Illinois State University
Normal, IL 61790-1000 — Public
Value Score: 85/100 | ROI Score: -4 | Affordability Score: 90/100
Tuition (In-State): $16,144 | Out-of-State: $28,210
Acceptance Rate: 88.1% | Graduation Rate: 65.4% | Retention Rate: 81.4%
Median Earnings (10yr): $62,117 | Median Debt: $20,482
SAT Average: 1113 | ACT Midpoint: 24
Student Body Size: 19,057 (large)
Pell Grant Recipients: 32.1% | Federal Loan Rate: 43.1%
Average Faculty Salary: $9,453/month
Tuition & Affordability Analysis
In-state tuition at Illinois State University is $16,144 per year, which is 48% above the national average for public institutions.
Out-of-state students pay $28,210/year — a premium of $12,066 over in-state rates. Over four years, out-of-state students pay approximately $48,264 more than their in-state peers.
Estimated four-year tuition cost: $64,576 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Illinois State University:
- Families earning $0–$30,000: $11,568/year
- Families earning $30,001–$48,000: $12,301/year
- Families earning $48,001–$75,000: $16,348/year
- Families earning $75,001–$110,000: $23,865/year
- Families earning $110,000+: $28,224/year
Low-income families receive an average discount of $4,576/year, paying just 72% of the sticker price.
Admissions Snapshot
Illinois State University has an acceptance rate of 88.1%, placing it in the Open Admission (85%+) category. This means roughly 5,405 students apply each year.
Illinois State University accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1113, 5% above the national average. This is within the mid-range nationally.
The ACT midpoint is 24, 14% above the national average.
Graduate Outcomes & Return on Investment
65.4% of students at Illinois State University complete their degree, 5% above the national average. This is a solid graduation rate.
First-year retention rate: 81.4% (near the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Illinois State University earn a median salary of $62,117 ten years after enrollment, 52% above the national average. This represents a $27,117/year earnings premium over the average high school diploma holder, or $813,510 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $20,482, 5% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $222/month, with a total repayment of $26,640 (including $6,158 in interest).
Debt-to-Earnings Ratio: 0.33x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Illinois State University pays for itself in approximately 3 years. This is an excellent return on investment.
Financial Aid Profile
32.1% of students at Illinois State University receive Pell Grants (federal need-based aid for families earning under ~$60,000), near the national average. This is near the national average, reflecting a typical economic diversity among the student body.
43.1% of students take federal loans, 8% below the national average. This is a moderate borrowing rate.
Average faculty salary: $9,453/month, 8% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Illinois State University enrolls 19,057 undergraduate students. As a major university, Illinois State University offers extensive resources, hundreds of student organizations, Division I athletics, and a vast alumni network.
Diversity Index: 55/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 64%, Hispanic 14%, Black 14%, Asian 3%.
Illinois State University: High Graduation Rates and Strong Earnings Potential
- ISU: Your Launchpad to Midwest Careers in Insurance, Finance, and Education
- Illinois State University: Solid Outcomes, Manageable Debt, and Midwestern Value
- Beyond the Classroom: Experiencing Campus Life and Career Connections at ISU
Report Card: Overall Grade D+
Illinois State University receives an overall grade of D+ based on six dimensions:
- Academics: D+
- Value: D
- Outcomes: B
- Affordability: D
College Analysis
Illinois State University is a Public institution in Normal, IL with approximately 19,057 students. Illinois State University has a high graduation rate and strong earnings potential for graduates. The university offers a diverse student body with a significant percentage of Hispanic and Black students. While tuition is relatively affordable, the median debt upon graduation is high, which could impact students' financial situations.
The Verdict: Is Illinois State University Worth It?
Illinois State University presents a mixed value proposition. With a median 10-year earning potential of $62,117 and median debt of $20,482, the debt-to-earnings ratio is somewhat favorable, suggesting that graduates can typically manage their loan burden. However, the ROI score of -4 indicates that, on average, the return on investment is not as strong as many other institutions, likely due to the median earnings not significantly outpacing the cost of attendance over the long term. The in-state tuition of $16,144 per year makes it a more accessible option for Illinois residents. For an out-of-state student, the cost of $28,210 significantly increases the financial burden and lengthens the debt payoff timeline. While ISU offers a solid education and good career services, the median earnings suggest that graduates may not reach the highest earning potentials seen at more selective or specialized institutions. It's a decent deal for in-state students who choose majors with strong earning potential, but out-of-state students should carefully weigh the costs against the projected outcomes. It's not a hidden gem, nor is it drastically overpriced, but it requires careful major selection to maximize financial return.
Return on Investment
While the degree from Illinois State University comes with a higher-than-average debt, the strong earnings potential and high graduation rate make it a worthwhile investment for many students.
Debt Reality Check
Median student debt at Illinois State University: $20,482. Monthly payment on a standard 10-year plan: $233/month. Total repaid: $27,960 ($7,478 in interest).
Breakeven vs high school diploma: 0.6 years. Debt burden: Low. Salary needed for comfortable repayment: $27,960.
Strengths
- Strong graduation rates and earnings potential
- Diverse student body
Weaknesses
- Higher-than-average student debt
- Moderate admission rate
Academic Profile
SAT Average: 1113. ACT Midpoint: 24. Retention Rate: 81.4%.
Illinois State University is recognized for its strong commitment to undergraduate education, with a particular emphasis on teacher preparation, making its College of Education a flagship program. Beyond education, ISU offers robust programs in business, health sciences, and the arts. The College of Business, for instance, is accredited by AACSB International and provides specialized tracks in areas like finance, marketing, and accounting. The Mennonite College of Nursing is highly regarded, preparing students for critical roles in healthcare. ISU also boasts a strong School of Theatre and Dance and a well-respected School of Music. Research opportunities are available for undergraduates, particularly through faculty-led projects and departmental research programs, allowing students to gain hands-on experience. While specific faculty salary data isn't readily available, the university's commitment to teaching excellence is evident in its student-faculty ratio, which typically hovers around 18:1, ensuring students have access to faculty guidance. The University High School provides a unique K-12 laboratory setting for education students. ISU's Honors Program offers enriched academic experiences, smaller class sizes, and priority registration for high-achieving students. Study abroad opportunities are plentiful, with programs available in numerous countries, allowing students to broaden their global perspectives. Academic support is comprehensive, including the University Tutorial Center, writing support, and advising services designed to help students succeed throughout their academic journey.
Financial Aid Guide for Illinois State University
Pell Grant recipients: 32.1%. Students taking federal loans: 43.1%.
Navigating financial aid at Illinois State University involves understanding both merit-based and need-based opportunities. ISU offers a range of scholarships, including the highly sought-after Red & White Scholarships, which are merit-based and awarded automatically to admitted students who meet certain academic criteria, often based on GPA and test scores (though specific thresholds can vary annually). For the 2023-2024 academic year, these scholarships could range from $2,000 to $10,000 per year. Beyond merit aid, ISU is committed to providing need-based aid through federal and state grants, such as the Pell Grant and the Illinois Monetary Award Program (MAP), which are crucial for students from lower-income backgrounds. Federal Direct Loans are also a significant component of aid packages, with undergraduate students typically eligible for up to $12,500 per year in Stafford loans. Work-study opportunities are available, offering students the chance to earn money through part-time campus jobs. For students with an annual family income below $50,000, a typical aid package might combine grants, scholarships, and potentially loans, aiming to cover a substantial portion of the $16,144 in-state tuition and fees. For those with higher incomes, merit scholarships become more critical. While ISU doesn't have a formal policy on aid negotiation, students facing extenuating circumstances or with competing offers can contact the Financial Aid Office to discuss their situation. Scholarship applications are often integrated with the admission application or have separate deadlines, so it's essential to check the ISU Scholarships website for specific requirements and timelines.
Hidden Costs at Illinois State University
- Room and board costs can range from approximately $10,000 to $14,000 per academic year, depending on the chosen meal plan and housing type.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per year, varying significantly by major and course.
- Mandatory student fees, including technology and health services fees, typically amount to around $1,500 per academic year.
- Transportation costs, including parking permits (if applicable, ranging from $100-$300 annually) and potential public transit or personal vehicle expenses, can add several hundred dollars.
- Personal expenses, such as toiletries, laundry, entertainment, and incidental purchases, can easily amount to $1,500-$2,500 per year.
- Health insurance is required for all students; if not covered by a parent's plan, the university's student health insurance plan can cost upwards of $2,500 annually.
Alumni Outcomes & Career Paths
Illinois State University (ISU) graduates enter a diverse job market, with many finding opportunities within Illinois and the broader Midwest. Major employers actively recruiting from ISU include State Farm, COUNTRY Financial, Caterpillar, and OSF HealthCare, reflecting strengths in insurance, finance, manufacturing, and healthcare. The university also sees significant placement in education, with alumni serving in districts across the state. Industries where ISU alumni cluster heavily are education, insurance, healthcare, government, and manufacturing. While specific graduate school placement rates vary by program, ISU has a solid track record of preparing students for advanced studies, particularly in fields like psychology, education, and business. Notable alumni include actor Nichelle Nichols (Star Trek), actor and comedian Richard Roeper, and former NFL player and coach Mike Singletary. ISU's career services are generally well-regarded, offering resume workshops, career fairs, and individual counseling. The university emphasizes internship pipelines, with many programs requiring or strongly encouraging practical experience. For instance, business students often intern at financial firms in Bloomington-Normal and Chicago, while education majors secure placements in local school districts. Geographic hiring patterns show a strong concentration in the Bloomington-Normal area, Chicago metropolitan area, and other parts of Illinois, with a growing number of graduates finding roles in neighboring states like Missouri and Wisconsin.
Campus Life & Culture at Illinois State University
ISU's student body is predominantly from Illinois, with a growing number of out-of-state students attracted by its strong programs. The university fosters a diverse and inclusive environment, with a significant portion of students identifying as first-generation. Students who thrive at ISU are typically engaged, community-oriented individuals who appreciate a spirited campus atmosphere and a supportive academic setting.
Illinois State University, often called ISU or 'Redbird Nation,' boasts a vibrant campus culture centered around its strong sense of community and spirited athletics. Located in Normal, IL, the university offers a classic college town experience, with Uptown Normal adjacent to campus providing a hub for dining, entertainment, and shopping. The campus itself is a blend of historic and modern architecture, with iconic spots like the Bone Student Center serving as a central gathering place and the Quad being a popular area for studying and socializing. Student organizations are a cornerstone of life at ISU, with over 300 clubs and organizations catering to every interest imaginable, from academic and cultural groups to recreational and service-oriented ones. Greek life is also a significant presence, with several fraternities and sororities contributing to the social fabric and offering leadership and networking opportunities. For many students, attending Redbird athletic events, particularly football and basketball games, is a major part of the experience, fostering a shared sense of pride and camaraderie. Housing options range from traditional residence halls on campus, like Hewett and Manchester, to apartment-style living and off-campus apartments in the surrounding neighborhoods, which students often refer to by their proximity to campus or local landmarks. Dining services offer a variety of plans and locations, ensuring students can find convenient and appealing options. The overall vibe at ISU is often described as friendly, down-to-earth, and spirited, with a strong emphasis on student involvement and making the most of the college experience.
Campus Highlights
- The Bone Student Center: A central hub for student life, featuring dining options, lounges, and event spaces.
- Uptown Normal: Directly adjacent to campus, offering a vibrant mix of restaurants, shops, and entertainment venues.
- Redbird Athletics: Strong NCAA Division I programs, particularly in football and basketball, with passionate student support.
- The Quad: A picturesque green space on campus, perfect for studying, relaxing, and campus events.
- Illinois State University Planetarium: A unique facility offering public shows and educational programs.
- The Center for Performing Arts: Home to the School of Theatre and Dance and the School of Music, hosting numerous high-quality performances.
Location & Regional Advantages
Normal, Illinois, ISU's home, offers a unique regional advantage characterized by a lower cost of living compared to major metropolitan areas, making student expenses more manageable. The local job market is significantly influenced by ISU itself and major employers like State Farm and COUNTRY Financial, which have substantial operations in the Bloomington-Normal area. This provides a solid base for internships and entry-level positions, particularly in insurance, finance, and related administrative roles. While not a direct industry hub like Chicago, Bloomington-Normal's strategic location in central Illinois provides reasonable access to larger economic centers. Chicago, a major hub for finance, technology, and diverse industries, is approximately a two-hour drive north, offering broader career opportunities for graduates willing to relocate. The quality of life in Normal is often described as friendly and community-oriented, with a typical Midwestern feel. Weather includes distinct seasons, with cold winters and warm summers. Safety is generally considered good, typical of a mid-sized college town. This location fosters a strong sense of campus community and allows students to focus on academics and career preparation with fewer big-city distractions, while still maintaining proximity to significant employment markets.
How to Get Into Illinois State University
Illinois State University employs a holistic review process, meaning they consider a range of factors beyond just GPA and test scores, though these remain important. With an admission rate of 88.1%, ISU is generally accessible, but a strong application is still key. Focus on presenting a well-rounded academic record; while specific GPA ranges aren't published, aiming for a GPA of 3.0 or higher will strengthen your application. ISU does not currently have a specific demonstrated interest policy, so while engaging with the university through campus visits or virtual events is beneficial, it may not directly impact admissions decisions as heavily as at more selective institutions. The admissions office values essays that showcase personality, resilience, and a clear understanding of why ISU is a good fit for your academic and personal goals. Consider topics that highlight your growth, leadership experiences, or unique perspectives. ISU offers Early Action (EA), which allows you to apply early and receive a decision without being contractually obligated to attend. This can be advantageous for peace of mind and potentially for scholarship consideration. The application deadline for Fall admission is typically in the spring, with priority scholarship deadlines often in the preceding winter months. Ensure all required materials, including transcripts and any supplemental information, are submitted by these deadlines.
How Illinois State University Compares to Similar Schools
Similar schools: Northern Illinois University, Western Illinois University, Southern Illinois University Carbondale, University of Illinois Springfield
Advantages
- Stronger presence in insurance and financial services recruitment due to proximity to State Farm and COUNTRY Financial headquarters.
- More robust alumni network within the state of Illinois, particularly in education and public service.
- Larger overall student body and broader range of academic programs compared to some smaller regional peers.
Disadvantages
- Lower overall national recognition and perceived prestige compared to flagship state universities.
- Lower graduation rates suggest potential challenges with student retention or academic support for some demographics.
Best For
- Students seeking a low-debt education may want to consider other options with lower tuition rates.
- Prospective students with financial constraints may want to explore more affordable public universities with similar academic and career outcomes.
Avoid If
- Students who prioritize low tuition costs and minimal debt may want to consider other options.
- Students looking for a diverse student body with a high percentage of Hispanic and Black students may find Illinois State University a good fit.
Frequently Asked Questions about Illinois State University
How much does it cost to attend Illinois State University?
In-state tuition at Illinois State University is $16,144 per year, and out-of-state tuition is $28,210 per year. The median student debt at graduation is $20,482.
What is the acceptance rate at Illinois State University?
Illinois State University has an acceptance rate of 88.1%.
What is the graduation rate at Illinois State University?
Illinois State University has a graduation rate of 65.4%.
How much do Illinois State University graduates earn?
The median earnings for Illinois State University graduates 10 years after enrollment is $62,117. With median debt of $20,482, graduates earn roughly 3.0x their debt level annually.
How big is Illinois State University?
Illinois State University has approximately 19,057 students and is classified as a large institution. It is located in Normal, IL and is a Public institution.
Is Illinois State University worth the cost?
Illinois State University has an ROI score of -4 out of 100. With in-state tuition of $16,144 per year and median post-graduation earnings of $62,117, the data suggests the return on investment may be below average.
Where is Illinois State University located?
Illinois State University is located in Normal, IL. It is a Public institution with approximately 19,057 students.
How much student debt do Illinois State University graduates have?
The median student debt for Illinois State University graduates is $20,482. With median earnings of $62,117 ten years after enrollment, graduates can expect a debt-to-income ratio of 33%.
Is Illinois State University a good college?
Illinois State University has a graduation rate of 65.4% and median post-graduation earnings of $62,117. Graduation rate of 65.39% is above the national average for public universities.
How does Illinois State University compare to similar colleges?
Hispanic and Black student populations are higher than the national average for public universities. Compared to peer institutions, Illinois State University offers a strong return on investment with high graduation rates and strong earnings potential, despite higher-than-average student debt.
What career prospects do Illinois State University graduates have?
Graduates of Illinois State University are well-positioned for careers in a variety of fields, with strong earning potential and a high likelihood of employment.
What should prospective students know about Illinois State University?
Illinois State University holds a strong market position due to its high graduation rates and strong earnings potential, making it a competitive choice for students seeking a good return on investment.
What makes Illinois State University stand out?
Median earnings 10 years after graduation are $62,117, indicating a good return on investment.
What are the pros and cons of attending Illinois State University?
Tuition in-state is $16,144, which is below the national average for public universities.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.