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Minnesota State University Moorhead

Moorhead, MN 56563 — Public

Value Score: 85/100 | ROI Score: 21 | Affordability Score: 90/100

Tuition (In-State): $10,428 | Out-of-State: $10,428

Acceptance Rate: 58.8% | Graduation Rate: 56.0% | Retention Rate: 75.0%

Median Earnings (10yr): $50,527 | Median Debt: $20,000

SAT Average: 1090 | ACT Midpoint: 22

Student Body Size: 3,072 (medium)

Pell Grant Recipients: 28.0% | Federal Loan Rate: 48.5%

Average Faculty Salary: $10,729/month

Tuition & Affordability Analysis

In-state tuition at Minnesota State University Moorhead is $10,428 per year, which is 5% below the national average for public institutions.

Out-of-state students pay $10,428/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $41,712 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Minnesota State University Moorhead:

  • Families earning $0–$30,000: $11,129/year
  • Families earning $30,001–$48,000: $11,547/year
  • Families earning $48,001–$75,000: $13,907/year
  • Families earning $75,001–$110,000: $18,644/year
  • Families earning $110,000+: $22,420/year

Admissions Snapshot

Minnesota State University Moorhead has an acceptance rate of 58.8%, placing it in the Moderately Selective (50–70%) category. This means roughly 1,307 students apply each year.

The average SAT score of admitted students is 1090, near the national average. This is within the mid-range nationally.

The ACT midpoint is 22, 5% above the national average.

Graduate Outcomes & Return on Investment

56.0% of students at Minnesota State University Moorhead complete their degree, 10% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 75.0% (7% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Minnesota State University Moorhead earn a median salary of $50,527 ten years after enrollment, 24% above the national average. This represents a $15,527/year earnings premium over the average high school diploma holder, or $465,810 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $20,000, 7% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $217/month, with a total repayment of $26,040 (including $6,040 in interest).

Debt-to-Earnings Ratio: 0.40x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Minnesota State University Moorhead pays for itself in approximately 3 years. This is an excellent return on investment.

Financial Aid Profile

28.0% of students at Minnesota State University Moorhead receive Pell Grants (federal need-based aid for families earning under ~$60,000), 15% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

48.5% of students take federal loans, 3% above the national average. This is a moderate borrowing rate.

Average faculty salary: $10,729/month, 23% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Minnesota State University Moorhead enrolls 3,072 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 41/100 (higher = more diverse). The student body is less diverse than average.

Student body composition: White 76%, Hispanic 6%, Black 6%, Asian 2%.

Minnesota State University Moorhead: A Medium-Sized Public Institution with Strong Academic Programs and High Affordability

Report Card: Overall Grade C

Minnesota State University Moorhead receives an overall grade of C based on six dimensions:

  • Academics: C-
  • Value: C
  • Outcomes: C+
  • Affordability: C+

College Analysis

Minnesota State University Moorhead is a Public institution in Moorhead, MN with approximately 3,072 students. Academics: Offers a diverse range of programs with a strong emphasis on STEM fields. Value: High affordability with a strong return on investment, despite higher tuition. Outcomes: Graduates have a median earnings of $50,527 after 10 years, indicating good career readiness.

The Verdict: Is Minnesota State University Moorhead Worth It?

Minnesota State University Moorhead presents a compelling case for value, especially for in-state students. With an in-state tuition of $10,428 and a median debt of $20,000, the financial burden is considerably lower than many institutions. The median 10-year earnings of $50,527 suggest a solid return on investment, with the potential for debt to be paid off within approximately 3-4 years of graduation, assuming a reasonable portion of earnings is allocated to debt repayment. The ROI score of 21 further supports its position as a financially sound choice. While the median earnings are not exceptionally high compared to top-tier research universities, they are respectable given the cost and the types of careers MSUM graduates typically pursue in regional industries like healthcare and education. For students seeking an affordable education that leads to stable employment in the Midwest, MSUM is a hidden gem. It offers a strong value proposition by providing a pathway to a comfortable living without the crushing debt often associated with higher education. The recommendation is clear: MSUM is a good deal for students prioritizing affordability and practical career outcomes.

Return on Investment

Despite higher tuition, the degree from Minnesota State University Moorhead is worth the cost given the strong return on investment and high affordability.

Debt Reality Check

Median student debt at Minnesota State University Moorhead: $20,000. Monthly payment on a standard 10-year plan: $227/month. Total repaid: $27,240 ($7,240 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $27,240.

Strengths

  • Strong focus on STEM fields and diverse academic programs.
  • High affordability and strong return on investment.
  • Good career readiness with median earnings of $50,527 after 10 years.

Weaknesses

  • Higher tuition rates compared to some peer institutions.
  • Graduation rate is below the national average.
  • Median debt for graduates is relatively high compared to other public institutions.

Academic Profile

SAT Average: 1090. ACT Midpoint: 22. Retention Rate: 75.0%.

MSUM's academic profile is characterized by a commitment to undergraduate teaching and accessible faculty. While specific faculty salary data isn't provided, the university's public status and focus on student success suggest a dedicated teaching faculty. The student-faculty ratio, though not explicitly stated, is likely manageable given the student population, allowing for more personalized attention. Notable departments include strong programs in Education, Health Sciences (such as Nursing and Health Services Administration), and Business Administration. The School of Visual Arts is also a well-regarded hub for creative students. MSUM offers undergraduate research opportunities, particularly within the sciences and social sciences, allowing students to work closely with faculty on meaningful projects. The Honors Program provides a challenging academic path for high-achieving students, offering smaller class sizes and enriched coursework. Study abroad opportunities are available through various partnerships, encouraging students to broaden their global perspectives. Academic support is a priority, with resources like the Academic Success Center offering tutoring, writing assistance, and academic coaching to help students navigate their coursework and develop effective study habits. The emphasis is on providing a solid liberal arts foundation complemented by career-focused programs.

Financial Aid Guide for Minnesota State University Moorhead

Pell Grant recipients: 28.0%. Students taking federal loans: 48.5%.

Navigating financial aid at Minnesota State University Moorhead (MSUM) involves understanding both merit-based and need-based opportunities. As a public institution, MSUM offers competitive tuition rates, especially for in-state students at $10,428 annually. Merit scholarships are available, often awarded automatically based on high school GPA and ACT/SAT scores (though these are not provided here, strong academic profiles are generally rewarded). Need-based aid, determined by the FAFSA, is crucial for many students. Federal Pell Grants can significantly reduce the cost of attendance for lower-income families. Work-study programs offer on-campus employment opportunities, providing students with income and valuable work experience. Typical aid packages can vary widely, but for students with demonstrated financial need, grants and scholarships could cover a substantial portion of tuition and fees. For example, a student receiving a Pell Grant might see their tuition burden reduced by several thousand dollars. Scholarship tips include applying early, researching departmental scholarships, and looking for external scholarships. Negotiating financial aid at MSUM is generally less common than at highly selective private institutions, but it's always worth a conversation with the financial aid office if your circumstances have changed significantly or if you have competing offers. Be sure to complete your FAFSA by the priority deadline to maximize your aid eligibility.

Hidden Costs at Minnesota State University Moorhead

  • Room and board costs can range from approximately $8,000 to $11,000 per academic year, depending on the chosen meal plan and housing type.
  • Textbooks and course materials can add an estimated $1,000 to $1,500 per year.
  • Student activity fees, technology fees, and other mandatory campus fees can total around $500 to $800 annually.
  • Transportation costs, including gas, car maintenance, or public transit passes for commuting or travel home, can vary but budget at least $500-$1,000 per year.
  • Parking permits for students who bring vehicles to campus can cost between $100 and $300 per academic year.
  • Personal expenses such as toiletries, laundry, entertainment, and snacks can easily add up to $1,500 to $2,500 annually.
  • Health insurance, if not covered by a parent's plan, can cost upwards of $2,000 per year.

Alumni Outcomes & Career Paths

Graduates from Minnesota State University Moorhead (MSUM) find diverse career paths, with many leveraging the university's strong connections within the Midwest. Major employers actively recruiting from MSUM include healthcare systems like Sanford Health and Essentia Health, particularly for nursing and health sciences graduates. In the education sector, local school districts such as Fargo Public Schools and Moorhead Area Public Schools are significant employers. Technology and manufacturing also offer opportunities, with companies like John Deere and various regional tech firms hiring engineering and business graduates. Industries where alumni cluster heavily are education, healthcare, social services, business administration, and manufacturing. While specific graduate school placement rates are not readily available, MSUM encourages and supports students pursuing advanced degrees, with many alumni attending programs at larger state universities within Minnesota and North Dakota. Notable alumni include former NFL player and coach Mike Tice and Pulitzer Prize-winning journalist Chuck Haga. MSUM's career services are generally well-regarded, offering resume workshops, career fairs, and individual counseling, which helps foster internship pipelines. Key internship partners often include the aforementioned healthcare systems, local government agencies, and regional businesses. Geographic hiring patterns show a strong concentration of alumni in the Fargo-Moorhead metropolitan area, with significant numbers also finding employment across Minnesota and North Dakota, and to a lesser extent, in other Midwestern states.

Campus Life & Culture at Minnesota State University Moorhead

MSUM's student body is primarily composed of Minnesota residents, with a growing number of students from North Dakota and other surrounding states, creating a regional mix. The university fosters a diverse and inclusive environment, welcoming students from various backgrounds. Students who thrive here are often engaged, community-minded individuals who appreciate a supportive academic setting and a lively, yet manageable, campus social scene.

Minnesota State University Moorhead (MSUM) offers a vibrant campus life that punches above its weight for a school of its size. Nestled in Moorhead, MN, the campus itself is a blend of historic and modern architecture, with the iconic Comstock Memorial Union serving as a central hub for student activity. The 'vibe' here is often described as friendly, community-oriented, and engaged, with a strong sense of Dragon pride. Student organizations are plentiful, covering everything from academic clubs like the Chemistry Club and the English Guild to special interest groups such as the Esports Club and the Multicultural Student Union. MSUM boasts a robust intramural sports program, offering a casual way for students to stay active and connect, alongside its NCAA Division II Dragon athletics. While Greek life exists, it's not the dominant social force, allowing for a broader range of social interactions. Housing options include traditional residence halls like Nelson Hall and Comstock Hall, offering a classic college experience, as well as apartment-style living for upperclassmen. Dining services are centered around the Comstock Memorial Union and provide a variety of options to fuel busy student schedules. Weekends often involve campus events, exploring the Fargo-Moorhead (FM) area's growing arts and entertainment scene, or simply hanging out with friends in common spaces. The relatively small size fosters a close-knit community where it's easy to find your niche and build lasting relationships.

Campus Highlights

  • The iconic Comstock Memorial Union, a central hub for student life, dining, and activities.
  • NCAA Division II Dragon Athletics, fostering school spirit and providing competitive sports opportunities.
  • The vibrant arts scene, with strong programs in Visual Arts and Music, and performances throughout the year.
  • Proximity to the Fargo-Moorhead metropolitan area, offering a wealth of cultural, entertainment, and internship opportunities.
  • A strong emphasis on community and a friendly, welcoming campus atmosphere.
  • The unique blend of historic and modern architecture across the campus.
  • Dedicated student support services, including the Academic Success Center, aimed at fostering student achievement.

Location & Regional Advantages

Moorhead, Minnesota, situated in the heart of the Red River Valley, offers a unique regional advantage for Minnesota State University Moorhead students. The immediate Fargo-Moorhead metropolitan area provides a robust and growing job market, particularly in healthcare, agriculture, technology, and education. Sanford Health, one of the largest rural healthcare providers in the nation, has a major presence and is a significant employer of MSUM graduates. The cost of living in Moorhead and Fargo is notably lower than in larger metropolitan areas of Minnesota, making student debt more manageable and post-graduation financial stability more attainable. While not a direct hub for major national tech giants, the region has a burgeoning tech scene with companies like Appareo Systems and various startups. Proximity to agricultural industries is also a strength, offering opportunities in agribusiness and related fields. Quality of life in the area is characterized by a friendly, community-oriented atmosphere, with access to outdoor recreation along the Red River and numerous parks. Safety is generally good, with crime rates comparable to or lower than national averages for similar-sized cities. The weather, however, is a significant factor, with harsh winters being a defining characteristic of the region. This location fosters strong regional employment ties, meaning graduates who choose to stay in the Fargo-Moorhead area often find ample opportunities, especially within the established industries that actively recruit from MSUM.

How to Get Into Minnesota State University Moorhead

Applying to Minnesota State University Moorhead (MSUM) requires a thoughtful approach, especially given its 58.8% admission rate, indicating a moderately selective environment. While Early Decision (ED) and Early Action (EA) aren't explicitly highlighted as having significant advantages, applying earlier in the cycle is always recommended to ensure full consideration for both admission and scholarships. The admissions committee likely values a strong academic record, demonstrated through GPA, and a well-rounded profile. While SAT/ACT scores are not provided, strong performance in high school coursework is paramount. Essays are an opportunity to showcase personality, critical thinking, and unique experiences; focus on topics that reveal your character, resilience, or passion for your intended field of study. Demonstrated interest can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. For timeline recommendations, aim to submit your application and all supporting materials by the priority deadline, typically in late winter or early spring, to maximize your chances for admission and financial aid.

How Minnesota State University Moorhead Compares to Similar Schools

Similar schools: Bemidji State University, St. Cloud State University, University of North Dakota, North Dakota State University

Advantages

  • Stronger focus on regional employer partnerships within the Fargo-Moorhead metro area.
  • Potentially more affordable tuition compared to some larger North Dakota counterparts.
  • Unique program offerings in specific niche areas relevant to the Red River Valley economy.

Disadvantages

  • Smaller overall endowment and research funding compared to larger state universities like NDSU.
  • Less national brand recognition, which might impact recruitment for highly competitive, out-of-state jobs.
  • Geographic isolation compared to schools located in larger Minnesota cities.

Best For

  • Prospective students interested in highly specialized or research-intensive programs may find more options at larger, research-focused institutions.
  • Students seeking a more urban campus experience may prefer larger, more diverse institutions in larger cities.

Avoid If

  • Students looking for a highly selective institution with a lower admission rate may want to consider other options.
  • Students with a preference for smaller class sizes and more personalized attention may find other institutions better suited to their needs.

Frequently Asked Questions about Minnesota State University Moorhead

How much does it cost to attend Minnesota State University Moorhead?

In-state tuition at Minnesota State University Moorhead is $10,428 per year, and out-of-state tuition is $10,428 per year. The median student debt at graduation is $20,000.

What is the acceptance rate at Minnesota State University Moorhead?

Minnesota State University Moorhead has an acceptance rate of 58.8%.

What is the graduation rate at Minnesota State University Moorhead?

Minnesota State University Moorhead has a graduation rate of 56.0%.

How much do Minnesota State University Moorhead graduates earn?

The median earnings for Minnesota State University Moorhead graduates 10 years after enrollment is $50,527. With median debt of $20,000, graduates earn roughly 2.5x their debt level annually.

How big is Minnesota State University Moorhead?

Minnesota State University Moorhead has approximately 3,072 students and is classified as a medium institution. It is located in Moorhead, MN and is a Public institution.

Is Minnesota State University Moorhead worth the cost?

Minnesota State University Moorhead has an ROI score of 21 out of 100. With in-state tuition of $10,428 per year and median post-graduation earnings of $50,527, the data suggests the return on investment may be below average.

Where is Minnesota State University Moorhead located?

Minnesota State University Moorhead is located in Moorhead, MN. It is a Public institution with approximately 3,072 students.

How much student debt do Minnesota State University Moorhead graduates have?

The median student debt for Minnesota State University Moorhead graduates is $20,000. With median earnings of $50,527 ten years after enrollment, graduates can expect a debt-to-income ratio of 40%.

Is Minnesota State University Moorhead a good college?

Minnesota State University Moorhead has a graduation rate of 56.0% and median post-graduation earnings of $50,527. Highly diverse student body with a significant white population.

How does Minnesota State University Moorhead compare to similar colleges?

Strong focus on STEM fields with a variety of majors available. Compared to peer institutions, Minnesota State University Moorhead offers a more affordable education with a strong return on investment, despite higher tuition rates.

What career prospects do Minnesota State University Moorhead graduates have?

Graduates of Minnesota State University Moorhead are well-prepared for careers in STEM fields and are likely to find employment opportunities in the region.

What should prospective students know about Minnesota State University Moorhead?

Minnesota State University Moorhead is well-positioned in the market for students seeking a high-quality, affordable education with strong career prospects.

What makes Minnesota State University Moorhead stand out?

Graduates have a median debt of $20,000, which is relatively low compared to peers.

What are the pros and cons of attending Minnesota State University Moorhead?

Medium-sized campus with a strong sense of community.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.