Harcum College
Bryn Mawr, PA 19010-3476 — Private Nonprofit
Value Score: 55/100 | ROI Score: -63 | Affordability Score: 55/100
Tuition (In-State): $32,000 | Out-of-State: $32,000
Graduation Rate: 40.9%
Median Earnings (10yr): $46,827 | Median Debt: $18,440
Student Body Size: 876 (small)
Pell Grant Recipients: 55.2% | Federal Loan Rate: 69.7%
Average Faculty Salary: $5,841/month
Tuition & Affordability Analysis
In-state tuition at Harcum College is $32,000 per year, which is 19% below the national average for private institutions.
Out-of-state students pay $32,000/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $128,000 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Harcum College:
- Families earning $0–$30,000: $21,881/year
- Families earning $30,001–$48,000: $19,744/year
- Families earning $48,001–$75,000: $26,450/year
- Families earning $75,001–$110,000: $31,428/year
- Families earning $110,000+: $39,270/year
Low-income families receive an average discount of $10,119/year, paying just 68% of the sticker price.
Graduate Outcomes & Return on Investment
40.9% of students at Harcum College complete their degree, 34% below the national average. This is below average — prospective students should investigate support services and retention programs.
Graduates of Harcum College earn a median salary of $46,827 ten years after enrollment, 14% above the national average. This represents a $11,827/year earnings premium over the average high school diploma holder, or $354,810 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $18,440, 14% below the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $200/month, with a total repayment of $24,000 (including $5,560 in interest).
Debt-to-Earnings Ratio: 0.39x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Harcum College pays for itself in approximately 11 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
55.2% of students at Harcum College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 67% above the national average. This high Pell rate indicates the school serves a large proportion of lower-income students and likely has strong need-based aid programs.
69.7% of students take federal loans, 48% above the national average. This high borrowing rate means most students need loans to attend. Factor loan payments into your decision carefully.
Average faculty salary: $5,841/month, 33% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Harcum College enrolls 876 undergraduate students. As a small institution, students can expect smaller class sizes, closer faculty relationships, and a tight-knit campus community.
Diversity Index: 71/100 (higher = more diverse). Harcum College has a highly diverse student body with strong representation across multiple racial and ethnic groups.
Student body composition: White 28%, Hispanic 16%, Black 43%, Asian 2%.
Harcum College: Small Private Institution with Mixed Academic and Financial Outcomes
- Harcum College: A Direct Path to Career Skills, But At What Cost?
- Beyond the Degree: Analyzing Harcum College's Real-World Job Outcomes
- Bryn Mawr's Hidden Gem? Exploring Harcum College's Value and Student Experience
Report Card: Overall Grade C-
Harcum College receives an overall grade of C- based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C+
- Affordability: B+
College Analysis
Harcum College is a Private Nonprofit institution in Bryn Mawr, PA with approximately 876 students. Harcum College has a low graduation rate, which may indicate challenges in academic support or student engagement. The median earnings 10 years post-graduation are below the national average, suggesting potential career outcomes may not be as strong as peers. The college has a high median debt, which could be a significant financial burden for students.
The Verdict: Is Harcum College Worth It?
Harcum College presents a complex value proposition. With an in-state and out-of-state tuition of $32,000 and a median 10-year earnings of $46,827, the immediate financial return appears modest. The median debt of $18,440 suggests that graduates are taking on a significant financial burden relative to their early-career earnings. The ROI score of -63 further indicates a negative return on investment within the first decade post-graduation, suggesting that earnings do not significantly outpace the cost of education and associated debt. A debt payoff timeline based on these figures would likely extend beyond the typical 5-10 years, especially if graduates are not securing high-paying positions immediately. While Harcum offers specialized career training, the median earnings suggest that graduates may not be entering fields with the highest earning potential, or that the programs' costs are not fully aligned with market salaries. Therefore, Harcum College appears to be an overpriced option for many students when viewed purely through a financial lens. Students considering Harcum should carefully weigh the career-specific training and potential for immediate employment against the substantial cost and modest median earnings. It is not a clear financial win.
Return on Investment
Given the high tuition and debt, the degree may not be worth the cost for many students, especially considering the lower earnings potential.
Debt Reality Check
Median student debt at Harcum College: $18,440. Monthly payment on a standard 10-year plan: $209/month. Total repaid: $25,080 ($6,640 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $25,080.
Strengths
- Strong local community and personalized education.
- Diverse student body.
Weaknesses
- Low graduation rate and median earnings.
- High median debt.
Academic Profile
Harcum College distinguishes itself with a strong emphasis on career-focused education, preparing students for immediate entry into the workforce or seamless transfer to four-year institutions. The college boasts several highly regarded associate degree programs that are often the cornerstone of a student's academic journey. Notably, programs in Health Sciences, such as Dental Hygiene and Diagnostic Medical Sonography, are consistently popular and well-respected, leveraging industry connections for clinical placements. The Interior Design program is another standout, known for its hands-on approach and creative curriculum. Faculty quality, while not directly reflected in salary data, is a key strength at Harcum. Instructors are often practitioners in their fields, bringing real-world experience into the classroom, which is crucial for career-oriented programs. The student-faculty ratio, though not explicitly provided, is likely to be favorable given the college's size, allowing for more personalized attention and mentorship. Harcum offers academic support services designed to help students succeed, including tutoring, academic advising, and career services. These resources are integral to the college's mission of student success and career readiness. While formal research opportunities might be less prevalent than at large universities, the emphasis is on applied learning and project-based work that mirrors professional environments. Honors programs are available for high-achieving students, offering enriched academic experiences and potentially facilitating transfer to competitive bachelor's degree programs.
Financial Aid Guide for Harcum College
Pell Grant recipients: 55.2%. Students taking federal loans: 69.7%.
Navigating financial aid at Harcum College is a crucial step for most students, given the tuition of $32,000. Harcum is committed to making education accessible through a combination of federal, state, and institutional aid. Merit-based scholarships are available and are often awarded at the time of admission based on academic achievement, such as GPA and any standardized test scores submitted. These can significantly reduce the out-of-pocket cost. Need-based aid, determined by the Free Application for Federal Student Aid (FAFSA), is also a primary source of funding. This includes federal grants like the Pell Grant (though the Pell Grant Rate is not specified, it's a key federal program) and state grants for Pennsylvania residents. Institutional grants and scholarships are also awarded based on financial need. Work-study opportunities are often available, allowing students to earn money through part-time campus jobs, which can help cover living expenses. For students from lower-income families, the total aid package, including grants and scholarships, could potentially cover a substantial portion of tuition and fees, bringing the net price down considerably. For middle-income families, a combination of merit aid, federal loans, and potentially some institutional aid will likely form the package. It's important to note that while Harcum aims to provide aid, federal loans will likely be a significant component for many students to cover the remaining costs. Scholarship tips include applying early, researching external scholarships, and highlighting unique achievements or experiences in application essays. Negotiating aid at a private institution like Harcum is possible, especially if you have competing offers from similar institutions or can demonstrate a significant change in financial circumstances, but it's generally more effective when there's a clear basis for reconsideration.
Hidden Costs at Harcum College
- On-campus housing can range from $7,000 to $10,000 per academic year, depending on the room type and occupancy.
- Meal plans typically cost between $4,000 and $5,500 annually, with different tiers offering varying meal frequencies and dining dollar allowances.
- Textbooks and course materials can add an estimated $1,000 to $1,500 per year, varying by program and specific course requirements.
- Student activity fees, technology fees, and other miscellaneous campus fees can total around $500 to $1,000 per academic year.
- Transportation costs, including local travel, potential commuting expenses if living off-campus (though less common), and travel home during breaks, can range from $500 to $2,000 annually.
- Personal expenses, such as toiletries, laundry, entertainment, and incidental spending, can easily amount to $1,500 to $3,000 per year.
- Health insurance, if not covered by a parent's plan, can add approximately $2,000 to $3,000 annually.
Alumni Outcomes & Career Paths
Harcum College, a private nonprofit institution in Bryn Mawr, PA, offers specialized associate degrees and certificates, which often lead to direct entry into the workforce or transfer to four-year institutions. While specific data on major employers actively recruiting from Harcum is not publicly detailed, graduates typically find employment in healthcare, human services, and business-related fields. Industries where alumni cluster include healthcare providers like Main Line Health and Jefferson Health, early childhood education centers, and various administrative support roles within local businesses. The college's focus on career-oriented programs suggests a strong emphasis on practical skills valued by employers in these sectors. Graduate school placement rates are not prominently advertised, indicating that the primary pathway for many Harcum alumni is immediate employment. Notable alumni are not widely publicized, which is common for smaller, career-focused institutions. Harcum's career services are designed to support students in securing internships and post-graduation employment. Internship pipelines are crucial for Harcum, with many programs requiring or strongly encouraging practical experience. These internships often serve as a direct route to job offers, particularly within the healthcare sector where clinical rotations are standard. Geographic hiring patterns for Harcum graduates tend to be concentrated in the Greater Philadelphia area, leveraging the college's location near numerous healthcare facilities and businesses. Alumni may also find opportunities in surrounding suburban counties and potentially in larger metropolitan areas like New York City or Washington D.C., depending on their chosen field and willingness to relocate.
Campus Life & Culture at Harcum College
Harcum College attracts a diverse student body, with a significant portion of students seeking career-focused education and often coming from the greater Philadelphia region and surrounding states. The college thrives with students who are motivated, goal-oriented, and appreciate a supportive, smaller campus environment that prioritizes practical skills and career readiness.
Harcum College, nestled in the charming Main Line suburb of Bryn Mawr, PA, offers a close-knit campus experience that fosters a strong sense of community. With a student body of around 876, Harcum is more than just a college; it's a place where students often form lasting bonds, supported by a dedicated faculty and staff. The social scene is generally low-key and centered around campus activities and local exploration. While Harcum doesn't have a traditional Greek life system, student organizations play a vital role in campus social life. These clubs and groups cater to a variety of interests, from academic societies tied to specific programs like Dental Hygiene or Interior Design, to cultural and recreational clubs. Events are often organized by student government and the Office of Student Life, ranging from movie nights and guest speakers to community service projects. Housing is primarily on-campus, with residence halls providing a convenient and immersive living experience. This setup encourages interaction and makes it easy for students to get involved. Dining services offer a convenient way for students to grab meals, with various options to suit different tastes and schedules. The 'vibe' at Harcum is often described as supportive, focused, and career-oriented. Students here are typically driven to gain practical skills and prepare for immediate entry into the workforce or transfer to a four-year institution. The smaller size means that students are more than just a number; they are recognized individuals with unique goals and aspirations, and the campus environment reflects this personalized approach.
Campus Highlights
- Strong emphasis on career-specific associate degrees designed for immediate workforce entry.
- Highly regarded Health Sciences programs, including Dental Hygiene and Diagnostic Medical Sonography.
- Close-knit community atmosphere fostered by a smaller student body size.
- Dedicated career services and alumni network support for post-graduation success.
- Convenient location on Philadelphia's Main Line, offering access to urban amenities and internships.
- Focus on hands-on learning and practical skill development across all programs.
- Supportive environment with accessible faculty and personalized student services.
Location & Regional Advantages
Harcum College's location in Bryn Mawr, Pennsylvania, offers significant geographic advantages for its students. Situated in the affluent Main Line suburbs of Philadelphia, the college benefits from proximity to a robust job market, particularly in healthcare, education, and business services. The Greater Philadelphia area is a hub for major healthcare systems such as Main Line Health (which has facilities very close to campus), Jefferson Health, and Penn Medicine, providing ample internship and employment opportunities for Harcum's allied health and nursing graduates. The region also boasts a strong presence of educational institutions and non-profit organizations, aligning well with programs in early childhood education and human services. The cost of living in Bryn Mawr and surrounding Main Line communities can be high, reflecting the area's desirability and affluence. However, this also correlates with higher average salaries in professional fields compared to more rural areas. Quality of life is generally high, with access to cultural attractions, parks, and a well-educated populace. The weather is temperate, with four distinct seasons. Safety is typically good in these suburban communities. Proximity to Philadelphia provides access to a larger, more diverse job market and transportation networks, facilitating career exploration and post-graduation employment across various industries. This strategic location allows Harcum graduates to tap into a dynamic regional economy, enhancing their career prospects.
How to Get Into Harcum College
Gaining admission to Harcum College involves understanding its focus on career-ready education and its supportive environment. Since Harcum does not appear to have Early Decision or Early Action options, the application timeline is generally straightforward, with a typical deadline in late spring or early summer for fall enrollment. The admissions office likely values a student's commitment to their chosen career path, demonstrated through coursework, extracurricular activities, and personal statements. While specific GPA and test score ranges are not provided, Harcum is likely looking for students who show academic potential and a readiness for college-level work. Strong essays are crucial; focus on articulating your career aspirations, explaining why Harcum's specific programs align with those goals, and highlighting any experiences that demonstrate your passion and work ethic. Since Harcum is a private institution with a focus on accessibility, the admissions process may be less about extreme selectivity and more about finding students who are a good fit for its programs and community. Demonstrated interest can be shown by attending virtual or in-person information sessions, engaging with admissions counselors, and submitting a complete and thoughtful application. The key is to present yourself as a motivated individual eager to leverage Harcum's resources for a successful career launch.
How Harcum College Compares to Similar Schools
Similar schools: Arcadia University, Rosemont College, Chestnut Hill College, Eastern University
Advantages
- Strong focus on associate degrees and certificates, offering quicker pathways to specific careers.
- Smaller class sizes and potentially more personalized attention due to its size.
- Strategic location within the affluent Main Line suburbs, offering access to specific high-value employers.
Disadvantages
- Significantly lower graduation rate (40.9%) compared to many peer institutions.
- Lower median earnings post-graduation compared to some similar-sized or regionally comparable institutions.
- Less brand recognition and broader alumni network compared to larger universities.
Best For
- Students seeking high earning potential or strong career services may want to consider other institutions.
- Those with a preference for larger institutions with higher graduation rates might find better fit elsewhere.
Avoid If
- Students looking for a high ROI or lower debt burden should consider other options.
- Those with a high tolerance for debt and willing to invest in a smaller, community-focused college might find Harcum a good fit.
Frequently Asked Questions about Harcum College
How much does it cost to attend Harcum College?
In-state tuition at Harcum College is $32,000 per year, and out-of-state tuition is $32,000 per year. The median student debt at graduation is $18,440.
What is the graduation rate at Harcum College?
Harcum College has a graduation rate of 40.9%.
How much do Harcum College graduates earn?
The median earnings for Harcum College graduates 10 years after enrollment is $46,827. With median debt of $18,440, graduates earn roughly 2.5x their debt level annually.
How big is Harcum College?
Harcum College has approximately 876 students and is classified as a small institution. It is located in Bryn Mawr, PA and is a Private Nonprofit institution.
Is Harcum College worth the cost?
Harcum College has an ROI score of -63 out of 100. With in-state tuition of $32,000 per year and median post-graduation earnings of $46,827, the data suggests the return on investment may be below average.
Where is Harcum College located?
Harcum College is located in Bryn Mawr, PA. It is a Private Nonprofit institution with approximately 876 students.
How much student debt do Harcum College graduates have?
The median student debt for Harcum College graduates is $18,440. With median earnings of $46,827 ten years after enrollment, graduates can expect a debt-to-income ratio of 39%.
Is Harcum College a good college?
Harcum College has a graduation rate of 40.9% and median post-graduation earnings of $46,827. High tuition and median debt, indicating potential financial strain on students.
How does Harcum College compare to similar colleges?
Low graduation rate and median earnings, suggesting possible issues with academic support or career services. Compared to peer institutions, Harcum College has lower graduation rates and median earnings, but offers a diverse student body and a strong local community.
What career prospects do Harcum College graduates have?
Graduates may find career opportunities in the local area, particularly in non-profit or educational sectors.
What should prospective students know about Harcum College?
Harcum College is well-positioned in a suburban market, attracting students who value a close-knit community and personalized education.
What makes Harcum College stand out?
Diverse student body with a significant proportion of Black and Hispanic students.
What are the pros and cons of attending Harcum College?
Located in a suburban area, offering a quiet and safe learning environment.
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.