Maysville Community and Technical College
Maysville, KY 41056 — Public
Value Score: 85/100 | ROI Score: 70 | Affordability Score: 90/100
Tuition (In-State): $4,728 | Out-of-State: $6,432
Graduation Rate: 53.6%
Median Earnings (10yr): $32,194 | Median Debt: $11,500
Student Body Size: 2,284 (medium)
Pell Grant Recipients: 38.8% | Federal Loan Rate: 14.0%
Average Faculty Salary: $5,634/month
Tuition & Affordability Analysis
In-state tuition at Maysville Community and Technical College is $4,728 per year, which is 57% below the national average for public institutions.
Out-of-state students pay $6,432/year — a premium of $1,704 over in-state rates. Over four years, out-of-state students pay approximately $6,816 more than their in-state peers.
Estimated four-year tuition cost: $18,912 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Maysville Community and Technical College:
- Families earning $0–$30,000: $3,965/year
- Families earning $30,001–$48,000: $4,648/year
- Families earning $48,001–$75,000: $5,825/year
- Families earning $75,001–$110,000: $7,535/year
- Families earning $110,000+: $10,610/year
Low-income families receive an average discount of $763/year, paying just 84% of the sticker price.
Graduate Outcomes & Return on Investment
53.6% of students at Maysville Community and Technical College complete their degree, 14% below the national average. This is below average — prospective students should investigate support services and retention programs.
Graduates of Maysville Community and Technical College earn a median salary of $32,194 ten years after enrollment, 21% below the national average.
The median student debt at graduation is $11,500, 47% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $125/month, with a total repayment of $15,000 (including $3,500 in interest).
Debt-to-Earnings Ratio: 0.36x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Financial Aid Profile
38.8% of students at Maysville Community and Technical College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 18% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
14.0% of students take federal loans, 70% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $5,634/month, 35% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Maysville Community and Technical College enrolls 2,284 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 25/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 86%, Hispanic 4%, Black 5%, Asian 1%.
Maysville Community and Technical College: Affordable and High-ROI Public College
- Maysville Community and Technical College: Your Affordable Launchpad to a Skilled Career in Kentucky
- Unlock Your Earning Potential: MCTC's Strong ROI for Workforce Ready Graduates
- Experience Small-Town Charm, Big-City Opportunities: Life and Learning at Maysville Community and Technical College
Report Card: Overall Grade B-
Maysville Community and Technical College receives an overall grade of B- based on six dimensions:
- Academics: C-
- Value: B
- Outcomes: D
- Affordability: A+
College Analysis
Maysville Community and Technical College is a Public institution in Maysville, KY with approximately 2,284 students. Academics: Offers a range of associate degrees and certificates. Value: High affordability with a strong ROI. Outcomes: Graduates earn a median salary of $32,194 after 10 years. Peer Comparison: Outperforms peers in affordability and ROI.
The Verdict: Is Maysville Community and Technical College Worth It?
Maysville Community and Technical College presents a compelling case for value, particularly for students prioritizing affordability and direct entry into the regional workforce. With a median 10-year earning potential of $32,194 and median debt of $11,500, the return on investment (ROI) score of 70 suggests a solid, albeit not spectacular, financial outcome. The in-state tuition of $4,728 per year is exceptionally low, making it one of the most accessible higher education options in Kentucky. To put the debt into perspective, the median debt is roughly 35% of the annual median earnings. This implies a relatively quick payoff period, likely within 1-2 years for many graduates, assuming diligent financial management. Compared to the national average student loan debt, MCTC's median debt is significantly lower. While the median earnings are modest, they represent a substantial increase over minimum wage or entry-level positions without a degree. For students in vocational and technical programs, the earnings potential can be higher and the job placement more immediate. Considering the low cost of attendance and the manageable debt load, MCTC is a good deal for its target demographic: individuals seeking practical skills for regional employment or a stepping stone to further education. It's not a pathway to high-paying corporate careers immediately upon graduation, but it offers a financially sound foundation. Recommendation: MCTC is a worthwhile investment for career-focused students in its service region.
Return on Investment
The degree is worth the cost given the high ROI and strong affordability, making it a smart investment for students.
Debt Reality Check
Median student debt at Maysville Community and Technical College: $11,500. Monthly payment on a standard 10-year plan: $131/month. Total repaid: $15,720 ($4,220 in interest).
Breakeven vs high school diploma: 5.2 years. Debt burden: Low. Salary needed for comfortable repayment: $15,720.
Strengths
- Strong focus on practical, career-oriented programs.
- High affordability and strong ROI.
Weaknesses
- Limited selection of majors compared to larger institutions.
- Primarily serves the local community, which may limit its appeal to out-of-state students.
Academic Profile
Maysville Community and Technical College excels in providing accessible, career-focused education with a strong emphasis on workforce development and seamless transfer pathways. The college's academic strengths lie in its robust technical and applied science programs, designed to meet the demands of regional industries. Notable departments include Allied Health, offering programs like Nursing (ADN), Medical Assisting, and Radiologic Technology, which are critical to the healthcare needs of the Maysville area. The Advanced Manufacturing and Industrial Technology division is another cornerstone, featuring programs in Industrial Maintenance Technology, Electrical Technology, and Welding, directly feeding into local manufacturing and skilled trades employment. MCTC also offers strong foundational programs in Business and Information Technology, preparing students for roles in administrative support, accounting, and IT services. Faculty quality is a key asset, with instructors often bringing real-world industry experience into the classroom, fostering practical learning. While specific faculty salary data isn't readily available, the community college model typically emphasizes dedicated teaching over extensive research opportunities. Student-faculty ratios are generally favorable, allowing for personalized attention. MCTC provides academic support through its Learning Commons, offering tutoring services, academic advising, and resources to help students succeed in their coursework. For students aiming for a bachelor's degree, MCTC has established articulation agreements with four-year institutions, ensuring a smooth transition for credits earned in programs like General Education, Business Administration, and Arts and Sciences.
Financial Aid Guide for Maysville Community and Technical College
Pell Grant recipients: 38.8%. Students taking federal loans: 14.0%.
Navigating financial aid at Maysville Community and Technical College (MCTC) is a practical process focused on making education affordable, especially for students from the surrounding Kentucky and Ohio communities. As a public community college, MCTC primarily relies on federal and state aid, with a significant portion of its student body likely receiving need-based assistance. The Pell Grant is a cornerstone for low-income students, and MCTC actively assists students in completing the FAFSA (Free Application for Federal Student Aid) to determine eligibility. For the 2022-2023 academic year, in-state tuition was approximately $4,728 annually, and out-of-state tuition was $6,432. Students receiving a full Pell Grant (up to $7,395 for 2023-2024) could potentially cover tuition and fees, with remaining funds available for books and living expenses. MCTC also participates in the Federal Direct Loan Program, offering student loans to those who qualify, though the median debt of $11,500 suggests many students manage to keep borrowing low. Work-study opportunities may be available, providing part-time employment on or near campus for students with financial need. Beyond federal aid, MCTC offers institutional scholarships, often merit-based or program-specific. Students should actively seek out these opportunities through the MCTC Financial Aid office and the college's scholarship portal. While merit aid exists, the primary focus is on need-based assistance. Negotiating aid packages is generally not a standard practice at community colleges like MCTC; the process is more standardized based on federal and state guidelines and available institutional funds. The key is to apply early for FAFSA and scholarships to maximize available resources.
Hidden Costs at Maysville Community and Technical College
- Textbooks and course materials can range from $800 to $1,200 per academic year, depending on the program and whether new or used books are purchased.
- Technology fees, often around $100-$200 per semester, support campus IT infrastructure and online learning platforms.
- Transportation costs, including fuel and vehicle maintenance for commuting students, can add $50-$200 per month, varying by distance.
- Parking permits, if required for campus access, typically cost $25-$50 per semester.
- Supplies specific to technical programs (e.g., welding gear, nursing scrubs, art materials) can add $200-$500 annually.
- Student activity fees, usually $10-$30 per semester, fund campus events and student organizations.
- Potential costs for background checks or certifications required for specific health or technical programs can range from $50 to $200.
Alumni Outcomes & Career Paths
Maysville Community and Technical College (MCTC) primarily serves as a pathway to immediate employment or further education within the Commonwealth of Kentucky. While specific data on major employers actively recruiting from MCTC is not publicly detailed, graduates typically find roles in sectors prevalent in the Maysville region and surrounding areas. These often include manufacturing, healthcare, advanced manufacturing, and skilled trades. Companies like Abbott Laboratories (in nearby North Chicago, though their presence in KY is more indirect through supply chains), and regional healthcare providers such as Meadowview Regional Medical Center are indicative of the types of employers that hire MCTC graduates. The advanced manufacturing sector, supported by Kentucky's strong automotive and aerospace industries, also presents opportunities, though direct recruitment pipelines from MCTC to major players like Toyota or GE Aviation are less common for associate degrees.
For those pursuing further education, MCTC offers seamless transfer pathways to four-year institutions within the Kentucky Community and Technical College System (KCTCS) and other state universities, allowing graduates to pursue bachelor's degrees in fields like nursing, business administration, and education. Graduate school placement rates are not separately tracked but are implicitly tied to successful bachelor's degree attainment. Notable alumni are not widely publicized, reflecting the institution's focus on foundational education and workforce development rather than producing high-profile public figures. Career services at MCTC are geared towards resume building, interview preparation, and connecting students with local job openings. Internship pipelines are most robust in vocational and technical programs, where partnerships with local businesses facilitate hands-on experience. Geographic hiring patterns strongly favor the Maysville area and the broader northeastern Kentucky region, extending into Cincinnati, Ohio, due to proximity.
Campus Life & Culture at Maysville Community and Technical College
Maysville Community and Technical College serves a predominantly local student body, with a significant percentage of students coming from Mason County and surrounding Kentucky and Ohio counties. The student population is diverse in age and background, often including recent high school graduates, working adults seeking career advancement, and individuals pursuing new career paths. Students who thrive at MCTC are typically self-motivated, career-oriented, and appreciate a supportive, practical learning environment that prioritizes workforce readiness and affordability.
Maysville Community and Technical College (MCTC) offers a focused, career-oriented campus experience, primarily serving students from the surrounding Mason County and bordering areas of Kentucky and Ohio. As a commuter-centric institution, the social scene is less about sprawling quads and late-night dorm gatherings and more about engaging with fellow students during class breaks, study sessions, and through organized activities. The main Maysville campus, situated conveniently near the Ohio River, provides a welcoming, accessible environment. While traditional on-campus housing isn't a feature, many students live in the charming city of Maysville itself, enjoying its historic downtown and riverfront amenities. Dining options are typically limited to on-campus cafes or nearby local eateries, encouraging students to explore Maysville's culinary landscape, from classic diners to family-owned restaurants. Student organizations are the heart of campus life, offering opportunities to connect with peers who share similar academic or career interests. Expect clubs related to specific technical programs, student government, and perhaps a Phi Beta Lambda (Future Business Leaders of America) chapter. Athletics are not a major focus at MCTC, aligning with its community college mission. The 'vibe' at MCTC is one of practicality, community support, and a direct path to workforce readiness or transfer. It's a place where students are serious about their education and future, often balancing studies with work and family responsibilities. The faculty and staff are known for being approachable and invested in student success, creating a supportive atmosphere that feels more like a close-knit learning community than a large university.
Campus Highlights
- Strong emphasis on career-ready technical programs directly aligned with regional industry needs.
- Affordable tuition, making higher education accessible to a broad range of students.
- Convenient location in Maysville, offering a blend of small-town charm and access to amenities.
- Dedicated faculty with real-world experience, providing practical insights.
- Supportive learning environment with resources like the Learning Commons for academic assistance.
- Clear transfer pathways to four-year universities for students pursuing bachelor's degrees.
- Community-focused atmosphere where students often balance education with work and family.
Location & Regional Advantages
Maysville, Kentucky, offers a unique regional advantage for Maysville Community and Technical College students, characterized by a blend of small-town charm and strategic proximity to larger economic centers. The local job market is anchored by a solid manufacturing base, including companies involved in automotive parts, consumer goods, and food processing. Healthcare is another significant employer, with Meadowview Regional Medical Center serving as a key institution. The cost of living in Maysville is notably affordable, with housing costs significantly below the national average, making it an attractive location for students seeking to minimize expenses during their studies and early career.
While Maysville itself is not a major industry hub, its strategic location along the Ohio River and U.S. Route 52 provides excellent access to larger metropolitan areas. Cincinnati, Ohio, a major city with a diverse economy encompassing finance, healthcare, technology, and advanced manufacturing, is approximately an hour's drive away. This proximity allows MCTC graduates to access a broader range of career opportunities without the high cost of living associated with a large urban center. The quality of life in Maysville is that of a close-knit community, offering a slower pace, access to outdoor recreation along the Ohio River, and a historic downtown. Safety is generally good, typical of smaller Midwestern towns. The weather is characterized by four distinct seasons, with warm summers and cold winters. This location provides a balance: affordability and community feel locally, with access to significant career markets within a reasonable commuting distance, enhancing post-graduation career prospects.
How to Get Into Maysville Community and Technical College
Applying to Maysville Community and Technical College (MCTC) is a straightforward process designed for accessibility, reflecting its mission to serve the local community. As MCTC is an open-enrollment institution, there isn't a highly selective admissions process based on GPA or test scores in the traditional sense. The primary requirement is a high school diploma or GED. For students seeking to enroll in specific high-demand programs like Nursing or Advanced Manufacturing, there may be prerequisite coursework or a separate application process with specific academic benchmarks, but the general admission is not competitive. The admissions office values a student's commitment to their educational goals and their readiness to engage with the college's resources. While SAT/ACT scores are not required for general admission, they may be used for course placement. The essay component is typically not a significant factor for admission to MCTC, but a personal statement might be beneficial if applying for specific scholarships or competitive programs. Demonstrated interest isn't formally tracked, but attending an information session or meeting with an admissions advisor can be helpful for understanding program options and support services. The timeline is flexible; students are encouraged to apply as early as possible, ideally several months before the semester begins, to allow ample time for financial aid applications (FAFSA) and course registration. The focus is on ensuring students have the necessary documentation and support to begin their studies successfully.
How Maysville Community and Technical College Compares to Similar Schools
Similar schools: Bluegrass Community and Technical College (Lexington, KY), Gateway Community and Technical College (Covington, KY), Owensboro Community and Technical College (Owensboro, KY), Northern Kentucky University (Highland Heights, KY - for transfer pathways)
Advantages
- Lower cost of living in Maysville compared to larger cities like Lexington or Covington.
- Stronger focus on specific trades and manufacturing relevant to the northeastern KY/western OH corridor.
- More intimate campus environment conducive to personalized attention for students seeking foundational skills.
Disadvantages
- More limited direct access to major industry hubs and diverse job markets compared to urban-serving CTCS colleges.
- Fewer on-campus amenities and extracurricular activities compared to larger comprehensive universities or urban community colleges.
- Potentially less brand recognition outside of its immediate service area.
Best For
- Best for students seeking affordable, career-focused education.
- Ideal for local students looking for a convenient, community-oriented college.
Avoid If
- Avoid if you need a large selection of majors or extensive extracurricular activities.
- Not recommended for students seeking a highly selective or prestigious institution.
Frequently Asked Questions about Maysville Community and Technical College
How much does it cost to attend Maysville Community and Technical College?
In-state tuition at Maysville Community and Technical College is $4,728 per year, and out-of-state tuition is $6,432 per year. The median student debt at graduation is $11,500.
What is the graduation rate at Maysville Community and Technical College?
Maysville Community and Technical College has a graduation rate of 53.6%.
How much do Maysville Community and Technical College graduates earn?
The median earnings for Maysville Community and Technical College graduates 10 years after enrollment is $32,194. With median debt of $11,500, graduates earn roughly 2.8x their debt level annually.
How big is Maysville Community and Technical College?
Maysville Community and Technical College has approximately 2,284 students and is classified as a medium institution. It is located in Maysville, KY and is a Public institution.
Is Maysville Community and Technical College worth the cost?
Maysville Community and Technical College has an ROI score of 70 out of 100. With in-state tuition of $4,728 per year and median post-graduation earnings of $32,194, the data suggests a positive return on investment.
Where is Maysville Community and Technical College located?
Maysville Community and Technical College is located in Maysville, KY. It is a Public institution with approximately 2,284 students.
How much student debt do Maysville Community and Technical College graduates have?
The median student debt for Maysville Community and Technical College graduates is $11,500. With median earnings of $32,194 ten years after enrollment, graduates can expect a debt-to-income ratio of 36%.
Is Maysville Community and Technical College a good college?
Maysville Community and Technical College has a graduation rate of 53.6% and median post-graduation earnings of $32,194. High student satisfaction with low tuition costs.
How does Maysville Community and Technical College compare to similar colleges?
Strong focus on practical, career-oriented programs. Compared to peer institutions, Maysville Community and Technical College offers a significantly higher ROI and better affordability.
What career prospects do Maysville Community and Technical College graduates have?
Graduates are well-positioned for entry-level jobs in various fields, with a strong focus on practical skills.
What should prospective students know about Maysville Community and Technical College?
Located in a medium-sized city in Kentucky, it serves a local market well but may not attract out-of-state students.
What makes Maysville Community and Technical College stand out?
Graduates have a median debt of $11,500, lower than the national average.
What are the pros and cons of attending Maysville Community and Technical College?
A high percentage of students are white, reflecting the local demographics.
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Similar Schools
- Bluegrass Community and Technical College (Lexington, KY)
- Gateway Community and Technical College (Covington, KY)
- Owensboro Community and Technical College (Owensboro, KY)
- Northern Kentucky University (Highland Heights, KY - for transfer pathways)
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.