CollegeTuitionData — College Data in Plain English

Judson University

Elgin, IL 60123-1498 — Private Nonprofit

Value Score: 85/100 | ROI Score: -55 | Affordability Score: 55/100

Tuition (In-State): $31,360 | Out-of-State: $31,360

Acceptance Rate: 47.6% | Graduation Rate: 56.4% | Retention Rate: 59.2%

Median Earnings (10yr): $56,313 | Median Debt: $25,000

SAT Average: 1039 | ACT Midpoint: 22

Student Body Size: 708 (small)

Pell Grant Recipients: 38.7% | Federal Loan Rate: 55.4%

Average Faculty Salary: $6,024/month

Tuition & Affordability Analysis

In-state tuition at Judson University is $31,360 per year, which is 20% below the national average for private institutions.

Out-of-state students pay $31,360/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.

Estimated four-year tuition cost: $125,440 (tuition only, not including room, board, and fees).

What You Actually Pay: Net Price by Family Income

The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Judson University:

  • Families earning $0–$30,000: $15,701/year
  • Families earning $30,001–$48,000: $18,010/year
  • Families earning $48,001–$75,000: $17,079/year
  • Families earning $75,001–$110,000: $21,124/year
  • Families earning $110,000+: $21,515/year

Low-income families receive an average discount of $15,659/year, paying just 50% of the sticker price.

Admissions Snapshot

Judson University has an acceptance rate of 47.6%, placing it in the Selective (35–50%) category. This means roughly 372 students apply each year.

The average SAT score of admitted students is 1039, near the national average. This is within the mid-range nationally.

The ACT midpoint is 22, 5% above the national average.

Graduate Outcomes & Return on Investment

56.4% of students at Judson University complete their degree, 9% below the national average. This is below average — prospective students should investigate support services and retention programs.

First-year retention rate: 59.2% (27% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.

Graduates of Judson University earn a median salary of $56,313 ten years after enrollment, 38% above the national average. This represents a $21,313/year earnings premium over the average high school diploma holder, or $639,390 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $25,000, 16% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $271/month, with a total repayment of $32,520 (including $7,520 in interest).

Debt-to-Earnings Ratio: 0.44x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Breakeven Point: Based on the earnings premium over high school graduates, a degree from Judson University pays for itself in approximately 6 years. This is a reasonable investment timeline.

Financial Aid Profile

38.7% of students at Judson University receive Pell Grants (federal need-based aid for families earning under ~$60,000), 17% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.

55.4% of students take federal loans, 18% above the national average. This is a moderate borrowing rate.

Average faculty salary: $6,024/month, 31% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.

Student Body & Campus Diversity

Judson University enrolls 708 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 73/100 (higher = more diverse). Judson University has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 42%, Hispanic 26%, Black 15%, Asian 2%.

Judson University: A Small Private Institution with Strong Graduation and Earnings Rates

Report Card: Overall Grade C

Judson University receives an overall grade of C based on six dimensions:

  • Academics: C
  • Value: F
  • Outcomes: B
  • Affordability: B+

College Analysis

Judson University is a Private Nonprofit institution in Elgin, IL with approximately 708 students. Academics: Judson University has a strong graduation rate of 56.44%, indicating a supportive academic environment. Value: The university offers a relatively low tuition of $31,360, making it more affordable compared to many private institutions. Outcomes: Graduates earn a median salary of $56,313 after 10 years, suggesting a good return on investment.

The Verdict: Is Judson University Worth It?

Judson University presents a challenging value proposition, primarily due to its median 10-year earnings of $56,313 falling significantly below its sticker price and the median debt of $25,000. With an ROI score of -55, the financial return on investment is demonstrably negative in the medium term. The cost of attendance ($31,360 annually) means that a graduate with $25,000 in debt would need approximately 5-6 years of saving their entire post-tax income to pay off their loans, assuming no interest and no living expenses, which is unrealistic. The median earnings suggest that many graduates may struggle to achieve a comfortable financial standing shortly after graduation, especially when factoring in living costs. While Judson offers a private, faith-based education which holds intrinsic value for some students, from a purely financial standpoint, it appears to be an overpriced investment. The school is not a hidden gem in terms of financial return; it's a significant financial commitment with a slow and potentially negative payoff. Recommendation: Prospective students should carefully weigh the non-financial benefits against the substantial financial cost and explore all available scholarships and aid to mitigate the debt burden. For those prioritizing financial ROI, other institutions may offer a more favorable outcome.

Return on Investment

While the tuition is moderate, the strong graduation and earnings rates suggest that the degree is worth the cost for many students.

Debt Reality Check

Median student debt at Judson University: $25,000. Monthly payment on a standard 10-year plan: $284/month. Total repaid: $34,080 ($9,080 in interest).

Breakeven vs high school diploma: 1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,080.

Strengths

  • Strong graduation and earnings rates
  • Supportive academic environment
  • Competitive median earnings

Weaknesses

  • Moderate admission rate
  • Moderate tuition cost
  • Limited financial aid options

Academic Profile

SAT Average: 1039. ACT Midpoint: 22. Retention Rate: 59.2%.

Judson University's academic profile is characterized by its commitment to integrating faith with learning across a range of disciplines. While the overall size is modest, the university offers several programs that stand out. The School of Art, Design and Architecture is particularly well-regarded, offering students opportunities to develop their creative talents within a Christian framework. Programs in Business, Education, and Psychology are also popular choices, preparing students for professional careers with a foundation in ethical principles. With a student-faculty ratio that is likely favorable given the small enrollment (though specific data is unavailable), students can expect personalized attention from faculty. While faculty salaries are not provided, the private, nonprofit nature of Judson suggests a dedicated teaching faculty. Research opportunities for undergraduates may be more project-based and faculty-guided rather than large-scale lab work, especially in fields like the humanities and social sciences. Judson offers an Honors Program for academically gifted students, providing enriched coursework and opportunities for deeper engagement. Study abroad programs are available, allowing students to broaden their perspectives and gain international experience. Academic support services are crucial for student success, and Judson likely provides resources such as tutoring, writing centers, and academic advising to help students navigate their coursework and achieve their academic goals.

Financial Aid Guide for Judson University

Pell Grant recipients: 38.7%. Students taking federal loans: 55.4%.

Navigating financial aid at Judson University requires understanding its commitment to making Christian higher education accessible. As a private institution, Judson relies heavily on a combination of institutional aid, federal aid, and student contributions. Merit-based scholarships are a significant component, awarded based on academic achievement (GPA, high school coursework) and sometimes leadership or ministry involvement. While specific dollar figures for merit scholarships vary widely, prospective students with strong academic profiles should inquire about these opportunities early. Need-based aid, determined by the FAFSA, is also available, aiming to bridge the gap between the cost of attendance and a family's demonstrated ability to pay. Work-study opportunities may be offered as part of a financial aid package, providing students with on-campus employment to help fund their education. Typical aid packages for students from middle-income families might include a mix of merit scholarships, federal grants (like Pell Grants, if eligible), and federal student loans. For students with lower incomes, the reliance on federal grants and potentially larger need-based institutional aid would be more pronounced. Scholarship tips include applying early, thoroughly completing the FAFSA and any institutional aid forms, and seeking out external scholarships from churches, community organizations, and denominational groups. Negotiating aid at a school like Judson is generally less common and less successful than at larger, more research-intensive universities. While presenting a competing offer might be considered in exceptional circumstances, Judson's aid philosophy is often more structured around established scholarship criteria and need-based formulas.

Hidden Costs at Judson University

  • Room and board costs can add approximately $10,000 - $12,000 per academic year, depending on the chosen meal plan and housing assignment.
  • Textbooks and course materials can range from $800 to $1,200 annually, with some specialized courses requiring more expensive resources.
  • Student activity fees, often around $200 - $400 per semester, contribute to campus events, clubs, and organizations.
  • Transportation costs, especially for students commuting from further distances or traveling home frequently, can add several hundred dollars per semester.
  • Parking permits for students with vehicles typically cost between $100 - $200 per academic year.
  • Personal expenses, including toiletries, laundry, entertainment, and incidental purchases, can easily amount to $1,500 - $2,500 per year.
  • Health insurance, if not covered by a parent's plan, can add an additional $2,000 - $3,000 annually if enrolled in the university's plan.

Alumni Outcomes & Career Paths

Judson University's alumni outcomes paint a picture of graduates finding their footing in a variety of sectors, with a notable concentration in education, healthcare, and business services. While specific major employer recruitment data for Judson is not publicly detailed, institutions of its size and type often see graduates placed in regional healthcare systems like Northwestern Medicine or Advocate Aurora Health, school districts within the greater Chicago area (e.g., Elgin Area School District U-46), and various local businesses in finance and marketing. The university's emphasis on practical application and Christian values often appeals to organizations that prioritize ethical conduct and community involvement. Graduate school placement rates are generally solid, with many alumni pursuing advanced degrees in fields such as counseling, education administration, and nursing, often at institutions within Illinois. Notable alumni, while not widely publicized on a national scale, often include leaders in local churches, educational institutions, and small to medium-sized businesses within the Fox Valley region. Judson's career services department focuses on providing personalized guidance, resume building, interview preparation, and connecting students with internship and job opportunities. Internship pipelines are typically fostered through relationships with local organizations and churches, providing students with hands-on experience. Geographic hiring patterns show a strong tendency for graduates to remain in the Chicagoland area, particularly in the western suburbs, leveraging the proximity to a major metropolitan job market while staying close to their established networks.

Campus Life & Culture at Judson University

Judson University attracts a student body primarily from Illinois and surrounding Midwestern states, with a significant portion identifying as evangelical Christian. The university thrives with students who are seeking a supportive, faith-based academic environment and are eager to engage in a close-knit community where personal development and spiritual growth are as important as academic achievement.

Judson University, nestled in Elgin, Illinois, offers a close-knit campus community with a distinctively Christian worldview. The 'vibe' here is often described as friendly, supportive, and academically focused, with a strong emphasis on spiritual development. With an enrollment of just over 700 students, Judson fosters an environment where personal connections are paramount. Residential life is a significant part of the experience, with most traditional undergraduates living on campus. The university offers several residence halls, each with its own community feel, and many students find that living on campus enhances their engagement with university life. While Greek life isn't a major presence, Judson boasts a robust array of student organizations, from academic clubs and ministry groups to intramural sports teams and student government. These groups provide ample opportunities for students to connect, develop leadership skills, and pursue their interests outside the classroom. Athletics are a part of the Judson experience, with Eagles teams competing in the NAIA, fostering school spirit and providing an outlet for athletic students. The campus itself, situated along the Fox River, offers scenic beauty and a peaceful setting conducive to study and reflection. Social life tends to be centered around campus events, small group gatherings, and church involvement in the wider Elgin community. Expect a more subdued social scene compared to larger universities, with a focus on meaningful interactions and shared values.

Campus Highlights

  • The scenic campus situated along the Fox River provides a beautiful and tranquil setting for learning.
  • A strong emphasis on integrating Christian faith with academic pursuits across all disciplines.
  • The highly regarded School of Art, Design and Architecture offers specialized facilities and a focused curriculum.
  • A close-knit community atmosphere where students often form strong bonds with peers and faculty.
  • Opportunities for spiritual growth through chapel services, ministry involvement, and campus-wide prayer initiatives.
  • The Eagles athletic program, competing in the NAIA, fosters school spirit and provides opportunities for student-athletes.
  • Proximity to the greater Chicago metropolitan area, offering access to internships, cultural events, and diverse experiences.

Location & Regional Advantages

Judson University's location in Elgin, Illinois, offers a blend of suburban stability and access to the vast opportunities of the greater Chicago metropolitan area. Elgin itself provides a more affordable cost of living compared to downtown Chicago, making the overall financial burden of attending Judson more manageable. The Fox Valley region, where Elgin is situated, has a diverse economic base, including manufacturing, healthcare, and retail, offering local internship and entry-level job prospects. Proximity to Chicago is a significant advantage, placing Judson within an hour's drive of one of the nation's largest and most dynamic job markets. This allows students and alumni access to major corporations, a thriving tech scene, extensive healthcare networks, and diverse cultural institutions. The quality of life in the western suburbs is generally high, characterized by good schools, parks, and a family-friendly atmosphere, appealing to students who may wish to settle in the area post-graduation. While the weather is typical of the Midwest with distinct seasons, including cold winters, the safety of the suburban environment is a draw for many. This strategic location allows Judson graduates to benefit from the resources and opportunities of a major city while enjoying the more relaxed pace and affordability of suburban living, enhancing their career prospects and overall post-graduation experience.

How to Get Into Judson University

Gaining admission to Judson University, with its 47.6% acceptance rate, suggests a moderately selective admissions process. While there isn't an Early Decision (ED) or Early Action (EA) option explicitly advertised, applying early in the admissions cycle is always advisable to ensure full consideration for both admission and financial aid. Judson likely values applicants who demonstrate a commitment to its Christian mission and values, alongside academic preparedness. While specific GPA and test score ranges are not provided, applicants should aim for a GPA that reflects strong performance in a college preparatory curriculum and, if submitting scores, aim for ACT composite scores generally above 18-20. The admissions committee will likely look for essays that showcase personal growth, reflections on faith, and an understanding of how Judson's unique environment aligns with their aspirations. Demonstrated interest is often a factor; engaging with the admissions office through campus visits (highly recommended), virtual information sessions, or direct communication can positively influence your application. The timeline should involve submitting your application and all supporting materials (transcripts, recommendations, essays) well before the priority deadlines, typically in the late fall or early winter for the following academic year.

How Judson University Compares to Similar Schools

Similar schools: Wheaton College (IL), North Central College, Aurora University, Elmhurst University

Advantages

  • Stronger emphasis on faith-based education and community, appealing to a specific student demographic.
  • Potentially more personalized attention in smaller class sizes compared to larger universities.
  • Location in Elgin offers a slightly lower cost of living than some more urban suburban peers.

Disadvantages

  • Lower median earnings and a less favorable ROI score compared to many regional peers.
  • Smaller alumni network and potentially less brand recognition among major employers outside the immediate region.
  • Lower graduation rate suggests potential challenges with student retention or academic success for some.

Best For

  • Best for students seeking a supportive academic environment with a strong focus on graduation rates and career outcomes.
  • Best for students who value a diverse student body and strong Hispanic representation.

Avoid If

  • Avoid if you are looking for a large institution with extensive resources and a wide range of extracurricular activities.
  • Avoid if you need extensive financial aid, as the university does not offer significant scholarships.

Frequently Asked Questions about Judson University

How much does it cost to attend Judson University?

In-state tuition at Judson University is $31,360 per year, and out-of-state tuition is $31,360 per year. The median student debt at graduation is $25,000.

What is the acceptance rate at Judson University?

Judson University has an acceptance rate of 47.6%.

What is the graduation rate at Judson University?

Judson University has a graduation rate of 56.4%.

How much do Judson University graduates earn?

The median earnings for Judson University graduates 10 years after enrollment is $56,313. With median debt of $25,000, graduates earn roughly 2.3x their debt level annually.

How big is Judson University?

Judson University has approximately 708 students and is classified as a small institution. It is located in Elgin, IL and is a Private Nonprofit institution.

Is Judson University worth the cost?

Judson University has an ROI score of -55 out of 100. With in-state tuition of $31,360 per year and median post-graduation earnings of $56,313, the data suggests the return on investment may be below average.

Where is Judson University located?

Judson University is located in Elgin, IL. It is a Private Nonprofit institution with approximately 708 students.

How much student debt do Judson University graduates have?

The median student debt for Judson University graduates is $25,000. With median earnings of $56,313 ten years after enrollment, graduates can expect a debt-to-income ratio of 44%.

Is Judson University a good college?

Judson University has a graduation rate of 56.4% and median post-graduation earnings of $56,313. Graduation rate of 56.44% is above the national average for private institutions.

How does Judson University compare to similar colleges?

Median earnings of $56,313 after 10 years are competitive with similar institutions. Compared to peer institutions, Judson University offers a strong academic and career outcome profile, with a supportive environment and competitive earnings.

What career prospects do Judson University graduates have?

Graduates of Judson University are well-positioned for careers in various fields, particularly those seeking a supportive academic environment and strong earning potential.

What should prospective students know about Judson University?

Judson University is well-placed in the market for small, private institutions, offering a balance of affordability and strong academic outcomes.

What makes Judson University stand out?

Tuition is the same for in-state and out-of-state students, making it more accessible.

What are the pros and cons of attending Judson University?

Student body is diverse with a significant Hispanic population.

Explore More

Colleges in Illinois

Browse all colleges in Illinois

Similar Schools

College Rankings

Research Tools

H-1B Visa Salary Data

Visit Judson University official website

View on College Scorecard (Dept. of Education)

Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.