride, with the Morgan State Bears competing in the MEAC conference, drawing enthusiastic crowds to football games at Hughes Stadium and basketball games at the Hill Field House. Beyond organized activities, students often gather in common spaces like the Student Union or enjoy the local Baltimore scene, exploring nearby neighborhoods like Roland Park or Hampden. Residential life is a key component, with various on-campus housing options available for freshmen and upperclassmen, fostering a close-knit living-learning environment. Dining services offer a range of options, from traditional cafeteria-style meals to grab-and-go spots, catering to diverse tastes.

Campus Highlights

  • The historic Hughes Stadium, home to the Morgan State Bears football team, is a focal point of school spirit and tradition.
  • The Calvin & Tina Tyler Theater and the Carl J. Murphy Fine Arts Center are vibrant hubs for artistic expression and cultural events.
  • Morgan State's status as a leading Historically Black College and University (HBCU) fosters a unique and powerful sense of community and cultural pride.
  • The Earl Graves School of Business and Management is highly regarded, offering strong programs for aspiring business leaders.
  • The School of Engineering is a cornerstone of the university, known for its rigorous programs and research opportunities.
  • The university's location in Baltimore provides students with access to a rich urban environment, internships, and cultural experiences.

Location & Regional Advantages

Morgan State University's location in Baltimore, Maryland, offers a strategic advantage for students seeking career opportunities, especially within the Mid-Atlantic region. Baltimore boasts a robust job market with a significant presence in healthcare, education, government, and defense contracting. Proximity to Washington D.C. (about an hour's drive) opens doors to federal government jobs, think tanks, and international organizations. The Baltimore-Washington corridor is a major hub for technology and cybersecurity firms, with companies like Northrop Grumman, SAIC, and various startups actively seeking talent. The cost of living in Baltimore is generally more affordable than in major coastal tech hubs like Silicon Valley or Boston, allowing graduates to manage their finances more effectively, especially when considering median debt. Quality of life in Baltimore is characterized by a rich cultural scene, diverse neighborhoods, and a growing culinary landscape. While the city has faced challenges with safety in certain areas, many neighborhoods and the university campus itself are well-regarded. The weather is temperate, with four distinct seasons. This location provides a solid foundation for launching careers in established industries and emerging tech sectors, with ample opportunities for internships and post-graduation employment within a reasonable commute or relocation distance.

How to Get Into Morgan State University

Morgan State University, with an admission rate of 82.2%, offers a welcoming environment for a broad range of qualified applicants. While not highly selective, a strong application is still crucial for admission. The admissions committee looks for students who demonstrate academic potential and a commitment to contributing to the Morgan community. Focus on presenting a solid academic record; while specific GPA ranges aren't published, aiming for a GPA of 3.0 or higher on a 4.0 scale is advisable. Since SAT/ACT scores are not a factor, your high school transcript and the rigor of your coursework will be paramount. The essay is an opportunity to showcase your personality, aspirations, and why Morgan is the right fit for you. Consider topics that highlight your resilience, leadership experiences, or your connection to the university's mission and values. Demonstrated interest isn't heavily emphasized, but engaging with the university through campus tours, virtual information sessions, or connecting with admissions counselors can be beneficial. The application timeline typically involves applying for Fall admission by the priority deadline of March 1st to ensure maximum consideration for scholarships and financial aid. Early Action (EA) is available, allowing you to receive an admission decision earlier without being contractually obligated to attend, which can be a strategic advantage for planning.

How Morgan State University Compares to Similar Schools

Similar schools: University of Maryland, Baltimore County (UMBC), Towson University, Howard University, University of Delaware

Advantages

  • Stronger focus on historically Black colleges and universities (HBCU) experience and community.
  • Strategic location in Baltimore with direct access to government and defense contracting opportunities.
  • Potentially more affordable tuition for in-state residents compared to some private or out-of-state options.

Disadvantages

  • Lower overall graduation rate compared to some peers.
  • Median earnings are lower than some comparable institutions.
  • Smaller endowment and potentially fewer resources for certain programs compared to larger research universities.

Best For

  • Prospective students interested in specialized fields not covered by Morgan State University's strong academic programs.
  • Students seeking a highly selective institution with a higher graduation rate.

Avoid If

  • Students looking for a more expensive, private institution with a higher graduation rate.
  • Students who need a highly selective institution for graduate school.

Frequently Asked Questions about Morgan State University

How much does it cost to attend Morgan State University?

In-state tuition at Morgan State University is $8,229 per year, and out-of-state tuition is $19,124 per year. The median student debt at graduation is $27,250.

What is the acceptance rate at Morgan State University?

Morgan State University has an acceptance rate of 82.2%.

What is the graduation rate at Morgan State University?

Morgan State University has a graduation rate of 41.2%.

How much do Morgan State University graduates earn?

The median earnings for Morgan State University graduates 10 years after enrollment is $50,698. With median debt of $27,250, graduates earn roughly 1.9x their debt level annually.

How big is Morgan State University?

Morgan State University has approximately 9,019 students and is classified as a medium institution. It is located in Baltimore, MD and is a Public institution.

Is Morgan State University worth the cost?

Morgan State University has an ROI score of 54 out of 100. With in-state tuition of $8,229 per year and median post-graduation earnings of $50,698, the return on investment is moderate.

Where is Morgan State University located?

Morgan State University is located in Baltimore, MD. It is a Public institution with approximately 9,019 students.

How much student debt do Morgan State University graduates have?

The median student debt for Morgan State University graduates is $27,250. With median earnings of $50,698 ten years after enrollment, graduates can expect a debt-to-income ratio of 54%.

Is Morgan State University a good college?

Morgan State University has a graduation rate of 41.2% and median post-graduation earnings of $50,698. Highly diverse student body with a majority being Black.

How does Morgan State University compare to similar colleges?

Low tuition rates for in-state students, making it more affordable. Compared to peer institutions, Morgan State University offers a more affordable education with a strong return on investment, particularly for in-state students.

What career prospects do Morgan State University graduates have?

Graduates from Morgan State University are well-positioned for careers in STEM and social sciences, with a strong earning potential.

What should prospective students know about Morgan State University?

Morgan State University holds a strong market position in providing affordable higher education with a focus on STEM and social sciences.

What makes Morgan State University stand out?

Graduation rate is below the national average, indicating potential challenges in retention.

What are the pros and cons of attending Morgan State University?

Median debt is relatively low compared to other institutions, suggesting better financial management.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.