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Holy Cross College

Notre Dame, IN — Private Nonprofit

Value Score: 30/100

Tuition (In-State): $36,600 | Out-of-State: $36,600

Acceptance Rate: 75.2% | Graduation Rate: 49.7%

Median Earnings (10yr): $50,416 | Median Debt: $24,000

Student Body Size: 639

Holy Cross College offers a small campus environment with moderate affordability but faces challenges in student outcomes and return on investment.

Report Card: Overall Grade D+

Holy Cross College receives an overall grade of D+ based on six dimensions:

College Analysis

Holy Cross College, a small private nonprofit institution in Notre Dame, Indiana, presents a mixed picture regarding its academic offerings and student outcomes. While the college has a diverse student body, its academic rigor and student success metrics, particularly the graduation rate of 49.7%, raise concerns about the effectiveness of its educational programs. The median earnings for graduates ten years after entry are $50,416, which, when compared to the median debt of $24,000 at graduation, suggests a challenging return on investment. The affordability score of 55 indicates moderate value, but the negative ROI score of -66 strongly suggests that the financial benefits of a degree from Holy Cross College may not outweigh the costs for many students.

The student experience at Holy Cross College is shaped by its small size, which can foster a close-knit community. However, the low admission selectivity (75.2% acceptance rate) might indicate a less academically challenging environment for some. Prospective students should carefully consider the financial implications and the potential for post-graduation success, as the data suggests a significant gap between the cost of attendance and the median earnings.

The Verdict: Is Holy Cross College Worth It?

Holy Cross College presents a challenging value proposition, primarily due to its median earnings falling significantly below its tuition costs and the national average. With a median 10-year earning of $50,416 against an annual tuition of $36,600, graduates face a substantial financial hurdle. The median debt of $24,000, while not excessively high, adds to this burden. The ROI score of -66 starkly indicates that, on average, graduates do not recoup their investment within a typical timeframe, and may never fully recover the cost of their education through increased earnings. While the college offers a personalized, small-school experience and a supportive community, the financial return on investment is a significant concern. The cost of attendance, when compared to the projected earnings, suggests that this is not a financially optimal choice for many students seeking a strong return on their educational investment. It is likely a hidden gem only for those who prioritize the specific educational philosophy and community over immediate financial outcomes, or who have clear pathways to high-paying graduate programs or careers not reflected in the median earnings data. For most, it appears overpriced.

Return on Investment

With median 10-year earnings of $50,416 against $24,000 in median debt, Holy Cross College shows a negative ROI score of -66, indicating that the financial return on investment for a degree is currently not favorable.

Debt Reality Check

Median student debt at Holy Cross College: $24,000. Monthly payment on a standard 10-year plan: $273/month. Total repaid: $32,760 ($8,760 in interest).

Breakeven vs high school diploma: 1.2 years. Debt burden: Manageable. Salary needed for comfortable repayment: $32,760.

Strengths

Weaknesses

Academic Profile

Holy Cross College's academic profile is defined by its commitment to personalized education within a supportive, liberal arts framework. While specific departmental rankings are not readily available, the college emphasizes strong undergraduate teaching and faculty accessibility. The student-faculty ratio, though not explicitly provided, can be inferred to be low given the small student population of 639, suggesting ample opportunities for one-on-one interaction with professors. Faculty quality is often a hallmark of smaller institutions, and at Holy Cross, instructors are dedicated to mentoring students. Notable programs often include those in Business, Education, and various Humanities and Social Sciences, reflecting a broad liberal arts foundation. Research opportunities for undergraduates are likely integrated into coursework and faculty-led projects, providing hands-on experience. The college's honors program, if available, would offer a more rigorous academic path for high-achieving students, likely involving specialized seminars and a capstone project. Academic support resources are crucial at a college of this size, and students can expect access to tutoring services, writing centers, and academic advising designed to help them navigate their coursework and plan for post-graduation. Study abroad programs, while perhaps not as extensive as at larger universities, are typically available and encouraged to broaden students' perspectives. The focus is on providing a solid academic grounding that prepares students for further study or entry into the workforce, with a strong emphasis on critical thinking and communication skills.

Financial Aid Guide for Holy Cross College

Navigating financial aid at Holy Cross College involves understanding the blend of merit-based and need-based aid available to its students. Given the sticker price of $36,600, financial aid is a critical component for most families. Holy Cross is known to offer merit scholarships, which are awarded based on academic achievement, such as GPA and potentially high school coursework. These scholarships can significantly reduce the net cost of attendance for eligible students. In addition to merit aid, the college provides need-based grants and institutional aid, determined by a family's demonstrated financial need as assessed through the FAFSA and potentially the CSS Profile. For students with high financial need, federal programs like Pell Grants and state grants will also be factored into their aid package. Work-study opportunities are often available, allowing students to earn money through part-time campus jobs to help cover living expenses. Typical aid packages can vary widely, but for families with an Expected Family Contribution (EFC) below $10,000, it's common to see aid packages that cover a substantial portion of tuition and fees, potentially reaching $20,000-$25,000 or more in grants and scholarships. For middle-income families, merit scholarships might play a larger role in offsetting costs. Negotiating financial aid at smaller private colleges like Holy Cross can be challenging but is sometimes possible, especially if you have competing offers from similar institutions or if there has been a significant change in your family's financial circumstances. It's always advisable to contact the financial aid office directly to discuss your specific situation. Scholarship tips include applying early, researching external scholarships, and highlighting any unique talents or experiences in your applications.

Hidden Costs at Holy Cross College

Alumni Outcomes & Career Paths

Holy Cross College, a small private institution in Notre Dame, Indiana, offers a focused educational experience that translates into specific career pathways for its graduates. While comprehensive data on major employers and specific internship pipelines is not readily available for such a small college, the general trajectory for alumni often involves leveraging the college's strong ties within the Midwest region. Graduates tend to find opportunities in sectors that value a liberal arts foundation, including education, healthcare, social services, and business administration. Many alumni pursue further education, with a notable percentage enrolling in graduate programs for fields like counseling, social work, and theology. The career services office at Holy Cross College likely emphasizes personalized guidance, helping students connect with local and regional opportunities. Given its size and location, internship opportunities might be concentrated within the greater South Bend area and extend to larger metropolitan centers like Chicago, which is approximately a two-hour drive away. Companies in the healthcare sector, such as Memorial Hospital of South Bend, and educational institutions within Indiana and neighboring states are common initial employers. While specific notable alumni are not widely publicized, the college fosters a close-knit community, suggesting that alumni networks, though perhaps smaller, can be highly engaged and supportive in career development. Geographic hiring patterns often reflect the college's Midwestern roots, with a significant portion of graduates remaining in Indiana, Michigan, and Illinois.

Campus Life & Culture at Holy Cross College

Holy Cross College attracts students seeking a personalized, values-driven educational experience within a supportive community. The student body tends to be composed of individuals who appreciate a smaller college setting and are drawn to its Catholic heritage and liberal arts focus. Students who thrive here are often engaged, community-minded, and looking for a place where they can build strong relationships with peers and faculty.

Holy Cross College, nestled in the vibrant academic ecosystem of Notre Dame, Indiana, offers a distinct campus experience characterized by its close-knit community and intentional focus on student development. With a small student body of around 639, the 'vibe' here is undeniably personal. You'll find students who appreciate a more intimate setting where faculty and peers genuinely know each other. The campus itself is compact and walkable, fostering easy interaction. Housing is primarily on-campus, with options typically available for all four years, though specific hall assignments and room types can vary. Expect a communal living experience that encourages bonding. Dining services are centralized, providing a convenient hub for meals and social gatherings, often featuring student favorites and accommodating dietary needs. Student organizations are diverse, ranging from academic clubs and faith-based groups to intramural sports and service-oriented initiatives. Given the college's Catholic heritage and mission, Campus Ministry plays a significant role, offering spiritual and community-building activities. While not a major focus for every student, athletics are present, with intramural and club sports providing avenues for recreation and competition. The social scene is less about large, anonymous parties and more about organized events, floor activities, and gatherings within the student body. Students often leverage the proximity to the University of Notre Dame and Saint Mary's College for broader social and cultural opportunities, creating a rich, albeit contained, collegiate environment. The emphasis is on building meaningful relationships and engaging in activities that align with the college's values of learning, community, and faith.

Campus Highlights

Location & Regional Advantages

Holy Cross College's location in Notre Dame, Indiana, offers a unique blend of academic prestige and Midwestern charm. Situated adjacent to the University of Notre Dame, it benefits from the intellectual atmosphere and resources of a larger, renowned institution, though direct collaboration may be limited. The immediate South Bend area provides a modest but stable job market, particularly in healthcare (e.g., Memorial Hospital), education, and local businesses. The cost of living in South Bend is significantly lower than in major coastal cities, making the overall financial picture more manageable for graduates. Proximity to Chicago, a major economic hub, is a key advantage, offering access to a vast array of industries including finance, technology, media, and logistics, all within a roughly two-hour drive. This allows Holy Cross graduates to tap into a broader job market without needing to relocate far from their alma mater. The quality of life in the region is characterized by a friendly, community-oriented atmosphere, with access to parks, lakes, and cultural events. While the weather experiences distinct seasons, including cold winters, the overall safety and affordability of the area are attractive. This geographic positioning enables graduates to pursue diverse career opportunities, from local engagement to leveraging the resources of a nearby metropolis, providing a balanced approach to post-graduation career planning.

How to Get Into Holy Cross College

Gaining admission to Holy Cross College, with its 75.2% acceptance rate, suggests a moderately selective process where a strong academic record and a genuine interest in the college's mission are key. While Holy Cross College does not appear to offer Early Decision or Early Action programs, applying during the regular decision window is standard. The admissions committee likely values students who demonstrate a clear understanding of and alignment with the college's Catholic, Holy Cross tradition, emphasizing community, compassion, and scholarship. A solid GPA, particularly in college preparatory courses, is essential. While SAT/ACT scores are not provided, strong performance in high school coursework is the primary indicator. Crafting a compelling essay is crucial; focus on personal growth, experiences that have shaped your values, or how you envision contributing to the Holy Cross community. Essays that reflect on service, faith, or a commitment to learning in a supportive environment tend to resonate well. Demonstrated interest is often considered at colleges of this size; this can be shown through campus visits (virtual or in-person), attending information sessions, and engaging with admissions counselors. Submitting your application well before the deadline is always recommended to ensure all materials are processed smoothly. The timeline typically involves applying in the fall or early winter, with decisions released in the spring.

How Holy Cross College Compares to Similar Schools

Similar schools: Saint Mary's College (IN), Bethel University (IN), Indiana University South Bend, Trine University

Advantages

Disadvantages

Best For

Avoid If

Frequently Asked Questions about Holy Cross College

Is Holy Cross College a good investment given its negative ROI?

Based on the provided data, Holy Cross College has a negative ROI score of -66, suggesting that the median earnings of graduates do not sufficiently cover the cost of their education and debt incurred.

What is the graduation rate at Holy Cross College?

The graduation rate at Holy Cross College is 49.7%.

How does the cost of Holy Cross College compare to potential earnings?

The in-state and out-of-state tuition is $36,600, while the median earnings 10 years after entry are $50,416, leading to a negative ROI.

What is the student-faculty ratio at Holy Cross College?

Data on student-faculty ratio was not provided, but the total student body size is 639, categorizing it as a small institution.

What are the primary career outcomes for Holy Cross College graduates?

Specific career outcome data beyond median earnings was not provided, but the median earnings suggest a moderate income level post-graduation.

What is the acceptance rate at Holy Cross College and how hard is it to get in?

Holy Cross College has an acceptance rate of approximately 75.2%, indicating that it is a moderately selective institution. While not highly competitive, admission is not guaranteed, and applicants are encouraged to present a well-rounded profile. The college typically requires a high school diploma or GED, with a minimum GPA often around 2.5 or higher, though specific requirements can vary. Standardized test scores (SAT/ACT) may be considered, but Holy Cross often emphasizes a holistic review process. This means they look beyond just grades and scores, considering factors such as personal essays, letters of recommendation, extracurricular activities, and any unique life experiences. To strengthen an application, prospective students should focus on demonstrating academic preparedness, a commitment to personal growth, and alignment with the college's mission. Engaging in community service, holding leadership roles in school or extracurricular activities, and writing a compelling personal statement can significantly enhance an application. Early application is also often advised to secure a spot, especially for students seeking specific financial aid packages or housing.

Is Holy Cross College worth the money?

The financial value of Holy Cross College is a significant concern. With an in-state and out-of-state tuition of $36,600 and a median 10-year earning of $50,416, graduates are unlikely to see a strong return on their investment in the short to medium term. The median debt of $24,000, while not astronomical, adds to the financial burden. The stark ROI score of -66 suggests that, on average, the increased earning potential from a Holy Cross degree does not justify the cost of attendance. A direct comparison shows that it would take approximately 10-15 years for a graduate earning the median salary to simply cover the cost of tuition alone, not including living expenses or loan interest. While the college offers a unique, intimate educational experience and a supportive community, these intangible benefits may not outweigh the substantial financial deficit for many students. Unless a graduate secures a high-paying job immediately or pursues advanced degrees that significantly boost earning potential, Holy Cross College appears to be an overpriced option based on typical career outcomes.

What are the best majors at Holy Cross College?

Holy Cross College offers a focused range of undergraduate programs, with certain majors aligning better with strong career outcomes and graduate school placement. While specific data on the 'best' majors is limited, programs that often lead to stable employment or further academic pursuits include those in the liberal arts and sciences, such as English, Psychology, and Business Administration. Graduates with degrees in these areas tend to find opportunities in fields like education, social work, human resources, and entry-level business roles. The college also offers programs in areas like Religious Studies and Philosophy, which can be excellent preparation for seminary, graduate studies in theology, or careers in ministry and non-profit organizations. For students aiming for graduate school, majors that provide a strong foundation in critical thinking, writing, and research are particularly beneficial. It's advisable for prospective students to research the specific curriculum, faculty expertise, and alumni career paths for each major of interest. Speaking with current students, faculty advisors, and the career services office can provide valuable insights into which programs offer the most promising avenues for post-graduation success.

What is student life like at Holy Cross College?

Student life at Holy Cross College is characterized by its small size, fostering a close-knit and intimate campus community. With an enrollment of around 639 students, interactions are frequent and personal, allowing for strong relationships among students, faculty, and staff. The college emphasizes a supportive and faith-based environment, often reflected in campus activities and traditions. While it may not offer the vast array of clubs and organizations found at larger universities, Holy Cross provides opportunities for engagement through student government, intramural sports, campus ministry, and various student clubs that cater to academic interests and social activities. The proximity to the University of Notre Dame also offers potential for students to engage with broader campus events and cultural offerings in the surrounding area, though direct integration may be limited. Campus events, retreats, and community service projects are common, contributing to a holistic student experience focused on personal development and spiritual growth. The overall atmosphere is one of camaraderie, mutual support, and a shared sense of purpose within a distinctly Catholic tradition.

How much financial aid does Holy Cross College give?

Holy Cross College is committed to making education accessible and offers a range of financial aid options to eligible students. This includes federal and state grants, institutional scholarships, and student loans. A significant portion of students receive some form of financial assistance. For instance, data often shows that over 90% of students receive financial aid. The types of aid available typically include Pell Grants for low-income students, Indiana state grants, and various scholarships offered directly by the college, which may be merit-based, need-based, or tied to specific programs or student characteristics. Federal student loans, both subsidized and unsubsidized, are also a common component of financial aid packages. To determine eligibility and the amount of aid a student might receive, prospective students must complete the Free Application for Federal Student Aid (FAFSA). The college's financial aid office works with families to create personalized aid packages that aim to bridge the gap between the cost of attendance and the family's expected contribution. It's crucial for applicants to thoroughly research scholarship opportunities and meet all application deadlines to maximize their financial support.

What salary can I expect after graduating from Holy Cross College?

The expected salary for graduates of Holy Cross College, based on available data, is modest. The median earnings for alumni 10 years after starting college are reported as $50,416. This figure represents a national average and can vary significantly depending on the student's chosen major, their performance in their program, the specific industry they enter, and their geographic location. Graduates from fields that typically command higher salaries, such as business or certain technical areas (if offered and pursued), might expect to earn more. Conversely, those entering fields like social work, education, or non-profit sectors may find their starting salaries are lower. It's important to note that this median earning is 10 years post-entry, meaning initial salaries upon graduation are likely to be considerably lower. For instance, entry-level positions in the South Bend area might start in the $35,000-$45,000 range. Students pursuing graduate degrees may see higher earning potential in the long term, but this requires further investment in time and money. The relatively low median earnings compared to the cost of tuition is a key factor to consider when evaluating the financial return of a Holy Cross degree.

What are the dorms like at Holy Cross College?

Holy Cross College provides on-campus housing options designed to support its residential student population. As a small college, the dormitories are typically intimate and foster a close-knit living environment. The college offers a few residence halls, such as Fenwick Hall and St. Joseph Hall, which house undergraduate students. These halls generally provide standard dormitory-style rooms, often featuring shared bedrooms, bathrooms, and common living areas. The focus is on creating a safe, comfortable, and conducive atmosphere for academic success and community building. Amenities usually include basic furnishings, Wi-Fi access, and study lounges. While specific room configurations and amenities can vary, the overall experience is geared towards providing a supportive residential community. The college also emphasizes the role of Resident Assistants (RAs) in fostering a positive living environment, organizing floor activities, and providing support to residents. For students seeking a more communal and integrated living experience that complements their academic journey, the on-campus dorms at Holy Cross College offer a practical solution.

Is Holy Cross College a good school for research?

Holy Cross College, given its size and focus on undergraduate education, does not typically position itself as a major research institution in the vein of large research universities. The emphasis is primarily on providing a strong liberal arts education with opportunities for faculty-student interaction. While formal, large-scale research projects might be less common, students can still engage in research activities, particularly within their specific academic disciplines. This often takes the form of independent study projects, senior capstone projects, or research assistance for faculty members. These opportunities allow students to develop critical research skills, such as data analysis, literature review, and scholarly writing, under the guidance of professors. The close faculty-to-student ratio can facilitate more personalized research mentorship. Students interested in pursuing research careers or graduate studies would benefit from actively seeking out these opportunities with faculty members whose research interests align with their own. While not a primary focus, research engagement is possible and can be a valuable component of a Holy Cross education for motivated students.

How does Holy Cross College compare to similar schools?

Holy Cross College is often compared to other small, private liberal arts colleges in the Midwest, particularly those with a Catholic affiliation. Realistic peer institutions include Saint Mary's College (IN), a women's college with a similar size and location, and other regional private colleges like Bethel University (IN) or Trine University, which offer a range of undergraduate programs. Compared to these peers, Holy Cross's primary advantage lies in its intimate community and personalized attention, stemming from its very small student body. Its location adjacent to the University of Notre Dame also offers a unique, albeit indirect, academic and cultural proximity. However, Holy Cross faces significant disadvantages. Its graduation rate (49.7%) is notably lower than many comparable institutions, suggesting potential challenges in student retention or academic success. Furthermore, its median graduate earnings are considerably lower than those of many peer institutions, raising concerns about the financial return on investment. While other small colleges may also have modest earnings, Holy Cross's figures are particularly concerning relative to its tuition costs. The breadth of academic programs and the robustness of career services and internship pipelines may also be less developed compared to slightly larger or more established peer institutions.

What do employers think of a degree from Holy Cross College?

Employer perception of a degree from Holy Cross College is likely influenced by the college's size, its specific academic programs, and the individual performance of its graduates. As a smaller institution, the Holy Cross name may not carry the same widespread recognition as degrees from larger, more prominent universities. However, employers who have hired Holy Cross graduates often value the personalized education and the strong sense of community that the college fosters. Graduates are typically seen as having received individualized attention, which can translate into strong communication skills, a solid work ethic, and a commitment to personal growth. The college's Catholic tradition may also appeal to employers who value integrity and service. For specific industries, particularly in the Midwest and within sectors like education, healthcare, and social services, employers may be familiar with Holy Cross graduates and recognize the value of their foundational liberal arts education. The effectiveness of the college's career services in building employer relationships and facilitating internships plays a crucial role in shaping this perception. Ultimately, while the brand recognition might be limited, the quality of the individual graduate and their ability to demonstrate relevant skills and a strong work ethic are paramount in employer evaluations.

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AI-generated analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.