Indiana University-Kokomo
Kokomo, IN 46902-9003 — Public
Value Score: 75/100 | ROI Score: 48 | Affordability Score: 90/100
Tuition (In-State): $8,424 | Out-of-State: $22,811
Acceptance Rate: 86.5% | Graduation Rate: 45.2% | Retention Rate: 69.3%
Median Earnings (10yr): $49,917 | Median Debt: $16,961
SAT Average: 1065 | ACT Midpoint: 23
Student Body Size: 2,352 (medium)
Pell Grant Recipients: 33.4% | Federal Loan Rate: 30.1%
Average Faculty Salary: $7,243/month
Tuition & Affordability Analysis
In-state tuition at Indiana University-Kokomo is $8,424 per year, which is 23% below the national average for public institutions.
Out-of-state students pay $22,811/year — a premium of $14,387 over in-state rates. Over four years, out-of-state students pay approximately $57,548 more than their in-state peers.
Estimated four-year tuition cost: $33,696 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Indiana University-Kokomo:
- Families earning $0–$30,000: $-583/year
- Families earning $30,001–$48,000: $-541/year
- Families earning $48,001–$75,000: $2,375/year
- Families earning $75,001–$110,000: $9,025/year
- Families earning $110,000+: $10,593/year
Low-income families receive an average discount of $9,007/year, paying just -7% of the sticker price.
Admissions Snapshot
Indiana University-Kokomo has an acceptance rate of 86.5%, placing it in the Open Admission (85%+) category. This means roughly 680 students apply each year.
Indiana University-Kokomo accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1065, near the national average. This is within the mid-range nationally.
The ACT midpoint is 23, 10% above the national average.
Graduate Outcomes & Return on Investment
45.2% of students at Indiana University-Kokomo complete their degree, 27% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 69.3% (14% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Indiana University-Kokomo earn a median salary of $49,917 ten years after enrollment, 22% above the national average. This represents a $14,917/year earnings premium over the average high school diploma holder, or $447,510 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $16,961, 21% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $184/month, with a total repayment of $22,080 (including $5,119 in interest).
Debt-to-Earnings Ratio: 0.34x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Indiana University-Kokomo pays for itself in approximately 3 years. This is an excellent return on investment.
Financial Aid Profile
33.4% of students at Indiana University-Kokomo receive Pell Grants (federal need-based aid for families earning under ~$60,000), near the national average. This is near the national average, reflecting a typical economic diversity among the student body.
30.1% of students take federal loans, 36% below the national average. A low loan rate suggests strong institutional aid or a wealthier student body that doesn't need to borrow.
Average faculty salary: $7,243/month, 17% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Indiana University-Kokomo enrolls 2,352 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 42/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 75%, Hispanic 13%, Black 5%, Asian 2%.
Indiana University-Kokomo: Medium-Sized Public Institution with Strong Earnings Potential
- Indiana University-Kokomo: Your Affordable Launchpad to a Midwestern Career
- Unlock Your Potential: Strong Regional Outcomes and Value at IU Kokomo
- Experience Community and Career Growth at Indiana University Kokomo
Report Card: Overall Grade C+
Indiana University-Kokomo receives an overall grade of C+ based on six dimensions:
- Academics: D
- Value: B-
- Outcomes: C+
- Affordability: B+
College Analysis
Indiana University-Kokomo is a Public institution in Kokomo, IN with approximately 2,352 students. Indiana University-Kokomo has a high graduation rate and strong earnings potential for graduates. The institution offers a relatively affordable tuition for in-state students. The median debt for graduates is above the national average, indicating potential financial strain.
The Verdict: Is Indiana University-Kokomo Worth It?
Indiana University-Kokomo presents a compelling value proposition, particularly for in-state students. With an in-state tuition of $8,424 and a median 10-year earning potential of $49,917, the return on investment is solid. The median debt of $16,961 is also relatively low. Based on these figures, a graduate could potentially pay off their student loan debt within 1-2 years of starting their career, assuming a reasonable portion of their income is allocated to debt repayment. The ROI score of 48, while not exceptionally high, reflects a stable, albeit not spectacular, financial outcome. For students prioritizing affordability and a direct path into the regional Indiana job market, IUK is a good deal. It's not a 'hidden gem' in terms of high earning potential, but it offers a reliable and cost-effective education that equips graduates for stable careers. The value is strongest for in-state students who benefit from significantly lower tuition. Out-of-state students should carefully weigh the higher tuition against the regional job market. Overall, Indiana University-Kokomo is a worthwhile investment for those seeking a practical education tied to the economic realities of its service region.
Return on Investment
While the degree is worth the cost for in-state students, out-of-state students may find it less affordable.
Debt Reality Check
Median student debt at Indiana University-Kokomo: $16,961. Monthly payment on a standard 10-year plan: $193/month. Total repaid: $23,160 ($6,199 in interest).
Breakeven vs high school diploma: 0.9 years. Debt burden: Low. Salary needed for comfortable repayment: $23,160.
Strengths
- Strong earnings potential and high graduation rate.
- Relatively affordable tuition for in-state students.
Weaknesses
- Higher median debt compared to some competitors.
- Lower admission rate than some peer institutions.
Academic Profile
SAT Average: 1065. ACT Midpoint: 23. Retention Rate: 69.3%.
Indiana University Kokomo (IUK) provides a robust academic foundation with a particular emphasis on programs that align with regional workforce needs and student aspirations. The School of Nursing is a standout, consistently recognized for its quality and producing graduates highly sought after in the healthcare industry. Other strong departments include the School of Business, offering practical degrees in areas like accounting and management, and the School of Education, preparing future teachers for diverse educational settings. The School of Arts and Sciences houses a variety of programs, with popular choices including psychology, biology, and English. Research opportunities, while perhaps not as extensive as at larger research universities, are available and encouraged, especially for undergraduates looking to gain hands-on experience. Faculty at IUK are generally accessible and dedicated to student success, often bringing real-world experience into the classroom. While specific faculty salary data isn't readily available, the smaller class sizes typical of a campus this size (student-faculty ratio is generally around 15:1) allow for more personalized attention. The university also offers an Honors Program for high-achieving students, providing enriched coursework, research opportunities, and a more collaborative learning environment. Study abroad options, though potentially more limited than at flagship campuses, are available through IU's broader system, offering students the chance to gain international perspectives. Academic support is a key focus, with resources like the Academic Success Center offering tutoring, writing assistance, and study skills workshops to ensure students have the tools they need to succeed across all disciplines.
Financial Aid Guide for Indiana University-Kokomo
Pell Grant recipients: 33.4%. Students taking federal loans: 30.1%.
Navigating financial aid at Indiana University Kokomo (IUK) is a practical process designed to make education accessible. As a public institution, IUK offers a range of federal, state, and institutional aid. Merit-based scholarships are available for incoming freshmen and transfer students who demonstrate strong academic achievement, often tied to GPA and standardized test scores (though these are not currently a primary factor for admission). Need-based aid, determined by the Free Application for Federal Student Aid (FAFSA), is crucial. For students with an Expected Family Contribution (EFC) of $0, federal Pell Grants can cover a significant portion of tuition and fees. For example, a student receiving the maximum Pell Grant (around $7,395 for the 2023-2024 academic year) would see their in-state tuition ($8,424) largely covered. Indiana residents may also qualify for state grants like the Frank O'Bannon Grant, which can provide additional funding. IUK also participates in the federal Work-Study program, offering part-time employment opportunities for students with demonstrated financial need, allowing them to earn money to help cover educational expenses. Typical aid packages for students from lower-income households ($0-$30,000 AGI) often combine Pell Grants, state grants, and potentially institutional grants, sometimes covering full tuition and fees. For middle-income families ($50,000-$80,000 AGI), aid might consist of federal loans, some institutional scholarships, and work-study. While IUK does not typically engage in extensive aid negotiation like some private institutions, it's always advisable to contact the Financial Aid Office if your circumstances change significantly after your initial award. Scholarship applications are often integrated with the admissions process or available through specific departmental calls, so staying informed about deadlines is key.
Hidden Costs at Indiana University-Kokomo
- On-campus housing at University Village apartments can range from approximately $6,000 to $8,000 per academic year, depending on the room type and occupancy.
- Meal plans for students living on campus typically cost between $3,500 and $4,500 per academic year.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per year, varying by course and whether new or used books are purchased.
- Mandatory student fees, covering services like technology and student activities, can amount to around $1,000 per academic year.
- Transportation costs, including gas, insurance, or public transit passes, can vary widely but budget at least $500-$1,000 annually.
- Parking permits for students who drive to campus are typically around $100-$200 per academic year.
- Health insurance, if not covered by a parent's plan, can add $2,000-$3,000 annually.
Alumni Outcomes & Career Paths
Indiana University-Kokomo (IUK) graduates enter a diverse job market, with many finding opportunities within the Midwest. While specific major employer lists are not publicly detailed, regional economic drivers suggest strong placement in healthcare, manufacturing, education, and business services. Companies like Ascension St. Vincent Kokomo, IU Health, and other regional healthcare providers are significant employers for nursing and health sciences graduates. The automotive sector, historically strong in Kokomo, offers roles for engineering and technology graduates, with companies like Stellantis (formerly FCA) and Haynes International being key players. In education, local school districts such as Kokomo School Corporation and Taylor Community School Corporation hire IUK's education majors. Business and technology graduates often find roles in regional banks, insurance agencies, and IT support firms. While IUK doesn't have a vast network of Fortune 500 recruiters on campus, its strength lies in preparing students for essential roles in the regional economy. Graduate school placement rates are not prominently published, but students pursuing advanced degrees typically do so at larger Indiana University campuses or other state universities. Notable alumni are not widely publicized, reflecting the school's focus on serving the immediate regional workforce. Career services at IUK are geared towards practical job placement and resume building, with resources like career fairs and individual counseling. Internship pipelines are often developed through faculty connections and local business partnerships, providing students with hands-on experience in their chosen fields. Geographic hiring patterns show a strong tendency for graduates to remain within a 50-100 mile radius of Kokomo, serving the needs of Indiana's industrial and healthcare sectors.
Campus Life & Culture at Indiana University-Kokomo
The student body at Indiana University Kokomo is predominantly from Indiana, reflecting its role as a regional public university serving the local community. It attracts students who are seeking a more personalized, accessible college experience, often balancing academics with work or family responsibilities. Students who thrive here are typically self-motivated, appreciate a close-knit campus environment, and are looking for strong programs in fields like nursing and business.
Indiana University Kokomo (IUK) offers a close-knit campus experience, fostering a strong sense of community among its roughly 2,300 students. The vibe here is decidedly focused on academics and personal growth, with a friendly, approachable atmosphere. While not a traditional residential campus, IUK does offer on-campus housing in the University Village apartments, providing a convenient living option for students who want to be close to classes and campus activities. These modern apartments offer a comfortable living space, often with shared bedrooms and common living areas, fostering a roommate dynamic. Dining is primarily handled through the campus cafeteria, offering standard meal plan options that cater to student schedules and dietary needs. Beyond academics and housing, student life revolves around a variety of clubs and organizations. From academic clubs tied to specific majors like nursing or business, to interest-based groups such as the Gaming Club or the Student Activities Board, there's a good chance to find your niche. The Student Activities Board is particularly active in organizing events, from movie nights and concerts to guest speakers and wellness initiatives, keeping the campus calendar lively. Greek life is not a prominent feature at IUK, so the social scene is more organically driven by student organizations and campus-wide events. Athletics are also a significant part of the student experience, with the IU Kokomo Cougars competing in the NAIA, particularly in basketball and volleyball, drawing enthusiastic crowds to campus sporting events. The campus itself is modern and well-maintained, with accessible facilities and green spaces that encourage informal gatherings. Overall, IUK provides a supportive and engaging environment for students who are serious about their education but also want opportunities for social connection and extracurricular involvement.
Campus Highlights
- The highly-regarded School of Nursing, a major draw for aspiring healthcare professionals.
- University Village apartments, offering a convenient on-campus living experience.
- The IU Kokomo Cougars athletics program, fostering school spirit and community engagement.
- A strong emphasis on student support services, including the Academic Success Center.
- Active student organizations that provide avenues for social connection and leadership development.
- Modern campus facilities designed to support a focused learning environment.
Location & Regional Advantages
Kokomo, Indiana, offers a unique geographic advantage for students seeking a grounded, community-focused college experience with direct ties to the regional economy. The cost of living in Kokomo is significantly lower than the national average, making it an attractive location for students mindful of expenses. This affordability extends to housing, transportation, and daily living, allowing graduates to potentially pay off student debt faster. Kokomo is an established industrial hub, particularly known for its history in automotive manufacturing and advanced materials. This provides a tangible local job market for graduates in engineering, manufacturing technology, and related fields. Proximity to larger industrial and healthcare centers like Indianapolis (about an hour's drive) offers expanded career opportunities without requiring a complete relocation. While not a bustling metropolis, Kokomo provides a stable quality of life with a strong sense of community. The weather is typical of the Midwest, with four distinct seasons. Safety is generally good, characteristic of a mid-sized Midwestern city. The location's primary career advantage lies in its deep integration with local industries; companies are familiar with IUK graduates and often recruit from the pool of local talent. This creates a direct pathway for students who wish to build a career in the Kokomo area or within Indiana's established economic sectors.
How to Get Into Indiana University-Kokomo
Indiana University Kokomo (IUK) operates with an open admissions policy for its associate and most bachelor's degree programs, meaning the application strategy is less about selectivity and more about ensuring you meet the basic requirements for admission. The primary goal is to demonstrate your readiness for college-level coursework. For most programs, a high school diploma or GED is the fundamental requirement. While specific GPA or test score cutoffs aren't heavily emphasized for general admission due to the open nature, maintaining a strong academic record in high school is always beneficial, especially if you're aiming for specific competitive programs or scholarships. The admissions office values students who are motivated, have a clear idea of their academic goals, and are eager to engage with the campus community. Essays are generally not a required component for standard admission, but a personal statement might be requested for specific scholarships or for students applying to certain programs that require a more holistic review. Demonstrated interest isn't a formal factor, but engaging with the university through campus tours, information sessions, or connecting with an admissions counselor can certainly help you understand the offerings and make an informed decision. The application timeline is generally flexible, with rolling admissions often in effect. However, it's recommended to apply at least a few months before the intended start date to allow ample time for financial aid processing and course registration. For those seeking scholarships, earlier application is always advised.
How Indiana University-Kokomo Compares to Similar Schools
Similar schools: Indiana University East, Purdue University Fort Wayne, Ball State University
Advantages
- Lower cost of living in Kokomo compared to Muncie or Fort Wayne.
- Stronger historical ties to Kokomo's specific industrial base (automotive, manufacturing).
- Smaller class sizes and more personalized attention due to smaller overall enrollment.
Disadvantages
- Less diverse range of academic programs compared to larger universities like Ball State.
- Fewer large-scale internship and recruitment opportunities compared to schools in larger metropolitan areas.
- Lower national brand recognition compared to flagship IU campuses or larger state universities.
Best For
- Prospective students interested in lower debt levels may want to consider other options.
- Students looking for a more urban campus experience might prefer larger public institutions.
- Those seeking a smaller, more personalized learning environment might find Kokomo to be too large.
Avoid If
- Students with financial constraints should be cautious of the median debt level.
- Prospective students should consider the high tuition for out-of-state students.
Frequently Asked Questions about Indiana University-Kokomo
How much does it cost to attend Indiana University-Kokomo?
In-state tuition at Indiana University-Kokomo is $8,424 per year, and out-of-state tuition is $22,811 per year. The median student debt at graduation is $16,961.
What is the acceptance rate at Indiana University-Kokomo?
Indiana University-Kokomo has an acceptance rate of 86.5%.
What is the graduation rate at Indiana University-Kokomo?
Indiana University-Kokomo has a graduation rate of 45.2%.
How much do Indiana University-Kokomo graduates earn?
The median earnings for Indiana University-Kokomo graduates 10 years after enrollment is $49,917. With median debt of $16,961, graduates earn roughly 2.9x their debt level annually.
How big is Indiana University-Kokomo?
Indiana University-Kokomo has approximately 2,352 students and is classified as a medium institution. It is located in Kokomo, IN and is a Public institution.
Is Indiana University-Kokomo worth the cost?
Indiana University-Kokomo has an ROI score of 48 out of 100. With in-state tuition of $8,424 per year and median post-graduation earnings of $49,917, the return on investment is moderate.
Where is Indiana University-Kokomo located?
Indiana University-Kokomo is located in Kokomo, IN. It is a Public institution with approximately 2,352 students.
How much student debt do Indiana University-Kokomo graduates have?
The median student debt for Indiana University-Kokomo graduates is $16,961. With median earnings of $49,917 ten years after enrollment, graduates can expect a debt-to-income ratio of 34%.
Is Indiana University-Kokomo a good college?
Indiana University-Kokomo has a graduation rate of 45.2% and median post-graduation earnings of $49,917. High graduation rate of 45.2%.
How does Indiana University-Kokomo compare to similar colleges?
Median earnings 10 years after graduation are $49,917. Compared to peer institutions, Indiana University-Kokomo offers a strong earnings potential but has a higher median debt than some competitors.
What career prospects do Indiana University-Kokomo graduates have?
Graduates are well-positioned for careers in various fields, given the strong earnings potential and high graduation rate.
What should prospective students know about Indiana University-Kokomo?
Indiana University-Kokomo is well-placed in the market for students seeking a balance between affordability and career prospects.
What makes Indiana University-Kokomo stand out?
Affordability score is 90, making it relatively affordable for in-state students.
What are the pros and cons of attending Indiana University-Kokomo?
Median student debt is $16,961.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.