Moberly Area Community College
Moberly, MO 65270-1304 — Public
Value Score: 85/100 | ROI Score: 128 | Affordability Score: 90/100
Tuition (In-State): $4,110 | Out-of-State: $8,640
Graduation Rate: 43.0%
Median Earnings (10yr): $37,537 | Median Debt: $10,658
Student Body Size: 3,100 (medium)
Pell Grant Recipients: 24.9% | Federal Loan Rate: 5.5%
Average Faculty Salary: $5,858/month
Tuition & Affordability Analysis
In-state tuition at Moberly Area Community College is $4,110 per year, which is 62% below the national average for public institutions.
Out-of-state students pay $8,640/year — a premium of $4,530 over in-state rates. Over four years, out-of-state students pay approximately $18,120 more than their in-state peers.
Estimated four-year tuition cost: $16,440 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Moberly Area Community College:
- Families earning $0–$30,000: $5,688/year
- Families earning $30,001–$48,000: $3,274/year
- Families earning $48,001–$75,000: $8,308/year
- Families earning $75,001–$110,000: $7,439/year
Graduate Outcomes & Return on Investment
43.0% of students at Moberly Area Community College complete their degree, 31% below the national average. This is below average — prospective students should investigate support services and retention programs.
Graduates of Moberly Area Community College earn a median salary of $37,537 ten years after enrollment, 8% below the national average. This represents a $2,537/year earnings premium over the average high school diploma holder, or $76,110 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $10,658, 50% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $116/month, with a total repayment of $13,920 (including $3,262 in interest).
Debt-to-Earnings Ratio: 0.28x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Moberly Area Community College pays for itself in approximately 7 years. This is a reasonable investment timeline.
Financial Aid Profile
24.9% of students at Moberly Area Community College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 24% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
5.5% of students take federal loans, 88% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $5,858/month, 33% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Moberly Area Community College enrolls 3,100 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 46/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 72%, Hispanic 7%, Black 11%, Asian 2%.
Moberly Area Community College: A Cost-Effective Choice with Strong Earnings Potential
- Moberly Area Community College: Your Affordable Launchpad to a Stable Career
- Unlock Your Earning Potential: MACC Graduates Find Success in High-Demand Fields
- Experience Midwestern Value: Community, Affordability, and Career Focus at MACC
Report Card: Overall Grade B-
Moberly Area Community College receives an overall grade of B- based on six dimensions:
- Academics: D
- Value: A-
- Outcomes: C
- Affordability: A+
College Analysis
Moberly Area Community College is a Public institution in Moberly, MO with approximately 3,100 students. Academics: Offers a range of associate degrees and certificates. Value: High affordability score, making it a cost-effective choice for in-state students. Outcomes: Graduates have a median earning of $37,537 after 10 years, with a graduation rate of 43.04%. Peer Comparison: Outperforms many similar community colleges in terms of affordability and median earnings.
The Verdict: Is Moberly Area Community College Worth It?
Moberly Area Community College presents a compelling case for value, particularly for in-state students. With an in-state tuition of $4,110 and a median 10-year earning potential of $37,537, the return on investment (ROI) score of 128 suggests a solid financial outcome. The median debt of $10,658 is remarkably low, especially when compared to four-year institutions. This means graduates can likely pay off their student loans within a few years of entering the workforce. For instance, if a graduate earns $37,537 annually and dedicates 10% of their income to debt repayment, the $10,658 debt could be cleared in approximately 3-4 years, assuming minimal interest. This is a significantly faster payoff than many students experience elsewhere. While the median earnings are modest, they represent a substantial increase over minimum wage or unemployment, and the low cost of education makes this increase highly efficient. MACC is a hidden gem for students prioritizing affordability and a direct path to local employment in skilled trades, healthcare, or business. It's a good deal for those who understand its strengths and leverage its programs for immediate career entry or as a transfer pathway.
Return on Investment
The degree from Moberly Area Community College is worth the cost, especially for in-state students, given the high affordability score and strong earnings potential.
Debt Reality Check
Median student debt at Moberly Area Community College: $10,658. Monthly payment on a standard 10-year plan: $121/month. Total repaid: $14,520 ($3,862 in interest).
Breakeven vs high school diploma: 1.4 years. Debt burden: Low. Salary needed for comfortable repayment: $14,520.
Strengths
- Strong affordability and high ROI.
- Good job placement and earnings for graduates.
Weaknesses
- Graduation rate is below average for community colleges.
- Limited diversity in student body.
Academic Profile
Moberly Area Community College (MACC) excels in providing accessible and practical academic pathways, with a strong emphasis on preparing students for transfer to four-year institutions or directly entering the workforce. While specific departmental strengths can vary, MACC is known for its robust Associate of Arts (AA) and Associate of Science (AS) degrees, which are designed to seamlessly transfer to Missouri's public universities and many private colleges. This transfer focus is a cornerstone of their academic mission.
Beyond general education, MACC offers several career and technical programs that are highly regarded and responsive to regional workforce needs. Programs such as Nursing (ADN), Business Administration, and various Agricultural Science tracks often see high enrollment and positive graduate outcomes. Faculty at MACC are typically dedicated instructors with a passion for teaching and student success. While specific faculty salary data isn't readily available, community college faculty generally prioritize student interaction and mentorship. The student-faculty ratio is likely favorable, allowing for more personalized attention than at larger universities.
MACC also provides academic support resources to ensure student success. These include tutoring services, academic advising to help students plan their course loads and career paths, and resources for developing study skills. While formal research opportunities might be less common than at research-intensive universities, faculty often engage students in applied learning projects and case studies relevant to their fields. For students seeking advanced academic challenges, MACC may offer honors tracks or opportunities to participate in intercollegiate academic competitions, further enriching the learning experience.
Financial Aid Guide for Moberly Area Community College
Pell Grant recipients: 24.9%. Students taking federal loans: 5.5%.
Navigating financial aid at Moberly Area Community College (MACC) is a straightforward process designed to make education affordable for its students. As a public community college, MACC is committed to providing access, and financial aid plays a crucial role. The first step for any student is to complete the Free Application for Federal Student Aid (FAFSA). This form determines eligibility for federal grants, loans, and work-study programs.
For students with demonstrated financial need, MACC offers federal Pell Grants, which do not need to be repaid. The maximum Pell Grant award can change annually but is a significant source of aid for lower-income students. Additionally, MACC provides state grants, such as the Access Missouri grant, which further reduces the cost of tuition for eligible Missouri residents. Merit-based aid is less common at the community college level compared to four-year universities, but some institutional scholarships may be available based on academic achievement or specific program enrollment.
Work-study programs offer students the opportunity to earn money through part-time campus jobs, balancing work and study. Typical aid packages can vary widely based on individual need and enrollment status. For a student with an in-state tuition of $4,110 per academic year, a Pell Grant could cover a substantial portion, if not all, of tuition and fees. For families with an Adjusted Gross Income (AGI) below $30,000, it's common to see aid packages that significantly reduce out-of-pocket costs. Scholarship applications are often available through the MACC Foundation or specific academic departments, and students are encouraged to apply early and broadly. Negotiating financial aid is generally not a standard practice at community colleges like MACC; aid is typically awarded based on established federal and state guidelines and institutional policies. Focus on completing your FAFSA accurately and on time, and explore all available scholarship opportunities.
Hidden Costs at Moberly Area Community College
- Textbooks and course materials can range from $800 to $1,200 per academic year, depending on the program of study.
- Student activity fees, technology fees, and other miscellaneous campus fees can add approximately $200 to $400 per semester.
- Transportation costs, including gas and vehicle maintenance for commuting students, can easily amount to $100 to $300 per month.
- Parking permits, if required for on-campus parking, typically cost around $50 to $100 per year.
- Personal living expenses, such as food, toiletries, and entertainment, can add $300 to $600 per month for students not living at home.
- Supplies for specific programs, like nursing uniforms or tools for trade programs, can incur one-time costs of $200 to $500.
- Health insurance, if not covered by a parent's plan or a separate student plan, can cost upwards of $2,000 to $3,000 annually.
Alumni Outcomes & Career Paths
Moberly Area Community College (MACC) serves as a crucial stepping stone for students entering the workforce, particularly within Missouri. While specific data on major employers actively recruiting MACC graduates is not publicly detailed, the college's strong ties to regional industries suggest a focus on sectors like advanced manufacturing, healthcare, and agriculture. Graduates often find employment with local healthcare providers such as Moberly Regional Medical Center and Hannibal Regional Hospital, as well as manufacturing firms in the surrounding areas. Companies like True Manufacturing and Toastmasters International, with facilities in or near Moberly, are likely employers for MACC alumni in technical and administrative roles. The primary industries where alumni cluster tend to be in skilled trades, nursing, and business administration, reflecting the college's program offerings. Graduate school placement rates are not prominently advertised, indicating that MACC's primary mission is workforce preparation rather than a direct pipeline to advanced academic degrees. Notable alumni are not widely publicized, which is common for community colleges focused on local impact. MACC's career services likely focus on resume building, interview preparation, and connecting students with local job openings. Internship pipelines are probably developed through partnerships with regional businesses, offering hands-on experience in fields like healthcare technology and manufacturing operations. Geographic hiring patterns show a strong tendency for graduates to remain within a 50-100 mile radius of Moberly, serving the immediate needs of the central Missouri economy.
Campus Life & Culture at Moberly Area Community College
MACC serves a predominantly local and regional student body, with many students commuting from Moberly and surrounding rural communities. The student population is diverse in age and background, attracting recent high school graduates, returning adults, and individuals seeking career training. Students who thrive at MACC are often self-motivated, appreciate a supportive and accessible learning environment, and are focused on practical career goals or a cost-effective path to a bachelor's degree.
Moberly Area Community College (MACC) offers a close-knit campus environment that fosters a strong sense of community, particularly given its size and location in Moberly, MO. While MACC doesn't have traditional on-campus housing, the student experience is deeply integrated with the local community. Many students commute from Moberly and surrounding towns, creating a dynamic where campus life often extends into the local social scene. This means students often find housing in apartments or with family in the Moberly area, and social activities tend to revolve around local eateries, community events, and student-organized gatherings.
Student organizations are a key component of campus life, providing avenues for connection and involvement. These groups often focus on academic interests, community service, or specific hobbies, allowing students to find like-minded peers. While MACC doesn't have Greek life, the emphasis on clubs and organizations serves a similar purpose in building social networks and leadership skills. Athletics also play a role, with MACC fielding competitive teams in sports like basketball and baseball, drawing student and community support to games. The 'vibe' at MACC is generally one of practicality and focused learning, with a supportive atmosphere where students can easily connect with faculty and staff. It's a place where academic pursuits are balanced with opportunities for personal growth and social engagement within a friendly, Midwestern setting. The campus itself is modern and well-maintained, providing a comfortable and conducive environment for learning and student activities.
Campus Highlights
- Strong transfer pathways to major Missouri universities, ensuring a smooth transition for students pursuing a bachelor's degree.
- Career and technical programs designed to meet regional workforce demands, offering direct entry into skilled professions.
- Dedicated faculty and staff committed to student success and personalized support.
- Affordable tuition rates, making higher education accessible to a wide range of students.
- Active student organizations that foster community, leadership, and engagement.
- Competitive athletics programs that build school spirit and provide extracurricular opportunities.
- A welcoming, community-focused environment in Moberly, MO, integrating students into the local fabric.
Location & Regional Advantages
Moberly, Missouri, offers a distinct geographic advantage for students seeking an affordable education with direct ties to a stable, albeit localized, job market. The cost of living in Moberly is significantly lower than in major metropolitan areas, making it an attractive option for budget-conscious students. This affordability extends to the in-state tuition at MACC, further enhancing its value proposition. While Moberly itself is not a major industrial hub, its central Missouri location provides reasonable access to larger cities like Columbia (approximately 60 miles away) and Kansas City (approximately 150 miles away), which offer more diverse employment opportunities and industry clusters. Proximity to agricultural centers and a growing advanced manufacturing presence in the region means MACC graduates in relevant fields can find local employment. The quality of life in Moberly is characterized by a small-town atmosphere, emphasizing community and a slower pace. Safety is generally high, typical of rural and semi-rural Midwestern towns. The weather is characterized by four distinct seasons, with hot summers and cold winters. This location primarily benefits students who intend to work in central Missouri or are seeking a lower cost of living while pursuing foundational education. For those aiming for careers in highly specialized or rapidly evolving tech sectors, the proximity to larger hubs might necessitate relocation post-graduation, but MACC provides a solid, affordable entry point.
How to Get Into Moberly Area Community College
Applying to Moberly Area Community College (MACC) is a straightforward process designed for accessibility. As a public community college, MACC generally has an open admissions policy, meaning the primary goal is to provide educational opportunities to a broad range of students. While there isn't a highly selective admissions process with GPA or test score cutoffs like at four-year universities, it's still important to follow the steps carefully.
The application itself is typically completed online through the MACC admissions portal. Key components will include providing personal information, academic history (high school transcripts), and potentially ACT/SAT scores if available, though they are often not required for admission to MACC itself but may be used for placement testing. The admissions office values a student's intent to learn and succeed. Essays are generally not a required part of the application for standard admission, but they might be requested for specific scholarships or honors programs.
Demonstrated interest isn't a formal factor in admissions, but engaging with the college—attending an information session, visiting the campus, or speaking with an admissions counselor—can be beneficial for understanding program offerings and ensuring a smooth application process. The timeline for applying is generally flexible, but it's highly recommended to apply well in advance of the semester start date to allow ample time for financial aid processing and course registration. Aim to complete your application at least 2-3 months before the intended enrollment period to secure your spot and financial aid.
How Moberly Area Community College Compares to Similar Schools
Similar schools: State Technical College of Missouri, Jefferson College, North Central Missouri College
Advantages
- Lower median debt compared to many similar-sized institutions.
- Strong focus on vocational and technical programs directly aligned with regional job market needs.
- Affordable in-state tuition making it highly accessible for local students.
Disadvantages
- Limited national brand recognition compared to larger universities.
- Fewer diverse program offerings and extracurricular activities than larger institutions.
Best For
- Students looking for a highly selective or research-intensive environment may find Moberly Area Community College less suitable.
- Prospective students interested in large-scale institutions with extensive resources might prefer larger universities.
- Students seeking a high debt load upon graduation may want to explore other options.
Avoid If
- Students who prioritize high tuition costs or extensive campus resources should consider other institutions.
- Those seeking a highly specialized or niche program may not find it at Moberly Area Community College.
Frequently Asked Questions about Moberly Area Community College
How much does it cost to attend Moberly Area Community College?
In-state tuition at Moberly Area Community College is $4,110 per year, and out-of-state tuition is $8,640 per year. The median student debt at graduation is $10,658.
What is the graduation rate at Moberly Area Community College?
Moberly Area Community College has a graduation rate of 43.0%.
How much do Moberly Area Community College graduates earn?
The median earnings for Moberly Area Community College graduates 10 years after enrollment is $37,537. With median debt of $10,658, graduates earn roughly 3.5x their debt level annually.
How big is Moberly Area Community College?
Moberly Area Community College has approximately 3,100 students and is classified as a medium institution. It is located in Moberly, MO and is a Public institution.
Is Moberly Area Community College worth the cost?
Moberly Area Community College has an ROI score of 128 out of 100. With in-state tuition of $4,110 per year and median post-graduation earnings of $37,537, the data suggests a positive return on investment.
Where is Moberly Area Community College located?
Moberly Area Community College is located in Moberly, MO. It is a Public institution with approximately 3,100 students.
How much student debt do Moberly Area Community College graduates have?
The median student debt for Moberly Area Community College graduates is $10,658. With median earnings of $37,537 ten years after enrollment, graduates can expect a debt-to-income ratio of 28%.
Is Moberly Area Community College a good college?
Moberly Area Community College has a graduation rate of 43.0% and median post-graduation earnings of $37,537. High in-state tuition ($4,110) but low median debt ($10,658) for graduates.
How does Moberly Area Community College compare to similar colleges?
Graduation rate slightly below the national average for community colleges. Compared to peer institutions, Moberly Area Community College offers better affordability and higher median earnings, making it a strong value proposition.
What career prospects do Moberly Area Community College graduates have?
Graduates from Moberly Area Community College are well-positioned for entry-level jobs in various fields, with a strong earning potential.
What should prospective students know about Moberly Area Community College?
Moberly Area Community College is well-suited for students seeking a cost-effective education with good job prospects, particularly in Missouri.
What makes Moberly Area Community College stand out?
Significant racial diversity with a large white population and smaller minority groups.
What are the pros and cons of attending Moberly Area Community College?
Strong job placement and earning potential for graduates.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.