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Loyola University Maryland

Baltimore, MD 21210-2699 — Private Nonprofit

Value Score: 85/100 | ROI Score: -64 | Affordability Score: 55/100

Tuition (In-State): $57,150 | Out-of-State: $57,150

Acceptance Rate: 75.5% | Graduation Rate: 79.8% | Retention Rate: 87.1%

Median Earnings (10yr): $82,652 | Median Debt: $27,000

SAT Average: 1290

Student Body Size: 3,869 (medium)

Pell Grant Recipients: 20.4% | Federal Loan Rate: 52.5%

Average Faculty Salary: $9,706/month

Tuition & Affordability Analysis

In-state tuition at Loyola University Maryland is $57,150 per year, which is 45% above the national average for private institutions.

Out-of-state students pay $57,150/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $228,600 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Loyola University Maryland:

  • Families earning $0–$30,000: $20,549/year
  • Families earning $30,001–$48,000: $23,462/year
  • Families earning $48,001–$75,000: $27,419/year
  • Families earning $75,001–$110,000: $27,939/year
  • Families earning $110,000+: $35,338/year

Low-income families receive an average discount of $36,601/year, paying just 36% of the sticker price.

Admissions Snapshot

Loyola University Maryland has an acceptance rate of 75.5%, placing it in the Less Selective (70–85%) category. This means roughly 1,281 students apply each year.

The average SAT score of admitted students is 1290, 22% above the national average. This reflects a strong academic student body.

Graduate Outcomes & Return on Investment

79.8% of students at Loyola University Maryland complete their degree, 29% above the national average. This is a solid graduation rate.

First-year retention rate: 87.1% (8% above the national average). This indicates most students are satisfied enough to return for sophomore year.

Graduates of Loyola University Maryland earn a median salary of $82,652 ten years after enrollment, 102% above the national average. This represents a $47,652/year earnings premium over the average high school diploma holder, or $1,429,560 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).

Debt-to-Earnings Ratio: 0.33x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Loyola University Maryland pays for itself in approximately 5 years. This is an excellent return on investment.

Financial Aid Profile

20.4% of students at Loyola University Maryland receive Pell Grants (federal need-based aid for families earning under ~$60,000), 38% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.

52.5% of students take federal loans, 12% above the national average. This is a moderate borrowing rate.

Average faculty salary: $9,706/month, 11% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Loyola University Maryland enrolls 3,869 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.

Diversity Index: 59/100 (higher = more diverse). The campus has moderate diversity.

Student body composition: White 61%, Hispanic 15%, Black 12%, Asian 4%.

Loyola University Maryland: Medium-Sized Private Institution with Strong Graduation and Career Outcomes

Report Card: Overall Grade D+

Loyola University Maryland receives an overall grade of D+ based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: A
  • Affordability: D

College Analysis

Loyola University Maryland is a Private Nonprofit institution in Baltimore, MD with approximately 3,869 students. Academics: Strong graduation rate of 79.83%. Value: Median earnings 10 years post-graduation are $82,652, indicating good career outcomes. Outcomes: High median earnings suggest a good return on investment despite high tuition.

The Verdict: Is Loyola University Maryland Worth It?

Loyola University Maryland presents a complex value proposition. With a median 10-year earning potential of $82,652 against an annual tuition of $57,150, the initial financial outlay is substantial. The median debt of $27,000 is manageable, but the ROI score of -64 suggests that, on average, graduates may take a considerable amount of time to recoup their investment, especially when factoring in living expenses and potential interest on loans. If a student graduates with significantly less debt than the median and secures a high-paying job immediately in a lucrative field like finance or consulting in a major metropolitan area, the value proposition improves. However, for many, the sticker price may outweigh the immediate financial returns, making it a less than ideal financial decision without substantial scholarship or grant aid. It's not an outright bad deal, but it's certainly not a clear bargain. A student would need to be strategic about their major and career path to ensure a strong return on their significant investment.

Return on Investment

Despite the high tuition, the strong career outcomes and high earnings suggest that the degree is worth the cost for many students.

Debt Reality Check

Median student debt at Loyola University Maryland: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).

Breakeven vs high school diploma: 0.5 years. Debt burden: Low. Salary needed for comfortable repayment: $36,840.

Strengths

  • Strong academic performance and high graduation rates.
  • Good career outcomes with high median earnings.

Weaknesses

  • High tuition cost relative to median debt.
  • Limited diversity in the student body.

Academic Profile

SAT Average: 1290. Retention Rate: 87.1%.

Loyola University Maryland prides itself on a robust liberal arts education, deeply rooted in its Jesuit tradition, which emphasizes critical thinking, ethical reasoning, and a commitment to service. The university offers over 80 undergraduate majors, minors, and concentrations, with particularly strong programs in the Sellinger School of Business and Management, the School of Education, and the Humanities. Popular majors often include Psychology, Biology, Business Administration, and Communications. The faculty is highly dedicated, with a student-faculty ratio of 11:1, ensuring that students receive personalized attention and mentorship. While specific faculty salary data isn't publicly available, the university's commitment to attracting and retaining top scholars suggests a competitive compensation structure.

Research opportunities are readily available for undergraduates, allowing them to work closely with faculty mentors on cutting-edge projects. The 'Summer Undergraduate Research Program' (SURP) is a prime example, providing stipends for students to engage in intensive research during the summer months. Loyola also boasts a thriving Honors Program, which offers advanced coursework, interdisciplinary seminars, and a capstone thesis for academically gifted students. Study abroad is strongly encouraged, with numerous programs offered through Loyola's own centers in Rome and Beijing, as well as partnerships with institutions worldwide. Academic support is comprehensive, with the Student Success Center offering tutoring, writing assistance, academic coaching, and resources for students with disabilities. The Career Center is also a vital resource, providing career counseling, internship placement assistance, and networking opportunities to prepare students for post-graduation success.

Financial Aid Guide for Loyola University Maryland

Pell Grant recipients: 20.4%. Students taking federal loans: 52.5%.

Loyola University Maryland is committed to making its Jesuit education accessible through a combination of merit-based and need-based financial aid. For the 2023-2024 academic year, the total cost of attendance (tuition, fees, room, and board) was approximately $75,000. Loyola offers a significant amount of institutional aid, with over 98% of full-time undergraduates receiving some form of financial assistance. Merit scholarships are awarded automatically based on academic achievement (GPA and standardized test scores, if submitted) at the time of admission. These can range from a few thousand dollars to covering full tuition.

Need-based aid is determined by the FAFSA and CSS Profile applications. Loyola aims to meet 100% of demonstrated financial need for admitted students, primarily through grants and scholarships, supplemented by federal loans and work-study opportunities. For families with an Expected Family Contribution (EFC) of $0, a typical aid package might include a substantial portion of grants and scholarships covering a significant percentage of tuition, along with federal loans and a work-study award. For middle-income families, aid packages will vary widely but often include a mix of institutional grants, federal Pell Grants (if eligible), federal loans, and potentially work-study.

Scholarship tips include applying early, as many merit scholarships have earlier deadlines than the general admission deadline. Students should also explore external scholarships from community organizations, religious groups, and professional associations. While Loyola does not have a formal policy on negotiating financial aid, students facing extenuating circumstances or with significant changes in financial situations are encouraged to contact the Financial Aid Office to discuss their case. It's crucial to submit all required financial aid forms by their respective deadlines to be considered for the maximum amount of aid available.

Hidden Costs at Loyola University Maryland

  • Room and Board: While tuition is listed, the mandatory room and board for on-campus students can add an estimated $17,000 - $20,000 annually.
  • Student Fees: Beyond tuition, students typically pay around $1,500 - $2,000 per year in mandatory fees for services like technology, student activities, and health services.
  • Textbooks and Supplies: Depending on the courses taken, students should budget approximately $1,000 - $1,500 per year for textbooks, software, and other course materials.
  • Transportation: While Baltimore offers public transit, students living off-campus or frequently traveling home may incur costs for bus/train tickets, ride-sharing services, or personal vehicle expenses, potentially $500 - $2,000 annually.
  • Personal Expenses: This includes items like laundry, toiletries, entertainment, and snacks, which can easily add up to $1,000 - $2,000 per academic year.
  • Parking Permits: For students who bring cars to campus, parking permits can cost upwards of $300 - $500 per academic year.
  • Health Insurance: While Loyola offers a student health insurance plan, if a student has their own coverage, they may still incur costs for co-pays, deductibles, or out-of-network services, potentially $100 - $500 annually.

Alumni Outcomes & Career Paths

Loyola University Maryland graduates are well-positioned for careers in a variety of sectors, with a strong presence in finance, consulting, healthcare, and education. Major employers that actively recruit from Loyola include financial institutions like T. Rowe Price, Legg Mason, and Capital One, often hiring for roles in financial analysis, wealth management, and risk assessment. Consulting firms such as Deloitte, EY, and PwC also recruit heavily, seeking graduates for their business advisory and assurance services. The healthcare sector, particularly in the Baltimore-Washington D.C. corridor, sees alumni placed in roles within major hospital systems like Johns Hopkins Medicine and MedStar Health, as well as in pharmaceutical companies. Education is another significant cluster, with graduates finding positions in K-12 school systems and higher education institutions. While specific graduate school placement rates vary by program, Loyola has a solid track record of placing students into top-tier law schools, business programs, and medical schools, often with dedicated pre-professional advising. Notable alumni include former Maryland Governor Martin O'Malley and numerous leaders in business and public service. Loyola's Career Services is highly regarded, offering robust internship placement assistance, resume workshops, and networking events. The university cultivates strong internship pipelines with local and regional companies, providing students with crucial hands-on experience. Geographic hiring patterns show a significant concentration of alumni in the Mid-Atlantic region, particularly in Maryland and the Washington D.C. metropolitan area, but also extending to major financial hubs like New York City and Boston.

Campus Life & Culture at Loyola University Maryland

Loyola University Maryland attracts a diverse student body primarily from the Mid-Atlantic region, with a notable representation from Maryland, Pennsylvania, New Jersey, and New York. While the university values diversity, it tends to attract students who are academically motivated, community-minded, and appreciate a liberal arts education with a strong ethical foundation. Students who thrive here are often engaged, service-oriented, and seek a close-knit campus community where they can form meaningful relationships with peers and faculty.

Loyola University Maryland, nestled in the charming Evergreen neighborhood of Baltimore, offers a vibrant campus life that balances academic rigor with a strong sense of community. The university's Jesuit heritage is palpable, fostering an environment that emphasizes cura personalis – care for the whole person. This translates into a campus culture that is both intellectually stimulating and socially supportive. Students often describe the 'vibe' as friendly, engaged, and community-oriented, with a strong emphasis on service and social justice.

Residential life is a cornerstone of the Loyola experience, with a majority of first-year and sophomore students living on campus. The residential halls, from the traditional townhouse-style housing in the 'Townhouses' to the modern amenities in '800 North Charles,' provide a comfortable and convenient living environment. Off-campus housing options are also plentiful in the surrounding neighborhoods, offering students a taste of Baltimore living. Dining services are managed by Chartwells, offering a variety of options across multiple dining halls and retail locations, including the main dining hall in the Andrew White Student Center and various cafes. Meal plans are mandatory for resident students and offer flexibility to suit different eating habits.

Student organizations are abundant, covering a wide spectrum of interests from academic clubs and cultural groups to volunteer organizations and recreational sports. The Student Government Association plays a significant role in campus life, advocating for student needs and funding various campus initiatives. Greek life is present but not dominant, with several fraternities and sororities contributing to the social fabric through events and philanthropy. Athletics are a significant part of the university's identity, with the Loyola Greyhounds competing in NCAA Division I, particularly strong in sports like men's lacrosse and basketball. The campus itself, with its beautiful Georgian architecture and scenic views of the city, provides an inspiring backdrop for student life. Traditions like the 'Midnight Madness' pep rally to kick off basketball season and the annual 'Spring Fling' concert add to the unique Loyola spirit.

Campus Highlights

  • The stunning Georgian architecture of the Evergreen campus, particularly the iconic Alcoa Academic Center and the historic Madonna della Strada Chapel.
  • Loyola's strong commitment to community service and social justice, deeply embedded in its Jesuit tradition and evident in numerous student-led initiatives.
  • The 'Rome Center' and 'Beijing Center' offer unique, immersive study abroad opportunities directly managed by the university.
  • The highly regarded Sellinger School of Business and Management, known for its strong connections to the Baltimore business community.
  • The vibrant student life centered around the Andrew White Student Center, a hub for dining, student organizations, and campus events.
  • The passionate athletic community, especially the success of the men's lacrosse program, which draws significant campus and community support.
  • The emphasis on 'cura personalis' (care for the whole person) fosters a supportive and inclusive campus environment.

Location & Regional Advantages

Loyola University Maryland's location in Baltimore, Maryland, offers a compelling blend of urban opportunity and regional connectivity. Baltimore boasts a diverse and growing job market, particularly strong in healthcare, biosciences, and finance, with major employers like Johns Hopkins University and its affiliated hospital system, T. Rowe Price, and various government agencies. The city's cost of living is generally more affordable than many other major East Coast hubs, making a Loyola degree potentially more accessible in terms of post-graduation financial stability. Proximity to Washington D.C. (about an hour's drive) opens up a vast array of opportunities in government, non-profits, and lobbying firms, further enhancing career prospects. The Mid-Atlantic region itself is a significant economic engine, with easy access to Philadelphia and New York City for broader networking and job searching. Baltimore offers a rich cultural scene with a vibrant arts community, professional sports, and a well-regarded culinary landscape, contributing to a good quality of life. While urban safety is always a consideration, Loyola's campus is generally considered safe, and the surrounding neighborhoods offer a mix of urban and suburban living. This strategic location provides graduates with a strong local job market while also serving as an excellent launchpad for careers across the broader Northeast corridor.

How to Get Into Loyola University Maryland

Loyola University Maryland, with an admission rate around 75.5%, is selective but not highly competitive, meaning a strong academic record and a genuine interest in the university can significantly enhance an applicant's chances. The admissions committee looks for well-rounded individuals who demonstrate academic preparedness, intellectual curiosity, and a commitment to Loyola's Jesuit values of service, leadership, and community engagement. While standardized test scores are not currently a primary focus (as indicated by N/A for SAT/ACT averages), strong grades in a challenging curriculum (AP, IB, Honors courses) are crucial. A GPA in the B+ to A- range is generally competitive.

Early Decision (ED) and Early Action (EA) are available. Applying ED can provide a slight advantage as it signals a strong commitment to Loyola, but the difference in admission rates is not dramatic given the overall selectivity. The application essay is a key opportunity to showcase personality, values, and writing ability. Essays that reflect on personal growth, ethical dilemmas, or experiences that align with Loyola's mission tend to resonate well. Demonstrated interest is valued; engaging with the university through campus visits (virtual or in-person), attending information sessions, and connecting with admissions counselors shows genuine enthusiasm.

Timeline recommendations: For the strongest consideration, especially for merit scholarships, aim to submit your application by the Early Action deadline (typically November 1st). The Regular Decision deadline is usually around January 15th. Ensure all supporting documents, including transcripts, letters of recommendation, and any optional essays or supplements, are submitted promptly. Focus on presenting a cohesive narrative that highlights your academic achievements and your potential to contribute to the Loyola community.

How Loyola University Maryland Compares to Similar Schools

Similar schools: Villanova University, Boston College, Georgetown University, Fordham University

Advantages

  • Stronger alumni network presence in the Baltimore-Washington D.C. corridor.
  • More accessible cost of living in Baltimore compared to major hubs like Boston or New York City.
  • Jesuit tradition offers a distinct educational philosophy and community focus.

Disadvantages

  • Lower overall national ranking and brand recognition compared to some peers.
  • Smaller endowment and potentially fewer resources for cutting-edge research facilities.
  • Less diverse geographic placement of alumni compared to schools in larger metropolitan areas.

Best For

  • Prospective students should consider the high tuition cost relative to median debt.
  • Students seeking a more diverse student body may find other options more suitable.
  • Those looking for a larger campus experience might prefer larger institutions.

Avoid If

  • Students who prioritize high earning potential and strong career outcomes should avoid this college if they are looking for a more affordable option.
  • Those seeking a smaller, more intimate college experience might find Loyola less appealing compared to larger institutions.

Frequently Asked Questions about Loyola University Maryland

How much does it cost to attend Loyola University Maryland?

In-state tuition at Loyola University Maryland is $57,150 per year, and out-of-state tuition is $57,150 per year. The median student debt at graduation is $27,000.

What is the acceptance rate at Loyola University Maryland?

Loyola University Maryland has an acceptance rate of 75.5%.

What is the graduation rate at Loyola University Maryland?

Loyola University Maryland has a graduation rate of 79.8%.

How much do Loyola University Maryland graduates earn?

The median earnings for Loyola University Maryland graduates 10 years after enrollment is $82,652. With median debt of $27,000, graduates earn roughly 3.1x their debt level annually.

How big is Loyola University Maryland?

Loyola University Maryland has approximately 3,869 students and is classified as a medium institution. It is located in Baltimore, MD and is a Private Nonprofit institution.

Is Loyola University Maryland worth the cost?

Loyola University Maryland has an ROI score of -64 out of 100. With in-state tuition of $57,150 per year and median post-graduation earnings of $82,652, the data suggests the return on investment may be below average.

Where is Loyola University Maryland located?

Loyola University Maryland is located in Baltimore, MD. It is a Private Nonprofit institution with approximately 3,869 students.

How much student debt do Loyola University Maryland graduates have?

The median student debt for Loyola University Maryland graduates is $27,000. With median earnings of $82,652 ten years after enrollment, graduates can expect a debt-to-income ratio of 33%.

Is Loyola University Maryland a good college?

Loyola University Maryland has a graduation rate of 79.8% and median post-graduation earnings of $82,652. Graduation rate is above the national average for private institutions.

How does Loyola University Maryland compare to similar colleges?

High median earnings suggest strong career prospects. Compared to peer institutions, Loyola University Maryland offers strong academic and career outcomes but at a higher cost.

What career prospects do Loyola University Maryland graduates have?

Graduates are well-positioned for careers in various fields, particularly in business and healthcare.

What should prospective students know about Loyola University Maryland?

Located in Baltimore, the university is well-placed for students interested in urban environments and career opportunities in the region.

What makes Loyola University Maryland stand out?

Tuition is high, but median debt is relatively low.

What are the pros and cons of attending Loyola University Maryland?

Diverse student body with a significant white population.

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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.