CollegeTuitionData — College Data in Plain English

Montana State University-Northern

Havre, MT 59501 — Public

Value Score: 77/100 | ROI Score: 77 | Affordability Score: 90/100

Tuition (In-State): $6,982 | Out-of-State: $21,875

Graduation Rate: 41.8% | Retention Rate: 63.9%

Median Earnings (10yr): $49,505 | Median Debt: $18,500

Student Body Size: 761 (small)

Pell Grant Recipients: 33.1% | Federal Loan Rate: 29.3%

Average Faculty Salary: $6,179/month

Tuition & Affordability Analysis

In-state tuition at Montana State University-Northern is $6,982 per year, which is 36% below the national average for public institutions.

Out-of-state students pay $21,875/year — a premium of $14,893 over in-state rates. Over four years, out-of-state students pay approximately $59,572 more than their in-state peers.

Estimated four-year tuition cost: $27,928 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Montana State University-Northern:

  • Families earning $0–$30,000: $9,940/year
  • Families earning $30,001–$48,000: $9,242/year
  • Families earning $48,001–$75,000: $12,451/year
  • Families earning $75,001–$110,000: $16,315/year
  • Families earning $110,000+: $16,578/year

Graduate Outcomes & Return on Investment

41.8% of students at Montana State University-Northern complete their degree, 33% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 63.9% (21% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Montana State University-Northern earn a median salary of $49,505 ten years after enrollment, 21% above the national average. This represents a $14,505/year earnings premium over the average high school diploma holder, or $435,150 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $18,500, 14% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $201/month, with a total repayment of $24,120 (including $5,620 in interest).

Debt-to-Earnings Ratio: 0.37x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Montana State University-Northern pays for itself in approximately 2 years. This is an excellent return on investment.

Financial Aid Profile

33.1% of students at Montana State University-Northern receive Pell Grants (federal need-based aid for families earning under ~$60,000), near the national average. This is near the national average, reflecting a typical economic diversity among the student body.

29.3% of students take federal loans, 38% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $6,179/month, 29% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Montana State University-Northern enrolls 761 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 54/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 68%, Hispanic 5%, Black 2%, Asian 1%.

Montana State University-Northern: Small Public Institution with Good Earnings Potential

Report Card: Overall Grade B-

Montana State University-Northern receives an overall grade of B- based on six dimensions:

  • Academics: D
  • Value: B
  • Outcomes: C+
  • Affordability: A

College Analysis

Montana State University-Northern is a Public institution in Havre, MT with approximately 761 students. Montana State University-Northern has a relatively low graduation rate, which may indicate challenges in academic support or student engagement. The median earnings 10 years after graduation are above the national average, suggesting a good return on investment. The institution offers a small, close-knit community, which can be beneficial for students seeking personalized attention. The school has a strong focus on local demographics, with a high percentage of white students, which may not be ideal for students from diverse backgrounds.

The Verdict: Is Montana State University-Northern Worth It?

Montana State University-Northern presents a compelling case for value, particularly for in-state students. With an in-state tuition of $6,982 and a median 10-year earning potential of $49,505, the return on investment is quite strong. The median debt of $18,500 is also relatively low. Based on these figures, a graduate earning the median salary could potentially pay off their student loan debt within 2-3 years, assuming a reasonable portion of their income is allocated to debt repayment. The ROI score of 77 further reinforces its position as a solid investment. For out-of-state students, the tuition significantly increases to $21,875, making the value proposition less immediately apparent, though still potentially viable depending on the specific program and career path. Compared to the national average cost of a bachelor's degree and subsequent earnings, MSUN offers a financially sound pathway to a career, especially for Montana residents. It's a hidden gem for those seeking an affordable education with a decent return, particularly in fields aligned with regional industries.

Return on Investment

Despite the high cost for out-of-state students, the degree from Montana State University-Northern is generally considered a good investment due to strong earnings potential and affordability for in-state students.

Debt Reality Check

Median student debt at Montana State University-Northern: $18,500. Monthly payment on a standard 10-year plan: $210/month. Total repaid: $25,200 ($6,700 in interest).

Breakeven vs high school diploma: 0.9 years. Debt burden: Manageable. Salary needed for comfortable repayment: $25,200.

Strengths

  • Strong local economy
  • Good earnings potential
  • Affordable in-state tuition

Weaknesses

  • Low graduation rate
  • Predominantly white student body
  • High out-of-state tuition

Academic Profile

Retention Rate: 63.9%.

MSUN's academic identity is strongly shaped by its commitment to career-focused education and practical skills, particularly within its robust technical and vocational programs. While it offers a range of associate, bachelor's, and master's degrees, it truly shines in areas like Nursing, Health Sciences, and its renowned Technical Trades programs, including Automotive Technology, Diesel Technology, and Collision Repair. These programs are often lauded for their hands-on approach and direct pathways to employment. The faculty, while not extensively detailed by salary data, are generally known for their practical experience and dedication to student success, especially in these applied fields. The student-faculty ratio, though not explicitly provided, is likely quite low given the small student population, suggesting ample opportunity for personalized attention and mentorship. Research opportunities might be more project-based and applied, aligning with the vocational strengths, rather than large-scale theoretical research. MSUN also offers a solid foundation in general education and liberal arts, supporting its degree programs. Academic support is available through resources like the Academic Success Center, which provides tutoring and academic advising, crucial for students navigating demanding technical curricula or pursuing higher degrees. While a formal honors program isn't heavily advertised, students excelling in their chosen fields can often find opportunities for advanced study or independent projects. Study abroad options may be limited due to the school's specific focus and location, but the emphasis remains on preparing students for immediate workforce entry or further specialized study.

Financial Aid Guide for Montana State University-Northern

Pell Grant recipients: 33.1%. Students taking federal loans: 29.3%.

Navigating financial aid at Montana State University-Northern (MSUN) is a practical endeavor, largely focused on making its affordable in-state tuition accessible and supplementing it with federal and state aid. For Montana residents, the in-state tuition of $6,982 is already a significant advantage. MSUN actively participates in federal financial aid programs, meaning students can access Pell Grants for those with demonstrated financial need, and federal student loans. While specific data on merit aid availability isn't prominent, scholarships are a key component of aid packages. These can range from general university scholarships to those specific to departments or programs, particularly for high-demand technical fields. Students should actively seek out these opportunities through the MSUN Financial Aid office and departmental websites. Work-study programs are also available, offering on-campus employment opportunities for students who qualify, providing valuable work experience alongside financial assistance. Typical aid packages for lower-income families will likely consist of a combination of grants (Pell, state grants) and federal loans, potentially covering a substantial portion of tuition and living expenses. For middle-income families, scholarships and federal loans become more critical. Negotiating aid at a public institution like MSUN is generally less common and less impactful than at private universities; the focus is typically on maximizing eligibility for existing aid programs. It's crucial for prospective students to complete the FAFSA early and thoroughly, and to connect directly with the MSUN Financial Aid office to understand their specific eligibility and explore all available scholarship avenues. The median debt of $18,500 suggests that while aid is available, students do incur some debt, underscoring the importance of careful financial planning.

Hidden Costs at Montana State University-Northern

  • Textbooks and course materials can range from $800 to $1,200 per academic year, depending on the program and specific course requirements.
  • Campus housing, if chosen, typically costs around $4,000-$6,000 per academic year for a double occupancy room.
  • Meal plans, essential for most on-campus residents, can add another $2,500-$3,500 annually.
  • Student fees, covering services like technology, student activities, and facility use, often amount to $500-$800 per semester.
  • Transportation costs, including potential car ownership, gas, and insurance, can vary widely but budget at least $1,000-$2,000 annually if a vehicle is necessary for commuting or local travel.
  • Personal expenses such as toiletries, laundry, entertainment, and incidental supplies could easily add $1,000-$1,500 per year.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,000-$3,000 annually for a student plan.

Alumni Outcomes & Career Paths

Montana State University-Northern (MSUN) graduates enter a diverse job market, with many finding opportunities within Montana's key industries. While specific major employer recruitment data for MSUN is not publicly detailed, graduates often find roles in sectors that align with the state's economic drivers. This includes significant placement in manufacturing, particularly in aerospace and defense, with companies like Boeing and Lockheed Martin having a presence in the broader region, though direct recruitment pipelines from MSUN may be more localized. The energy sector, including oil and gas, also absorbs a portion of graduates, especially those from engineering technology programs. Healthcare is another strong area, with regional hospitals and clinics such as Benefis Health System and Northern Montana Health Care seeking skilled professionals. Graduates from business and education programs often find positions within local and state government agencies, school districts across Montana, and smaller businesses. While MSUN's size limits extensive graduate school placement rates, a portion of its alumni pursue advanced degrees, particularly in fields like education and nursing, at larger state universities. Career services at MSUN focus on resume building, interview preparation, and connecting students with local and regional internship opportunities. Internship pipelines are strongest in fields with local demand, such as manufacturing technology and healthcare. Geographic hiring patterns show a strong tendency for graduates to remain within Montana, particularly in the northern and central regions, due to established networks and the cost-effectiveness of staying local. Some alumni do move to larger metropolitan areas in neighboring states like North Dakota or Idaho for broader opportunities, but the core employment base remains within Montana.

Campus Life & Culture at Montana State University-Northern

MSUN's student body is predominantly composed of students from Montana and surrounding rural areas, creating a cohesive and familiar environment. The university attracts students seeking practical, career-focused education, particularly in its strong technical and health science programs. Students who thrive here are often self-motivated, appreciate a close-knit community, and are eager to gain hands-on skills for immediate workforce entry or specialized further study.

Montana State University-Northern (MSUN) offers a close-knit campus experience deeply rooted in the Northern Montana landscape and community. With a student body of just over 700, the vibe here is decidedly personal and community-focused. Forget sprawling quads and anonymous lecture halls; MSUN's campus is compact and walkable, fostering easy interaction among students and faculty. The social scene is less about large parties and more about shared experiences and genuine connections. Student organizations are the heart of campus life, ranging from academic clubs tied to specific programs like Automotive Technology or Nursing, to recreational groups and the Student Government Association. The 'Roughrider' spirit is evident in campus events, often centered around supporting student activities and athletic teams. Housing is primarily located in Armory Gymnasium and Armory Hall, offering a traditional dormitory experience that encourages camaraderie. Dining services are conveniently located on campus, providing essential fuel for busy students. While Greek life isn't a major presence, the absence is filled by a strong sense of belonging cultivated through shared classes, clubs, and campus events. Athletics, particularly the men's and women's basketball and wrestling programs, are a significant source of school pride and community engagement, with students often packing the stands to cheer on the 'Lights.' Havre itself is a small city, meaning students often find their social circle within the university community, creating a supportive and familiar environment. Expect a culture where getting involved means making a tangible impact and where relationships are built on shared experiences rather than fleeting trends.

Campus Highlights

  • Renowned Technical Trades Programs: Highly respected programs in Automotive Technology, Diesel Technology, and Collision Repair offering direct career pathways.
  • Affordable In-State Tuition: One of the most budget-friendly options for Montana residents seeking a bachelor's or associate degree.
  • Close-Knit Community: Small student population fosters strong relationships with faculty and peers.
  • Northern Montana Setting: Unique rural environment offering opportunities for outdoor recreation and a distinct lifestyle.
  • Strong Nursing and Health Sciences Programs: Well-regarded programs preparing students for critical healthcare roles.
  • Athletic Spirit: Active participation and support for sports like basketball and wrestling, serving as a hub for campus pride.
  • Hands-On Learning Focus: Emphasis on practical skills and applied knowledge across many disciplines.

Location & Regional Advantages

Havre, Montana, the home of Montana State University-Northern, offers a unique regional advantage characterized by its strong ties to Montana's agricultural and industrial backbone. The local job market is influenced by sectors like agriculture, transportation (given Havre's role as a railroad hub), and manufacturing. While not a major metropolitan hub, its location provides access to opportunities within a 200-mile radius that includes cities like Great Falls, which has a more diverse economy with a significant military presence (Malmstrom Air Force Base) and a growing healthcare sector. The cost of living in Havre is notably low, making the overall financial burden of education and early career living more manageable compared to national averages. Proximity to Canada also offers potential cross-border opportunities, though these are less common for recent graduates. Quality of life in Havre is defined by a strong sense of community, access to outdoor recreation in the nearby Bear Paw Mountains, and a slower pace of life. Weather is typical of the Northern Plains, with cold, snowy winters and warm summers. Safety is generally high, characteristic of smaller towns. This location's primary career impact post-graduation is the tendency for alumni to build careers within Montana, leveraging local networks and the affordability of the region. It fosters a strong sense of loyalty to the state and its industries, making graduates well-suited for roles in regional businesses and public service.

How to Get Into Montana State University-Northern

Gaining admission to Montana State University-Northern (MSUN) is generally a straightforward process, reflecting its mission to provide accessible education, particularly to Montana residents. As a public institution with a focus on technical and career-oriented programs, MSUN typically values a strong work ethic, a clear academic focus, and a desire to succeed in their chosen field. While specific GPA or test score ranges aren't published, a solid high school record demonstrating competence in core subjects is expected. For technical programs, a demonstrated interest in hands-on learning and mechanical aptitude can be beneficial. Essays, if required, should focus on your career aspirations, why you've chosen a specific program at MSUN, and how you plan to contribute to the campus community. Early Action or Early Decision are not typically significant factors for admission at less selective institutions like MSUN, as the primary goal is enrollment. The admissions office likely values a complete application submitted by the priority deadlines, which are usually in the spring (e.g., March 1st or April 1st) to ensure timely financial aid processing. Demonstrated interest is usually shown through application completion and engagement with the admissions office, rather than specific outreach efforts. Focus on presenting a clear picture of your academic goals and your commitment to completing your chosen program.

How Montana State University-Northern Compares to Similar Schools

Similar schools: University of Montana Western, Montana Technological University, Dickinson State University (ND)

Advantages

  • Lower in-state tuition compared to some regional peers
  • Stronger focus on technical and vocational training relevant to Montana industries
  • Smaller class sizes fostering closer student-faculty interaction

Disadvantages

  • Lower overall national recognition and brand prestige
  • Fewer diverse internship and job opportunities compared to larger universities
  • Limited graduate program offerings

Best For

  • Students seeking a diverse student body
  • Students needing extensive academic support
  • Students with high tuition budget constraints

Avoid If

  • Students looking for a small, close-knit community
  • Students prioritizing local job opportunities

Frequently Asked Questions about Montana State University-Northern

How much does it cost to attend Montana State University-Northern?

In-state tuition at Montana State University-Northern is $6,982 per year, and out-of-state tuition is $21,875 per year. The median student debt at graduation is $18,500.

What is the graduation rate at Montana State University-Northern?

Montana State University-Northern has a graduation rate of 41.8%.

How much do Montana State University-Northern graduates earn?

The median earnings for Montana State University-Northern graduates 10 years after enrollment is $49,505. With median debt of $18,500, graduates earn roughly 2.7x their debt level annually.

How big is Montana State University-Northern?

Montana State University-Northern has approximately 761 students and is classified as a small institution. It is located in Havre, MT and is a Public institution.

Is Montana State University-Northern worth the cost?

Montana State University-Northern has an ROI score of 77 out of 100. With in-state tuition of $6,982 per year and median post-graduation earnings of $49,505, the data suggests a positive return on investment.

Where is Montana State University-Northern located?

Montana State University-Northern is located in Havre, MT. It is a Public institution with approximately 761 students.

How much student debt do Montana State University-Northern graduates have?

The median student debt for Montana State University-Northern graduates is $18,500. With median earnings of $49,505 ten years after enrollment, graduates can expect a debt-to-income ratio of 37%.

Is Montana State University-Northern a good college?

Montana State University-Northern has a graduation rate of 41.8% and median post-graduation earnings of $49,505. High tuition for out-of-state students

How does Montana State University-Northern compare to similar colleges?

Low graduation rate Compared to peer institutions, Montana State University-Northern offers a more affordable in-state tuition and better earnings potential, but has a lower graduation rate.

What career prospects do Montana State University-Northern graduates have?

Graduates of Montana State University-Northern are well-positioned for careers in the local economy, particularly in healthcare and education.

What should prospective students know about Montana State University-Northern?

Montana State University-Northern is well-suited for students who prioritize affordability and are looking to stay within the local job market.

What makes Montana State University-Northern stand out?

Predominantly white student body

What are the pros and cons of attending Montana State University-Northern?

Strong local economy influences earnings potential

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.