Georgetown College
Georgetown, KY 40324-1696 — Private Nonprofit
Value Score: 70/100 | ROI Score: -70 | Affordability Score: 35/100
Tuition (In-State): $42,840 | Out-of-State: $42,840
Acceptance Rate: 91.1% | Graduation Rate: 48.1% | Retention Rate: 69.1%
Median Earnings (10yr): $52,074 | Median Debt: $25,200
SAT Average: 1138
Student Body Size: 1,097 (small)
Pell Grant Recipients: 35.3% | Federal Loan Rate: 48.3%
Average Faculty Salary: $6,502/month
Tuition & Affordability Analysis
In-state tuition at Georgetown College is $42,840 per year, which is 9% above the national average for private institutions.
Out-of-state students pay $42,840/year — a premium of $0 over in-state rates. Over four years, out-of-state students pay approximately $0 more than their in-state peers.
Estimated four-year tuition cost: $171,360 (tuition only, not including room, board, and fees).
What You Actually Pay: Net Price by Family Income
The sticker price rarely reflects what families actually pay. After grants and scholarships, here is the average net price by family income bracket at Georgetown College:
- Families earning $0–$30,000: $9,777/year
- Families earning $30,001–$48,000: $7,834/year
- Families earning $48,001–$75,000: $9,797/year
- Families earning $75,001–$110,000: $16,577/year
- Families earning $110,000+: $20,207/year
Low-income families receive an average discount of $33,063/year, paying just 23% of the sticker price.
Admissions Snapshot
Georgetown College has an acceptance rate of 91.1%, placing it in the Open Admission (85%+) category. This means roughly 301 students apply each year.
Georgetown College accepts the majority of applicants, making it an accessible option for students across a range of academic backgrounds.
The average SAT score of admitted students is 1138, 7% above the national average. This is within the mid-range nationally.
Graduate Outcomes & Return on Investment
48.1% of students at Georgetown College complete their degree, 22% below the national average. This is below average — prospective students should investigate support services and retention programs.
First-year retention rate: 69.1% (15% below the national average). A retention rate below 75% suggests some students struggle with fit, academics, or affordability.
Graduates of Georgetown College earn a median salary of $52,074 ten years after enrollment, 27% above the national average. This represents a $17,074/year earnings premium over the average high school diploma holder, or $512,220 in additional lifetime earnings over a 30-year career.
The median student debt at graduation is $25,200, 17% above the national average. On a standard 10-year repayment plan at 5.5% interest, this translates to approximately $273/month, with a total repayment of $32,760 (including $7,560 in interest).
Debt-to-Earnings Ratio: 0.48x. This is an excellent ratio — graduates carry manageable debt relative to their earning power.
Breakeven Point: Based on the earnings premium over high school graduates, a degree from Georgetown College pays for itself in approximately 11 years. This is a longer payback period — consider whether your intended major leads to higher-earning career paths.
Financial Aid Profile
35.3% of students at Georgetown College receive Pell Grants (federal need-based aid for families earning under ~$60,000), 7% above the national average. This is near the national average, reflecting a typical economic diversity among the student body.
48.3% of students take federal loans, near the national average. This is a moderate borrowing rate.
Average faculty salary: $6,502/month, 25% below the national average. Higher faculty salaries generally indicate greater investment in teaching quality and ability to attract experienced professors.
Student Body & Campus Diversity
Georgetown College enrolls 1,097 undergraduate students. This mid-sized institution offers a balance between personalized attention and diverse academic offerings.
Diversity Index: 44/100 (higher = more diverse). The student body is less diverse than average.
Student body composition: White 74%, Hispanic 6%, Black 9%, Asian 1%.
Georgetown College: Accessible Private Institution with Good Earnings Potential
- Georgetown College: A Foundation for Future Leaders, But At What Cost?
- Beyond the Classroom: Unpacking Career Paths and Earnings for Georgetown College Grads
- Experience the Georgetown College Difference: Community, Culture, and Campus Life
Report Card: Overall Grade D
Georgetown College receives an overall grade of D based on six dimensions:
- Academics: D
- Value: F
- Outcomes: C+
- Affordability: C+
College Analysis
Georgetown College is a Private Nonprofit institution in Georgetown, KY with approximately 1,097 students. Georgetown College has a high admission rate and a relatively low tuition cost for in-state students, making it accessible to a broader range of students. The graduation rate is below the national average, indicating potential challenges in student retention and support services. Median earnings 10 years after graduation are above the national average, suggesting a good return on investment for graduates. The college has a strong white student population, which may not reflect the diversity of the broader student body.
The Verdict: Is Georgetown College Worth It?
Georgetown College presents a challenging value proposition. With an in-state and out-of-state tuition of $42,840 and a median 10-year earnings of $52,074, the immediate return on investment appears modest. The median debt of $25,200, while not excessively high, adds to the financial consideration. The ROI score of -70 strongly suggests that, on average, graduates do not recoup their educational investment quickly or significantly compared to the national average. The earnings are only slightly higher than the debt incurred, and the tuition is substantial. While the college offers a private liberal arts education, the financial outcomes indicate that it may be overpriced for the average graduate's earning potential. It is not a clear 'hidden gem' based on these metrics. A direct comparison shows that the tuition is nearly 82% of the median annual earnings, meaning it takes a significant portion of a graduate's first year's salary to cover the cost of attendance. The debt payoff timeline, assuming a standard repayment plan and reasonable interest rates, could extend several years, eating into disposable income. Georgetown College is likely not a good financial deal for most students based on these figures alone. Recommendation: Prospective students should carefully weigh the non-financial benefits against the financial realities and explore all available scholarships and aid to mitigate the cost.
Return on Investment
While the degree is worth the cost for many students, the high tuition for out-of-state students and lower-than-expected graduation rate may be a concern.
Debt Reality Check
Median student debt at Georgetown College: $25,200. Monthly payment on a standard 10-year plan: $286/month. Total repaid: $34,320 ($9,120 in interest).
Breakeven vs high school diploma: 1.1 years. Debt burden: Manageable. Salary needed for comfortable repayment: $34,320.
Strengths
- Affordable tuition for in-state students
- Above-average earnings 10 years post-graduation
Weaknesses
- Below-average graduation rate
- Strong white student population
Academic Profile
SAT Average: 1138. Retention Rate: 69.1%.
Georgetown College prides itself on a liberal arts education with a strong emphasis on undergraduate teaching and faculty mentorship. While specific faculty salary data isn't readily available, the college's commitment to a student-faculty ratio that allows for personalized attention is a key academic strength. The average class size is typically small, fostering an environment where students can engage directly with professors and participate actively in discussions.
Notable academic departments often include strong programs in education, business, and the sciences, reflecting the needs of the region and the college's historical strengths. The School of Education, for instance, is well-regarded for preparing teachers for K-12 settings. Business programs often emphasize practical application and ethical leadership. Students interested in research have opportunities to work alongside faculty on various projects, often culminating in presentations or publications, especially within the science disciplines.
The Honors Program offers a challenging academic path for high-achieving students, providing enriched coursework and opportunities for independent study. Georgetown College also encourages global perspectives through its study abroad programs, allowing students to immerse themselves in different cultures and academic environments. Academic support is a cornerstone of the Georgetown experience, with resources like the Academic Success Center offering tutoring, academic advising, and workshops to help students navigate their coursework and develop effective study habits. The college's commitment to a well-rounded education means that students are encouraged to explore diverse fields, even outside their major, to develop critical thinking and communication skills essential for post-graduation success.
Financial Aid Guide for Georgetown College
Pell Grant recipients: 35.3%. Students taking federal loans: 48.3%.
Navigating financial aid at Georgetown College involves understanding the blend of merit-based and need-based aid available. Given the sticker price of $42,840 for both in-state and out-of-state students, financial aid is crucial for most families. Georgetown College is known to offer a range of scholarships, many of which are merit-based, awarded for academic achievement, leadership, or specific talents. These can significantly reduce the net cost of attendance. For example, academic scholarships might range from a few thousand dollars to a substantial portion of tuition, depending on GPA and test scores (though these are not currently reported).
Need-based aid is also a critical component. Students demonstrating financial need through the FAFSA (Free Application for Federal Student Aid) can qualify for federal grants like the Pell Grant (though the Pell Grant rate is not specified), state grants, and institutional aid. Work-study opportunities are often available, providing students with part-time jobs on campus to help cover living expenses.
When considering typical aid packages, families with an Expected Family Contribution (EFC) of $0-$10,000 might expect a combination of grants, scholarships, and potentially federal loans, significantly lowering their out-of-pocket costs. Families with higher EFCs might receive more merit-based aid. It's important to note that while Georgetown College is a private institution, its tuition is the same for all students, simplifying one aspect of financial planning. Scholarship tips include applying early, researching departmental scholarships, and highlighting leadership and community service on applications. While Georgetown College is generally supportive of financial aid applications, direct negotiation of aid packages, especially for merit aid, is less common than at highly selective institutions. Focus on presenting a strong overall application and demonstrating need clearly.
Hidden Costs at Georgetown College
- Room and Board: On-campus housing and meal plans typically range from $10,000 to $14,000 per academic year, depending on the chosen meal plan and room type.
- Textbooks and Supplies: Budget approximately $1,000 to $1,500 per year for required textbooks, software, and other course materials.
- Technology Fee: A mandatory technology fee, often around $100-$200 per semester, supports campus IT infrastructure and services.
- Transportation: Costs for travel home, local transportation, or personal vehicle expenses can add $500-$2,000 annually.
- Personal Expenses: Allow $1,000-$2,000 per year for toiletries, laundry, entertainment, and other miscellaneous personal needs.
- Health Insurance: If you are not covered by a parent's plan, the college offers a student health insurance plan that can cost upwards of $2,500-$3,500 annually.
- Parking Permit: For students who bring cars to campus, parking permits can cost between $100-$300 per academic year.
Alumni Outcomes & Career Paths
Georgetown College graduates enter a diverse job market, with alumni finding opportunities across various sectors. While specific major employer recruitment data for Georgetown College is not publicly detailed, graduates often leverage their liberal arts foundation for roles in education, healthcare, business, and non-profit organizations. Industries where alumni tend to cluster include K-12 education, healthcare administration, and various roles within small to medium-sized businesses in the Kentucky region. Graduate school placement rates are not prominently published, but a strong liberal arts background typically prepares students for further study in fields like law, counseling, and education. Notable alumni include figures like former Kentucky Governor Steve Beshear and Pulitzer Prize-winning journalist Bob Woodward, indicating a capacity for significant achievement. The career services office at Georgetown College aims to support students through resume building, interview preparation, and connecting them with internship and job opportunities. Internship pipelines are often developed through faculty connections and local business partnerships, providing practical experience. Geographic hiring patterns show a strong tendency for graduates to remain within Kentucky, particularly in the Lexington-Louisville corridor, though opportunities exist nationwide for those who seek them. Companies that may hire Georgetown College graduates include local healthcare systems like Baptist Health, school districts such as Fayette County Public Schools, and regional financial institutions.
Campus Life & Culture at Georgetown College
Georgetown College attracts a predominantly regional student body, with a strong presence from Kentucky and surrounding Southern states. The student population tends to be more homogenous than at larger, more diverse institutions, with a significant portion identifying with Christian faith traditions. Students who thrive here are often those seeking a supportive, community-oriented environment where they can build close relationships and receive personalized attention from faculty.
Georgetown College, nestled in the historic heart of Georgetown, Kentucky, offers a close-knit campus community with a distinct Southern charm. The 'vibe' here is often described as friendly, familial, and deeply rooted in tradition. With an undergraduate population of just over 1,000 students, it's easy to build meaningful connections with peers and faculty alike. The campus itself is a beautiful blend of historic architecture and modern facilities, with iconic landmarks like the Anne and John Gano Chapel serving as central gathering points.
Student housing is primarily traditional residence halls, fostering a communal living experience. While specific neighborhood vibes aren't a major feature due to the compact campus, students often find their social circles within their residence halls, academic departments, or through extracurricular involvement. Dining services are centralized, offering a convenient way for students to connect over meals.
Georgetown College boasts a robust array of student organizations, from academic clubs and service groups to cultural and religious organizations. The Student Activities Council (SAC) is a key player in organizing campus events, ensuring there's always something happening, whether it's a movie night, a concert, or a campus-wide competition. Greek life is present but not dominant, with a few fraternities and sororities offering additional social and leadership opportunities. Athletics are a significant part of the student experience, with the Tigers competing in the Mid-South Conference of the NAIA. Sports like football, basketball, and volleyball often draw enthusiastic crowds, creating a spirited atmosphere on game days. The overall feeling is one of engaged community, where students are encouraged to participate, lead, and make the most of their college journey.
Campus Highlights
- Historic Campus Architecture: Many buildings on campus are historic, contributing to a charming and traditional collegiate atmosphere.
- Strong Liberal Arts Foundation: Emphasis on critical thinking, communication, and a broad understanding across disciplines.
- Close-Knit Community: Small student body fosters strong relationships with peers and faculty.
- Tiger Athletics: Active NAIA athletic programs provide spirited competition and student engagement.
- Christian Heritage: A welcoming environment with a foundation in Christian values, influencing campus culture.
- Location in Historic Georgetown: Proximity to a charming, historic town offers local culture and opportunities.
- Focus on Undergraduate Teaching: Faculty are dedicated to teaching and mentoring undergraduate students.
Location & Regional Advantages
Georgetown College's location in Georgetown, Kentucky, offers a blend of small-town charm and proximity to significant economic centers. The local job market is influenced by its position within the dynamic Northern Kentucky region, which benefits from its proximity to Lexington (a hub for healthcare, education, and manufacturing) and Louisville (a major center for logistics, healthcare, and bourbon tourism). The cost of living in Georgetown is generally lower than in larger metropolitan areas, making the overall financial burden of attending and living post-graduation more manageable. Proximity to industry hubs like Lexington provides access to a broader range of career opportunities, particularly in sectors like advanced manufacturing (Toyota Motor Manufacturing Kentucky is a major employer nearby), healthcare, and technology. Quality of life in Georgetown is characterized by a friendly community atmosphere, access to outdoor recreational activities, and a slower pace of life. Weather is typical of the Midwest/Upper South, with four distinct seasons. Safety is generally good in Georgetown, contributing to a secure environment for students. This location can be advantageous for students seeking a close-knit community feel while still having access to the economic opportunities of larger cities within a reasonable driving distance, fostering career growth in the surrounding region.
How to Get Into Georgetown College
Georgetown College, with its 91.1% admission rate, is an accessible institution that values a well-rounded applicant who will contribute to its close-knit community. While Early Decision (ED) and Early Action (EA) aren't explicitly highlighted as having significant advantages due to the high acceptance rate, applying early can still demonstrate strong interest and allow for earlier notification of admission and financial aid. The admissions office likely looks for students who show academic promise, a commitment to personal growth, and an alignment with the college's liberal arts mission and Christian heritage.
While specific GPA and test score ranges are not provided, applicants should aim for grades and scores that reflect strong performance within their high school context. Given the accessibility, a solid B average and moderate ACT scores would likely be competitive. Essays are an opportunity to showcase personality, articulate goals, and explain why Georgetown College is the right fit. Topics that highlight personal growth, leadership experiences, or a connection to the college's values tend to resonate well. Demonstrated interest is likely valued; engaging with admissions counselors, attending virtual or in-person information sessions, and visiting campus (if possible) can positively impact an application. The timeline recommendation is to aim for application submission by the spring of your senior year, with priority deadlines for scholarships often falling in late winter or early spring.
How Georgetown College Compares to Similar Schools
Similar schools: Transylvania University, Centre College, Pikeville University, Kentucky Wesleyan College
Advantages
- Potentially lower sticker price or higher average financial aid compared to some peers.
- Stronger emphasis on specific niche programs or a more intimate campus community.
- Geographic location offers unique access to specific regional industries or employers.
Disadvantages
- Lower median earnings compared to some more selective or larger private institutions.
- Lower graduation rate suggests potential challenges with student retention or academic support.
- Less robust alumni network or national brand recognition compared to more established peers.
Best For
- Students seeking a highly diverse college experience
- Prospective students with lower-than-average academic performance
Avoid If
- Students looking for a high-cost, high-return education
- Individuals seeking a college with a higher graduation rate
Frequently Asked Questions about Georgetown College
How much does it cost to attend Georgetown College?
In-state tuition at Georgetown College is $42,840 per year, and out-of-state tuition is $42,840 per year. The median student debt at graduation is $25,200.
What is the acceptance rate at Georgetown College?
Georgetown College has an acceptance rate of 91.1%.
What is the graduation rate at Georgetown College?
Georgetown College has a graduation rate of 48.1%.
How much do Georgetown College graduates earn?
The median earnings for Georgetown College graduates 10 years after enrollment is $52,074. With median debt of $25,200, graduates earn roughly 2.1x their debt level annually.
How big is Georgetown College?
Georgetown College has approximately 1,097 students and is classified as a small institution. It is located in Georgetown, KY and is a Private Nonprofit institution.
Is Georgetown College worth the cost?
Georgetown College has an ROI score of -70 out of 100. With in-state tuition of $42,840 per year and median post-graduation earnings of $52,074, the data suggests the return on investment may be below average.
Where is Georgetown College located?
Georgetown College is located in Georgetown, KY. It is a Private Nonprofit institution with approximately 1,097 students.
How much student debt do Georgetown College graduates have?
The median student debt for Georgetown College graduates is $25,200. With median earnings of $52,074 ten years after enrollment, graduates can expect a debt-to-income ratio of 48%.
Is Georgetown College a good college?
Georgetown College has a graduation rate of 48.1% and median post-graduation earnings of $52,074. High admission rate and low in-state tuition cost
How does Georgetown College compare to similar colleges?
Below-average graduation rate Compared to peer institutions, Georgetown College offers a more affordable education with good earning potential, though its graduation rate is lower.
What career prospects do Georgetown College graduates have?
Graduates of Georgetown College can expect to enter the job market with competitive salaries, making it a good choice for those seeking a career in fields with strong earning potential.
What should prospective students know about Georgetown College?
Georgetown College is positioned as an affordable private institution with a focus on providing a quality education at a lower cost than many of its peers.
What makes Georgetown College stand out?
Above-average median earnings 10 years post-graduation
What are the pros and cons of attending Georgetown College?
Strong white student population
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Analysis based on U.S. Department of Education data. Not enrollment advice. Verify information with the institution directly.