CollegeTuitionData — College Data in Plain English

Montserrat College of Art

Beverly, MA 01915-4508 — Private Nonprofit

Value Score: 40/100 | ROI Score: -80 | Affordability Score: 15/100

Tuition (In-State): $40,690 | Out-of-State: $40,690

Graduation Rate: 57.3% | Retention Rate: 90.9%

Median Earnings (10yr): $33,022 | Median Debt: $27,000

Student Body Size: 226 (small)

Pell Grant Recipients: 35.0% | Federal Loan Rate: 75.4%

Average Faculty Salary: $6,551/month

Tuition & Affordability Analysis

In-state tuition at Montserrat College of Art is $40,690 per year, which is 3% above the national average for private institutions.

Out-of-state students pay $40,690/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $162,760 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Montserrat College of Art:

  • Families earning $0–$30,000: $25,388/year
  • Families earning $30,001–$48,000: $29,977/year
  • Families earning $48,001–$75,000: $32,347/year
  • Families earning $75,001–$110,000: $37,366/year
  • Families earning $110,000+: $39,001/year

Low-income families receive an average discount of $15,302/year, paying just 62% of the sticker price.

Graduate Outcomes & Return on Investment

57.3% of students at Montserrat College of Art complete their degree, 8% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 90.9% (12% above the national average). A retention rate above 90% signals high student satisfaction and strong first-year experience programs.

Graduates of Montserrat College of Art earn a median salary of $33,022 ten years after enrollment, 19% below the national average.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.82x. This ratio is approaching the caution zone. Graduates may face significant loan payments relative to income.

Financial Aid Profile

35.0% of students at Montserrat College of Art receive Pell Grants (federal need-based aid for families earning under ~$60,000), 6% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

75.4% of students take federal loans, 60% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Average faculty salary: $6,551/month, 25% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Montserrat College of Art enrolls 226 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 50/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 69%, Hispanic 13%, Black 5%, Asian 3%.

Montserrat College of Art: Strong Visual Arts Programs but Questionable ROI

Report Card: Overall Grade D

Montserrat College of Art receives an overall grade of D based on six dimensions:

  • Academics: C-
  • Value: F
  • Outcomes: D
  • Affordability: C+

College Analysis

Montserrat College of Art is a Private Nonprofit institution in Beverly, MA with approximately 226 students. Academics: Known for strong visual arts programs, particularly in fine arts and design. Value: High tuition with moderate earnings, leading to a negative ROI. Outcomes: Graduation rate is below average, and median earnings are low compared to peers.

The Verdict: Is Montserrat College of Art Worth It?

Montserrat College of Art presents a challenging value proposition. With an out-of-state tuition of $40,690 and a median 10-year earnings of $33,022, there's a significant gap between the cost of education and immediate post-graduation income. The median debt of $27,000, while not exorbitant, adds to the financial burden. The ROI score of -80 strongly suggests that, on average, graduates do not recoup their investment within a typical timeframe, and may struggle to do so compared to other institutions. The low median earnings are particularly concerning for an art college, where career paths can be less predictable than in STEM fields. While the specialized art education and potential for creative fulfillment are valuable, the financial return is demonstrably low. Based on the provided data, Montserrat College of Art appears overpriced for the average graduate's earning potential. It is not a good deal financially, and students should be acutely aware of the potential for long-term debt relative to income. A clear recommendation is to approach with extreme caution, prioritizing students with strong external financial support or those with a very clear, high-earning niche within the arts.

Return on Investment

Given the high tuition and low earnings, the degree may not be worth the cost for most students.

Debt Reality Check

Median student debt at Montserrat College of Art: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 8.9 years. Debt burden: Moderate. Salary needed for comfortable repayment: $36,840.

Strengths

  • Strong visual arts programs.
  • Small, close-knit community.

Weaknesses

  • High tuition with no state residency discount.
  • Low graduation rate and median earnings.

Academic Profile

Retention Rate: 90.9%.

Montserrat College of Art's academic strength lies in its dedicated focus on visual arts education, offering a Bachelor of Fine Arts (BFA) degree across a range of disciplines. The core strength is its immersive studio-based curriculum, where students develop technical skills alongside critical thinking and conceptual development. Notable departments include Graphic Design, Illustration, Photography, and Fine Arts (encompassing Painting, Sculpture, and Printmaking). The small student-faculty ratio, though not explicitly provided by data, is inherently low given the school's size (226 students), allowing for personalized attention and mentorship from practicing artists who serve as faculty. This close interaction is crucial for artistic development. Research opportunities are typically integrated into studio projects and senior capstone experiences, encouraging students to explore their chosen medium deeply. While formal research labs are uncommon, independent study and faculty-guided projects are plentiful. Montserrat offers a robust study abroad program, with partnerships allowing students to immerse themselves in international art scenes, a valuable experience for broadening artistic perspectives. Academic support is woven into the fabric of the curriculum, with dedicated faculty advisors, career services focused on the arts, and writing and tutoring support available to help students articulate their artistic ideas and navigate academic requirements.

Financial Aid Guide for Montserrat College of Art

Pell Grant recipients: 35.0%. Students taking federal loans: 75.4%.

Navigating financial aid at Montserrat College of Art requires understanding its commitment to making art education accessible, though it's a significant investment. As a private institution, Montserrat relies heavily on a combination of institutional aid (merit and need-based) and federal aid. Merit scholarships are often awarded automatically based on the strength of your portfolio and academic record, recognizing artistic talent and potential. Need-based grants are also a crucial component, aiming to bridge the gap between your family's ability to pay and the cost of attendance. For students with demonstrated financial need, federal aid, including Pell Grants and federal student loans, will likely form a significant portion of their aid package. Work-study opportunities are available, providing students with on-campus jobs that can help offset living expenses and offer valuable experience. Typical aid packages can vary widely, but for families with lower incomes (e.g., under $50,000), a substantial portion of tuition and fees might be covered by grants and scholarships. For middle-income families, a mix of merit aid, need-based grants, and loans is more common. Scholarship tips include submitting a strong portfolio, writing a compelling essay, and actively seeking external scholarships from art organizations or community foundations. Negotiating aid at Montserrat is possible, especially if you have competing offers from similar art institutions or can demonstrate a significant change in financial circumstances, but it's generally more effective when based on demonstrable need or strong comparative offers rather than simply asking for more.

Hidden Costs at Montserrat College of Art

  • Studio supplies and materials can range from $500 to $2,000+ per year, depending on your major and the projects you undertake.
  • Housing costs, while often bundled with tuition for on-campus residences, can add an additional $10,000 - $15,000 per academic year for room and board.
  • Textbooks and required software for art programs can cost between $500 and $1,000 annually.
  • Student activity fees and technology fees can total around $500 - $800 per year, supporting campus resources and events.
  • Transportation costs, especially if you don't live on campus or need to travel to internships or off-campus studios, can add $300 - $1,000+ annually.
  • Health insurance, if you are not covered under a parent's plan, can cost approximately $2,000 - $3,000 per year.
  • Potential costs for framing, exhibition fees, and professional portfolio development can add several hundred dollars in your senior year.

Alumni Outcomes & Career Paths

Montserrat College of Art, a small institution focused on visual arts, prepares graduates for careers in creative fields. While specific employer recruitment data for Montserrat is not publicly detailed, alumni typically find roles in graphic design, illustration, fine arts, and art education. Industries that frequently hire Montserrat graduates include advertising and marketing agencies, publishing houses, digital media companies, and non-profit arts organizations. Major employers in the broader Boston area that may recruit from Montserrat include agencies like Arnold Worldwide, Digitas, and MullenLowe, as well as companies with in-house design teams such as Liberty Mutual or Wayfair. The fine arts and gallery scene in Boston and surrounding New England also provides opportunities for exhibiting artists. Graduate school placement rates are not readily available, but art colleges often see alumni pursue Master of Fine Arts (MFA) degrees at institutions like the School of the Museum of Fine Arts at Tufts, Rhode Island School of Design (RISD), or Yale School of Art to further specialize or teach at the university level. Career services at Montserrat likely focus on portfolio development, networking within the arts community, and connecting students with internships. Internship pipelines are crucial for art students, and Montserrat likely leverages its location and faculty connections to place students in studios, galleries, and design firms in the Greater Boston area. Notable alumni are not widely publicized, but successful graduates often become independent artists, freelance illustrators, or work in design roles within established companies. Geographic hiring patterns for Montserrat graduates tend to concentrate in the New England region, particularly in the vibrant arts and tech hubs of Boston and Cambridge, though some may relocate to larger creative centers like New York City or Los Angeles.

Campus Life & Culture at Montserrat College of Art

Montserrat attracts students deeply committed to visual arts, often from the Northeast region, though a broader geographic mix is present. The student body is characterized by a shared passion for creativity, collaboration, and a desire to hone their artistic skills in a focused environment. Students who thrive here are self-motivated, open to critique, and eager to immerse themselves in a dedicated artistic community.

Montserrat College of Art cultivates a close-knit and intensely creative community, a natural byproduct of its small size and singular focus on artistic disciplines. With just over 200 students, you'll quickly get to know your peers and faculty, fostering a collaborative rather than competitive atmosphere. The campus itself is woven into the vibrant downtown of Beverly, Massachusetts, meaning the town's shops, galleries, and restaurants become extensions of your living and learning space. This urban-meets-campus feel is a significant part of the Montserrat experience. Housing is primarily on-campus, with residence halls designed to support artists, often featuring studio spaces or communal work areas. While specific dining hall options are limited due to the school's size, the downtown location offers abundant and diverse off-campus choices, from casual cafes to more formal eateries, allowing students to explore the local culinary scene. Student organizations tend to be passion-driven, focusing on specific art forms, social causes, or community engagement. Given the school's size and mission, there's no Greek life. Athletics are also not a focus; instead, the energy is channeled into creative pursuits and exhibitions. The general vibe is one of dedicated artists supporting each other, immersed in their craft and the rich cultural landscape of the North Shore. Expect late-night studio sessions, spontaneous critiques, and a shared passion for making art.

Campus Highlights

  • Immersive downtown Beverly location, integrating the town into campus life.
  • Intensely focused, studio-based BFA curriculum.
  • Close-knit community fostered by a small student body and dedicated faculty.
  • Emphasis on professional development and career preparation for artists.
  • Access to galleries, studios, and creative resources within a vibrant arts district.
  • Strong emphasis on portfolio development and critique as core learning tools.
  • Proximity to Boston, offering access to a larger metropolitan art scene and internship opportunities.

Location & Regional Advantages

Montserrat College of Art's location in Beverly, Massachusetts, offers a unique blend of coastal New England charm and proximity to a major metropolitan arts and innovation hub. Beverly itself provides a more relaxed, community-oriented environment, with a lower cost of living than downtown Boston, though still within a desirable New England setting. The town boasts a growing arts scene and a picturesque waterfront, contributing to a high quality of life for students who appreciate a scenic backdrop for their studies. Safety is generally good in Beverly, aligning with the typical safety profiles of New England towns. The primary geographic advantage is Montserrat's proximity to Boston, just a 30-40 minute drive or train ride away. This grants students access to a vast array of internships, galleries, museums (like the Museum of Fine Arts, Boston and the Institute of Contemporary Art), and potential employers in fields such as graphic design, advertising, publishing, and digital media. Boston's robust economy, particularly its thriving tech and biotech sectors, also creates demand for skilled visual communicators and designers. While the weather is typical New England – with distinct seasons including cold winters and warm summers – the cultural richness and career opportunities in the Greater Boston area significantly enhance the value of a Montserrat education. Post-graduation, the strong network of creative industries in Boston and Cambridge provides a fertile ground for alumni seeking employment, with many choosing to stay in the region due to its established arts infrastructure and job market.

How to Get Into Montserrat College of Art

Gaining admission to Montserrat College of Art is about demonstrating a clear passion for visual arts and a strong potential for growth. While specific GPA and test score ranges aren't published (N/A), Montserrat is a selective institution, and they place significant emphasis on your portfolio. Your portfolio is paramount; it should showcase your best work across various mediums, demonstrating technical skill, creativity, and a unique artistic voice. The admissions committee wants to see your process, not just finished pieces. Essays should articulate your artistic journey, your motivations for pursuing art at Montserrat, and how you envision contributing to the college's creative community. Be specific about why Montserrat's BFA programs align with your goals. Demonstrated interest is important; engage with Montserrat through virtual or in-person information sessions, campus tours, and by clearly articulating your connection to the school in your application materials. There is no Early Decision or Early Action, so focus on submitting a strong Regular Decision application by the typical deadline, usually in February. Ensure all application components—transcripts, essays, recommendations, and especially your portfolio—are polished and submitted on time.

How Montserrat College of Art Compares to Similar Schools

Similar schools: Rhode Island School of Design (RISD), Massachusetts College of Art and Design (MassArt), School of the Museum of Fine Arts at Tufts University, Pratt Institute

Advantages

  • Smaller class sizes and more personalized attention due to its size.
  • Strong focus on the liberal arts integrated with studio practice, potentially offering a broader educational experience.
  • Location in a charming coastal town with a more intimate community feel, distinct from larger urban art schools.

Disadvantages

  • Significantly lower median graduate earnings compared to more established art institutions.
  • Lower graduation rate (57.3%) suggests potential challenges with student retention or program completion.
  • Less brand recognition and a smaller alumni network compared to larger, more renowned art colleges.

Best For

  • Students interested in visual arts and design.
  • Students seeking a strong arts education in a small, focused environment.

Avoid If

  • Students looking for a broader range of academic programs.
  • Students with a low tolerance for debt.

Frequently Asked Questions about Montserrat College of Art

How much does it cost to attend Montserrat College of Art?

In-state tuition at Montserrat College of Art is $40,690 per year, and out-of-state tuition is $40,690 per year. The median student debt at graduation is $27,000.

What is the graduation rate at Montserrat College of Art?

Montserrat College of Art has a graduation rate of 57.3%.

How much do Montserrat College of Art graduates earn?

The median earnings for Montserrat College of Art graduates 10 years after enrollment is $33,022. With median debt of $27,000, graduates earn roughly 1.2x their debt level annually.

How big is Montserrat College of Art?

Montserrat College of Art has approximately 226 students and is classified as a small institution. It is located in Beverly, MA and is a Private Nonprofit institution.

Is Montserrat College of Art worth the cost?

Montserrat College of Art has an ROI score of -80 out of 100. With in-state tuition of $40,690 per year and median post-graduation earnings of $33,022, the data suggests the return on investment may be below average.

Where is Montserrat College of Art located?

Montserrat College of Art is located in Beverly, MA. It is a Private Nonprofit institution with approximately 226 students.

How much student debt do Montserrat College of Art graduates have?

The median student debt for Montserrat College of Art graduates is $27,000. With median earnings of $33,022 ten years after enrollment, graduates can expect a debt-to-income ratio of 82%.

Is Montserrat College of Art a good college?

Montserrat College of Art has a graduation rate of 57.3% and median post-graduation earnings of $33,022. High tuition with no state residency discount.

How does Montserrat College of Art compare to similar colleges?

Low graduation rate of 57.29%. Compared to peer institutions, Montserrat College of Art has a higher tuition and lower median earnings, making it less cost-effective.

What career prospects do Montserrat College of Art graduates have?

Graduates are well-prepared for careers in visual arts but may face challenges in other industries.

What should prospective students know about Montserrat College of Art?

Located in a competitive market for art schools, Montserrat competes with institutions like Massachusetts College of Art and Design and Boston University's School of Fine Arts.

What makes Montserrat College of Art stand out?

Median earnings 10 years post-graduation are below average.

What are the pros and cons of attending Montserrat College of Art?

Primarily focuses on visual arts, limiting career options outside of the field.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.