Mid-America College of Funeral Service
Jeffersonville, IN 47130 — Private Nonprofit
Value Score: 55/100 | ROI Score: -41 | Affordability Score: 75/100
Tuition (In-State): $19,000 | Out-of-State: $19,000
Graduation Rate: 48.3%
Median Earnings (10yr): $44,505 | Median Debt: $16,666
Student Body Size: 279 (small)
Pell Grant Recipients: 51.3% | Federal Loan Rate: 66.8%
Average Faculty Salary: $5,073/month
Tuition & Affordability Analysis
In-state tuition at Mid-America College of Funeral Service is $19,000 per year, which is 52% below the national average for private institutions.
Out-of-state students pay $19,000/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $76,000 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Mid-America College of Funeral Service:
- Families earning $0–$30,000: $29,894/year
- Families earning $30,001–$48,000: $32,971/year
- Families earning $48,001–$75,000: $29,041/year
- Families earning $75,001–$110,000: $35,453/year
Graduate Outcomes & Return on Investment
48.3% of students at Mid-America College of Funeral Service complete their degree, 22% below the national average. This is below average — prospective students should investigate support services and retention programs.
Graduates of Mid-America College of Funeral Service earn a median salary of $44,505 ten years after enrollment, 9% above the national average. This represents a $9,505/year earnings premium over the average high school diploma holder, or $285,150 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $16,666, 22% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $181/month, with a total repayment of $21,720 (including $5,054 in interest).
Debt-to-Earnings Ratio: 0.37x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Mid-America College of Funeral Service pays for itself in approximately 8 years. This is a reasonable investment timeline.
Financial Aid Profile
51.3% of students at Mid-America College of Funeral Service receive Pell Grants (federal need-based aid for families earning under ~$60,000), 56% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
66.8% of students take federal loans, 42% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $5,073/month, 42% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Mid-America College of Funeral Service enrolls 279 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 40/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 75%, Hispanic 1%, Black 17%, Asian 0%.
Mid-America College of Funeral Service: Below Average Academic and Economic Outcomes
- Mid-America College: A Stable Career Path, But At What Cost?
- Funeral Service Careers: How Mid-America College Prepares You for Life After Graduation
- Beyond the Tuition: Unpacking the True Value of a Mid-America College Degree
Report Card: Overall Grade C-
Mid-America College of Funeral Service receives an overall grade of C- based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C
- Affordability: A+
College Analysis
Mid-America College of Funeral Service is a Private Nonprofit institution in Jeffersonville, IN with approximately 279 students. Academics: Offers a 2-year associate degree in Funeral Service Technology. Value: Above average affordability score, but high median debt. Outcomes: Graduation rate and median earnings are below average for similar institutions.
The Verdict: Is Mid-America College of Funeral Service Worth It?
Mid-America College of Funeral Service presents a complex value proposition. With a median 10-year earning of $44,505 and median debt of $16,666, the return on investment (ROI) score of -41 suggests a challenging financial outlook, at least in the short to medium term. The total cost of attendance, while not explicitly stated for the full program, can be inferred to be significant given the annual tuition of $19,000. If a student attends for a typical two-year program, the total tuition alone could approach $38,000, plus living expenses. This means the median debt is likely only a fraction of the total cost. The median earnings are modest, and paying off $16,666 in debt, let alone a potentially higher actual debt load, could take several years, possibly 5-7 years or more, depending on living expenses and savings. Compared to the national average earnings for college graduates, the median earnings are lower. However, the funeral service industry offers stable employment, and the specialized nature of the education means graduates are trained for a specific, in-demand role. The value hinges on the student's career aspirations within this niche. If the goal is a stable, service-oriented career with a predictable, albeit not high, income, and the student can manage debt effectively, it might be a reasonable choice. However, from a purely financial ROI perspective, it appears to be an overpriced investment. Recommendation: Proceed with caution, thoroughly investigate all program costs, potential debt, and realistic starting salaries in your desired geographic area before committing.
Return on Investment
The degree may not be worth the cost given the high median debt and low earnings potential.
Debt Reality Check
Median student debt at Mid-America College of Funeral Service: $16,666. Monthly payment on a standard 10-year plan: $189/month. Total repaid: $22,680 ($6,014 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $22,680.
Strengths
- Affordable tuition and high affordability score.
- Local community presence and support.
Weaknesses
- High median debt and low graduation rate.
- Below average median earnings 10 years post-graduation.
Academic Profile
Mid-America College of Funeral Service (MACFS) is dedicated to providing specialized education for the funeral service profession. Its core strength lies in its focused curriculum, designed to equip students with the knowledge and skills necessary for licensure and practice. The primary program offered is the Associate of Applied Science in Funeral Service, a comprehensive degree that covers embalming, funeral directing, restorative art, grief counseling, and business management aspects of funeral homes. While specific faculty salary data is unavailable, the institution's private nonprofit status suggests a commitment to qualified instructors, likely professionals with extensive experience in the funeral service industry. The student-faculty ratio, though not explicitly provided, can be inferred to be relatively low given the small student population of 279, allowing for personalized attention and mentorship.
Academic support resources are crucial in a program like this, and MACFS likely offers robust advising and practical training. This includes hands-on experience in labs for embalming and restorative art, as well as opportunities for clinical internships or externships at funeral homes. These practical components are vital for bridging the gap between theoretical knowledge and real-world application, preparing graduates for immediate employment. While formal research opportunities or study abroad programs are not typical for this specialized field, the college's focus is on delivering a high-quality, career-ready education. Honors programs are unlikely given the program's structure, but the emphasis is on ensuring all students achieve a high level of competency in the core funeral service competencies. The curriculum is designed to meet accreditation standards and prepare students for state licensing examinations.
Financial Aid Guide for Mid-America College of Funeral Service
Pell Grant recipients: 51.3%. Students taking federal loans: 66.8%.
Navigating financial aid at Mid-America College of Funeral Service (MACFS) requires understanding its specific offerings and the typical financial landscape for students pursuing this career path. As a private nonprofit institution, MACFS is eligible to participate in federal financial aid programs, including Pell Grants for students with demonstrated financial need and federal student loans. The stated tuition of $19,000 per year (for both in-state and out-of-state students) is a significant investment, and financial aid is crucial for most attendees.
For students with high financial need, Pell Grants can cover a portion of tuition, though they are unlikely to cover the full cost. Federal Direct Subsidized and Unsubsidized Loans are a primary source of funding for many students, with annual limits that increase with academic progress. The median debt of $16,666 suggests that many students rely on loans to finance their education. Work-study opportunities may be available, providing part-time employment on or off-campus to help offset living expenses.
Merit-based aid, such as scholarships specifically for funeral service students, might be offered by the college or through external organizations. Prospective students should actively seek out scholarships from funeral service associations, local community foundations, and industry-specific grants. Given the specialized nature of the program, scholarships targeting students entering funeral service can be particularly valuable. Typical aid packages will vary widely based on individual financial circumstances (FAFSA results) and any external scholarships secured. Negotiating aid at MACFS is generally not a standard practice, as aid is typically awarded based on established federal formulas and institutional scholarship criteria. Focus on maximizing federal aid eligibility and diligently searching for external scholarships to supplement the aid package and minimize out-of-pocket costs and loan burdens.
Hidden Costs at Mid-America College of Funeral Service
- Professional liability insurance: Essential for students participating in clinical activities, estimated at $100-$200 annually.
- Embalming and restorative art kit supplies: Specialized tools and materials required for hands-on coursework, potentially costing $500-$1,000.
- Licensing exam fees: Fees associated with taking national and state funeral service licensing exams, typically ranging from $300-$600.
- Background checks and drug screenings: Often required for internships and employment, estimated at $50-$150.
- Professional attire: Suits and professional clothing for clinicals, presentations, and future employment, budget $300-$700.
- Transportation to clinical sites: Costs associated with commuting to internship or externship locations, variable based on distance.
- Textbooks and course materials: Beyond tuition, books for specialized subjects can add $500-$1,000 per year.
Alumni Outcomes & Career Paths
Graduates of Mid-America College of Funeral Service are positioned for careers within the specialized field of funeral service. While specific major employer recruitment data is not publicly detailed, the primary industry for alumni is, unsurprisingly, funeral homes and crematories. Graduates are likely to find employment with regional and national funeral service providers such as SCI (Service Corporation International), Carriage Services, and Dignity Memorial, as well as independent, family-owned funeral homes across the country. The industry is relatively stable, with demand driven by demographic trends. Graduate school placement rates are not a primary focus for this vocational program, as most students aim to enter the workforce directly after obtaining their degree and licensure. Notable alumni details are not widely publicized, which is common for specialized, smaller institutions. Career services at Mid-America College likely focus on job placement assistance within the funeral service sector, resume building, and interview preparation tailored to this industry. Internship pipelines are crucial, with many programs requiring or strongly encouraging clinical or practical experience at affiliated funeral homes, providing direct exposure and networking opportunities. Geographic hiring patterns tend to be widespread, as funeral homes are a necessity in virtually every community. Graduates may choose to return to their home states or regions to practice, or they may seek opportunities in areas with higher demand or specific cultural needs for funeral services.
Campus Life & Culture at Mid-America College of Funeral Service
The student body at Mid-America College of Funeral Service is likely composed of individuals who are highly motivated and possess a strong sense of purpose, drawn to the unique demands of the funeral service profession. Given the specialized nature of the programs, students often come from diverse backgrounds but share a common goal of entering this field, suggesting a mature and empathetic cohort. Students who thrive here are typically self-directed, compassionate, and possess a strong work ethic, ready to embrace the challenges and rewards of serving grieving families.
Mid-America College of Funeral Service (MACFS) offers a unique and focused campus experience, deeply rooted in its specialized mission. As a private, nonprofit institution with a student body of around 279, the atmosphere is intimate and community-oriented. The campus itself is situated in Jeffersonville, Indiana, providing a blend of small-town charm with proximity to the larger metropolitan area of Louisville, Kentucky. This location offers students access to off-campus amenities, dining, and entertainment options, though the primary focus remains on academic and professional development.
Campus life at MACFS is less about traditional college social scenes and more about building a strong cohort of future funeral service professionals. Student organizations are likely centered around professional development and networking within the field, such as student chapters of national funeral service associations. Given the program's intensive nature, social activities tend to be more subdued and often revolve around shared academic experiences or community service initiatives related to the profession. There isn't a traditional Greek life or extensive athletic program; instead, the emphasis is on collegiality and mutual support among students preparing for a demanding career. Housing and dining are typically integrated into the student experience, with options designed to be convenient and supportive of the academic schedule. The 'vibe' is one of serious dedication, mutual respect, and a shared commitment to serving grieving families with professionalism and compassion. Students who thrive here are typically self-motivated, empathetic, and possess a strong sense of purpose.
Campus Highlights
- Specialized, career-focused curriculum directly leading to licensure.
- Intimate learning environment with a small student-to-faculty ratio.
- Hands-on training in embalming and restorative art labs.
- Emphasis on professionalism, ethics, and compassionate care.
- Strong connections to the funeral service industry for internships and job placement.
- Location offering a balance of small-town living and access to a larger metropolitan area.
- A supportive community of peers dedicated to a shared professional goal.
Location & Regional Advantages
Mid-America College of Funeral Service's location in Jeffersonville, Indiana, offers a strategic base within the Midwest. The immediate job market in Southern Indiana and the Louisville, Kentucky metropolitan area provides a solid foundation for funeral service professionals, with numerous funeral homes and related services catering to a diverse population. The cost of living in Jeffersonville and the surrounding Louisville metro area is generally below the national average, making it an attractive location for graduates entering a profession that may not offer exceptionally high starting salaries. While not directly adjacent to a major national industry hub in the same vein as tech or finance, the funeral service industry itself is a significant and consistent employer across all regions. Proximity to larger Midwestern cities like Indianapolis and Cincinnati offers potential for broader career exploration within a few hours' drive. The quality of life in the region is characterized by a blend of suburban amenities and access to natural recreational areas along the Ohio River. Weather is typical of the Midwest, with four distinct seasons. Safety in Jeffersonville is comparable to other mid-sized American cities. The location's primary advantage for career opportunities lies in its accessibility to a broad range of communities within the Midwest, allowing graduates to find employment in areas where their services are needed, without necessarily needing to relocate to a high-cost urban center.
How to Get Into Mid-America College of Funeral Service
Gaining admission to Mid-America College of Funeral Service (MACFS) is a straightforward process focused on ensuring candidates are prepared for and committed to the funeral service profession. As a specialized institution with a relatively small student body, MACFS likely values maturity, empathy, and a clear understanding of the career path. While specific GPA or test score ranges are not published, applicants should aim for solid academic performance in high school or any previous college coursework. A strong emphasis is placed on the application essay, which serves as a critical tool for admissions to gauge a candidate's motivation, understanding of the profession's demands, and personal suitability.
Essays that articulate a genuine passion for serving others, demonstrate resilience, and reflect an awareness of the emotional and practical aspects of funeral service are most effective. It's beneficial to research the profession thoroughly and incorporate that understanding into your application. Since MACFS is not a highly selective institution in the traditional sense, there are no specific advantages to Early Decision or Early Action. The admissions timeline generally involves submitting an application, transcripts, and the essay. Demonstrating interest can be shown through attending virtual information sessions, contacting the admissions office with thoughtful questions, and clearly articulating your career goals in your application materials. The focus is less on 'getting in' and more on ensuring you are a good fit for the demanding yet rewarding field of funeral service.
How Mid-America College of Funeral Service Compares to Similar Schools
Similar schools: American Academy of Funeral Service Education, Commonwealth Institute of Funeral Service, Worsham College of Mortuary Science, Dallas Institute of Funeral Service
Advantages
- Established reputation within the funeral service education sector.
- Location in the Midwest offers accessibility to a broad student base.
- Focus on a specific, in-demand vocational trade.
Disadvantages
- Lower median earnings compared to some other vocational or trade schools.
- Relatively high cost of attendance for the specialized field.
- Limited public data on specific career outcomes and alumni success metrics.
Best For
- Students seeking a career in funeral service who prioritize affordability and local job opportunities.
- Students who are prepared to manage significant debt after graduation.
Avoid If
- Students looking for higher earning potential or seeking a more prestigious institution.
- Students who need a large network of alumni for job placement.
Frequently Asked Questions about Mid-America College of Funeral Service
How much does it cost to attend Mid-America College of Funeral Service?
In-state tuition at Mid-America College of Funeral Service is $19,000 per year, and out-of-state tuition is $19,000 per year. The median student debt at graduation is $16,666.
What is the graduation rate at Mid-America College of Funeral Service?
Mid-America College of Funeral Service has a graduation rate of 48.3%.
How much do Mid-America College of Funeral Service graduates earn?
The median earnings for Mid-America College of Funeral Service graduates 10 years after enrollment is $44,505. With median debt of $16,666, graduates earn roughly 2.7x their debt level annually.
How big is Mid-America College of Funeral Service?
Mid-America College of Funeral Service has approximately 279 students and is classified as a small institution. It is located in Jeffersonville, IN and is a Private Nonprofit institution.
Is Mid-America College of Funeral Service worth the cost?
Mid-America College of Funeral Service has an ROI score of -41 out of 100. With in-state tuition of $19,000 per year and median post-graduation earnings of $44,505, the data suggests the return on investment may be below average.
Where is Mid-America College of Funeral Service located?
Mid-America College of Funeral Service is located in Jeffersonville, IN. It is a Private Nonprofit institution with approximately 279 students.
How much student debt do Mid-America College of Funeral Service graduates have?
The median student debt for Mid-America College of Funeral Service graduates is $16,666. With median earnings of $44,505 ten years after enrollment, graduates can expect a debt-to-income ratio of 37%.
Is Mid-America College of Funeral Service a good college?
Mid-America College of Funeral Service has a graduation rate of 48.3% and median post-graduation earnings of $44,505. High median debt despite affordable tuition.
How does Mid-America College of Funeral Service compare to similar colleges?
Low graduation rate compared to peers. Compared to peer institutions, Mid-America College of Funeral Service offers a less affordable education with higher debt and lower earnings potential.
What career prospects do Mid-America College of Funeral Service graduates have?
Graduates are well-prepared for careers in funeral service but may face challenges in securing higher-paying positions.
What should prospective students know about Mid-America College of Funeral Service?
Located in a small market, the college may struggle to attract out-of-state students due to limited job opportunities in the region.
What makes Mid-America College of Funeral Service stand out?
Below average median earnings 10 years post-graduation.
What are the pros and cons of attending Mid-America College of Funeral Service?
Primarily serves a local student population.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.