CollegeTuitionData — College Data in Plain English

Montana State University Billings

Billings, MT 59101-0298 — Public

Value Score: 70/100 | ROI Score: 52 | Affordability Score: 90/100

Tuition (In-State): $7,280 | Out-of-State: $22,897

Graduation Rate: 29.1% | Retention Rate: 55.6%

Median Earnings (10yr): $44,296 | Median Debt: $18,209

Student Body Size: 2,626 (medium)

Pell Grant Recipients: 25.4% | Federal Loan Rate: 28.3%

Average Faculty Salary: $7,728/month

Tuition & Affordability Analysis

In-state tuition at Montana State University Billings is $7,280 per year, which is 33% below the national average for public institutions.

Out-of-state students pay $22,897/year — a premium of $15,617 over in-state rates. Over four years, out-of-state students pay approximately $62,468 more than their in-state peers.

Estimated four-year tuition cost: $29,120 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Montana State University Billings:

  • Families earning $0–$30,000: $13,927/year
  • Families earning $30,001–$48,000: $14,387/year
  • Families earning $48,001–$75,000: $16,749/year
  • Families earning $75,001–$110,000: $18,948/year
  • Families earning $110,000+: $20,035/year

Graduate Outcomes & Return on Investment

29.1% of students at Montana State University Billings complete their degree, 53% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

First-year retention rate: 55.6% (31% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Montana State University Billings earn a median salary of $44,296 ten years after enrollment, 8% above the national average. This represents a $9,296/year earnings premium over the average high school diploma holder, or $278,880 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $18,209, 15% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $198/month, with a total repayment of $23,760 (including $5,551 in interest).

Debt-to-Earnings Ratio: 0.41x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Montana State University Billings pays for itself in approximately 4 years. This is an excellent return on investment.

Financial Aid Profile

25.4% of students at Montana State University Billings receive Pell Grants (federal need-based aid for families earning under ~$60,000), 23% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

28.3% of students take federal loans, 40% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.

Average faculty salary: $7,728/month, 11% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Montana State University Billings enrolls 2,626 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 43/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 75%, Hispanic 8%, Black 1%, Asian 1%.

Montana State University Billings: Moderate Academic Outcomes with Strong Affordability

Report Card: Overall Grade C

Montana State University Billings receives an overall grade of C based on six dimensions:

  • Academics: D
  • Value: C
  • Outcomes: C
  • Affordability: B+

College Analysis

Montana State University Billings is a Public institution in Billings, MT with approximately 2,626 students. Montana State University Billings has a graduation rate of 29.12%, which is below the national average for public universities. The median earnings 10 years after graduation are $44,296, indicating a moderate return on investment. The university has a strong affordability score of 90, making it a cost-effective option for students.

The Verdict: Is Montana State University Billings Worth It?

Montana State University Billings presents a mixed value proposition. With a median 10-year earning of $44,296 and median debt of $18,209, the return on investment (ROI) score of 52 suggests a moderate financial outcome. The in-state tuition of $7,280 makes it a more accessible option for Montana residents. Graduates can expect to pay off their median debt in approximately 2-3 years based on their median earnings, assuming a reasonable portion of their income is allocated to debt repayment. However, the out-of-state tuition of $22,897 significantly increases the financial burden and lengthens the debt payoff period, making it a less attractive option for non-residents unless specific program advantages or scholarships are available. Compared to national averages for both earnings and debt, MSUB offers a somewhat lower ceiling for post-graduation income, but also a lower entry point for debt. It's a decent deal for in-state students seeking a more affordable education with a solid, albeit not spectacular, earning potential in regional industries. For out-of-state students, the value is questionable without significant financial aid or a clear career path in a high-demand field.

Return on Investment

While the degree from Montana State University Billings is cost-effective, the lower graduation rate and moderate earnings may impact the return on investment.

Debt Reality Check

Median student debt at Montana State University Billings: $18,209. Monthly payment on a standard 10-year plan: $207/month. Total repaid: $24,840 ($6,631 in interest).

Breakeven vs high school diploma: 1.3 years. Debt burden: Manageable. Salary needed for comfortable repayment: $24,840.

Strengths

  • Strong affordability and cost-effectiveness
  • Diverse student body

Weaknesses

  • Below-average graduation rate
  • Moderate earnings 10 years after graduation

Academic Profile

Retention Rate: 55.6%.

Montana State University Billings (MSUB) provides a solid academic foundation with particular strengths in programs that serve the needs of Montana and the surrounding region. The College of Business is a notable department, offering accredited programs in areas like Accounting, Finance, and Management, preparing students for careers in the local and state economy. The College of Education is another cornerstone, producing well-prepared teachers for K-12 schools across Montana. For those interested in healthcare, the Department of Health Sciences offers popular programs such as Nursing and Health Administration, which are in high demand. MSUB also boasts a strong presence in the Liberal Arts and Sciences, with departments like Psychology, English, and Biology offering robust undergraduate education. Research opportunities for undergraduates, while perhaps not as extensive as at larger research institutions, are available, particularly through faculty-led projects within specific departments. The student-faculty ratio, though not explicitly provided, is likely to be favorable given the university's size, suggesting more personalized attention from instructors. Faculty quality is a key asset, with many instructors bringing practical, real-world experience into the classroom. MSUB offers an Honors Program for high-achieving students, providing enriched academic experiences and smaller class sizes. Study abroad opportunities are available through partnerships, allowing students to gain international perspectives. Academic support is readily accessible through the Academic Advising Center, tutoring services, and the Writing Center, ensuring students have the resources to succeed.

Financial Aid Guide for Montana State University Billings

Pell Grant recipients: 25.4%. Students taking federal loans: 28.3%.

Navigating financial aid at Montana State University Billings (MSUB) is a practical process focused on making higher education accessible. As a public institution, MSUB is committed to providing a range of aid options. Merit-based aid is available, though specific scholarship amounts can vary widely based on academic achievement and program of study. Students are encouraged to explore departmental scholarships, which often have specific criteria related to majors or extracurricular involvement. Need-based aid, primarily in the form of Federal Pell Grants and state grants, is crucial for many students. For instance, students from families with an annual income below $30,000 might receive significant Pell Grant funding, potentially covering a substantial portion of tuition and fees. Federal Direct Loans are also a common component of aid packages, with undergraduate students typically eligible for up to $12,500 per year. Work-study opportunities are available, offering students the chance to earn money through part-time campus jobs, which can be a valuable supplement to aid packages. Typical aid packages for students from lower-income households (e.g., under $40,000 annual income) might include a combination of grants, loans, and potentially work-study, aiming to bridge the gap between costs and family contribution. For students with higher incomes, merit scholarships and state aid may be more prominent. Negotiating aid at MSUB is generally less common than at highly selective private institutions. However, if you have received a significantly better offer from a comparable institution or have experienced a documented change in financial circumstances, it is worth contacting the Financial Aid Office to inquire about potential adjustments. The key is to submit your FAFSA early and thoroughly explore all scholarship opportunities listed on the university's financial aid website.

Hidden Costs at Montana State University Billings

  • On-campus housing in residence halls typically ranges from $5,000 to $7,000 per academic year.
  • Meal plans can add an estimated $3,000 to $4,500 annually, depending on the chosen plan.
  • Textbooks and course materials can cost between $800 and $1,200 per year.
  • Mandatory student fees, covering services like technology and student activities, can amount to approximately $1,000 to $1,500 annually.
  • Transportation costs, including gas, insurance, and potential public transit fares, can range from $500 to $1,500 per year.
  • Parking permits for students who drive to campus can cost around $100 to $200 per semester.
  • Health insurance, if not covered by a parent's plan, can add $2,000 to $3,000 annually.

Alumni Outcomes & Career Paths

Montana State University Billings (MSUB) graduates enter a job market with a median 10-year earning of $44,296, which is below the national average. While specific major employer recruitment data for MSUB is not publicly detailed, regional economic drivers suggest alumni often find roles in healthcare, education, business, and government. Major industries in Montana and the Billings area include agriculture, energy (oil and gas), tourism, and healthcare. Graduates in nursing and business are likely to find opportunities with regional healthcare providers like Billings Clinic and St. Vincent Healthcare, as well as local banks and businesses. The education sector may see alumni placed in the Billings Public School District or other regional school systems. MSUB's career services likely focus on connecting students with local and regional opportunities, given the school's size and location. Internship pipelines are probably strongest within the state, leveraging connections with Montana-based companies and organizations. Geographic hiring patterns for MSUB alumni tend to be concentrated in Montana, particularly in the Billings area and surrounding communities, with some graduates potentially moving to larger Western cities like Denver or Salt Lake City for broader opportunities. Graduate school placement rates are not readily available, but students pursuing advanced degrees would likely target programs within the Montana University System or other regional universities.

Campus Life & Culture at Montana State University Billings

MSUB's student body is predominantly composed of students from Montana and the surrounding Mountain West region, creating a strong sense of local community. The university attracts a diverse range of students, including a significant number of first-generation college students and those seeking practical, career-focused education. Students who thrive here are often independent, community-minded individuals who appreciate a supportive, smaller-scale university environment and are eager to engage with their local surroundings.

Montana State University Billings (MSUB) offers a distinct campus experience deeply rooted in its Montana setting and a commitment to serving the regional community. With a student body of just over 2,600, MSUB fosters a close-knit environment where students can easily connect with peers and faculty. The campus itself is modern and accessible, situated on the west side of Billings, providing a scenic backdrop with views of the Rimrocks. Social life here isn't about massive parties; it's more about engaging in activities that align with shared interests. The Yellowjacket Activities Board (YAB) is a central hub for campus events, organizing everything from movie nights and intramural sports to cultural celebrations and guest speakers. Student organizations are diverse, covering academic interests, cultural groups, and recreational clubs, offering ample opportunities to find your niche. MSUB has a strong athletic presence, with the Yellowjackets competing in NCAA Division II, particularly in sports like basketball and volleyball, drawing enthusiastic crowds to games. Housing is primarily located in the Rimrock Hall and College Hall residence facilities, offering a convenient on-campus living experience. Dining services are integrated within these halls and the student union, providing standard cafeteria-style options and a campus convenience store. While Greek life is not a dominant feature at MSUB, the focus is more on broader student engagement and community building. The overall vibe is one of practicality, community focus, and a genuine connection to the Treasure State, attracting students who appreciate a smaller, more personal college atmosphere and a strong sense of belonging.

Campus Highlights

  • Proximity to the stunning Rimrocks, offering unique recreational opportunities and scenic views.
  • Strong focus on programs serving Montana's workforce needs, particularly in business and education.
  • The Yellowjacket Activities Board (YAB) actively plans diverse campus events and student engagement.
  • NCAA Division II Yellowjackets athletics program fostering school spirit and community.
  • A close-knit campus community with a manageable student population for personalized interaction.
  • Commitment to serving the regional community of Billings and the broader state of Montana.
  • Affordable tuition for in-state students, making higher education more accessible.

Location & Regional Advantages

Billings, Montana, offers a unique regional advantage for Montana State University Billings (MSUB) students, characterized by a lower cost of living compared to major metropolitan areas. This affordability can stretch a graduate's starting salary further, making the median debt of $18,209 more manageable. The local job market is anchored by key industries such as healthcare, with Billings Clinic and St. Vincent Healthcare being significant employers. The energy sector, particularly oil and gas, also plays a role, though it can be cyclical. Agriculture remains a foundational industry in the surrounding region. While Billings isn't a direct hub for tech or finance, it serves as a regional center for business and services in southeastern Montana. Proximity to Yellowstone National Park and other natural attractions contributes to a strong tourism sector, offering seasonal and year-round employment. The quality of life in Billings is often cited for its access to outdoor recreation, including hiking, fishing, and skiing, appealing to those who value an active lifestyle. The weather is typical of the high plains, with distinct seasons, including cold winters and warm summers. Safety is generally comparable to other cities of its size. The geographic isolation of Montana means that career opportunities post-graduation are often concentrated within the state or require relocation to larger Western hubs like Denver, Colorado, or Salt Lake City, Utah, for more diverse options.

How to Get Into Montana State University Billings

Applying to Montana State University Billings (MSUB) is a straightforward process, as the university is generally accessible to a wide range of students seeking a quality education in Montana. MSUB does not currently offer Early Decision or Early Action programs, so all applications are considered under a regular admission timeline. The admissions office primarily looks for a solid academic record, demonstrating readiness for college-level coursework. While specific GPA and test score ranges are not prominently published, a strong high school GPA, particularly in core academic subjects, is beneficial. For students who have taken standardized tests, a competitive ACT score would generally fall in the mid-20s or higher, though this is not a strict requirement. The application essay, if required or optional, is an opportunity to showcase your personality, aspirations, and any unique experiences that have shaped you. Focus on authenticity and clearly articulate why MSUB is the right fit for your academic and personal goals. Demonstrated interest is not a heavily weighted factor, but engaging with the university through campus visits (virtual or in-person), attending information sessions, or connecting with admissions counselors can be advantageous. The recommended application timeline is to submit your application well before the priority deadline, typically in late spring or early summer for fall admission, to ensure full consideration for both admission and any available scholarships.

How Montana State University Billings Compares to Similar Schools

Similar schools: University of Montana, Montana Tech of the University of Montana, University of Wyoming

Advantages

  • Lower tuition for in-state students compared to some peers.
  • Stronger focus on regional community needs and workforce development in southeastern Montana.
  • More accessible location for students within the Yellowstone region.

Disadvantages

  • Lower median graduate earnings compared to more specialized technical institutions.
  • Fewer national recruitment opportunities compared to larger flagship universities.
  • Lower graduation rate suggests potential challenges with student retention or program completion.

Best For

  • Prospective students interested in highly specialized programs or those seeking a larger campus may want to consider other options.
  • Students looking for a more diverse range of extracurricular activities might find other institutions better suited to their needs.

Avoid If

  • Students seeking highly competitive programs or those who prioritize high graduation rates and median earnings may want to explore other institutions.
  • Prospective students with high financial needs should consider the university's strong affordability score.

Frequently Asked Questions about Montana State University Billings

How much does it cost to attend Montana State University Billings?

In-state tuition at Montana State University Billings is $7,280 per year, and out-of-state tuition is $22,897 per year. The median student debt at graduation is $18,209.

What is the graduation rate at Montana State University Billings?

Montana State University Billings has a graduation rate of 29.1%.

How much do Montana State University Billings graduates earn?

The median earnings for Montana State University Billings graduates 10 years after enrollment is $44,296. With median debt of $18,209, graduates earn roughly 2.4x their debt level annually.

How big is Montana State University Billings?

Montana State University Billings has approximately 2,626 students and is classified as a medium institution. It is located in Billings, MT and is a Public institution.

Is Montana State University Billings worth the cost?

Montana State University Billings has an ROI score of 52 out of 100. With in-state tuition of $7,280 per year and median post-graduation earnings of $44,296, the return on investment is moderate.

Where is Montana State University Billings located?

Montana State University Billings is located in Billings, MT. It is a Public institution with approximately 2,626 students.

How much student debt do Montana State University Billings graduates have?

The median student debt for Montana State University Billings graduates is $18,209. With median earnings of $44,296 ten years after enrollment, graduates can expect a debt-to-income ratio of 41%.

Is Montana State University Billings a good college?

Montana State University Billings has a graduation rate of 29.1% and median post-graduation earnings of $44,296. White students make up the majority of the student body, with a significant minority of Hispanic and Asian students.

How does Montana State University Billings compare to similar colleges?

The university offers a medium-sized campus with a diverse student body. Compared to peer institutions, Montana State University Billings offers a more affordable education with strong affordability scores, but its graduation rate and median earnings are below average.

What career prospects do Montana State University Billings graduates have?

Graduates of Montana State University Billings are well-prepared for careers in Montana's diverse economy, particularly in healthcare and education.

What should prospective students know about Montana State University Billings?

Montana State University Billings is positioned well in the regional market, offering a balance of affordability and academic quality.

What makes Montana State University Billings stand out?

Tuition for in-state students is $7,280, while out-of-state tuition is $22,897.

What are the pros and cons of attending Montana State University Billings?

The median student debt upon graduation is $18,209.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.