CollegeTuitionData — College Data in Plain English

Mid-Atlantic Christian University

Elizabeth City, NC 27909-4054 — Private Nonprofit

Value Score: 55/100 | ROI Score: -45 | Affordability Score: 75/100

Tuition (In-State): $17,280 | Out-of-State: $17,280

Acceptance Rate: 62.2% | Graduation Rate: 31.8% | Retention Rate: 31.6%

Median Earnings (10yr): $38,342 | Median Debt: $27,000

SAT Average: 1000 | ACT Midpoint: 18

Student Body Size: 132 (small)

Pell Grant Recipients: 37.6% | Federal Loan Rate: 52.8%

Average Faculty Salary: $5,406/month

Tuition & Affordability Analysis

In-state tuition at Mid-Atlantic Christian University is $17,280 per year, which is 56% below the national average for private institutions.

Out-of-state students pay $17,280/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $69,120 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Mid-Atlantic Christian University:

  • Families earning $0–$30,000: $17,512/year
  • Families earning $30,001–$48,000: $16,406/year
  • Families earning $48,001–$75,000: $17,385/year
  • Families earning $75,001–$110,000: $21,476/year
  • Families earning $110,000+: $20,004/year

Admissions Snapshot

Mid-Atlantic Christian University has an acceptance rate of 62.2%, placing it in the Moderately Selective (50–70%) category.

The average SAT score of admitted students is 1000, 6% below the national average. This is within the mid-range nationally.

The ACT midpoint is 18, 14% below the national average.

Graduate Outcomes & Return on Investment

31.8% of students at Mid-Atlantic Christian University complete their degree, 49% below the national average. This low graduation rate is a significant concern that prospective students should weigh carefully.

First-year retention rate: 31.6% (61% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Mid-Atlantic Christian University earn a median salary of $38,342 ten years after enrollment, 6% below the national average. This represents a $3,342/year earnings premium over the average high school diploma holder, or $100,260 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.70x. This is a healthy ratio, suggesting debt is manageable for most graduates.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Mid-Atlantic Christian University pays for itself in approximately 21 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.

Financial Aid Profile

37.6% of students at Mid-Atlantic Christian University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 14% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

52.8% of students take federal loans, 12% above the national average. This is a moderate borrowing rate.

Average faculty salary: $5,406/month, 38% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Mid-Atlantic Christian University enrolls 132 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 68/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 49%, Hispanic 2%, Black 28%, Asian 0%.

Mid-Atlantic Christian University: Small Private Institution with Mixed Academic and Financial Outcomes

Report Card: Overall Grade D+

Mid-Atlantic Christian University receives an overall grade of D+ based on six dimensions:

  • Academics: D
  • Value: F
  • Outcomes: C
  • Affordability: A+

College Analysis

Mid-Atlantic Christian University is a Private Nonprofit institution in Elizabeth City, NC with approximately 132 students. Mid-Atlantic Christian University has a low graduation rate, which may indicate challenges in academic support or student engagement. The university's median earnings 10 years post-graduation are below the national average, suggesting potential career outcomes may not be as strong as peers. The tuition cost is relatively affordable compared to many private institutions, but the high median debt suggests students may still face significant financial burdens.

The Verdict: Is Mid-Atlantic Christian University Worth It?

Mid-Atlantic Christian University presents a complex value proposition. With a median 10-year earning of $38,342 and median debt of $27,000, the financial return on investment (ROI) appears challenging. The ROI score of -45 underscores this concern. A student graduating with $27,000 in debt would need to allocate a significant portion of their early career earnings to repayment. If we assume a 10-year repayment plan at a 5% interest rate, monthly payments would be around $280, consuming roughly 8.7% of the median monthly income ($38,342 / 12 months = $3,195). This is a substantial commitment, especially considering the median earnings are relatively low. The tuition, while not exorbitant compared to some private institutions, still contributes to this debt burden. The value is likely derived not from high earning potential, but from the specific educational and spiritual formation offered, which may be paramount for students seeking careers in ministry or faith-based service. For these specific career paths, the financial metrics might be secondary to the program's alignment with personal and vocational goals. However, for students seeking to maximize earning potential and minimize debt, this institution may not be the most financially prudent choice. It's a hidden gem for a very specific student profile, but a potentially overpriced option for others. Recommendation: Consider MACU if your career goals are deeply rooted in ministry or faith-based service and you prioritize this specific educational experience over maximizing financial returns. For other career aspirations, explore institutions with stronger earning outcomes and lower debt-to-income ratios.

Return on Investment

Given the high median debt and low graduation rate, the degree may not be fully worth the cost for many students.

Debt Reality Check

Median student debt at Mid-Atlantic Christian University: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 3.2 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.

Strengths

  • Affordable tuition
  • Christian education focus

Weaknesses

  • Low graduation rate
  • High median debt

Academic Profile

SAT Average: 1000. ACT Midpoint: 18. Retention Rate: 31.6%.

Mid-Atlantic Christian University (MACU) offers a focused academic experience, particularly strong in its faith-based programs. While specific departmental strengths are not detailed in broad data, expect programs aligned with its Christian mission to be robust, such as Ministry, Biblical Studies, and potentially Education or Business with a Christian worldview. Given the small student body, opportunities for individualized attention from faculty are exceptionally high. The student-faculty ratio, though not explicitly provided, is likely very low, meaning professors can offer personalized guidance and mentorship. Research opportunities, while perhaps not on the scale of large research universities, are available, especially for students pursuing advanced studies or specific projects within their major, often under direct faculty supervision. The honors program, if available, would cater to high-achieving students seeking a more rigorous academic path within this intimate setting. Study abroad programs, if offered, would likely be mission-focused or culturally immersive, aligning with the university's ethos. Academic support resources are crucial in a small university setting; expect dedicated tutoring services, academic advising that is deeply integrated with personal and spiritual development, and faculty who are readily accessible for extra help. The emphasis is on providing a supportive academic environment where students can thrive in their chosen fields while deepening their faith.

Financial Aid Guide for Mid-Atlantic Christian University

Pell Grant recipients: 37.6%. Students taking federal loans: 52.8%.

Navigating financial aid at Mid-Atlantic Christian University (MACU) requires understanding its commitment to affordability within its private, nonprofit framework. While specific merit aid percentages aren't published, it's common for private institutions to offer some form of merit-based scholarships to attract students, especially those with strong academic profiles. However, given the modest tuition of $17,280, the primary focus is likely on need-based aid. MACU likely utilizes federal and state aid programs extensively, including Pell Grants and federal student loans, to make education accessible. For students from lower-income backgrounds, a significant portion of their costs could be covered by a combination of grants and scholarships. For middle-income families, a mix of federal loans, institutional aid, and potentially work-study positions would be common. Work-study opportunities are often tied to campus needs, providing students with valuable work experience alongside financial assistance. Typical aid packages can vary widely, but for students demonstrating significant financial need, grants and scholarships could potentially cover a substantial portion of tuition and fees. Scholarship tips for MACU applicants should focus on highlighting community involvement, leadership, and alignment with the university's Christian mission, in addition to academic achievements. Negotiating aid at smaller institutions like MACU can be less common or effective than at larger universities, as their financial aid budgets are often more constrained. However, presenting a strong case with updated financial information or unique circumstances might yield some flexibility.

Hidden Costs at Mid-Atlantic Christian University

  • Room and board: On-campus housing and meal plans can range from $8,000 to $12,000 annually, depending on the chosen plan and room type.
  • Textbooks and supplies: Budget approximately $1,000 to $1,500 per year for required course materials.
  • Student activity fees: Expect fees around $200-$500 per semester to support campus events and organizations.
  • Transportation: Costs for personal vehicle use, including gas and maintenance, or public transport, can add $500-$2,000 annually.
  • Personal expenses: Allow $1,000-$2,000 per year for toiletries, laundry, entertainment, and other miscellaneous items.
  • Technology fees: Some institutions charge a technology fee, potentially $100-$300 per year, for access to campus networks and software.
  • Health insurance: If not covered by a parent's plan, student health insurance can cost $2,000-$4,000 annually.

Alumni Outcomes & Career Paths

Graduates from Mid-Atlantic Christian University (MACU) often find themselves entering fields aligned with the university's core strengths, particularly in ministry, education, and social services. While specific major employer data for a small institution like MACU is not readily available, alumni typically seek roles within churches, non-profit organizations, and educational institutions. Industries where alumni cluster include religious organizations, K-12 education, social work, and healthcare support roles. Given the university's size and focus, direct recruitment by large corporations is less common. Instead, career services likely focus on connecting students with local and regional opportunities. Graduate school placement rates are not publicly detailed, but students pursuing advanced degrees often target seminaries or specialized master's programs in fields like counseling or education. Notable alumni are not widely publicized, reflecting the university's niche focus. The career services department, while likely small, aims to provide personalized guidance, focusing on resume building, interview preparation, and networking within faith-based and community organizations. Internship pipelines are often developed through existing relationships with local churches and community service agencies in the Elizabeth City area. Geographic hiring patterns tend to favor North Carolina and surrounding states, particularly within communities that value faith-based education and service. Alumni may also be found in roles supporting missionary work or church planting nationally and internationally.

Campus Life & Culture at Mid-Atlantic Christian University

The student body at Mid-Atlantic Christian University is characterized by its small size and shared commitment to Christian values, fostering a highly cohesive and supportive community. Students who thrive here are typically seeking a faith-centered education and a close-knit environment where they can grow academically, spiritually, and personally.

Life at Mid-Atlantic Christian University (MACU) is characterized by a close-knit, community-focused environment, largely due to its intimate size of just over 130 students. This small student body fosters strong relationships among peers and with faculty, creating a supportive and familial atmosphere. Social life tends to revolve around campus events, church involvement, and smaller group gatherings rather than large, impersonal parties. Given its location in Elizabeth City, NC, students often engage with the local community, which is a significant part of the MACU experience. Housing is typically on-campus, with residence halls designed to encourage community living. While specific details on dining plans vary, expect a communal dining hall experience that supports the university's mission. Student organizations are likely to be faith-based or service-oriented, reflecting the university's Christian identity. Think Bible study groups, mission trip clubs, and student government. Greek life is generally absent at smaller, religiously affiliated institutions like MACU, so don't expect fraternities or sororities. Athletics are likely intramural or club-based, focusing on participation and fellowship rather than high-level competition. The overall 'vibe' is one of intentional community, spiritual growth, and a shared commitment to the university's values. It's a place where students are known by name and encouraged to develop holistically.

Campus Highlights

  • Intimate class sizes fostering deep student-faculty relationships.
  • Strong emphasis on spiritual development and Christian discipleship.
  • Close-knit community where students are known and supported.
  • Opportunities for hands-on ministry and service experiences.
  • Location in Elizabeth City, offering a blend of small-town charm and coastal access.
  • Affordable tuition compared to many private institutions.
  • A supportive environment focused on holistic student growth.

Location & Regional Advantages

Elizabeth City, North Carolina, offers a unique geographic context for Mid-Atlantic Christian University (MACU) students. The local job market is primarily driven by public administration, education, healthcare, and a growing tourism sector, particularly around the Outer Banks. The cost of living in Elizabeth City is significantly lower than the national average, making student debt more manageable and post-graduation financial stability potentially easier to achieve. While not a major industrial hub, Elizabeth City's proximity to the Outer Banks provides seasonal employment opportunities and a relaxed quality of life. The nearest significant industry hubs are Norfolk, Virginia (approximately 1 hour away), which offers a large naval base, diverse industries, and a major port, and Raleigh-Durham (approximately 3 hours away), a growing tech and research corridor. This proximity allows MACU graduates to explore a wider range of career options beyond the immediate local market. The weather is temperate, with hot summers and mild winters, and the region is generally considered safe, offering a peaceful environment conducive to focused study. The geographic advantage lies in its affordability and access to both a close-knit community and larger metropolitan areas for expanded career exploration, though it lacks the direct pipeline to high-paying corporate jobs found in larger cities.

How to Get Into Mid-Atlantic Christian University

Gaining admission to Mid-Atlantic Christian University (MACU) involves demonstrating a strong alignment with its Christian mission and a commitment to its close-knit community. Given its admission rate of 62.2%, MACU is moderately selective, meaning a solid academic record and a genuine interest in the university are key. While specific GPA ranges aren't provided, aim for a GPA of 3.0 or higher, with a strong performance in core academic subjects. Since SAT/ACT scores are not a factor, the admissions committee will heavily weigh your high school transcript, essays, and recommendations. Your application essay is a prime opportunity to articulate your faith journey, your reasons for choosing a Christian university, and how you envision contributing to the MACU community. Highlight any leadership roles, volunteer work, or involvement in church activities. MACU likely values demonstrated interest, so attending virtual or in-person information sessions, connecting with admissions counselors, and visiting campus (if possible) can significantly boost your application. There are no Early Decision or Early Action options mentioned, suggesting a standard application timeline. Focus on submitting a complete application well before the priority deadline, typically in the spring, to ensure full consideration for both admission and any available scholarships.

How Mid-Atlantic Christian University Compares to Similar Schools

Similar schools: Campbell University, Pfeiffer University, Greensboro College, Wingate University

Advantages

  • Lower cost of living in Elizabeth City compared to larger university towns.
  • Stronger emphasis on a specific faith-based educational experience, potentially appealing to a niche student market.
  • Smaller student body allows for more personalized attention and faculty interaction.

Disadvantages

  • Significantly lower median earnings compared to peers.
  • Lower graduation rate suggests potential challenges with student retention or program completion.
  • Less diverse range of academic programs and fewer direct pipelines to high-paying industries.

Best For

  • Students seeking high earning potential or strong academic support may want to consider other options.
  • Prospective students should carefully evaluate the low graduation rate and high debt.
  • Individuals looking for a more comprehensive academic experience may find better options.

Avoid If

  • Students who prioritize affordability and a Christian education may benefit from this institution.
  • Those seeking a broader range of academic programs or higher graduation rates may want to explore other options.

Frequently Asked Questions about Mid-Atlantic Christian University

How much does it cost to attend Mid-Atlantic Christian University?

In-state tuition at Mid-Atlantic Christian University is $17,280 per year, and out-of-state tuition is $17,280 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at Mid-Atlantic Christian University?

Mid-Atlantic Christian University has an acceptance rate of 62.2%.

What is the graduation rate at Mid-Atlantic Christian University?

Mid-Atlantic Christian University has a graduation rate of 31.8%.

How much do Mid-Atlantic Christian University graduates earn?

The median earnings for Mid-Atlantic Christian University graduates 10 years after enrollment is $38,342. With median debt of $27,000, graduates earn roughly 1.4x their debt level annually.

How big is Mid-Atlantic Christian University?

Mid-Atlantic Christian University has approximately 132 students and is classified as a small institution. It is located in Elizabeth City, NC and is a Private Nonprofit institution.

Is Mid-Atlantic Christian University worth the cost?

Mid-Atlantic Christian University has an ROI score of -45 out of 100. With in-state tuition of $17,280 per year and median post-graduation earnings of $38,342, the data suggests the return on investment may be below average.

Where is Mid-Atlantic Christian University located?

Mid-Atlantic Christian University is located in Elizabeth City, NC. It is a Private Nonprofit institution with approximately 132 students.

How much student debt do Mid-Atlantic Christian University graduates have?

The median student debt for Mid-Atlantic Christian University graduates is $27,000. With median earnings of $38,342 ten years after enrollment, graduates can expect a debt-to-income ratio of 70%.

Is Mid-Atlantic Christian University a good college?

Mid-Atlantic Christian University has a graduation rate of 31.8% and median post-graduation earnings of $38,342. Low graduation rate of 31.77%

How does Mid-Atlantic Christian University compare to similar colleges?

Median earnings 10 years post-graduation are $38,342 While tuition is affordable, the low graduation rate and high debt suggest potential challenges in achieving career success.

What career prospects do Mid-Atlantic Christian University graduates have?

Graduates may find career opportunities limited, but the affordable tuition could be beneficial for students seeking a Christian education.

What should prospective students know about Mid-Atlantic Christian University?

Mid-Atlantic Christian University is positioned in a niche market for small, private Christian institutions.

What makes Mid-Atlantic Christian University stand out?

Tuition is $17,280 in-state and out-of-state

What are the pros and cons of attending Mid-Atlantic Christian University?

High median debt of $27,000 upon graduation

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.