CollegeTuitionData — College Data in Plain English

InterCoast Colleges-Rancho Cordova

Rancho Cordova, CA 95827 — Private For-Profit

Value Score: 65/100

Graduation Rate: 69.8%

Median Earnings (10yr): $36,089 | Median Debt: $10,313

Student Body Size: 71 (small)

Pell Grant Recipients: 67.9% | Federal Loan Rate: 70.7%

Graduate Outcomes & Return on Investment

69.8% of students at InterCoast Colleges-Rancho Cordova complete their degree, 13% above the national average. This is a solid graduation rate.

Graduates of InterCoast Colleges-Rancho Cordova earn a median salary of $36,089 ten years after enrollment, 12% below the national average. This represents a $1,089/year earnings premium over the average high school diploma holder, or $32,670 in additional lifetime earnings over a 30-year career.

The median student debt at graduation is $10,313, 52% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $112/month, with a total repayment of $13,440 (including $3,127 in interest).

Debt-to-Earnings Ratio: 0.29x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.

Financial Aid Profile

67.9% of students at InterCoast Colleges-Rancho Cordova receive Pell Grants (federal need-based aid for families earning under ~$60,000), 106% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.

70.7% of students take federal loans, 50% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.

Student Body & Campus Diversity

InterCoast Colleges-Rancho Cordova enrolls 71 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.

Diversity Index: 78/100 (higher = more diverse). InterCoast Colleges-Rancho Cordova has a highly diverse student body with strong representation across multiple racial and ethnic groups.

Student body composition: White 24%, Hispanic 30%, Black 25%, Asian 8%.

InterCoast Colleges-Rancho Cordova: Small Private For-Profit Institution with Below-Average Outcomes

Report Card: Overall Grade C

InterCoast Colleges-Rancho Cordova receives an overall grade of C based on six dimensions:

  • Academics: C
  • Outcomes: C

College Analysis

InterCoast Colleges-Rancho Cordova is a Private For-Profit institution in Rancho Cordova, CA with approximately 71 students. Academics: Graduation rate is 69.79%, slightly below the national average for for-profit institutions. Value: Median debt of $10,313 is relatively low compared to other for-profit colleges, but median earnings after 10 years are below the national average. Outcomes: Median earnings of $36,089 after 10 years are below the national average for graduates of for-profit colleges. Peer comparison: InterCoast Colleges-Rancho Cordova has a lower graduation rate and median earnings compared to public and nonprofit institutions.

The Verdict: Is InterCoast Colleges-Rancho Cordova Worth It?

InterCoast Colleges-Rancho Cordova presents a mixed value proposition. With a median debt of $10,313 and median 10-year earnings of $36,089, the return on investment appears modest. The debt-to-earnings ratio is relatively favorable, suggesting that graduates can likely manage their loan obligations. However, the median earnings are on the lower side, indicating that while the debt is manageable, the earning potential might not be transformative. The tuition figures are not provided, which is a significant omission for a complete value assessment. If tuition is high, it could significantly extend the debt payoff timeline beyond what the median earnings suggest. The graduation rate of 69.8% is decent, implying that a majority of students complete their programs. For students seeking specific vocational training that leads to immediate employment in fields with consistent local demand, and who can secure this education at a reasonable tuition rate, InterCoast could be a viable option. However, prospective students must carefully scrutinize the total cost of attendance against the projected earnings for their specific program. It is not a clear 'hidden gem' nor an obvious 'overpriced' option without knowing the tuition, but the median earnings suggest a cautious approach is warranted. Recommendation: Investigate total program costs thoroughly and compare projected earnings with industry benchmarks before committing.

Return on Investment

While the median debt is low, the lower graduation rate and median earnings suggest that the degree may not be as valuable as at larger, public, or nonprofit institutions.

Debt Reality Check

Median student debt at InterCoast Colleges-Rancho Cordova: $10,313. Monthly payment on a standard 10-year plan: $117/month. Total repaid: $14,040 ($3,727 in interest).

Breakeven vs high school diploma: 1.7 years. Debt burden: Low. Salary needed for comfortable repayment: $14,040.

Strengths

  • Low median debt
  • Diverse student body

Weaknesses

  • Below-average graduation rate
  • Below-average median earnings

Academic Profile

InterCoast Colleges-Rancho Cordova specializes in career-focused education, with its academic strengths lying in its vocational and technical programs designed to prepare students for immediate entry into the workforce. While specific department rankings or extensive research opportunities are not the focus for this type of institution, the quality of education is measured by its effectiveness in job placement and skill acquisition. Notable programs likely include areas such as healthcare support, skilled trades, or information technology, reflecting the demands of the regional job market. Faculty quality, while not directly indicated by salary data (which is unavailable), is typically characterized by industry experience and a commitment to practical, hands-on instruction. The student-faculty ratio is inherently low due to the small student body, allowing for significant individual attention. Academic support resources are likely tailored towards ensuring students master the specific skills required for their chosen careers, potentially including tutoring in core technical subjects, resume building workshops, and interview preparation. Honors programs or extensive study abroad opportunities are generally not characteristic of for-profit career colleges, as the emphasis is on efficient and direct skill development. The college's success is measured by its graduates' ability to secure employment in their fields, with curriculum often updated to align with current industry standards and certifications.

Financial Aid Guide for InterCoast Colleges-Rancho Cordova

Pell Grant recipients: 67.9%. Students taking federal loans: 70.7%.

Navigating financial aid at InterCoast Colleges-Rancho Cordova requires understanding its structure as a private, for-profit institution. The primary source of financial aid will be federal student loans, and potentially Pell Grants for eligible students, though specific Pell Grant rate data is not provided. Merit aid or institutional scholarships are less common at this type of college compared to traditional universities; the focus is on providing access to federal funding. Need-based aid will largely be determined by your FAFSA (Free Application for Federal Student Aid) results, which will dictate your eligibility for federal loans and grants. Work-study opportunities may be available, offering students a chance to earn money through on-campus or off-campus jobs funded by the federal government, but availability can be limited. For students from lower-income households, federal Pell Grants could cover a significant portion of tuition and living expenses, supplemented by federal Direct Subsidized and Unsubsidized Loans. For middle-income students, federal loans will likely form the bulk of their aid package, potentially covering tuition, fees, and living costs up to the cost of attendance. It's crucial to complete the FAFSA early, as some aid is awarded on a first-come, first-served basis. Given the nature of for-profit institutions, negotiating aid packages is generally not as common or effective as at private non-profit universities. The focus is on federal aid eligibility. The median debt for graduates is $10,313, which provides a benchmark for the typical borrowing amount. Students should carefully review their total cost of attendance, including living expenses, and borrow only what is necessary to minimize future debt.

Hidden Costs at InterCoast Colleges-Rancho Cordova

  • Textbooks and course materials can range from $500 to $1,500 per academic year, depending on the program's specific requirements.
  • Transportation costs, including gas and vehicle maintenance for commuting from surrounding areas, could add $100 to $300 per month.
  • Personal living expenses, such as food, toiletries, and entertainment, can easily amount to $400 to $800 per month for students living independently.
  • Technology fees or costs for specific software or equipment required for certain programs might range from $100 to $500 annually.
  • Student activity fees, if applicable, could be around $50 to $150 per semester.
  • Potential costs for professional certifications or licensing exams required upon program completion, ranging from $200 to $1,000.
  • Health insurance, if not covered by a parent's plan or other means, could add $2,000 to $4,000 annually.

Alumni Outcomes & Career Paths

InterCoast Colleges-Rancho Cordova, a private for-profit institution, focuses on career-oriented programs, suggesting a direct pathway to employment for its graduates. While specific data on major employers that recruit directly from the Rancho Cordova campus is not publicly detailed, institutions of this nature often see alumni placed in roles within the healthcare, skilled trades, and administrative support sectors. Given its location in the greater Sacramento area, graduates might find opportunities with regional healthcare providers such as Sutter Health, Dignity Health, or Kaiser Permanente, particularly for programs in allied health fields. For vocational programs, local construction companies, manufacturing firms, and automotive repair shops could be potential employers. The median earnings of $36,089 over a 10-year period indicate that graduates are entering the workforce and earning a stable income, though not at the highest salary brackets. Information on graduate school placement rates is not readily available, implying that the primary focus is on immediate workforce entry rather than advanced academic pursuits. Career services at for-profit colleges typically emphasize job placement assistance, resume building, and interview preparation. Internship pipelines are crucial for these programs, often facilitated through partnerships with local businesses and industry organizations to provide hands-on experience. Geographic hiring patterns for InterCoast graduates would likely be concentrated within the Sacramento metropolitan area and surrounding Northern California regions, reflecting the local demand for skilled professionals.

Campus Life & Culture at InterCoast Colleges-Rancho Cordova

The student body at InterCoast Colleges-Rancho Cordova is likely composed of individuals seeking to acquire specific vocational skills for career advancement or change, often coming from the local Sacramento metropolitan area. Diversity in age and background is probable, as career colleges attract students at various life stages. Students who thrive here are typically self-motivated, goal-oriented, and focused on practical outcomes rather than a traditional liberal arts education.

InterCoast Colleges-Rancho Cordova offers a unique, focused educational experience primarily geared towards career training in specialized fields. Given its size of just 71 students, the campus culture is intimate and highly personalized. Forget sprawling quads and bustling student unions; life here revolves around the academic programs and the direct path to employment they offer. Social life isn't driven by traditional college activities like athletics or Greek life, which are not features of this institution. Instead, the 'vibe' is one of serious professional development and peer support within a cohort. Students often form strong bonds through shared academic goals and the intensity of their chosen programs. The campus itself is situated in Rancho Cordova, a suburban area east of Sacramento, meaning students likely live off-campus in apartments or with family, commuting in for classes. This setup fosters a mature, independent student experience where social interactions are often organic, perhaps centered around study groups or shared professional interests outside of class. Dining is typically a personal affair, with students managing their own meals, often utilizing local eateries or preparing their own. While formal student organizations might be limited, the emphasis is on building a professional network and leveraging the college's career services. The small size means faculty and staff know students by name, creating a supportive environment where individual progress is closely monitored and encouraged. It's a place for the driven individual looking for a direct route to a skilled profession, rather than a traditional, broad college experience.

Campus Highlights

  • Direct pathway to skilled employment in high-demand fields.
  • Intimate learning environment with a small student-to-faculty ratio.
  • Personalized attention from instructors with industry experience.
  • Focus on practical, hands-on training and skill development.
  • Career services support for job placement assistance.
  • Convenient location in the Rancho Cordova area, accessible for commuters.
  • Cohort-based learning fostering strong peer support networks.

Location & Regional Advantages

Located in Rancho Cordova, California, InterCoast Colleges benefits from its position within the dynamic Sacramento metropolitan area. This region offers a diverse job market, with significant presence in government, healthcare, technology, and agriculture. Proximity to Sacramento provides access to a large number of potential employers, including major healthcare systems like Sutter Health and Dignity Health, state government agencies, and a growing tech sector. The cost of living in Rancho Cordova is generally more affordable than in coastal California cities, making it an attractive location for students and recent graduates managing student debt. The quality of life in the Sacramento region is characterized by a four-season climate, access to outdoor recreational activities in the nearby Sierra Nevada mountains, and a developing urban core with a growing culinary and cultural scene. While safety can vary by neighborhood, Rancho Cordova itself is a suburban community with a mix of residential and commercial areas. The location's advantage lies in its balance of a robust regional economy, relatively lower cost of living compared to other parts of California, and accessibility to a broad range of industries that align with vocational and career-focused education, thereby enhancing post-graduation career opportunities.

How to Get Into InterCoast Colleges-Rancho Cordova

Gaining admission to InterCoast Colleges-Rancho Cordova is generally a straightforward process focused on ensuring students meet the basic requirements for their chosen vocational programs. Unlike highly selective universities, there are no Early Decision or Early Action advantages, as the admissions process is typically rolling and designed to fill program cohorts. The admissions office primarily values a student's motivation, commitment to completing a specific career-focused program, and their ability to benefit from the training offered. While specific GPA or test score ranges are not published, applicants are generally expected to have a high school diploma or GED and demonstrate foundational academic skills necessary for the program. Essays, if required, should focus on career aspirations, why the specific program at InterCoast is the right fit, and how the applicant plans to succeed. Demonstrated interest is usually shown through attending information sessions, engaging with admissions counselors, and completing the application promptly. The timeline recommendation is to apply as early as possible, especially if seeking federal financial aid, as processing can take time. Given the school's size and focus, the admissions process is less about competition and more about matching student goals with program offerings.

How InterCoast Colleges-Rancho Cordova Compares to Similar Schools

Similar schools: Heald College (closed, but historically a competitor), San Joaquin Valley College (SJVMC), American River College (Community College), National University (Online/Hybrid)

Advantages

  • Potentially more focused, career-specific training compared to broader community college programs.
  • Smaller class sizes may offer more personalized attention.
  • Stronger emphasis on job placement services often found in for-profit institutions.

Disadvantages

  • Higher tuition costs are common in for-profit institutions compared to public community colleges.
  • Perception and reputation of for-profit colleges can sometimes be less favorable among employers compared to established public institutions.
  • Limited program breadth compared to larger, more comprehensive universities or community colleges.

Best For

  • Students seeking high-paying careers may want to consider other options.
  • Students looking for a larger institution with more resources may find InterCoast less appealing.

Avoid If

  • Students with high financial aid needs may want to explore other colleges with lower tuition.
  • Students seeking a broad range of academic programs may find InterCoast's offerings limited.

Frequently Asked Questions about InterCoast Colleges-Rancho Cordova

How much does it cost to attend InterCoast Colleges-Rancho Cordova?

In-state tuition at InterCoast Colleges-Rancho Cordova is N/A per year, and out-of-state tuition is N/A per year. The median student debt at graduation is $10,313.

What is the graduation rate at InterCoast Colleges-Rancho Cordova?

InterCoast Colleges-Rancho Cordova has a graduation rate of 69.8%.

How much do InterCoast Colleges-Rancho Cordova graduates earn?

The median earnings for InterCoast Colleges-Rancho Cordova graduates 10 years after enrollment is $36,089. With median debt of $10,313, graduates earn roughly 3.5x their debt level annually.

How big is InterCoast Colleges-Rancho Cordova?

InterCoast Colleges-Rancho Cordova has approximately 71 students and is classified as a small institution. It is located in Rancho Cordova, CA and is a Private For-Profit institution.

Where is InterCoast Colleges-Rancho Cordova located?

InterCoast Colleges-Rancho Cordova is located in Rancho Cordova, CA. It is a Private For-Profit institution with approximately 71 students.

How much student debt do InterCoast Colleges-Rancho Cordova graduates have?

The median student debt for InterCoast Colleges-Rancho Cordova graduates is $10,313. With median earnings of $36,089 ten years after enrollment, graduates can expect a debt-to-income ratio of 29%.

Is InterCoast Colleges-Rancho Cordova a good college?

InterCoast Colleges-Rancho Cordova has a graduation rate of 69.8% and median post-graduation earnings of $36,089. Graduation rate is 69.79%.

How does InterCoast Colleges-Rancho Cordova compare to similar colleges?

Median debt is $10,313. Compared to peer institutions, InterCoast Colleges-Rancho Cordova has a lower graduation rate and median earnings, but lower median debt.

What career prospects do InterCoast Colleges-Rancho Cordova graduates have?

Graduates of InterCoast Colleges-Rancho Cordova may find job opportunities in technical fields, but career prospects may be limited due to lower earnings.

What should prospective students know about InterCoast Colleges-Rancho Cordova?

InterCoast Colleges-Rancho Cordova is positioned in a niche market for small, private for-profit institutions, focusing on technical and vocational training.

What makes InterCoast Colleges-Rancho Cordova stand out?

Median earnings after 10 years are $36,089.

What are the pros and cons of attending InterCoast Colleges-Rancho Cordova?

Student body is diverse with 29.58% Hispanic students.

Explore More

Colleges in California

Browse all colleges in California

Similar Schools

College Rankings

Research Tools

H-1B Visa Salary Data

Visit InterCoast Colleges-Rancho Cordova official website

View on College Scorecard (Dept. of Education)

Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.