Hobart William Smith Colleges
Geneva, NY 14456 — Private Nonprofit
Value Score: 70/100 | ROI Score: -74 | Affordability Score: 35/100
Tuition (In-State): $65,117 | Out-of-State: $65,117
Acceptance Rate: 64.0% | Graduation Rate: 74.9% | Retention Rate: 86.4%
Median Earnings (10yr): $68,831 | Median Debt: $27,000
SAT Average: 1319 | ACT Midpoint: 29
Student Body Size: 1,786 (small)
Pell Grant Recipients: 25.1% | Federal Loan Rate: 73.7%
Average Faculty Salary: $9,559/month
Tuition & Affordability Analysis
In-state tuition at Hobart William Smith Colleges is $65,117 per year, which is 65% above the national average for private institutions.
Out-of-state students pay $65,117/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $260,468 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Hobart William Smith Colleges:
- Families earning $0–$30,000: $14,650/year
- Families earning $30,001–$48,000: $12,639/year
- Families earning $48,001–$75,000: $22,108/year
- Families earning $75,001–$110,000: $23,149/year
- Families earning $110,000+: $39,740/year
Low-income families receive an average discount of $50,467/year, paying just 22% of the sticker price.
Admissions Snapshot
Hobart William Smith Colleges has an acceptance rate of 64.0%, placing it in the Moderately Selective (50–70%) category. This means roughly 698 students apply each year.
The average SAT score of admitted students is 1319, 24% above the national average. This reflects a strong academic student body.
The ACT midpoint is 29, 38% above the national average.
Graduate Outcomes & Return on Investment
74.9% of students at Hobart William Smith Colleges complete their degree, 21% above the national average. This is a solid graduation rate.
First-year retention rate: 86.4% (7% above the national average). This indicates most students are satisfied enough to return for sophomore year.
Graduates of Hobart William Smith Colleges earn a median salary of $68,831 ten years after enrollment, 68% above the national average. This represents a $33,831/year earnings premium over the average high school diploma holder, or $1,014,930 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $27,000, 26% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $293/month, with a total repayment of $35,160 (including $8,160 in interest).
Debt-to-Earnings Ratio: 0.39x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Hobart William Smith Colleges pays for itself in approximately 8 years. This is a reasonable investment timeline.
Financial Aid Profile
25.1% of students at Hobart William Smith Colleges receive Pell Grants (federal need-based aid for families earning under ~$60,000), 24% below the national average. A lower Pell rate suggests the student body skews toward higher-income families. Merit aid may be more prevalent than need-based aid.
73.7% of students take federal loans, 57% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $9,559/month, 10% above the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Hobart William Smith Colleges enrolls 1,786 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 55/100 (higher = more diverse). The campus has moderate diversity.
Student body composition: White 66%, Hispanic 11%, Black 7%, Asian 3%.
Hobart and William Smith Colleges: Strong Outcomes with High Tuition
- Hobart & William Smith: A Liberal Arts Investment with a Powerful Alumni Network
- Beyond the Classroom: Unlocking Career Potential at Hobart & William Smith Colleges
- Is the Geneva Experience Worth the Price Tag? Analyzing HWS Value
Report Card: Overall Grade D+
Hobart William Smith Colleges receives an overall grade of D+ based on six dimensions:
- Academics: C+
- Value: F
- Outcomes: B+
- Affordability: D
College Analysis
Hobart William Smith Colleges is a Private Nonprofit institution in Geneva, NY with approximately 1,786 students. Hobart and William Smith Colleges have a strong graduation rate and median earnings, indicating good academic and career outcomes. The tuition cost is high, but the median earnings after 10 years are relatively high, suggesting a potentially good return on investment. The college has a diverse student body with a significant proportion of white students, which may influence the campus culture and social dynamics.
The Verdict: Is Hobart William Smith Colleges Worth It?
Hobart and William Smith Colleges present a complex value proposition. With an out-of-state tuition of $65,117 and a median 10-year earning of $68,831, the immediate post-graduation financial picture is tight. The median debt of $27,000, while not exorbitant, adds to the financial burden. Based on these figures alone, the return on investment (ROI) appears challenging, with earnings barely exceeding the annual tuition cost and a debt payoff timeline that could extend several years. The provided ROI score of -74 further underscores this concern. However, the value of an HWS education may lie beyond immediate financial metrics. The strong alumni network, personalized attention typical of a small liberal arts college, and emphasis on critical thinking and communication skills can lead to long-term career success and higher earning potential in specialized fields not always captured by median earnings data. For students who can secure significant financial aid or scholarships, or who are targeting high-earning professions where the HWS network provides a distinct advantage (e.g., finance, certain tech roles), the investment could be more justifiable. For the average student, however, the sticker price is high relative to the median earnings, suggesting it might be an overpriced option unless substantial aid is received or a very specific, high-return career path is pursued. Recommendation: Approach with caution; prioritize securing significant financial aid or targeting specific high-earning career paths to justify the cost.
Return on Investment
Despite the high tuition, the strong career outcomes and high median earnings suggest that the degree is worth the cost for many students.
Debt Reality Check
Median student debt at Hobart William Smith Colleges: $27,000. Monthly payment on a standard 10-year plan: $307/month. Total repaid: $36,840 ($9,840 in interest).
Breakeven vs high school diploma: 0.7 years. Debt burden: Manageable. Salary needed for comfortable repayment: $36,840.
Strengths
- Strong academic and career outcomes.
- Highly ranked in liberal arts education.
Weaknesses
- High tuition cost.
- Limited diversity in student body.
Academic Profile
SAT Average: 1319. ACT Midpoint: 29. Retention Rate: 86.4%.
Hobart and William Smith Colleges are renowned for their rigorous liberal arts curriculum, emphasizing critical thinking, interdisciplinary study, and global awareness. The Colleges boast a strong student-faculty ratio, fostering close relationships and personalized attention from faculty. While specific faculty salary data isn't provided, the commitment to hiring and retaining high-quality educators is evident in the student experience. Notable departments include International Relations, Environmental Studies, and the unique combination of Economics and Political Science, reflecting the Colleges' global focus. The Colleges strongly encourage undergraduate research, with numerous opportunities for students to work alongside faculty on meaningful projects, often culminating in presentations or publications.
HWS offers a robust Honors Program for academically distinguished students, providing advanced coursework and independent research opportunities. A cornerstone of the HWS academic experience is its extensive study abroad program, with a significant percentage of students participating in international experiences. The Colleges offer over 200 programs in more than 60 countries, encouraging students to immerse themselves in different cultures and perspectives. Academic support is readily available through the Center for Teaching and Learning, offering tutoring, writing support, and academic advising. The Colleges also provide specialized support for students with disabilities and those seeking to improve their academic skills. The emphasis is on a holistic approach to education, preparing students not just for a career, but for a life of thoughtful engagement with the world.
Financial Aid Guide for Hobart William Smith Colleges
Pell Grant recipients: 25.1%. Students taking federal loans: 73.7%.
Hobart and William Smith Colleges are committed to making their distinctive liberal arts education accessible through a combination of need-based financial aid and merit scholarships. For the 2023-2024 academic year, the sticker price for tuition, room, and board is approximately $80,000. The Colleges meet 100% of demonstrated financial need for admitted students, a crucial factor for families relying on aid. This aid typically comes in the form of grants and scholarships (which do not need to be repaid), low-interest federal loans, and federal work-study opportunities.
For families with an annual income below $75,000, HWS aims to provide aid packages that cover a substantial portion of the cost, often including grants that significantly reduce the out-of-pocket expense. For families with higher incomes, merit scholarships are also available, awarded based on academic achievement, leadership, and extracurricular involvement. While specific scholarship amounts vary, they can range from a few thousand dollars to a significant percentage of tuition.
Work-study offers students the chance to earn money through on-campus employment, typically paying around $15 per hour, with earnings often ranging from $2,000 to $3,000 per academic year. It's important for prospective students to complete the FAFSA and CSS Profile by the stated deadlines (typically early February) to be considered for all forms of aid. While HWS is generally committed to meeting demonstrated need, negotiating aid packages is not a standard practice, as the Colleges have a well-defined process for determining aid based on financial circumstances. However, if a family experiences a significant change in financial situation after applying, they can appeal for reconsideration.
Hidden Costs at Hobart William Smith Colleges
- Room and Board: While tuition is listed, the comprehensive cost including room and board for the 2023-2024 academic year is approximately $80,000, with room and board alone being around $18,000.
- Student Activity Fee: A mandatory fee of approximately $500 per year supports student organizations, campus events, and services.
- Textbooks and Supplies: Students should budget an estimated $1,000 to $1,500 per year for books, software, and other academic supplies.
- Personal Expenses: This includes items like laundry, toiletries, entertainment, and travel, which can easily add up to $1,500 to $2,500 annually.
- Transportation: While Geneva is walkable, travel to and from home or for internships can incur costs, especially for students without cars, potentially $500-$1,000+ per year depending on distance.
- Health Insurance: If a student is not covered by a parent's plan, the college's health insurance plan can cost around $3,000-$4,000 per year.
- Technology Fee: Some institutions charge a technology fee, which could be an additional $100-$300 annually for campus IT services and support.
Alumni Outcomes & Career Paths
Hobart and William Smith Colleges (HWS) graduates enter a diverse job market, with alumni finding success across various sectors. While specific recruitment data from major corporations isn't always publicly detailed for smaller liberal arts colleges, HWS leverages its strong alumni network and career services to connect students with opportunities. Graduates often cluster in fields such as finance, education, marketing, non-profit management, and technology. Major employers that have historically hired HWS graduates include organizations like JPMorgan Chase, Deloitte, Teach For America, and various local and regional businesses in the Finger Lakes and greater New York State area. The college emphasizes a liberal arts foundation, which prepares students for a wide range of graduate studies. Placement rates for graduate school are generally strong, with alumni pursuing advanced degrees at institutions like Georgetown University, Boston University, and Syracuse University, particularly in fields like law, business, and public policy. The career services office at HWS is known for its proactive approach, offering robust internship programs and a strong emphasis on networking. The 'HWS on Wall Street' program, for example, provides a direct pipeline for students interested in finance careers. Internship opportunities are often found in New York City, Boston, and Washington D.C., facilitated by the college's extensive alumni connections and dedicated career counseling. Geographic hiring patterns show a significant concentration of alumni in the Northeast, particularly in New York City, Boston, and the greater Rochester/Syracuse areas, reflecting both the school's location and the career paths its graduates pursue.
Campus Life & Culture at Hobart William Smith Colleges
Hobart and William Smith Colleges attract a diverse student body, with a significant percentage coming from outside New York State, contributing to a broad geographic mix. Students who thrive here are typically intellectually curious, engaged in their communities, and open to new experiences, particularly those that foster global understanding and personal growth.
Hobart and William Smith Colleges (HWS) offer a vibrant, close-knit campus experience in Geneva, NY, nestled on the eastern edge of Seneca Lake. The 'vibe' here is often described as intellectually curious, community-oriented, and engaged, with a strong emphasis on the liberal arts and global citizenship. Students are known for their active participation in campus life, balancing rigorous academics with a robust social scene. The Colleges are comprised of two distinct but fully integrated undergraduate institutions, Hobart College for men and William Smith College for women, fostering a unique co-education model that encourages both individual identity and shared community.
Campus housing is guaranteed for all four years, a significant perk that ensures students remain integrated into the campus community. First-year students typically live in traditional residence halls, while upperclassmen can choose from a variety of options, including suites, apartments, and even themed housing. The dining halls, primarily Saga and Fresh Food Company, offer diverse options to cater to various dietary needs and preferences, with meal plans being a significant part of the student budget.
Student organizations are plentiful, covering everything from academic clubs and cultural groups to outdoor adventure and community service. The Colleges boast a strong tradition of student leadership and activism. Greek life is present but not dominant, with a few fraternities and sororities that contribute to the social fabric. Athletics are a significant part of the HWS experience, with the Hobart Statesmen and William Smith Herons competing in NCAA Division III, fostering school spirit and providing opportunities for student-athletes. The Colleges also have a strong commitment to sustainability and community engagement, with many students involved in local Geneva initiatives. The proximity to Seneca Lake also offers unique recreational opportunities, from sailing to enjoying the scenic beauty.
Campus Highlights
- The unique co-education model of Hobart and William Smith Colleges, fostering both individual identity and shared community.
- Guaranteed housing for all four years, ensuring students remain integrated and supported on campus.
- A strong emphasis on global citizenship with extensive study abroad opportunities in over 60 countries.
- The picturesque location on the shores of Seneca Lake, offering recreational and scenic beauty.
- A vibrant student life with numerous clubs, organizations, and a strong tradition of student leadership.
- The Colleges' commitment to sustainability and community engagement, with active student involvement in local initiatives.
- The 'Herring Run' tradition, a unique campus event celebrating the end of the academic year.
Location & Regional Advantages
Located in Geneva, NY, Hobart and William Smith Colleges benefit from a picturesque setting on the shores of Seneca Lake, one of the Finger Lakes. While Geneva itself is a smaller city, its location offers a blend of rural charm and proximity to larger economic centers. The immediate local job market is modest, primarily consisting of regional businesses, educational institutions, and some tourism-related opportunities. However, the true geographic advantage lies in its accessibility to major hubs. Rochester is about an hour's drive away, offering a more robust job market in sectors like technology, healthcare, and advanced manufacturing. Syracuse is also within reach. Most significantly, New York City, a global center for finance, media, and arts, is a manageable distance for internships and post-graduation employment, with many HWS alumni establishing careers there. The cost of living in Geneva is considerably lower than in major metropolitan areas, making it an attractive place to live during the college years. The quality of life is high for those who appreciate outdoor activities, with the Finger Lakes region offering wineries, hiking, and water sports. While the weather experiences distinct seasons, including cold winters, the overall environment is safe and conducive to focused academic pursuits. The location's primary impact on career opportunities is through its strong alumni network and the college's strategic placement programs that leverage proximity to larger cities for internships and job placement, rather than relying solely on the immediate local economy.
How to Get Into Hobart William Smith Colleges
Gaining admission to Hobart and William Smith Colleges requires a thoughtful application that highlights a student's intellectual curiosity, leadership potential, and commitment to community. With an admission rate around 64%, HWS is selective but offers opportunities for a wide range of qualified students. The Colleges offer Early Decision (ED) and Early Action (EA) options. ED is binding and can provide a slight advantage for highly committed applicants, while EA is non-binding and allows students to receive an early decision.
The admissions committee looks for students who will thrive in a liberal arts environment and contribute positively to the campus community. Strong academic performance, including a challenging course load and solid GPA, is paramount. While SAT/ACT scores are not required for admission, strong scores can certainly bolster an application if submitted. The essay is a critical component; focus on showcasing your personality, intellectual interests, and how you align with HWS's values of global citizenship and community engagement. Demonstrating interest is important; this can be shown through campus visits (virtual or in-person), attending information sessions, and thoughtful communication with the admissions office.
Recommendations from teachers and counselors who know you well and can speak to your academic abilities and character are also highly valued. For timeline recommendations, aim to have your application materials finalized by the ED deadline (typically November 15) or the EA deadline (typically December 1) if you wish to apply early. Regular Decision deadlines are usually around January 15. Early preparation and a genuine reflection of your interests and experiences will significantly strengthen your application.
How Hobart William Smith Colleges Compares to Similar Schools
Similar schools: Colgate University, Hamilton College, Union College, Skidmore College
Advantages
- Strong emphasis on experiential learning and global programs.
- Highly engaged and supportive alumni network, particularly in finance and media.
- Smaller class sizes and more personalized faculty interaction.
Disadvantages
- Higher sticker price compared to some peers.
- More limited geographic reach for immediate local job market compared to schools closer to major metros.
- Lower median earnings reported compared to some similarly ranked liberal arts colleges.
Best For
- Students seeking a less expensive education.
- Students looking for a more diverse student body.
Avoid If
- Students on a tight budget.
- Students prioritizing lower tuition costs.
Frequently Asked Questions about Hobart William Smith Colleges
How much does it cost to attend Hobart William Smith Colleges?
In-state tuition at Hobart William Smith Colleges is $65,117 per year, and out-of-state tuition is $65,117 per year. The median student debt at graduation is $27,000.
What is the acceptance rate at Hobart William Smith Colleges?
Hobart William Smith Colleges has an acceptance rate of 64.0%.
What is the graduation rate at Hobart William Smith Colleges?
Hobart William Smith Colleges has a graduation rate of 74.9%.
How much do Hobart William Smith Colleges graduates earn?
The median earnings for Hobart William Smith Colleges graduates 10 years after enrollment is $68,831. With median debt of $27,000, graduates earn roughly 2.5x their debt level annually.
How big is Hobart William Smith Colleges?
Hobart William Smith Colleges has approximately 1,786 students and is classified as a small institution. It is located in Geneva, NY and is a Private Nonprofit institution.
Is Hobart William Smith Colleges worth the cost?
Hobart William Smith Colleges has an ROI score of -74 out of 100. With in-state tuition of $65,117 per year and median post-graduation earnings of $68,831, the data suggests the return on investment may be below average.
Where is Hobart William Smith Colleges located?
Hobart William Smith Colleges is located in Geneva, NY. It is a Private Nonprofit institution with approximately 1,786 students.
How much student debt do Hobart William Smith Colleges graduates have?
The median student debt for Hobart William Smith Colleges graduates is $27,000. With median earnings of $68,831 ten years after enrollment, graduates can expect a debt-to-income ratio of 39%.
Is Hobart William Smith Colleges a good college?
Hobart William Smith Colleges has a graduation rate of 74.9% and median post-graduation earnings of $68,831. High tuition but high median earnings after 10 years.
How does Hobart William Smith Colleges compare to similar colleges?
Graduation rate of 74.94%. Compared to peer institutions, HWS offers strong academic and career outcomes but at a high tuition cost.
What career prospects do Hobart William Smith Colleges graduates have?
Graduates are well-positioned for careers with good earning potential.
What should prospective students know about Hobart William Smith Colleges?
HWS is well-regarded in the liberal arts and sciences, but its high tuition may not be the best fit for all students.
What makes Hobart William Smith Colleges stand out?
Significant white student population (65.96%).
What are the pros and cons of attending Hobart William Smith Colleges?
Median debt of $27,000 upon graduation.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.