Middle Tennessee State University
Murfreesboro, TN 37132 — Public
Value Score: 75/100 | ROI Score: 18 | Affordability Score: 90/100
Tuition (In-State): $10,266 | Out-of-State: $31,574
Acceptance Rate: 69.1% | Graduation Rate: 53.8% | Retention Rate: 79.5%
Median Earnings (10yr): $48,541 | Median Debt: $20,000
SAT Average: 1121 | ACT Midpoint: 23
Student Body Size: 16,301 (large)
Pell Grant Recipients: 31.8% | Federal Loan Rate: 28.0%
Average Faculty Salary: $9,739/month
Tuition & Affordability Analysis
In-state tuition at Middle Tennessee State University is $10,266 per year, which is 6% below the national average for public institutions.
Out-of-state students pay $31,574/year — a premium of $21,308 over in-state rates. Over four years, out-of-state students pay approximately $85,232 more than their in-state peers.
Estimated four-year tuition cost: $41,064 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Middle Tennessee State University:
- Families earning $0–$30,000: $9,289/year
- Families earning $30,001–$48,000: $10,273/year
- Families earning $48,001–$75,000: $13,007/year
- Families earning $75,001–$110,000: $16,935/year
- Families earning $110,000+: $19,046/year
Low-income families receive an average discount of $977/year, paying just 90% of the sticker price.
Admissions Snapshot
Middle Tennessee State University has an acceptance rate of 69.1%, placing it in the Moderately Selective (50–70%) category. This means roughly 5,898 students apply each year.
The average SAT score of admitted students is 1121, 6% above the national average. This is within the mid-range nationally.
The ACT midpoint is 23, 10% above the national average.
Graduate Outcomes & Return on Investment
53.8% of students at Middle Tennessee State University complete their degree, 13% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 79.5% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Middle Tennessee State University earn a median salary of $48,541 ten years after enrollment, 19% above the national average. This represents a $13,541/year earnings premium over the average high school diploma holder, or $406,230 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $20,000, 7% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $217/month, with a total repayment of $26,040 (including $6,040 in interest).
Debt-to-Earnings Ratio: 0.41x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Middle Tennessee State University pays for itself in approximately 4 years. This is an excellent return on investment.
Financial Aid Profile
31.8% of students at Middle Tennessee State University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 4% below the national average. This is near the national average, reflecting a typical economic diversity among the student body.
28.0% of students take federal loans, 40% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $9,739/month, 12% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Middle Tennessee State University enrolls 16,301 undergraduate students. As a major university, Middle Tennessee State University offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.
Diversity Index: 57/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 63%, Hispanic 11%, Black 14%, Asian 4%.
Middle Tennessee State University: Good ROI with High Debt and Low Graduation Rate
- MTSU: Your Launchpad to a Thriving Career in the Heart of Tennessee
- Unlock Your Earning Potential: MTSU Delivers Strong ROI and Regional Job Opportunities
- Experience the Best of Both Worlds: Affordable Education and Vibrant Campus Life at MTSU
Report Card: Overall Grade C
Middle Tennessee State University receives an overall grade of C based on six dimensions:
- Academics: C-
- Value: D
- Outcomes: C+
- Affordability: C+
College Analysis
Middle Tennessee State University is a Public institution in Murfreesboro, TN with approximately 16,301 students. Middle Tennessee State University has a relatively low graduation rate compared to its peers, indicating potential challenges in academic success. The university offers a good return on investment, with a positive ROI score, but the median debt is relatively high. Middle Tennessee State University has a strong job market position, with median earnings 10 years after graduation being above the national average. The university has a diverse student body, with a significant portion of students being white, black, and Hispanic.
The Verdict: Is Middle Tennessee State University Worth It?
Middle Tennessee State University presents a compelling value proposition, especially for in-state students. With an in-state tuition of $10,266 and a median 10-year earnings of $48,541, the return on investment (ROI) score of 18 suggests a solid financial outcome. The median debt of $20,000 is also relatively modest. For an in-state student, the initial investment for a four-year degree could be around $41,000 (tuition only). Given the median earnings, it would take approximately 3-4 years post-graduation to recoup the initial tuition cost, and with median debt, the payoff period for both is further accelerated. Compared to the national average for public universities, MTSU offers competitive earnings potential relative to its cost. While out-of-state tuition significantly increases the investment, the median earnings still suggest a reasonable, though less dramatic, ROI. It's a good deal for Tennessee residents seeking a solid education with tangible career outcomes without excessive debt.
Return on Investment
Despite the high median debt, the strong job market and good ROI make Middle Tennessee State University a worthwhile investment for many students.
Debt Reality Check
Median student debt at Middle Tennessee State University: $20,000. Monthly payment on a standard 10-year plan: $227/month. Total repaid: $27,240 ($7,240 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $27,240.
Strengths
- Strong job market position with median earnings above the national average.
- Good return on investment with an ROI score of 18.
Weaknesses
- Low graduation rate of 53.85%.
- High median debt of $20,000.
Academic Profile
SAT Average: 1121. ACT Midpoint: 23. Retention Rate: 79.5%.
MTSU boasts a broad range of academic programs, with particular strengths in areas that leverage its location and public university mission. The Jennings A. Jones College of Business is highly regarded, offering specialized programs in areas like entrepreneurship and supply chain management, which benefit from the region's economic growth. The College of Media and Entertainment is another standout, providing hands-on experience in fields like film, recording industry, and journalism, capitalizing on Nashville's status as a media and music hub. The College of Education is also a significant contributor, preparing a large number of teachers for the state.
Research opportunities are available for undergraduates, though they are more prevalent at the graduate level. Students interested in research should actively seek out faculty mentors within their departments. The university emphasizes practical, hands-on learning, which is evident in its numerous internship programs and co-op opportunities, particularly within the business, media, and aviation fields. The Honors College offers a more rigorous academic experience for high-achieving students, with smaller class sizes and enriched curricula, culminating in a senior thesis.
While specific faculty salary data isn't readily available, as a large public university, MTSU generally attracts a mix of experienced professors and promising junior faculty. The student-faculty ratio, while not provided, is likely in the typical range for a public institution of its size, meaning students can expect opportunities for interaction with professors, especially if they engage actively in their departments. Academic support is robust, with resources like the University Writing Center, Tutoring Services, and the Career Development Center available to help students succeed both academically and professionally. Study abroad programs are offered, providing students with global perspectives and enriching their educational journey.
Financial Aid Guide for Middle Tennessee State University
Pell Grant recipients: 31.8%. Students taking federal loans: 28.0%.
Navigating financial aid at Middle Tennessee State University involves understanding the mix of merit-based and need-based aid, alongside federal programs. As a public university, MTSU is committed to making education accessible, particularly for Tennessee residents. For in-state students, tuition is $10,266 annually. Out-of-state students face a significantly higher cost at $31,574.
Merit scholarships are a key component for attracting strong academic candidates. These are often awarded automatically based on GPA and test scores at the time of admission, but specific scholarship applications may also be available through individual colleges or departments. It's crucial for prospective students to check the MTSU Admissions and Scholarship pages for deadlines and criteria. For example, the "MTSU Opportunity Award" might cover a portion of tuition for high-achieving Tennessee residents.
Need-based aid, primarily through federal programs like Pell Grants and state grants, is awarded based on the FAFSA (Free Application for Federal Student Aid). Students from lower-income households are more likely to receive substantial Pell Grant awards, which can significantly offset tuition costs. For instance, a Pell Grant can range up to $7,395 annually for the 2023-2024 academic year, depending on financial need. Federal Direct Loans are also a common source of funding, with undergraduate students typically eligible for up to $12,500 per year, though this is a loan that must be repaid.
Work-study programs offer on-campus employment opportunities for students with demonstrated financial need, providing a way to earn money to help cover living expenses. Typical aid packages can vary widely. A student with high financial need might see their tuition and fees covered by a combination of grants and scholarships, while a student with less need might receive a package primarily composed of federal loans. Negotiating aid at MTSU is generally not as common or as effective as at private institutions. However, if a student has a significant change in financial circumstances or a competing offer from a similarly ranked institution, a conversation with the financial aid office might be warranted, though outcomes are not guaranteed.
Hidden Costs at Middle Tennessee State University
- On-campus housing can range from approximately $6,000 to $9,000 per academic year, depending on the dorm and room type.
- Meal plans vary, but a comprehensive plan can cost around $4,000 to $5,000 per academic year.
- Textbooks and course materials can easily add $1,000 to $1,500 per year, with costs fluctuating based on course requirements.
- Mandatory university fees, including technology and student activity fees, can total around $1,000 to $1,500 annually.
- Transportation costs, including gas, insurance, or public transit passes, can add $500 to $2,000 per year depending on commuting distance and habits.
- Parking permits for students on campus can range from $100 to $300 per academic year.
- Health insurance, if not covered by a parent's plan, can cost upwards of $2,000 to $3,000 annually.
Alumni Outcomes & Career Paths
Graduates from Middle Tennessee State University (MTSU) find opportunities across a diverse range of industries, with a strong presence in the Middle Tennessee region. Major employers actively recruiting from MTSU include Nissan North America, Bridgestone Americas, HCA Healthcare, and Amazon, particularly for roles in engineering, supply chain management, business, and healthcare. The entertainment and media industries also represent a significant cluster, leveraging MTSU's strong programs in recording industry, film, and theater, with alumni contributing to companies like Universal Music Group and local production studios. For those pursuing advanced studies, MTSU reports solid graduate school placement rates, though specific percentages vary by program. Notable alumni include country music star Kenny Chesney and former NFL player and coach Mike Munchak, reflecting the university's impact across various fields. MTSU's Career and Experiential Education center offers robust support, including resume workshops, career fairs, and mock interviews, aiming to connect students with internship pipelines. Key internship partners often include companies like General Mills, State Farm, and various Nashville-based tech startups. Geographic hiring patterns show a strong concentration of alumni within a 100-mile radius of Murfreesboro, particularly in the Nashville metropolitan area, but also extending to other major Tennessee cities and surrounding states like Georgia and Kentucky.
Campus Life & Culture at Middle Tennessee State University
MTSU serves a predominantly undergraduate student body with a strong representation of students from Tennessee, though it also attracts students from across the United States and internationally. The university fosters a diverse and inclusive environment, attracting students who are often seeking a robust public university experience with strong ties to a major cultural and economic hub like Nashville. Students who thrive here are typically independent, community-oriented, and eager to take advantage of the numerous academic and extracurricular opportunities available.
Middle Tennessee State University, or MTSU, offers a vibrant campus life deeply rooted in Southern hospitality and a strong sense of community. Located in Murfreesboro, a rapidly growing city just southeast of Nashville, students benefit from both a lively college town atmosphere and easy access to the amenities of a major metropolitan area. The campus itself is a blend of historic red-brick buildings and modern facilities, with the iconic "The Stones River" flowing through its heart, providing a scenic backdrop for student life.
Student organizations are abundant, with over 250 clubs and organizations catering to every imaginable interest, from academic and cultural groups to recreational and service-oriented ones. The Student Union serves as a central hub for student activities, featuring dining options, lounges, and spaces for events. Speaking of dining, MTSU offers a variety of meal plans and on-campus eateries, including the main dining hall, Market Square, and several retail locations, ensuring students have convenient and diverse food choices.
Greek life is a significant part of the social scene for many, with several fraternities and sororities offering leadership development, social events, and philanthropic opportunities. Athletics are also a major draw, with the MTSU Blue Raiders competing in Conference USA. Football games at Floyd Stadium and basketball games at the Murphy Center are popular events that bring the campus together.
The general vibe at MTSU is often described as friendly, down-to-earth, and spirited. It's a place where students can find their niche, whether through academic pursuits, extracurricular involvement, or simply enjoying the lively social scene. The proximity to Nashville also means students have ample opportunities for internships, entertainment, and exploring a larger city, making the MTSU experience a dynamic blend of campus engagement and external opportunity. Housing options range from traditional dorms on campus to apartment-style living, with a strong emphasis on creating a supportive residential community.
Campus Highlights
- The "MTSU Live" initiative, which connects students with internships and career opportunities in the vibrant Nashville metropolitan area.
- The Department of Recording Industry, one of the oldest and most respected programs of its kind in the nation, leveraging Nashville's music scene.
- The iconic "The Stones River" that winds through campus, offering scenic beauty and recreational opportunities.
- The Aerospace Department, offering flight training and aviation management programs with a dedicated airport.
- The Murphy Center, a multi-purpose arena that hosts major sporting events and concerts, serving as a hub for campus entertainment.
- The James E. Walker Library, a central academic resource with extensive collections and study spaces.
- A strong emphasis on community engagement and service-learning opportunities throughout the Murfreesboro area.
Location & Regional Advantages
MTSU's location in Murfreesboro, Tennessee, offers significant geographic advantages for students. Murfreesboro itself is a rapidly growing city, part of the dynamic Nashville metropolitan area, which boasts a burgeoning economy with strong sectors in healthcare, automotive manufacturing, advanced manufacturing, music and entertainment, and technology. This proximity to Nashville provides students with access to a vast job market and numerous internship opportunities with major corporations like Nissan, Bridgestone, HCA Healthcare, and Amazon, as well as a thriving startup scene. The cost of living in Murfreesboro is considerably lower than in many major U.S. cities, making the overall cost of education and living more manageable. While the weather is typical of the Southeast with warm summers and mild winters, the region is generally considered safe and offers a good quality of life with access to outdoor recreation and a vibrant cultural scene in nearby Nashville. This strategic location allows MTSU graduates to easily transition into regional employment, leveraging the university's strong ties with local and regional businesses, thereby enhancing their post-graduation career prospects.
How to Get Into Middle Tennessee State University
MTSU, with a 69.1% admission rate, is a moderately selective public university. The admissions office looks for students who demonstrate academic preparedness and a good fit for the university's community. While Early Decision (ED) and Early Action (EA) are not explicitly highlighted as having significant advantages for admission weight, applying earlier in the cycle is always recommended to ensure full consideration for both admission and scholarships.
The university values a strong academic record. While specific GPA and test score ranges are not provided (SAT Average: N/A, ACT Midpoint: N/A), applicants should aim for grades and scores that are at or above the average for admitted students. Given the lack of specific score data, a GPA of 3.0 or higher is generally a good starting point, with competitive applicants often having GPAs in the 3.5+ range. Focus on demonstrating academic rigor through challenging coursework.
Essays are an important component, especially if test scores are not a primary factor. Craft an essay that showcases your personality, unique experiences, and how you will contribute to the MTSU community. Topics that highlight resilience, leadership, or a passion for your intended field of study tend to resonate well. Demonstrated interest is not typically a heavily weighted factor at MTSU, but engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors can still be beneficial.
The application timeline should ideally see applications submitted by the priority scholarship deadlines, often in late winter or early spring (e.g., February 1st). Regular decision deadlines are typically in the summer. Ensure all required documents, including transcripts and any necessary recommendation letters, are submitted promptly to avoid delays. For students who may not meet direct admission criteria, MTSU offers pathways through its Extended Campus or through specific program prerequisites.
How Middle Tennessee State University Compares to Similar Schools
Similar schools: University of Tennessee, Knoxville, University of Alabama, Auburn University, University of Memphis
Advantages
- Lower in-state tuition compared to some flagship state universities.
- Stronger focus and reputation in specific niche programs like Recording Industry and Aerospace.
- More accessible admission standards compared to highly selective institutions.
- Proximity to the growing Nashville job market.
Disadvantages
- Lower national brand recognition compared to larger flagship universities.
- Potentially fewer resources or research opportunities compared to larger R1 institutions.
- Lower overall graduation rates compared to some peer institutions.
Best For
- Students who are looking for a high graduation rate and lower debt might want to consider other institutions.
- Out-of-state students should be aware of the significantly higher tuition costs.
- Students with a focus on Asian demographics might find the student body composition less representative.
Avoid If
- Students who are looking for a good ROI and job prospects should consider Middle Tennessee State University.
- Students who are concerned about high debt levels might want to explore other options.
Frequently Asked Questions about Middle Tennessee State University
How much does it cost to attend Middle Tennessee State University?
In-state tuition at Middle Tennessee State University is $10,266 per year, and out-of-state tuition is $31,574 per year. The median student debt at graduation is $20,000.
What is the acceptance rate at Middle Tennessee State University?
Middle Tennessee State University has an acceptance rate of 69.1%.
What is the graduation rate at Middle Tennessee State University?
Middle Tennessee State University has a graduation rate of 53.8%.
How much do Middle Tennessee State University graduates earn?
The median earnings for Middle Tennessee State University graduates 10 years after enrollment is $48,541. With median debt of $20,000, graduates earn roughly 2.4x their debt level annually.
How big is Middle Tennessee State University?
Middle Tennessee State University has approximately 16,301 students and is classified as a large institution. It is located in Murfreesboro, TN and is a Public institution.
Is Middle Tennessee State University worth the cost?
Middle Tennessee State University has an ROI score of 18 out of 100. With in-state tuition of $10,266 per year and median post-graduation earnings of $48,541, the data suggests the return on investment may be below average.
Where is Middle Tennessee State University located?
Middle Tennessee State University is located in Murfreesboro, TN. It is a Public institution with approximately 16,301 students.
How much student debt do Middle Tennessee State University graduates have?
The median student debt for Middle Tennessee State University graduates is $20,000. With median earnings of $48,541 ten years after enrollment, graduates can expect a debt-to-income ratio of 41%.
Is Middle Tennessee State University a good college?
Middle Tennessee State University has a graduation rate of 53.8% and median post-graduation earnings of $48,541. Graduation rate is below 55%, which is lower than the national average for public universities.
How does Middle Tennessee State University compare to similar colleges?
The university has a diverse student body with a significant Asian minority, which is not reflected in the overall student count. Compared to peer institutions, Middle Tennessee State University offers a better ROI but has a higher median debt and lower graduation rate.
What career prospects do Middle Tennessee State University graduates have?
Graduates of Middle Tennessee State University are well-positioned for the job market, with median earnings 10 years after graduation being above the national average.
What should prospective students know about Middle Tennessee State University?
Middle Tennessee State University holds a strong market position, making it a good choice for students seeking a good ROI and job prospects.
What makes Middle Tennessee State University stand out?
The median debt of $20,000 is higher than the national average for public universities.
What are the pros and cons of attending Middle Tennessee State University?
The tuition for out-of-state students is significantly higher than in-state tuition, which could be a barrier for some students.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.